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The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who Has The Best Insurance Rates?

We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.

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States with the Highest Rates

$ 1991
$ 1722
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

Choosing a Flood Insurance Deductible

A flood insurance deductible is the amount of money you will have to pay before your flood insurance policy covers damage to your home. A... Read More

Rental Property Insurance: Who Needs it and What Does it Cover?

If you rent a property for a significant period of time, you probably need rental property insurance, also called landlord insurance.... Read More

Homeowners Are Losing Insurance Coverage After California Wildfires

Here's what to do if you've lost your coverage because your property’s been deemed too “risky.” Read More

What Is An Elevation Certificate for Flood Insurance?

If you have a mortgage and live in a high-risk area for floods, you almost certainly need an elevation certificate. Learn about when flood... Read More

Home Insurance Facts and Statistics: Coverage & Claims

Approximately 85% of homeowners have home insurance policies. While it's not a required form of coverage, it's typically required as a... Read More

Does Homeowners Insurance Cover Hail Damage?

Hail damage is one of the more common events for filing homeowners insurance claims. Learn how to know if your homeowners insurance covers... Read More

Which States Are Most at Risk for Natural Disasters?

From 1997 to 2017, there have been 2,416 federally declared disasters contributing to over $400 billion in property damage due to hazardous... Read More

Coastal Property Owner? FEMA Might Not Bail You Out

Data shows a significant portion of homeowners may be banking on federal flood relief they'll never receive. Read More

Mortgage Insurance vs. Homeowners Insurance: What's the Difference?

Mortgage insurance and homeowners insurance sound similar, but they are distinct policies. This guide explains the differences between the... Read More