Auto Insurance

The Cheapest — and Best — California Car Insurance Companies (2020)

The Cheapest — and Best — California Car Insurance Companies (2020)

Comparing car insurance quotes can help California drivers save hundreds, or even thousands, of dollars a year.

The average cost of minimum-coverage car insurance in California is $574 per year, or $48 per month. For a full coverage auto insurance policy in California, the average cost is $1,804 per year, or $150 per month.

Yet these prices can vary greatly depending on the insurance company and your unique driver profile. In fact, car insurance quotes in California can range by more than $1,000 depending on the carrier. That's why the best way to save on car insurance in California is to compare quotes from multiple insurers.

No spam. No hassle. No hidden costs.
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Enter your ZIP code above to get cheap auto insurance quotes from the best California insurers in your area, or read on to learn more about the California car insurance market.


Cheapest for minimum liability

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Cheapest for full coverage

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Cheapest for drivers with an accident

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Best for customer service

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Cheapest minimum liability car insurance quotes in California

The cheapest minimum-coverage car insurance quotes in California are offered by:

  • GEICO
  • CSAA
  • Progressive
This graph shows the three cheapest auto insurance companies in California compared to the state average.
This graph shows the three cheapest auto insurance companies in California compared to the state average.

Find Cheap Auto Insurance Quotes in California

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No spam. No hassle. No hidden costs.
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These three auto insurers offered the lowest liability-only car insurance rates in California, averaging $438 per year, or $37 per month — or 24% cheaper than the state average.

The insurance companies with the most expensive auto quotes in California were:

  • Farmers
  • Allstate
  • State Farm

In California, these companies had an average annual quote of $727, or 27% more than the state average.

Average cost of minimum coverage car insurance among top California insurers

RankInsurerCar insurance quote
1GEICO$376
2CSAA$454
3Progressive$485
4Mercury$527
5Auto Club$570
6State Farm$705
7Allstate$713
8Farmers$763

Minimum-coverage car insurance meets California's minimum legal requirements.

Unlike full coverage, minimum coverage doesn't include comprehensive and collision insurance, which protects you from vehicle damage following a collision, theft, vandalism or natural disaster — regardless of who's at fault.

Although full coverage usually costs more, purchasing higher liability coverage limits and adding comprehensive and collision coverage can offer useful financial protection after an expensive accident.

The average difference in cost between full- and minimum-coverage car insurance in California is $1,230 per year, or $102 per month, in savings.

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class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-QuoteWizardQuoteForm\" data-component-name=\"QuoteWizardQuoteForm\"\u003E\n \u003Cdiv class=\"QuoteWizardQuoteForm--root QuoteWizardQuoteForm--dropshadow\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--form-container\"\u003E\u003Ch3 class=\"QuoteWizardQuoteForm--title\"\u003EFind Cheap Auto Insurance Quotes in California\u003C\/h3\u003E\u003Cform id=\"QuoteWizardQuoteForm--360\" class=\"QuoteWizardQuoteForm--form\" method=\"GET\" action=\"https:\/\/quotes.valuepenguin.com\" target=\"_blank\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--hidden\"\u003E\u003Cinput type=\"hidden\" name=\"c\" value=\"C30088\"\/\u003E\u003Cinput type=\"hidden\" name=\"product\" value=\"auto\"\/\u003E\u003Cinput type=\"hidden\" name=\"key\" value=\"_best-cheap-car-insurance-california\"\/\u003E\u003Cinput type=\"hidden\" name=\"v\" value=\"VPT1\"\/\u003E\u003C\/div\u003E\u003Cdiv 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Quotes\u003C\/button\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/form\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--trust-message-container\"\u003E\u003Cspan class=\"QuoteWizardQuoteForm--trust-icon ValuePenguinIcon--inspolicy\"\u003E\u003C\/span\u003E\u003Cspan class=\"QuoteWizardQuoteForm--trust-message\"\u003ENo spam. No hassle. No hidden costs.\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"QuoteWizardQuoteForm\"\u003E{\"addHiddenFields\":true,\"buttonText\":\"CA Quotes\",\"customEventLabel\":\"\",\"defaultProduct\":\"auto\",\"defaultZip\":\"\",\"hideTitle\":false,\"id\":\"QuoteWizardQuoteForm--360\",\"isAgeFieldVisible\":true,\"isInsuranceTypeFieldVisible\":true,\"isInsuredStatusFieldVisible\":true,\"quoteWizardEndpoint\":\"https:\\\/\\\/quotes.valuepenguin.com\",\"showTrustMessage\":\"true\",\"style\":\"dropshadow\",\"tier\":\"VPT1\",\"title\":\"Find Cheap Auto Insurance Quotes in California\",\"trackingKey\":\"_best-cheap-car-insurance-california\",\"trustMessage\":\"No spam. No hassle. No hidden costs.\",\"vendor\":\"vp\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EThese three auto insurers offered the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"lowest liability-only car insurance rates\" href=\"https:\/\/www.valuepenguin.com\/cheap-liability-only-car-insurance\"\u003Elowest liability-only car insurance rates\u003C\/a\u003E\u003C\/span\u003E in California, averaging $438 per year, or $37 per month \u2014 or 24% cheaper than the state average.\u003C\/p\u003E\n\n\u003Cp\u003EThe insurance companies with the most expensive auto quotes in California were:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EFarmers\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EAllstate\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003EIn California, these companies had an average annual quote of $727, or 27% more than the state average.\u003C\/p\u003E\n\n\u003Ch4\u003EAverage cost of minimum coverage car insurance among top California insurers\u003C\/h4\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003ERank\u003C\/th\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EInsurer\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003ECar insurance quote\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E1\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"GEICO\" href=\"https:\/\/www.valuepenguin.com\/geico-insurance-review\"\u003EGEICO\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$376\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E2\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"CSAA\" href=\"https:\/\/www.valuepenguin.com\/aaa-insurance-review\"\u003ECSAA\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$454\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E3\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Progressive\" href=\"https:\/\/www.valuepenguin.com\/progressive-insurance-review\"\u003EProgressive\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$485\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E4\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Mercury\" href=\"https:\/\/www.valuepenguin.com\/mercury-insurance-review\"\u003EMercury\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$527\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E5\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Auto Club\" href=\"https:\/\/www.valuepenguin.com\/aaa-insurance-review\"\u003EAuto Club\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$570\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E6\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"State Farm\" href=\"https:\/\/www.valuepenguin.com\/state-farm-insurance-review\"\u003EState Farm\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$705\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E7\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Allstate\" href=\"https:\/\/www.valuepenguin.com\/allstate-auto-insurance-review\"\u003EAllstate\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$713\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E8\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Farmers\" href=\"https:\/\/www.valuepenguin.com\/farmers-insurance-review\"\u003EFarmers\u003C\/a\u003E\u003C\/span\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$763\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeBorder--root ShortcodeBorder--with-padding\"\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EMinimum-coverage\u003C\/strong\u003E car insurance meets California's \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"minimum legal requirements\" href=\"https:\/\/www.valuepenguin.com\/auto-insurance\/california\/requirements\"\u003Eminimum legal requirements\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n\u003Cp\u003EUnlike \u003Cstrong\u003Efull coverage\u003C\/strong\u003E, minimum coverage doesn't include \u003Cstrong\u003Ecomprehensive and collision\u003C\/strong\u003E insurance, which protects you from vehicle damage following a collision, theft, vandalism or natural disaster \u2014 regardless of who's at fault.\u003C\/p\u003E\n\n\u003Cp\u003EAlthough \u003Cstrong\u003Efull coverage\u003C\/strong\u003E usually costs more, purchasing higher liability coverage limits and adding comprehensive and collision coverage can offer useful financial protection after an expensive accident.\u003C\/p\u003E\n\n\u003Cp\u003EThe average difference in cost between full- and minimum-coverage car insurance in California is $1,230 per year, or $102 per month, in savings.\u003C\/p\u003E\n\n\u003Cp\u003E\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest full-coverage car insurance companies in California

The cheapest full-coverage auto insurance companies in California are:

  • GEICO: $1,455
  • Mercury: $1,492
  • Progressive: $1,599

These three car insurance carriers were the most affordable in California for full coverage, offering auto quotes of $1,515 on average, or 16% less than the state average of $1,804.

The insurers with the most expensive auto quotes for full coverage in California are:

  • Farmers: $2,270
  • State Farm: $2,016
  • CSAA: $1,933

Full coverage car insurance policies include comprehensive and collision insurance, which reimburse property damage to your automobile following most accidents, thefts, natural disasters and vandalism.

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThe cheapest \u003Cstrong\u003Efull-coverage\u003C\/strong\u003E auto insurance companies in California are:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EGEICO\u003C\/strong\u003E: $1,455\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EMercury\u003C\/strong\u003E: $1,492\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EProgressive\u003C\/strong\u003E: $1,599\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003EThese three car insurance carriers were the most affordable in California for full coverage, offering auto quotes of $1,515 on average, or 16% less than the state average of $1,804.\u003C\/p\u003E\n\n\u003Cp\u003EThe insurers with the most expensive auto quotes for full coverage in California are:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EFarmers\u003C\/strong\u003E: $2,270\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EState Farm\u003C\/strong\u003E: $2,016\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003ECSAA\u003C\/strong\u003E: $1,933\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003EFull coverage car insurance policies include \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"comprehensive and collision insurance\" href=\"https:\/\/www.valuepenguin.com\/collision-comprehensive-car-insurance\"\u003Ecomprehensive and collision insurance\u003C\/a\u003E\u003C\/span\u003E, which reimburse property damage to your automobile following most accidents, thefts, natural disasters and vandalism.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest full-coverage auto insurance quotes in California for drivers with an accident history

California drivers with an accident on their driving record may be able to find cheap full-coverage car insurance quotes at GEICO, CSAA and Mercury.

These three insurance providers were the most affordable for a full coverage auto policy with a prior accident history, offering average annual rates of $2,310 per year, or 23% cheaper than the California average of $2,490.

RankInsurerQuote before accidentQuote after accidentDifference
1GEICO$1,455$1,919$464
2CSAA$1,933$2,440$507
3Mercury$1,492$2,571$1,079
4Auto Club$1,748$2,613$865
5State Farm$2,016$3,195$1,179
6Progressive$1,599$3,293$1,694
7Farmers$2,270$3,859$1,589
8Allstate$1,920$4,138$2,218
Quotes are for an at-fault accident causing $2,000 in property damage.

Just one accident and claim filing on your driving record can increase your car insurance quotes substantially.

The annual cost difference in California auto insurance quotes for a full-coverage policy with no accident history versus a plan with one accident was $1200, or $100 per month.

Accident historyAverage annual rate
No accidents$1,804
One accident$3,004

LEARN MORE: How does an accident or DUI affect car insurance rates?

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003ECalifornia drivers with an accident on their driving record may be able to find \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"cheap full-coverage car insurance quotes\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-full-coverage-auto-insurance\"\u003Echeap full-coverage car insurance quotes\u003C\/a\u003E\u003C\/span\u003E at \u003Cstrong\u003EGEICO\u003C\/strong\u003E, \u003Cstrong\u003ECSAA\u003C\/strong\u003E and \u003Cstrong\u003EMercury\u003C\/strong\u003E.\u003C\/p\u003E\n\n\u003Cp\u003EThese three insurance providers were the most affordable for a full coverage auto policy with a prior accident history, offering average annual rates of $2,310 per year, or 23% cheaper than the California average of $2,490.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003ERank\u003C\/th\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EInsurer\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EQuote before accident\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EQuote after accident\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EDifference\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E1\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,455\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,919\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$464\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E2\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003ECSAA\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,933\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,440\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$507\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E3\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,492\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,571\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,079\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E4\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,748\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,613\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$865\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E5\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EState Farm\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,016\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$3,195\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,179\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E6\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,599\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$3,293\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,694\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E7\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EFarmers\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,270\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$3,859\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,589\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E8\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAllstate\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,920\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$4,138\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,218\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003EQuotes are for an at-fault accident causing $2,000 in property damage.\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Just one accident and claim filing on your driving record can increase your car insurance quotes substantially. \n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeBorder--root \"\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"half pad align-left clearfix\"\u003E\u003C\/p\u003E\n\n\u003Cp\u003EThe annual cost difference in California auto insurance quotes for a \u003Cstrong\u003Efull-coverage\u003C\/strong\u003E policy with no accident history versus a plan with one accident was $1200, or $100 per month.\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"half pad-half align-left clearfix\"\u003E\n\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EAccident history\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EAverage annual rate\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003ENo accidents\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,804\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EOne accident\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$3,004\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELEARN MORE\u003C\/strong\u003E: How does an \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"accident\" href=\"https:\/\/www.valuepenguin.com\/how-does-accident-affect-my-car-insurance-rates\"\u003Eaccident\u003C\/a\u003E\u003C\/span\u003E or \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"DUI\" href=\"https:\/\/www.valuepenguin.com\/how-does-dui-affect-your-auto-insurance-rates\"\u003EDUI\u003C\/a\u003E\u003C\/span\u003E affect car insurance rates?\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

The best-rated car insurance companies in California

For Californians, the lowest cost car insurer may not be the best company for customer service quality. In fact, certain insurance companies are often a better fit for certain types of drivers—depending on your individual circumstances.

Using complaint data from the California Department of Insurance as a measure of customer satisfaction, we identified the top-rated car insurance companies in California.

The best California insurers were:

  • Wawanesa
  • CSAA
  • Mercury

We've listed the top California insurers from best (lowest complaint index) to worst (highest complaint index).

A complaint ratio measures how many complaints each insurer receives relative to their market share of premiums underwritten, and indicates how good an auto insurance company's customer service quality is.

The lower the ratio, the fewer complaints a company received relative to its size, meaning that customers were less likely to complain.

RankCompanyComplaint Index
1Wawanesa1.1
2CSAA1.5
3Mercury1.5
4GEICO1.8
5State Farm2.1
6Auto Club2.3
7Farmers2.6
8Auto-Owners2.9
9Allstate3.0
10Dairyland3.1
11Progressive3.7
12USAA3.8
13American Family3.9
14California Casualty3.9
15Loya5.4
16Liberty Mutual5.7
17Nationwide6.2
18Amica6.3
19National General6.9
20Aspire General7.7
21The Hartford8.2
22Travelers8.6
23MetLife8.8
24Anchor General10.6
25MAPFRE14.9
26Kemper17.9
27Metromile21.5
28Western General35.6
Insurers were selected based on market share and quote availability. Complaint Index information is drawn from the National Association of Insurance Commissioners. The national median for the Complaint Index is 1.0, meaning companies with a lower index provide better customer service compared to the median company.

Auto insurance in California: Minimum liability coverage requirements

California state law requires that car insurance policies have at least bodily injury liability and property damage liability coverage with the limits listed below:

  • Bodily injury (BI): $15,000 per person / $30,000 per accident
  • Property damage (PD): $5,000 per accident

While the above is the lowest amount of insurance coverage you can have, you should consider adding more if you have more to lose. For example, we typically recommend California drivers to match their liability coverage to what they have in total assets.

  • If you own a house in one of the most expensive ZIP codes in California and have sizable savings and investment accounts, we'd recommend you increase your liability limits and consider adding umbrella coverage on top of your standard policy.
  • On the other hand, if you're a college student that doesn't drive frequently, you may consider liability limits that are closer to California's minimum state requirements for car insurance.

Cheapest car insurance companies in California by city

We reviewed local auto insurance quotes for the largest cities in California to report on the insurers with the most affordable rates near you.

The best auto insurers with the lowest rates vary significantly depending on where you live in California. Even in the most expensive cities, however, shoppers can find cheap car insurance if they compare quotes online from multiple companies.

Here is a list of the best California car insurance companies that offer the lowest prices for a year's worth of full coverage in the state's most populous cities.

Mercury, GEICO, Progressive and Auto Club frequently took the top three spots, though there were some exceptions, particularly in California's larger cities.

CityInsurerAnnual car insurance quote
AnaheimMercury$1,557
GEICO$1,571
Progressive$1,605
BakersfieldGEICO$1,359
Mercury$1,465
Auto Club$1,639
Chula VistaGEICO$1,170
Mercury$1,357
Progressive$1,429
ConcordGEICO$1,373
Mercury$1,440
Auto Club$1,449
CoronaGEICO$1,411
Mercury$1,442
Progressive$1,603
Elk GroveGEICO$1,308
Progressive$1,516
Mercury$1,527
EscondidoGEICO$1,327
Mercury$1,435
Progressive$1,481
FontanaMercury$1,429
GEICO$1,467
Progressive$1,707
FremontGEICO$1,326
Progressive$1,486
Mercury$1,519
FresnoGEICO$1,405
Mercury$1,453
Progressive$1,511
FullertonGEICO$1,480
Mercury$1,586
Progressive$1,701
Garden GroveGEICO$1,468
Progressive$1,667
Mercury$1,691
GlendaleMercury$2,294
GEICO$2,382
Auto Club$2,401
HaywardGEICO$1,478
Mercury$1,644
Auto Club$1,694
Huntington BeachMercury$1,463
GEICO$1,494
Progressive$1,583
IrvineGEICO$1,401
Mercury$1,491
Progressive$1,629
LancasterGEICO$1,580
Mercury$1,605
Progressive$1,720
Long BeachGEICO$1,648
Mercury$1,735
Progressive$1,745
Los AngelesCSAA$2,108
Mercury$2,123
GEICO$2,148
ModestoGEICO$1,402
Progressive$1,455
Mercury$1,482
Moreno ValleyMercury$1,462
GEICO$1,492
Progressive$1,741
OaklandGEICO$1,625
Auto Club$1,673
Mercury$1,755
OceansideGEICO$1,307
Mercury$1,421
Progressive$1,483
OntarioMercury$1,558
GEICO$1,608
Progressive$1,751
OrangeGEICO$1,410
Mercury$1,496
Progressive$1,550
OxnardGEICO$1,405
Mercury$1,437
Progressive$1,499
PalmdaleMercury$1,712
GEICO$1,722
Auto Club$1,920
PasadenaGEICO$1,519
Mercury$1,729
Progressive$1,889
PomonaMercury$1,631
GEICO$1,632
Progressive$1,698
Rancho CucamongaMercury$1,399
GEICO$1,468
Auto Club$1,714
RiversideGEICO$1,468
Mercury$1,544
Progressive$1,642
RosevilleGEICO$1,291
Mercury$1,461
Auto Club$1,589
SacramentoGEICO$1,473
Progressive$1,610
Mercury$1,690
SalinasGEICO$1,250
Mercury$1,455
Progressive$1,538
San BernardinoGEICO$1,781
Mercury$1,790
Progressive$1,851
San DiegoGEICO$1,310
Mercury$1,461
Progressive$1,463
San FranciscoGEICO$1,469
Progressive$1,730
Mercury$1,841
San JoseGEICO$1,338
Mercury$1,570
Progressive$1,616
Santa AnaGEICO$1,498
Mercury$1,525
Progressive$1,693
Santa ClaraGEICO$1,316
Mercury$1,485
CSAA$1,555
Santa ClaritaMercury$1,464
GEICO$1,474
Auto Club$1,728
Santa RosaGEICO$1,321
Mercury$1,470
Progressive$1,564
Simi ValleyMercury$1,459
GEICO$1,551
Auto Club$1,617
StocktonGEICO$1,537
Mercury$1,593
Progressive$1,611
SunnyvaleGEICO$1,232
Mercury$1,443
Progressive$1,456
Thousand OaksMercury$1,453
GEICO$1,455
Auto Club$1,670
TorranceMercury$1,496
GEICO$1,501
Progressive$1,747
VallejoGEICO$1,506
Mercury$1,650
Auto Club$1,685
VictorvilleGEICO$1,547
Progressive$1,614
Mercury$1,734
VisaliaGEICO$1,254
Mercury$1,280
Progressive$1,296

To help you shop for inexpensive car insurance in California, we identified the cheapest insurers for a full-coverage policy in:

Cheap car insurance quotes in Los Angeles, California

  • Average annual auto insurance quote in Los Angeles = $2,535
  • 40% more expensive than California average

Car insurance rates in Los Angeles were among the most expensive in the state. However, drivers can still find less expensive rates in Southern California with by comparing auto insurance quotes from the best insurers in California.

The three insurers providing the cheapest car insurance rates in Los Angeles were CSAA, Mercury and GEICO. These insurers priced rates at an average of $2,126, or 16% cheaper than the Los Angeles average.

LEARN MORE: A guide to cheap car insurance in Los Angeles

Cheap car insurance quotes in San Diego, California

  • Average annual auto insurance quote in San Diego = $1,732
  • 4% cheaper than California average

When shopping for auto insurance in San Diego, be sure to compare car insurance quotes from several insurers. The cheapest car insurance for teens or young drivers in Southern California may not be the same as for a senior citizen.

Comparing rates among carriers can also help you find substantial savings. In San Diego, for example, the most expensive insurer, CSAA ($2,108), cost $798 more than the cheapest, GEICO ($1,310).

LEARN MORE: A guide to cheap car insurance in San Diego

Cheap car insurance quotes in San Jose, California

  • Average annual auto insurance quote in San Jose = $1,765
  • 2% cheaper than California average

Car insurance in San Jose was typically in line with the California average. San Jose drivers looking for low-cost car insurance could still benefit by getting quotes from multiple providers. The most expensive insurer in town offered rates 1.7 times the cost of rates at the cheapest carrier.

LEARN MORE: A guide to cheap car insurance in San Jose

Cheap car insurance quotes in San Francisco, California

  • Average annual auto insurance quote in San Francisco = $2,066
  • 15% more expensive than California average

To get the cheapest car insurance rates in San Francisco, start with GEICO, Progressive and Mercury. Together, these three companies charge an average of $1,680 a year to insure a car in San Francisco, or about 19% less than the city average.

LEARN MORE: A guide to cheap car insurance in San Francisco

Cheap car insurance quotes in Fresno, California

  • Average annual auto insurance quote in Fresno = $1,807
  • Comparable to California average

The cost of insuring a driver for a year's worth of full coverage in Fresno was roughly equivalent to the California average. For the cheapest rate, we still recommend that Fresno drivers get multiple quotes. The three most expensive insurers charged $2,239 per year on average, or 24% more than the Fresno mean.

LEARN MORE: A guide to cheap car insurance in Fresno

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EWe reviewed \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"local auto insurance quotes\" href=\"https:\/\/www.valuepenguin.com\/auto-insurance-quotes\"\u003Elocal auto insurance quotes\u003C\/a\u003E\u003C\/span\u003E for the largest cities in California to report on the insurers with the most affordable rates near you.\u003C\/p\u003E\n\n\u003Cp\u003EThe best auto insurers with the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"lowest rates\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance\"\u003Elowest rates\u003C\/a\u003E\u003C\/span\u003E vary significantly depending on where you live in California. Even in the most expensive cities, however, shoppers can find cheap car insurance if they compare quotes online from multiple companies.\u003C\/p\u003E\n\n\u003Cp\u003EHere is a list of the best California car insurance companies that offer the lowest prices for a year's worth of \u003Cstrong\u003Efull coverage\u003C\/strong\u003E in the state's most populous cities.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EMercury\u003C\/strong\u003E, \u003Cstrong\u003EGEICO\u003C\/strong\u003E, \u003Cstrong\u003EProgressive\u003C\/strong\u003E and \u003Cstrong\u003EAuto Club\u003C\/strong\u003E frequently took the top three spots, though there were some exceptions, particularly in California's larger cities.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003ECity\u003C\/th\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EInsurer\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EAnnual car insurance quote\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EAnaheim\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,557\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,571\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,605\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EBakersfield\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,359\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,465\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,639\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EChula Vista\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,170\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,357\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,429\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EConcord\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,373\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,440\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,449\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ECorona\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,411\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,442\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,603\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EElk Grove\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,308\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,516\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,527\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EEscondido\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,327\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,435\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,481\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EFontana\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,429\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,467\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,707\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EFremont\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,326\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,486\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,519\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EFresno\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,405\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,453\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,511\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EFullerton\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,480\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,586\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,701\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EGarden Grove\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,468\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,667\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,691\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EGlendale\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,294\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,382\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,401\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EHayward\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,478\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,644\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,694\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EHuntington Beach\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,463\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,494\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,583\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EIrvine\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,401\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,491\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,629\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ELancaster\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,580\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,605\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,720\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ELong Beach\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,648\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,735\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,745\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ELos Angeles\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003ECSAA\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,108\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,123\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$2,148\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EModesto\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,402\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,455\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,482\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EMoreno Valley\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,462\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,492\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,741\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EOakland\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,625\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,673\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,755\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EOceanside\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,307\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,421\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,483\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EOntario\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,558\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,608\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,751\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EOrange\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,410\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,496\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,550\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EOxnard\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,405\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,437\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,499\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EPalmdale\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,712\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,722\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,920\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EPasadena\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,519\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,729\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,889\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EPomona\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,631\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,632\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,698\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ERancho Cucamonga\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,399\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,468\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,714\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ERiverside\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,468\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,544\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,642\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ERoseville\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,291\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,461\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,589\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESacramento\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,473\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,610\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,690\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESalinas\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,250\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,455\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,538\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESan Bernardino\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,781\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,790\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,851\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESan Diego\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,310\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,461\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,463\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESan Francisco\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,469\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,730\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,841\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESan Jose\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,338\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,570\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,616\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESanta Ana\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,498\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,525\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,693\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESanta Clara\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,316\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,485\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003ECSAA\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,555\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESanta Clarita\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,464\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,474\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,728\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESanta Rosa\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,321\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,470\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,564\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESimi Valley\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,459\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,551\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,617\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EStockton\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,537\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,593\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,611\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ESunnyvale\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,232\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,443\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,456\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EThousand Oaks\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,453\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,455\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,670\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003ETorrance\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,496\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,501\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,747\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EVallejo\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,506\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,650\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,685\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EVictorville\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,547\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,614\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,734\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan='3'\u003EVisalia\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,254\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,280\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$1,296\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003ETo help you shop for inexpensive car insurance in California, we identified the cheapest insurers for a \u003Cstrong\u003Efull-coverage\u003C\/strong\u003E policy in:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Los Angeles\" href=\"#losangeles\"\u003ELos Angeles\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"San Diego\" href=\"#diego\"\u003ESan Diego\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"San Jose\" href=\"#jose\"\u003ESan Jose\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"San Francisco\" href=\"#francisco\"\u003ESan Francisco\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Fresno\" href=\"#fresno\"\u003EFresno\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Ch3 id=\"losangeles\"\u003ECheap car insurance quotes in Los Angeles, California\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Average annual auto insurance quote in Los Angeles = $2,535\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n 40% more expensive than California average\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003ECar insurance rates in Los Angeles were among the most expensive in the state. However, drivers can still find less expensive rates in Southern California with by comparing auto insurance quotes from the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"best insurers\" href=\"https:\/\/www.valuepenguin.com\/best-auto-insurance\"\u003Ebest insurers\u003C\/a\u003E\u003C\/span\u003E in California.\u003C\/p\u003E\n\n\u003Cp\u003EThe three insurers providing the cheapest car insurance rates in Los Angeles were CSAA, Mercury and GEICO. These insurers priced rates at an average of $2,126, or 16% cheaper than the Los Angeles average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELEARN MORE\u003C\/strong\u003E: \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"A guide to cheap car insurance in Los Angeles\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-los-angeles-california\"\u003EA guide to cheap car insurance in Los Angeles\u003C\/a\u003E\u003C\/span\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"diego\"\u003ECheap car insurance quotes in San Diego, California\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Average annual auto insurance quote in San Diego = $1,732\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n 4% cheaper than California average\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003EWhen shopping for auto insurance in San Diego, be sure to compare car insurance quotes from several insurers. The cheapest car insurance for teens or young drivers in Southern California may not be the same as for a senior citizen.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Comparing rates among carriers\" href=\"https:\/\/www.valuepenguin.com\/auto-insurance\"\u003EComparing rates among carriers\u003C\/a\u003E\u003C\/span\u003E can also help you find substantial savings. In San Diego, for example, the most expensive insurer, CSAA ($2,108), cost $798 more than the cheapest, GEICO ($1,310).\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELEARN MORE\u003C\/strong\u003E: \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"A guide to cheap car insurance in San Diego\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-san-diego-california\"\u003EA guide to cheap car insurance in San Diego\u003C\/a\u003E\u003C\/span\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"jose\"\u003ECheap car insurance quotes in San Jose, California\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Average annual auto insurance quote in San Jose = $1,765\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n 2% cheaper than California average\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003ECar insurance in San Jose was typically in line with the California average. San Jose drivers looking for low-cost car insurance could still benefit by getting quotes from multiple providers. The most expensive insurer in town offered rates 1.7 times the cost of rates at the cheapest carrier.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELEARN MORE\u003C\/strong\u003E: \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"A guide to cheap car insurance in San Jose\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-san-jose-california\"\u003EA guide to cheap car insurance in San Jose\u003C\/a\u003E\u003C\/span\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"francisco\"\u003ECheap car insurance quotes in San Francisco, California\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Average annual auto insurance quote in San Francisco = $2,066\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n 15% more expensive than California average\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003ETo get the cheapest car insurance rates in San Francisco, start with GEICO, Progressive and Mercury. Together, these three companies \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"charge an average\" href=\"https:\/\/www.valuepenguin.com\/average-cost-of-insurance\"\u003Echarge an average\u003C\/a\u003E\u003C\/span\u003E of $1,680 a year to insure a car in San Francisco, or about 19% less than the city average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELEARN MORE\u003C\/strong\u003E: \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"A guide to cheap car insurance in San Francisco\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-san-francisco-california\"\u003EA guide to cheap car insurance in San Francisco\u003C\/a\u003E\u003C\/span\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"fresno\"\u003ECheap car insurance quotes in Fresno, California\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Average annual auto insurance quote in Fresno = $1,807\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Comparable to California average\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003EThe cost of insuring a driver for a year's worth of full coverage in Fresno was roughly equivalent to the California average. For the cheapest rate, we still recommend that Fresno drivers get multiple quotes. The three most expensive insurers charged $2,239 per year on average, or 24% more than the Fresno mean.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELEARN MORE\u003C\/strong\u003E: \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"A guide to cheap car insurance in Fresno\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-fresno-california\"\u003EA guide to cheap car insurance in Fresno\u003C\/a\u003E\u003C\/span\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

How much is the average cost of car insurance in California cities?

The average cost of a full coverage car insurance policy in California is $1,804 per year, or approximately $150 per month.

The cheapest California cities for full-coverage car insurance are:

  • Sunnyvale
  • Concord
  • Santa Clara

The most expensive cities for auto insurance in California are:

  • Glendale
  • Los Angeles
  • Palmdale
RankCityCar insurance quote
1Sunnyvale$1,621
2Concord$1,659
3Santa Clara$1,672
4Salinas$1,685
5Visalia$1,687
6Roseville$1,690
7Chula Vista$1,692
8Fremont$1,695
9Oceanside$1,699
10Santa Rosa$1,704
11Escondido$1,706
12San Diego$1,732
13San Jose$1,765
14Oxnard$1,778
15Modesto$1,793
16Orange$1,798
17Elk Grove$1,802
18Bakersfield$1,805
19Fresno$1,807
20Huntington Beach$1,812
21Irvine$1,818
22Thousand Oaks$1,832
23Corona$1,845
24Hayward$1,851
25Simi Valley$1,860
26Vallejo$1,871
27Riverside$1,878
28Fullerton$1,890
29Rancho Cucamonga$1,896
30Torrance$1,898
31Anaheim$1,911
32Moreno Valley$1,920
33Santa Clarita$1,920
34Santa Ana$1,925
35Stockton$1,927
36Fontana$1,945
37Garden Grove$1,951
38Long Beach$1,955
39Ontario$1,963
40Lancaster$1,971
41Victorville$1,975
42Pomona$1,990
43Sacramento$2,021
44San Bernardino$2,065
45San Francisco$2,066
46Oakland$2,078
47Pasadena$2,110
48Palmdale$2,137
49Los Angeles$2,535
50Glendale$2,645

California auto insurance rate increases by insurance company

The top 10 largest car insurance companies in California—which account for more than 80% of the auto insurance premiums written in the state—have raised base rates for drivers by approximately 5% since the beginning of 2018.

However some insurers saw significantly higher rate hikes, with Mercury—which raised premiums by 11% from 2018 to 2019—logging the biggest car insurance increase.

InsurerMarket share % 2018Rate change % 2018Rate change % 2019Cumulative rate change % 2018-2019
State Farm14%-2%0%-2%
Farmers11%6%1%8%
GEICO10%6%2%9%
Allstate9%0%1%1%
Auto Club9%6%0%6%
Mercury8%5%6%11%
CSAA7%7%0%7%
Kemper7%3%1%4%
Progressive5%0%0%0%
USAA5%0%2%2%
Top 10 Groups82%3%1%5%
2019 rate change figures represent the year-to-date change as of Dec. 11, 2019

Insurers raise rates for a variety of reasons, many of which are beyond the control of consumers. Companies will often hike insurance rates to account for increased losses, which is the amount of money these companies pay out for claims.

If losses go up—because of an increase in claims frequency or costlier auto repairs for example—your insurer may raise your car insurance premiums.

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThe top 10 largest car insurance companies in California\u2014which account for more than 80% of the auto insurance premiums written in the state\u2014have raised base rates for drivers by approximately 5% since the beginning of 2018.\u003C\/p\u003E\n\n\u003Cp\u003EHowever some insurers saw significantly higher rate hikes, with Mercury\u2014which raised premiums by 11% from 2018 to 2019\u2014logging the biggest car insurance increase.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EInsurer\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EMarket share % 2018\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003ERate change % 2018\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003ERate change % 2019\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003ECumulative rate change % 2018-2019\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EState Farm\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E14%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-2%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-2%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EFarmers\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E11%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E6%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E1%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E8%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E10%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E6%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E2%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAllstate\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E9%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E1%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAuto Club\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E9%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E6%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E8%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E5%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E6%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E11%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003ECSAA\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E7%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E7%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EKemper\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E7%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E3%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E1%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E4%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E5%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EUSAA\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E5%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E0%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E2%\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E2%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E\u003Cstrong\u003ETop 10 Groups\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E\u003Cstrong\u003E82%\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E\u003Cstrong\u003E3%\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E\u003Cstrong\u003E1%\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E\u003Cstrong\u003E5%\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E2019 rate change figures represent the year-to-date change as of Dec. 11, 2019\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003EInsurers raise rates for a variety of reasons, many of which are beyond the control of consumers. Companies will often hike insurance rates to account for increased losses, which is the amount of money these companies pay out for claims.\u003C\/p\u003E\n\n\u003Cp\u003EIf losses go up\u2014because of an increase in claims frequency or costlier auto repairs for example\u2014your insurer may raise your car insurance premiums.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Affinity group car insurance discounts in California

The California Department of Insurance has recently proposed regulations to mitigate the effect of affinity groups on insurance prices. Policyholders in California and elsewhere can often get discounts for being part of an affinity group. Affinity group discounts can apply to a policyholder's occupation—such as lawyers and teachers—or their membership in an organized group, such as an alumni association.

ValuePenguin identified some of the largest affinity group discounts for some of the biggest insurance companies in California. The list is not exhaustive, but it shows some of the major savings group members can garner. The biggest savings we found were from Farmers Insurance, which discounted policies by 14% for a variety of professionals.

InsurerAffinity GroupPremium before discountPremium after discountSavings
21st Century (a Farmers subsidiary)American Medical Association membership$765$738-3.5%
AllstateSpecialized professionals$870$840-3.4%
Allied Insurance (a Nationwide subsidiary)Accountants/Dentists/Educators$814$733-10.0%
FarmersAccountants/Aerospace Engineers/Dentists/Educators/Scientists$963$828-14.1%
GEICOAccountants/Dentists/Educators/Scientists$450$403-10.5%
MercuryEducators$646$579-10.3%
ProgressiveAerospace Engineers/Dentists/Educators/Scientists$669$637-4.7%
AAAAccountants/Educators$623$576-7.5%
Premiums represent the average cost of a minimum coverage policy across the five biggest cities in California: Los Angeles, San Diego, San Jose, San Francisco and Fresno.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThe California Department of Insurance has recently proposed regulations to mitigate the effect of affinity groups on insurance prices. Policyholders in California and elsewhere can often get discounts for being part of an affinity group. Affinity group discounts can apply to a policyholder's occupation\u2014such as lawyers and teachers\u2014or their membership in an organized group, such as an alumni association.\u003C\/p\u003E\n\n\u003Cp\u003EValuePenguin identified some of the largest affinity group discounts for some of the biggest insurance companies in California. The list is not exhaustive, but it shows some of the major savings group members can garner. The biggest savings we found were from Farmers Insurance, which discounted policies by 14% for a variety of professionals.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EInsurer\u003C\/th\u003E\u003Cth class='align-left Table--th' width='' colspan='' rowspan=''\u003EAffinity Group\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EPremium before discount\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003EPremium after discount\u003C\/th\u003E\u003Cth class='align-right Table--th' width='' colspan='' rowspan=''\u003ESavings\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003E21st Century (a Farmers subsidiary)\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAmerican Medical Association membership\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$765\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$738\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-3.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAllstate\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003ESpecialized professionals\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$870\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$840\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-3.4%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAllied Insurance (a Nationwide subsidiary)\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAccountants\/Dentists\/Educators\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$814\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$733\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-10.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EFarmers\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAccountants\/Aerospace Engineers\/Dentists\/Educators\/Scientists\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$963\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$828\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-14.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EGEICO\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAccountants\/Dentists\/Educators\/Scientists\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$450\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$403\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-10.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EMercury\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EEducators\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$646\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$579\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-10.3%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EProgressive\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAerospace Engineers\/Dentists\/Educators\/Scientists\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$669\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$637\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-4.7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAAA\u003C\/td\u003E\u003Ctd class='align-left Table--td' width='' colspan='' rowspan=''\u003EAccountants\/Educators\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$623\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E$576\u003C\/td\u003E\u003Ctd class='align-right Table--td' width='' colspan='' rowspan=''\u003E-7.5%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003EPremiums represent the average cost of a minimum coverage policy across the five biggest cities in California: Los Angeles, San Diego, San Jose, San Francisco and Fresno.\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Methodology

We collected auto insurance quotes for California cities from eight car insurance companies.

Our sample driver was a 30-year-old man who drives a 2015 Honda Civic EX. He had no credit history, which makes him comparable to drivers with below-average credit, according to our data source, Quadrant Information Services.

For a minimum-coverage policy, our sample driver had coverage equivalent to the minimum state legal requirements in California.

For full-coverage car insurance quotes, our sample driver held a policy with the following limits:

Coverage typeStudy limits
Bodily liability$50,000 per person/$100,000 per accident
Property damage$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible

Average premiums are for illustrative purposes, as individual quotes will differ based on driving history, ZIP code, vehicle type, coverage limits and other factors.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.