Car Insurance Near Me

Finding a car insurance company based near you can come with a lot of benefits.

Smaller regional companies tend to offer cheap rates and reliable customer service. You might find it easier to work with an agent whose office is nearby versus someone located in a call center across the country.

Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.

Best car insurance near me

State Farm is the best car insurance company in 21 states based on customer service reviews, coverage availability and the overall value it provides to drivers across the country.

However, the best car insurance near you may be different. Farm Bureau and Erie offer dependable customer service and affordable rates in the states where they sell insurance.

Map of the best car insurance companies by state

The best car insurance near you also depends on factors like your driving history and age. For that reason, it's important to compare quotes from multiple companies to find the best company for you.

State
Best company
Alabama
State Farm logo
State Farm
Alaska
State Farm logo
State Farm
Arizona
State Farm logo
State Farm
Arkansas
Farm Bureau logo
Farm Bureau
California
AAA logo
AAA
Show All Rows

Car insurance rates near me

Where you live can have a big impact on your car insurance rates. For example, drivers in Vermont pay $92 per month for full coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $399 per month.

Monthly car insurance rates near me

It's important to compare rates from a handful of companies near you to find the best price for car insurance.

Cheap monthly car insurance rates near me

Compare rates in your state

Related articles: Car insurance near me

Who Has the Cheapest Car Insurance Quotes in Houston?

State Farm has the cheapest car insurance for a minimum coverage policy in Houston, at $39 per month. It's also the cheapest company for... Read More

Cheapest Car Insurance in San Antonio, TX

State Farm offers the cheapest car insurance rate in San Antonio, at $36 per month for a minimum-coverage policy. It also has the cheapest... Read More

How to Get Discounts Bundling Auto & Renters Insurance

You can save up to 5% by bundling your auto and renters insurance policies. Learn which companies offer bundle discounts, how to bundle and... Read More

The Best Cheap Philadelphia Car Insurance Companies

Travelers and State Farm offer some of the most affordable rates for Philadelphia drivers, with rates far below the average minimum... Read More

Best & Cheapest Car Insurance Quotes in Chicago (2023)

State Farm is the cheapest option for car insurance in Chicago, with an average rate of $46 per month. That's 43% cheaper than the city... Read More

Who Has the Cheapest Car Insurance in Los Angeles?

Geico offers the cheapest car insurance in Los Angeles, with an average rate of $48 per month for minimum coverage. It also has the... Read More

Car Insurance in Ann Arbor, Michigan

Frankenmuth Insurance has the best price for minimum car insurance, at $761 per year, and Progressive has the best rate for full coverage,... Read More

Best Cheap Car Insurance in Detroit, Michigan

Progressive has the cheapest car insurance in Detroit, costing about $171 per month for minimum coverage. If you're a young driver, Auto-... Read More

Who Has the Cheapest Car Insurance in Kalamazoo?

The cheapest car insurer in Kalamazoo is Frankenmuth, at just $805 per year. It's 55% cheaper than the citywide average cost for a basic... Read More

Who Has the Cheapest Car Insurance in Flint, Michigan?

If you live in Flint, Michigan, you may be overpaying for car insurance. Here, we break down who has the most affordable auto insurance in... Read More

Who Has the Cheapest Car Insurance Quotes in Washington, DC? (2023)

Erie has the best cheap car insurance quotes in Washington, D.C., at $43 per month for minimum coverage. State Farm has the cheapest quotes... Read More

The Cheapest Car Insurance Companies (March 2023)

State Farm, Geico and USAA have the cheapest car insurance quotes among national companies. Auto-Owners, Farm Bureau and Erie are the... Read More

Bundling Insurance Policies Can Save 18% on Car Insurance

Bundling your homeowners insurance with your auto policy can be a great way to save. We explore the many other types of bundling options... Read More

Best & Cheapest Car Insurance Quotes in Nevada (2023)

State Farm has the cheapest car insurance in Nevada at $46 per month for minimum coverage and $98 per month for full coverage. Drivers with... Read More

Who Has the Cheapest Auto Insurance Quotes in Missouri? (2023)

State Farm has the best cheap car insurance quotes in Missouri, with an average cost of $35 per month. American Family is also an... Read More

Who Has the Cheapest Car Insurance Quotes in Hawaii? (2023)

Geico has the cheapest car insurance quotes in Hawaii at $30 per month, or $356 per year for minimum liability coverage. Read More

Best & Cheapest Car Insurance Quotes in Alaska (2023)

Geico has the cheapest car insurance quotes in Alaska, at $27 per month. Allstate offers the cheapest insurance for young drivers in the... Read More

Best & Cheapest Car Insurance Quotes in West Virginia (2023)

State Farm provides the cheapest car insurance quotes in West Virginia, with an average cost of $28 per month. Westfield is also an... Read More

Frequently asked questions

Who normally has the cheapest car insurance?

State Farm usually has the cheapest rates among national car insurance companies. However, a smaller regional company like Auto-Owners, Erie or Farm Bureau may have the cheapest rates near you.

Is it better to use a local insurance agent?

This depends on how you prefer to communicate with your insurance company. If you're looking for a one-on-one relationship, or prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you're more comfortable managing your insurance with an app and prefer virtual chat to phone calls, you may not benefit from working with a local agent.

Methodology

To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.

Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.

  • Bodily injury liability: $50,000 per person, $100,000 per accident
  • Property damage liability: $25,000 per accident
  • Uninsured/underinsured motorist bodily injury liability: $50,000 per person, $100,000 per accident
  • Comprehensive and collision: $500 deductible
  • Personal injury protection: Minimum when required by state

The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.