Compare Homeowners Insurance Quotes

The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who Has The Best Insurance Rates?


We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.


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States with the Highest Rates

$ 1991
Florida
$ 1722
Lousiana
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

Florida Wind Insurance & How to Lower Costs with Wind Mitigation Credits

Buying windstorm insurance is a good consideration for Florida homeowners, given the state regularly faces strong winds, hurricanes and... Read More

Florida Boat Insurance & Boating Laws

Florida boat owners aren't required to buy insurance or obtain licenses in order to operate their boats. However, you will typically be... Read More

Is Hurricane Damage Covered by Homeowners or Flood Insurance?

Depending on your coverage, certain hurricane damage may be covered by your homeowners or renters insurance policy. However, you may also... Read More

Loss of Use on Your Homeowners Insurance: What Does It Cover?

The loss of use portion of your homeowners insurance (coverage D) reimburses you for the cost of additional living expenses when your home... Read More

Telematics: Should Homeowners Share Data for Lower Insurance Rates?

Smart devices are everywhere, offering convenience to individuals and data to the companies who want their business—including insurers. Do... Read More

Windstorm Insurance in Texas and the TWIA

Windstorm insurance is a good consideration in Texas if you live near the coast, as most homeowners insurance policies exclude coverage... Read More

Mobile Home Insurance in Texas

Mobile home insurance provides homeowners in Texas with financial protection against unexpected damage, which can often cost thousands of... Read More

Mobile Home Insurance in Florida

Mobile home insurance provides policyholders with financial protection, which can be particularly useful in hurricane-prone states like... Read More

Homeowners Insurance For Veterans and Members of the Military

VA home loan recipients are required to purchase homeowners insurance for their houses, but special options just for people in the armed... Read More

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