Life Insurance

Life insurance can help protect your family financially if anything happens to you, but it’s important to make sure you’re not overpaying for the coverage you need. Compare life insurance quotes and find the best rates for a policy.

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What We Can Do for You

While life insurance is a valuable tool for financial planning, there are dozens of options available and it's easy to overpay for the wrong features. Our reviews and guides will help you to find the right policy and make sure your family is well-protected.

A Parent Dying Early Can Raise Your Life Insurance Rates by 41%

ValuePenguin found that a person who themselves is in perfect health would pay premiums for term life insurance that are 41% higher on...

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Life Insurance Policies

There are several types of life insurance policy and it’s important to find the one that best fits your financial situation. Whether you want a small policy to pay for your funeral or enough coverage to send your children to college, our life insurance guides can help you choose the right life insurance for your financial situation.


Reviews

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Life Insurance Research & Analysis

Best Life Insurance for Children

Child life insurance is a whole life policy that pays a death benefit if your child or baby passes away and provides them guaranteed... Read More

Insurance Expert Q&A with Ladder CEO and founder, Jamie Hale

ValuePenguin recently had the opportunity to speak with Jamie Hale, the CEO and founder of life insurtech Ladder. As a private equity... Read More

MassMutual Life Insurance Review: Great Financial Strength and Good Simplified Issue Insurance Policies

MassMutual is a life insurance provider that offers competitive rates for term and permanent life insurance. The company has excellent... Read More

FastLife Insurance Review: Fast Coverage but Comes With Extra Broker Fees

FastLife Insurance brokerage provides a variety of financial planning services including life insurance. You can get fast coverage and... Read More

State Farm Life Insurance Review: Quality Service and Policies Backed by a Financially Stable Company

State Farm offers basic term and permanent life insurance with competitive rates. Customer reviews for State Farm are very positive with... Read More

Protective Life Insurance Review: Cheap Term Policies and Easy-to-Use Online Portal

Protective offers some of the cheapest term life insurance quotes, as well as a variety of permanent insurance products, but if you smoke,... Read More

Ethos Life Insurance Review: Fast Approval for Coverage and Flexible Policy Options

Ethos offers term life insurance that is quick to apply for and has added flexibility in that it offers a variety of policy riders. The... Read More

What is a Reduced Paid-Up Life Insurance Policy Option?

Insurers that offer whole life insurance usually provide three nonforfeiture options: reduced paid-up insurance, cash surrender and... Read More

What Is Adjustable Life Insurance? Pros and Cons of Flexible Premium Policies

Adjustable life insurance is a permanent policy that gives policyholders the flexibility to change the premiums, death benefit and cash... Read More

How to Find Affordable High-Risk Life Insurance

High-risk life insurance is a special category of insurance for individuals who are a greater risk to insure. Four major factors—health,... Read More

What is Insurable Interest in Life Insurance?

In life insurance, a person would have an insurable interest if the death of the insured would result in a financial or otherwise... Read More

What Is Single Premium Life Insurance? The Pros and Cons

Single premium life insurance policies offer the insured the ability to make one lump-sum premium payment in exchange for a guaranteed... Read More

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