Who Has the Cheapest Auto Insurance Quotes in Maryland? (2021)
Who Has the Cheapest Auto Insurance Quotes in Maryland? (2021)
We reviewed all of the top auto insurance companies in Maryland and found that Erie has the best rates for drivers with a minimum coverage rate of $591.
We reviewed all of the top auto insurance companies in Maryland and found that Erie Insurance has the best rates for drivers with a minimum coverage rate of $591.
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#md-cheapest-companies","linkText":"Cheapest for minimum liability"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/progressive-2","link":"#full-coverage","linkText":"Cheapest for full coverage"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#incidents","linkText":"Cheapest for accident history"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#young","linkText":"Cheapest for young drivers"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#md-cheapest-companies","linkText":"Cheapest for minimum liability"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/progressive-2","link":"#full-coverage","linkText":"Cheapest for full coverage"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#incidents","linkText":"Cheapest for prior incidents"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#young","linkText":"Cheapest for young drivers"}
To get your lowest rates, you should compare quotes from at least three companies. Type your ZIP code into the box above to start shopping among the top providers near you, or read on to learn which companies feature the lowest premiums in your city.
Cheapest auto insurance in Maryland: Erie
Erie is the cheapest car insurance company for minimum liability, according to our rate analysis. A minimum policy is one that only meets state requirements, and it is the cheapest form of insurance you can get. Premiums from Erie average $591 per year across the quotes we considered.
Find Cheap Auto Insurance Quotes in Maryland
Minimum liability car insurance policies have the cheapest premiums; however, they could end up costing you more in the long run if you need to file a claim.
If you only carry the minimum state-required coverages, then you may have to pay out of pocket for repairs after an expensive accident.
Rank | Company | Average annual rate |
|---|---|---|
| 1 | Erie | $590 |
| 2 | State Farm | $797 |
| 3 | Progressive | $1,010 |
| 4 | Allstate | $1,141 |
| 5 | Nationwide | $1,414 |
| 6 | Geico | $1,921 |
| N/A | USAA | $691 |
USAA is excluded from rankings because it is only available to current and former military members and their families.
{"alignsHorizontal":["left","left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Rank","Company","Average annual rate"],["\u003Cstrong\u003E1\u003C\/strong\u003E","\u003Cstrong\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Erie Home & Auto Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/erie-insurance-review\"\u003EErie\u003C\/a\u003E\u003C\/span\u003E\u003C\/strong\u003E","\u003Cstrong\u003E$590\u003C\/strong\u003E"],["2","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"State Farm Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/state-farm-insurance-review\"\u003EState Farm\u003C\/a\u003E\u003C\/span\u003E","$797"],["3","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Progressive Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/progressive-insurance-review\"\u003EProgressive\u003C\/a\u003E\u003C\/span\u003E","$1,010"],["4","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Allstate Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/allstate-auto-insurance-review\"\u003EAllstate\u003C\/a\u003E\u003C\/span\u003E","$1,141"],["5","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Nationwide Auto and Motorcycle Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/nationwide-insurance-review\"\u003ENationwide\u003C\/a\u003E\u003C\/span\u003E","$1,414"],["6","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Geico Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/geico-insurance-review\"\u003EGeico\u003C\/a\u003E\u003C\/span\u003E","$1,921"],["N\/A","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"USAA\" href=\"https:\/\/www.valuepenguin.com\/usaa-insurance-review\"\u003EUSAA\u003C\/em\u003E\u003C\/a\u003E\u003C\/span\u003E","$691"]],"footnote":"\u003Cem\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Cheapest company for full coverage: Progressive
The average cost of full coverage auto insurance in Maryland is $2,386 per year, or $199 per month, but drivers could find cheaper rates by comparing car insurance companies.
For cheap full-coverage insurance in Maryland, we recommend Progressive for most people. Progressive rates are 22% cheaper than the statewide average for a full coverage policy. The second cheapest is State Farm with an annual premium of $2,081 for our sample driver.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $1,863 | $155 |
| State Farm | $2,081 | $173 |
| Erie | $2,305 | $192 |
| Maryland average | $2,386 | $199 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$1,863\u003C\/strong\u003E","\u003Cstrong\u003E$155\u003C\/strong\u003E"],["State Farm","$2,081","$173"],["Erie","$2,305","$192"],["Maryland average","$2,386","$199"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Auto insurance policies with full coverage include liability insurance as well as comprehensive and collision coverage. This means you are covered for damage caused in an accident where you are at fault. Collision coverage pays for damage to your own vehicle.
While minimum coverage policies cost less than full coverage car insurance, not having comprehensive and collision coverage, as well as having lower coverage limits, could leave you without adequate protection in an accident.
The difference between full and minimum coverage policies in Maryland is $1,305 per year on average.
Cheap car insurance for drivers with prior incidents
In most cases, when you get into an accident or receive a citation for a traffic violation, you will see your costs increase for auto insurance. We took a look at these increases in Maryland for those who have received a DUI (driving under the influence) citation or those who have been in one at-fault accident. With this in mind, we found the cheapest full coverage car insurance for drivers who:
Find Cheap Auto Insurance Quotes in Maryland
Cheapest for drivers with an accident: State Farm
Maryland drivers with an accident on their driving record can find the cheapest full coverage auto insurance quotes at State Farm. State Farm has full coverage auto insurance rates for drivers with an accident history that are 28% cheaper than the state average.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| State Farm | $2,604 | $217 |
| Progressive | $2,728 | $227 |
| Erie | $3,063 | $255 |
| Maryland average | $3,631 | $303 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$2,604\u003C\/strong\u003E","\u003Cstrong\u003E$217\u003C\/strong\u003E"],["Progressive","$2,728","$227"],["Erie","$3,063","$255"],["Maryland average","$3,631","$303"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Cheapest car insurance for people with a speeding ticket: Progressive
Similar to an accident, getting a speeding ticket can significantly increase your auto insurance premiums. Drivers in Maryland who have been caught speeding could find the cheapest full coverage car insurance with Progressive. Compared to the average cost for people with a speeding ticket, Progressive's rates are $485 cheaper.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $2,285 | $190 |
| State Farm | $2,290 | $191 |
| Erie | $2,419 | $202 |
| Maryland average | $2,770 | $231 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$2,285\u003C\/strong\u003E","\u003Cstrong\u003E$190\u003C\/strong\u003E"],["State Farm","$2,290","$191"],["Erie","$2,419","$202"],["Maryland average","$2,770","$231"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Cheapest car insurance for drivers with a DUI: State Farm
Driving under the influence is a serious traffic offense and can also increase auto insurance rates when you go to renew or purchase insurance. In Maryland, drivers may find the best rates with State Farm, which has an average annual premium of $2,290 for full coverage.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| State Farm | $2,290 | $191 |
| Erie | $2,419 | $202 |
| Progressive | $2,485 | $207 |
| Maryland average | $3,199 | $267 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$2,290\u003C\/strong\u003E","\u003Cstrong\u003E$191\u003C\/strong\u003E"],["Erie","$2,419","$202"],["Progressive","$2,485","$207"],["Maryland average","$3,199","$267"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Cheapest car insurance for drivers with poor credit: Progressive
Having below-average or poor credit can lead to auto insurers viewing you in a negative light and increasing your premiums. For drivers with a poor credit history, we found that Progressive offers the cheapest auto insurance rates at $2,090 per year on average for full coverage.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $2,090 | $174 |
| State Farm | $3,270 | $273 |
| Allstate | $3,484 | $290 |
| Maryland average | $3,318 | $277 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$2,090\u003C\/strong\u003E","\u003Cstrong\u003E$174\u003C\/strong\u003E"],["State Farm","$3,270","$273"],["Allstate","$3,484","$290"],["Maryland average","$3,318","$277"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EIn most cases, when you get into an accident or receive a citation for a traffic violation, you will see your costs increase for auto insurance. We took a look at these increases in Maryland for those who have received a DUI (driving under the influence) citation or those who have been in one at-fault accident. With this in mind, we found the cheapest full coverage car insurance for drivers who:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Have been involved in an at-fault accident: State Farm\" href=\"#accident\"\u003EHave been involved in an at-fault accident: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Received one speeding ticket: Progressive\" href=\"#speeding\"\u003EReceived one speeding ticket: Progressive\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Received one citation for DUI: State Farm\" href=\"#dui\"\u003EReceived one citation for DUI: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Have a poor credit history: Progressive\" href=\"#credit\"\u003EHave a poor credit history: Progressive\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-QuoteWizardQuoteForm\" data-component-name=\"QuoteWizardQuoteForm\"\u003E\n \u003Cdiv class=\"QuoteWizardQuoteForm--root QuoteWizardQuoteForm--dropshadow\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--form-container\"\u003E\u003Ch3 class=\"QuoteWizardQuoteForm--title\"\u003EFind Cheap Auto Insurance Quotes in Maryland\u003C\/h3\u003E\u003Cform id=\"QuoteWizardQuoteForm--340\" class=\"QuoteWizardQuoteForm--form\" method=\"GET\" action=\"https:\/\/quotes.valuepenguin.com\" target=\"_blank\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--hidden\"\u003E\u003Cinput type=\"hidden\" name=\"c\" value=\"C30088\"\/\u003E\u003Cinput type=\"hidden\" name=\"product\" value=\"auto\"\/\u003E\u003Cinput type=\"hidden\" name=\"key\" value=\"_best-cheap-car-insurance-maryland\"\/\u003E\u003Cinput type=\"hidden\" name=\"v\" value=\"VPT1\"\/\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--fields\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--product\"\u003E\u003Cdiv class=\"InputDropdown--root \"\u003E\u003Cdiv class=\"InputDropdown--field\"\u003E\u003Cselect aria-label=\"Select\" class=\"InputDropdown--select\" name=\"\"\u003E\u003Coption selected=\"\" value=\"auto\"\u003EAutomotive\u003C\/option\u003E\u003Coption value=\"home\"\u003EHomeowners\u003C\/option\u003E\u003Coption value=\"life\"\u003ELife\u003C\/option\u003E\u003Coption value=\"motorcycle\"\u003EMotorcycle\u003C\/option\u003E\u003Coption value=\"renters\"\u003ERenters\u003C\/option\u003E\u003Coption value=\"health\"\u003EHealth\u003C\/option\u003E\u003C\/select\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--zip-code\"\u003E\u003Cdiv class=\"ZipCodeInput--root \"\u003E\u003Cdiv class=\"TextInput--root TextInput--required ZipCodeInput--input\"\u003E\u003Cdiv class=\"TextInput--field TextInput--none TextInput--field-container\"\u003E\u003Cspan class=\"TextInput--symbol\"\u003E\u003C\/span\u003E\u003Cinput type=\"tel\" aria-label=\"zip\" class=\"TextInput--input\" name=\"zip\" placeholder=\"Zip Code\" required=\"\" style=\"width:100%\" tabindex=\"0\" value=\"\"\/\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--age\"\u003E\u003Cdiv class=\"InputDropdown--root \"\u003E\u003Cdiv class=\"InputDropdown--field\"\u003E\u003Cselect aria-label=\"age\" class=\"InputDropdown--select\" name=\"age\"\u003E\u003Coption selected=\"\" value=\"age\"\u003EAge\u003C\/option\u003E\u003Coption value=\"16\"\u003E16-20\u003C\/option\u003E\u003Coption value=\"21\"\u003E21-24\u003C\/option\u003E\u003Coption value=\"25\"\u003E25-34\u003C\/option\u003E\u003Coption value=\"35\"\u003E35-44\u003C\/option\u003E\u003Coption value=\"45\"\u003E45-54\u003C\/option\u003E\u003Coption value=\"55\"\u003E55-65\u003C\/option\u003E\u003Coption value=\"66\"\u003E65+\u003C\/option\u003E\u003C\/select\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--insured-status\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--insured-status-title\"\u003ECurrently insured?\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--insured-status-field\"\u003E\u003Cdiv class=\"InputDropdown--root \"\u003E\u003Cdiv class=\"InputDropdown--field\"\u003E\u003Cselect aria-label=\"prior\" class=\"InputDropdown--select\" name=\"prior\"\u003E\u003Coption selected=\"\" value=\"1\"\u003EYes\u003C\/option\u003E\u003Coption value=\"0\"\u003ENo\u003C\/option\u003E\u003C\/select\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--submit\"\u003E\u003Cbutton aria-label=\"MD Quotes\" class=\"Button--root Button--primary \" type=\"submit\" value=\"MD Quotes\"\u003EMD Quotes\u003C\/button\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/form\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--trust-message-container\"\u003E\u003Cspan class=\"QuoteWizardQuoteForm--trust-icon ValuePenguinIcon--inspolicy\"\u003E\u003C\/span\u003E\u003Cspan class=\"QuoteWizardQuoteForm--trust-message\"\u003ENo spam. No hassle. No hidden costs.\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"QuoteWizardQuoteForm\"\u003E{\"buttonText\":\"MD Quotes\",\"customEventLabel\":\"\",\"defaultProduct\":\"auto\",\"defaultZip\":\"\",\"hideTitle\":false,\"id\":\"QuoteWizardQuoteForm--340\",\"isAgeFieldVisible\":true,\"isDeltyForm\":false,\"isInsuranceTypeFieldVisible\":true,\"isInsuredStatusFieldVisible\":true,\"quoteWizardEndpoint\":\"https:\\\/\\\/quotes.valuepenguin.com\",\"showTrustMessage\":\"true\",\"style\":\"dropshadow\",\"tier\":\"VPT1\",\"title\":\"Find Cheap Auto Insurance Quotes in Maryland\",\"trackingKey\":\"_best-cheap-car-insurance-maryland\",\"trustMessage\":\"No spam. No hassle. No hidden costs.\",\"vendor\":\"vp\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"accident\"\u003ECheapest for drivers with an accident: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EMaryland drivers with an accident on their driving record can find the cheapest full coverage auto insurance quotes at \u003Cstrong\u003EState Farm\u003C\/strong\u003E. State Farm has full coverage auto insurance rates for drivers with an accident history that are 28% cheaper than the state average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$2,604\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$217\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,728\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$227\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,063\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$255\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,631\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$303\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,604\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$217\\u003C\\\/strong\\u003E\"],[\"Progressive\",\"$2,728\",\"$227\"],[\"Erie\",\"$3,063\",\"$255\"],[\"Maryland average\",\"$3,631\",\"$303\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"speeding\"\u003ECheapest car insurance for people with a speeding ticket: Progressive\u003C\/h3\u003E\n\n\u003Cp\u003ESimilar to an accident, getting a speeding ticket can significantly increase your auto insurance premiums. Drivers in Maryland who have been caught speeding could find the cheapest full coverage car insurance with \u003Cstrong\u003EProgressive\u003C\/strong\u003E. Compared to the average cost for people with a speeding ticket, Progressive's rates are $485 cheaper.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$2,285\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$190\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,290\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$191\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,419\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$202\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,770\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$231\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,285\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$190\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$2,290\",\"$191\"],[\"Erie\",\"$2,419\",\"$202\"],[\"Maryland average\",\"$2,770\",\"$231\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest car insurance for drivers with a DUI: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EDriving under the influence is a serious traffic offense and can also increase auto insurance rates when you go to renew or purchase insurance. In Maryland, drivers may find the best rates with State Farm, which has an average annual premium of $2,290 for full coverage.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$2,290\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$191\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,419\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$202\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,485\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$207\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,199\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$267\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,290\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$191\\u003C\\\/strong\\u003E\"],[\"Erie\",\"$2,419\",\"$202\"],[\"Progressive\",\"$2,485\",\"$207\"],[\"Maryland average\",\"$3,199\",\"$267\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest car insurance for drivers with poor credit: Progressive\u003C\/h3\u003E\n\n\u003Cp\u003EHaving below-average or poor credit can lead to auto insurers viewing you in a negative light and increasing your premiums. For drivers with a poor credit history, we found that Progressive offers the cheapest auto insurance rates at $2,090 per year on average for full coverage.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$2,090\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$174\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,270\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$273\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,484\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$290\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,318\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$277\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,090\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$174\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$3,270\",\"$273\"],[\"Allstate\",\"$3,484\",\"$290\"],[\"Maryland average\",\"$3,318\",\"$277\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
Cheapest car insurance for married drivers: Progressive
If you are married, you may be able to get slightly cheaper auto insurance rates when looking for coverage. We found that married drivers can save an average of $12 per year compared to those who are unmarried. If you're a married driver in Maryland, Progressive has the lowest rates for full coverage on average, followed closely by State Farm and Erie.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $1,587 | $132 |
| State Farm | $2,081 | $173 |
| Erie | $2,197 | $183 |
| Maryland average | $2,398 | $200 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$1,587\u003C\/strong\u003E","\u003Cstrong\u003E$132\u003C\/strong\u003E"],["State Farm","$2,081","$173"],["Erie","$2,197","$183"],["Maryland average","$2,398","$200"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EIf you are married, you may be able to get slightly cheaper auto insurance rates when looking for coverage. We found that married drivers can save an average of $12 per year compared to those who are unmarried. If you're a married driver in Maryland, \u003Cstrong\u003EProgressive\u003C\/strong\u003E has the lowest rates for full coverage on average, followed closely by State Farm and Erie.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,587\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$132\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,081\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$173\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,197\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$183\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,398\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$200\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,587\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$132\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$2,081\",\"$173\"],[\"Erie\",\"$2,197\",\"$183\"],[\"Maryland average\",\"$2,398\",\"$200\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
Cheapest car insurance for young drivers: Erie
The average cost of minimum coverage car insurance for young drivers in Maryland is $3,059 per year, or $255 per month — which is about $1,979 more expensive than it is for older drivers.
Car insurance for young drivers is often much more expensive than it is for most people. The average cost of full coverage car insurance for younger drivers is $6,998 per year, nearly three times higher than it is for others.
Young drivers shopping for the cheapest car insurance in Maryland could find the best rates with Erie or Progressive. Erie has by far the cheapest rates within Maryland — over $1,000 cheaper than the state average for full coverage.
Rank | Insurer | Full coverage | Minimum coverage |
|---|---|---|---|
| 1 | Erie | $5,975 | $1,466 |
| 2 | Progressive | $6,424 | $3,269 |
| 3 | State Farm | $6,616 | $2,452 |
| 4 | Geico | $6,715 | $4,289 |
| 5 | Nationwide | $9,935 | $4,702 |
| 6 | Allstate | $10,307 | $3,913 |
| N/A | USAA | $3,012 | $1,324 |
| N/A | Maryland average | $6,998 | $3,059 |
USAA is excluded from rankings because it is only available to current and former military members and their families.
{"alignsHorizontal":["left","left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Rank","Insurer","Full coverage","Minimum coverage"],["\u003Cstrong\u003E1\u003C\/strong\u003E","\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$5,975\u003C\/strong\u003E","\u003Cstrong\u003E$1,466\u003C\/strong\u003E"],["2","Progressive","$6,424","$3,269"],["3","State Farm","$6,616","$2,452"],["4","Geico","$6,715","$4,289"],["5","Nationwide","$9,935","$4,702"],["6","Allstate","$10,307","$3,913"],["N\/A","USAA\u003C\/em\u003E","$3,012","$1,324"],["N\/A","Maryland average","$6,998","$3,059"]],"footnote":"\u003Cem\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Cheapest for young drivers with one accident: Progressive
Accidents nearly always cause the cost of car insurance to increase significantly, which means premiums for younger drivers who have been in an at-fault accident can be many times more expensive than for most drivers. The most affordable car insurance for young people who have been in an accident comes from Progressive, which is over $2,200 cheaper than average for full coverage.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $7,219 | $602 |
| Erie | $8,000 | $667 |
| State Farm | $8,366 | $697 |
| Maryland average | $9,459 | $788 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$7,219\u003C\/strong\u003E","\u003Cstrong\u003E$602\u003C\/strong\u003E"],["Erie","$8,000","$667"],["State Farm","$8,366","$697"],["Maryland average","$9,459","$788"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Cheapest for young drivers with one speeding ticket: Progressive
Speeding will almost always cause your auto insurance premiums to increase, though not as drastically as for drivers who experience an at-fault accident. Young drivers with one speeding ticket could find cheap rates from Progressive at an annual rate of $6,919 for full coverage.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $6,919 | $577 |
| State Farm | $7,316 | $610 |
| Erie | $7,371 | $614 |
| Maryland average | $7,981 | $665 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$6,919\u003C\/strong\u003E","\u003Cstrong\u003E$577\u003C\/strong\u003E"],["State Farm","$7,316","$610"],["Erie","$7,371","$614"],["Maryland average","$7,981","$665"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\n\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nThe average cost of minimum coverage car insurance for young drivers in Maryland is $3,059 per year, or $255 per month \u2014 which is about $1,979 more expensive than it is for older drivers.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003ECar insurance for young drivers is often much more expensive than it is for most people. The average cost of full coverage car insurance for younger drivers is \u003Cstrong\u003E$6,998\u003C\/strong\u003E per year, nearly three times higher than it is for others.\u003C\/p\u003E\n\n\u003Cp\u003EYoung drivers shopping for the cheapest car insurance in Maryland could find the best rates with \u003Cstrong\u003EErie\u003C\/strong\u003E or \u003Cstrong\u003EProgressive\u003C\/strong\u003E. Erie has by far the cheapest rates within Maryland \u2014 over $1,000 cheaper than the state average for full coverage.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EFull coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMinimum coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003E1\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$5,975\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,466\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,424\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,269\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,616\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,452\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,715\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,289\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$9,935\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,702\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$10,307\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,913\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,012\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,324\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,998\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,059\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Insurer\",\"Full coverage\",\"Minimum coverage\"],[\"\\u003Cstrong\\u003E1\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$5,975\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,466\\u003C\\\/strong\\u003E\"],[\"2\",\"Progressive\",\"$6,424\",\"$3,269\"],[\"3\",\"State Farm\",\"$6,616\",\"$2,452\"],[\"4\",\"Geico\",\"$6,715\",\"$4,289\"],[\"5\",\"Nationwide\",\"$9,935\",\"$4,702\"],[\"6\",\"Allstate\",\"$10,307\",\"$3,913\"],[\"N\\\/A\",\"USAA\\u003C\\\/em\\u003E\",\"$3,012\",\"$1,324\"],[\"N\\\/A\",\"Maryland average\",\"$6,998\",\"$3,059\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one accident: Progressive\u003C\/h3\u003E\n\n\u003Cp\u003EAccidents nearly always cause the cost of car insurance to increase significantly, which means premiums for younger drivers who have been in an at-fault accident can be many times more expensive than for most drivers. The most affordable car insurance for young people who have been in an accident comes from \u003Cstrong\u003EProgressive\u003C\/strong\u003E, which is over $2,200 cheaper than average for full coverage.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$7,219\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$602\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,000\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$667\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,366\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$697\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$9,459\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$788\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$7,219\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$602\\u003C\\\/strong\\u003E\"],[\"Erie\",\"$8,000\",\"$667\"],[\"State Farm\",\"$8,366\",\"$697\"],[\"Maryland average\",\"$9,459\",\"$788\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one speeding ticket: Progressive\u003C\/h3\u003E\n\n\u003Cp\u003ESpeeding will almost always cause your auto insurance premiums to increase, though not as drastically as for drivers who experience an at-fault accident. Young drivers with one speeding ticket could find cheap rates from \u003Cstrong\u003EProgressive\u003C\/strong\u003E at an annual rate of $6,919 for full coverage.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$6,919\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$577\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,316\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$610\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,371\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$614\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,981\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$665\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$6,919\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$577\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$7,316\",\"$610\"],[\"Erie\",\"$7,371\",\"$614\"],[\"Maryland average\",\"$7,981\",\"$665\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
Best auto insurance companies in Maryland
The best insurer in Maryland is USAA, when considering its customer service and claim satisfaction ratings from our survey of current customers.
Unfortunately, USAA is not a widely available insurer. In this case, State Farm and Allstate are both viable options based on our survey of the best auto insurance companies in Maryland.
Overall rank | Group | Percentage of respondents overall extremely satisfied with most recent claim | Percentage of respondents who rated customer service as "excellent" |
|---|---|---|---|
| 1 | USAA | 78% | 62% |
| 2 | State Farm | 73% | 46% |
| 3 | Allstate | 72% | 47% |
| 4 | Progressive | 74% | 34% |
| 5 | Geico | 64% | 42% |
| 6 | Travelers | 19% | 33% |
| N/A | NYCM | N/A | N/A |
Overall rank takes both claim satisfaction and customer service rankings into account.
{"alignsHorizontal":["left","left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Overall rank\u003C\/em\u003E","Group","Percentage of respondents overall extremely satisfied with most recent claim","Percentage of respondents who rated customer service as \"excellent\""],["1","USAA","78%","62%"],["2","State Farm","73%","46%"],["3","Allstate","72%","47%"],["4","Progressive","74%","34%"],["5","Geico","64%","42%"],["6","Travelers","19%","33%"],["N\/A","NYCM","N\/A","N\/A"]],"footnote":"\u003Cem\u003EOverall rank takes both claim satisfaction and customer service rankings into account.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
In addition, we found that Geico had a strong NAIC complaint index score, as well as above-average claims satisfaction based on its J.D. Power rating. Below, you can find all the top rating statistics for each company within Maryland.
Insurer | NAIC complaint index (lower is better) | J.D. Power claims satisfaction score (higher is better) | AM Best financial strength rating |
|---|---|---|---|
| State Farm | 0.66 | 881 | A++ |
| Geico | 1.02 | 871 | A++ |
| Erie | 1.10 | 880 | A+ |
| Allstate | 1.07 | 876 | A+ |
| Progressive | 1.64 | 856 | A+ |
| USAA | 0.98 | 890 | A++ |
{"alignsHorizontal":["left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","NAIC complaint index (lower is better)","J.D. Power claims satisfaction score (higher is better)","AM Best financial strength rating"],["State Farm","0.66","881","A++"],["Geico","1.02","871","A++"],["Erie","1.10","880","A+"],["Allstate","1.07","876","A+"],["Progressive","1.64","856","A+"],["USAA","0.98","890","A++"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\n\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nThe best insurer in Maryland is USAA, when considering its customer service and claim satisfaction ratings from our survey of current customers.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EUnfortunately, USAA is not a widely available insurer. In this case, State Farm and Allstate are both viable options based on our survey of the best auto insurance companies in Maryland.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EOverall rank\u003C\/em\u003E\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EGroup\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercentage of respondents overall extremely satisfied with most recent claim\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercentage of respondents who rated customer service as \"excellent\"\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E62%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E73%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E46%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E72%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E47%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E74%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E34%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E64%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E42%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E19%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E33%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENYCM\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Overall rank\\u003C\\\/em\\u003E\",\"Group\",\"Percentage of respondents overall extremely satisfied with most recent claim\",\"Percentage of respondents who rated customer service as \\\"excellent\\\"\"],[\"1\",\"USAA\",\"78%\",\"62%\"],[\"2\",\"State Farm\",\"73%\",\"46%\"],[\"3\",\"Allstate\",\"72%\",\"47%\"],[\"4\",\"Progressive\",\"74%\",\"34%\"],[\"5\",\"Geico\",\"64%\",\"42%\"],[\"6\",\"Travelers\",\"19%\",\"33%\"],[\"N\\\/A\",\"NYCM\",\"N\\\/A\",\"N\\\/A\"]],\"footnote\":\"\\u003Cem\\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EIn addition, we found that Geico had a strong NAIC complaint index score, as well as above-average claims satisfaction based on its J.D. Power rating. Below, you can find all the top rating statistics for each company within Maryland.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ENAIC complaint index (lower is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EJ.D. Power claims satisfaction score (higher is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAM Best financial strength rating\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.66\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E881\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.02\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E871\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E880\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.07\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.64\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E856\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.98\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"NAIC complaint index (lower is better)\",\"J.D. Power claims satisfaction score (higher is better)\",\"AM Best financial strength rating\"],[\"State Farm\",\"0.66\",\"881\",\"A++\"],[\"Geico\",\"1.02\",\"871\",\"A++\"],[\"Erie\",\"1.10\",\"880\",\"A+\"],[\"Allstate\",\"1.07\",\"876\",\"A+\"],[\"Progressive\",\"1.64\",\"856\",\"A+\"],[\"USAA\",\"0.98\",\"890\",\"A++\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}
All the companies we looked at had a financial strength rating from AM Best of A or better, meaning AM Best believes they have an "Excellent" or "Superior" ability to pay out claims.
Cheapest car insurance in Maryland by city
The cost of insuring a car is different for drivers, depending on where they reside. In this section, we'll take a detailed look at the city level to see which companies have the lowest rates — in this case, for a full coverage policy.
We found that full coverage car insurance rates in Maryland can vary by as much as $2,017 per year, depending on where you live in the state. Typically, auto coverage costs are greater in large cities, where accidents and auto theft are more common.
City | Average annual cost | Percentage difference from average |
|---|---|---|
| Leitersburg | $1,826 | -23.5% |
| Smithsburg | $1,836 | -23.1% |
| Paramount-Long Meadow | $1,837 | -23.0% |
| Cavetown | $1,838 | -23.0% |
| Fountainhead-Orchard Hills | $1,842 | -22.8% |
| Robinwood | $1,843 | -22.7% |
| Preston | $1,846 | -22.6% |
| Mount Aetna | $1,847 | -22.6% |
| Williamsport | $1,849 | -22.5% |
| Easton | $1,849 | -22.5% |
| Federalsburg | $1,850 | -22.4% |
| Hillsboro | $1,854 | -22.3% |
Show All Rows
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["City","Average annual cost","Percentage difference from average"],["Leitersburg","$1,826","-23.5%"],["Smithsburg","$1,836","-23.1%"],["Paramount-Long Meadow","$1,837","-23.0%"],["Cavetown","$1,838","-23.0%"],["Fountainhead-Orchard Hills","$1,842","-22.8%"],["Robinwood","$1,843","-22.7%"],["Preston","$1,846","-22.6%"],["Mount Aetna","$1,847","-22.6%"],["Williamsport","$1,849","-22.5%"],["Easton","$1,849","-22.5%"],["Federalsburg","$1,850","-22.4%"],["Hillsboro","$1,854","-22.3%"],["Templeville","$1,854","-22.3%"],["St. Michaels","$1,855","-22.3%"],["Goldsboro","$1,856","-22.2%"],["Trappe","$1,856","-22.2%"],["Oxford","$1,857","-22.2%"],["Chewsville","$1,857","-22.2%"],["Cascade","$1,858","-22.1%"],["Royal Oak","$1,859","-22.1%"],["Wye Mills","$1,862","-22.0%"],["Neavitt","$1,862","-22.0%"],["Newcomb","$1,862","-22.0%"],["Claiborne","$1,863","-21.9%"],["Sherwood","$1,863","-21.9%"],["Wilson-Conococheague","$1,863","-21.9%"],["Henderson","$1,863","-21.9%"],["McDaniel","$1,864","-21.9%"],["Halfway","$1,865","-21.8%"],["Ridgely","$1,866","-21.8%"],["Bethlehem","$1,867","-21.7%"],["Clear Spring","$1,868","-21.7%"],["Marydel","$1,870","-21.6%"],["Maugansville","$1,870","-21.6%"],["Cordova","$1,870","-21.6%"],["Bozman","$1,871","-21.6%"],["Funkstown","$1,872","-21.6%"],["Fairplay","$1,872","-21.5%"],["Big Pool","$1,873","-21.5%"],["Tilghman","$1,876","-21.4%"],["St. James","$1,877","-21.3%"],["Wittman","$1,881","-21.2%"],["Denton","$1,889","-20.8%"],["Tilghmanton","$1,890","-20.8%"],["Sharpsburg","$1,891","-20.7%"],["Brownsville","$1,892","-20.7%"],["Hagerstown","$1,892","-20.7%"],["Gapland","$1,893","-20.6%"],["Rohrersville","$1,893","-20.6%"],["Greensboro","$1,894","-20.6%"],["Berlin","$1,898","-20.4%"],["West Ocean City","$1,899","-20.4%"],["Ocean Pines","$1,899","-20.4%"],["Mount Lena","$1,901","-20.3%"],["Bishopville","$1,901","-20.3%"],["Ocean City","$1,903","-20.2%"],["Mardela Springs","$1,903","-20.2%"],["Sabillasville","$1,906","-20.1%"],["Queenstown","$1,907","-20.1%"],["Allen","$1,908","-20.0%"],["Rhodesdale","$1,909","-20.0%"],["Keedysville","$1,910","-20.0%"],["Grasonville","$1,910","-19.9%"],["Whaleyville","$1,911","-19.9%"],["Hancock","$1,911","-19.9%"],["Powellville","$1,912","-19.9%"],["Showell","$1,913","-19.8%"],["Newark","$1,913","-19.8%"],["Hurlock","$1,913","-19.8%"],["Secretary","$1,913","-19.8%"],["Boonsboro","$1,913","-19.8%"],["East New Market","$1,913","-19.8%"],["Pittsville","$1,914","-19.8%"],["Sharptown","$1,914","-19.8%"],["Church Hill","$1,914","-19.8%"],["La Vale","$1,914","-19.8%"],["Stevensville","$1,915","-19.7%"],["Trego-Rohrersville Station","$1,916","-19.7%"],["Price","$1,916","-19.7%"],["Eckhart Mines","$1,917","-19.7%"],["Linkwood","$1,917","-19.6%"],["Frostburg","$1,917","-19.6%"],["Hebron","$1,917","-19.6%"],["Crocheron","$1,917","-19.6%"],["Queen Anne","$1,918","-19.6%"],["Grahamtown","$1,919","-19.6%"],["Fruitland","$1,919","-19.6%"],["Ingleside","$1,920","-19.5%"],["Woolford","$1,920","-19.5%"],["Chester","$1,920","-19.5%"],["Nanticoke","$1,920","-19.5%"],["Willards","$1,920","-19.5%"],["Bowmans Addition","$1,920","-19.5%"],["Mount Savage","$1,920","-19.5%"],["Madison","$1,920","-19.5%"],["Toddville","$1,921","-19.5%"],["Taylors Island","$1,921","-19.5%"],["Potomac Park","$1,922","-19.5%"],["Stockton","$1,922","-19.4%"],["Cambridge","$1,922","-19.4%"],["Wingate","$1,922","-19.4%"],["Algonquin","$1,923","-19.4%"],["Cumberland","$1,923","-19.4%"],["Crapo","$1,924","-19.4%"],["Girdletree","$1,924","-19.4%"],["Bivalve","$1,924","-19.4%"],["Fishing Creek","$1,925","-19.3%"],["Corriganville","$1,925","-19.3%"],["Church Creek","$1,926","-19.3%"],["Delmar","$1,928","-19.2%"],["Barclay","$1,929","-19.2%"],["Emmitsburg","$1,930","-19.1%"],["Lonaconing","$1,934","-18.9%"],["Barton","$1,935","-18.9%"],["Tyaskin","$1,937","-18.8%"],["Ellerslie","$1,939","-18.7%"],["Rock Hall","$1,939","-18.7%"],["Cresaptown","$1,939","-18.7%"],["Flintstone","$1,940","-18.7%"],["Sudlersville","$1,941","-18.7%"],["Rawlings","$1,942","-18.6%"],["Chestertown","$1,943","-18.6%"],["Kennedyville","$1,944","-18.5%"],["Oldtown","$1,944","-18.5%"],["Rocky Ridge","$1,944","-18.5%"],["Myersville","$1,944","-18.5%"],["Millington","$1,944","-18.5%"],["Jefferson","$1,944","-18.5%"],["Thurmont","$1,944","-18.5%"],["Burkittsville","$1,945","-18.5%"],["Manokin","$1,945","-18.5%"],["Rehobeth","$1,945","-18.5%"],["Tylerton","$1,945","-18.5%"],["Upper Fairmount","$1,945","-18.5%"],["Upper Hill","$1,945","-18.5%"],["Vienna","$1,945","-18.5%"],["Ewell","$1,945","-18.5%"],["Massey","$1,946","-18.4%"],["Westernport","$1,946","-18.4%"],["Grantsville","$1,946","-18.4%"],["Midlothian","$1,948","-18.4%"],["Pinto","$1,948","-18.4%"],["Spring Gap","$1,948","-18.4%"],["Quantico","$1,948","-18.4%"],["Parsonsburg","$1,948","-18.3%"],["Worton","$1,949","-18.3%"],["Crumpton","$1,949","-18.3%"],["Luke","$1,949","-18.3%"],["Little Orleans","$1,950","-18.3%"],["Salisbury","$1,950","-18.3%"],["Marion Station","$1,951","-18.2%"],["Centreville","$1,951","-18.2%"],["Still Pond","$1,954","-18.1%"],["Snow Hill","$1,954","-18.1%"],["Chance","$1,956","-18.0%"],["Deal Island","$1,956","-18.0%"],["Wenona","$1,956","-18.0%"],["Eden","$1,956","-18.0%"],["Galena","$1,956","-18.0%"],["Pocomoke City","$1,959","-17.9%"],["Swanton","$1,960","-17.8%"],["Bloomington","$1,961","-17.8%"],["Ballenger Creek","$1,963","-17.7%"],["Accident","$1,963","-17.7%"],["Friendsville","$1,965","-17.6%"],["McHenry","$1,965","-17.6%"],["Kitzmiller","$1,966","-17.6%"],["Crisfield","$1,966","-17.6%"],["Mountain Lake Park","$1,967","-17.6%"],["Oakland","$1,967","-17.6%"],["Knoxville","$1,972","-17.4%"],["Deer Park","$1,974","-17.3%"],["Bittinger","$1,976","-17.2%"],["Dames Quarter","$1,977","-17.2%"],["Adamstown","$1,978","-17.1%"],["Tuscarora","$1,979","-17.1%"],["Libertytown","$1,980","-17.0%"],["Betterton","$1,983","-16.9%"],["Braddock Heights","$1,983","-16.9%"],["Brunswick","$1,984","-16.9%"],["Walkersville","$1,987","-16.7%"],["Frederick","$1,990","-16.6%"],["Westover","$1,990","-16.6%"],["Mount Vernon","$1,991","-16.5%"],["Princess Anne","$1,991","-16.5%"],["Point of Rocks","$1,993","-16.5%"],["Unionville","$1,994","-16.4%"],["Spring Ridge","$1,996","-16.3%"],["Ijamsville","$1,998","-16.3%"],["Middletown","$2,002","-16.1%"],["Woodsboro","$2,008","-15.8%"],["Linganore","$2,011","-15.7%"],["Buckeystown","$2,012","-15.7%"],["Ladiesburg","$2,015","-15.5%"],["New Market","$2,021","-15.3%"],["Monrovia","$2,031","-14.9%"],["Urbana","$2,031","-14.9%"],["Mount Airy","$2,034","-14.7%"],["New Midway","$2,065","-13.5%"],["Hollywood","$2,067","-13.4%"],["Leonardtown","$2,068","-13.3%"],["Loveville","$2,073","-13.1%"],["Patuxent River","$2,081","-12.8%"],["Valley Lee","$2,081","-12.8%"],["Ridge","$2,084","-12.7%"],["Helen","$2,085","-12.6%"],["Drayden","$2,085","-12.6%"],["Dameron","$2,086","-12.6%"],["California","$2,089","-12.4%"],["Piney Point","$2,092","-12.3%"],["Saint Marys","$2,093","-12.3%"],["Saint Marys City","$2,093","-12.3%"],["Tall Timbers","$2,093","-12.3%"],["Cecilton","$2,094","-12.2%"],["Coltons Point","$2,100","-12.0%"],["Abell","$2,100","-12.0%"],["Lexington Park","$2,100","-12.0%"],["Somerset","$2,101","-12.0%"],["Warwick","$2,102","-11.9%"],["Park Hall","$2,102","-11.9%"],["Saint Leonard","$2,102","-11.9%"],["Chevy Chase","$2,103","-11.9%"],["Union Bridge","$2,104","-11.8%"],["Compton","$2,104","-11.8%"],["Morganza","$2,104","-11.8%"],["Dowell","$2,104","-11.8%"],["Solomons","$2,105","-11.8%"],["Chevy Chase Village","$2,106","-11.7%"],["Friendship Heights Village","$2,106","-11.7%"],["Dickerson","$2,107","-11.7%"],["Great Mills","$2,108","-11.7%"],["Lusby","$2,109","-11.6%"],["Bethesda","$2,109","-11.6%"],["Port Republic","$2,111","-11.5%"],["Saint Inigoes","$2,113","-11.4%"],["Drum Point","$2,113","-11.4%"],["Callaway","$2,114","-11.4%"],["Chevy Chase Section Five","$2,114","-11.4%"],["Chevy Chase Section Three","$2,114","-11.4%"],["Chesapeake Ranch Estates","$2,115","-11.3%"],["Chaptico","$2,116","-11.3%"],["Maddox","$2,116","-11.3%"],["Scotland","$2,117","-11.3%"],["Clements","$2,118","-11.2%"],["Brookmont","$2,118","-11.2%"],["Barstow","$2,119","-11.2%"],["Broomes Island","$2,121","-11.1%"],["Earleville","$2,128","-10.8%"],["Avenue","$2,134","-10.6%"],["Georgetown","$2,138","-10.4%"],["North Bethesda","$2,139","-10.3%"],["Keymar","$2,140","-10.3%"],["Chevy Chase View","$2,144","-10.1%"],["Bushwood","$2,145","-10.1%"],["Cabin John","$2,146","-10.0%"],["Huntingtown","$2,147","-10.0%"],["Glen Echo","$2,147","-10.0%"],["Chesapeake Beach","$2,168","-9.1%"],["Kensington","$2,171","-9.0%"],["Prince Frederick","$2,185","-8.4%"],["North Potomac","$2,186","-8.4%"],["Travilah","$2,190","-8.2%"],["Potomac","$2,191","-8.2%"],["Mechanicsville","$2,194","-8.0%"],["Westminster","$2,201","-7.8%"],["Owings","$2,205","-7.6%"],["New Windsor","$2,211","-7.3%"],["Taneytown","$2,215","-7.2%"],["Sunderland","$2,225","-6.7%"],["North Kensington","$2,226","-6.7%"],["Lisbon","$2,227","-6.7%"],["Dunkirk","$2,229","-6.6%"],["South Kensington","$2,234","-6.4%"],["Sykesville","$2,244","-5.9%"],["North Beach","$2,246","-5.9%"],["Manchester","$2,246","-5.8%"],["Barnesville","$2,248","-5.8%"],["Eldersburg","$2,257","-5.4%"],["Garrett Park","$2,258","-5.4%"],["Charlotte Hall","$2,260","-5.3%"],["Arden on the Severn","$2,265","-5.0%"],["Damascus","$2,270","-4.9%"],["Woodbine","$2,272","-4.8%"],["Darnestown","$2,273","-4.7%"],["Crownsville","$2,273","-4.7%"],["Glenwood","$2,274","-4.7%"],["Herald Harbor","$2,274","-4.7%"],["Finksburg","$2,275","-4.6%"],["Boyds","$2,275","-4.6%"],["Naval Academy","$2,279","-4.5%"],["Arnold","$2,282","-4.3%"],["Gibson Island","$2,284","-4.3%"],["Poolesville","$2,287","-4.1%"],["Rock Point","$2,287","-4.1%"],["Rockville","$2,294","-3.9%"],["Annapolis","$2,294","-3.8%"],["Chesapeake City","$2,296","-3.8%"],["Lineboro","$2,298","-3.7%"],["Parole","$2,298","-3.7%"],["Hampstead","$2,298","-3.7%"],["Elkton","$2,298","-3.7%"],["Millersville","$2,300","-3.6%"],["Elk Mills","$2,302","-3.5%"],["Severna Park","$2,303","-3.5%"],["Street","$2,303","-3.5%"],["Churchville","$2,307","-3.3%"],["Annapolis Neck","$2,307","-3.3%"],["Cooksville","$2,308","-3.3%"],["Edgewater","$2,310","-3.2%"],["Mayo","$2,311","-3.2%"],["Clarksburg","$2,313","-3.1%"],["Darlington","$2,315","-3.0%"],["Havre De Grace","$2,316","-2.9%"],["Sherwood Forest","$2,318","-2.9%"],["Beallsville","$2,318","-2.8%"],["Bel Air","$2,319","-2.8%"],["Riva","$2,322","-2.7%"],["Bel Air North","$2,322","-2.7%"],["Crofton","$2,323","-2.6%"],["Forest Hill","$2,323","-2.6%"],["Pylesville","$2,323","-2.6%"],["Germantown","$2,325","-2.5%"],["Bel Air South","$2,328","-2.4%"],["Perry Point","$2,329","-2.4%"],["Lake Shore","$2,333","-2.2%"],["North East","$2,336","-2.1%"],["Riviera Beach","$2,336","-2.1%"],["Highland","$2,337","-2.1%"],["Glenelg","$2,337","-2.1%"],["Dayton","$2,339","-2.0%"],["Benson","$2,339","-2.0%"],["Childs","$2,341","-1.9%"],["Fulton","$2,341","-1.9%"],["Jarrettsville","$2,344","-1.8%"],["Aberdeen","$2,344","-1.8%"],["Laytonsville","$2,345","-1.7%"],["Fallston","$2,345","-1.7%"],["Charlestown","$2,346","-1.7%"],["Whiteford","$2,348","-1.6%"],["Friendship","$2,350","-1.5%"],["Gaithersburg","$2,350","-1.5%"],["Port Deposit","$2,353","-1.4%"],["Rising Sun","$2,357","-1.2%"],["Colora","$2,362","-1.0%"],["Tracys Landing","$2,364","-0.9%"],["Olney","$2,367","-0.8%"],["West Friendship","$2,367","-0.8%"],["Deale","$2,368","-0.8%"],["Lothian","$2,369","-0.7%"],["Churchton","$2,369","-0.7%"],["Davidsonville","$2,371","-0.6%"],["Clarksville","$2,377","-0.4%"],["Perryman","$2,380","-0.3%"],["Belcamp","$2,381","-0.2%"],["Harwood","$2,384","-0.1%"],["Perryville","$2,387","0.0%"],["Shady Side","$2,389","0.1%"],["Bel Alton","$2,389","0.1%"],["Galesville","$2,391","0.2%"],["Montgomery Village","$2,393","0.3%"],["Wheaton","$2,396","0.4%"],["Gambrills","$2,397","0.5%"],["La Plata","$2,401","0.6%"],["Cobb Island","$2,402","0.7%"],["Conowingo","$2,403","0.7%"],["Brookeville","$2,406","0.8%"],["Port Tobacco","$2,408","0.9%"],["Newburg","$2,409","1.0%"],["Abingdon","$2,409","1.0%"],["Benedict","$2,409","1.0%"],["Issue","$2,409","1.0%"],["Washington Grove","$2,411","1.0%"],["Fort Meade","$2,414","1.2%"],["Bryantown","$2,414","1.2%"],["Hughesville","$2,418","1.3%"],["Odenton","$2,420","1.4%"],["Derwood","$2,420","1.4%"],["Mount Victoria","$2,421","1.5%"],["Faulkner","$2,421","1.5%"],["Ironsides","$2,422","1.5%"],["Aberdeen Proving Ground","$2,424","1.6%"],["Ashton","$2,426","1.7%"],["West River","$2,426","1.7%"],["Brinklow","$2,436","2.1%"],["Pasadena","$2,437","2.2%"],["Annapolis Junction","$2,438","2.2%"],["Redland","$2,440","2.3%"],["Maryland City","$2,447","2.6%"],["Nanjemoy","$2,448","2.6%"],["Welcome","$2,460","3.1%"],["Pleasant Hills","$2,463","3.2%"],["Simpsonville","$2,466","3.4%"],["Sandy Spring","$2,467","3.4%"],["Scaggsville","$2,470","3.5%"],["Hanover","$2,471","3.6%"],["White Hall","$2,471","3.6%"],["Pomfret","$2,473","3.6%"],["Ellicott City","$2,473","3.6%"],["Freeland","$2,474","3.7%"],["Baldwin","$2,476","3.8%"],["Marriottsville","$2,478","3.9%"],["Hydes","$2,483","4.1%"],["Ilchester","$2,489","4.3%"],["Fork","$2,490","4.3%"],["Columbia","$2,492","4.5%"],["Parkton","$2,493","4.5%"],["Marbury","$2,494","4.5%"],["Harmans","$2,496","4.6%"],["Indian Head","$2,504","5.0%"],["Potomac Heights","$2,505","5.0%"],["Andrews AFB","$2,506","5.0%"],["Savage","$2,506","5.0%"],["Gunpowder","$2,515","5.4%"],["Jessup","$2,519","5.6%"],["Elkridge","$2,527","5.9%"],["Bryans Road","$2,527","5.9%"],["Severn","$2,534","6.2%"],["Joppa","$2,536","6.3%"],["Monkton","$2,537","6.4%"],["Sparks Glencoe","$2,552","7.0%"],["Upper Falls","$2,567","7.6%"],["Laurel","$2,567","7.6%"],["Linthicum Heights","$2,573","7.8%"],["Kingsville","$2,574","7.9%"],["Bensville","$2,577","8.0%"],["Upperco","$2,586","8.4%"],["White Plains","$2,587","8.4%"],["Konterra","$2,588","8.5%"],["Berwyn Heights","$2,588","8.5%"],["Brooklandville","$2,589","8.5%"],["Aspen Hill","$2,590","8.5%"],["Woodstock","$2,591","8.6%"],["Butler","$2,591","8.6%"],["Glen Burnie","$2,597","8.9%"],["Waldorf","$2,599","8.9%"],["Fairwood","$2,603","9.1%"],["Glen Arm","$2,605","9.2%"],["Silver Spring","$2,609","9.4%"],["Kemp Mill","$2,611","9.4%"],["Four Corners","$2,612","9.5%"],["West Laurel","$2,612","9.5%"],["Linthicum","$2,613","9.5%"],["White Oak","$2,615","9.6%"],["Stevenson","$2,616","9.6%"],["Maryland Line","$2,617","9.7%"],["Boring","$2,618","9.7%"],["Bowie","$2,620","9.8%"],["Aquasco","$2,621","9.9%"],["Phoenix","$2,625","10.0%"],["Spencerville","$2,626","10.1%"],["Edgewood","$2,630","10.2%"],["Lutherville","$2,637","10.5%"],["Ferndale","$2,639","10.6%"],["Lutherville Timonium","$2,641","10.7%"],["Fairland","$2,653","11.2%"],["South Laurel","$2,662","11.6%"],["Timonium","$2,662","11.6%"],["College Park","$2,667","11.8%"],["Baden","$2,668","11.8%"],["Burtonsville","$2,668","11.8%"],["Long Green","$2,671","11.9%"],["Croom","$2,674","12.1%"],["Cedarville","$2,689","12.7%"],["Brandywine","$2,709","13.5%"],["Greenbelt","$2,713","13.7%"],["Cockeysville","$2,715","13.8%"],["Curtis Bay","$2,717","13.9%"],["Takoma Park","$2,718","13.9%"],["Hunt Valley","$2,719","14.0%"],["Glenn Dale","$2,723","14.1%"],["Colesville","$2,729","14.4%"],["Mitchellville","$2,734","14.6%"],["Hampton","$2,746","15.1%"],["Calverton","$2,747","15.1%"],["Riderwood","$2,747","15.2%"],["Accokeek","$2,764","15.8%"],["Glyndon","$2,766","15.9%"],["Chase","$2,777","16.4%"],["Nottingham","$2,779","16.5%"],["Cheltenham","$2,783","16.7%"],["Lake Arbor","$2,803","17.5%"],["Woodmore","$2,804","17.5%"],["Clinton","$2,807","17.6%"],["Upper Marlboro","$2,807","17.7%"],["Kettering","$2,808","17.7%"],["White Marsh","$2,809","17.7%"],["Largo","$2,812","17.8%"],["Perry Hall","$2,825","18.4%"],["Springdale","$2,838","19.0%"],["Lanham Seabrook","$2,877","20.6%"],["Lanham","$2,882","20.8%"],["Seabrook","$2,887","21.0%"],["Glenarden","$2,887","21.0%"],["Beltsville","$2,890","21.1%"],["Lansdowne","$2,894","21.3%"],["Fort Washington","$2,898","21.5%"],["Brooklyn Park","$2,901","21.6%"],["Langley Park","$2,903","21.7%"],["Halethorpe","$2,910","22.0%"],["Fort Howard","$2,916","22.2%"],["Friendly","$2,930","22.8%"],["Chillum","$2,940","23.2%"],["Carney","$2,969","24.4%"],["Hillandale","$2,973","24.6%"],["Edgemere","$2,979","24.9%"],["Adelphi","$2,988","25.2%"],["East Riverdale","$3,004","25.9%"],["Edmonston","$3,009","26.1%"],["Mount Rainier","$3,016","26.4%"],["University Park","$3,018","26.5%"],["Riverdale Park","$3,019","26.5%"],["Riverdale","$3,020","26.6%"],["Parkville","$3,021","26.6%"],["National Harbor","$3,022","26.7%"],["Towson","$3,024","26.7%"],["Sparrows Point","$3,027","26.9%"],["Bowleys Quarters","$3,027","26.9%"],["Brentwood","$3,028","26.9%"],["Camp Springs","$3,030","27.0%"],["Colmar Manor","$3,039","27.4%"],["Oxon Hill","$3,042","27.5%"],["Temple Hills","$3,055","28.0%"],["Cottage City","$3,064","28.4%"],["Landover Hills","$3,073","28.8%"],["New Carrollton","$3,087","29.4%"],["Middle River","$3,088","29.4%"],["Dundalk","$3,093","29.7%"],["Hyattsville","$3,094","29.7%"],["Rossville","$3,095","29.7%"],["Reisterstown","$3,104","30.1%"],["Marlow Heights","$3,108","30.3%"],["Essex","$3,122","30.9%"],["Bladensburg","$3,124","30.9%"],["Hillcrest Heights","$3,129","31.2%"],["Forest Heights","$3,133","31.3%"],["Forestville","$3,134","31.4%"],["Glassmanor","$3,138","31.5%"],["Catonsville","$3,147","31.9%"],["Morningside","$3,154","32.2%"],["Westphalia","$3,167","32.7%"],["District Heights","$3,167","32.7%"],["Landover","$3,168","32.8%"],["Suitland","$3,169","32.8%"],["Cheverly","$3,170","32.9%"],["Walker Mill","$3,176","33.1%"],["Silver Hill","$3,183","33.4%"],["Seat Pleasant","$3,185","33.5%"],["Brooklyn","$3,185","33.5%"],["Peppermill Village","$3,194","33.9%"],["Owings Mills","$3,198","34.0%"],["Fairmount Heights","$3,213","34.7%"],["Capitol Heights","$3,225","35.2%"],["Coral Hills","$3,232","35.5%"],["Arbutus","$3,324","39.3%"],["Garrison","$3,334","39.7%"],["Rosedale","$3,487","46.2%"],["Overlea","$3,524","47.7%"],["Lochearn","$3,535","48.2%"],["Milford Mill","$3,553","48.9%"],["Woodlawn","$3,560","49.2%"],["Baltimore","$3,608","51.2%"],["Pikesville","$3,609","51.3%"],["Randallstown","$3,627","52.0%"],["Windsor Mill","$3,669","53.8%"],["Gwynn Oak","$3,843","61.1%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Auto insurance rate changes by company in Maryland
Maryland auto insurance companies decreased premiums by an average of 2.5% during 2020. The largest such decrease was by State Farm, which cut insurance rates by 14.6% across all of its driver profiles.
Rates in 2020 fell for the first time in five years due to the coronavirus pandemic, which forced many individuals to travel less and reduce their driving. With this, auto insurance claims fell to record low levels, allowing auto companies to offer cheaper car insurance.
Insurer | Premiums written (millions) 2019 | Rate change 2019 | Rate change 2020 |
|---|---|---|---|
| Geico | $1,353.2 | -3.1% | 2.5% |
| State Farm | $935.8 | -0.6% | -14.6% |
| Allstate | $640.7 | 3.9% | -0.1% |
| USAA | $482.4 | 2.0% | -0.2% |
| Erie | $440.6 | 7.0% | -3.6% |
| Progressive | $412.8 | 0.2% | -4.0% |
| Nationwide | $313.2 | 1.8% | 6.0% |
| Liberty Mutual | $174.0 | 0.0% | 0.1% |
| Travelers | $102.7 | 0.0% | 0.0% |
| Agency Insurance Company | $55.4 | 0.2% | 0.0% |
{"alignsHorizontal":["left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Premiums written (millions) 2019","Rate change 2019","Rate change 2020"],["Geico","\u00a0 $1,353.2\u00a0","-3.1%","2.5%"],["State Farm","\u00a0 $935.8\u00a0","-0.6%","-14.6%"],["Allstate","\u00a0 $640.7\u00a0","3.9%","-0.1%"],["USAA","\u00a0 $482.4\u00a0","2.0%","-0.2%"],["Erie","\u00a0 $440.6\u00a0","7.0%","-3.6%"],["Progressive","\u00a0 $412.8\u00a0","0.2%","-4.0%"],["Nationwide","\u00a0 $313.2\u00a0","1.8%","6.0%"],["Liberty Mutual","\u00a0 $174.0\u00a0","0.0%","0.1%"],["Travelers","\u00a0 $102.7\u00a0","0.0%","0.0%"],["Agency Insurance Company","\u00a0 $55.4\u00a0","0.2%","0.0%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EMaryland auto insurance companies decreased premiums by an average of 2.5% during 2020. The largest such decrease was by State Farm, which cut insurance rates by 14.6% across all of its driver profiles.\u003C\/p\u003E\n\n\u003Cp\u003ERates in 2020 fell for the first time in five years due to the coronavirus pandemic, which forced many individuals to travel less and reduce their driving. With this, auto insurance claims fell to record low levels, allowing auto companies to offer cheaper car insurance.\u00a0\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPremiums written (millions) 2019\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate change 2019\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate change 2020\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $1,353.2\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-3.1%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E2.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $935.8\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-0.6%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-14.6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $640.7\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-0.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $482.4\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E2.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-0.2%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $440.6\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E7.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-3.6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $412.8\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.2%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-4.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $313.2\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.8%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELiberty Mutual\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $174.0\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $102.7\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAgency Insurance Company\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u00a0 $55.4\u00a0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.2%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Premiums written (millions) 2019\",\"Rate change 2019\",\"Rate change 2020\"],[\"Geico\",\"\\u00a0 $1,353.2\\u00a0\",\"-3.1%\",\"2.5%\"],[\"State Farm\",\"\\u00a0 $935.8\\u00a0\",\"-0.6%\",\"-14.6%\"],[\"Allstate\",\"\\u00a0 $640.7\\u00a0\",\"3.9%\",\"-0.1%\"],[\"USAA\",\"\\u00a0 $482.4\\u00a0\",\"2.0%\",\"-0.2%\"],[\"Erie\",\"\\u00a0 $440.6\\u00a0\",\"7.0%\",\"-3.6%\"],[\"Progressive\",\"\\u00a0 $412.8\\u00a0\",\"0.2%\",\"-4.0%\"],[\"Nationwide\",\"\\u00a0 $313.2\\u00a0\",\"1.8%\",\"6.0%\"],[\"Liberty Mutual\",\"\\u00a0 $174.0\\u00a0\",\"0.0%\",\"0.1%\"],[\"Travelers\",\"\\u00a0 $102.7\\u00a0\",\"0.0%\",\"0.0%\"],[\"Agency Insurance Company\",\"\\u00a0 $55.4\\u00a0\",\"0.2%\",\"0.0%\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
Maryland state minimum auto insurance requirements
Maryland's financial responsibility law mandates that drivers carry both liability insurance and uninsured motorist coverage.
These coverages offer financial protection in the event you harm someone else or damage their property in an accident, as well as cover any damage caused to you in an accident with an uninsured driver.
According to state law, drivers in Maryland are required to carry these coverages with the following minimum limits:
Maryland car insurance requirements | Minimum coverage limits |
|---|---|
| Bodily injury (BI) | $30,000 per person/$60,000 per accident |
| Property damage (PD) | $15,000 per accident |
| Uninsured/underinsured motorist BI (UM/UIMBI) | $30,000 per person/$60,000 per accident |
| Uninsured/underinsured motorist PD (UM/UIMPD) | $15,000 per accident, $250 deductible |
| Personal injury protection (PIP) | $2,500 minimum |
{"alignsHorizontal":["left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Maryland car insurance requirements","Minimum coverage limits"],["Bodily injury (BI)","$30,000 per person\/$60,000 per accident"],["Property damage (PD)","$15,000 per accident"],["Uninsured\/underinsured motorist BI (UM\/UIMBI)","$30,000 per person\/$60,000 per accident"],["Uninsured\/underinsured motorist PD (UM\/UIMPD)","$15,000 per accident, $250 deductible"],["Personal injury protection (PIP)","$2,500 minimum"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
Additionally, your insurer is required to include personal injury protection (PIP), which protects you against bodily injury in an accident regardless of who was at fault.
The minimum PIP Maryland drivers are required to carry is $2,500, though you may choose, in writing, a limited PIP option that essentially waives coverage.
- A limited PIP policy prevents you from receiving PIP benefits under any PIP policy issued in the state of Maryland.
- If you carry limited PIP coverage and are injured in an accident while driving your friend's car, for instance, you cannot receive PIP reimbursement through the car insurance policy affiliated with that vehicle.
- Limited PIP costs less and is worth considering if you have health insurance that covers car accidents.
Although your auto insurance policy may meet Maryland's minimum coverage requirements, it may not be best suited to your needs. We recommend that all Maryland drivers consider opting for higher coverage limits, as minimum coverage may not be enough to fully cover damages in a costly accident.
Recap of the cheapest auto insurance in Maryland
- Minimum coverage: Erie
- Full coverage: Progressive
- After an at-fault accident: State Farm
- After a speeding ticket: Progressive
- After a DUI: State Farm
- Poor credit history: Progressive
- Very good credit history: State Farm
- Married couples: Progressive
- Young drivers: Erie
- Young drivers with one accident: Progressive
- Young drivers with a speeding ticket: Progressive
Methodology
We collected thousands of rates from ZIP codes across Maryland for the largest 10 insurers. We used a sample driver with the following profile:
- 30-year-old man
- Drives a 2015 Honda Civic EX
- Average credit
The base policy for the study was a full-coverage policy with the following limits:
Coverage type | Study limits |
|---|---|
| Bodily liability | $50,000 per person/$100,000 per accident |
| Personal injury protection | $10,000 |
| Property damage | $25,000 per accident |
| Uninsured/underinsured motorist bodily injury | $50,000 per person/$100,000 per accident |
| Comprehensive and collision | $500 deductible |
{"alignsHorizontal":[],"alignsVertical":[],"columnWidths":[],"data":[["Coverage type","Study limits"],["Bodily liability","$50,000 per person\/$100,000 per accident"],["Personal injury protection","$10,000"],["Property damage","$25,000 per accident"],["Uninsured\/underinsured motorist bodily injury","$50,000 per person\/$100,000 per accident"],["Comprehensive and collision","$500 deductible"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
For our minimum-coverage policy, we quoted a policy with the minimum required limits in Maryland, above.
For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.