The Cheapest — and Best — Texas Car Insurance Companies (2021)

The Cheapest — and Best — Texas Car Insurance Companies (2021)

The average cost of car insurance in Texas is $77 per month for minimum coverage.

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The average cost of car insurance in Texas is $77 per month for minimum coverage.

But in the Lone Star State, a driver could pay $44 per month with the cheapest insurance company and $153 per month with the most expensive — for the exact same policy. If you're looking for savings, you should always compare quotes across insurers.

ValuePenguin analyzed Texas car insurance quotes from nine major companies to identify the cheapest insurers and rates in the state, broken down by policy type, driver profile and location. For those who are focused on quality, we also rated the best Texas car insurance companies by customer service reputation.

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Enter your ZIP code above now to start shopping for great auto rates in your area among the top U.S. insurers, or read more by clicking on the sections below.

Cheapest liability auto insurance companies in Texas

If you're looking for the cheapest car insurance possible, you could buy a policy that only meets Texas minimum state requirements for liability insurance. For this type of policy, we recommend State Farm as the cheapest widely available insurer at an average cost of $527 per year. That's 43% cheaper than the average cost of minimum coverage in Texas, which is $926 annually.

Other cheap options include:

  • USAA: Only available to current and former military members, USAA has cheaper rates than either State Farm or Fred Loya Insurance.
  • Fred Loya Insurance: A smaller insurer, Fred Loya is only slightly more expensive than State Farm. However, it gets poor customer service feedback.
Chart of the cheapest car insurance companies in Texas.

Find Cheap Auto Insurance Quotes in Texas

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Below, we rank major insurers in the state from lowest to highest average prices for minimum coverage. The companies ranked highest are a good place to start finding low-cost insurance. Read on to see how much a full coverage policy may cost in different situations.

Cheapest Texas auto insurance companies for minimum coverage, ranked

Rank
Company
Average annual premium
1State Farm$527
2Fred Loya Insurance$545
3Dairyland$831
4Chubb$913
5Nationwide$926
6Geico$940
7Allstate$1,395
8MetLife$1,831
N/A*USAA$425

*USAA is not ranked because only military members (current and former) and their families are eligible.

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Minimum liability policies are cheap, but they may not adequately protect you in the event of an accident.

For instance, bodily injury liability limits for Texas policies are only $60,000 per accident, which may not cover the costs of injuries in a major crash. And minimum liability policies don't cover damage to your vehicle, which falls under the comprehensive and collision insurance included in a full coverage policy.

You can use our car insurance calculator to see how prices change when you opt for more coverage, or keep reading on this page to see examples of how much different types of policies cost in Texas.

Cheapest full coverage auto insurance: Fred Loya

There is no single definition of a full coverage policy, but the term usually refers to auto insurance that includes comprehensive and collision insurance. In Texas, the average annual cost of a full coverage policy is $2,653. The cheapest insurance companies for full coverage are the same as those for minimum liability: USAA, Fred Loya Insurance and State Farm.

  • Fred Loya Insurance: At $979 per year, Fred Loya is easily the cheapest option in Texas for full coverage among our surveyed insurers.
  • USAA: Full coverage policies with USAA cost an average of $1,292 per year for our sample driver, though you must qualify for membership.
  • State Farm: This is the cheapest insurer that has a major market share — so it's widely available — and no eligibility requirements. A full coverage policy from State Farm costs an average of $1,245 per year.

Full coverage policies can have huge variations in prices across insurers. For instance, MetLife policies cost our driver an average of $5,405 per year in Texas, more than five times as expensive as Fred Loya Insurance. The variation in prices means that when you look for quotes for a full coverage policy, you should compare at least three companies.

Cheapest Texas auto insurance companies for full coverage, ranked

Rank
Company
Average annual premium
1Fred Loya Insurance$979
2State Farm$1,245
3Geico$2,140
4Nationwide$2,490
5Chubb$2,563
6Dairyland$3,271
7Allstate$4,496
8MetLife$5,405
N/AUSAA$1,292

USAA is not ranked because only military members (current and former) and their families are eligible.

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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThere is no single definition of a full coverage policy, but the term usually refers to auto insurance that includes comprehensive and collision insurance. In Texas, the average annual cost of a full coverage policy is $2,653. The \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"The Cheapest (and Best) Full Coverage Car Insurance\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-full-coverage-auto-insurance\"\u003Echeapest insurance companies for full coverage\u003C\/a\u003E\u003C\/span\u003E are the same as those for minimum liability: USAA, Fred Loya Insurance and State Farm.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EFred Loya Insurance\u003C\/strong\u003E: At $979 per year, Fred Loya is easily the cheapest option in Texas for full coverage among our surveyed insurers.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EUSAA\u003C\/strong\u003E: Full coverage policies with USAA cost an average of $1,292 per year for our sample driver, though you must qualify for membership.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EState Farm\u003C\/strong\u003E: This is the cheapest insurer that has a major market share \u2014 so it's widely available \u2014 and no eligibility requirements. A full coverage policy from State Farm costs an average of $1,245 per year.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003EFull coverage policies can have huge variations in prices across insurers. For instance, \u003Cstrong\u003EMetLife\u003C\/strong\u003E policies cost our driver an average of $5,405 per year in Texas, more than five times as expensive as Fred Loya Insurance. The variation in prices means that when you \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Get Free, Cheap Car Insurance Quotes Online\" href=\"https:\/\/www.valuepenguin.com\/auto-insurance-quotes\"\u003Elook for quotes\u003C\/a\u003E\u003C\/span\u003E for a full coverage policy, you should compare at least three companies.\u003C\/p\u003E\n\n\u003Ch4\u003ECheapest Texas auto insurance companies for full coverage, ranked\u003C\/h4\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECompany\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAverage annual premium\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFred Loya Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$979\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,245\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,140\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,490\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EChubb\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,563\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EDairyland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,271\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,496\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMetLife\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,405\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,292\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Company\",\"Average annual premium\"],[\"1\",\"Fred Loya Insurance\",\"$979\"],[\"2\",\"State 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Cheapest auto insurance after an at-fault accident: Fred Loya

One of the most important factors affecting car insurance rates — in Texas and elsewhere — is your driving history. We found that if you're at fault for an accident, these insurers will raise your rates by an average of 58%. After raising rates, the cheapest companies remained the same: Fred Loya Insurance, State Farm and USAA.

Cheapest Texas auto insurance companies for full coverage after an accident, ranked

Rank
Company
Rate after accident
Rate before accident
Difference
1Fred Loya Insurance$1,215$979$236
2State Farm$1,461$1,245$216
3Geico$3,312$2,140$1,172
4Nationwide$3,857$2,490$1,367
5Dairyland$4,303$3,271$1,032
6Chubb$4,371$2,563$1,808
7Allstate$7,110$4,496$2,614
8MetLife$10,190$5,405$4,785
N/AUSAA$1,925$1,292$633

USAA is not ranked because only military members (current and former) and their families are eligible.

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Drivers who were recently involved in an accident should check out State Farm and Fred Loya Insurance, as the change in rates was relatively minor (under $250).

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After raising rates, the cheapest companies remained the same: Fred Loya Insurance, State Farm and USAA.\u003C\/p\u003E\n\n\u003Ch4\u003ECheapest Texas auto insurance companies for full coverage after an accident, ranked\u003C\/h4\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECompany\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate after accident\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate before accident\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EDifference\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFred Loya Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,215\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$979\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$236\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,461\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,245\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$216\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,312\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,140\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,172\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,857\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,490\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,367\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EDairyland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,303\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,271\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,032\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EChubb\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,371\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,563\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,808\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,110\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,496\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,614\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMetLife\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$10,190\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,405\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,785\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,925\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,292\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$633\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Company\",\"Rate after accident\",\"Rate before accident\",\"Difference\"],[\"1\",\"Fred Loya Insurance\",\"$1,215\",\"$979\",\"$236\"],[\"2\",\"State Farm\",\"$1,461\",\"$1,245\",\"$216\"],[\"3\",\"Geico\",\"$3,312\",\"$2,140\",\"$1,172\"],[\"4\",\"Nationwide\",\"$3,857\",\"$2,490\",\"$1,367\"],[\"5\",\"Dairyland\",\"$4,303\",\"$3,271\",\"$1,032\"],[\"6\",\"Chubb\",\"$4,371\",\"$2,563\",\"$1,808\"],[\"7\",\"Allstate\",\"$7,110\",\"$4,496\",\"$2,614\"],[\"8\",\"MetLife\",\"$10,190\",\"$5,405\",\"$4,785\"],[\"N\\\/A\\u003C\\\/em\\u003E\",\"USAA\",\"$1,925\",\"$1,292\",\"$633\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EDrivers who were recently involved in an accident should check out State Farm and Fred Loya Insurance, as the change in rates was relatively minor (under $250).\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest auto insurance after a speeding ticket: Fred Loya

A speeding ticket on your driving record may also impact your car insurance rates, though generally not as much as an at-fault accident. Our analysis found that average auto insurance rates in Texas go up by 7% for a driver with a single speeding ticket on their record.

Fred Loya, State Farm, Chubb, Allstate and Metlife, however, quoted our sample driver the same rates both before and after a speeding ticket. We recommend that Texan drivers who have received a speeding ticket consider a policy from either Fred Loya or State Farm. These companies offer affordable full coverage policies and do not raise rates after a speeding ticket.

Cheapest Texas auto insurance companies for full coverage after a speeding ticket, ranked

Rank
Company
Rate after speeding ticket
Rate before speeding ticket
Difference
1Fred Loya Insurance$979$979$0
2State Farm$1,245$1,245$0
3Chubb$2,563$2,563$0
4Geico$2,580$2,140$440
5Nationwide$3,004$2,490$514
6Dairyland$3,861$3,271$590
7Allstate$4,496$4,496$0
8MetLife$5,405$5,405$0
N/AUSAA$1,458$1,292$166

USAA is not ranked because only military members (current and former) and their families are eligible.

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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EA speeding ticket on your driving record may also impact your car insurance rates, though generally not as much as an at-fault accident. Our analysis found that average auto insurance rates in Texas go up by 7% for a driver with a single speeding ticket on their record.\u003C\/p\u003E\n\n\u003Cp\u003EFred Loya, State Farm, Chubb, Allstate and Metlife, however, quoted our sample driver the same rates both before and after a speeding ticket. We recommend that Texan drivers who have received a speeding ticket consider a policy from either Fred Loya or State Farm. These companies offer affordable full coverage policies and do not raise rates after a speeding ticket.\u003C\/p\u003E\n\n\u003Ch4\u003ECheapest Texas auto insurance companies for full coverage after a speeding ticket, ranked\u003C\/h4\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECompany\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate after speeding ticket\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate before speeding ticket\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EDifference\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFred Loya Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$979\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$979\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$0\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,245\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,245\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$0\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EChubb\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,563\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,563\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$0\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,580\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,140\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$440\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,004\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,490\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$514\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EDairyland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,861\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,271\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$590\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,496\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,496\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$0\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMetLife\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,405\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,405\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$0\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,458\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,292\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$166\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Company\",\"Rate after speeding ticket\",\"Rate before speeding ticket\",\"Difference\"],[\"1\",\"Fred Loya Insurance\",\"$979\",\"$979\",\"$0\"],[\"2\",\"State Farm\",\"$1,245\",\"$1,245\",\"$0\"],[\"3\",\"Chubb\",\"$2,563\",\"$2,563\",\"$0\"],[\"4\",\"Geico\",\"$2,580\",\"$2,140\",\"$440\"],[\"5\",\"Nationwide\",\"$3,004\",\"$2,490\",\"$514\"],[\"6\",\"Dairyland\",\"$3,861\",\"$3,271\",\"$590\"],[\"7\",\"Allstate\",\"$4,496\",\"$4,496\",\"$0\"],[\"8\",\"MetLife\",\"$5,405\",\"$5,405\",\"$0\"],[\"N\\\/A\\u003C\\\/em\\u003E\",\"USAA\",\"$1,458\",\"$1,292\",\"$166\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest auto insurance after a DUI: Fred Loya

Texans who receive a citation for driving under the influence (DUI) may find that their rates increase by 72%, from $2,653 before a citation to $4,565 after an accident. Fred Loya, State Farm and USAA remain the most affordable insurers for drivers, offering rates that are 64%, 59% and 58% cheaper than the state average, respectively.

Cheapest Texas auto insurance companies for full coverage after a DUI, ranked

Rank
Company
Rate after accident
Rate before accident
Difference
1Fred Loya Insurance$1,638$979$659
2State Farm$1,888$1,245$643
3Dairyland$3,286$3,271$15
4Geico$3,741$2,140$1,601
5Nationwide$4,926$2,490$2,436
6Chubb$5,547$2,563$2,984
7Allstate$7,043$4,496$2,547
8MetLife$11,079$5,405$5,674
N/AUSAA$1,941$1,292$649

USAA is not ranked because only military members (current and former) and their families are eligible.

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Dairyland stands out from other insurers for its minimal rate increase after a DUI. Our sample driver was quoted an annual premium only $15 more expensive than the one he received before a DUI. The cheapest insurers overall, however, were Fred Loya, State Farm and USAA, in keeping with the state trend.

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003ETexans who receive a citation for driving under the influence (DUI) may find that their rates increase by 72%, from $2,653 before a citation to $4,565 after an accident. Fred Loya, State Farm and USAA remain the most affordable insurers for drivers, offering rates that are 64%, 59% and 58% cheaper than the state average, respectively.\u003C\/p\u003E\n\n\u003Ch4\u003ECheapest Texas auto insurance companies for full coverage after a DUI, ranked\u003C\/h4\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECompany\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate after accident\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate before accident\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EDifference\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFred Loya Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,638\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$979\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$659\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,888\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,245\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$643\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EDairyland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,286\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,271\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$15\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,741\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,140\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,601\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,926\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,490\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,436\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EChubb\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,547\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,563\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,984\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,043\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,496\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,547\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMetLife\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$11,079\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,405\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,674\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,941\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,292\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$649\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Company\",\"Rate after accident\",\"Rate before accident\",\"Difference\"],[\"1\",\"Fred Loya Insurance\",\"$1,638\",\"$979\",\"$659\"],[\"2\",\"State Farm\",\"$1,888\",\"$1,245\",\"$643\"],[\"3\",\"Dairyland\",\"$3,286\",\"$3,271\",\"$15\"],[\"4\",\"Geico\",\"$3,741\",\"$2,140\",\"$1,601\"],[\"5\",\"Nationwide\",\"$4,926\",\"$2,490\",\"$2,436\"],[\"6\",\"Chubb\",\"$5,547\",\"$2,563\",\"$2,984\"],[\"7\",\"Allstate\",\"$7,043\",\"$4,496\",\"$2,547\"],[\"8\",\"MetLife\",\"$11,079\",\"$5,405\",\"$5,674\"],[\"N\\\/A\\u003C\\\/em\\u003E\",\"USAA\",\"$1,941\",\"$1,292\",\"$649\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EDairyland stands out from other insurers for its minimal rate increase after a DUI. Our sample driver was quoted an annual premium only $15 more expensive than the one he received before a DUI. The cheapest insurers overall, however, were Fred Loya, State Farm and USAA, in keeping with the state trend.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest auto insurance for drivers with poor credit: Fred Loya

Insurance companies set rates based on the perceived risk a driver poses, and many regard drivers with a low credit score as higher-risk than drivers with fair, good or excellent credit. Fred Loya is the exception to this rule. While the other insurers in our study raised rates for drivers with poor credit and lowered them for those with very good credit, Fred Loya charged drivers across all credit tiers $979 annually for full coverage. That's $2,344 annually (and $195 monthly) cheaper than the state average of $3,323.

Cheapest Texas auto insurance companies for drivers with poor credit, ranked

Rank
Company
Rate
1Fred Loya Insurance$979
2State Farm$1,928
3Nationwide$2,823
4Geico$3,023
5Chubb$3,342
6Dairyland$3,718
7Allstate$4,115
8MetLife$8,003
N/AUSAA$1,974

USAA is not ranked because only military members (current and former) and their families are eligible.

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Fred Loya's affordable rates across all credit tiers make it the best option for drivers with a low credit score in Texas.

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EInsurance companies set rates based on the perceived risk a driver poses, and many regard drivers with a low credit score as higher-risk than drivers with fair, good or excellent credit. Fred Loya is the exception to this rule. While the other insurers in our study raised rates for drivers with poor credit and lowered them for those with very good credit, Fred Loya charged drivers across all credit tiers $979 annually for full coverage. That's $2,344 annually (and $195 monthly) cheaper than the state average of $3,323.\u003C\/p\u003E\n\n\u003Ch4\u003ECheapest Texas auto insurance companies for drivers with poor credit, ranked\u003C\/h4\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECompany\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFred Loya Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$979\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,928\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,823\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,023\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EChubb\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,342\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EDairyland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,718\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,115\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMetLife\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,003\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,974\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Company\",\"Rate\"],[\"1\",\"Fred Loya Insurance\",\"$979\"],[\"2\",\"State Farm\",\"$1,928\"],[\"3\",\"Nationwide\",\"$2,823\"],[\"4\",\"Geico\",\"$3,023\"],[\"5\",\"Chubb\",\"$3,342\"],[\"6\",\"Dairyland\",\"$3,718\"],[\"7\",\"Allstate\",\"$4,115\"],[\"8\",\"MetLife\",\"$8,003\"],[\"N\\\/A\\u003C\\\/em\\u003E\",\"USAA\",\"$1,974\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EFred Loya's affordable rates across all credit tiers make it the best option for drivers with a low credit score in Texas. \n","padding":"double"}

Cheapest car insurance for young drivers in Texas

Drivers in their teens get into far more accidents than adult drivers, making them riskier and costlier to insure. Average full coverage premiums for our sample 18-year-old Texan driver were 166% higher than premiums for our sample 30-year-old driver.

ValuePenguin recommends that teen drivers get full coverage insurance if at all possible. The difference in cost is significant; average annual premiums for minimum coverage are just $2,737, compared to $7,066 for full coverage. However, having collision and comprehensive coverage in place is particularly helpful for teens, who are statistically more likely to get into an accident and need to pay for repairs to their car.

Cheapest Texas auto insurance companies for young drivers, ranked

Fred Loya offered Texan teens the best rates for full coverage. An annual policy costs $3,651, which is $3,415 cheaper than the state average. The best rates for minimum coverage came from State Farm, which charged teen drivers $1,795 annually.

Rank
Insurer
Quote for full coverage
Quote for minimum coverage
Difference
1Fred Loya$3,651$2,136$1,515
2State Farm$3,750$1,795$1,955
3Geico$4,475$2,123$2,352
4Chubb$6,610$2,876$3,734
5Dairyland$7,408$2,610$4,798
6Allstate$8,472$2,490$5,982
7Nationwide$9,283$3,825$5,458
8MetLife$17,623$5,916$11,707
N/AUSAA$2,316$861$1,455

USAA is not ranked because only military members (current and former) and their families are eligible.

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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EDrivers in their teens get into far more accidents than adult drivers, making them riskier and costlier to insure. Average full coverage premiums for our sample 18-year-old Texan driver were 166% higher than premiums for our sample 30-year-old driver.\u003C\/p\u003E\n\n\u003Cp\u003EValuePenguin recommends that teen drivers get full coverage insurance if at all possible. The difference in cost is significant; average annual premiums for minimum coverage are just $2,737, compared to $7,066 for full coverage. However, having collision and comprehensive coverage in place is particularly helpful for teens, who are statistically more likely to get into an accident and need to pay for repairs to their car.\u003C\/p\u003E\n\n\u003Ch4\u003ECheapest Texas auto insurance companies for young drivers, ranked\u003C\/h4\u003E\n\n\u003Cp\u003EFred Loya offered Texan teens the best rates for full coverage. An annual policy costs $3,651, which is $3,415 cheaper than the state average. The best rates for minimum coverage came from State Farm, which charged teen drivers $1,795 annually.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EQuote for full coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EQuote for minimum coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EDifference\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFred Loya\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,651\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,136\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,515\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,750\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,795\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,955\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,475\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,123\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,352\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EChubb\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,610\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,734\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EDairyland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,408\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,610\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,798\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,472\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,490\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,982\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$9,283\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,825\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,458\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMetLife\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$17,623\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,916\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$11,707\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,316\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$861\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,455\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Insurer\",\"Quote for full coverage\",\"Quote for minimum coverage\",\"Difference\"],[\"1\",\"Fred Loya\",\"$3,651\",\"$2,136\",\"$1,515\"],[\"2\",\"State Farm\",\"$3,750\",\"$1,795\",\"$1,955\"],[\"3\",\"Geico\",\"$4,475\",\"$2,123\",\"$2,352\"],[\"4\",\"Chubb\",\"$6,610\",\"$2,876\",\"$3,734\"],[\"5\",\"Dairyland\",\"$7,408\",\"$2,610\",\"$4,798\"],[\"6\",\"Allstate\",\"$8,472\",\"$2,490\",\"$5,982\"],[\"7\",\"Nationwide\",\"$9,283\",\"$3,825\",\"$5,458\"],[\"8\",\"MetLife\",\"$17,623\",\"$5,916\",\"$11,707\"],[\"N\\\/A\\u003C\\\/em\\u003E\",\"USAA\",\"$2,316\",\"$861\",\"$1,455\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is not ranked because only military members (current and former) and their families are eligible.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Best car insurance companies in Texas

Price shouldn't be the only factor Texans use when choosing a car insurance company. You should also look for a great customer service reputation. The best insurers balance affordability and experience to give drivers great value.

Based on the low rates of customer complaints, the best major auto insurance companies in Texas are:

  • Farmers Insurance
  • Chubb
  • Consumers County Mutual

Chubb is relatively cheap and has one of the best service ratings in the state, making it a great starting point for car insurance shoppers.

If you're looking for great service, we do not recommend Fred Loya Insurance. Our research found that it's the cheapest insurer in the state, but it has a very high rate of customer complaints. In fact, customers complain about Fred Loya more than any of our sample insurers and at almost twice the rate of the median insurer across the country. So while drivers may get savings, they risk having an unsatisfactory claims and service experience.

In the table we rank Texas insurers by their National Association of Insurance Commissioners (NAIC) Complaint Index — in other words, the rate at which Texans file official complaints to their state regulator. A lower Complaint Index means customers complain about a company at a lower rate, adjusted for the company's size.

Rank
Company
Market share
Complaint Index
1Farmers Insurance5.67%0.14
2Chubb0.20%0.23
3Consumers County Mutual1.90%0.29
4Progressive13.49%0.34
5Nationwide1.04%0.34
6Geico8.39%0.35
7Texas Farm Bureau Insurance1.21%0.36
8Allstate7.23%0.63
9State Farm11.54%0.66
10USAA2.29%0.68
11MetLife0.28%0.77
12Liberty Mutual3.69%0.79
Show All Rows

Insurers were selected based on market share and quote availability. Complaint Index information was drawn from the National Association of Insurance Commissioners. The national median for the Complaint Index is 1.00, meaning companies with a lower index provide better customer service compared to the median company.

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Average cost of car insurance in Texas, by city

How much do people pay on average for car insurance in the state of Texas? For a minimum coverage policy, it's $926 per year, according to our data. And those looking for a full coverage policy will pay $2,653 per year on average.

But those numbers are the averages for the state as a whole. Across the state, average rates can vary by more than $600 per year for minimum coverage.

  • Of the 50 most populous cities, San Angelo is the cheapest in Texas for car insurance, with average rates of $709 per year for a minimum coverage policy.
  • Houston is the most expensive major city; its average rates are $1,269 per year for minimum coverage.
City
Average annual cost
Difference from average
Farwell$652-29.6%
Bovina$656-29.2%
Friona$659-28.8%
Dodson$661-28.6%
Memphis$661-28.6%
Springlake$661-28.6%
Allison$662-28.5%
Wheeler$663-28.4%
Booker$663-28.4%
Denver City$664-28.3%
Tokio$664-28.3%
Briscoe$665-28.2%
Show All Rows
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Lake","$673","-27.4%"],["Turkey","$673","-27.3%"],["Perryton","$674","-27.2%"],["Haskell","$674","-27.2%"],["Clarendon","$674","-27.2%"],["Farnsworth","$676","-27.0%"],["Waka","$676","-27.0%"],["Hedley","$676","-27.0%"],["Kress","$677","-26.9%"],["Spearman","$677","-26.9%"],["Dawn","$677","-26.9%"],["Tulia","$678","-26.8%"],["Lakeview","$678","-26.8%"],["Skellytown","$678","-26.8%"],["Morse","$679","-26.7%"],["Knox City","$680","-26.5%"],["Wellington","$681","-26.5%"],["Dalhart","$681","-26.5%"],["Kerrick","$681","-26.5%"],["Imperial","$681","-26.5%"],["Hartley","$682","-26.4%"],["Pep","$682","-26.3%"],["Dimmitt","$683","-26.3%"],["Mertzon","$684","-26.1%"],["Lowake","$685","-26.0%"],["Millersview","$685","-26.0%"],["Paint Rock","$686","-26.0%"],["Fort Stockton","$686","-26.0%"],["Stratford","$687","-25.8%"],["Groom","$688","-25.7%"],["Summerfield","$688","-25.7%"],["Eden","$688","-25.7%"],["Fieldton","$688","-25.7%"],["Rowena","$688","-25.7%"],["Bronte","$689","-25.6%"],["Miami","$690","-25.5%"],["Happy","$690","-25.5%"],["Wellman","$690","-25.5%"],["Earth","$691","-25.4%"],["Ballinger","$691","-25.4%"],["Weinert","$691","-25.4%"],["Munday","$691","-25.3%"],["Sterling City","$692","-25.3%"],["Channing","$692","-25.3%"],["O'Brien","$692","-25.3%"],["Muleshoe","$692","-25.3%"],["Amherst","$692","-25.3%"],["Norton","$692","-25.3%"],["Hart","$693","-25.2%"],["Gouldbusk","$693","-25.2%"],["Eola","$693","-25.2%"],["Brownfield","$693","-25.2%"],["Nazareth","$693","-25.2%"],["Goree","$693","-25.1%"],["Lefors","$694","-25.1%"],["Pampa","$694","-25.0%"],["Edmonson","$694","-25.0%"],["Coyanosa","$696","-24.8%"],["Sheffield","$696","-24.8%"],["Wingate","$696","-24.8%"],["Tennyson","$696","-24.8%"],["Iraan","$697","-24.8%"],["Plainview","$697","-24.8%"],["Seth Ward","$697","-24.8%"],["Veribest","$697","-24.7%"],["Moran","$697","-24.7%"],["Winters","$699","-24.6%"],["Albany","$699","-24.5%"],["Sunray","$699","-24.5%"],["Eldorado","$699","-24.5%"],["Rule","$699","-24.5%"],["Alanreed","$700","-24.4%"],["Putnam","$700","-24.4%"],["Sylvester","$700","-24.4%"],["Sanderson","$700","-24.4%"],["Van Horn","$700","-24.4%"],["Dell City","$701","-24.3%"],["Knickerbocker","$701","-24.3%"],["Novice","$701","-24.3%"],["Borger","$702","-24.2%"],["Whiteface","$702","-24.2%"],["Oklaunion","$702","-24.2%"],["McCaulley","$702","-24.2%"],["Dumas","$702","-24.2%"],["White Deer","$703","-24.1%"],["Dryden","$703","-24.1%"],["Odonnell","$703","-24.1%"],["Cactus","$703","-24.1%"],["Bledsoe","$703","-24.0%"],["Sudan","$703","-24.0%"],["Throckmorton","$704","-24.0%"],["Littlefield","$704","-24.0%"],["Roscoe","$704","-24.0%"],["Cotton Center","$704","-23.9%"],["McLean","$704","-23.9%"],["Adrian","$705","-23.9%"],["Texline","$705","-23.9%"],["Meadow","$705","-23.9%"],["Rotan","$705","-23.9%"],["Spade","$705","-23.9%"],["Wilson","$705","-23.9%"],["Morton","$706","-23.8%"],["Baird","$706","-23.8%"],["Sidney","$706","-23.8%"],["Maryneal","$706","-23.8%"],["Roby","$706","-23.8%"],["Vernon","$706","-23.7%"],["Comanche","$706","-23.7%"],["Silver","$706","-23.7%"],["Olton","$707","-23.7%"],["Benjamin","$707","-23.7%"],["Garden City","$707","-23.7%"],["Girvin","$707","-23.7%"],["Cee Vee","$707","-23.6%"],["Tell","$707","-23.6%"],["Childress","$707","-23.6%"],["Cross Plains","$707","-23.6%"],["Nolan","$707","-23.6%"],["Grape Creek","$708","-23.6%"],["Rochester","$708","-23.5%"],["Santa Anna","$708","-23.5%"],["Sweetwater","$708","-23.5%"],["Sanford","$709","-23.4%"],["Paducah","$709","-23.4%"],["San Angelo","$709","-23.4%"],["Miles","$710","-23.4%"],["Robert Lee","$710","-23.4%"],["Sonora","$710","-23.3%"],["Stinnett","$710","-23.3%"],["Rockwood","$710","-23.3%"],["Big Lake","$710","-23.3%"],["Barnhart","$711","-23.2%"],["Panhandle","$712","-23.1%"],["Clyde","$712","-23.1%"],["Blackwell","$712","-23.1%"],["Ackerly","$713","-23.0%"],["Petersburg","$713","-23.0%"],["Seymour","$713","-23.0%"],["Woodson","$713","-23.0%"],["Coleman","$714","-22.9%"],["Maple","$714","-22.9%"],["Valera","$714","-22.9%"],["Brookesmith","$715","-22.8%"],["Chillicothe","$715","-22.8%"],["Sierra Blanca","$715","-22.8%"],["Midkiff","$715","-22.8%"],["Early","$715","-22.7%"],["Lohn","$716","-22.7%"],["Afton","$716","-22.7%"],["Rankin","$717","-22.6%"],["Snyder","$717","-22.6%"],["New Home","$717","-22.5%"],["Fritch","$718","-22.5%"],["Goldsboro","$718","-22.5%"],["Harrold","$718","-22.4%"],["Ozona","$718","-22.4%"],["Melvin","$719","-22.4%"],["Quitaque","$719","-22.4%"],["Vega","$720","-22.2%"],["Bangs","$720","-22.2%"],["Enochs","$721","-22.2%"],["Avoca","$721","-22.2%"],["Christoval","$722","-22.1%"],["Zephyr","$722","-22.0%"],["Burkett","$722","-22.0%"],["Vancourt","$722","-22.0%"],["Hale Center","$723","-22.0%"],["Whitharral","$723","-21.9%"],["Cranfills Gap","$724","-21.9%"],["Sundown","$724","-21.9%"],["Levelland","$724","-21.8%"],["Anton","$725","-21.7%"],["Tahoka","$725","-21.7%"],["Wildorado","$725","-21.7%"],["Leaday","$726","-21.6%"],["McCamey","$727","-21.5%"],["Dickens","$727","-21.5%"],["Goodfellow Air Force Base","$727","-21.4%"],["Silverton","$728","-21.4%"],["Old Glory","$729","-21.3%"],["Guthrie","$729","-21.3%"],["Anson","$729","-21.2%"],["Wall","$730","-21.2%"],["Aiken","$730","-21.2%"],["Dougherty","$730","-21.2%"],["South Plains","$730","-21.2%"],["Blanket","$731","-21.1%"],["Girard","$731","-21.0%"],["Quanah","$732","-21.0%"],["Jayton","$732","-21.0%"],["Coahoma","$732","-21.0%"],["Rochelle","$732","-20.9%"],["Talpa","$732","-20.9%"],["Westbrook","$733","-20.9%"],["Abernathy","$733","-20.9%"],["Meridian","$733","-20.9%"],["Aspermont","$733","-20.9%"],["Spur","$733","-20.8%"],["May","$733","-20.8%"],["Odell","$734","-20.8%"],["Fort Hancock","$734","-20.8%"],["Ira","$734","-20.7%"],["Floydada","$734","-20.7%"],["Boys Ranch","$735","-20.6%"],["Mereta","$735","-20.6%"],["Goldthwaite","$735","-20.6%"],["Matador","$735","-20.6%"],["Dunn","$736","-20.5%"],["Clifton","$736","-20.5%"],["De Leon","$736","-20.5%"],["Laguna Park","$736","-20.5%"],["Burkburnett","$738","-20.3%"],["Proctor","$738","-20.3%"],["Lake Brownwood","$739","-20.2%"],["Brownwood","$739","-20.2%"],["Brady","$740","-20.1%"],["Hermleigh","$741","-20.0%"],["Gail","$742","-19.9%"],["Energy","$742","-19.9%"],["Whitney","$742","-19.9%"],["Masterson","$742","-19.9%"],["Smyer","$743","-19.8%"],["Gustine","$743","-19.8%"],["Lockney","$743","-19.8%"],["Buffalo Gap","$743","-19.7%"],["Malone","$744","-19.7%"],["Hubbard","$744","-19.6%"],["Ropesville","$744","-19.6%"],["Oglesby","$744","-19.6%"],["Abbott","$745","-19.5%"],["Flomot","$746","-19.5%"],["Roaring Springs","$746","-19.5%"],["Stanton","$746","-19.4%"],["Birome","$746","-19.4%"],["Mount Calm","$746","-19.4%"],["Iredell","$747","-19.4%"],["Water Valley","$747","-19.3%"],["Rising Star","$747","-19.3%"],["Walnut Springs","$747","-19.3%"],["Tornillo","$748","-19.3%"],["Kamay","$748","-19.2%"],["Welch","$748","-19.2%"],["Mullin","$748","-19.2%"],["Lawn","$748","-19.2%"],["Wayside","$748","-19.2%"],["Loving","$749","-19.2%"],["Newcastle","$749","-19.1%"],["Breckenridge","$749","-19.1%"],["Hext","$749","-19.1%"],["Star","$749","-19.1%"],["Irene","$750","-19.0%"],["Mertens","$750","-19.0%"],["Crosbyton","$750","-19.0%"],["Colorado City","$751","-18.9%"],["San Saba","$751","-18.9%"],["Carlsbad","$751","-18.9%"],["Priddy","$752","-18.8%"],["Voca","$752","-18.8%"],["Brandon","$752","-18.8%"],["Fluvanna","$752","-18.8%"],["Justiceburg","$752","-18.8%"],["Hillsboro","$752","-18.8%"],["Iowa Park","$753","-18.7%"],["Hamlin","$753","-18.7%"],["Richland Springs","$753","-18.7%"],["Stamford","$754","-18.6%"],["Fabens","$754","-18.6%"],["Doole","$754","-18.5%"],["Teague","$754","-18.5%"],["Post","$755","-18.5%"],["Eliasville","$755","-18.4%"],["Caddo","$755","-18.4%"],["Bynum","$756","-18.4%"],["Menard","$756","-18.4%"],["McAdoo","$756","-18.4%"],["Groesbeck","$756","-18.4%"],["Pecos","$756","-18.3%"],["Balmorhea","$756","-18.3%"],["Toyah","$756","-18.3%"],["Toyahvale","$756","-18.3%"],["Roosevelt","$757","-18.3%"],["Thornton","$757","-18.3%"],["Ralls","$757","-18.3%"],["Idalou","$757","-18.2%"],["Morgan","$758","-18.1%"],["Graham","$759","-18.0%"],["Seagraves","$759","-18.0%"],["Wichita Falls","$759","-18.0%"],["Fairfield","$760","-18.0%"],["Claude","$760","-18.0%"],["Streetman","$760","-18.0%"],["Crane","$760","-18.0%"],["Bend","$760","-17.9%"],["Loraine","$761","-17.8%"],["Penelope","$761","-17.8%"],["Cisco","$762","-17.8%"],["Loop","$762","-17.7%"],["Coolidge","$762","-17.7%"],["Covington","$762","-17.7%"],["Lorenzo","$762","-17.7%"],["London","$764","-17.5%"],["Marfa","$764","-17.5%"],["Art","$764","-17.5%"],["Kirvin","$764","-17.5%"],["Electra","$764","-17.5%"],["Woodway","$764","-17.5%"],["Terlingua","$764","-17.5%"],["Redford","$764","-17.4%"],["Gordon","$765","-17.4%"],["Alpine","$765","-17.4%"],["Wortham","$765","-17.4%"],["Olney","$765","-17.4%"],["Presidio","$765","-17.4%"],["Mentone","$767","-17.2%"],["Aquilla","$767","-17.2%"],["Cherokee","$767","-17.1%"],["Seminole","$768","-17.1%"],["Potosi","$768","-17.1%"],["Fort Davis","$768","-17.1%"],["Lamesa","$768","-17.1%"],["Dennis","$768","-17.1%"],["Lenorah","$768","-17.0%"],["Saragosa","$769","-17.0%"],["Tarzan","$769","-17.0%"],["Kosse","$769","-16.9%"],["Lott","$769","-16.9%"],["Knott","$769","-16.9%"],["Harper","$770","-16.9%"],["Fredericksburg","$771","-16.8%"],["Andrews","$771","-16.8%"],["Palo Pinto","$771","-16.7%"],["Carbon","$772","-16.7%"],["Tehuacana","$772","-16.6%"],["Megargel","$772","-16.6%"],["Shallowater","$772","-16.6%"],["Penwell","$773","-16.6%"],["Carlton","$773","-16.5%"],["Donie","$773","-16.5%"],["Valley Mills","$773","-16.5%"],["Hewitt","$773","-16.5%"],["Robinson","$774","-16.5%"],["Mason","$774","-16.5%"],["Reagan","$774","-16.5%"],["Lueders","$774","-16.4%"],["Big Spring","$775","-16.4%"],["Midland","$775","-16.3%"],["Riesel","$775","-16.3%"],["Fort McKavett","$775","-16.3%"],["Leroy","$775","-16.3%"],["Mexia","$775","-16.3%"],["Ingram","$775","-16.3%"],["Prairie Hill","$776","-16.2%"],["Willow City","$776","-16.2%"],["Mountain Home","$776","-16.2%"],["Eastland","$777","-16.1%"],["Tarpley","$777","-16.1%"],["Kerrville","$778","-16.0%"],["Nocona","$778","-16.0%"],["Sheppard Air Force Base","$778","-16.0%"],["Hawley","$778","-16.0%"],["Lorena","$778","-16.0%"],["Sand Springs","$778","-16.0%"],["Barstow","$778","-16.0%"],["Forsan","$778","-16.0%"],["Grandfalls","$778","-16.0%"],["Wickett","$778","-16.0%"],["Mart","$778","-15.9%"],["Pendleton","$778","-15.9%"],["Monahans","$779","-15.9%"],["Alleyton","$779","-15.9%"],["Gorman","$779","-15.9%"],["Hunt","$779","-15.9%"],["Marathon","$779","-15.9%"],["Big Bend National Park","$779","-15.8%"],["Abilene","$780","-15.8%"],["Kopperl","$781","-15.7%"],["Jacksboro","$781","-15.6%"],["Olden","$782","-15.6%"],["Trent","$782","-15.6%"],["Chilton","$782","-15.5%"],["Slaton","$782","-15.5%"],["Jewett","$783","-15.5%"],["Moody","$783","-15.5%"],["Ovalo","$783","-15.5%"],["Buffalo","$783","-15.4%"],["Satin","$783","-15.4%"],["West","$783","-15.4%"],["Ringgold","$783","-15.4%"],["China Spring","$784","-15.4%"],["Eddy","$784","-15.4%"],["Tuscola","$785","-15.3%"],["Bee House","$785","-15.2%"],["Salado","$785","-15.2%"],["Clint","$786","-15.2%"],["Center Point","$786","-15.2%"],["Itasca","$786","-15.1%"],["Wink","$786","-15.1%"],["Bowie","$786","-15.1%"],["Plum","$786","-15.1%"],["Marlin","$787","-15.1%"],["Ellinger","$787","-15.1%"],["Montague","$787","-15.0%"],["La Grange","$787","-15.0%"],["Bellevue","$787","-15.0%"],["Jermyn","$787","-15.0%"],["Holliday","$788","-15.0%"],["Bryson","$788","-15.0%"],["Graford","$788","-14.9%"],["Vanderpool","$788","-14.9%"],["McGregor","$788","-14.9%"],["Archer City","$788","-14.9%"],["Peaster","$788","-14.9%"],["Petrolia","$788","-14.9%"],["Pyote","$789","-14.8%"],["Wolfforth","$789","-14.8%"],["Temple","$789","-14.8%"],["Byers","$789","-14.8%"],["Lingleville","$789","-14.8%"],["Leona","$789","-14.7%"],["Scotland","$790","-14.7%"],["Kermit","$790","-14.7%"],["Troy","$790","-14.7%"],["Orla","$790","-14.7%"],["Socorro","$790","-14.7%"],["New Ulm","$791","-14.6%"],["Beverly Hills","$791","-14.6%"],["Hilltop Lakes","$791","-14.6%"],["Normangee","$791","-14.6%"],["Purmela","$791","-14.6%"],["Axtell","$791","-14.6%"],["Fredonia","$791","-14.6%"],["Concord","$791","-14.5%"],["Flynn","$791","-14.5%"],["Marquez","$791","-14.5%"],["Oakwood","$791","-14.5%"],["North Zulch","$792","-14.5%"],["Santo","$792","-14.4%"],["Rosebud","$792","-14.4%"],["Mineral Wells","$792","-14.4%"],["Hico","$792","-14.4%"],["Blum","$793","-14.4%"],["Bruceville","$793","-14.3%"],["Elm Mott","$793","-14.3%"],["Bellville","$794","-14.3%"],["New Baden","$794","-14.3%"],["Tye","$794","-14.3%"],["Rock Island","$794","-14.3%"],["Heidenheimer","$794","-14.2%"],["Weimar","$794","-14.2%"],["Valentine","$795","-14.2%"],["Bleiblerville","$795","-14.2%"],["Henrietta","$795","-14.2%"],["Copperas Cove","$795","-14.2%"],["Sheridan","$795","-14.1%"],["Poolville","$795","-14.1%"],["Dublin","$796","-14.1%"],["Pennington","$797","-14.0%"],["Valley Spring","$797","-14.0%"],["Waco","$797","-13.9%"],["Franklin","$797","-13.9%"],["Oakland","$797","-13.9%"],["Merkel","$797","-13.9%"],["Centerville","$798","-13.9%"],["Ross","$798","-13.9%"],["Mingus","$798","-13.8%"],["Hamilton","$798","-13.8%"],["Harker 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Village","$830","-10.4%"],["Carmine","$830","-10.4%"],["Kenedy","$830","-10.3%"],["Omaha","$830","-10.3%"],["Neches","$830","-10.3%"],["Paluxy","$830","-10.3%"],["Tuleta","$830","-10.3%"],["Clarksville","$831","-10.3%"],["Lake Creek","$831","-10.3%"],["Alto","$831","-10.3%"],["Annetta North","$831","-10.2%"],["Yorktown","$831","-10.2%"],["Tow","$831","-10.2%"],["Perrin","$831","-10.2%"],["Aledo","$832","-10.2%"],["Annetta","$832","-10.2%"],["Bedias","$832","-10.2%"],["Marietta","$832","-10.2%"],["Bartlett","$832","-10.1%"],["Poynor","$832","-10.1%"],["Westhoff","$832","-10.1%"],["Scroggins","$832","-10.1%"],["Langtry","$833","-10.0%"],["Jourdanton","$834","-10.0%"],["Danevang","$834","-10.0%"],["Mount Vernon","$834","-9.9%"],["El Paso","$834","-9.9%"],["Charlotte","$834","-9.9%"],["Sulphur Bluff","$835","-9.9%"],["Gause","$835","-9.9%"],["Centralia","$835","-9.9%"],["Tolar","$835","-9.8%"],["West Odessa","$835","-9.8%"],["Millican","$835","-9.8%"],["Wellborn","$835","-9.8%"],["Biggs Field","$836","-9.7%"],["Milano","$836","-9.7%"],["Fort Bliss","$837","-9.6%"],["College Station","$837","-9.6%"],["Roans Prairie","$837","-9.6%"],["Shiro","$837","-9.6%"],["Quitman","$838","-9.6%"],["Yantis","$838","-9.5%"],["Greenwood","$838","-9.5%"],["Giddings","$838","-9.5%"],["Rockdale","$838","-9.5%"],["Avery","$838","-9.5%"],["Briggs","$838","-9.5%"],["Larue","$838","-9.5%"],["Dime Box","$838","-9.5%"],["Pierce","$839","-9.4%"],["Runge","$839","-9.4%"],["Canton","$839","-9.4%"],["Pittsburg","$839","-9.4%"],["Sweet Home","$840","-9.3%"],["Anderson","$840","-9.3%"],["Eustace","$840","-9.3%"],["Chriesman","$840","-9.3%"],["Canutillo","$840","-9.3%"],["Cameron","$840","-9.3%"],["Apple Springs","$840","-9.2%"],["Westway","$841","-9.2%"],["Ben Arnold","$841","-9.2%"],["Camp Wood","$841","-9.2%"],["Morgan Mill","$841","-9.2%"],["Kerens","$841","-9.1%"],["Seguin","$841","-9.1%"],["Laughlin Air Force Base","$842","-9.1%"],["Pecan Plantation","$842","-9.1%"],["El Campo","$842","-9.1%"],["Deanville","$842","-9.1%"],["Ben Franklin","$842","-9.1%"],["Pecan Gap","$842","-9.1%"],["Kempner","$842","-9.0%"],["Telferner","$843","-9.0%"],["Granite Shoals","$843","-9.0%"],["Cooper","$843","-9.0%"],["Lodi","$843","-9.0%"],["Valley View","$843","-9.0%"],["Hallettsville","$843","-9.0%"],["Pipe Creek","$843","-9.0%"],["Cuero","$844","-8.9%"],["Gillett","$844","-8.9%"],["Lakehills","$844","-8.9%"],["Skidmore","$844","-8.9%"],["Meadowlakes","$844","-8.9%"],["Marble Falls","$844","-8.8%"],["Del Rio","$844","-8.8%"],["Westwood Shores","$844","-8.8%"],["Cienegas Terrace","$844","-8.8%"],["Val Verde Park","$844","-8.8%"],["Era","$845","-8.8%"],["Sublime","$845","-8.8%"],["Trinity","$845","-8.8%"],["Corsicana","$845","-8.8%"],["Caldwell","$845","-8.8%"],["Queen City","$845","-8.7%"],["Flatonia","$845","-8.7%"],["Quail Creek","$845","-8.7%"],["Nada","$846","-8.7%"],["Timpson","$846","-8.6%"],["Chappell Hill","$846","-8.6%"],["Louise","$846","-8.6%"],["Brashear","$846","-8.6%"],["DeCordova","$846","-8.6%"],["Horseshoe Bay","$847","-8.5%"],["Newark","$847","-8.5%"],["Avinger","$848","-8.5%"],["Pandora","$848","-8.5%"],["Leesburg","$848","-8.5%"],["Bluff Dale","$848","-8.5%"],["Texarkana","$848","-8.5%"],["Sealy","$848","-8.4%"],["Shelbyville","$848","-8.4%"],["Saltillo","$848","-8.4%"],["Alba","$849","-8.4%"],["Pine Harbor","$849","-8.4%"],["Enloe","$849","-8.3%"],["Mineola","$849","-8.3%"],["Frankston","$849","-8.3%"],["Nursery","$849","-8.3%"],["Stockdale","$849","-8.3%"],["Warrenton","$850","-8.2%"],["Jefferson","$850","-8.2%"],["Grand Saline","$850","-8.2%"],["Round Top","$850","-8.2%"],["Emory","$850","-8.2%"],["Fort Hood","$850","-8.2%"],["Fruitvale","$851","-8.1%"],["Decatur","$851","-8.1%"],["Cresson","$851","-8.1%"],["Edna","$851","-8.1%"],["Panna Maria","$851","-8.1%"],["Brookeland","$851","-8.1%"],["La Salle","$851","-8.1%"],["Port Lavaca","$852","-8.0%"],["Brenham","$852","-8.0%"],["Nash","$852","-8.0%"],["Sam Rayburn","$852","-8.0%"],["San Felipe","$852","-8.0%"],["Sulphur Springs","$852","-8.0%"],["Wake Village","$852","-8.0%"],["Pleasanton","$853","-7.9%"],["Leming","$853","-7.9%"],["Matagorda","$853","-7.9%"],["Smiley","$853","-7.9%"],["Brownsboro","$853","-7.9%"],["Snook","$853","-7.8%"],["Leakey","$854","-7.8%"],["Cottonwood Shores","$854","-7.8%"],["Point Comfort","$854","-7.8%"],["Lipan","$854","-7.8%"],["Falls City","$855","-7.7%"],["Plantersville","$855","-7.7%"],["Burlington","$855","-7.7%"],["Lolita","$855","-7.7%"],["Victoria","$856","-7.6%"],["Center","$856","-7.6%"],["Utopia","$856","-7.5%"],["Buckholts","$857","-7.5%"],["Rio Frio","$857","-7.5%"],["Bronson","$857","-7.5%"],["Lyons","$857","-7.4%"],["Slidell","$858","-7.4%"],["La 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Sandy","$863","-6.8%"],["Floresville","$863","-6.8%"],["Windom","$863","-6.8%"],["Rhome","$863","-6.8%"],["Refugio","$864","-6.7%"],["Bebe","$864","-6.7%"],["Cunningham","$864","-6.7%"],["Dinero","$864","-6.6%"],["Golden","$865","-6.6%"],["Chandler","$865","-6.6%"],["Dodge","$865","-6.6%"],["Lincoln","$866","-6.5%"],["Deport","$866","-6.5%"],["New Fairview","$866","-6.5%"],["Kingsland","$866","-6.5%"],["Springtown","$866","-6.5%"],["Joaquin","$866","-6.4%"],["Smithville","$866","-6.4%"],["Point","$867","-6.4%"],["Oak Trail Shores","$867","-6.4%"],["Washington","$867","-6.4%"],["Spurger","$867","-6.4%"],["Encinal","$867","-6.4%"],["Geronimo","$867","-6.4%"],["Nixon","$867","-6.4%"],["Savoy","$867","-6.3%"],["Leesville","$867","-6.3%"],["Edgewood","$868","-6.3%"],["Paradise","$868","-6.3%"],["Sadler","$868","-6.3%"],["Telegraph","$868","-6.3%"],["Wells","$868","-6.3%"],["Bailey","$868","-6.2%"],["Pattonville","$868","-6.2%"],["Sutherland Springs","$868","-6.2%"],["Southmayd","$869","-6.2%"],["Fowlerton","$869","-6.2%"],["Hye","$869","-6.2%"],["Price","$869","-6.2%"],["Midfield","$869","-6.1%"],["Buda","$870","-6.1%"],["Rocksprings","$870","-6.1%"],["Cookville","$870","-6.0%"],["Seven Points","$870","-6.0%"],["Reklaw","$871","-5.9%"],["Elmaton","$871","-5.9%"],["Tool","$871","-5.9%"],["Burkeville","$872","-5.8%"],["Zavalla","$872","-5.8%"],["Bells","$872","-5.8%"],["Waelder","$872","-5.8%"],["Huntsville","$872","-5.8%"],["Coldspring","$873","-5.8%"],["Walburg","$873","-5.7%"],["Weir","$873","-5.7%"],["Leonard","$873","-5.7%"],["Seadrift","$873","-5.7%"],["McQueeney","$873","-5.7%"],["Kingsbury","$873","-5.7%"],["Mount Pleasant","$873","-5.7%"],["Rice","$873","-5.7%"],["Batesville","$873","-5.7%"],["Howe","$874","-5.7%"],["Bayside","$874","-5.7%"],["Sumner","$874","-5.6%"],["Ivanhoe","$874","-5.6%"],["Georgetown","$874","-5.6%"],["Jacksonville","$875","-5.6%"],["Etoile","$875","-5.6%"],["Woodcreek","$875","-5.6%"],["Chatfield","$875","-5.5%"],["Jonesville","$875","-5.5%"],["Kemp","$875","-5.5%"],["Florence","$875","-5.5%"],["Van","$875","-5.5%"],["Waskom","$876","-5.4%"],["Rusk","$876","-5.4%"],["Milam","$876","-5.4%"],["Sherman","$876","-5.4%"],["Cumby","$876","-5.4%"],["Wimberley","$876","-5.4%"],["D'Hanis","$876","-5.4%"],["Martinsville","$876","-5.4%"],["Sanger","$876","-5.4%"],["Comfort","$876","-5.4%"],["Reno","$877","-5.3%"],["Circle D-KC Estates","$877","-5.3%"],["Blooming Grove","$877","-5.3%"],["Camp Swift","$877","-5.3%"],["Gober","$877","-5.3%"],["Laneville","$877","-5.3%"],["Rio Vista","$877","-5.3%"],["Honey Grove","$877","-5.3%"],["Placedo","$877","-5.3%"],["Burnet","$877","-5.3%"],["Bastrop","$878","-5.2%"],["Pickton","$878","-5.2%"],["Ottine","$878","-5.2%"],["Bertram","$878","-5.2%"],["Hillister","$878","-5.2%"],["Newton","$878","-5.2%"],["Arthur City","$878","-5.2%"],["Chireno","$878","-5.2%"],["Cedar Lane","$878","-5.2%"],["Cuney","$879","-5.1%"],["Garrison","$879","-5.1%"],["Thorndale","$879","-5.1%"],["Bay City","$880","-5.0%"],["Blossom","$880","-5.0%"],["Navasota","$880","-5.0%"],["Serenada","$880","-5.0%"],["Moore","$880","-5.0%"],["Fischer","$880","-5.0%"],["Sherwood Shores","$880","-5.0%"],["Blanco","$880","-5.0%"],["Gonzales","$880","-5.0%"],["Douglass","$880","-4.9%"],["Pineland","$881","-4.9%"],["Gordonville","$881","-4.8%"],["Bloomington","$882","-4.8%"],["Como","$882","-4.8%"],["Wills Point","$882","-4.8%"],["Myrtle Springs","$882","-4.8%"],["Wiergate","$882","-4.8%"],["Karnack","$882","-4.7%"],["Wadsworth","$883","-4.7%"],["Sacul","$883","-4.6%"],["Canyon Lake","$883","-4.6%"],["Cushing","$883","-4.6%"],["Johnson City","$884","-4.5%"],["Lake Dunlap","$884","-4.5%"],["San Marcos","$884","-4.5%"],["Godley","$885","-4.5%"],["Milford","$885","-4.5%"],["Redwood","$885","-4.5%"],["Chicota","$885","-4.4%"],["Telephone","$885","-4.4%"],["Camden","$885","-4.4%"],["Fort Clark Springs","$885","-4.4%"],["Pearsall","$885","-4.4%"],["Brackettville","$886","-4.4%"],["Ore City","$886","-4.4%"],["Lone Star","$886","-4.3%"],["Chester","$886","-4.3%"],["Mount Enterprise","$886","-4.3%"],["Fred","$886","-4.3%"],["Gallatin","$886","-4.3%"],["Moscow","$887","-4.3%"],["Azle","$887","-4.2%"],["Paris","$887","-4.2%"],["Huntington","$888","-4.2%"],["Commerce","$888","-4.1%"],["Ector","$888","-4.1%"],["Hemphill","$889","-4.0%"],["Woden","$889","-4.0%"],["Oakhurst","$889","-4.0%"],["Spring Branch","$889","-4.0%"],["New Braunfels","$889","-4.0%"],["Pointblank","$889","-4.0%"],["Hondo","$889","-4.0%"],["Wolfe City","$889","-4.0%"],["Driftwood","$889","-4.0%"],["Pottsboro","$889","-3.9%"],["Jarrell","$889","-3.9%"],["Tom Bean","$890","-3.9%"],["Woodville","$890","-3.9%"],["Campbell","$890","-3.9%"],["Lytle","$890","-3.9%"],["Sabinal","$890","-3.9%"],["Gary","$890","-3.9%"],["Preston","$891","-3.8%"],["Bigfoot","$891","-3.8%"],["Poth","$891","-3.8%"],["New Waverly","$891","-3.8%"],["Cypress Mill","$891","-3.8%"],["Round Mountain","$891","-3.8%"],["Cleburne","$891","-3.8%"],["Denison","$891","-3.8%"],["Scottsville","$891","-3.7%"],["Whitesboro","$891","-3.7%"],["La Pryor","$891","-3.7%"],["Tioga","$892","-3.7%"],["La Vernia","$892","-3.7%"],["Staples","$892","-3.7%"],["Cotulla","$892","-3.7%"],["East Bernard","$893","-3.6%"],["Hallsville","$893","-3.6%"],["Pelican Bay","$893","-3.6%"],["Dripping Springs","$893","-3.6%"],["Lexington","$893","-3.6%"],["Medina","$894","-3.5%"],["Diboll","$894","-3.5%"],["Bulverde","$894","-3.5%"],["Petty","$894","-3.5%"],["Kirbyville","$894","-3.4%"],["Pollok","$894","-3.4%"],["Concan","$895","-3.4%"],["San Augustine","$895","-3.4%"],["Liberty Hill","$895","-3.3%"],["Granger","$895","-3.3%"],["Selma","$895","-3.3%"],["Collinsville","$896","-3.3%"],["Crystal City","$896","-3.2%"],["Wrightsboro","$897","-3.2%"],["Keene","$897","-3.2%"],["Boerne","$897","-3.1%"],["Fair Oaks Ranch","$897","-3.1%"],["Trophy Club","$897","-3.1%"],["Maydelle","$898","-3.0%"],["Doucette","$898","-3.0%"],["Rosanky","$898","-3.0%"],["Schertz","$898","-3.0%"],["Glen Flora","$899","-3.0%"],["Lufkin","$899","-3.0%"],["Kendalia","$899","-2.9%"],["Roanoke","$899","-2.9%"],["Belmont","$899","-2.9%"],["Mabank","$899","-2.9%"],["Harleton","$899","-2.9%"],["Jasper","$900","-2.9%"],["Westlake","$900","-2.8%"],["Corrigan","$900","-2.8%"],["Onalaska","$901","-2.7%"],["New London","$901","-2.7%"],["Hudson","$901","-2.7%"],["Schwertner","$901","-2.7%"],["Yancey","$901","-2.7%"],["Brookston","$901","-2.7%"],["Gilmer","$902","-2.6%"],["Gunter","$902","-2.6%"],["Whitewright","$902","-2.6%"],["Burleson","$902","-2.6%"],["Paige","$903","-2.5%"],["Lissie","$903","-2.5%"],["Minden","$904","-2.4%"],["Selman City","$904","-2.4%"],["Overton","$904","-2.4%"],["Dilley","$904","-2.4%"],["Marshall","$904","-2.3%"],["Indian Springs","$905","-2.3%"],["Woodlawn","$905","-2.3%"],["Marion","$906","-2.2%"],["Elysian Fields","$906","-2.2%"],["Bergheim","$906","-2.2%"],["Livingston","$906","-2.2%"],["Shepherd","$906","-2.1%"],["Van Alstyne","$906","-2.1%"],["Argyle","$907","-2.1%"],["Bartonville","$907","-2.1%"],["Ponder","$907","-2.1%"],["Egypt","$907","-2.1%"],["Warren","$907","-2.0%"],["Hungerford","$908","-2.0%"],["Wallis","$908","-1.9%"],["Lantana","$908","-1.9%"],["Grandview","$909","-1.9%"],["Cedar Point","$909","-1.8%"],["West Livingston","$909","-1.8%"],["Randolph","$909","-1.8%"],["Lakeway","$910","-1.8%"],["Clayton","$910","-1.8%"],["Bonham","$910","-1.7%"],["Adkins","$910","-1.7%"],["Carthage","$910","-1.7%"],["Krum","$911","-1.6%"],["Hideaway","$911","-1.6%"],["Elgin","$911","-1.6%"],["Roxton","$911","-1.6%"],["Troup","$912","-1.6%"],["Ace","$912","-1.5%"],["Dallardsville","$912","-1.5%"],["Ben Wheeler","$912","-1.5%"],["Lindale","$912","-1.5%"],["Spicewood","$913","-1.4%"],["Wharton","$913","-1.4%"],["Dodd City","$914","-1.3%"],["Hudson Bend","$914","-1.3%"],["Asherton","$914","-1.3%"],["Nacogdoches","$914","-1.3%"],["Goodrich","$914","-1.3%"],["Randolph Air Force Base","$914","-1.3%"],["Markham","$915","-1.2%"],["Beckville","$916","-1.1%"],["Artesia Wells","$916","-1.1%"],["Catarina","$917","-1.0%"],["Bon Wier","$917","-1.0%"],["McNeil","$917","-1.0%"],["Texhoma","$917","-1.0%"],["Devine","$917","-0.9%"],["Cibolo","$917","-0.9%"],["Universal City","$918","-0.9%"],["Lake Cherokee","$918","-0.9%"],["Buna","$918","-0.8%"],["Harwood","$919","-0.8%"],["Pecan Acres","$919","-0.7%"],["Waring","$920","-0.7%"],["Briarcliff","$920","-0.7%"],["Long Branch","$920","-0.6%"],["Natalia","$920","-0.6%"],["Trenton","$921","-0.5%"],["Celeste","$921","-0.5%"],["Rockport","$922","-0.5%"],["Henderson","$922","-0.5%"],["Lamar","$922","-0.4%"],["McDade","$923","-0.3%"],["Diana","$923","-0.3%"],["Joint Base San Antonio (JBSA) Randolph","$923","-0.3%"],["Evadale","$924","-0.2%"],["Hempstead","$924","-0.2%"],["Brushy Creek","$924","-0.2%"],["Arp","$925","-0.1%"],["De Berry","$925","-0.1%"],["Joinerville","$925","-0.1%"],["Justin","$925","-0.1%"],["Italy","$925","-0.1%"],["Pledger","$926","0.0%"],["Winona","$926","0.0%"],["Van Vleck","$926","0.0%"],["Laird Hill","$926","0.0%"],["Big Wells","$926","0.0%"],["Bullard","$927","0.1%"],["Northlake","$927","0.1%"],["Richards","$927","0.1%"],["Panola","$927","0.1%"],["Tilden","$927","0.1%"],["Taylor","$927","0.1%"],["Calliham","$927","0.1%"],["Fulton","$928","0.2%"],["Fentress","$928","0.2%"],["Luling","$928","0.2%"],["Agua Dulce","$928","0.2%"],["Judson","$929","0.3%"],["Saint Hedwig","$929","0.4%"],["Alma","$929","0.4%"],["St. Hedwig","$930","0.4%"],["Merit","$930","0.4%"],["Alvarado","$930","0.4%"],["Ennis","$930","0.4%"],["Tatum","$930","0.4%"],["Keller","$930","0.5%"],["White Oak","$931","0.5%"],["Flower Mound","$931","0.6%"],["Gladewater","$932","0.6%"],["Venus","$932","0.7%"],["Lane City","$933","0.8%"],["Lago Vista","$934","0.8%"],["Emerald Bay","$934","0.9%"],["Red Rock","$934","0.9%"],["Thrall","$935","0.9%"],["Cedar Park","$935","1.0%"],["Liberty City","$936","1.1%"],["Garden Ridge","$936","1.1%"],["Call","$936","1.1%"],["Denton","$937","1.2%"],["Rio Medina","$937","1.2%"],["Carrizo 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View","$951","2.7%"],["Castroville","$952","2.8%"],["Lillian","$952","2.8%"],["Oak Grove","$954","3.0%"],["Flint","$955","3.2%"],["Kaufman","$956","3.2%"],["Leander","$956","3.2%"],["Jollyville","$957","3.4%"],["Brazoria","$957","3.4%"],["Clarksville City","$958","3.4%"],["Greenville","$958","3.5%"],["Jones Creek","$958","3.5%"],["Freeport","$959","3.5%"],["Maxwell","$959","3.5%"],["White Settlement","$959","3.6%"],["Wild Peach Village","$959","3.6%"],["Clute","$959","3.6%"],["Brookshire","$960","3.6%"],["Lake Worth","$960","3.7%"],["Richwood","$960","3.7%"],["Scenic Oaks","$960","3.7%"],["Oyster Creek","$961","3.7%"],["Surfside Beach","$961","3.7%"],["Colleyville","$961","3.8%"],["Port Mansfield","$961","3.8%"],["Southlake","$962","3.9%"],["Aransas Pass","$962","3.9%"],["Longview","$962","3.9%"],["Haslet","$962","3.9%"],["Lakeside","$963","4.0%"],["Avalon","$963","4.0%"],["La Coste","$964","4.1%"],["Cedar 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Hills","$998","7.8%"],["Magnolia","$998","7.8%"],["Old Ocean","$998","7.8%"],["Oak Ridge North","$999","7.9%"],["Cross Mountain","$999","7.9%"],["Sansom Park","$1,000","8.0%"],["Alamo Heights","$1,000","8.0%"],["Armstrong","$1,001","8.1%"],["Timberwood Park","$1,002","8.2%"],["Portland","$1,003","8.3%"],["Grapevine","$1,003","8.3%"],["Gregory","$1,003","8.4%"],["Euless","$1,003","8.4%"],["Raywood","$1,004","8.4%"],["Saginaw","$1,004","8.4%"],["Falcon Mesa","$1,005","8.5%"],["Siesta Shores","$1,005","8.5%"],["Zapata","$1,005","8.5%"],["Copeville","$1,005","8.6%"],["Chapman Ranch","$1,006","8.6%"],["Fort Worth","$1,006","8.7%"],["Fort Sam Houston","$1,007","8.7%"],["Lake Jackson","$1,007","8.7%"],["Riviera","$1,008","8.8%"],["Melissa","$1,009","9.0%"],["Manor","$1,010","9.0%"],["Richland Hills","$1,010","9.0%"],["Mathis","$1,011","9.2%"],["Laredo","$1,011","9.2%"],["North Richland Hills","$1,012","9.3%"],["Celina","$1,012","9.3%"],["Roman Forest","$1,012","9.3%"],["Blue Ridge","$1,012","9.3%"],["Woodbranch","$1,013","9.3%"],["Lopeno","$1,013","9.4%"],["Aubrey","$1,014","9.5%"],["New Caney","$1,015","9.6%"],["Angleton","$1,015","9.6%"],["San Diego","$1,015","9.6%"],["Krugerville","$1,015","9.6%"],["Orange Grove","$1,015","9.6%"],["Palmer","$1,015","9.6%"],["Blue Mound","$1,015","9.6%"],["South Padre Island","$1,015","9.6%"],["Hankamer","$1,016","9.7%"],["Savannah","$1,016","9.7%"],["Westdale","$1,016","9.7%"],["Cross Roads","$1,016","9.7%"],["Kirby","$1,016","9.7%"],["Farmersville","$1,016","9.8%"],["Sebastian","$1,017","9.8%"],["Holiday Lakes","$1,017","9.8%"],["San Patricio","$1,017","9.8%"],["Leggett","$1,018","9.9%"],["Petronila","$1,019","10.0%"],["Anahuac","$1,019","10.0%"],["San Carlos I","$1,019","10.0%"],["Elmendorf","$1,019","10.1%"],["Hillcrest","$1,019","10.1%"],["Talty","$1,020","10.1%"],["Haltom City","$1,020","10.1%"],["Bishop","$1,020","10.2%"],["Kemah","$1,021","10.2%"],["Paloma Creek","$1,021","10.2%"],["Westminster","$1,021","10.2%"],["Premont","$1,021","10.2%"],["Olmos Park","$1,021","10.3%"],["Anna","$1,021","10.3%"],["Providence","$1,022","10.4%"],["Forney","$1,022","10.4%"],["Oilton","$1,022","10.4%"],["Simonton","$1,023","10.5%"],["Everman","$1,024","10.6%"],["Del Valle","$1,024","10.6%"],["Elmo","$1,025","10.7%"],["Mansfield","$1,025","10.7%"],["Porter","$1,025","10.7%"],["Splendora","$1,025","10.7%"],["San Ygnacio","$1,026","10.8%"],["Clear Lake Shores","$1,026","10.8%"],["Raymondville","$1,027","10.9%"],["Pinehurst","$1,027","10.9%"],["Porter Heights","$1,028","11.0%"],["Damon","$1,028","11.0%"],["Odem","$1,028","11.1%"],["Mirando City","$1,029","11.1%"],["Danciger","$1,029","11.2%"],["Lucas","$1,030","11.2%"],["Combes","$1,030","11.2%"],["Pecan Hill","$1,030","11.3%"],["Kendleton","$1,030","11.3%"],["Stowell","$1,030","11.3%"],["Red Oak","$1,030","11.3%"],["Oak Leaf","$1,031","11.4%"],["El Cenizo","$1,031","11.4%"],["Rio Bravo","$1,031","11.4%"],["Indian Lake","$1,031","11.4%"],["Tiki Island","$1,032","11.4%"],["Jamaica Beach","$1,032","11.5%"],["La Marque","$1,032","11.5%"],["Liverpool","$1,032","11.5%"],["High Island","$1,032","11.5%"],["Los Fresnos","$1,033","11.5%"],["Royse City","$1,033","11.6%"],["Atascosa","$1,033","11.6%"],["Port Isabel","$1,034","11.6%"],["Corpus Christi","$1,034","11.6%"],["Lyford","$1,034","11.7%"],["Parker","$1,034","11.7%"],["Ovilla","$1,034","11.7%"],["Laguna Heights","$1,034","11.7%"],["Laguna Vista","$1,034","11.7%"],["Garfield","$1,034","11.7%"],["Santa Fe","$1,035","11.7%"],["Bacliff","$1,035","11.8%"],["Windcrest","$1,035","11.8%"],["Green Valley Farms","$1,035","11.8%"],["Bolivar Peninsula","$1,035","11.8%"],["Rio Hondo","$1,035","11.8%"],["League City","$1,036","11.8%"],["Laureles","$1,037","11.9%"],["Santa Maria","$1,037","11.9%"],["San Benito","$1,037","12.0%"],["Waller","$1,037","12.0%"],["Winnie","$1,038","12.1%"],["Bayou Vista","$1,038","12.1%"],["Lasara","$1,038","12.1%"],["Hitchcock","$1,038","12.1%"],["Ricardo","$1,039","12.2%"],["Driscoll","$1,039","12.2%"],["Kingsville","$1,039","12.2%"],["Forest Hill","$1,039","12.2%"],["Pearland","$1,039","12.2%"],["McKinney","$1,040","12.3%"],["Lewisville","$1,040","12.4%"],["Heath","$1,041","12.4%"],["Hackberry","$1,041","12.4%"],["Friendswood","$1,041","12.4%"],["Weston","$1,041","12.5%"],["Frisco","$1,042","12.6%"],["McLendon-Chisholm","$1,042","12.6%"],["Glenn Heights","$1,043","12.6%"],["Gilchrist","$1,043","12.6%"],["Crystal Beach","$1,043","12.6%"],["Port Bolivar","$1,043","12.6%"],["Lozano","$1,043","12.7%"],["Macdona","$1,043","12.7%"],["Los Indios","$1,044","12.7%"],["Palm Valley","$1,045","12.9%"],["Fate","$1,045","12.9%"],["Las Palmas II","$1,045","12.9%"],["Primera","$1,045","12.9%"],["The Colony","$1,045","12.9%"],["Encino","$1,046","12.9%"],["Rockwall","$1,046","12.9%"],["Juarez","$1,046","12.9%"],["Oak Point","$1,046","12.9%"],["San Antonio","$1,046","12.9%"],["Allen","$1,046","13.0%"],["Galveston","$1,047","13.1%"],["Wallisville","$1,048","13.1%"],["Olmito","$1,048","13.2%"],["Combine","$1,048","13.2%"],["Banquete","$1,048","13.2%"],["Von Ormy","$1,049","13.2%"],["North San Pedro","$1,049","13.3%"],["Robstown","$1,049","13.3%"],["Texas City","$1,050","13.3%"],["Dickinson","$1,050","13.4%"],["Murphy","$1,050","13.4%"],["Little Elm","$1,050","13.4%"],["Barker","$1,050","13.4%"],["Alvin","$1,051","13.5%"],["Weston Lakes","$1,051","13.5%"],["Paloma Creek South","$1,052","13.6%"],["Edgecliff Village","$1,052","13.6%"],["Coppell","$1,053","13.7%"],["Guy","$1,054","13.9%"],["Greatwood","$1,055","14.0%"],["San Leon","$1,056","14.0%"],["Alice","$1,056","14.1%"],["Arlington","$1,056","14.1%"],["Guerra","$1,056","14.1%"],["Votaw","$1,057","14.1%"],["Ben Bolt","$1,058","14.2%"],["Iglesia Antigua","$1,058","14.2%"],["San Isidro","$1,058","14.2%"],["La Feria","$1,058","14.2%"],["Prosper","$1,058","14.3%"],["New Territory","$1,059","14.4%"],["Amargosa","$1,060","14.5%"],["Rancho Alegre","$1,061","14.6%"],["Josephine","$1,062","14.7%"],["Fulshear","$1,062","14.7%"],["Brookside Village","$1,062","14.7%"],["Cameron Park","$1,063","14.7%"],["Nevada","$1,063","14.8%"],["Brownsville","$1,063","14.8%"],["Lavon","$1,064","14.9%"],["Beasley","$1,064","14.9%"],["Shavano Park","$1,064","14.9%"],["Richardson","$1,065","15.0%"],["Seagoville","$1,067","15.2%"],["Harlingen","$1,068","15.3%"],["Delmita","$1,068","15.3%"],["Santa Elena","$1,069","15.4%"],["Santa Rosa","$1,070","15.5%"],["Plano","$1,071","15.6%"],["Deweyville","$1,072","15.7%"],["Reid Hope King","$1,072","15.8%"],["Fairview","$1,072","15.8%"],["Rancho Viejo","$1,073","15.9%"],["North Houston","$1,074","16.0%"],["Orchard","$1,074","16.0%"],["Sunnyvale","$1,074","16.0%"],["Farmers Branch","$1,075","16.0%"],["Grulla","$1,076","16.2%"],["Sugar Land","$1,076","16.2%"],["Vidor","$1,076","16.2%"],["Sachse","$1,077","16.3%"],["Wylie","$1,077","16.3%"],["Carrollton","$1,077","16.3%"],["Needville","$1,078","16.4%"],["Manvel","$1,079","16.6%"],["Orangefield","$1,082","16.8%"],["Indian Hills","$1,083","16.9%"],["West Orange","$1,083","16.9%"],["Mercedes","$1,084","17.0%"],["Mila Doce","$1,085","17.1%"],["Orange","$1,085","17.2%"],["Rosenberg","$1,085","17.2%"],["Irving","$1,088","17.5%"],["Salineno","$1,088","17.5%"],["Castle Hills","$1,089","17.6%"],["Roma","$1,089","17.6%"],["Falcon Heights","$1,090","17.7%"],["Escobares","$1,090","17.7%"],["Bridge City","$1,091","17.8%"],["Mauriceville","$1,091","17.9%"],["Sienna Plantation","$1,094","18.1%"],["Cedar Hill","$1,096","18.4%"],["Balcones Heights","$1,097","18.5%"],["Port Neches","$1,097","18.5%"],["La Grulla","$1,099","18.7%"],["West Alto Bonito","$1,100","18.7%"],["Garciasville","$1,100","18.8%"],["Rio Grande City","$1,100","18.8%"],["Las Lomas","$1,100","18.8%"],["La Puerta","$1,101","18.9%"],["Sabine Pass","$1,104","19.2%"],["Port Arthur","$1,104","19.2%"],["Rosharon","$1,107","19.5%"],["Progreso","$1,111","20.0%"],["Grand Prairie","$1,112","20.1%"],["Rowlett","$1,114","20.3%"],["China","$1,114","20.3%"],["Lackland Air Force Base","$1,114","20.3%"],["University Park","$1,114","20.3%"],["Nome","$1,115","20.4%"],["Joint Base San Antonio (JBSA) Lackland","$1,115","20.4%"],["Bevil Oaks","$1,116","20.5%"],["Wilmer","$1,117","20.7%"],["Duncanville","$1,118","20.7%"],["Los Ebanos","$1,118","20.7%"],["Highland Park","$1,119","20.8%"],["Deer Park","$1,119","20.8%"],["Shoreacres","$1,119","20.9%"],["Mesquite","$1,120","20.9%"],["Hutchins","$1,120","20.9%"],["Fannett","$1,120","20.9%"],["La Porte","$1,120","21.0%"],["Beaumont","$1,120","21.0%"],["Addison","$1,121","21.0%"],["Palmview South","$1,121","21.0%"],["Groves","$1,121","21.1%"],["Nederland","$1,122","21.2%"],["Central Gardens","$1,123","21.3%"],["Abram","$1,124","21.3%"],["La Joya","$1,124","21.4%"],["Cinco Ranch","$1,124","21.4%"],["Perezville","$1,124","21.4%"],["Spring","$1,124","21.4%"],["Weslaco","$1,127","21.7%"],["Palmview","$1,128","21.8%"],["Hamshire","$1,128","21.9%"],["Llano Grande","$1,129","21.9%"],["Mont Belvieu","$1,130","22.0%"],["Villa Verde","$1,130","22.0%"],["Leon Valley","$1,130","22.1%"],["Midway North","$1,130","22.1%"],["Midway South","$1,131","22.2%"],["Mission","$1,132","22.2%"],["Penitas","$1,132","22.2%"],["Linn","$1,132","22.3%"],["Donna","$1,133","22.3%"],["Elsa","$1,133","22.3%"],["Olivarez","$1,133","22.3%"],["La Blanca","$1,134","22.4%"],["Hargill","$1,134","22.5%"],["Garland","$1,134","22.5%"],["Baytown","$1,134","22.5%"],["Doffing","$1,136","22.7%"],["Katy","$1,137","22.8%"],["Cockrell Hill","$1,139","23.0%"],["DeSoto","$1,139","23.0%"],["Hidalgo","$1,140","23.1%"],["Dallas","$1,141","23.3%"],["La Homa","$1,142","23.4%"],["La Villa","$1,143","23.4%"],["Edcouch","$1,144","23.5%"],["Monte Alto","$1,146","23.7%"],["Sullivan City","$1,146","23.8%"],["Richmond","$1,147","23.9%"],["Hufsmith","$1,148","24.0%"],["Palmhurst","$1,149","24.1%"],["Alief","$1,149","24.1%"],["Alton","$1,151","24.3%"],["Huffman","$1,151","24.3%"],["Balch Springs","$1,155","24.7%"],["Thompsons","$1,155","24.7%"],["McAllen","$1,156","24.8%"],["Pharr","$1,156","24.9%"],["South Alamo","$1,160","25.3%"],["Hockley","$1,161","25.4%"],["North Alamo","$1,161","25.4%"],["Kingwood","$1,162","25.4%"],["Alamo","$1,162","25.4%"],["Lancaster","$1,162","25.5%"],["Cypress","$1,163","25.6%"],["El Lago","$1,166","25.9%"],["Seabrook","$1,167","26.0%"],["Taylor Lake Village","$1,167","26.0%"],["San Juan","$1,168","26.1%"],["Highlands","$1,168","26.2%"],["Lopezville","$1,175","26.9%"],["Missouri City","$1,175","26.9%"],["Crosby","$1,176","27.0%"],["Barrett","$1,176","27.0%"],["Nassau Bay","$1,178","27.2%"],["Pasadena","$1,180","27.5%"],["Murillo","$1,180","27.5%"],["Edinburg","$1,184","27.9%"],["Doolittle","$1,186","28.1%"],["Tomball","$1,189","28.4%"],["Pecan Grove","$1,190","28.5%"],["Four Corners","$1,193","28.8%"],["Meadows Place","$1,193","28.8%"],["Stafford","$1,193","28.9%"],["Fresno","$1,195","29.1%"],["Webster","$1,197","29.3%"],["Atascocita","$1,209","30.5%"],["Channelview","$1,217","31.4%"],["Humble","$1,218","31.5%"],["Southside Place","$1,221","31.9%"],["Hedwig Village","$1,222","31.9%"],["West University Place","$1,222","32.0%"],["Bunker Hill Village","$1,222","32.0%"],["Piney Point Village","$1,223","32.0%"],["Hunters Creek Village","$1,223","32.1%"],["Bellaire","$1,226","32.4%"],["Cloverleaf","$1,235","33.4%"],["Galena Park","$1,236","33.5%"],["Jersey Village","$1,248","34.8%"],["Jacinto City","$1,251","35.1%"],["Sheldon","$1,252","35.2%"],["Spring Valley Village","$1,265","36.7%"],["Hilshire Village","$1,267","36.9%"],["South Houston","$1,269","37.0%"],["Houston","$1,269","37.1%"],["Mission Bend","$1,283","38.5%"],["Aldine","$1,288","39.1%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Texas auto insurance rate increases

Across the 10 largest car insurance companies in Texas, auto insurance rates actually decreased by 2.7% in 2020. State Farm has lowered its rates the most amongst the top Texas insurers with a 12.6% decrease in 2020. Farmers and Allstate were the only insurers to increase their rates in each of the past two years.

Auto insurance company
Market share
2019 rate change
2020 rate change
State Farm14.0%-9.3%-12.6%
Progressive13.4%-1.7%-2.5%
Geico13.3%-2.7%0.0%
Allstate12.2%1.0%0.1%
USAA8.5%0.0%0.0%
Farmers7.9%2.4%0.8%
Liberty Mutual4.6%-1.9%-0.4%
Texas Farm Bureau3.3%3.6%0.0%
Consumers County Mutual2.3%-0.6%-6.5%
Auto Club1.87%0.0%0.0%
Top 10 groups80.9%-1.9%-2.7%

Figures for 2020 rate change represent the year-to-date change (reported by the NAIC) as of Dec. 30, 2019.

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Although rates in Texas went down in the past year, companies may raise rates for a number of reasons, one of which is to account for greater losses. Common reasons for increased car insurance losses are more frequent accidents, costlier car repairs or natural disasters.

Auto insurance in Texas: Minimum liability insurance requirements

Texas imposes minimum car insurance coverage limits across the state. Drivers must buy a certain level of liability coverage, outlined below. Other types of coverage are optional, such as collision and comprehensive, medical payments coverage and uninsured motorist coverage.

  • Bodily injury (BI) liability insurance: $30,000 per person/$60,000 per accident
  • Property damage (PD) liability insurance: $25,000 per accident

We usually recommend increasing your coverage limits beyond the state-mandated minimum. If you're involved in a serious car accident, your insurer will only cover you up to the amounts on your policy. You'll be on the hook for any medical bills or car repair costs that exceed your car insurance limits.

Methodology

We collected thousands of rates from ZIP codes across Texas for the largest 10 insurers. We used a sample driver with the following profile:

  • 30-year-old man
  • Drives a 2015 Honda Civic EX
  • Average credit

The base policy for the study was a full-coverage policy with the following limits:

Coverage type
Study limits
Bodily liability$50,000 per person/$100,000 per accident
Personal injury protection$10,000
Property damage$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible
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For our minimum-coverage policy, we quoted a policy with the minimum required limits in Texas, above.

For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.