Who Has the Best Car Insurance Quotes in Florida? (2021)

updated January 12, 2021

The cheapest car insurance in Florida comes from GEICO, which sells coverage for $923 per year, or $77 per month — 61% less than the statewide average.

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The cheapest car insurance in Florida comes from GEICO, which sells coverage for $923 per year, or $77 per month — 61% less than the statewide average.

Cheapest for minimum liability

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Cheapest for full coverage

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Cheapest after an accident

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Best for customer service

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The cost of car insurance coverage varies for drivers seeking full-coverage policies. Also, your personal driving history and location can determine your rates. Enter your ZIP code above to find cheap auto insurance online by comparing companies near you, or read on to use our analysis as a guide to comparison shopping.

Best-rated auto insurance companies in Florida
Average cost of car insurance in Florida by city
Florida auto insurance requirements

Cheapest car insurance rates in Florida: GEICO

The cheapest minimum-coverage car insurance in Florida comes from GEICO. Car insurance from GEICO costs $923 per year, which is $1,438 less than the average cost of coverage in Florida.

Alternatively, drivers may find cheap prices with State Farm. Of the companies we surveyed, State Farm was one of two with average rates that were cheaper than the typical cost of coverage in Florida. Conversely, we found that Allstate was the most expensive option for car insurance in the state.

Cheapest Car Insurance Companies in Florida

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Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$923	$77
2	State Farm	$1,160	$97
3	Progressive	$3,099	$258
4	Allstate	$4,261	$355

Minimum-coverage auto insurance policies only meet Florida state law's minimum requirements. Unlike full-coverage car insurance policies, minimum coverage doesn't include comprehensive and collision coverage.

Cheapest full-coverage auto insurance rates in Florida: GEICO

The average cost of full-coverage car insurance in Florida is $3,230 per year — or $269 per month. But drivers could find cheaper quotes by comparing different companies.

The cheapest full-coverage auto insurance in Florida typically comes from GEICO, which has rates that are 53% more affordable than the statewide average. This amounts to a price difference of nearly $150 per month.

Consumers may also find cheap full coverage from State Farm. The insurer's rates $1,342 less than average per year. State Farm is only $31 more expensive per month than GEICO, on average. If the driver already has home or renters insurance with State Farm, the insurer could be a more affordable alternative to GEICO due to discounts from bundling.

Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$1,509	$126
2	State Farm	$1,888	$157
3	Florida average	$3,230	$269
4	Progressive	$4,361	$363
5	Allstate	$5,163	$430

Full-coverage car insurance includes comprehensive and collision coverage, which protects drivers against damage to their vehicles.

Cheap car insurance for drivers with prior incidents

The cost of full-coverage car insurance in Florida is typically more expensive for drivers who have been in crashes or who have gotten citations for DUIs or for traffic violations. With this in mind, ValuePenguin found the cheapest full-coverage options in Florida for a range of drivers.

Cheapest for drivers with an accident: GEICO
Cheapest for drivers with a speeding ticket: State Farm
Cheapest for drivers with a DUI: State Farm
Cheapest for drivers with bad credit: GEICO

Cheapest for drivers with an accident: GEICO

Just a single accident on your driving record can raise your rates by $1,319 per year — an increase of 59% from average.

GEICO and State Farm offer the cheapest full-coverage car insurance to drivers who have been in one accident. These two insurance providers are the only companies we found that offer monthly rates that are less than $200 to drivers with an accident on their records.

The cost of car insurance from GEICO for drivers with one accident is $2,097 per year, which is 54% cheaper than the statewide average for similar drivers. State Farm's rates are 51% cheaper than average. These two companies were the only providers below average.

Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$2,097	$175
2	State Farm	$2,229	$186
3	Florida average	$4,549	$379
4	Progressive	$6,498	$541
5	Allstate	$7,372	$614

Cheapest for drivers with a speeding ticket: State Farm

State Farm has the cheapest car insurance for people who have gotten a speeding ticket. On average, State Farm's rates for these types of drivers are 48% cheaper than the state average. GEICO also has cheap rates for drivers with a speeding ticket — although GEICO's rates are $524 more expensive than State Farm's.

Rank	Insurer	Annual cost	Monthly cost
1	State Farm	$2,059	$172
2	GEICO	$2,583	$215
3	Florida average	$3,981	$332
4	Allstate	$5,163	$430
5	Progressive	$6,120	$510

Cheapest for drivers with a DUI: State Farm

In Florida, drivers who have received a DUI may find the cheapest car insurance from State Farm. Although rates often increase by 27% after one violation, State Farm's rates only increased by 9%, or $171 per year, for drivers with a DUI. GEICO is another affordable option, although its yearly cost is nearly $700 more expensive than State Farm's.

Rank	Insurer	Annual cost	Monthly cost
1	State Farm	$2,059	$172
2	GEICO	$2,727	$227
3	Florida average	$4,097	$341
4	Progressive	$5,185	$432
5	Allstate	$6,417	$535

Cheapest for drivers with bad credit: GEICO

Florida has not prohibited insurers from setting rates based on the credit history of policyholders. Fortunately, drivers with poor credit may still find cheap coverage from GEICO or State Farm. Both of these insurers offer car insurance rates that are significantly cheaper than average. GEICO's quotes for these drivers with poor credit are 46% less than average, and State Farm's are 38% cheaper.

Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$2,454	$204
2	State Farm	$2,810	$234
3	Florida average	$4,532	$378
4	Progressive	$5,322	$443
5	Allstate	$7,543	$629

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThe cost of full-coverage car insurance in Florida is typically more expensive for drivers who have been in crashes or who have gotten citations for DUIs or for traffic violations. With this in mind, ValuePenguin found the cheapest full-coverage options in Florida for a range of drivers.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with an accident: GEICO\" href=\"#accident\"\u003ECheapest for drivers with an accident: GEICO\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with a speeding ticket: State Farm\" href=\"#tickets\"\u003ECheapest for drivers with a speeding ticket: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with a DUI: State Farm\" href=\"#dui\"\u003ECheapest for drivers with a DUI: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with bad credit: GEICO\" href=\"#credit\"\u003ECheapest for drivers with bad credit: GEICO\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Ch3 id=\"accident\"\u003ECheapest for drivers with an accident: GEICO\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nJust a single accident on your driving record can raise your rates by $1,319 per year \u2014 an increase of 59% from average.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EGEICO\u003C\/strong\u003E and \u003Cstrong\u003EState Farm\u003C\/strong\u003E offer the cheapest full-coverage car insurance to drivers who have been in one accident. These two insurance providers are the only companies we found that offer monthly rates that are less than $200 to drivers with an accident on their records.\u003C\/p\u003E\n\n\u003Cp\u003EThe cost of car insurance from GEICO for drivers with one accident is $2,097 per year, which is 54% cheaper than the statewide average for similar drivers. State Farm's rates are 51% cheaper than average. These two companies were the only providers below average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ERank\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EInsurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAnnual cost\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EMonthly cost\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003EGEICO\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$2,097\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$175\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E2\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EState Farm\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$2,229\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$186\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E3\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EFlorida average\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$4,549\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$379\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E4\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$6,498\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$541\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E5\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$7,372\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$614\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Ch3 id=\"tickets\"\u003ECheapest for drivers with a speeding ticket: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E has the cheapest car insurance for people who have gotten a speeding ticket. On average, State Farm's rates for these types of drivers are 48% cheaper than the state average. GEICO also has cheap rates for drivers with a speeding ticket \u2014 although GEICO's rates are $524 more expensive than State Farm's.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ERank\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EInsurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAnnual cost\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EMonthly cost\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$2,059\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$172\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E2\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EGEICO\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$2,583\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$215\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E3\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EFlorida average\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$3,981\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$332\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E4\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$5,163\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$430\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E5\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$6,120\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$510\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest for drivers with a DUI: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EIn Florida, drivers who have received a DUI may find the cheapest car insurance from \u003Cstrong\u003EState Farm\u003C\/strong\u003E. Although rates often increase by 27% after one violation, State Farm's rates only increased by 9%, or $171 per year, for drivers with a DUI. GEICO is another affordable option, although its yearly cost is nearly $700 more expensive than State Farm's.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ERank\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EInsurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAnnual cost\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EMonthly cost\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$2,059\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$172\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E2\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EGEICO\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$2,727\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$227\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E3\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EFlorida average\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$4,097\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$341\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E4\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$5,185\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$432\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E5\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$6,417\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$535\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest for drivers with bad credit: GEICO\u003C\/h3\u003E\n\n\u003Cp\u003EFlorida has not prohibited insurers from setting rates based on the credit history of policyholders. Fortunately, drivers with poor credit may still find cheap coverage from \u003Cstrong\u003EGEICO\u003C\/strong\u003E or \u003Cstrong\u003EState Farm\u003C\/strong\u003E. Both of these insurers offer car insurance rates that are significantly cheaper than average. GEICO's quotes for these drivers with poor credit are 46% less than average, and State Farm's are 38% cheaper.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ERank\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EInsurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAnnual cost\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EMonthly cost\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003EGEICO\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$2,454\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$204\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E2\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EState Farm\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$2,810\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$234\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E3\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EFlorida average\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$4,532\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$378\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E4\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$5,322\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$443\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E5\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$7,543\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$629\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest for married drivers: GEICO

It's common for married drivers to receive cheaper car insurance rates than unmarried drivers. In Florida, car insurance for married drivers tends to cost 5% less than average for their single counterparts. However, this discount isn't the same for all insurers. Progressive's rates, for example, fell by $846 for married drivers, while State Farm's remained the same.

Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$1,510	$126
2	State Farm	$1,888	$157
3	Florida average	$3,070	$256
4	Progressive	$3,515	$293
5	Allstate	$5,369	$447

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EIt's common for married drivers to receive cheaper car insurance rates than unmarried drivers. In Florida, car insurance for married drivers tends to cost 5% less than average for their single counterparts. However, this discount isn't the same for all insurers. Progressive's rates, for example, fell by $846 for married drivers, while State Farm's remained the same.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ERank\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EInsurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAnnual cost\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EMonthly cost\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003EGEICO\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$1,510\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E\u003Cstrong\u003E$126\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E2\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EState Farm\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$1,888\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$157\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E3\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EFlorida average\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$3,070\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$256\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E4\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$3,515\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$293\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E5\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$5,369\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E$447\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest car insurance for young drivers: GEICO

Young drivers may pay $3,182 more per year for minimum-coverage car insurance in Florida than older drivers.

The cost of car insurance for young drivers is significantly more expensive than it is for others. For these drivers, the average cost of full coverage is $8,832 — nearly three times the average cost for most drivers. However, young people can still find affordable car insurance in Florida by comparing rates from multiple companies.

The cheapest full-coverage car insurance for most young drivers comes from GEICO. In Florida, GEICO's rates are 54% cheaper than what young drivers typically pay for full-coverage car insurance. Alternatively, State Farm also offers cheap coverage — the insurer charges $3,400 less than average.

Rank	Insurer	Full coverage	Minimum coverage
1	GEICO	$4,023	$2,378
2	State Farm	$5,432	$3,295
3	Florida average	$8,832	$5,543
4	Progressive	$11,192	$7,008
5	Allstate	$14,680	$9,492

Cheapest for young drivers with one accident: GEICO

At-fault accidents cause the cost of car insurance to increase, and the effect is more strongly felt by young drivers whose premiums are already much more expensive than average. On average, GEICO is the cheapest insurance provider for young drivers who have been in an accident. The insurer's rates are 59% cheaper than average.

Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$4,170	$347
2	State Farm	$6,545	$545
3	Florida average	$10,252	$854
4	Progressive	$12,762	$1,063
5	Allstate	$17,533	$1,461

Cheapest for young drivers with a speeding ticket: GEICO

Like at-fault accidents, receiving speeding tickets has an adverse effect on the cost of car insurance for younger and older drivers. On average, speeders see an average cost increase after a ticket that's $508 cheaper than the surcharge after an accident. Young drivers with a speeding ticket could get affordable car insurance from GEICO, which costs $5,152 per year — 47% cheaper than average.

Rank	Insurer	Annual cost	Monthly cost
1	GEICO	$5,152	$429
2	State Farm	$5,988	$499
3	Florida average	$9,744	$812
4	Progressive	$13,157	$1,096
5	Allstate	$14,680	$1,223

Best car insurance companies in Florida

To find the best insurance company in Florida, we looked at which insurance providers have the best reputation for customer service. According to a survey commissioned by ValuePenguin, the highest percentage of respondents claimed that they were "extremely satisfied" by their experience with Allstate. Moreover, 47% described Allstate's customer service as "excellent."

Although Allstate was the most expensive insurer across all policy types in Florida, more users appear to be satisfied with the company's products and services. On the other hand, GEICO, the cheapest insurer in our survey, ranked behind Allstate by both measurements.

Rank	Auto insurer	% of respondents extremely satisfied with experience	% of respondents who saw customer service as excellent
1	Allstate	64%	47%
2	State Farm	59%	46%
3	GEICO	56%	42%
4	Progressive	51%	34%

We also evaluated customer service by the number of complaints each insurance provider received. According to the National Association of Insurance Commissioners (NAIC), Allstate received the fewest number of complaints relative to the median amount. Conversely, Progressive got the most complaints.

Insurer	NAIC Complaint Index	J.D. Power claims satisfaction (higher is better)	A.M. Best rating
Allstate	0.63	876	A+
State Farm	0.66	881	A++
GEICO	1.01	871	A++
Progressive	1.30	856	A+

The NAIC Complaint Index measures the number of complaints an insurance provider receives relative to its market share, or size. The agency uses 1.00 as the median number of complaints. This means that a Complaint Index above 1.00 signifies that an insurer receives more complaints than typical.

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003ETo find the best insurance company in Florida, we looked at which insurance providers have the best reputation for customer service. According to a survey commissioned by ValuePenguin, the highest percentage of respondents claimed that they were \"extremely satisfied\" by their experience with \u003Cstrong\u003EAllstate\u003C\/strong\u003E. Moreover, 47% described Allstate's customer service as \"excellent.\"\u003C\/p\u003E\n\n\u003Cp\u003EAlthough Allstate was the most expensive insurer across all policy types in Florida, more users appear to be satisfied with the company's products and services. On the other hand, GEICO, the cheapest insurer in our survey, ranked behind Allstate by both measurements.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ERank\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAuto insurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E% of respondents extremely satisfied with experience\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E% of respondents who saw customer service as excellent\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E64%\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E47%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E2\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EState Farm\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E59%\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E46%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E3\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EGEICO\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E56%\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E42%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E4\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E51%\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E34%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003EWe also evaluated customer service by the number of complaints each insurance provider received. According to the National Association of Insurance Commissioners (NAIC), Allstate received the fewest number of complaints relative to the median amount. Conversely, Progressive got the most complaints.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"js-table-container rel \" \u003E\n \u003Cdiv class=\"table-inner\"\u003E\n \u003Ctable class=\"table auto Table--table \"\u003E\u003Cthead class=\"Table--thead\"\u003E\u003Ctr class=\"Table--tr\"\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EInsurer\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-left Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003ENAIC Complaint Index\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EJ.D. Power claims satisfaction (higher is better)\u003C\/th\u003E\u003Cth class=\"Table--th Table--th-align-horizontal-right Table--th-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EA.M. Best rating\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"Table--tbody\"\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EAllstate\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E0.63\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E876\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EState Farm\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E0.66\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E881\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EGEICO\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1.01\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E871\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"Table--tr Table--tr-visible\"\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EProgressive\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-left Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E1.30\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003E856\u003C\/td\u003E\u003Ctd class=\"Table--td Table--td-align-horizontal-right Table--td-align-vertical-center\" width=\"\" colspan=\"\" rowspan=\"\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"table-footnote\"\u003E\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeBorder--root ShortcodeBorder--with-padding\"\u003E\u003C\/p\u003E\n\n\u003Cp\u003EThe NAIC Complaint Index measures the number of complaints an insurance provider receives relative to its market share, or size. The agency uses 1.00 as the median number of complaints. This means that a Complaint Index above 1.00 signifies that an insurer receives more complaints than typical.\u003C\/p\u003E\n\n\u003Cp\u003E\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Average cost of car insurance in Florida by city

The cost of full-coverage auto insurance in Florida is $3,230 per year, or $269 per month. However, a person's location, along with other personal characteristics, can alter the typical cost they're quoted.

The city with the cheapest car insurance in Florida is Santa Rosa Beach, with an average cost of $2,322 per year. Conversely, Brownsville is the most expensive city in Florida for car insurance.

The following table lists the average car insurance quotes for the cities in Florida. Cities are arranged from cheapest to the most expensive. To best compare the cost of insurance in your area, use the quotebox below.

No spam. No hassle. No hidden costs.

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Rank	City	Annual cost	Difference from average
1	Santa Rosa Beach	$2,322	-28%
2	Freeport	$2,335	-28%
3	Defuniak Springs	$2,362	-27%
4	Miramar Beach	$2,364	-27%
5	Ebro	$2,365	-27%
6	Ponce de Leon	$2,376	-26%
7	Argyle	$2,378	-26%
8	Mossy Head	$2,378	-26%
9	Vernon	$2,380	-26%
10	Niceville	$2,382	-26%
11	Destin	$2,386	-26%
12	Valparaiso	$2,389	-26%
13	Hurlburt Field	$2,392	-26%
14	Eglin AFB	$2,395	-26%
15	Fort Walton Beach	$2,398	-26%
16	Wright	$2,398	-26%
17	Ocean City	$2,399	-26%
18	High Springs	$2,400	-26%
19	Lake Lorraine	$2,400	-26%
20	Shalimar	$2,400	-26%
21	Mc Intosh	$2,401	-26%
22	Orange Lake	$2,401	-26%
23	Inlet Beach	$2,404	-26%
24	Mary Esther	$2,404	-26%
25	La Crosse	$2,407	-25%
26	Malone	$2,409	-25%
27	Westville	$2,409	-25%
28	Bascom	$2,415	-25%
29	Chipley	$2,415	-25%
30	Caryville	$2,416	-25%
31	Greenwood	$2,421	-25%
32	Bonifay	$2,423	-25%
33	Paxton	$2,426	-25%
34	Graceville	$2,427	-25%
35	Noma	$2,427	-25%
36	Alachua	$2,427	-25%
37	Wausau	$2,428	-25%
38	Alford	$2,428	-25%
39	Campbellton	$2,429	-25%
40	Archer	$2,430	-25%
41	Marianna	$2,430	-25%
42	Gainesville	$2,432	-25%
43	Newberry	$2,433	-25%
44	Cottondale	$2,440	-24%
45	Crestview	$2,442	-24%
46	Micanopy	$2,445	-24%
47	Waldo	$2,446	-24%
48	Sneads	$2,447	-24%
49	Laurel Hill	$2,449	-24%
50	Grand Ridge	$2,449	-24%
51	Port St. Joe	$2,457	-24%
52	Milligan	$2,457	-24%
53	Panama City Beach	$2,473	-23%
54	Gulf Hammock	$2,473	-23%
55	Otter Creek	$2,473	-23%
56	Yankeetown	$2,476	-23%
57	Callaway	$2,481	-23%
58	Parker	$2,481	-23%
59	Apalachicola	$2,483	-23%
60	Earleton	$2,485	-23%
61	Panama City	$2,487	-23%
62	Panacea	$2,488	-23%
63	Laguna Beach	$2,488	-23%
64	Carrabelle	$2,490	-23%
65	Springfield	$2,491	-23%
66	Lower Grand Lagoon	$2,491	-23%
67	Youngstown	$2,491	-23%
68	St. Marks	$2,492	-23%
69	Morriston	$2,492	-23%
70	Cedar Grove	$2,493	-23%
71	Pretty Bayou	$2,493	-23%
72	Tyndall AFB	$2,493	-23%
73	Lynn Haven	$2,496	-23%
74	Upper Grand Lagoon	$2,496	-23%
75	Inglis	$2,497	-23%
76	Wewahitchka	$2,501	-23%
77	Havana	$2,503	-23%
78	Shady Grove	$2,505	-22%
79	Berrydale	$2,506	-22%
80	Brownsdale	$2,506	-22%
81	Jay	$2,506	-22%
82	Greensboro	$2,507	-22%
83	Andrews	$2,510	-22%
84	Lee	$2,512	-22%
85	Crawfordville	$2,513	-22%
86	O'Brien	$2,514	-22%
87	Sopchoppy	$2,514	-22%
88	McAlpin	$2,515	-22%
89	Tiger Point	$2,516	-22%
90	Horseshoe Beach	$2,516	-22%
91	Eastpoint	$2,517	-22%
92	Mexico Beach	$2,517	-22%
93	Quincy	$2,519	-22%
94	Trenton	$2,520	-22%
95	Lamont	$2,521	-22%
96	Madison	$2,522	-22%
97	Jennings	$2,522	-22%
98	Bronson	$2,523	-22%
99	East Bronson	$2,523	-22%
100	Holt	$2,525	-22%
101	Chiefland	$2,529	-22%
102	Manatee Road	$2,529	-22%
103	Navarre	$2,530	-22%
104	Navarre Beach	$2,530	-22%
105	Fountain	$2,530	-22%
106	Baker	$2,530	-22%
107	Monticello	$2,530	-22%
108	Wacissa	$2,530	-22%
109	Raleigh	$2,531	-22%
110	Perry	$2,532	-22%
111	Bell	$2,533	-22%
112	Steinhatchee	$2,533	-22%
113	Suwannee	$2,533	-22%
114	Cross City	$2,535	-22%
115	Lanark Village	$2,538	-21%
116	Branford	$2,541	-21%
117	Wellborn	$2,541	-21%
118	Williston	$2,542	-21%
119	Greenville	$2,544	-21%
120	Pinetta	$2,545	-21%
121	Mc David	$2,545	-21%
122	Chattahoochee	$2,547	-21%
123	Live Oak	$2,550	-21%
124	White Springs	$2,550	-21%
125	Century	$2,552	-21%
126	Cedar Key	$2,552	-21%
127	Lloyd	$2,554	-21%
128	Venice	$2,557	-21%
129	Mayo	$2,557	-21%
130	South Venice	$2,561	-21%
131	Venice Gardens	$2,561	-21%
132	Altha	$2,564	-21%
133	Manasota Key	$2,565	-21%
134	Jasper	$2,565	-21%
135	Ocklawaha	$2,566	-21%
136	Gretna	$2,567	-21%
137	Clarksville	$2,567	-21%
138	Woodville	$2,570	-20%
139	Marco Island	$2,570	-20%
140	Wildwood	$2,570	-20%
141	The Villages	$2,571	-20%
142	Old Town	$2,572	-20%
143	Blountstown	$2,573	-20%
144	Goodland	$2,575	-20%
145	Englewood	$2,576	-20%
146	Sumatra	$2,576	-20%
147	Telogia	$2,576	-20%
148	Salem	$2,578	-20%
149	Bristol	$2,578	-20%
150	Lake Mystic	$2,578	-20%
151	Oxford	$2,578	-20%
152	Laurel	$2,579	-20%
153	Nokomis	$2,579	-20%
154	North Port	$2,582	-20%
155	Lake Sarasota	$2,583	-20%
156	Lady Lake	$2,588	-20%
157	Bonita Springs	$2,588	-20%
158	Fruitland Park	$2,589	-20%
159	Summerfield	$2,595	-20%
160	Rotonda West	$2,596	-20%
161	Estero	$2,596	-20%
162	Pea Ridge	$2,597	-20%
163	Wallace	$2,597	-20%
164	Fairfield	$2,598	-20%
165	Lowell	$2,598	-20%
166	Warm Mineral Springs	$2,599	-20%
167	Rotonda	$2,601	-19%
168	Eastlake Weir	$2,602	-19%
169	Orange Springs	$2,602	-19%
170	Sparr	$2,602	-19%
171	Osprey	$2,602	-19%
172	Placida	$2,603	-19%
173	Belleview	$2,603	-19%
174	Gulf Breeze	$2,603	-19%
175	Lely	$2,604	-19%
176	Lely Resort	$2,604	-19%
177	Naples Manor	$2,604	-19%
178	Hosford	$2,605	-19%
179	Vineyards	$2,606	-19%
180	Leesburg	$2,606	-19%
181	Grove City	$2,606	-19%
182	Evinston	$2,608	-19%
183	Island Grove	$2,608	-19%
184	Lochloosa	$2,608	-19%
185	Allentown	$2,609	-19%
186	Point Baker	$2,609	-19%
187	Roeville	$2,609	-19%
188	Springhill	$2,609	-19%
189	Weirsdale	$2,611	-19%
190	Captiva	$2,611	-19%
191	Charlotte Park	$2,611	-19%
192	Solana	$2,611	-19%
193	Okahumpka	$2,612	-19%
194	Bagdad	$2,613	-19%
195	East Milton	$2,613	-19%
196	Harold	$2,613	-19%
197	El Jobean	$2,615	-19%
198	Charlotte Harbor	$2,615	-19%
199	Tallahassee	$2,615	-19%
200	Fort White	$2,615	-19%
201	Boca Grande	$2,617	-19%
202	Midway	$2,618	-19%
203	Anthony	$2,618	-19%
204	Harbour Heights	$2,618	-19%
205	Port Charlotte	$2,619	-19%
206	Five Points	$2,622	-19%
207	Milton	$2,622	-19%
208	Yalaha	$2,623	-19%
209	Sanibel	$2,623	-19%
210	Punta Gorda	$2,623	-19%
211	Naples	$2,623	-19%
212	Naples Park	$2,624	-19%
213	Pelican Bay	$2,624	-19%
214	Copeland	$2,628	-19%
215	Reddick	$2,630	-19%
216	Watertown	$2,632	-19%
217	Fort Myers Beach	$2,635	-18%
218	Citra	$2,636	-18%
219	Lake City	$2,637	-18%
220	Golden Gate	$2,640	-18%
221	Iona	$2,641	-18%
222	Punta Rassa	$2,641	-18%
223	San Carlos Park	$2,642	-18%
224	Three Oaks	$2,642	-18%
225	Cleveland	$2,642	-18%
226	Silver Springs	$2,645	-18%
227	Pineland	$2,647	-18%
228	New Smyrna Beach	$2,652	-18%
229	Dunnellon	$2,656	-18%
230	Orangetree	$2,657	-18%
231	Lake Panasoffkee	$2,657	-18%
232	Butler Beach	$2,661	-18%
233	St. Augustine Beach	$2,661	-18%
234	Center Hill	$2,662	-18%
235	Siesta Key	$2,662	-18%
236	St. Augustine Shores	$2,662	-18%
237	St. Augustine South	$2,662	-18%
238	Sumterville	$2,663	-18%
239	Fort Mc Coy	$2,664	-18%
240	Vamo	$2,668	-17%
241	Grand Island	$2,673	-17%
242	Silver Springs Shores	$2,674	-17%
243	Edgewater	$2,674	-17%
244	Umatilla	$2,674	-17%
245	St. Augustine	$2,677	-17%
246	Cypress Lake	$2,678	-17%
247	McGregor	$2,678	-17%
248	Whiskey Creek	$2,678	-17%
249	Villano Beach	$2,679	-17%
250	Silver Lake	$2,680	-17%
251	Candler	$2,680	-17%
252	Murdock	$2,680	-17%
253	Pine Manor	$2,680	-17%
254	Glencoe	$2,681	-17%
255	Bee Ridge	$2,681	-17%
256	South Gate Ridge	$2,681	-17%
257	Gulf Gate Estates	$2,681	-17%
258	Ridge Wood Heights	$2,681	-17%
259	South Sarasota	$2,681	-17%
260	Pace	$2,682	-17%
261	Keystone Heights	$2,682	-17%
262	World Golf Village	$2,682	-17%
263	Hawthorne	$2,682	-17%
264	Lulu	$2,683	-17%
265	Tavares	$2,685	-17%
266	Coleman	$2,687	-17%
267	Southgate	$2,687	-17%
268	Ponce Inlet	$2,689	-17%
269	Bushnell	$2,690	-17%
270	Ocala	$2,690	-17%
271	Altoona	$2,691	-17%
272	Cantonment	$2,692	-17%
273	Port Orange	$2,692	-17%
274	Samsula-Spruce Creek	$2,694	-17%
275	Elkton	$2,694	-17%
276	Astatula	$2,697	-17%
277	Fruit Cove	$2,697	-17%
278	Saint Johns	$2,697	-17%
279	Molino	$2,701	-16%
280	Olustee	$2,702	-16%
281	Nocatee	$2,702	-16%
282	South Daytona	$2,703	-16%
283	Howey-in-the-Hills	$2,703	-16%
284	Cape Canaveral	$2,703	-16%
285	Cocoa Beach	$2,704	-16%
286	Eustis	$2,705	-16%
287	Graham	$2,707	-16%
288	Hampton	$2,707	-16%
289	Lake Geneva	$2,709	-16%
290	Flagler Estates	$2,710	-16%
291	Hastings	$2,710	-16%
292	Fort Ogden	$2,710	-16%
293	Patrick AFB	$2,711	-16%
294	Ponte Vedra Beach	$2,711	-16%
295	Brooker	$2,712	-16%
296	Lawtey	$2,712	-16%
297	Astor	$2,712	-16%
298	Sanderson	$2,714	-16%
299	Mascotte	$2,715	-16%
300	Pine Ridge	$2,716	-16%
301	Palm Valley	$2,716	-16%
302	Sawgrass	$2,716	-16%
303	Mims	$2,716	-16%
304	Groveland	$2,718	-16%
305	Sarasota Springs	$2,719	-16%
306	Melrose	$2,719	-16%
307	Titusville	$2,719	-16%
308	Villas	$2,720	-16%
309	Fruitville	$2,720	-16%
310	Merritt Island	$2,720	-16%
311	Starke	$2,721	-16%
312	Arcadia	$2,722	-16%
313	Burnt Store Marina	$2,722	-16%
314	Paisley	$2,723	-16%
315	Citrus Springs	$2,723	-16%
316	Ormond Beach	$2,723	-16%
317	Melbourne Beach	$2,724	-16%
318	Indian Harbour Beach	$2,725	-16%
319	Satellite Beach	$2,725	-16%
320	South Patrick Shores	$2,725	-16%
321	Oak Hill	$2,727	-16%
322	Raiford	$2,727	-16%
323	Zolfo Springs	$2,727	-16%
324	Southeast Arcadia	$2,728	-16%
325	Tallevast	$2,729	-16%
326	Macclenny	$2,730	-15%
327	Florahome	$2,731	-15%
328	Port St. John	$2,731	-15%
329	Mount Plymouth	$2,732	-15%
330	Sorrento	$2,732	-15%
331	Seville	$2,733	-15%
332	Ochopee	$2,734	-15%
333	Palm Coast	$2,734	-15%
334	Alva	$2,735	-15%
335	Chokoloskee	$2,736	-15%
336	Everglades City	$2,736	-15%
337	Minneola	$2,736	-15%
338	Glen Saint Mary	$2,736	-15%
339	Flagler Beach	$2,737	-15%
340	Wauchula	$2,739	-15%
341	Palmdale	$2,739	-15%
342	Gateway	$2,739	-15%
343	Pierson	$2,740	-15%
344	Beverly Hills	$2,741	-15%
345	Barberville	$2,742	-15%
346	Webster	$2,742	-15%
347	Longboat Key	$2,742	-15%
348	Labelle	$2,742	-15%
349	Crystal River	$2,744	-15%
350	Hernando	$2,746	-15%
351	Indialantic	$2,747	-15%
352	North Sarasota	$2,747	-15%
353	Daytona Beach	$2,748	-15%
354	Venus	$2,748	-15%
355	Montverde	$2,748	-15%
356	Sharpes	$2,749	-15%
357	Ferndale	$2,750	-15%
358	Bunnell	$2,751	-15%
359	Inverness Highlands North	$2,751	-15%
360	Grandin	$2,752	-15%
361	Hollister	$2,752	-15%
362	Lake Como	$2,752	-15%
363	Putnam Hall	$2,752	-15%
364	Roseland	$2,754	-15%
365	Sebastian	$2,754	-15%
366	Ferry Pass	$2,755	-15%
367	Suncoast Estates	$2,755	-15%
368	Viera East	$2,756	-15%
369	Moore Haven	$2,756	-15%
370	San Mateo	$2,756	-15%
371	Sarasota	$2,757	-15%
372	Lecanto	$2,757	-15%
373	Clermont	$2,758	-15%
374	East Palatka	$2,759	-15%
375	Citrus Hills	$2,760	-15%
376	Crescent City	$2,760	-15%
377	North Fort Myers	$2,760	-15%
378	Matlacha	$2,761	-15%
379	Bokeelia	$2,761	-15%
380	Pine Island Center	$2,761	-15%
381	Felda	$2,762	-14%
382	Goulding	$2,762	-14%
383	Brent	$2,762	-14%
384	Cocoa	$2,763	-14%
385	St. James City	$2,764	-14%
386	Ensley	$2,764	-14%
387	Lochmoor Waterway Estates	$2,765	-14%
388	Palmona Park	$2,765	-14%
389	Rockledge	$2,766	-14%
390	Warrington	$2,767	-14%
391	Myrtle Grove	$2,767	-14%
392	West Pensacola	$2,767	-14%
393	Satsuma	$2,767	-14%
394	Fort Denaud	$2,768	-14%
395	Port LaBelle	$2,768	-14%
396	Wabasso	$2,770	-14%
397	Inverness	$2,771	-14%
398	Immokalee	$2,771	-14%
399	Desoto Lakes	$2,771	-14%
400	Kensington Park	$2,771	-14%
401	The Meadows	$2,771	-14%
402	Cape Coral	$2,772	-14%
403	West Vero Corridor	$2,772	-14%
404	Homosassa Springs	$2,772	-14%
405	Gonzalez	$2,773	-14%
406	Mount Dora	$2,773	-14%
407	Pensacola	$2,773	-14%
408	Bellview	$2,775	-14%
409	Lorida	$2,775	-14%
410	Interlachen	$2,776	-14%
411	Avon Park	$2,776	-14%
412	Sebring	$2,776	-14%
413	Lake Placid	$2,779	-14%
414	Cocoa West	$2,780	-14%
415	Homosassa	$2,780	-14%
416	Hilliard	$2,781	-14%
417	Osteen	$2,782	-14%
418	Pomona Park	$2,782	-14%
419	Georgetown	$2,783	-14%
420	Holder	$2,783	-14%
421	Debary	$2,783	-14%
422	Ormond-by-the-Sea	$2,784	-14%
423	June Park	$2,785	-14%
424	Melbourne Village	$2,785	-14%
425	West Melbourne	$2,785	-14%
426	Floral City	$2,785	-14%
427	Holly Hill	$2,787	-14%
428	Winter Beach	$2,787	-14%
429	Lake Butler	$2,789	-14%
430	North DeLand	$2,789	-14%
431	Welaka	$2,789	-14%
432	Inverness Highlands South	$2,791	-14%
433	Gifford	$2,792	-14%
434	Ona	$2,792	-14%
435	Bryceville	$2,794	-14%
436	Daytona Beach Shores	$2,794	-14%
437	De Leon Springs	$2,795	-13%
438	Sugarmill Woods	$2,798	-13%
439	Bowling Green	$2,800	-13%
440	Fort Green Springs	$2,800	-13%
441	Vero Beach South	$2,800	-13%
442	Vero Beach	$2,803	-13%
443	Micco	$2,803	-13%
444	Oneco	$2,804	-13%
445	Cassadaga	$2,804	-13%
446	Deland	$2,810	-13%
447	Melbourne	$2,811	-13%
448	Fort Myers	$2,811	-13%
449	DeLand Southwest	$2,812	-13%
450	West DeLand	$2,812	-13%
451	Glenwood	$2,812	-13%
452	Orange City	$2,816	-13%
453	Olga	$2,818	-13%
454	Lake Monroe	$2,820	-13%
455	Lake Helen	$2,820	-13%
456	Fernandina Beach	$2,826	-13%
457	Yulee	$2,829	-12%
458	Palatka	$2,829	-12%
459	Fellsmere	$2,830	-12%
460	Florida Ridge	$2,833	-12%
461	Sanford	$2,834	-12%
462	Chuluota	$2,836	-12%
463	Geneva	$2,839	-12%
464	Scottsmoor	$2,840	-12%
465	Bostwick	$2,842	-12%
466	Asbury Lake	$2,846	-12%
467	Green Cove Springs	$2,846	-12%
468	Oviedo	$2,850	-12%
469	Frostproof	$2,851	-12%
470	Mid Florida	$2,852	-12%
471	Big Pine Key	$2,853	-12%
472	Palm Shores	$2,856	-12%
473	Myakka City	$2,857	-12%
474	Lake Mary	$2,857	-12%
475	Heathrow	$2,860	-11%
476	Marathon	$2,862	-11%
477	Black Hammock	$2,865	-11%
478	Tangerine	$2,866	-11%
479	Jacksonville Beach	$2,868	-11%
480	Callahan	$2,869	-11%
481	Nassau Village-Ratliff	$2,869	-11%
482	Deltona	$2,869	-11%
483	Atlantic Beach	$2,872	-11%
484	Cudjoe Key	$2,872	-11%
485	Summerland Key	$2,872	-11%
486	Lehigh Acres	$2,873	-11%
487	Clewiston	$2,873	-11%
488	Harlem	$2,873	-11%
489	Montura	$2,873	-11%
490	Pioneer	$2,873	-11%
491	Key Colony Beach	$2,876	-11%
492	Marathon Shores	$2,876	-11%
493	Kathleen	$2,876	-11%
494	Big Coppitt Key	$2,878	-11%
495	Key West	$2,878	-11%
496	Stock Island	$2,878	-11%
497	Eaton Park	$2,884	-11%
498	Winter Springs	$2,886	-11%
499	Neptune Beach	$2,887	-11%
500	Longwood	$2,890	-11%
501	Baldwin	$2,893	-10%
502	Bradley Junction	$2,893	-10%
503	Fuller Heights	$2,893	-10%
504	Mulberry	$2,893	-10%
505	Indian Lake Estates	$2,894	-10%
506	Fort Meade	$2,895	-10%
507	Highland Park	$2,895	-10%
508	Willow Oak	$2,896	-10%
509	Lakeland Highlands	$2,898	-10%
510	Medulla	$2,899	-10%
511	Parrish	$2,901	-10%
512	Buckingham	$2,902	-10%
513	Fort Myers Shores	$2,902	-10%
514	Tice	$2,902	-10%
515	Bradley	$2,905	-10%
516	Nichols	$2,905	-10%
517	Babson Park	$2,906	-10%
518	Wekiwa Springs	$2,907	-10%
519	Combee Settlement	$2,909	-10%
520	Crystal Lake	$2,909	-10%
521	Polk City	$2,911	-10%
522	Key Largo	$2,912	-10%
523	North Key Largo	$2,912	-10%
524	Long Key	$2,914	-10%
525	Islamorada	$2,917	-10%
526	Islamorada, Village of Islands	$2,920	-10%
527	Grant	$2,921	-10%
528	Grant-Valkaria	$2,921	-10%
529	Alturas	$2,921	-10%
530	Tavernier	$2,923	-10%
531	Lake Wales	$2,924	-9%
532	Fussels Corner	$2,925	-9%
533	Lakeland	$2,928	-9%
534	Highland City	$2,928	-9%
535	Crooked Lake Park	$2,929	-9%
536	Waverly	$2,929	-9%
537	Whitfield	$2,935	-9%
538	Indian River Shores	$2,936	-9%
539	South Beach	$2,936	-9%
540	Wabasso Beach	$2,936	-9%
541	Windsor	$2,936	-9%
542	Altamonte Springs	$2,937	-9%
543	Auburndale	$2,942	-9%
544	Middleburg	$2,943	-9%
545	Bartow	$2,948	-9%
546	Malabar	$2,950	-9%
547	Palm Bay	$2,950	-9%
548	Fleming Island	$2,951	-9%
549	Plymouth	$2,952	-9%
550	Four Corners	$2,952	-9%
551	Oakleaf Plantation	$2,953	-9%
552	Zellwood	$2,953	-9%
553	Lakeside	$2,957	-8%
554	Forest City	$2,958	-8%
555	River Ranch	$2,963	-8%
556	Cypress Gardens	$2,965	-8%
557	Buckhead Ridge	$2,970	-8%
558	Okeechobee	$2,970	-8%
559	Homeland	$2,973	-8%
560	Lakeshore	$2,973	-8%
561	Nalcrest	$2,973	-8%
562	Bradenton Beach	$2,974	-8%
563	Holmes Beach	$2,974	-8%
564	Winter Haven	$2,974	-8%
565	Doctors Inlet	$2,976	-8%
566	Bellair-Meadowbrook Terrace	$2,976	-8%
567	Eagle Lake	$2,986	-8%
568	Christmas	$2,989	-7%
569	Taylor Creek	$2,989	-7%
570	South Apopka	$2,989	-7%
571	Jan Phyl Village	$2,995	-7%
572	Wahneta	$2,995	-7%
573	Apopka	$2,998	-7%
574	Bradenton	$3,002	-7%
575	Cortez	$3,003	-7%
576	West Bradenton	$3,013	-7%
577	Ellenton	$3,018	-7%
578	Dundee	$3,020	-7%
579	Orange Park	$3,034	-6%
580	Windermere	$3,034	-6%
581	Inwood	$3,038	-6%
582	Horizon West	$3,039	-6%
583	Bay Lake	$3,039	-6%
584	Goldenrod	$3,039	-6%
585	Lakewood Park	$3,041	-6%
586	Oakland	$3,043	-6%
587	St. Lucie Village	$3,043	-6%
588	Casselberry	$3,044	-6%
589	Grenelefe	$3,045	-6%
590	Gotha	$3,048	-6%
591	West Samoset	$3,053	-5%
592	Ocoee	$3,053	-5%
593	Jacksonville	$3,053	-5%
594	Lake Alfred	$3,056	-5%
595	Winter Garden	$3,056	-5%
596	Doctor Phillips	$3,059	-5%
597	Winter Park	$3,061	-5%
598	Haines City	$3,064	-5%
599	Kenansville	$3,073	-5%
600	Lake Hamilton	$3,074	-5%
601	Davenport	$3,077	-5%
602	Bay Hill	$3,080	-5%
603	Tangelo Park	$3,080	-5%
604	Killarney	$3,083	-5%
605	Nobleton	$3,106	-4%
606	Loughman	$3,109	-4%
607	Fort Pierce	$3,109	-4%
608	Fern Park	$3,112	-4%
609	Bithlo	$3,114	-4%
610	Wedgefield	$3,122	-3%
611	Fort Pierce North	$3,125	-3%
612	Port St. Lucie	$3,129	-3%
613	Terra Ceia	$3,132	-3%
614	Celebration	$3,135	-3%
615	North Brooksville	$3,135	-3%
616	Palmetto	$3,136	-3%
617	Port Salerno	$3,142	-3%
618	Indiantown	$3,144	-3%
619	River Park	$3,147	-3%
620	Sewall's Point	$3,156	-2%
621	Memphis	$3,157	-2%
622	Williamsburg	$3,158	-2%
623	Stuart	$3,160	-2%
624	Palm City	$3,160	-2%
625	Poinciana	$3,164	-2%
626	Hobe Sound	$3,166	-2%
627	St. Cloud	$3,176	-2%
628	Eatonville	$3,176	-2%
629	Ocean Breeze Park	$3,177	-2%
630	Rio	$3,177	-2%
631	Conway	$3,178	-2%
632	North River Shores	$3,182	-1%
633	Anna Maria	$3,190	-1%
634	Alafaya	$3,191	-1%
635	Union Park	$3,197	-1%
636	South Bradenton	$3,198	-1%
637	South Brooksville	$3,203	-1%
638	Brooksville	$3,203	-1%
639	Fort Pierce South	$3,204	-1%
640	Indian River Estates	$3,204	-1%
641	White City	$3,204	-1%
642	Jensen Beach	$3,228	0%
643	Samoset	$3,231	0%
644	Istachatta	$3,243	0%
645	Hunters Creek	$3,247	1%
646	Rio Pinar	$3,249	1%
647	Jupiter	$3,253	1%
648	Brookridge	$3,260	1%
649	High Point	$3,260	1%
650	North Weeki Wachee	$3,260	1%
651	Bayshore Gardens	$3,263	1%
652	Tequesta	$3,263	1%
653	Kissimmee	$3,268	1%
654	Ridge Manor	$3,273	1%
655	Orlando	$3,277	1%
656	Hutchinson Island South	$3,280	2%
657	Jupiter Farms	$3,282	2%
658	Azalea Park	$3,291	2%
659	Fairview Shores	$3,298	2%
660	Limestone Creek	$3,299	2%
661	Campbell	$3,303	2%
662	Clarcona	$3,321	3%
663	Plant City	$3,330	3%
664	Connerton	$3,333	3%
665	Maitland	$3,339	3%
666	Timber Pines	$3,340	3%
667	Spring Hill	$3,348	4%
668	Lake Harbor	$3,349	4%
669	Pasadena Hills	$3,349	4%
670	Hernando Beach	$3,359	4%
671	Weeki Wachee Gardens	$3,359	4%
672	Ruskin	$3,365	4%
673	Sun City Center	$3,368	4%
674	Fish Hawk	$3,369	4%
675	Lithia	$3,369	4%
676	Southchase	$3,373	4%
677	Dade City	$3,377	5%
678	Apollo Beach	$3,378	5%
679	Saint Leo	$3,389	5%
680	Trilby	$3,389	5%
681	Intercession City	$3,392	5%
682	Balm	$3,404	5%
683	Wimauma	$3,404	5%
684	Belle Isle	$3,404	5%
685	Zephyrhills North	$3,407	5%
686	Crystal Springs	$3,412	6%
687	St. Leo	$3,413	6%
688	Zephyrhills	$3,415	6%
689	Dade City North	$3,415	6%
690	Lacoochee	$3,415	6%
691	Zephyrhills South	$3,417	6%
692	Zephyrhills West	$3,417	6%
693	San Antonio	$3,418	6%
694	Quail Ridge	$3,422	6%
695	St. Pete Beach	$3,432	6%
696	Treasure Island	$3,432	6%
697	Buenaventura Lakes	$3,435	6%
698	Orlovista	$3,436	6%
699	Tierra Verde	$3,446	7%
700	Juno Beach	$3,449	7%
701	Juno Ridge	$3,454	7%
702	North Palm Beach	$3,457	7%
703	Wesley Chapel	$3,468	7%
704	Cabana Colony	$3,471	7%
705	Indian Rocks Beach	$3,483	8%
706	Indian Shores	$3,483	8%
707	Odessa	$3,496	8%
708	Meadow Woods	$3,498	8%
709	Taft	$3,498	8%
710	Durant	$3,501	8%
711	Sun City	$3,501	8%
712	Sydney	$3,501	8%
713	Ridgecrest	$3,501	8%
714	Bay Pines	$3,502	8%
715	Madeira Beach	$3,502	8%
716	North Redington Beach	$3,502	8%
717	Redington Beach	$3,502	8%
718	Redington Shores	$3,502	8%
719	Dover	$3,506	9%
720	Belleair Beach	$3,509	9%
721	Lockhart	$3,511	9%
722	Land O' Lakes	$3,515	9%
723	South Bay	$3,525	9%
724	Pahokee	$3,528	9%
725	Weston	$3,530	9%
726	Southwest Ranches	$3,531	9%
727	Seminole	$3,538	10%
728	Belle Glade	$3,540	10%
729	Trinity	$3,542	10%
730	Valrico	$3,550	10%
731	Belleair Bluffs	$3,552	10%
732	Harbor Bluffs	$3,552	10%
733	Cheval	$3,557	10%
734	Belleair	$3,558	10%
735	Largo	$3,562	10%
736	Canal Point	$3,567	10%
737	Bardmoor	$3,570	11%
738	Palm Beach Gardens	$3,576	11%
739	Keystone	$3,578	11%
740	Shady Hills	$3,579	11%
741	Clearwater Beach	$3,586	11%
742	Edgewood	$3,595	11%
743	Oak Ridge	$3,598	11%
744	Pine Castle	$3,598	11%
745	East Lake	$3,598	11%
746	Sky Lake	$3,601	11%
747	Holden Heights	$3,601	11%
748	Lutz	$3,606	12%
749	Clearwater	$3,608	12%
750	Greenbriar	$3,609	12%
751	Westchase	$3,611	12%
752	Feather Sound	$3,617	12%
753	Safety Harbor	$3,619	12%
754	Pinellas Park	$3,625	12%
755	Loxahatchee	$3,626	12%
756	Loxahatchee Groves	$3,626	12%
757	Thonotosassa	$3,628	12%
758	South Highpoint	$3,631	12%
759	Pebble Creek	$3,635	13%
760	Cooper City	$3,636	13%
761	Tarpon Springs	$3,650	13%
762	Bloomingdale	$3,651	13%
763	Meadow Oaks	$3,651	13%
764	Crystal Beach	$3,653	13%
765	Oldsmar	$3,653	13%
766	Fisher Island	$3,654	13%
767	Dunedin	$3,654	13%
768	Pine Hills	$3,656	13%
769	Hudson	$3,657	13%
770	Heritage Pines	$3,663	13%
771	St. Petersburg	$3,664	13%
772	Ozona	$3,665	13%
773	West Lealman	$3,672	14%
774	Lealman	$3,678	14%
775	Palm Harbor	$3,679	14%
776	Kenneth City	$3,681	14%
777	Bear Creek	$3,690	14%
778	South Pasadena	$3,690	14%
779	Broadview Park	$3,690	14%
780	Moon Lake	$3,694	14%
781	River Ridge	$3,694	14%
782	Davie	$3,697	14%
783	Plantation	$3,697	14%
784	Bayonet Point	$3,699	15%
785	Gulfport	$3,700	15%
786	Riverview	$3,714	15%
787	Pembroke Pines	$3,727	15%
788	Elfers	$3,728	15%
789	New Port Richey	$3,729	15%
790	New Port Richey East	$3,731	15%
791	Jasmine Estates	$3,735	16%
792	Aripeka	$3,735	16%
793	Richmond Heights	$3,748	16%
794	Seffner	$3,748	16%
795	Gibsonton	$3,748	16%
796	The Acreage	$3,755	16%
797	Pinecrest	$3,756	16%
798	South Miami	$3,759	16%
799	University	$3,762	16%
800	Beacon Square	$3,762	16%
801	Key Vista	$3,768	17%
802	Holiday	$3,781	17%
803	Port Richey	$3,781	17%
804	Key Biscayne	$3,786	17%
805	Lauderdale-by-the-Sea	$3,792	17%
806	Watergate	$3,809	18%
807	Miramar	$3,831	19%
808	Fort Lauderdale	$3,839	19%
809	Palmetto Bay	$3,845	19%
810	Brandon	$3,849	19%
811	Hillsboro Beach	$3,853	19%
812	Riviera Beach	$3,861	20%
813	North Bay Village	$3,881	20%
814	Citrus Park	$3,882	20%
815	Bal Harbour	$3,886	20%
816	Bay Harbor Islands	$3,886	20%
817	Surfside	$3,886	20%
818	Coconut Creek	$3,903	21%
819	Northdale	$3,903	21%
820	Parkland	$3,904	21%
821	Miami Beach	$3,906	21%
822	Highland Beach	$3,916	21%
823	Palmetto Estates	$3,923	21%
824	West Perrine	$3,923	21%
825	Deerfield Beach	$3,927	22%
826	Kendall	$3,931	22%
827	Sunrise	$3,951	22%
828	Coral Gables	$3,951	22%
829	The Crossings	$3,953	22%
830	Three Lakes	$3,953	22%
831	Coral Springs	$3,956	22%
832	Sunset	$3,977	23%
833	Golden Beach	$3,984	23%
834	Sunny Isles Beach	$3,984	23%
835	Boca Raton	$3,991	24%
836	Lighthouse Point	$3,997	24%
837	Wilton Manors	$4,003	24%
838	Pompano Beach	$4,005	24%
839	Temple Terrace	$4,014	24%
840	Country Walk	$4,014	24%
841	The Hammocks	$4,014	24%
842	Dania	$4,027	25%
843	Medley	$4,040	25%
844	Hollywood	$4,047	25%
845	Margate	$4,080	26%
846	Oakland Park	$4,093	27%
847	Pembroke Park	$4,099	27%
848	West Park	$4,099	27%
849	Gulf Stream	$4,099	27%
850	Aventura	$4,101	27%
851	Wellington	$4,107	27%
852	Florida City	$4,109	27%
853	Golf	$4,111	27%
854	Royal Palm Beach	$4,115	27%
855	Dania Beach	$4,116	27%
856	Mango	$4,118	28%
857	Glenvar Heights	$4,120	28%
858	Ojus	$4,127	28%
859	South Miami Heights	$4,130	28%
860	Hallandale Beach	$4,137	28%
861	Homestead Base	$4,150	28%
862	Leisure City	$4,150	28%
863	Palm River-Clair Mel	$4,171	29%
864	Progress Village	$4,171	29%
865	Cutler Bay	$4,171	29%
866	Richmond West	$4,172	29%
867	Kendall West	$4,178	29%
868	Hallandale	$4,203	30%
869	Tamarac	$4,205	30%
870	Kendale Lakes	$4,208	30%
871	Lake Belvedere Estates	$4,216	31%
872	Royal Palm Estates	$4,216	31%
873	Carrollwood	$4,225	31%
874	Delray Beach	$4,226	31%
875	Boynton Beach	$4,236	31%
876	Lauderhill	$4,244	31%
877	Homestead	$4,244	31%
878	Greenacres	$4,247	31%
879	Goulds	$4,266	32%
880	Lake Park	$4,266	32%
881	Princeton	$4,270	32%
882	Ocean Ridge	$4,276	32%
883	Palm Beach Shores	$4,277	32%
884	Naranja	$4,282	33%
885	Tampa	$4,283	33%
886	Doral	$4,286	33%
887	Mangonia Park	$4,291	33%
888	Lake Magdalene	$4,292	33%
889	East Lake-Orient Park	$4,298	33%
890	North Lauderdale	$4,302	33%
891	Miami Springs	$4,310	33%
892	Virginia Gardens	$4,310	33%
893	El Portal	$4,313	34%
894	Lauderdale Lakes	$4,327	34%
895	Boulevard Gardens	$4,329	34%
896	Franklin Park	$4,329	34%
897	Roosevelt Gardens	$4,329	34%
898	Washington Park	$4,329	34%
899	Atlantis	$4,329	34%
900	Hypoluxo	$4,329	34%
901	Lantana	$4,329	34%
902	San Castle	$4,329	34%
903	Seminole Manor	$4,329	34%
904	Lakewood Gardens	$4,341	34%
905	Country Club	$4,343	34%
906	Palm Springs North	$4,343	34%
907	Kenwood Estates	$4,350	35%
908	Plantation Mobile Home Park	$4,357	35%
909	Schall Circle	$4,357	35%
910	Stacey Street	$4,357	35%
911	West Palm Beach	$4,358	35%
912	South Palm Beach	$4,359	35%
913	Haverhill	$4,360	35%
914	Lake Worth	$4,360	35%
915	Palm Springs	$4,375	35%
916	Miami	$4,387	36%
917	Westgate	$4,403	36%
918	Gun Club Estates	$4,408	36%
919	Lake Clarke Shores	$4,408	36%
920	Pine Air	$4,408	36%
921	Ives Estates	$4,413	37%
922	North Miami Beach	$4,473	38%
923	Palm Beach	$4,483	39%
924	Olympia Heights	$4,498	39%
925	Opa-locka	$4,509	40%
926	Tamiami	$4,511	40%
927	Westwood Lakes	$4,515	40%
928	Miami Gardens	$4,516	40%
929	Coral Terrace	$4,535	40%
930	West Miami	$4,535	40%
931	Town 'n' Country	$4,539	41%
932	Westchester	$4,541	41%
933	Sweetwater	$4,544	41%
934	University Park	$4,547	41%
935	Biscayne Park	$4,569	41%
936	Fountainebleau	$4,573	42%
937	Miami Lakes	$4,592	42%
938	Hialeah Gardens	$4,601	42%
939	Miami Shores	$4,616	43%
940	North Miami	$4,620	43%
941	Hialeah	$4,678	45%
942	Golden Glades	$4,699	45%
943	Egypt Lake-Leto	$4,764	47%
944	Gladeview	$4,772	48%
945	West Little River	$4,772	48%
946	Pinewood	$4,786	48%
947	Westview	$4,802	49%
948	Brownsville	$4,820	49%

These costs are just estimates and will not necessarily represent how much your actual auto insurance rates will be.

Florida auto insurance rate increases

Following a 4% year-over-year increase from 2018 to 2019, rates again increased in 2020. In the last year, the cost of car insurance rose by 3.2% among the 10 largest insurers in the state. Cumulatively, car insurance rates across these insurers have have increased 40.1% from 2015 to 2020.

Insurer	Market share	2018	2019	2020
GEICO	24%	8%	4%	7%
Progressive	21%	0%	-3%	0%
State Farm	14%	1%	-4%	-9%
Allstate	9%	3%	6%	2%
USAA	7%	5%	13%	6%
Liberty Mutual	3%	9%	3%	4%
Travelers	2%	6%	0%	0%
Kemper	2%	6%	-13%	0%
Direct Auto	2%	5%	7%	17%
Farmers	2%	4%	6%	1%

2019 rate change figures represent the year-to-date change (reported by S&P)

Hikes in auto insurance rates are usually preceded by increased losses — which happen when insurers pay out for claims —incurred by insurance companies.

Losses can increase for a variety of reasons, such as mass vehicle damage from a hurricane or more distracted driving accidents.

Auto insurance in Florida: minimum-coverage requirements

Carrying car insurance is required by state law in Florida. We have included the minimum insurance coverage you are required to have for your car, per the Florida Office of Insurance Regulation and the state's motor vehicle requirements.

Bodily injury liability and uninsured motorist coverage come standard and recommended with your policy by auto insurers, but they are rejectable in writing.

Florida's minimum required car insurance coverage limits are as follows:

Personal injury protection (PIP): $10,000 per accident
Property damage liability (PDL): $10,000 per accident

Though you may meet Florida's minimum auto insurance requirements, it may not be the policy best suited to your needs. As a result, we recommend that drivers consider opting in for higher coverage limits.

If you are in a particularly expensive accident, your minimum coverage may not be enough to fully cover the damages, and you may have to pay out of pocket.

This applies whether you're a college student at the University of Central Florida on a budget, a new driver starting out in Tallahassee or a retiring senior in South Florida.

Florida No-Fault Law

Florida is a no-fault state, which means insurers are required to provide coverage to drivers regardless of who is at-fault in an accident. The Florida Motor Vehicle No-Fault Law thus helps ensure that drivers receive appropriate medical care and some degree of financial protection.

For this reason, Florida drivers need to carry personal injury protection (PIP) and property damage liability coverage (PDL) as part of their car insurance policy.

PIP covers up to 80% of medical expenses and 60% of lost income if you are unable to work, up to a combined limit of $10,000.
PDL reimburses property damage to other drivers' vehicles in an accident, up to $10,000. If your car is damaged, the other driver's PDL will pay for your repair costs.

Although Florida's No-Fault Law requires drivers to carry personal injury protection, at-fault drivers can still be sued in the event of serious bodily injury or death. For this reason, carrying bodily injury liability (BIL) coverage is often recommended to guarantee additional protection from such lawsuits.

Florida Financial Responsibility Law: requirements for SR-22 and FR-44 policies

If you cause an accident that results in bodily injury to another person, or if you are found to be driving under the influence, you will be required to hold additional coverage types and higher coverage limits under the Florida Financial Responsibility Law. The exact requirements can be categorized as SR-22 or FR-44 insurance.

SR-22 insurance requirements

For accidents that result in any degree of bodily injury or death, drivers will be asked to file SR-22 insurance, often referred to as a certificate of financial responsibility. In addition to Florida's no-fault requirements, SR-22 insurance requires:

Bodily injury liability (BIL): $10,000 per person
Bodily injury liability (BIL): $20,000 per accident

These coverages will reimburse you for bodily injury caused to other people involved in an accident for which you are at-fault.

FR-44 insurance requirements

Florida residents convicted of driving under the influence (DUI) of alcohol or drugs are required to meet FR-44 insurance standards. FR-44 coverage requirements are substantially higher than no-fault minimum coverages or SR-22 certificates. Specifically, FR-44 insurance requires:

Bodily injury liability (BIL): $100,000 per person
Bodily injury liability (BIL): $300,000 per accident
Property damage liability (PDL): $50,000 per accident

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Recap of the cheapest car insurance in Florida

Cheapest for minimum coverage: GEICO
Cheapest full coverage: GEICO
Cheapest after an accident: GEICO
Cheapest for drivers with a speeding ticket: State Farm
Cheapest for drivers with a DUI: State Farm
Cheapest for drivers with bad credit: GEICO
Cheapest for married drivers: GEICO
Cheapest for young drivers: GEICO
Cheapest full coverage for young drivers: GEICO
Cheapest for young drivers with one accident: GEICO
Cheapest for young drivers with one speeding ticket: GEICO

Methodology

We collected thousands of rates from ZIP codes across Florida for the largest 10 insurers. We used a sample driver with the following profile:

30-year-old man
Drives a 2015 Honda Civic EX
Average credit

The base policy for the study was a full-coverage policy with the following limits:

Coverage type	Study limits
Bodily liability	$50,000 per person/$100,000 per accident
Personal injury protection	$10,000
Property damage	$25,000 per accident
Uninsured/underinsured motorist bodily injury	$50,000 per person/$100,000 per accident
Comprehensive and collision	$500 deductible

For our minimum-coverage policy, we quoted a policy with the minimum required limits in Florida, above.

For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.