Compare Homeowners Insurance Quotes

Find coverage that makes sense for your home and your budget.

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We help you understand and compare homeowners insurance quotes

Your home is one of the biggest purchases in your life. Our home insurance guides help you figure out what you need to protect it, while our tools find you local insurer options to compare.

How much do home insurance premiums vary?

After collecting thousands of quotes across dozens of insurers, we've estimated the average cost of homeowners insurance in each state.

bar graph of average costs of homeowners insurance in Florida, Texas, New York, Illinois, and California

See the best (and cheapest) home insurance companies in your state

Choose your state to see which insurers we found offer the lowest rates and best coverage features near you.

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Compare major homeowners insurance companies

It's not always easy to know what sets an insurance company apart from the rest. Our in-depth reviews evaluate each insurer from a homeowner's perspective.

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Master the details of your home insurance policy

If you've ever had a question about how home insurance works, our experts have probably explored the answer in one of our detailed guides.

Standard homeowners insurance provides coverage in three major areas: your physical home, the belongings inside and your personal liability to third parties. These areas are covered against damage from causes like fire, wind and theft. Read more

When your house or belongings suffer damage that's caused by a peril — such as fire, wind or theft — that's covered by your policy, you can file a claim requesting your home insurance company pay for the costs of making you whole. The insurer then begins the process of verifying and paying your claim. Read more

If you currently have a mortgage balance, your lender probably requires that you carry homeowners insurance to protect your property. Even though there's no legal requirement for homeowners to have insurance, the lender requirement means that most people do need an active policy. Read more

The "best" homeowners insurance policy is one that provides enough coverage to protect the full value of your home and assets at a monthly rate that you can afford. Finding the best policy also requires you to understand whether you face any risks that aren't covered by standard insurance — like flooding. Read more

Read our latest work on home insurance

Who Has the Cheapest Homeowners Insurance in Vermont?

Here are the best insurance companies with the cheapest homeowners insurance rates in Vermont. Click to compare homeowners insurance rates... Read More

The Best and Cheapest Homeowners Insurance Companies in Illinois

Find the cheapest home insurance rates and the best home insurance companies in Illinois. Compare homeowners insurance rates across... Read More

Who Has the Cheapest Homeowners Insurance Quotes in Arizona?

Here are the best insurance companies with the cheapest homeowners insurance rates in Arizona. Click to compare homeowners insurance rates... Read More

Who Has the Cheapest Homeowners Insurance Quotes in Indiana?

Here are the best insurance companies with the cheapest home insurance rates in the state of Indiana. Click to compare homeowners insurance... Read More

The Best and Cheapest Homeowners Insurance Companies in Ohio

We evaluated homeowners insurance quotes across Ohio and determined that the best provider is Cincinnati Insurance Company. The best... Read More

Who Has the Cheapest Homeowners Insurance Quotes in Pennsylvania?

Here are the best insurance companies with the cheapest homeowners insurance rates in Pennsylvania. Click to compare homeowners insurance... Read More

Who Has the Cheapest Homeowners Insurance Quotes in Alabama?

Find the cheapest home insurance rates and the best home insurance companies in Alabama. Compare homeowners insurance rates across... Read More

Who Has the Cheapest Homeowners Insurance Quotes in Maryland?

Here are the best insurance companies with the cheapest homeowners insurance rates in Maryland. Compare homeowners insurance rates across... Read More

Who Has the Cheapest Homeowners Insurance Quotes in Colorado?

Here are the best insurance companies with the cheapest homeowners insurance rates in Colorado. Click to compare homeowners insurance rates... Read More