We help you find and understand renters insurance

Getting renters insurance is an affordable way to protect your belongings, but the process can be difficult. We make it easier for you to know what you're getting and how to get it.

The average cost of renters insurance is about $187 per year ($16 per month). What coverage can you expect at that price?

$25,000

Personal property coverage

This coverage protects your movable goods, from furniture to clothing and electronics. In most cases, renters insurance protects your things wherever you take them.

$100,000

Liability coverage

Renters insurance covers your personal liability as well as your property. This includes medical costs for injured guests and damage to other people's property.

$50,000

Loss-of-use coverage

Sometimes called "relocation expenses" coverage, loss-of-use coverage pays your expenses if your apartment ever becomes inaccessible or unlivable.

$500

Deductible

Your deductible is the minimum amount you must pay before insurance starts covering your claim. Higher deductibles mean lower monthly premiums while lower ones provide better protection.

Choose from the best renters insurance providers near you

Select your state to find out which available insurers offer the best value to renters, according to our analysis.

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Compare major insurers by their renters insurance policies

If you prefer to go with a brand you recognize, we've also reviewed the nation's largest insurance companies on how well they meet renter needs.

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Get answers to all your renters insurance questions

If you need specific guidance on a renters insurance issue, our experts cover everything from how claims are processed to what is and isn't covered.

Most renters find that property coverage of $25,000 to $50,000 is enough for the full value of their possessions, while $100,000 of liability is accepted as standard. These levels of coverage cost an average of $187 per year in premiums, although your quotes can vary by lender and location. If you have a lot of assets, you may want to expand your liability coverage to protect those assets. Read more

The best renters insurance policies deliver a good balance of several factors: affordability, full coverage and high customer service quality. While it's pretty easy to compare rates online, we can help you understand coverages and service quality with our in-depth reviews. Read more

Landlords often require proof of renter's insurance as a condition of your rental agreement. They do so by requesting that you add them as an interested party on your insurance policy, which enables the landlord to receive notice if that policy ends. Unless you live with a family member, each roommate generally needs their own renters insurance coverage. Read more

While liability coverage in renters insurance usually does cover instances when your pet bites someone in your home or on a walk, many companies specifically exclude this protection if your dog belongs to a particularly "risky" breed. Examples of such breeds include pit bulls, German shepherds and rottweilers. Read more

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We help you find and understand renters insurance

Getting renters insurance is an affordable way to protect your belongings, but the process can be difficult. We make it easier for you to know what you're getting and how to get it.

$25,000

$100,000

$50,000

$500

Choose from the best renters insurance providers near you

Compare major insurers by their renters insurance policies

If you prefer to go with a brand you recognize, we've also reviewed the nation's largest insurance companies on how well they meet renter needs.

Get answers to all your renters insurance questions

If you need specific guidance on a renters insurance issue, our experts cover everything from how claims are processed to what is and isn't covered.

How much renter's insurance do I need, and what will it cost?

What's the best renters insurance?

When is renter's insurance required?

Does renters insurance cover dog bites?

Read our latest work on renters insurance

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