Who Has the Cheapest Car Insurance Quotes in Kansas? (2021)

Who Has the Cheapest Car Insurance Quotes in Kansas? (2021)

We reviewed all of the top auto insurance companies in Kansas and found that State Farm has the best rates for drivers with a minimum coverage rate of $379 per year.

Find Cheap Auto Insurance Quotes in Kansas

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We reviewed all of the top auto insurance companies in Kansas and found that State Farm has the best rates for drivers with a minimum coverage rate of $379 per year.

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Auto insurance rates in Kansas differ greatly based on where drivers live. We looked at local auto insurance quotes across the state to determine which companies had the best car insurance rates.

To get your best rate in Kansas, you should compare quotes from several car insurance companies. Enter your ZIP code above for a list of auto insurers near you with the cheapest quotes.

Cheapest auto insurance in Kansas: State Farm

State Farm is the cheapest car insurance company for minimum liability, according to our rate analysis. A minimum policy is one that only meets state requirements, and it is the cheapest form of insurance you can get.

Premiums from State Farm average $379 per year across the quotes we considered. Furthermore, the cost of State Farm car insurance in Kansas is 35% cheaper than the average cost of minimum liability coverage.

Compare Car Insurance Rates in Kansas

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Below are all seven Kansas auto insurers included in our study. We've displayed minimum coverage insurance quotes from each company from lowest to highest annual rate.

Rank
Company
Average annual rate
1State Farm$379
2Farm Bureau$476
3Progressive$486
4Allstate$696
5American Family$846
6Farmers$847
N/AUSAA$352

USAA is excluded from rankings because it is only available to current and former military members and their families.

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Minimum coverage car insurance policies only meet Kansas state law's minimum coverage requirements. Unlike full coverage car insurance, minimum coverage doesn't include comprehensive and collision coverage, which cover the cost of damage to your car in scenarios where another driver isn't liable for the damage.

While a minimum coverage auto insurance policy is cheaper, lower coverage limits may put you at risk of insufficient protection in the event of a car accident.

Your auto insurance quotes will differ depending upon where you live and your driving record, among other factors. We recommend you comparison shop to ensure you find the best rates for car insurance in Kansas.

Cheapest company for full coverage: State Farm

The average cost of full coverage auto insurance in Kansas is $2,043 per year, or $170 per month, but drivers could find cheaper rates by comparing car insurance companies.

For cheap full-coverage insurance in Kansas, we recommend State Farm for most people. However, other cheap companies include American Family and Progressive, which are below the statewide average for a full coverage auto insurance policy.

Insurer
Annual cost
Monthly cost
State Farm$1,505$125
American Family Mutual$1,737$145
Progressive NorthWestern$1,806$151
Kansas average$2,043$170
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Full coverage car insurance includes comprehensive and collision coverage, which protect drivers against damage to their vehicle. You might purchase a full coverage policy if you would like to ensure your car is covered against crashes into fixed structures or other vehicles. Full coverage car insurance protects you regardless of who was at fault.

Cheap car insurance for drivers with prior incidents

Usually, if a driver has received a citation for a traffic violation, received a DUI (driving under the influence) citation or been in an at-fault accident, the average cost of car insurance will be greater for that driver. With this in mind, we found the cheapest full coverage car insurance for drivers who:

Find Cheap Auto Insurance Quotes in Kansas

Currently insured?
No spam. No hassle. No hidden costs.
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Cheapest for drivers with an accident: State Farm

For individuals that have been in an at-fault accident, we found in our research that State Farm offered the cheapest rates after such an event. In fact, the company is 11% cheaper than the next closest competitor, American Family.

Overall, the average cost of a full coverage auto insurance policy after an at-fault accident is $2,767. This means that due to an at-fault accident, a driver in Kansas could expect their premiums to increase by $724 on average.

Insurer
Annual cost
Monthly cost
State Farm$1,718$143
American Family$1,939$162
Progressive$2,732$228
Kansas average$2,767$231
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Cheapest car insurance for people with a speeding ticket: State Farm

Individuals with a speeding ticket can expect their average cost of auto insurance to be $2,404 in Kansas. However, for those looking for cheap full coverage, we recommend going with State Farm, as it has the cheapest rates in the state at $1,611. When compared to the average cost, State Farm's policy is $793 cheaper.

Insurer
Annual cost
Monthly cost
State Farm$1,611$134
American Family$1,737$145
Progressive$2,189$182
Kansas average$2,404$200
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Cheapest car insurance for drivers with a DUI: State Farm

In Kansas, getting a DUI can result in your auto insurance premiums increasing by 46%, or $931 on average. We found that drivers with a DUI could get the cheapest rates on average by going with State Farm. The average cost of State Farm is $1,611, which is $126 cheaper than the next closest competitor, American Family.

Insurer
Annual cost
Monthly cost
State Farm$1,611$134
American Family$1,737$145
Progressive$1,920$160
Kansas average$2,974$248
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Cheapest car insurance for drivers with poor credit: State Farm

Credit scores are another factor that auto insurance companies use to set your rates. In general, individuals with lower credit scores experience higher auto insurance premiums when compared to people with average or good scores. In Kansas, individuals with poor credit can find the cheapest full coverage auto insurance with State Farm at $2,334.

Insurer
Annual cost
Monthly cost
State Farm$2,334$194
American Family$2,603$217
Farm Bureau$2,796$233
Kansas average$2,748$229
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No hassle. No hidden costs.\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"QuoteWizardQuoteForm\"\u003E{\"buttonText\":\"KS Quotes\",\"customEventLabel\":\"\",\"defaultProduct\":\"auto\",\"defaultZip\":\"\",\"hideTitle\":false,\"id\":\"QuoteWizardQuoteForm--660\",\"isAgeFieldVisible\":true,\"isDeltyForm\":false,\"isInsuranceTypeFieldVisible\":true,\"isInsuredStatusFieldVisible\":true,\"quoteWizardEndpoint\":\"https:\\\/\\\/quotes.valuepenguin.com\",\"showTrustMessage\":\"true\",\"style\":\"dropshadow\",\"tier\":\"VPT1\",\"title\":\"Find Cheap Auto Insurance Quotes in Kansas\",\"trackingKey\":\"_best-cheap-car-insurance-kansas\",\"trustMessage\":\"No spam. No hassle. No hidden costs.\",\"vendor\":\"vp\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"accident\"\u003ECheapest for drivers with an accident: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EFor individuals that have been in an at-fault accident, we found in our research that State Farm offered the cheapest rates after such an event. In fact, the company is 11% cheaper than the next closest competitor, American Family.\u003C\/p\u003E\n\n\u003Cp\u003EOverall, the average cost of a full coverage auto insurance policy after an at-fault accident is $2,767. This means that due to an at-fault accident, a driver in Kansas could expect their premiums to increase by $724 on average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,718\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$143\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,939\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$162\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,732\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$228\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,767\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$231\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,718\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$143\\u003C\\\/strong\\u003E\"],[\"American Family\",\"$1,939\",\"$162\"],[\"Progressive\",\"$2,732\",\"$228\"],[\"Kansas average\",\"$2,767\",\"$231\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"speeding\"\u003ECheapest car insurance for people with a speeding ticket: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EIndividuals with a speeding ticket can expect their average cost of auto insurance to be $2,404 in Kansas. However, for those looking for cheap full coverage, we recommend going with State Farm, as it has the cheapest rates in the state at $1,611. When compared to the average cost, State Farm's policy is $793 cheaper.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,611\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$134\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,737\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$145\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,189\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$182\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,404\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$200\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,611\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$134\\u003C\\\/strong\\u003E\"],[\"American Family\",\"$1,737\",\"$145\"],[\"Progressive\",\"$2,189\",\"$182\"],[\"Kansas average\",\"$2,404\",\"$200\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest car insurance for drivers with a DUI: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EIn Kansas, getting a DUI can result in your auto insurance premiums increasing by 46%, or $931 on average. We found that drivers with a DUI could get the cheapest rates on average by going with State Farm. The average cost of State Farm is $1,611, which is $126 cheaper than the next closest competitor, American Family.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,611\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$134\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,737\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$145\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,920\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$160\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,974\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$248\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,611\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$134\\u003C\\\/strong\\u003E\"],[\"American Family\",\"$1,737\",\"$145\"],[\"Progressive\",\"$1,920\",\"$160\"],[\"Kansas average\",\"$2,974\",\"$248\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest car insurance for drivers with poor credit: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003ECredit scores are another factor that auto insurance companies use to set your rates. In general, individuals with lower credit scores experience higher auto insurance premiums when compared to people with average or good scores. In Kansas, individuals with poor credit can find the cheapest full coverage auto insurance with State Farm at $2,334.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$2,334\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$194\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,603\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$217\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,796\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$233\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,748\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$229\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,334\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$194\\u003C\\\/strong\\u003E\"],[\"American Family\",\"$2,603\",\"$217\"],[\"Farm Bureau\",\"$2,796\",\"$233\"],[\"Kansas average\",\"$2,748\",\"$229\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest car insurance for married drivers: Progressive

Married drivers can find savings when shopping for car insurance. Specifically, in Kansas, a married individual can save $103 on average for a full coverage policy. For cheap full coverage, we suggest that you look at Progressive, whose rates are $44 cheaper than State Farm's.

Insurer
Annual cost
Monthly cost
Progressive$1,461$122
State Farm$1,505$125
American Family$1,737$145
Kansas average$1,940$162
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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EMarried drivers can find savings when shopping for car insurance. Specifically, in Kansas, a married individual can save $103 on average for a full coverage policy. For cheap full coverage, we suggest that you look at Progressive, whose rates are $44 cheaper than State Farm's.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,461\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$122\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,505\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$125\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,737\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$145\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,940\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$162\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,461\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$122\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,505\",\"$125\"],[\"American Family\",\"$1,737\",\"$145\"],[\"Kansas average\",\"$1,940\",\"$162\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Cheapest car insurance for young drivers: American Family

The average cost of car insurance for young drivers in Kansas is $5,352, which is about $3,309 more expensive than it is for older drivers. For cheap auto insurance, a young driver should choose American Family for full coverage. However, for a minimum coverage plan, young drivers would find the cheapest rates with Farm Bureau.

Rank
Insurer
Full coverage
Minimum coverage
1American Family$3,765$2,404
2State Farm$4,204$1,285
3Farm Bureau$4,645$1,246
4Allstate$6,580$1,997
5Farmers$6,855$3,104
6Progressive$8,069$2,728
N/AUSAA$3,344$1,040
N/AKansas average$5,352$1,972

USAA is excluded from rankings because it is only available to current and former military members and their families.

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Cheapest for young drivers with one accident: American Family

Having an accident will almost always cause your car insurance premiums to increase when you go to renew. For young individuals with a prior accident, American Family is the best cheap car insurance option with an average cost in Kansas of $3,967 for a full coverage plan. In fact, this is the cheapest by a large margin — the next closest option would be State Farm, which has a premium that is $967 more expensive.

Insurer
Annual cost
Monthly cost
American Family$3,967$331
State Farm$4,934$411
Farm Bureau$7,139$595
Kansas average$6,678$556
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Cheapest for young drivers with one speeding ticket: American Family

As with other young-driver coverage, the best cheap option for a young driver with a speeding ticket is American Family, which has an annual cost of $3,765. In general, a speeding ticket for a young driver would increase their auto insurance premium by $771 per year.

Insurer
Annual cost
Monthly cost
American Family$3,765$314
State Farm$4,569$381
Farm Bureau$5,897$491
Kansas average$6,123$510
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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThe average cost of car insurance for young drivers in Kansas is $5,352, which is about $3,309 more expensive than it is for older drivers. For cheap auto insurance, a young driver should choose \u003Cstrong\u003EAmerican Family\u003C\/strong\u003E for full coverage. However, for a minimum coverage plan, young drivers would find the cheapest rates with \u003Cstrong\u003EFarm Bureau\u003C\/strong\u003E.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/em\u003E\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EFull coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMinimum coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003E1\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EAmerican Family\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,765\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$2,404\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,204\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,285\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,645\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,246\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,580\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,997\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,855\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,104\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,069\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,728\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,344\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,040\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,352\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,972\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\\u003C\\\/em\\u003E\",\"Insurer\",\"Full coverage\",\"Minimum coverage\"],[\"\\u003Cstrong\\u003E1\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EAmerican Family\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,765\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,404\\u003C\\\/strong\\u003E\"],[\"2\",\"State Farm\",\"$4,204\",\"$1,285\"],[\"3\",\"Farm Bureau\",\"$4,645\",\"$1,246\"],[\"4\",\"Allstate\",\"$6,580\",\"$1,997\"],[\"5\",\"Farmers\",\"$6,855\",\"$3,104\"],[\"6\",\"Progressive\",\"$8,069\",\"$2,728\"],[\"N\\\/A\",\"USAA\",\"$3,344\",\"$1,040\"],[\"N\\\/A\",\"Kansas average\",\"$5,352\",\"$1,972\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one accident: American Family\u003C\/h3\u003E\n\n\u003Cp\u003EHaving an accident will almost always cause your car insurance premiums to increase when you go to renew. For young individuals with a prior accident, American Family is the best cheap car insurance option with an average cost in Kansas of $3,967 for a full coverage plan. In fact, this is the cheapest by a large margin \u2014 the next closest option would be State Farm, which has a premium that is $967 more expensive.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EAmerican Family\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,967\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$331\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,934\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$411\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,139\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$595\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,678\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$556\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EAmerican Family\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,967\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$331\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$4,934\",\"$411\"],[\"Farm Bureau\",\"$7,139\",\"$595\"],[\"Kansas average\",\"$6,678\",\"$556\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one speeding ticket: American Family\u003C\/h3\u003E\n\n\u003Cp\u003EAs with other young-driver coverage, the best cheap option for a young driver with a speeding ticket is American Family, which has an annual cost of $3,765. In general, a speeding ticket for a young driver would increase their auto insurance premium by $771 per year.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EAmerican Family\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,765\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$314\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,569\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$381\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,897\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$491\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,123\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$510\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EAmerican Family\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,765\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$314\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$4,569\",\"$381\"],[\"Farm Bureau\",\"$5,897\",\"$491\"],[\"Kansas average\",\"$6,123\",\"$510\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Best auto insurance companies in Kansas

The best insurers in Kansas are USAA, American Family and State Farm when considering their customer service and claim satisfaction ratings from our survey of current customers.

Overall rank
Group
Percentage of respondents overall extremely satisfied with most recent claim
Percentage of respondents who rated customer service as "excellent"
1USAA78%62%
2American Family (AmFam)86%50%
3State Farm73%46%
4Allstate72%47%
5Farmers Insurance71%38%
6Progressive74%34%

Overall rank takes both claim satisfaction and customer service rankings into account.

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Another company we like is Progressive, with an NAIC complaint index score of 0.60, which is slightly below the national average. In general, all the companies we looked at had a financial strength rating from AM Best of A or better, meaning AM Best believes they have an "Excellent" or "Superior" ability to pay out claims.

Insurer
NAIC complaint index (lower is better)
J.D. Power claims satisfaction score (higher is better)
AM Best financial strength rating
State Farm0.66881A++
American Family0.45862A
Progressive0.60856A+
Farmers0.49872A
Allstate0.63876A+
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{"backgroundColor":"white","content":"\n\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nThe best insurers in Kansas are USAA, American Family and State Farm when considering their customer service and claim satisfaction ratings from our survey of current customers.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EOverall rank\u003C\/em\u003E\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EGroup\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercentage of respondents overall extremely satisfied with most recent claim\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercentage of respondents who rated customer service as \"excellent\"\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E62%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family (AmFam)\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E86%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E50%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E73%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E46%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E72%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E47%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E71%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E38%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E74%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E34%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Overall rank\\u003C\\\/em\\u003E\",\"Group\",\"Percentage of respondents overall extremely satisfied with most recent claim\",\"Percentage of respondents who rated customer service as \\\"excellent\\\"\"],[\"1\",\"USAA\",\"78%\",\"62%\"],[\"2\",\"American Family (AmFam)\",\"86%\",\"50%\"],[\"3\",\"State Farm\",\"73%\",\"46%\"],[\"4\",\"Allstate\",\"72%\",\"47%\"],[\"5\",\"Farmers Insurance\",\"71%\",\"38%\"],[\"6\",\"Progressive\",\"74%\",\"34%\"]],\"footnote\":\"\\u003Cem\\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EAnother company we like is Progressive, with an NAIC complaint index score of 0.60, which is slightly below the national average. In general, all the companies we looked at had a financial strength rating from AM Best of A or better, meaning AM Best believes they have an \"Excellent\" or \"Superior\" ability to pay out claims.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ENAIC complaint index (lower is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EJ.D. Power claims satisfaction score (higher is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAM Best financial strength rating\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.66\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E881\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.45\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E862\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.60\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E856\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.49\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E872\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.63\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"NAIC complaint index (lower is better)\",\"J.D. Power claims satisfaction score (higher is better)\",\"AM Best financial strength rating\"],[\"State Farm\",\"0.66\",\"881\",\"A++\"],[\"American Family\",\"0.45\",\"862\",\"A\"],[\"Progressive\",\"0.60\",\"856\",\"A+\"],[\"Farmers\",\"0.49\",\"872\",\"A\"],[\"Allstate\",\"0.63\",\"876\",\"A+\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Average car insurance cost in Kansas by city

Typically, auto coverage costs are greater in large cities, where accidents and auto theft are more common. In Kansas, auto insurance premiums for full coverage can vary by over $545 depending on where you live.

City
Average annual cost
Percentage difference from average
Gardner$1,829-10.4%
Eudora$1,838-10.0%
Salina$1,844-9.7%
North Newton$1,847-9.6%
Assaria$1,848-9.5%
Manhattan$1,853-9.3%
Olathe$1,858-9.0%
Lindsborg$1,859-9.0%
Riley$1,862-8.8%
Brookville$1,864-8.8%
Saint George$1,868-8.6%
Fort Riley$1,869-8.5%
Show All Rows
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Park","$1,881","-7.9%"],["Gypsum","$1,881","-7.9%"],["Edgerton","$1,882","-7.8%"],["Lawrence","$1,883","-7.8%"],["Lehigh","$1,885","-7.7%"],["Auburn","$1,887","-7.6%"],["Stilwell","$1,887","-7.6%"],["Harveyville","$1,888","-7.6%"],["Clearview City","$1,889","-7.5%"],["De Soto","$1,889","-7.5%"],["Leawood","$1,890","-7.5%"],["Halstead","$1,890","-7.5%"],["Shawnee","$1,892","-7.4%"],["Canton","$1,893","-7.3%"],["Moundridge","$1,895","-7.2%"],["Reading","$1,896","-7.2%"],["Roxbury","$1,896","-7.2%"],["St. Marys","$1,897","-7.1%"],["Spring Hill","$1,898","-7.1%"],["Lecompton","$1,898","-7.1%"],["Inman","$1,900","-7.0%"],["Baldwin City","$1,901","-7.0%"],["Peabody","$1,902","-6.9%"],["Walton","$1,904","-6.8%"],["Wakarusa","$1,904","-6.8%"],["Belvue","$1,906","-6.7%"],["Bennington","$1,906","-6.7%"],["Lake Quivira","$1,907","-6.7%"],["Woodbine","$1,909","-6.6%"],["Olsburg","$1,909","-6.6%"],["White City","$1,909","-6.6%"],["Beverly","$1,909","-6.6%"],["Randolph","$1,909","-6.6%"],["Silver Lake","$1,910","-6.5%"],["Prairie Village","$1,910","-6.5%"],["Wakefield","$1,912","-6.4%"],["Dwight","$1,912","-6.4%"],["Wilsey","$1,913","-6.4%"],["Tescott","$1,913","-6.3%"],["Havensville","$1,914","-6.3%"],["Merriam","$1,914","-6.3%"],["Marion","$1,915","-6.2%"],["Westmoreland","$1,919","-6.0%"],["Enterprise","$1,919","-6.0%"],["Mission Hills","$1,920","-6.0%"],["Overbrook","$1,920","-6.0%"],["Mission","$1,921","-6.0%"],["Emmett","$1,921","-6.0%"],["Leonardville","$1,922","-5.9%"],["Windom","$1,923","-5.9%"],["Fairway","$1,923","-5.9%"],["Americus","$1,925","-5.8%"],["Solomon","$1,925","-5.8%"],["Hope","$1,926","-5.7%"],["Durham","$1,926","-5.7%"],["Fostoria","$1,926","-5.7%"],["Herington","$1,927","-5.7%"],["Chapman","$1,929","-5.6%"],["Ramona","$1,930","-5.5%"],["Lost Springs","$1,930","-5.5%"],["Burdick","$1,930","-5.5%"],["Goessel","$1,933","-5.4%"],["Tampa","$1,933","-5.3%"],["Hillsboro","$1,935","-5.3%"],["Olpe","$1,935","-5.3%"],["Clay Center","$1,936","-5.2%"],["Abilene","$1,939","-5.1%"],["Roeland Park","$1,939","-5.1%"],["Westwood","$1,939","-5.1%"],["Admire","$1,939","-5.1%"],["Elbing","$1,939","-5.1%"],["Allen","$1,940","-5.0%"],["Hoyt","$1,943","-4.9%"],["Berryton","$1,943","-4.9%"],["Burrton","$1,943","-4.9%"],["Westwood Hills","$1,943","-4.9%"],["Florence","$1,945","-4.8%"],["Circleville","$1,946","-4.7%"],["Topeka","$1,948","-4.7%"],["Council Grove","$1,949","-4.6%"],["Netawaka","$1,950","-4.5%"],["Baileyville","$1,950","-4.5%"],["Fairview","$1,951","-4.5%"],["Robinson","$1,952","-4.4%"],["Sabetha","$1,953","-4.4%"],["Whiting","$1,954","-4.3%"],["Sedgwick","$1,955","-4.3%"],["Morrill","$1,956","-4.2%"],["Soldier","$1,956","-4.2%"],["Louisburg","$1,957","-4.2%"],["Lyndon","$1,958","-4.1%"],["Holton","$1,958","-4.1%"],["Mayetta","$1,959","-4.1%"],["Goff","$1,959","-4.1%"],["Emporia","$1,960","-4.1%"],["Corning","$1,961","-4.0%"],["Everest","$1,962","-3.9%"],["Powhattan","$1,963","-3.9%"],["Wetmore","$1,963","-3.9%"],["Alma","$1,963","-3.9%"],["Bucyrus","$1,963","-3.9%"],["Meriden","$1,964","-3.9%"],["Osawatomie","$1,964","-3.8%"],["Tecumseh","$1,964","-3.8%"],["Paxico","$1,966","-3.8%"],["Wellsville","$1,966","-3.8%"],["Oketo","$1,966","-3.7%"],["Paola","$1,967","-3.7%"],["Beattie","$1,968","-3.7%"],["Summerfield","$1,968","-3.7%"],["Home","$1,969","-3.6%"],["Axtell","$1,969","-3.6%"],["Lincolnville","$1,969","-3.6%"],["Alta Vista","$1,970","-3.6%"],["Maple Hill","$1,970","-3.6%"],["Vermillion","$1,970","-3.6%"],["McFarland","$1,970","-3.5%"],["Onaga","$1,971","-3.5%"],["Perry","$1,973","-3.4%"],["Marysville","$1,975","-3.3%"],["Whitewater","$1,975","-3.3%"],["Hillsdale","$1,975","-3.3%"],["Buhler","$1,976","-3.3%"],["Centralia","$1,976","-3.3%"],["Vassar","$1,979","-3.1%"],["Scranton","$1,980","-3.1%"],["Bern","$1,981","-3.0%"],["Blue Rapids","$1,982","-3.0%"],["Seneca","$1,984","-2.9%"],["Hiawatha","$1,985","-2.8%"],["Burlingame","$1,985","-2.8%"],["Oneida","$1,986","-2.8%"],["Frankfort","$1,987","-2.7%"],["Fontana","$1,988","-2.7%"],["Neosho Falls","$1,988","-2.7%"],["Washington","$1,988","-2.7%"],["Osage City","$1,988","-2.7%"],["Fort Scott","$1,989","-2.6%"],["Valley Falls","$1,990","-2.6%"],["Marquette","$1,990","-2.6%"],["Grantville","$1,991","-2.6%"],["Linn","$1,991","-2.6%"],["Lansing","$1,992","-2.5%"],["Minneapolis","$1,992","-2.5%"],["Lebo","$1,993","-2.4%"],["Denison","$1,994","-2.4%"],["Hutchinson","$1,994","-2.4%"],["Cassoday","$1,994","-2.4%"],["Lane","$1,994","-2.4%"],["Derby","$1,995","-2.3%"],["Carbondale","$1,996","-2.3%"],["Denton","$1,996","-2.3%"],["White Cloud","$1,996","-2.3%"],["Muscotah","$1,997","-2.3%"],["Milton","$1,997","-2.2%"],["Lancaster","$1,997","-2.2%"],["Quenemo","$1,998","-2.2%"],["Hays","$1,998","-2.2%"],["Morganville","$1,999","-2.2%"],["McLouth","$1,999","-2.1%"],["Redfield","$1,999","-2.1%"],["Miltonvale","$1,999","-2.1%"],["Lincoln","$2,000","-2.1%"],["Nickerson","$2,000","-2.1%"],["Neosho Rapids","$2,001","-2.0%"],["Lincoln Center","$2,001","-2.0%"],["Horton","$2,002","-2.0%"],["Hollenberg","$2,002","-2.0%"],["Haven","$2,002","-2.0%"],["Greenleaf","$2,003","-2.0%"],["Le Roy","$2,003","-2.0%"],["Princeton","$2,003","-1.9%"],["Uniontown","$2,003","-1.9%"],["Sylvan Grove","$2,003","-1.9%"],["Leon","$2,004","-1.9%"],["Palmer","$2,004","-1.9%"],["Basehor","$2,004","-1.9%"],["Williamsburg","$2,005","-1.9%"],["Narka","$2,006","-1.8%"],["Colony","$2,007","-1.8%"],["Barnes","$2,007","-1.8%"],["Glen Elder","$2,007","-1.8%"],["Schoenchen","$2,007","-1.8%"],["Talmage","$2,007","-1.7%"],["Linwood","$2,008","-1.7%"],["Ottawa","$2,008","-1.7%"],["Tonganoxie","$2,008","-1.7%"],["Clifton","$2,008","-1.7%"],["Waterville","$2,008","-1.7%"],["Rosalia","$2,009","-1.7%"],["Barnard","$2,010","-1.6%"],["Nortonville","$2,010","-1.6%"],["Glasco","$2,010","-1.6%"],["Pomona","$2,011","-1.6%"],["Effingham","$2,011","-1.6%"],["Fort Leavenworth","$2,011","-1.6%"],["Highland","$2,011","-1.6%"],["Richmond","$2,011","-1.5%"],["Ozawkie","$2,012","-1.5%"],["Rantoul","$2,012","-1.5%"],["Gridley","$2,012","-1.5%"],["Bremen","$2,012","-1.5%"],["Chicopee","$2,012","-1.5%"],["Pittsburg","$2,012","-1.5%"],["Potwin","$2,013","-1.5%"],["Norway","$2,013","-1.4%"],["South Hutchinson","$2,013","-1.4%"],["Green","$2,014","-1.4%"],["Westphalia","$2,014","-1.4%"],["Hunter","$2,014","-1.4%"],["Arma","$2,015","-1.4%"],["Piqua","$2,015","-1.3%"],["Melvern","$2,016","-1.3%"],["Delphos","$2,017","-1.3%"],["La Harpe","$2,017","-1.3%"],["Burlington","$2,017","-1.3%"],["Catharine","$2,017","-1.3%"],["Gas","$2,018","-1.2%"],["Iola","$2,018","-1.2%"],["Cheney","$2,018","-1.2%"],["Easton","$2,018","-1.2%"],["Fulton","$2,019","-1.2%"],["Beaumont","$2,019","-1.2%"],["Beloit","$2,019","-1.1%"],["Towanda","$2,020","-1.1%"],["Delia","$2,020","-1.1%"],["Leavenworth","$2,021","-1.1%"],["Franklin","$2,021","-1.1%"],["Hanover","$2,021","-1.1%"],["Lamont","$2,021","-1.0%"],["Bentley","$2,022","-1.0%"],["Blue Mound","$2,022","-1.0%"],["Opolis","$2,023","-1.0%"],["Bendena","$2,023","-1.0%"],["Bonner Springs","$2,023","-1.0%"],["Savonburg","$2,024","-0.9%"],["Udall","$2,025","-0.9%"],["Victoria","$2,025","-0.8%"],["Wellington","$2,027","-0.8%"],["Centerville","$2,028","-0.7%"],["Haddam","$2,028","-0.7%"],["Longford","$2,029","-0.7%"],["Ellis","$2,029","-0.7%"],["Walker","$2,029","-0.7%"],["El Dorado","$2,029","-0.7%"],["Cawker City","$2,029","-0.7%"],["Simpson","$2,029","-0.7%"],["Elmdale","$2,029","-0.7%"],["Eskridge","$2,030","-0.6%"],["Humboldt","$2,030","-0.6%"],["Arkansas City","$2,030","-0.6%"],["Parkerfield","$2,030","-0.6%"],["Geuda Springs","$2,031","-0.6%"],["Burns","$2,031","-0.6%"],["Viola","$2,032","-0.5%"],["Atchison","$2,032","-0.5%"],["Toronto","$2,032","-0.5%"],["Tipton","$2,032","-0.5%"],["Cherokee","$2,033","-0.5%"],["Waverly","$2,033","-0.5%"],["Augusta","$2,033","-0.5%"],["Aurora","$2,033","-0.5%"],["Cummings","$2,034","-0.4%"],["Mapleton","$2,034","-0.4%"],["Wathena","$2,036","-0.3%"],["Elsmore","$2,036","-0.3%"],["Galesburg","$2,036","-0.3%"],["Walnut","$2,036","-0.3%"],["Colwich","$2,036","-0.3%"],["Hepler","$2,037","-0.3%"],["Mount Hope","$2,037","-0.3%"],["Andale","$2,038","-0.2%"],["South Haven","$2,038","-0.2%"],["Esbon","$2,039","-0.2%"],["Abbyville","$2,039","-0.2%"],["Elwood","$2,039","-0.2%"],["Neal","$2,039","-0.2%"],["Douglass","$2,040","-0.1%"],["Welda","$2,040","-0.1%"],["Nashville","$2,040","-0.1%"],["Benton","$2,041","-0.1%"],["Milan","$2,041","-0.1%"],["Virgil","$2,043","0.0%"],["Oxford","$2,043","0.0%"],["Rock","$2,043","0.0%"],["Elk City","$2,043","0.0%"],["Conway Springs","$2,044","0.0%"],["Independence","$2,044","0.1%"],["Plevna","$2,045","0.1%"],["Mayfield","$2,045","0.1%"],["Caldwell","$2,046","0.1%"],["Cherryvale","$2,046","0.1%"],["Belle Plaine","$2,046","0.2%"],["Burden","$2,047","0.2%"],["Pfeifer","$2,047","0.2%"],["Garland","$2,047","0.2%"],["Riverton","$2,048","0.3%"],["Chanute","$2,048","0.3%"],["Partridge","$2,049","0.3%"],["Prescott","$2,049","0.3%"],["Cedar Point","$2,049","0.3%"],["Pleasanton","$2,050","0.3%"],["Hartford","$2,050","0.4%"],["Troy","$2,050","0.4%"],["Dennis","$2,050","0.4%"],["Morrowville","$2,051","0.4%"],["McCune","$2,051","0.4%"],["Rose Hill","$2,052","0.4%"],["Yates Center","$2,052","0.4%"],["Liberty","$2,052","0.4%"],["Madison","$2,052","0.5%"],["Moran","$2,053","0.5%"],["Strong City","$2,054","0.5%"],["Stark","$2,054","0.6%"],["Bronson","$2,055","0.6%"],["Cottonwood Falls","$2,055","0.6%"],["Oskaloosa","$2,056","0.7%"],["Matfield Green","$2,056","0.7%"],["Burr Oak","$2,057","0.7%"],["Oswego","$2,057","0.7%"],["Tyro","$2,058","0.7%"],["Garnett","$2,058","0.7%"],["Garden Plain","$2,058","0.7%"],["Bartlett","$2,058","0.8%"],["Bel Aire","$2,058","0.8%"],["Winchester","$2,059","0.8%"],["Pretty Prairie","$2,059","0.8%"],["Geneseo","$2,060","0.8%"],["Havana","$2,060","0.8%"],["Mankato","$2,060","0.9%"],["Neodesha","$2,061","0.9%"],["Fredonia","$2,061","0.9%"],["Altamont","$2,062","0.9%"],["Mound Valley","$2,062","0.9%"],["Greeley","$2,062","1.0%"],["Parker","$2,062","1.0%"],["Lacygne","$2,062","1.0%"],["Girard","$2,062","1.0%"],["Thayer","$2,063","1.0%"],["Hamilton","$2,063","1.0%"],["Spivey","$2,063","1.0%"],["Ellsworth","$2,063","1.0%"],["Mound City","$2,063","1.0%"],["Dexter","$2,063","1.0%"],["Valley Center","$2,064","1.0%"],["Concordia","$2,064","1.0%"],["Caney","$2,064","1.0%"],["Russell","$2,065","1.1%"],["Kechi","$2,065","1.1%"],["Kincaid","$2,065","1.1%"],["Arcadia","$2,065","1.1%"],["Farlington","$2,065","1.1%"],["Mahaska","$2,065","1.1%"],["Buffalo","$2,067","1.2%"],["Arlington","$2,067","1.2%"],["Eureka","$2,067","1.2%"],["Portis","$2,067","1.2%"],["Crestline","$2,067","1.2%"],["Republic","$2,067","1.2%"],["Zenda","$2,068","1.2%"],["Scandia","$2,068","1.2%"],["Mulberry","$2,068","1.2%"],["Clyde","$2,068","1.2%"],["Mulvane","$2,068","1.3%"],["Jamestown","$2,069","1.3%"],["Goddard","$2,070","1.3%"],["Erie","$2,071","1.4%"],["Atlanta","$2,071","1.4%"],["Altoona","$2,071","1.4%"],["West Mineral","$2,071","1.4%"],["Galena","$2,071","1.4%"],["Munden","$2,072","1.4%"],["Belleville","$2,072","1.5%"],["Cuba","$2,073","1.5%"],["Severy","$2,073","1.5%"],["Frontenac","$2,073","1.5%"],["Agenda","$2,074","1.5%"],["Saint Paul","$2,074","1.5%"],["Natoma","$2,075","1.6%"],["Turon","$2,076","1.6%"],["Kingman","$2,076","1.6%"],["Longton","$2,076","1.6%"],["Courtland","$2,077","1.7%"],["Dearing","$2,077","1.7%"],["Benedict","$2,077","1.7%"],["Maize","$2,079","1.8%"],["Argonia","$2,080","1.8%"],["Cunningham","$2,080","1.8%"],["Edna","$2,081","1.9%"],["Winfield","$2,082","1.9%"],["Baxter Springs","$2,082","1.9%"],["Scammon","$2,082","1.9%"],["Parsons","$2,083","1.9%"],["Murdock","$2,083","2.0%"],["Lucas","$2,083","2.0%"],["Coffeyville","$2,084","2.0%"],["Cambridge","$2,084","2.0%"],["Holyrood","$2,084","2.0%"],["Weir","$2,085","2.1%"],["Fall River","$2,085","2.1%"],["Elk Falls","$2,085","2.1%"],["Lyons","$2,087","2.2%"],["Waldo","$2,087","2.2%"],["Osborne","$2,088","2.2%"],["Luray","$2,088","2.2%"],["Treece","$2,088","2.2%"],["Peru","$2,089","2.3%"],["Pratt","$2,089","2.3%"],["Little River","$2,090","2.3%"],["Alton","$2,090","2.3%"],["Latham","$2,091","2.3%"],["Grenola","$2,091","2.4%"],["Howard","$2,091","2.4%"],["Gorham","$2,091","2.4%"],["Sylvia","$2,092","2.4%"],["Dorrance","$2,092","2.4%"],["Cedar Vale","$2,092","2.4%"],["Formoso","$2,092","2.4%"],["Bushton","$2,093","2.5%"],["Chautauqua","$2,093","2.5%"],["Alden","$2,094","2.5%"],["Greenwich","$2,094","2.5%"],["Chetopa","$2,095","2.5%"],["Andover","$2,095","2.6%"],["Peck","$2,095","2.6%"],["Paradise","$2,095","2.6%"],["Wilson","$2,096","2.6%"],["Randall","$2,096","2.6%"],["Piedmont","$2,097","2.7%"],["Webber","$2,098","2.7%"],["Sterling","$2,098","2.7%"],["Maple City","$2,098","2.7%"],["Pawnee Rock","$2,098","2.7%"],["Jewell","$2,099","2.8%"],["Niotaze","$2,101","2.9%"],["Park City","$2,101","2.9%"],["Bunker Hill","$2,102","2.9%"],["Kanopolis","$2,103","3.0%"],["Lorraine","$2,104","3.0%"],["Columbus","$2,105","3.0%"],["Sedan","$2,105","3.1%"],["Olmitz","$2,106","3.1%"],["Norwich","$2,108","3.2%"],["McConnell AFB","$2,109","3.3%"],["Oaklawn-Sunview","$2,109","3.3%"],["Byers","$2,110","3.3%"],["Oakley","$2,110","3.3%"],["Monument","$2,111","3.4%"],["Downs","$2,112","3.4%"],["Moline","$2,112","3.4%"],["Albert","$2,112","3.4%"],["Raymond","$2,113","3.5%"],["Winona","$2,113","3.5%"],["Goodland","$2,114","3.5%"],["Colby","$2,114","3.5%"],["Clearwater","$2,115","3.5%"],["Wichita","$2,116","3.6%"],["Eastborough","$2,118","3.7%"],["Sawyer","$2,118","3.7%"],["Weskan","$2,118","3.7%"],["Edson","$2,121","3.8%"],["Wallace","$2,122","3.9%"],["Harper","$2,122","3.9%"],["Ludell","$2,122","3.9%"],["Stafford","$2,123","3.9%"],["St. Francis","$2,123","4.0%"],["Burdett","$2,124","4.0%"],["Chase","$2,124","4.0%"],["Gove","$2,125","4.0%"],["Park","$2,125","4.0%"],["Quinter","$2,125","4.0%"],["Bird City","$2,125","4.0%"],["Garfield","$2,126","4.1%"],["Levant","$2,127","4.1%"],["McDonald","$2,128","4.2%"],["Kanorado","$2,128","4.2%"],["Iuka","$2,129","4.2%"],["Brewster","$2,129","4.2%"],["Grinnell","$2,130","4.3%"],["Oberlin","$2,130","4.3%"],["Morland","$2,130","4.3%"],["Great Bend","$2,131","4.3%"],["Liebenthal","$2,131","4.3%"],["Atwood","$2,131","4.3%"],["Bogue","$2,132","4.4%"],["Hudson","$2,132","4.4%"],["Otis","$2,133","4.4%"],["Grainfield","$2,133","4.4%"],["Norcatur","$2,133","4.4%"],["Dresden","$2,133","4.4%"],["Jennings","$2,133","4.4%"],["Belpre","$2,134","4.5%"],["Coats","$2,135","4.5%"],["Offerle","$2,135","4.5%"],["Hoxie","$2,135","4.5%"],["Herndon","$2,136","4.6%"],["Lenora","$2,137","4.6%"],["Alexander","$2,137","4.6%"],["Rexford","$2,138","4.7%"],["Haysville","$2,138","4.7%"],["Penokee","$2,138","4.7%"],["McCracken","$2,139","4.7%"],["Clayton","$2,141","4.8%"],["Nekoma","$2,143","4.9%"],["La Crosse","$2,143","4.9%"],["Claflin","$2,143","4.9%"],["Selden","$2,144","4.9%"],["St. John","$2,145","5.0%"],["Gem","$2,145","5.0%"],["Hill City","$2,146","5.1%"],["Utica","$2,146","5.1%"],["Hoisington","$2,147","5.1%"],["Lewis","$2,148","5.1%"],["Wakeeney","$2,148","5.2%"],["Macksville","$2,148","5.2%"],["Tribune","$2,149","5.2%"],["Rozel","$2,151","5.3%"],["Bison","$2,152","5.3%"],["Smith Center","$2,152","5.4%"],["Kensington","$2,153","5.4%"],["Ellinwood","$2,154","5.5%"],["Gaylord","$2,156","5.5%"],["Rush Center","$2,157","5.6%"],["Cedar","$2,157","5.6%"],["Sharon Springs","$2,158","5.6%"],["Collyer","$2,158","5.6%"],["Beeler","$2,159","5.7%"],["Mullinville","$2,161","5.8%"],["Healy","$2,161","5.8%"],["Anthony","$2,162","5.8%"],["Danville","$2,164","5.9%"],["Leoti","$2,165","6.0%"],["Athol","$2,168","6.1%"],["Dighton","$2,170","6.2%"],["Stockton","$2,170","6.2%"],["Bluff City","$2,170","6.2%"],["Damar","$2,170","6.2%"],["Lebanon","$2,170","6.2%"],["Larned","$2,171","6.3%"],["Palco","$2,173","6.4%"],["Woodston","$2,173","6.4%"],["Prairie View","$2,175","6.5%"],["Edwardsville","$2,178","6.6%"],["Ransom","$2,178","6.6%"],["Agra","$2,179","6.7%"],["Plainville","$2,180","6.7%"],["Brownell","$2,181","6.8%"],["Isabel","$2,181","6.8%"],["Glade","$2,182","6.8%"],["Kinsley","$2,183","6.8%"],["Norton","$2,184","6.9%"],["Bazine","$2,185","7.0%"],["Haviland","$2,186","7.0%"],["Ness City","$2,188","7.1%"],["Logan","$2,190","7.2%"],["Waldron","$2,190","7.2%"],["Attica","$2,192","7.3%"],["Long Island","$2,193","7.3%"],["Freeport","$2,193","7.4%"],["Ogallah","$2,193","7.4%"],["Phillipsburg","$2,194","7.4%"],["Almena","$2,194","7.4%"],["Marienthal","$2,196","7.5%"],["Kirwin","$2,198","7.6%"],["Arnold","$2,203","7.9%"],["Greensburg","$2,203","7.9%"],["Scott City","$2,210","8.2%"],["Manter","$2,217","8.5%"],["Coolidge","$2,279","11.5%"],["Coldwater","$2,282","11.7%"],["Syracuse","$2,290","12.1%"],["Kansas City","$2,295","12.3%"],["Ashland","$2,296","12.4%"],["Hazelton","$2,299","12.5%"],["Sun City","$2,301","12.6%"],["Lake City","$2,303","12.7%"],["Medicine Lodge","$2,303","12.8%"],["Ulysses","$2,305","12.8%"],["Hardtner","$2,308","13.0%"],["Johnson City","$2,310","13.1%"],["Liberal","$2,311","13.1%"],["Lakin","$2,311","13.1%"],["Elkhart","$2,312","13.2%"],["Kiowa","$2,315","13.3%"],["Satanta","$2,317","13.4%"],["Kendall","$2,319","13.5%"],["Deerfield","$2,319","13.5%"],["Sharon","$2,321","13.6%"],["Fort Dodge","$2,322","13.7%"],["Englewood","$2,324","13.8%"],["Copeland","$2,326","13.9%"],["Fowler","$2,327","13.9%"],["Dodge City","$2,329","14.0%"],["Rolla","$2,330","14.1%"],["Spearville","$2,331","14.1%"],["Montezuma","$2,332","14.1%"],["Plains","$2,332","14.2%"],["Bucklin","$2,333","14.2%"],["Protection","$2,333","14.2%"],["Moscow","$2,334","14.3%"],["Garden City","$2,335","14.3%"],["Ford","$2,335","14.3%"],["Meade","$2,335","14.3%"],["Minneola","$2,336","14.4%"],["Wilmore","$2,337","14.4%"],["Sublette","$2,341","14.6%"],["Hugoton","$2,341","14.6%"],["Hanston","$2,342","14.6%"],["Wright","$2,351","15.1%"],["Ingalls","$2,354","15.2%"],["Ensign","$2,354","15.3%"],["Richfield","$2,356","15.3%"],["Jetmore","$2,356","15.3%"],["Cimarron","$2,356","15.4%"],["Holcomb","$2,357","15.4%"],["Pierceville","$2,368","15.9%"],["Kismet","$2,374","16.2%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Kansas rate changes by company

In Kansas, auto insurance providers decreased their premiums by 1.6% in 2020, breaking the streak of increased premium rates from previous years. State Farm shows the most significant decrease in premiums, with rates down by 11.2% compared to 2019. However, other insurance providers in Kansas decided to increase their rates in 2020: Geico and Iowa Farm Bureau, for example, increased their premium rates by 5.7% and 4.1%, respectively.

Insurer
Premiums written (millions) 2019
Rate change 2019
Rate change 2020
State Farm$358.9-2.2%-11.2%
Progressive$257.20.7%-0.7%
American Family$243.65.8%-0.3%
Iowa Farm Bureau$146.60.9%4.1%
Geico$129.20.0%5.7%
Allstate$120.41.4%0.0%
USAA$113.03.4%2.1%
Farmers$111.2-1.1%2.1%
Nationwide$82.94.7%2.1%
Travelers$72.1-0.7%0.0%
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Minimum requirements for auto insurance coverage in Kansas

Kansas requires drivers to have a minimum amount of liability coverage in their auto insurance policies.

Liability
Minimum coverage
Bodily injury (BI)$25,000 per person and $50,000 per accident
Property damage (PD)$25,000 per accident
Uninsured motorist bodily injury (UMBI)$25,000 per person and $50,000 per accident
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It should be noted that even though these are the lowest coverage limits you can get, we'd recommend increasing the limits to match how much your assets are worth. Your insurer will only cover you up to the stated limits, which could leave you financially vulnerable after an expensive car accident.

Recap of the cheapest auto insurance in Kansas

  • Minimum coverage: State Farm
  • Full coverage: State Farm
  • After an at-fault accident: State Farm
  • After a speeding ticket: State Farm
  • After a DUI: State Farm
  • Poor credit history: State Farm
  • Very good credit history: State Farm
  • Married couples: Progressive
  • Young drivers: American Family
  • Young drivers with one accident: American Family
  • Young drivers with a speeding ticket: American Family

Methodology

We collected thousands of rates from ZIP codes across Kansas for the largest 10 insurers. We used a sample driver with the following profile:

  • 30-year-old man
  • Drives a 2015 Honda Civic EX
  • Average credit

The base policy for the study was a full-coverage policy with the following limits:

Coverage type
Study limits
Bodily liability$50,000 per person/$100,000 per accident
Personal injury protection$10,000
Property damage$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible
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For our minimum-coverage policy, we quoted a policy with the minimum required limits in Kansas, above.

For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.