Pet Insurance: Guides & Research


Pet insurance helps pay for the cost of medical treatment for your pet, including annual check-ups, care after accidents, and illnesses. Buying pet insurance allows you to get the medical coverage your pet needs without worrying about covering the entire cost.

However, not every type of medical care for your pet is covered by pet insurance. Some pet insurers don't cover pre-existing or hereditary conditions, such as hip dysplasia. The best pet insurance companies offer endorsements, or add-ons, that you can use to make sure your pet's specific needs are taken care of.

The cost of pet insurance varies, but we found that it costs about $49 per month on average for dogs, and $29 per month for cats.

With Humans Stuck Indoors, Pets Are More Popular Than Ever

More than ever, pets are providing vital companionship and emotional support to millions of people in lockdown — and data suggests that... Read More

Pet Insurance for Cats: How Does It Work?

Cat insurance is a good way for owners to lower the costs of accident and illness treatments. Learn if cat insurance is right for you. Read More

Cheap Pet Insurance for Dogs and Cats

Pet insurance can be an affordable way to lower your pet's medical bills. Read on to find out how to secure a cheap plan. Read More

Pet Insurance for Dogs: Everything You Need to Know

Dog insurance is a good way to cover the vet bills if your dog gets sick or injured. Learn if this type of insurance is right for you and... Read More

Is Pet Insurance Worth It?

Pet insurance can lower the cost of medical bills for accidents and injuries, but it can also be an unnecessary expense. Find out if it's... Read More

Average Cost of Pet Insurance: 2022 Facts and Figures

The average cost of pet insurance is $50 per month for dogs and $28 per month for cats. However, that average cost varies significantly... Read More

What Is Pet Insurance and How Does It Work?

Pet insurance can help cover medical costs if your pet is injured or gets sick. Learn more about how this type of insurance works and... Read More

Healthy Paws Pet Insurance Reviews

Reviews of Healthy Paws policy coverage, and benefits and considerations. Check to see what discounts and promotions are available. Read More

Pet Insurance Expert Interview: Trupanion CEO

ValuePenguin had the opportunity to interview Darryl Rawlings, Founder and CEO of Trupanion, to learn more about pet insurance: the... Read More

Embrace Pet Insurance Reviews

Based on ValuePenguin's research, here are our reviews of Embrace's pet insurance with pros, cons, discounts, and other considerations to... Read More

Trupanion Pet Insurance Reviews

Click for our reviews of Trupanion pet insurance plans with pros, cons, discounts, and what to beware of. Read more for advantages,... Read More

ASPCA Pet Health Insurance Reviews

Click for reviews of ASPCA Pet Health Insurance plans with pros, cons, discounts, and other considerations to beware of. Read More

Petplan Pet Insurance Reviews

Read our reviews of Petplan's policy benefits coverage and other pros and cons. Check to see what discounts and promotions are available. Read More

How to Buy Pet Insurance

Have questions on pet insurance? ValuePenguin's introduction to pet insurance has the answers, and covers the key things you need to know:... Read More