Whether you’re a young driver looking for the best rates or want outstanding coverage options, Amica’s prices and service are hard to beat. Below, we outline the company’s auto coverage options, discounts, and how it compares to competitors in terms of pricing.
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Amica Auto Insurance Coverage Options
Along with standard coverage options, Amica allows customers to supplement their coverage with add-ons—additional services and protections — under their Platinum Choice Auto program.
The add-ons are individually priced, but there are discounts available depending on different combinations. Prices vary based on your driver profile and state of residence. We list the coverage options available for the Platinum Choice Auto program below:
Good Driving Rewards: Consider Good Driving Rewards if you’re interested in saving money through a points based system or looking for an accident forgiveness program. Amica Advantage points can be used to pay down a deductible or for an auto accident surcharge — the additional cost you’ll have to pay on your insurance policy if you’re involved in an accident. The points you earn never expire and you can use them whenever you’d like to. Amica Advantage points are earned by:
-
Your tenure as an Amica policyholder
-
Adding any other Amica insurance policies
-
Renewing your Amica policy
-
Driving well for a year
-
Referring other people to Amica
Identity Fraud Monitoring: Consider adding Amica’s Identity Fraud Monitoring to your auto policy if you’re concerned about identity theft. The service monitors the three major credit bureaus for your credit and personal information. If there’s any suspicious activity, you’ll be alerted within 24 hours. Additionally, you’ll be provided with a toll-free number to contact an expert for advice on how to proceed if you’re identity is compromised.
Full Glass Coverage: If you’re constantly needing repairs of the windows or windshield of your car, then you’ll want to add Full Glass Coverage to your policy. With this coverage option, car windows and windshields are repaired or replaced at no additional cost. This add-on could save you anywhere from $100 to $1,000 on a windshield repair or replacement, depending on what kind of vehicle you drive.
Prestige Rental Coverage: This coverage awards up to $5,000 towards the rental of a comparable vehicle should your car be involved in a covered accident. There's no daily limit on how much of the $5,000 you can use. If your vehicle was involved in a covered accident, the $5,000 in rental car coverage continues until it’s depleted, you purchase a replacement vehicle, or your vehicle is successfully repaired.
Other Coverage Considerations: Amica Dividend Policies
Amica is a mutual insurance company, which means it’s owned by its policyholders. Amica isn’t publicly listed on an exchange, nor does it have any outside investors — meaning that Amica is able to offer dividends to policyholders rather than to shareholders. The company states that a typical dividend payment can range from 5% to 20% of the annual rate.
You can use dividend payments as you wish — meaning you don’t have to apply the dividend to your auto insurance bill, but could if you wanted to. While dividends aren’t always paid, Amica has a long track record of paying them out to policyholders. When you sign up for Amica, you’ll have the option of a dividend policy or a standard policy. While the dividend policies cost more, they could also provide an annual pay out. Other mutual insurance companies offer dividend policies, but Amica is one of the better known companies to do so.
Auto Insurance Discounts Offered by Amica
You won’t find many unique discounts offered by Amica that aren't available with another insurer. However, Amica offers nearly all of what are considered standard discounts.
Policy Discount | | |
| Multi-line | Bundle your auto insurance with another insurance policy offered by Amica. |
| Claim-free | Go three years without recording a claim (excludes glass and towing). |
| Multiple Auto | Bundle multiple autos on one insurance policy. |
| Loyalty | Be insured with Amica for two years. |
| Paid in full | Pay the premium of your entire policy before your first bill is due. |
| Auto Pay | Set up your account to bill you automatically. |
| E-discount | Sign-up to receive bills and information online rather than through the mail. |
Vehicle Discounts | | |
| Anti-theft | Install an approved anti-theft device in your car. |
| Electronic Stability | Save if your car has an electronic stability control feature. |
| Passive Restraint | Receive a discount if your car is equipped with airbags. |
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Highlight Discount: Legacy (Family)
Amica’s Legacy discount allows drivers under the age of 30, who have their own auto policy, vehicle, and whose parents have had an auto policy with Amica for at least five years to save money. The Legacy discount adds to the long list of benefits young drivers have available to them when insured with Amica.
Amica Auto Insurance Quotes Comparison
Across all of the driver profiles we studied, Amica offered affordable auto insurance rates. Based on our sample driver profiles, Geico is the only insurer that offers rates that are competitive with the quotes offered by Amica. Even for traditionally risky driver profiles, Amica offered particularly competitive rates. For instance, Amica quoted an annual rate that was 15% lower than the average of its competitors for a 25-year-old woman. A 22-year-old single man received an annual rate 28% lower than the average of Amica's competitors. Unless you’re considering becoming a Geico policyholder, it’s unlikely that you’ll receive better rates for young drivers with another insurer.
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Below, we outline the company\u2019s auto coverage options, discounts, and how it compares to competitors in terms of pricing.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Auto insurance coverage options\" href=\"#auto-coverage\"\u003EAuto insurance coverage options\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Auto insurance discounts\" href=\"#auto-discounts\"\u003EAuto insurance discounts\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Auto insurance quotes comparison\" href=\"#auto-quotes\"\u003EAuto insurance quotes comparison\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeAlign--root ShortcodeAlign--center\"\u003E\n \u003Cdiv class=\"ShortcodeAlign--container\"\u003E \n \u003Cstrong\u003EGet Quotes from Multiple Insurers Now\u003C\/strong\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003Cbr\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-QuoteWizardZipCode\" data-component-name=\"QuoteWizardZipCode\"\u003E\n \u003Cdiv class=\"QuoteWizardZipCode--root\"\u003E\u003Cdiv class=\"QuoteWizardZipCode--form-container\"\u003E\u003Cform id=\"QuoteWizardQuoteForm--331\" class=\"QuoteWizardZipCode--form\" method=\"GET\" action=\"https:\/\/quotes.valuepenguin.com\" target=\"_blank\"\u003E\u003Cdiv class=\"QuoteWizardZipCode--hidden\"\u003E\u003Cinput type=\"hidden\" name=\"c\" value=\"C20049\"\/\u003E\u003Cinput type=\"hidden\" name=\"product\" value=\"auto\"\/\u003E\u003Cinput type=\"hidden\" name=\"key\" value=\"_amica-insurance-review\"\/\u003E\u003Cinput type=\"hidden\" name=\"v\" value=\"vp\"\/\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardZipCode--fields\"\u003E\u003Cdiv class=\"QuoteWizardZipCode--field-zip-code\"\u003E\u003Clabel class=\"QuoteWizardZipCode--zip-code-label\"\u003EFind Cheap Auto Insurance Quotes in Your Area\u003C\/label\u003E\u003Cdiv class=\"ZipCodeInput--root QuoteWizardZipCode--zip-code-input\"\u003E\u003Cdiv class=\"TextInput--root TextInput--required ZipCodeInput--input\"\u003E\u003Cdiv class=\"TextInput--field TextInput--none TextInput--field-container\"\u003E\u003Cspan class=\"TextInput--symbol\"\u003E\u003C\/span\u003E\u003Cinput type=\"tel\" aria-label=\"zip\" class=\"TextInput--input\" name=\"zip\" placeholder=\"Zip Code\" required=\"\" style=\"width:100%\" tabindex=\"0\" value=\"\"\/\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardZipCode--field-submit\"\u003E\u003Cbutton aria-label=\"Find Insurers\" class=\"Button--root Button--primary Button--fluid \" type=\"submit\" value=\"Find Insurers\"\u003EFind Insurers\u003C\/button\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/form\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"QuoteWizardZipCode\"\u003E{\"buttonText\":\"Find 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options\u003C\/a\u003E\u003C\/span\u003E, Amica allows customers to supplement their coverage with add-ons\u2014additional services and protections \u2014 under their \u003Cstrong\u003EPlatinum Choice Auto program\u003C\/strong\u003E. \n\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003EThe add-ons are individually priced, but there are discounts available depending on different combinations. Prices vary based on your driver profile and state of residence. We list the coverage options available for the Platinum Choice Auto program below:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EGood Driving Rewards:\u003C\/strong\u003E Consider Good Driving Rewards if you\u2019re interested in saving money through a points based system or looking for an accident forgiveness program. Amica Advantage points can be used to pay down a deductible or for an auto accident surcharge \u2014 the additional cost you\u2019ll have to pay on your insurance policy if you\u2019re involved in an accident. The points you earn never expire and you can use them whenever you\u2019d like to. Amica Advantage points are earned by:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Your tenure as an Amica policyholder\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Adding any other Amica insurance policies\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Renewing your Amica policy\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Driving well for a year\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Referring other people to Amica\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EIdentity Fraud Monitoring:\u003C\/strong\u003E Consider adding Amica\u2019s Identity Fraud Monitoring to your auto policy if you\u2019re concerned about identity theft. The service monitors the three major credit bureaus for your credit and personal information. If there\u2019s any suspicious activity, you\u2019ll be alerted within 24 hours. Additionally, you\u2019ll be provided with a toll-free number to contact an expert for advice on how to proceed if you\u2019re identity is compromised.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EFull Glass Coverage:\u003C\/strong\u003E If you\u2019re constantly needing repairs of the windows or windshield of your car, then you\u2019ll want to add Full Glass Coverage to your policy. With this coverage option, car windows and windshields are repaired or replaced at no additional cost. This add-on could save you anywhere from $100 to $1,000 on a \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"windshield repair or replacement\" href=\"https:\/\/www.valuepenguin.com\/does-car-insurance-cover-windshield-replacement\"\u003Ewindshield repair or replacement\u003C\/a\u003E\u003C\/span\u003E, depending on what kind of vehicle you drive.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EPrestige Rental Coverage:\u003C\/strong\u003E This coverage awards up to $5,000 towards the rental of a comparable vehicle should your car be involved in a covered accident. There's no daily limit on how much of the $5,000 you can use. If your vehicle was involved in a covered accident, the $5,000 in rental car coverage continues until it\u2019s depleted, you purchase a replacement vehicle, or your vehicle is successfully repaired.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EOther Coverage Considerations: Amica Dividend Policies\u003C\/strong\u003E\u003C\/p\u003E\n\n\u003Cp\u003EAmica is a mutual insurance company, which means it\u2019s owned by its policyholders. Amica isn\u2019t publicly listed on an exchange, nor does it have any outside investors \u2014 meaning that Amica is able to offer dividends to policyholders rather than to shareholders. The company states that a typical dividend payment can range from 5% to 20% of the annual rate.\u003C\/p\u003E\n\n\u003Cp\u003EYou can use dividend payments as you wish \u2014 meaning you don\u2019t have to apply the dividend to your auto insurance bill, but could if you wanted to. While dividends aren\u2019t always paid, Amica has a long track record of paying them out to policyholders. When you sign up for Amica, you\u2019ll have the option of a dividend policy or a standard policy. While the dividend policies cost more, they could also provide an annual pay out. Other mutual insurance companies offer dividend policies, but Amica is one of the better known companies to do so.\u003C\/p\u003E\n\n\u003Ch3 id=\"auto-discounts\"\u003EAuto Insurance Discounts Offered by Amica\u003C\/h3\u003E\n\n\u003Cp\u003EYou won\u2019t find many unique discounts offered by Amica that aren't available with another insurer. However, Amica offers nearly all of what are considered standard discounts.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EType\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EDiscount\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EHow Do You Receive It?\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EPolicy Discount\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMulti-line\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EBundle your auto insurance with another insurance policy offered by Amica.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EClaim-free\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGo three years without recording a claim (excludes glass and towing).\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMultiple Auto\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EBundle multiple autos on one insurance policy.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELoyalty\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EBe insured with Amica for two years.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EPaid in full\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EPay the premium of your entire policy before your first bill is due.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto Pay\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESet up your account to bill you automatically.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EE-discount\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESign-up to receive bills and information online rather than through the mail.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EVehicle Discounts\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAnti-theft\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EInstall an approved anti-theft device in your car.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EElectronic Stability\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESave if your car has an electronic stability control feature.\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EPassive Restraint\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EReceive a discount if your car is equipped with airbags.\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv role=\"button\" class=\"StyledExpander-sc-1gnrutu ckEygv\"\u003EShow All Rows\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"left\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Type\",\"Discount\",\"How Do You Receive It?\"],[\"\\u003Cstrong\\u003EPolicy Discount\\u003C\\\/strong\\u003E\",\"\",\"\"],[\"\",\"Multi-line\",\"Bundle your auto insurance with another insurance policy offered by Amica.\"],[\"\",\"Claim-free\",\"Go three years without recording a claim (excludes glass and towing).\"],[\"\",\"Multiple Auto\",\"Bundle multiple autos on one insurance policy.\"],[\"\",\"Loyalty\",\"Be insured with Amica for two years.\"],[\"\",\"Paid in full\",\"Pay the premium of your entire policy before your first bill is due.\"],[\"\",\"Auto Pay\",\"Set up your account to bill you automatically.\"],[\"\",\"E-discount\",\"Sign-up to receive bills and information online rather than through the mail.\"],[\"\\u003Cstrong\\u003EVehicle Discounts\\u003C\\\/strong\\u003E\",\"\",\"\"],[\"\",\"Anti-theft\",\"Install an approved anti-theft device in your car.\"],[\"\",\"Electronic Stability\",\"Save if your car has an electronic stability control feature.\"],[\"\",\"Passive Restraint\",\"Receive a discount if your car is equipped with airbags.\"],[\"\",\"Forward-Collision Warning\",\"Save when your car has a feature that helps you avoid collisions.\"],[\"\",\"Adaptive Headlight\",\"Have headlights that adapt to driving in different conditions.\"],[\"\\u003Cstrong\\u003EDriver Discounts\\u003C\\\/strong\\u003E\",\"\",\"\"],[\"\",\"Defensive Driver Training\",\"Complete an approved driving course.\"],[\"\",\"Driver Training\",\"Complete a driver training course (exclusive to drivers under 21-years-old).\"],[\"\",\"Good Student\",\"Maintain a B-average in either high school or college if you\\u2019re a student or have a student on your policy.\"],[\"\",\"Student Away at School\",\"Save if you have a child on your policy who is at school and away from home without a vehicle.\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EHighlight Discount: Legacy (Family)\u003C\/strong\u003E\u003C\/p\u003E\n\n\u003Cp\u003EAmica\u2019s Legacy discount allows drivers under the age of 30, who have their own auto policy, vehicle, and whose parents have had an auto policy with Amica for at least five years to save money. The Legacy discount adds to the long list of benefits young drivers have available to them when insured with Amica.\u003C\/p\u003E\n\n\u003Ch3 id=\"auto-quotes\"\u003EAmica Auto Insurance Quotes Comparison\u003C\/h3\u003E\n\n\u003Cp\u003EAcross all of the driver profiles we studied, Amica offered affordable auto insurance rates. Based on our sample driver profiles, Geico is the only insurer that offers rates that are competitive with the quotes offered by Amica. Even for traditionally risky driver profiles, Amica offered particularly competitive rates. For instance, Amica quoted an annual rate that was 15% lower than the average of its competitors for a 25-year-old woman. A 22-year-old single man received an annual rate 28% lower than the average of Amica's competitors. Unless you\u2019re considering becoming a Geico policyholder, it\u2019s unlikely that you\u2019ll receive better rates for young drivers with another insurer.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeImageResponsive--root\"\u003E\n \u003Cfigure class=\"ShortcodeImage--root\"\u003E\n \u003Cpicture class=\"ShortcodeImage--picture\"\u003E\n \u003Csource\n media=\"(max-width: 1032.75px)\"\n data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/amica-auto-mobile_andlv9 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/amica-auto-mobile_andlv9 2x\"\n\/\u003E\n \u003Cimg alt=\"How Do Amica\u2019s Car Insurance Quotes Compare to Other Insurers?\" class=\"lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/amica-auto_dzz1zm\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/amica-auto_dzz1zm\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/amica-auto_dzz1zm 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/amica-auto_dzz1zm 2x\"\u003E\n \u003C\/picture\u003E\n \u003C\/figure\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
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