Pet insurance helps pay for the cost of medical treatment for your pet, including annual check-ups, care after accidents, and illnesses. Buying pet insurance allows you to get the medical coverage your pet needs without worrying about covering the entire cost.
However, not every type of medical care for your pet is covered by pet insurance. Some pet insurers don't cover pre-existing or hereditary conditions, such as hip dysplasia. The best pet insurance companies offer endorsements, or add-ons, that you can use to make sure your pet's specific needs are taken care of.
The cost of pet insurance varies, but we found that it costs about $49 per month on average for dogs, and $29 per month for cats.
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