Best Car Insurance Rates in Arkansas
Best Car Insurance Rates in Arkansas
Out of the nine biggest auto insurance companies in Arkansas, State Farm offers the best premium rates, with a minimum-coverage cost of $374 per year.
Out of the nine biggest auto insurance companies in Arkansas, State Farm offers the best premium rates, with a minimum-coverage cost of $374 per year.
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Car insurance rates vary depending on your driving history, personal profile and city of residence. Since there are so many factors that determine your rates, we recommend that you shop around and compare quotes from at least three insurers.
Cheapest auto insurance in Arkansas: State Farm
According to our research, the companies with the cheapest minimum-coverage auto insurance in Arkansas are State Farm, Progressive and Southern Farm Bureau. The annual rates from these companies averaged 32% less than the Arkansas average.
Additionally, USAA will likely provide drivers with very cheap car insurance — although only veterans, military members and their families are eligible for these policies.
Find Cheap Auto Insurance Quotes in Arkansas
The minimum-coverage insurance policy is the cheapest plan an Arkansas driver can purchase. However, depending on your background and history, you may need additional coverage.
The purpose of having a minimum-coverage policy is to protect other drivers and their vehicles. Your own vehicle will not be financially reimbursed, which can result in hefty out-of-pocket costs if your car is expensive.
Arkansas drivers should opt for a higher limit or more than the minimum coverage if their vehicle is one of the following:
- Worth more than $3,000.
- Less than 10 years old.
Rank | Company | Average annual rate |
|---|---|---|
| 1 | State Farm | $374 |
| 2 | Progressive | $441 |
| 3 | Farm Bureau | $447 |
| 4 | Geico | $490 |
| 5 | Farmers | $687 |
| 6 | Allstate | $695 |
| 7 | Shelter Mutual | $698 |
| 8 | Nationwide | $858 |
| N/A | USAA | $293 |
USAA is excluded from rankings because it is only available to current and former military members and their families.
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Cheapest company for full coverage: State Farm
For a full-coverage car insurance policy, Arkansas drivers can expect to get the cheapest car insurance rates with State Farm. This company provided the cheapest quotes for our 30-year-old male profile driver — with rates that averaged $1,416 per year. State Farm’s rates are 46% less than the average cost of full-coverage auto insurance in the state.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| State Farm | $1,416 | $118 |
| Geico | $1,556 | $130 |
| Southern Farm Bureau | $1,626 | $136 |
| Arkansas average | $2,065 | $172 |
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Full coverage policies include comprehensive and collision insurance coverage — which pay out to repair or replace your own vehicle if it is stolen or damaged in a crash. It is recommended that drivers consider these policies if their car is worth more than a few thousand dollars.
Cheap car insurance for drivers with prior incidents
The average cost of a full coverage policy tends to be higher for drivers with a history of citations, traffic violations, or accidents. Depending on what violation you have, rates can increase by a few hundred to thousands of dollars.
Find Cheap Auto Insurance Quotes in Arkansas
Cheapest for drivers with an accident: State Farm
The best company for inexpensive car insurance after an accident in Arkansas is State Farm. Rates from State Farm were nearly half the average cost of insurance for drivers with an accident — which is $3,094 per year. Choosing State Farm over the average insurance company in the state could represent a savings of $121 per month on premiums.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| State Farm | $1,648 | $137 |
| Southern Farm Bureau | $2,078 | $173 |
| Geico | $2,723 | $227 |
| Arkansas average | $3,094 | $258 |
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Insurance companies may raise rates after you've been in an accident because you are statistically more likely to be in future accidents. According to our research of Arkansas companies, the increase in rates could be as much as 82% — depending on your insurer.
Cheapest car insurance for people with a speeding ticket: State Farm
Arkansas's best insurance company for drivers with a speeding ticket is State Farm. The cost difference between State Farm and the most expensive company is an average of $2,791. This gap emphasizes why it's so important to shop and compare multiple companies. Two other cheap insurers worth checking out are Geico and Southern Farm Bureau.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| State Farm | $1,532 | $128 |
| Geico | $1,556 | $130 |
| Southern Farm Bureau | $1,759 | $147 |
| Arkansas average | $2,466 | $206 |
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Insurance companies use violation history as another way to assess risk. Having a traffic ticket on your record indicates that you are riskier to take on than a customer with a clean record.
Cheapest car insurance for drivers with a DUI: State Farm
Being charged with a DUI will likely cause your insurance rates to go up. If you're lucky enough to leave the ordeal with only a conviction, you should check out State Farm for the best low-cost full-coverage policy. Those insured under this company pay less than half the price of the average Arkansas driver.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| State Farm | $1,532 | $128 |
| Progressive | $1,894 | $158 |
| Southern Farm Bureau | $1,940 | $162 |
| Arkansas average | $3,356 | $280 |
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Serious driving convictions like DUIs can stay on your record longer than something minor, like driving 10 miles per hour over the speed limit. Comparing rates can help mitigate the impact of having a DUI, but driving responsibly for a while is the only way to get your rates back to where they were before.
Cheapest car insurance for drivers with poor credit: Geico
Geico offers the cheapest premiums for drivers with poor credit. Despite being slightly more expensive, Southern Farm Bureau and State Farm are two alternatives still worth looking into. Insurers use credit scores to determine quotes because drivers with low credit scores are statistically more likely to file insurance claims.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Geico | $1,814 | $151 |
| Southern Farm Bureau | $2,105 | $175 |
| State Farm | $2,194 | $183 |
| Arkansas average | $2,492 | $208 |
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No hassle. No hidden costs.\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"QuoteWizardQuoteForm\"\u003E{\"buttonText\":\"AR Quotes\",\"customEventLabel\":\"\",\"defaultProduct\":\"auto\",\"defaultZip\":\"\",\"hideTitle\":false,\"id\":\"QuoteWizardQuoteForm--958\",\"isAgeFieldVisible\":true,\"isDeltyForm\":false,\"isInsuranceTypeFieldVisible\":true,\"isInsuredStatusFieldVisible\":true,\"quoteWizardEndpoint\":\"https:\\\/\\\/quotes.valuepenguin.com\",\"showTrustMessage\":\"true\",\"style\":\"dropshadow\",\"tier\":\"VPT1\",\"title\":\"Find Cheap Auto Insurance Quotes in Arkansas\",\"trackingKey\":\"_best-auto-insurance-arkansas-study\",\"trustMessage\":\"No spam. No hassle. No hidden costs.\",\"vendor\":\"vp\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Chr\u003E\n\n\u003Ch3 id=\"accident\"\u003ECheapest for drivers with an accident: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EThe best company for inexpensive car insurance after an accident in Arkansas is \u003Cstrong\u003EState Farm\u003C\/strong\u003E. Rates from State Farm were nearly half the average cost of insurance for drivers with an accident \u2014 which is $3,094 per year. Choosing State Farm over the average insurance company in the state could represent a savings of $121 per month on premiums.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,648\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$137\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,078\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$173\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,723\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$227\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,094\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$258\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,648\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$137\\u003C\\\/strong\\u003E\"],[\"Southern Farm Bureau\",\"$2,078\",\"$173\"],[\"Geico\",\"$2,723\",\"$227\"],[\"Arkansas average\",\"$3,094\",\"$258\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EInsurance companies may raise rates after you've \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"How Much Rates Increase After an Accident\" href=\"https:\/\/www.valuepenguin.com\/how-does-accident-affect-my-car-insurance-rates\"\u003Ebeen in an accident\u003C\/a\u003E\u003C\/span\u003E because you are statistically more likely to be in future accidents. According to our research of Arkansas companies, the increase in rates could be as much as 82% \u2014 depending on your insurer.\u003C\/p\u003E\n\n\u003Chr\u003E\n\n\u003Ch3 id=\"speeding\"\u003ECheapest car insurance for people with a speeding ticket: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EArkansas's best insurance company for drivers with a speeding ticket is \u003Cstrong\u003EState Farm\u003C\/strong\u003E. The cost difference between State Farm and the most expensive company is an average of $2,791. This gap emphasizes why it's so important to shop and compare multiple companies. Two other cheap insurers worth checking out are \u003Cstrong\u003EGeico\u003C\/strong\u003E and \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,532\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$128\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,556\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$130\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,759\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$147\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,466\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$206\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,532\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$128\\u003C\\\/strong\\u003E\"],[\"Geico\",\"$1,556\",\"$130\"],[\"Southern Farm Bureau\",\"$1,759\",\"$147\"],[\"Arkansas average\",\"$2,466\",\"$206\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EInsurance companies use violation history as another way to assess risk. Having a \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"How Long Does a Speeding Ticket Stay on Your Record\" href=\"https:\/\/www.valuepenguin.com\/car-insurance\/how-long-does-speeding-ticket-stay-on-record\"\u003Etraffic ticket\u003C\/a\u003E\u003C\/span\u003E on your record indicates that you are riskier to take on than a customer with a clean record.\u003C\/p\u003E\n\n\u003Chr\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest car insurance for drivers with a DUI: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EBeing charged with a DUI will likely cause your insurance rates to go up. If you're lucky enough to leave the ordeal with only a conviction, you should check out \u003Cstrong\u003EState Farm\u003C\/strong\u003E for the best low-cost full-coverage policy. Those insured under this company pay less than half the price of the average Arkansas driver.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,532\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$128\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,894\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$158\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,940\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$162\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,356\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$280\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,532\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$128\\u003C\\\/strong\\u003E\"],[\"Progressive\",\"$1,894\",\"$158\"],[\"Southern Farm Bureau\",\"$1,940\",\"$162\"],[\"Arkansas average\",\"$3,356\",\"$280\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003ESerious driving convictions like DUIs can stay on your record longer than something minor, like driving 10 miles per hour over the speed limit. Comparing rates can help mitigate the impact of having a DUI, but driving responsibly for a while is the only way to get your rates back to where they were before.\u003C\/p\u003E\n\n\u003Chr\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest car insurance for drivers with poor credit: Geico\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EGeico\u003C\/strong\u003E offers the cheapest premiums for drivers with poor credit. Despite being slightly more expensive, \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E and \u003Cstrong\u003EState Farm\u003C\/strong\u003E are two alternatives still worth looking into. Insurers use credit scores to determine quotes because drivers with low credit scores are statistically more likely to file insurance claims.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EGeico\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,814\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$151\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,105\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$175\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,194\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$183\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,492\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$208\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EGeico\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,814\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$151\\u003C\\\/strong\\u003E\"],[\"Southern Farm Bureau\",\"$2,105\",\"$175\"],[\"State Farm\",\"$2,194\",\"$183\"],[\"Arkansas average\",\"$2,492\",\"$208\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}
Cheapest car insurance for married drivers: State Farm
Arkansas's married drivers pay a slightly smaller amount than single drivers for car insurance. In fact, our sample married driver paid an average $225 less, per year, than our sample single driver. If you've tied the knot, we recommend receiving quotes from Progressive, State Farm and Southern Farm Bureau.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Progressive | $1,223 | $102 |
| State Farm | $1,416 | $118 |
| Southern Farm Bureau | $1,441 | $120 |
| Arkansas average | $1,840 | $153 |
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$1,223\u003C\/strong\u003E","\u003Cstrong\u003E$102\u003C\/strong\u003E"],["State Farm","$1,416","$118"],["Southern Farm Bureau","$1,441","$120"],["Arkansas average","$1,840","$153"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EArkansas's married drivers pay a slightly smaller amount than single drivers for car insurance. In fact, our sample married driver paid an average $225 less, per year, than our sample single driver. If you've tied the knot, we recommend receiving quotes from \u003Cstrong\u003EProgressive\u003C\/strong\u003E, \u003Cstrong\u003EState Farm\u003C\/strong\u003E and \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,223\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$102\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,416\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$118\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,441\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$120\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,840\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$153\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,223\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$102\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,416\",\"$118\"],[\"Southern Farm Bureau\",\"$1,441\",\"$120\"],[\"Arkansas average\",\"$1,840\",\"$153\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}
Cheapest car insurance for young drivers: Southern Farm Bureau
Teens who have recently obtained their license can find the most affordable car insurance for their profile with Southern Farm Bureau, which costs $3,078 annually.
If you or one of your family members is a veteran or current military member, you should contact USAA, which has the cheapest overall premium out of the nine largest insurers in Arkansas.
Age is one of several factors insurers take into account when calculating your annual premium. Teens and new drivers in Arkansas pay more than three times as much as a driver in their 30s. However, once you get older and garner more driving experience, the cost of car insurance decreases.
Insurer | Full coverage | Minimum coverage |
|---|---|---|
| Southern Farm Bureau | $3,078 | $1,171 |
| State Farm | $4,182 | $1,286 |
| Geico | $4,926 | $1,858 |
| Shelter Mutual | $5,721 | $1,719 |
| Farmers | $6,845 | $3,006 |
| Progressive | $8,204 | $2,720 |
| Nationwide | $8,404 | $3,444 |
| Allstate | $12,776 | $2,287 |
| *USAA | $2,578 | $767 |
| Arkansas average | $6,302 | $2,029 |
*USAA is excluded from rankings because it is only available to current and former military members and their families.
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Cheapest for young drivers with one accident: Southern Farm Bureau
Young drivers who have been in an accident should contact Southern Farm Bureau and State Farm. Their average premiums are nearly half the state average for our sample driver of the same profile.
Having an accident history will most likely increase your insurance rates because drivers found to be at-fault in an accident are more likely to be involved in another incident. This price hike can be particularly burdensome for young people, who are already charged higher premiums on average.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Southern Farm Bureau | $4,033 | $336 |
| State Farm | $4,980 | $415 |
| Geico | $6,194 | $516 |
| Arkansas average | $8,011 | $668 |
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Cheapest for young drivers with one speeding ticket: Southern Farm Bureau
Southern Farm Bureau and State Farm not only have the best prices for teen drivers after an accident, they also have the best rates for young drivers after a speeding ticket.
Having a speeding ticket on your record and having an accident history result in similar effects to your insurance premiums. Both can increase your car insurance costs, sometimes by thousands of dollars. However, you can mitigate the amount you have to pay annually best by comparing rates at multiple companies.
Allstate has the most expensive full-coverage auto insurance for our 18-year-old sample driver, has an annual rate of $15,560 — which is $12,188 more costly than Southern Farm Bureau, the cheapest option.
Insurer | Annual cost | Monthly cost |
|---|---|---|
| Southern Farm Bureau | $3,372 | $281 |
| State Farm | $4,581 | $382 |
| Geico | $4,926 | $411 |
| Arkansas average | $7,181 | $598 |
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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Teens who have recently obtained their license can find the most affordable car insurance for their profile with \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E, which costs $3,078 annually.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EIf you or one of your family members is a veteran or current military member, you should contact \u003Cstrong\u003EUSAA\u003C\/strong\u003E, which has the cheapest overall premium out of the nine largest insurers in Arkansas.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"How Age Affects Car Insurance Costs\" href=\"https:\/\/www.valuepenguin.com\/how-age-affects-auto-insurance-costs\"\u003EAge\u003C\/a\u003E\u003C\/span\u003E is one of several factors insurers take into account when calculating your annual premium. Teens and new drivers in Arkansas pay more than three times as much as a driver in their 30s. However, once you get older and garner more driving experience, the cost of car insurance decreases.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EFull coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMinimum coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,078\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,171\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,182\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,286\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,926\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,858\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EShelter Mutual\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,721\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,719\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,845\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,006\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,204\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,720\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,404\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,444\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$12,776\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,287\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E*USAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,578\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$767\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,302\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,029\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E*USAA is excluded from rankings because it is only available to current and former military members and their families.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Full coverage\",\"Minimum coverage\"],[\"\\u003Cstrong\\u003ESouthern Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,078\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,171\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$4,182\",\"$1,286\"],[\"Geico\",\"$4,926\",\"$1,858\"],[\"Shelter Mutual\",\"$5,721\",\"$1,719\"],[\"Farmers\",\"$6,845\",\"$3,006\"],[\"Progressive\",\"$8,204\",\"$2,720\"],[\"Nationwide\",\"$8,404\",\"$3,444\"],[\"Allstate\",\"$12,776\",\"$2,287\"],[\"*USAA\",\"$2,578\",\"$767\"],[\"Arkansas average\",\"$6,302\",\"$2,029\"]],\"footnote\":\"*USAA is excluded from rankings because it is only available to current and former military members and their families.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Chr\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one accident: Southern Farm Bureau\u003C\/h3\u003E\n\n\u003Cp\u003EYoung drivers who have been in an accident should contact \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E and \u003Cstrong\u003EState Farm\u003C\/strong\u003E. Their average premiums are nearly half the state average for our sample driver of the same profile.\u003C\/p\u003E\n\n\u003Cp\u003EHaving an accident history will most likely increase your insurance rates because drivers found to be at-fault in an accident are more likely to be involved in another incident. This price hike can be particularly burdensome for young people, who are already charged higher premiums on average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$4,033\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$336\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,980\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$415\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,194\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$516\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$8,011\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$668\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003ESouthern Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$4,033\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$336\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$4,980\",\"$415\"],[\"Geico\",\"$6,194\",\"$516\"],[\"Arkansas average\",\"$8,011\",\"$668\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one speeding ticket: Southern Farm Bureau\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E and \u003Cstrong\u003EState Farm\u003C\/strong\u003E not only have the best prices for teen drivers after an accident, they also have the best rates for young drivers after a speeding ticket.\u003C\/p\u003E\n\n\u003Cp\u003EHaving a speeding ticket on your record and having an accident history result in similar effects to your insurance premiums. Both can increase your car insurance costs, sometimes by thousands of dollars. However, you can mitigate the amount you have to pay annually best by comparing rates at multiple companies.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Allstate has the most expensive full-coverage auto insurance for our 18-year-old sample driver, has an annual rate of $15,560 \u2014 which is $12,188 more costly than \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E, the cheapest option.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,372\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$281\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,581\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$382\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,926\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$411\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,181\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$598\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003ESouthern Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,372\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$281\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$4,581\",\"$382\"],[\"Geico\",\"$4,926\",\"$411\"],[\"Arkansas average\",\"$7,181\",\"$598\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
Best auto insurance companies in Arkansas
Offering a combination of quality claims processing and customer service, USAA is our top-rated auto insurance company in Arkansas. In our survey of current policyholders, this company had the highest percentage of "excellent" ratings for both claims satisfaction and customer service.
Nationwide and State Farm also received excellent reviews from current customers and ranked as the second and third best in the nation, according to our survey.
Rank | Insurance company | % extremely satisfied with most recent claim | % reporting excellent customer service |
|---|---|---|---|
| 1 | USAA | 78% | 62% |
| 2 | Nationwide | 78% | 53% |
| 3 | State Farm | 73% | 46% |
| 4 | Allstate | 72% | 47% |
| 5 | Farmers | 71% | 38% |
| 6 | Progressive | 74% | 34% |
| 7 | Geico | 64% | 42% |
| NA | Southern Farm Bureau | NA | NA |
| NA | Shelter | NA | NA |
{"alignsHorizontal":["left","left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Rank","Insurance company","% extremely satisfied with most recent claim","% reporting excellent customer service"],["1","USAA","78%","62%"],["2","Nationwide","78%","53%"],["3","State Farm","73%","46%"],["4","Allstate","72%","47%"],["5","Farmers","71%","38%"],["6","Progressive","74%","34%"],["7","Geico","64%","42%"],["NA","Southern Farm Bureau","NA","NA"],["NA","Shelter","NA","NA"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
The National Association of Insurance Commissioners (NAIC) compiles Complaint Index numbers from insurance companies in Arkansas. A higher Complaint Index indicates that customers file complaints to their state regulators at a higher rate.
The insurers with the best customer service, as measured by the NAIC Complaint Index, are Southern Farm Bureau, Auto-Owners and Farmers.
Insurer | 2019 NAIC Complaint Index | 2020 J.D. Power claims satisfaction | AM Best rating |
|---|---|---|---|
| Southern Farm Bureau | 0.27 | — | A+ |
| Auto-Owners | 0.42 | 890 | A++ |
| Farmers | 0.49 | 872 | A |
| Shelter Mutual | 0.51 | — | A |
| Geico | 0.57 | 871 | A++ |
| Nationwide | 0.64 | 876 | A+ |
| State Farm | 0.66 | 881 | A++ |
| Progressive | 0.67 | 856 | A+ |
| USAA | 0.68 | 890 | A++ |
| Allstate | 0.71 | 876 | A+ |
| Automobile Club | 0.97 | 866 | A+ |
| Safeco | 1.00 | 870 | A |
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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EOffering a combination of quality claims processing and customer service, USAA is our top-rated auto insurance company in Arkansas. In our survey of current policyholders, this company had the highest percentage of \"excellent\" ratings for both claims satisfaction and customer service.\u003C\/p\u003E\n\n\u003Cp\u003ENationwide and State Farm also received excellent reviews from current customers and ranked as the second and third \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"best in the nation\" href=\"https:\/\/www.valuepenguin.com\/best-auto-insurance\"\u003Ebest in the nation\u003C\/a\u003E\u003C\/span\u003E, according to our survey.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurance company\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E% extremely satisfied with most recent claim\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E% reporting excellent customer service\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E62%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E53%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E73%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E46%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E72%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E47%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E71%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E38%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E74%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E34%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E64%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E42%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003ENA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003ENA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EShelter\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003ENA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003ENA\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Insurance company\",\"% extremely satisfied with most recent claim\",\"% reporting excellent customer service\"],[\"1\",\"USAA\",\"78%\",\"62%\"],[\"2\",\"Nationwide\",\"78%\",\"53%\"],[\"3\",\"State Farm\",\"73%\",\"46%\"],[\"4\",\"Allstate\",\"72%\",\"47%\"],[\"5\",\"Farmers\",\"71%\",\"38%\"],[\"6\",\"Progressive\",\"74%\",\"34%\"],[\"7\",\"Geico\",\"64%\",\"42%\"],[\"NA\",\"Southern Farm Bureau\",\"NA\",\"NA\"],[\"NA\",\"Shelter\",\"NA\",\"NA\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EThe National Association of Insurance Commissioners (NAIC) compiles Complaint Index numbers from insurance companies in Arkansas. A higher Complaint Index indicates that customers file complaints to their state regulators at a higher rate.\u003C\/p\u003E\n\n\u003Cp\u003EThe insurers with the best customer service, as measured by the NAIC Complaint Index, are \u003Cstrong\u003ESouthern Farm Bureau\u003C\/strong\u003E, \u003Cstrong\u003EAuto-Owners\u003C\/strong\u003E and \u003Cstrong\u003EFarmers\u003C\/strong\u003E.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E2019 NAIC Complaint Index\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E2020 J.D. Power claims satisfaction\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAM Best rating\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESouthern Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.27\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u2014\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.42\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.49\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E872\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EShelter Mutual\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.51\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u2014\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.57\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E871\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.64\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.66\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E881\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.67\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E856\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.68\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.71\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAutomobile Club\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.97\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E866\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESafeco\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.00\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E870\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv role=\"button\" class=\"StyledExpander-sc-1gnrutu ckEygv\"\u003EShow All Rows\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"2019 NAIC Complaint Index\",\"2020 J.D. 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Cost of car insurance in Arkansas by city
Insurance costs vary depending on your city of residence. Each area of Arkansas is diverse in its population density, crime rate and accident frequency, which all factor into your annual rate estimates. The average cost of full-coverage car insurance by city in Arkansas ranged from $1,842 in Cave Springs to $2,391 in West Helena.
City | Average annual cost | Percent from average |
|---|---|---|
| Cave Springs | $1,842 | -10.8% |
| Paris | $1,844 | -10.7% |
| Magazine | $1,846 | -10.6% |
| Hartman | $1,847 | -10.6% |
| Caulksville | $1,850 | -10.4% |
| Clarksville | $1,855 | -10.2% |
| Lowell | $1,857 | -10.1% |
| Siloam Springs | $1,858 | -10.1% |
| Bella Vista | $1,861 | -9.9% |
| Sulphur Springs | $1,861 | -9.9% |
| Rogers | $1,863 | -9.8% |
| Bentonville | $1,868 | -9.6% |
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{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["City","Average annual cost","Percent from average"],["Cave Springs","$1,842","-10.8%"],["Paris","$1,844","-10.7%"],["Magazine","$1,846","-10.6%"],["Hartman","$1,847","-10.6%"],["Caulksville","$1,850","-10.4%"],["Clarksville","$1,855","-10.2%"],["Lowell","$1,857","-10.1%"],["Siloam Springs","$1,858","-10.1%"],["Bella Vista","$1,861","-9.9%"],["Sulphur Springs","$1,861","-9.9%"],["Rogers","$1,863","-9.8%"],["Bentonville","$1,868","-9.6%"],["Lavaca","$1,870","-9.4%"],["Highfill","$1,871","-9.4%"],["Branch","$1,872","-9.3%"],["Alix","$1,875","-9.2%"],["Subiaco","$1,876","-9.2%"],["Hagarville","$1,876","-9.2%"],["Hiwasse","$1,876","-9.2%"],["Scranton","$1,877","-9.1%"],["Altus","$1,878","-9.1%"],["Pea Ridge","$1,878","-9.0%"],["Little Flock","$1,878","-9.0%"],["Gateway","$1,879","-9.0%"],["Barling","$1,879","-9.0%"],["Ozark","$1,880","-9.0%"],["Coal Hill","$1,880","-9.0%"],["Ozone","$1,882","-8.9%"],["Oark","$1,883","-8.8%"],["Maysville","$1,885","-8.7%"],["Greenwood","$1,885","-8.7%"],["Prairie Creek","$1,887","-8.7%"],["Knoxville","$1,887","-8.6%"],["Avoca","$1,888","-8.6%"],["Yellville","$1,888","-8.6%"],["Summit","$1,889","-8.5%"],["Harrison","$1,890","-8.5%"],["Centerton","$1,890","-8.5%"],["Decatur","$1,891","-8.4%"],["London","$1,891","-8.4%"],["Garfield","$1,893","-8.3%"],["Gentry","$1,894","-8.3%"],["Bergman","$1,896","-8.2%"],["Russellville","$1,896","-8.2%"],["Pyatt","$1,898","-8.1%"],["Cotter","$1,901","-7.9%"],["Holiday Island","$1,902","-7.9%"],["Delaware","$1,902","-7.9%"],["Lakeview","$1,903","-7.8%"],["Pottsville","$1,904","-7.8%"],["Gassville","$1,906","-7.7%"],["Cecil","$1,907","-7.6%"],["Fort Smith","$1,908","-7.6%"],["Dover","$1,908","-7.6%"],["Lamar","$1,908","-7.6%"],["Winslow","$1,908","-7.6%"],["Gravette","$1,908","-7.6%"],["Bull Shoals","$1,908","-7.6%"],["Eureka Springs","$1,908","-7.6%"],["Flippin","$1,909","-7.6%"],["Charleston","$1,909","-7.6%"],["Hackett","$1,910","-7.5%"],["Booneville","$1,910","-7.5%"],["Havana","$1,911","-7.5%"],["Combs","$1,911","-7.4%"],["Everton","$1,912","-7.4%"],["Evansville","$1,914","-7.3%"],["Morrow","$1,914","-7.3%"],["Lead Hill","$1,916","-7.2%"],["Diamond City","$1,916","-7.2%"],["Oakland","$1,917","-7.2%"],["Hartford","$1,919","-7.1%"],["Mulberry","$1,919","-7.1%"],["Pettigrew","$1,920","-7.0%"],["Mountain Home","$1,920","-7.0%"],["Kingston","$1,922","-6.9%"],["Prairie Grove","$1,923","-6.9%"],["Summers","$1,924","-6.8%"],["Huntington","$1,925","-6.8%"],["Berryville","$1,925","-6.8%"],["New Blaine","$1,926","-6.7%"],["Mansfield","$1,926","-6.7%"],["Gamaliel","$1,927","-6.7%"],["Canehill","$1,927","-6.7%"],["Hector","$1,927","-6.7%"],["Peel","$1,929","-6.6%"],["Hindsville","$1,929","-6.6%"],["Norfork","$1,930","-6.6%"],["Wesley","$1,930","-6.5%"],["Lincoln","$1,932","-6.5%"],["Pelsor","$1,932","-6.4%"],["West Fork","$1,934","-6.3%"],["Huntsville","$1,935","-6.3%"],["Bethel Heights","$1,935","-6.3%"],["Van Buren","$1,936","-6.3%"],["Springdale","$1,936","-6.2%"],["Johnson","$1,936","-6.2%"],["Gilbert","$1,937","-6.2%"],["Western Grove","$1,937","-6.2%"],["Goshen","$1,938","-6.2%"],["Saint Joe","$1,939","-6.1%"],["Henderson","$1,941","-6.0%"],["Elm Springs","$1,942","-6.0%"],["Tontitown","$1,943","-5.9%"],["Midway","$1,944","-5.9%"],["Big Flat","$1,944","-5.9%"],["Waldron","$1,945","-5.8%"],["Kibler","$1,945","-5.8%"],["Bruno","$1,947","-5.7%"],["Morrilton","$1,947","-5.7%"],["Fayetteville","$1,948","-5.7%"],["Omaha","$1,948","-5.7%"],["Oak Grove","$1,949","-5.6%"],["Cedarville","$1,949","-5.6%"],["Elkins","$1,949","-5.6%"],["Alma","$1,951","-5.5%"],["Midland","$1,951","-5.5%"],["Valley Springs","$1,951","-5.5%"],["Belleville","$1,951","-5.5%"],["Compton","$1,954","-5.4%"],["Pindall","$1,955","-5.3%"],["Deer","$1,956","-5.3%"],["Parthenon","$1,957","-5.2%"],["Marble Falls","$1,959","-5.1%"],["Plumerville","$1,960","-5.1%"],["St. Paul","$1,960","-5.1%"],["Atkins","$1,961","-5.1%"],["Clarkridge","$1,961","-5.0%"],["Greenland","$1,962","-5.0%"],["Farmington","$1,963","-5.0%"],["Monette","$1,966","-4.8%"],["Dardanelle","$1,968","-4.7%"],["Hasty","$1,970","-4.6%"],["Alpena","$1,971","-4.6%"],["Rudy","$1,971","-4.6%"],["Pocahontas","$1,971","-4.5%"],["Adona","$1,973","-4.5%"],["Boles","$1,973","-4.4%"],["Hattieville","$1,974","-4.4%"],["Green Forest","$1,976","-4.3%"],["Danville","$1,977","-4.2%"],["Chester","$1,979","-4.2%"],["Ravenden Springs","$1,981","-4.1%"],["Perry","$1,982","-4.0%"],["Jerusalem","$1,982","-4.0%"],["Lake City","$1,984","-3.9%"],["Ponca","$1,986","-3.8%"],["Conway","$1,986","-3.8%"],["Marshall","$1,986","-3.8%"],["Bass","$1,987","-3.8%"],["Houston","$1,987","-3.8%"],["Uniontown","$1,987","-3.8%"],["Solgohachia","$1,988","-3.8%"],["Hazen","$1,988","-3.7%"],["Jasper","$1,989","-3.7%"],["Harvey","$1,989","-3.7%"],["O\u2019Kean","$1,990","-3.6%"],["Fredonia (Biscoe)","$1,990","-3.6%"],["Witter","$1,990","-3.6%"],["Caraway","$1,991","-3.6%"],["Mountainburg","$1,993","-3.5%"],["Piggott","$1,994","-3.5%"],["Walnut Ridge","$1,994","-3.5%"],["Witts Springs","$1,994","-3.4%"],["Tilly","$1,994","-3.4%"],["Natural Dam","$1,995","-3.4%"],["Vendor","$1,995","-3.4%"],["Leachville","$1,995","-3.4%"],["De Valls Bluff","$1,996","-3.3%"],["Menifee","$1,997","-3.3%"],["Parks","$2,001","-3.1%"],["Black Oak","$2,002","-3.0%"],["Harriet","$2,002","-3.0%"],["Sedgwick","$2,003","-3.0%"],["Biggers","$2,004","-3.0%"],["Oak Grove Heights","$2,005","-2.9%"],["Paragould","$2,007","-2.8%"],["Minturn","$2,009","-2.7%"],["Black Rock","$2,010","-2.7%"],["Warm Springs","$2,011","-2.6%"],["Pollard","$2,012","-2.6%"],["Almyra","$2,012","-2.6%"],["Imboden","$2,013","-2.5%"],["Hoxie","$2,015","-2.4%"],["Maynard","$2,015","-2.4%"],["Beebe","$2,015","-2.4%"],["Portia","$2,016","-2.4%"],["Prescott","$2,016","-2.4%"],["Wooster","$2,016","-2.4%"],["Hatfield","$2,017","-2.3%"],["Manila","$2,018","-2.3%"],["Walcott","$2,019","-2.3%"],["Bono","$2,021","-2.1%"],["Center Ridge","$2,021","-2.1%"],["Elizabeth","$2,021","-2.1%"],["Bay","$2,021","-2.1%"],["Beech Grove","$2,022","-2.1%"],["El Paso","$2,022","-2.1%"],["Gravelly","$2,022","-2.1%"],["Dell","$2,023","-2.1%"],["Springfield","$2,023","-2.0%"],["Rector","$2,023","-2.0%"],["Gregory","$2,024","-2.0%"],["Casa","$2,026","-1.9%"],["Clarendon","$2,026","-1.9%"],["Sturkie","$2,027","-1.9%"],["Gosnell","$2,029","-1.7%"],["Brookland","$2,030","-1.7%"],["Blytheville","$2,030","-1.7%"],["Delaplaine","$2,030","-1.7%"],["Peach Orchard","$2,030","-1.7%"],["Jonesboro","$2,031","-1.7%"],["Ulm","$2,031","-1.6%"],["Keiser","$2,031","-1.6%"],["Edgemont","$2,032","-1.6%"],["DeWitt","$2,033","-1.6%"],["Mena","$2,033","-1.6%"],["Enola","$2,033","-1.6%"],["Camp","$2,033","-1.5%"],["Gillett","$2,034","-1.5%"],["Greenway","$2,035","-1.5%"],["Cleveland","$2,035","-1.5%"],["Alicia","$2,036","-1.4%"],["Dyess","$2,037","-1.4%"],["Mammoth Spring","$2,037","-1.4%"],["Griffithville","$2,037","-1.4%"],["Lafe","$2,037","-1.3%"],["Timbo","$2,038","-1.3%"],["Cove","$2,039","-1.3%"],["Dennard","$2,039","-1.3%"],["Marmaduke","$2,039","-1.3%"],["Saint Francis","$2,040","-1.2%"],["Gepp","$2,042","-1.1%"],["Tuckerman","$2,042","-1.1%"],["Perryville","$2,042","-1.1%"],["Guy","$2,043","-1.1%"],["Reyno","$2,044","-1.0%"],["McRae","$2,044","-1.0%"],["Jacksonport","$2,045","-1.0%"],["Gurdon","$2,045","-1.0%"],["Mount Vernon","$2,045","-1.0%"],["Shirley","$2,046","-0.9%"],["Knobel","$2,046","-0.9%"],["Cotton Plant","$2,047","-0.9%"],["Stuttgart","$2,047","-0.9%"],["Lepanto","$2,047","-0.9%"],["Glencoe","$2,048","-0.8%"],["Damascus","$2,048","-0.8%"],["Des Arc","$2,048","-0.8%"],["Whelen Springs","$2,048","-0.8%"],["Bluffton","$2,049","-0.8%"],["Diaz","$2,049","-0.8%"],["Leslie","$2,050","-0.7%"],["Powhatan","$2,050","-0.7%"],["Brinkley","$2,050","-0.7%"],["Newport","$2,050","-0.7%"],["Osceola","$2,051","-0.7%"],["Wickes","$2,051","-0.7%"],["Grannis","$2,053","-0.6%"],["Fairfield Bay","$2,053","-0.6%"],["Ola","$2,053","-0.6%"],["Prim","$2,054","-0.6%"],["Casscoe","$2,054","-0.5%"],["Swifton","$2,054","-0.5%"],["Franklin","$2,056","-0.5%"],["Board Camp","$2,056","-0.4%"],["Bexar","$2,057","-0.4%"],["McDougal","$2,058","-0.3%"],["Evening Shade","$2,059","-0.3%"],["Vandervoort","$2,059","-0.3%"],["Tumbling Shoals","$2,060","-0.3%"],["Corning","$2,060","-0.3%"],["Crocketts Bluff","$2,061","-0.2%"],["Ash Flat","$2,061","-0.2%"],["Scotland","$2,062","-0.2%"],["Luxora","$2,062","-0.1%"],["Higginson","$2,063","-0.1%"],["Ida","$2,063","-0.1%"],["Roe","$2,063","-0.1%"],["Mayflower","$2,064","-0.1%"],["Horseshoe Bend","$2,066","0.0%"],["Kensett","$2,067","0.1%"],["Williford","$2,067","0.1%"],["Clinton","$2,067","0.1%"],["Fifty-Six","$2,068","0.1%"],["Bluff City","$2,068","0.1%"],["Lonoke","$2,069","0.2%"],["Bee Branch","$2,069","0.2%"],["Greenbrier","$2,069","0.2%"],["Wilburn","$2,069","0.2%"],["Onia","$2,069","0.2%"],["Friendship","$2,070","0.2%"],["Augusta","$2,071","0.3%"],["Higden","$2,071","0.3%"],["State University","$2,071","0.3%"],["Hunter","$2,073","0.4%"],["Hickory Plains","$2,074","0.4%"],["Etowah","$2,074","0.4%"],["Rose Bud","$2,074","0.4%"],["Pangburn","$2,075","0.5%"],["Datto","$2,075","0.5%"],["Bigelow","$2,075","0.5%"],["Ravenden","$2,076","0.5%"],["Carlisle","$2,076","0.5%"],["Wiseman","$2,077","0.6%"],["Greers Ferry","$2,077","0.6%"],["Rosston","$2,078","0.6%"],["Austin","$2,078","0.6%"],["Marked Tree","$2,078","0.6%"],["Saint Charles","$2,079","0.7%"],["Sage","$2,079","0.7%"],["Grubbs","$2,079","0.7%"],["Briggsville","$2,081","0.7%"],["Letona","$2,081","0.8%"],["Twin Groves","$2,082","0.8%"],["Mountain View","$2,082","0.8%"],["Okolona","$2,083","0.8%"],["Romance","$2,083","0.9%"],["Rover","$2,084","0.9%"],["Viola","$2,084","0.9%"],["Searcy","$2,084","0.9%"],["McNeil","$2,084","0.9%"],["Hardy","$2,084","0.9%"],["Cash","$2,085","0.9%"],["Plainview","$2,085","0.9%"],["Salem","$2,085","0.9%"],["Amagon","$2,085","1.0%"],["Fox","$2,085","1.0%"],["Highland","$2,086","1.0%"],["Heber Springs","$2,086","1.0%"],["Leola","$2,086","1.0%"],["Oxford","$2,088","1.1%"],["Lynn","$2,088","1.1%"],["Smithville","$2,089","1.1%"],["Pencil Bluff","$2,089","1.1%"],["Harrisburg","$2,089","1.1%"],["Malvern","$2,089","1.1%"],["Gillham","$2,089","1.2%"],["Alpine","$2,090","1.2%"],["Curtis","$2,091","1.3%"],["Oil Trough","$2,092","1.3%"],["Beirne","$2,092","1.3%"],["Vilonia","$2,092","1.3%"],["Cherry Valley","$2,092","1.3%"],["Mount Ida","$2,092","1.3%"],["Frenchmans Bayou","$2,094","1.4%"],["Armorel","$2,095","1.4%"],["Arkadelphia","$2,095","1.4%"],["Ethel","$2,095","1.5%"],["Weiner","$2,095","1.5%"],["McCaskill","$2,096","1.5%"],["Tichnor","$2,096","1.5%"],["Hickory Ridge","$2,096","1.5%"],["Wilson","$2,096","1.5%"],["Guion","$2,096","1.5%"],["East Camden","$2,097","1.5%"],["Garner","$2,097","1.5%"],["Cale","$2,097","1.5%"],["Humnoke","$2,097","1.5%"],["Cord","$2,097","1.5%"],["Bradford","$2,097","1.5%"],["Ward","$2,097","1.6%"],["Magnolia","$2,098","1.6%"],["Quitman","$2,098","1.6%"],["Donaldson","$2,099","1.6%"],["Stamps","$2,099","1.7%"],["Sparkman","$2,100","1.7%"],["Judsonia","$2,100","1.7%"],["Drasco","$2,100","1.7%"],["Camden","$2,100","1.7%"],["Calico Rock","$2,100","1.7%"],["Marcella","$2,100","1.7%"],["Patterson","$2,100","1.7%"],["Tupelo","$2,101","1.7%"],["Bassett","$2,101","1.7%"],["West Point","$2,101","1.7%"],["Beedeville","$2,101","1.7%"],["Gibson","$2,102","1.8%"],["Willisville","$2,102","1.8%"],["West Ridge","$2,102","1.8%"],["Burdette","$2,102","1.8%"],["Jacksonville","$2,103","1.8%"],["Norman","$2,103","1.8%"],["Chidester","$2,104","1.9%"],["Bald Knob","$2,104","1.9%"],["Violet Hill","$2,104","1.9%"],["Sherwood","$2,106","2.0%"],["Ozan","$2,106","2.0%"],["Blevins","$2,107","2.0%"],["Joiner","$2,107","2.0%"],["Trumann","$2,107","2.0%"],["Humphrey","$2,107","2.0%"],["Sims","$2,108","2.1%"],["McCrory","$2,108","2.1%"],["Russell","$2,109","2.1%"],["Tyronza","$2,109","2.1%"],["Emmet","$2,109","2.1%"],["Mount Pleasant","$2,109","2.1%"],["Success","$2,109","2.1%"],["Bearden","$2,109","2.1%"],["Strawberry","$2,110","2.2%"],["Dolph","$2,110","2.2%"],["Waldo","$2,111","2.2%"],["Jones Mill","$2,111","2.2%"],["Thornton","$2,111","2.2%"],["Oden","$2,112","2.2%"],["Cherokee Village","$2,112","2.3%"],["Bonnerdale","$2,112","2.3%"],["Buckner","$2,113","2.3%"],["Cave City","$2,113","2.3%"],["Tollette","$2,113","2.3%"],["Clarkedale","$2,114","2.3%"],["Little Rock Air Force Base (AFB)","$2,114","2.4%"],["Mineral Springs","$2,115","2.4%"],["Emerson","$2,115","2.4%"],["Poyen","$2,116","2.4%"],["Mount Holly","$2,116","2.5%"],["Rosie","$2,117","2.5%"],["Saffell","$2,117","2.5%"],["Nashville","$2,117","2.5%"],["Story","$2,118","2.6%"],["Coy","$2,119","2.6%"],["Antoine","$2,119","2.6%"],["Harrell","$2,119","2.6%"],["Grapevine","$2,120","2.6%"],["Sulphur Rock","$2,120","2.7%"],["Sidney","$2,121","2.7%"],["Hope","$2,121","2.7%"],["Columbus","$2,121","2.7%"],["Concord","$2,121","2.7%"],["Batesville","$2,122","2.7%"],["Melbourne","$2,122","2.8%"],["Stephens","$2,123","2.8%"],["Thida","$2,123","2.8%"],["Hampton","$2,123","2.8%"],["Keo","$2,123","2.8%"],["Driver","$2,123","2.8%"],["Lockesburg","$2,123","2.8%"],["Charlotte","$2,123","2.8%"],["Colt","$2,124","2.8%"],["Murfreesboro","$2,124","2.8%"],["Pineville","$2,124","2.9%"],["Wideman","$2,125","2.9%"],["Traskwood","$2,125","2.9%"],["Winthrop","$2,125","2.9%"],["Pleasant Grove","$2,125","2.9%"],["Poughkeepsie","$2,126","2.9%"],["Newark","$2,127","3.0%"],["Dierks","$2,128","3.0%"],["Junction City","$2,129","3.1%"],["Hot Springs Village","$2,129","3.1%"],["Wilton","$2,130","3.1%"],["Turrell","$2,130","3.1%"],["Fordyce","$2,130","3.1%"],["Ben Lomond","$2,130","3.1%"],["Caldwell","$2,130","3.2%"],["Fisher","$2,131","3.2%"],["Ashdown","$2,132","3.2%"],["Carthage","$2,132","3.2%"],["Taylor","$2,132","3.2%"],["Cushman","$2,133","3.3%"],["El Dorado","$2,133","3.3%"],["Saratoga","$2,134","3.4%"],["Smackover","$2,135","3.4%"],["Rivervale","$2,135","3.4%"],["Washington","$2,135","3.4%"],["Benton","$2,135","3.4%"],["Sherrill","$2,136","3.4%"],["Caddo Gap","$2,136","3.4%"],["Alleene","$2,136","3.4%"],["Bismarck","$2,136","3.4%"],["Prattsville","$2,137","3.5%"],["Wheatley","$2,138","3.5%"],["Waldenburg","$2,138","3.5%"],["Desha","$2,138","3.5%"],["Rison","$2,140","3.6%"],["Lewisville","$2,140","3.6%"],["Sheridan","$2,140","3.6%"],["Haskell","$2,141","3.7%"],["Louann","$2,141","3.7%"],["Brockwell","$2,141","3.7%"],["Wynne","$2,141","3.7%"],["Ivan","$2,142","3.7%"],["Floral","$2,142","3.7%"],["Delight","$2,143","3.8%"],["Wright","$2,144","3.8%"],["De Queen","$2,145","3.9%"],["Vanndale","$2,147","4.0%"],["Gilmore","$2,148","4.0%"],["Holly Grove","$2,148","4.0%"],["Jessieville","$2,149","4.1%"],["Madison","$2,150","4.1%"],["Foreman","$2,151","4.1%"],["Fulton","$2,151","4.1%"],["Lonsdale","$2,151","4.2%"],["Forrest City","$2,152","4.2%"],["Norphlet","$2,152","4.2%"],["Strong","$2,152","4.2%"],["Amity","$2,153","4.2%"],["Earle","$2,153","4.3%"],["Banks","$2,153","4.3%"],["Parkin","$2,154","4.3%"],["Tucker","$2,154","4.3%"],["Cabot","$2,155","4.4%"],["Paron","$2,155","4.4%"],["Alexander","$2,156","4.4%"],["Wabbaseka","$2,157","4.5%"],["New Edinburg","$2,159","4.5%"],["Jefferson","$2,159","4.6%"],["Calion","$2,160","4.6%"],["Widener","$2,161","4.6%"],["Horatio","$2,161","4.6%"],["Newhope","$2,161","4.6%"],["Ogden","$2,161","4.7%"],["Lawson","$2,162","4.7%"],["Palestine","$2,163","4.7%"],["Pleasant Plains","$2,164","4.8%"],["England","$2,167","4.9%"],["Jersey","$2,168","5.0%"],["Locust Grove","$2,168","5.0%"],["Bryant","$2,169","5.0%"],["Altheimer","$2,172","5.2%"],["Garland City","$2,175","5.3%"],["Kirby","$2,175","5.3%"],["Goodwin","$2,176","5.4%"],["Umpire","$2,176","5.4%"],["Pearcy","$2,177","5.4%"],["Warren","$2,177","5.4%"],["Crawfordsville","$2,178","5.4%"],["Heth","$2,178","5.5%"],["North Little Rock","$2,179","5.5%"],["Mountain Pine","$2,180","5.6%"],["Scott","$2,181","5.6%"],["Langley","$2,183","5.7%"],["Kingsland","$2,183","5.7%"],["Hot Springs National Park","$2,183","5.7%"],["Bauxite","$2,183","5.7%"],["Maumelle","$2,183","5.7%"],["Woodson","$2,187","5.9%"],["Redfield","$2,187","5.9%"],["Hot Springs","$2,188","5.9%"],["Genoa","$2,188","6.0%"],["Gould","$2,191","6.1%"],["McAlmont","$2,191","6.1%"],["Edmondson","$2,192","6.1%"],["Piney","$2,192","6.1%"],["Doddridge","$2,193","6.2%"],["Lake Hamilton","$2,195","6.3%"],["Rockwell","$2,197","6.4%"],["Fouke","$2,197","6.4%"],["Proctor","$2,197","6.4%"],["Winchester","$2,198","6.4%"],["Reydell","$2,198","6.4%"],["Bradley","$2,199","6.5%"],["West Memphis","$2,199","6.5%"],["Royal","$2,199","6.5%"],["Glenwood","$2,200","6.5%"],["Snow Lake","$2,200","6.5%"],["Huttig","$2,201","6.6%"],["Marion","$2,203","6.7%"],["Hughes","$2,206","6.8%"],["Dumas","$2,207","6.9%"],["Hermitage","$2,208","6.9%"],["Tillar","$2,209","6.9%"],["Eudora","$2,213","7.2%"],["Texarkana","$2,214","7.2%"],["Dermott","$2,222","7.6%"],["Watson","$2,223","7.7%"],["Fountain Hill","$2,225","7.8%"],["Hensley","$2,225","7.8%"],["Lake Village","$2,227","7.9%"],["White Hall","$2,230","8.0%"],["Wilmot","$2,233","8.1%"],["Pickens","$2,235","8.2%"],["Yorktown","$2,238","8.4%"],["Haynes","$2,239","8.4%"],["Grady","$2,240","8.5%"],["Moro","$2,241","8.5%"],["Rohwer","$2,241","8.5%"],["Cammack Village","$2,242","8.6%"],["LaGrange","$2,242","8.6%"],["Lambrook","$2,243","8.6%"],["Sweet Home","$2,244","8.7%"],["Roland","$2,247","8.8%"],["Brickeys","$2,247","8.8%"],["Mabelvale","$2,248","8.9%"],["Montrose","$2,248","8.9%"],["Shannon Hills","$2,248","8.9%"],["Monticello","$2,250","8.9%"],["McGehee","$2,251","9.0%"],["Parkdale","$2,251","9.0%"],["Wilmar","$2,254","9.1%"],["Arkansas City","$2,256","9.2%"],["Aubrey","$2,257","9.3%"],["Marianna","$2,271","9.9%"],["Pine Bluff","$2,271","10.0%"],["Star City","$2,271","10.0%"],["Crossett","$2,273","10.1%"],["West Crossett","$2,273","10.1%"],["North Crossett","$2,274","10.1%"],["Hamburg","$2,276","10.2%"],["East End","$2,280","10.4%"],["Portland","$2,285","10.6%"],["Wrightsville","$2,287","10.8%"],["Turner","$2,293","11.0%"],["Little Rock","$2,303","11.5%"],["Wabash","$2,311","11.9%"],["Crumrod","$2,314","12.0%"],["Elaine","$2,317","12.2%"],["Moscow","$2,319","12.3%"],["Mellwood","$2,319","12.3%"],["Marvell","$2,322","12.5%"],["Poplar Grove","$2,341","13.4%"],["Oneida","$2,372","14.9%"],["Lexa","$2,375","15.0%"],["Barton","$2,379","15.2%"],["Landmark","$2,381","15.3%"],["Helena-West Helena","$2,384","15.5%"],["College Station","$2,386","15.5%"],["West 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Arkansas rate changes by company
Arkansas auto insurance companies reduced their premiums by 5% for the 2020 plan year, which was only the second time since 2015 that auto rates fell in the state. When taking a closer look at individual insurers, State Farm decreased its rates the most compared to competitors — by over 10%.
The decreases in auto premiums are due mainly to a fall in auto insurance claims. Almost all insurance companies paid out fewer claims than they usually would due to a decrease in driving caused by the COVID-19 pandemic.
Insurer | Premiums written (millions) 2019 | Rate change 2019 | Rate change 2020 |
|---|---|---|---|
| State Farm | $494.0 | -4.1% | -10.2% |
| Southern Farm Bureau | $278.2 | 1.8% | -4.5% |
| Progressive | $194.1 | -4.5% | -4.0% |
| Shelter | $187.0 | 1.9% | -4.7% |
| Allstate | $151.5 | 0.0% | -0.1% |
| Geico | $136.0 | 0.0% | 0.0% |
| USAA | $101.9 | 3.5% | 0.0% |
| Farmers | $81.6 | 2.9% | 0.5% |
| Liberty Mutual | $73.4 | -2.8% | 0.0% |
| Alfa | $48.4 | -1.2% | -4.1% |
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Arkansas car insurance requirements
Arkansas drivers are required to have a minimum amount of liability insurance, which pays out for damages that they may be responsible for in the event of an accident. Those caught driving without insurance may face fines and vehicle registration suspension. Below, we've provided the minimum car insurance policy limits in Arkansas:
- Bodily injury liability insurance: $25,000 per person/$50,000 per accident
- Property damage liability insurance: $25,000 per person
Keep in mind that while the minimum amount of liability is the cheapest, it may not provide sufficient protection for your individual needs. This level of protection does not provide financial reimbursement for damages obtained by your car. We recommend that drivers with expensive or new vehicles purchase higher liability limits or additional coverage.
Recap of the cheapest auto insurance in Arkansas
- Minimum coverage: State Farm
- Full coverage: State Farm
- After an at-fault accident: State Farm
- After a speeding ticket: State Farm
- After a DUI: State Farm
- Poor credit history: Geico
- Very good credit history: State Farm
- Married couples: State Farm
- Young drivers: Southern Farm Bureau
- Young drivers with one accident: Southern Farm Bureau
- Young drivers with one speeding ticket: Southern Farm Bureau
Methodology
We collected thousands of rates from ZIP codes across Arkansas for the largest 10 insurers. We used a sample driver with the following profile:
- 30-year-old man
- Drives a 2015 Honda Civic EX
- Average credit
The base policy for the study was a full-coverage policy with the following limits:
Coverage type | Study limits |
|---|---|
| Bodily liability | $50,000 per person/$100,000 per accident |
| Personal injury protection | $10,000 |
| Property damage | $25,000 per accident |
| Uninsured/underinsured motorist bodily injury | $50,000 per person/$100,000 per accident |
| Comprehensive and collision | $500 deductible |
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For our minimum-coverage policy, we quoted a policy with the minimum required limits in Arkansas, above.
For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.