The Best and Cheapest Car Insurance in Virginia

The Best and Cheapest Car Insurance in Virginia

We reviewed all of the top auto insurance companies in Virginia and found that Virginia Farm Bureau has the best rates, with a minimum coverage cost of $359 annually, or $30 monthly.

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We reviewed all of the top auto insurance companies in Virginia and found that Virginia Farm Bureau has the best rates, with a minimum coverage cost of $359 annually, or $30 monthly.

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To make sure you're getting your best rates, we recommend comparing rates from at least three companies. Read on to discover which companies feature the lowest premiums in your state, or use the tool above to get quotes from the top insurers near you.

Cheapest auto insurance in Virginia: Virginia Farm Bureau

Minimum liability insurance is the lowest amount of coverage you can purchase, which also makes it the cheapest form of auto insurance. In Virginia, minimum coverage costs $619 per year on average, but drivers can find rates that are 42% cheaper with Virginia Farm Bureau. Our analysis found that, at $359 annually, Virginia Farm Bureau offers the most affordable rates in the state.

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Another affordable option we recommend to Virginia military members and their families is USAA. A minimum coverage policy from USAA only costs $29 more annually, and the company boasts top customer service reviews and ratings.

Rank
Company
Average annual rate
1Virginia Farm Bureau$359
2Geico$382
3Erie$433
4State Farm$446
5Allstate$769
6Progressive$808
7Nationwide$870
8Travelers$1,111
N/AUSAA$388

USAA is excluded from rankings because it is only available to current and former military members and their families.

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Cheap premiums may make minimum coverage policies seem like the best choice, but they only cover damage to another driver's property or person. That means that you must cover your own injuries or damages after an accident.

Cheapest company for full coverage: Virginia Farm Bureau

Insurance companies charge Virginia drivers an average of $1,642 a year, or $137 a month, for full coverage insurance, our analysis found.

Virginia Farm Bureau provides the cheapest full coverage insurance in Virginia. At just $891 annually, or $74 monthly, Virginia Farm Bureau's rates for full coverage are almost half as much as the Virginia state average.

Insurer
Annual cost
Monthly cost
Virginia Farm Bureau$891$74
State Farm$1,044$87
Geico$1,103$92
Virginia average$1,642$137
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Full coverage auto insurance policies add collision and comprehensive coverages to liability insurance. This means that if your car sustains damages due to an accident or an act of God beyond your control (such as from an animal or a weather event), your insurance company will help pay for repairs.

Cheap car insurance for drivers with prior incidents

Marks on your driving record or a poor credit score signal to insurers that you're likely a higher-risk driver, which usually causes them to raise your rates. Recognizing this, we identified the cheapest full coverage car insurance for Virginia drivers who have:

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Cheapest for drivers with an accident: Virginia Farm Bureau

Virginia Farm Bureau charged our sample Virginia driver the least for car insurance after an accident, with annual premiums 62% cheaper than the state average of $2,345. In fact, the insurer charged our driver equivalent rates before and after the accident, indicating that it could be a great fit for Virginians with an at-fault accident on their record.

Insurer
Annual cost
Monthly cost
Virginia Farm Bureau$891$74
State Farm$1,237$103
Erie$1,498$125
Virginia average$2,345$195
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Our analysis found that in Virginia, premiums increase by 43% after an at-fault accident. This is because an insurance company will likely consider you a higher-risk driver than it otherwise would. However, different insurers treat at-faults accidents differently. Virginia Farm Bureau does not raise rates at all, as our analysis shows, but Allstate raised rates from $3,268 to $5,618 after an at-fault accident — an increase of 72%. Such significant differences in rate increases show why it's important to shop around to get your best rates, especially if your driving record has changed.

Cheapest car insurance for people with a speeding ticket: Virginia Farm Bureau

Our sample Virginia driver saw his rates go up by 15% after receiving a speeding ticket. Annual premiums from Virginia Farm Bureau were $926 cheaper than the state average for drivers with a speeding ticket, making them the most affordable in the state.

Insurer
Annual cost
Monthly cost
Virginia Farm Bureau$961$80
Geico$1,103$92
State Farm$1,141$95
Virginia average$1,887$157
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Cheapest car insurance for drivers with a DUI: Virginia Farm Bureau

After a DUI citation, average rates for Virginia drivers increase by 54%, making this the most expensive incident to have on your record. Drivers with a DUI could get the cheapest rates from Virginia Farm Bureau, where costs are 57% more affordable than average for most drivers.

Insurer
Annual cost
Monthly cost
Virginia Farm Bureau$1,100$92
State Farm$1,141$95
Erie$1,787$149
Virginia average$2,528$211
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Cheapest car insurance for drivers with poor credit: Geico

Insurers view drivers with a low credit score as posing a greater risk than drivers with a higher credit score, and they usually raise rates to account for this risk. Our analysis found that average rates for Virginia drivers with poor credit are 44% higher than for drivers with average credit. Geico offers the best rates for these types of drivers, charging $871 less than the Virginia state average.

Insurer
Annual cost
Monthly cost
Geico$1,103$92
Virginia Farm Bureau$1,286$107
State Farm$1,578$132
Nationwide$1,953$163
Virginia average$1,974$165
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{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EMarks on your driving record or a poor credit score signal to insurers that you're likely a higher-risk driver, which usually causes them to raise your rates. Recognizing this, we identified the cheapest full coverage car insurance for Virginia drivers who have:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Been involved in an at-fault accident: Virginia Farm Bureau\" href=\"#accident\"\u003EBeen involved in an at-fault accident: Virginia Farm Bureau\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Received one speeding ticket: Virginia Farm Bureau\" href=\"#speeding\"\u003EReceived one speeding ticket: Virginia Farm Bureau\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Received one citation for a DUI: Virginia Farm Bureau\" href=\"#dui\"\u003EReceived one citation for a DUI: Virginia Farm Bureau\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"A poor credit history: Geico\" href=\"#credit\"\u003EA poor credit history: Geico\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-QuoteWizardZipCode\" data-component-name=\"QuoteWizardZipCode\"\u003E\n \u003Cdiv class=\"QuoteWizardZipCode--root\"\u003E\u003Cdiv class=\"QuoteWizardZipCode--form-container\"\u003E\u003Cform id=\"QuoteWizardQuoteForm--328\" class=\"QuoteWizardZipCode--form\" method=\"GET\" action=\"https:\/\/quotes.valuepenguin.com\" target=\"_blank\"\u003E\u003Cdiv class=\"QuoteWizardZipCode--hidden\"\u003E\u003Cinput type=\"hidden\" name=\"c\" value=\"C30088\"\/\u003E\u003Cinput type=\"hidden\" name=\"product\" value=\"auto\"\/\u003E\u003Cinput type=\"hidden\" name=\"key\" value=\"_best-auto-insurance-rates-virginia\"\/\u003E\u003Cinput type=\"hidden\" name=\"v\" value=\"VPT1\"\/\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardZipCode--fields\"\u003E\u003Cdiv class=\"QuoteWizardZipCode--field-zip-code\"\u003E\u003Clabel class=\"QuoteWizardZipCode--zip-code-label\"\u003EFind Cheap Auto Insurance Quotes in Your Area\u003C\/label\u003E\u003Cdiv class=\"ZipCodeInput--root QuoteWizardZipCode--zip-code-input\"\u003E\u003Cdiv class=\"TextInput--root TextInput--required ZipCodeInput--input\"\u003E\u003Cdiv class=\"TextInput--field TextInput--none TextInput--field-container\"\u003E\u003Cspan class=\"TextInput--symbol\"\u003E\u003C\/span\u003E\u003Cinput type=\"tel\" aria-label=\"zip\" class=\"TextInput--input\" name=\"zip\" placeholder=\"Zip Code\" required=\"\" style=\"width:100%\" tabindex=\"0\" value=\"\"\/\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardZipCode--field-submit\"\u003E\u003Cbutton aria-label=\"Find Insurers\" class=\"Button--root Button--primary Button--fluid \" type=\"submit\" value=\"Find Insurers\"\u003EFind Insurers\u003C\/button\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/form\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"QuoteWizardZipCode\"\u003E{\"buttonText\":\"Find Insurers\",\"customEventLabel\":\"\",\"defaultZip\":\"\",\"hideTitle\":false,\"id\":\"QuoteWizardQuoteForm--328\",\"isDeltyForm\":false,\"product\":\"auto\",\"quoteWizardEndpoint\":\"https:\\\/\\\/quotes.valuepenguin.com\",\"showTrustMessage\":false,\"tier\":\"VPT1\",\"title\":\"Find Cheap Auto Insurance Quotes in Your Area\",\"trackingKey\":\"_best-auto-insurance-rates-virginia\",\"trustMessage\":\"It's free, simple and secure.\",\"vendor\":\"vp\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"accident\"\u003ECheapest for drivers with an accident: Virginia Farm Bureau\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E charged our sample Virginia driver the least for car insurance after an accident, with annual premiums 62% cheaper than the state average of $2,345. In fact, the insurer charged our driver equivalent rates before and after the accident, indicating that it could be a great fit for Virginians with an at-fault accident on their record.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$891\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$74\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,237\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$103\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,498\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$125\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,345\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$195\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EVirginia Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$891\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$74\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,237\",\"$103\"],[\"Erie\",\"$1,498\",\"$125\"],[\"Virginia average\",\"$2,345\",\"$195\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EOur analysis found that in Virginia, premiums increase by 43% after an at-fault accident. This is because an insurance company will likely consider you a higher-risk driver than it otherwise would. However, different insurers treat at-faults accidents differently. Virginia Farm Bureau does not raise rates at all, as our analysis shows, but Allstate raised rates from $3,268 to $5,618 after an at-fault accident \u2014 an increase of 72%. Such significant differences in rate increases show why it's important to shop around to get your best rates, especially if your driving record has changed.\u003C\/p\u003E\n\n\u003Ch3 id=\"speeding\"\u003ECheapest car insurance for people with a speeding ticket: Virginia Farm Bureau\u003C\/h3\u003E\n\n\u003Cp\u003EOur sample Virginia driver saw his rates go up by 15% after receiving a speeding ticket. Annual premiums from \u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E were $926 cheaper than the state average for drivers with a speeding ticket, making them the most affordable in the state.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$961\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$80\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,103\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$92\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,141\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$95\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,887\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$157\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EVirginia Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$961\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$80\\u003C\\\/strong\\u003E\"],[\"Geico\",\"$1,103\",\"$92\"],[\"State Farm\",\"$1,141\",\"$95\"],[\"Virginia average\",\"$1,887\",\"$157\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest car insurance for drivers with a DUI: Virginia Farm Bureau\u003C\/h3\u003E\n\n\u003Cp\u003EAfter a DUI citation, average rates for Virginia drivers increase by 54%, making this the most expensive incident to have on your record. Drivers with a DUI could get the cheapest rates from \u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E, where costs are 57% more affordable than average for most drivers.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,100\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$92\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,141\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$95\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,787\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$149\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,528\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$211\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EVirginia Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,100\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$92\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,141\",\"$95\"],[\"Erie\",\"$1,787\",\"$149\"],[\"Virginia average\",\"$2,528\",\"$211\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest car insurance for drivers with poor credit: Geico\u003C\/h3\u003E\n\n\u003Cp\u003EInsurers view drivers with a low credit score as posing a greater risk than drivers with a higher credit score, and they usually raise rates to account for this risk. Our analysis found that average rates for Virginia drivers with poor credit are 44% higher than for drivers with average credit. \u003Cstrong\u003EGeico\u003C\/strong\u003E offers the best rates for these types of drivers, charging $871 less than the Virginia state average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EGeico\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,103\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$92\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,286\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$107\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,578\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$132\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,953\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$163\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,974\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$165\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EGeico\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,103\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$92\\u003C\\\/strong\\u003E\"],[\"Virginia Farm Bureau\",\"$1,286\",\"$107\"],[\"State Farm\",\"$1,578\",\"$132\"],[\"Nationwide\",\"$1,953\",\"$163\"],[\"Virginia average\",\"$1,974\",\"$165\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Cheapest car insurance for married drivers: Virginia Farm Bureau

If you're married, our analysis found that you will pay 9% less on average in Virginia than a driver with your same credit score, driving record, age and car. Virginia Farm Bureau provides the best rates: Married drivers pay $845 annually, or $70 monthly, for full coverage auto insurance.

Insurer
Annual cost
Monthly cost
Virginia Farm Bureau$845$70
State Farm$1,044$87
Erie$1,059$88
Virginia average$1,497$125
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E","\u003Cstrong\u003E$845\u003C\/strong\u003E","\u003Cstrong\u003E$70\u003C\/strong\u003E"],["State Farm","$1,044","$87"],["Erie","$1,059","$88"],["Virginia average","$1,497","$125"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EIf you're married, our analysis found that you will pay 9% less on average in Virginia than a driver with your same credit score, driving record, age and car. \u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E provides the best rates: Married drivers pay $845 annually, or $70 monthly, for full coverage auto insurance.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EVirginia Farm Bureau\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$845\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$70\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,044\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$87\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,059\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$88\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,497\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$125\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EVirginia Farm Bureau\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$845\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$70\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,044\",\"$87\"],[\"Erie\",\"$1,059\",\"$88\"],[\"Virginia average\",\"$1,497\",\"$125\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Cheapest car insurance for young drivers: Erie

Young Virginia drivers pay triple what adult drivers pay, according to our analysis. The average cost of full coverage auto insurance for young drivers in the Old Dominion State is $4,991 annually, or $416 monthly.

We recommend that young drivers shopping for the cheapest full coverage car insurance in Virginia take a look at Erie. Our research found that the average annual premium for young Virginia drivers is just $3,008 with Erie, which is 40% less expensive than the state average.

However, young drivers in the military or in a military family will likely get their best rates from USAA, the cheapest overall option. The only insurer in our study with annual premiums less than $3,000, USAA offers young Virginia drivers rates that are 52% cheaper than average.

Rank
Insurer
Full coverage
Minimum coverage
1Erie$3,008$1,067
2State Farm$3,263$1,354
3Geico$3,611$1,257
4Virginia Farm Bureau$4,056$1,493
5Progressive$6,651$2,998
6Nationwide$6,894$2,917
7Travelers$7,354$3,165
8Allstate$7,708$1,670
N/AUSAA$2,374$999
N/AVirginia average$4,991$1,880

USAA is excluded from rankings because it is only available to current and former military members and their families.

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A full coverage policy for young drivers in Virginia costs 166% more than a minimum coverage policy. There's no denying that's a significant increase, but we urge young drivers to purchase a full coverage policy if at all possible. Though minimum liability policies are far more affordable, young drivers run the risk of being caught without adequate coverage if they get into an accident. The best way for teen drivers to keep their rates low is to join their parents' policy.

However, if you ultimately decide a minimum coverage policy is the best option for you, our analysis found that you'll likely get your best rates with Erie or, if you're eligible, USAA. Erie's rates are 43% cheaper than average, and USAA's are 47% cheaper.

Cheapest for young drivers with one accident: Erie

Young Virgina drivers already pay high premiums, but we found that an at-fault accident can cause the cost of insurance to increase by 25%. If you're a young Virginia driver with an at-fault accident on your record, you might find your best rates from Erie. Erie charges teen drivers who have been in an at-fault accident $3,670 annually, which is 41% cheaper than the state average.

Insurer
Annual cost
Monthly cost
Erie$3,670$306
State Farm$3,927$327
Geico$4,041$337
Virginia average$6,218$518
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Cheapest for young drivers with one speeding ticket: Erie

Young Virginia drivers who have been caught speeding will pay about 10% more than young drivers with a clean record, according to our analysis. The best rates for these young drivers come from Erie; the company's annual premiums are $2,126 lower than the state average.

Insurer
Annual cost
Monthly cost
Erie$3,370$281
State Farm$3,595$300
Geico$3,611$301
Virginia average$5,496$458
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual cost","Monthly cost"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$3,370\u003C\/strong\u003E","\u003Cstrong\u003E$281\u003C\/strong\u003E"],["State Farm","$3,595","$300"],["Geico","$3,611","$301"],["Virginia average","$5,496","$458"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Young Virginia drivers pay triple what adult drivers pay, according to our analysis. The average cost of full coverage auto insurance for young drivers in the Old Dominion State is $4,991 annually, or $416 monthly. \n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EWe recommend that young drivers shopping for the cheapest full coverage car insurance in Virginia take a look at \u003Cstrong\u003EErie\u003C\/strong\u003E. Our research found that the average annual premium for young Virginia drivers is just $3,008 with Erie, which is 40% less expensive than the state average.\u003C\/p\u003E\n\n\u003Cp\u003EHowever, young drivers in the military or in a military family will likely get their best rates from USAA, the cheapest overall option. The only insurer in our study with annual premiums less than $3,000, USAA offers young Virginia drivers rates that are 52% cheaper than average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EFull coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMinimum coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,008\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,067\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,263\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,354\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,611\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,257\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,056\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,493\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,651\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,998\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,894\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,917\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,354\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,165\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,708\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,670\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/em\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,374\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$999\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,991\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,880\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Insurer\",\"Full coverage\",\"Minimum coverage\"],[\"1\",\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,008\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,067\\u003C\\\/strong\\u003E\"],[\"2\",\"State Farm\",\"$3,263\",\"$1,354\"],[\"3\",\"Geico\",\"$3,611\",\"$1,257\"],[\"4\",\"Virginia Farm Bureau\",\"$4,056\",\"$1,493\"],[\"5\",\"Progressive\",\"$6,651\",\"$2,998\"],[\"6\",\"Nationwide\",\"$6,894\",\"$2,917\"],[\"7\",\"Travelers\",\"$7,354\",\"$3,165\"],[\"8\",\"Allstate\",\"$7,708\",\"$1,670\"],[\"N\\\/A\",\"USAA\\u003C\\\/em\\u003E\",\"$2,374\",\"$999\"],[\"N\\\/A\",\"Virginia average\",\"$4,991\",\"$1,880\"]],\"footnote\":\"\\u003Cem\\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EA full coverage policy for young drivers in Virginia costs 166% more than a minimum coverage policy. There's no denying that's a significant increase, but we urge young drivers to purchase a full coverage policy if at all possible. Though minimum liability policies are far more affordable, young drivers run the risk of being caught without adequate coverage if they get into an accident. The best way for \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest Car Insurance for Teens (and Their Parents)\" href=\"https:\/\/www.valuepenguin.com\/best-car-insurance-teen-drivers\"\u003Eteen drivers to keep their rates low\u003C\/a\u003E\u003C\/span\u003E is to join their parents' policy.\u003C\/p\u003E\n\n\u003Cp\u003EHowever, if you ultimately decide a minimum coverage policy is the best option for you, our analysis found that you'll likely get your best rates with Erie or, if you're eligible, USAA. Erie's rates are 43% cheaper than average, and USAA's are 47% cheaper.\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one accident: Erie\u003C\/h3\u003E\n\n\u003Cp\u003EYoung Virgina drivers already pay high premiums, but we found that an at-fault accident can cause the cost of insurance to increase by 25%. If you're a young Virginia driver with an at-fault accident on your record, you might find your best rates from \u003Cstrong\u003EErie\u003C\/strong\u003E. Erie charges teen drivers who have been in an at-fault accident $3,670 annually, which is 41% cheaper than the state average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,670\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$306\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,927\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$327\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,041\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$337\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,218\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$518\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,670\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$306\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$3,927\",\"$327\"],[\"Geico\",\"$4,041\",\"$337\"],[\"Virginia average\",\"$6,218\",\"$518\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one speeding ticket: Erie\u003C\/h3\u003E\n\n\u003Cp\u003EYoung Virginia drivers who have been caught speeding will pay about 10% more than young drivers with a clean record, according to our analysis. The best rates for these young drivers come from Erie; the company's annual premiums are $2,126 lower than the state average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,370\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$281\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,595\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$300\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,611\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$301\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,496\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$458\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual cost\",\"Monthly cost\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,370\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$281\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$3,595\",\"$300\"],[\"Geico\",\"$3,611\",\"$301\"],[\"Virginia average\",\"$5,496\",\"$458\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Best auto insurance companies in Virginia

Our survey of policyholder satisfaction with customer service and claims found that USAA is the best insurer in Virginia.

However, if you're not eligible for USAA membership, then State Farm and Allstate are good choices as well. These companies also received high marks from policyholders.

Overall rank
Group
Percent extremely satisfied with most recent claim
Percent rated customer service as "excellent"
1USAA78%62%
2Nationwide78%53%
3State Farm73%46%
4Allstate72%47%
5Erie67%50%
6Progressive74%34%
7Geico64%42%
8Travelers63%33%
9Virginia Farm BureauN/AN/A

Overall rank takes both claim satisfaction and customer service rankings into account.

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The rankings Nationwide and USAA received from J.D. Power and the National Association of Insurance Commissioners (NAIC) further demonstrate their excellent customer service reputations. The national average score for auto claims satisfaction from J.D. Power was 872 out of 1,000, and both Nationwide and USAA scored above that, at 876 and 890, respectively. Similarly, their Complaint Indexes from NAIC were 0.64 and 0.68, which means that they received about a third fewer complaints than typical for an insurer of its size.

Insurer
NAIC Complaint Index (lower is better)
J.D. Power claims satisfaction score (higher is better)
AM Best Financial Strength Rating
State Farm0.66881A++
Allstate0.71876A+
USAA0.68890A++
Progressive0.36856A+
Erie1.10880A+
Nationwide0.64876A+
Geico1.01871A++
Travelers0.00861A++
Virginia Farm Bureau0.00N/AA
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AM Best gave all of the companies in our study a Financial Strength Rating of A or better. These grades mean that AM Best believes they have an "Excellent" or "Superior" ability to pay out claims.

{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nOur survey of policyholder satisfaction with customer service and claims found that USAA is the best insurer in Virginia. \n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EHowever, if you're not eligible for USAA membership, then State Farm and Allstate are \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"good choices\" href=\"https:\/\/www.valuepenguin.com\/best-auto-insurance\"\u003Egood choices\u003C\/a\u003E\u003C\/span\u003E as well. These companies also received high marks from policyholders.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EOverall rank\u003C\/em\u003E\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EGroup\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercent extremely satisfied with most recent claim\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercent rated customer service as \"excellent\"\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E62%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E53%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E73%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E46%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E72%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E47%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E67%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E50%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E74%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E34%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E64%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E42%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E63%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E33%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Overall rank\\u003C\\\/em\\u003E\",\"Group\",\"Percent extremely satisfied with most recent claim\",\"Percent rated customer service as \\\"excellent\\\"\"],[\"1\",\"USAA\",\"78%\",\"62%\"],[\"2\",\"Nationwide\",\"78%\",\"53%\"],[\"3\",\"State Farm\",\"73%\",\"46%\"],[\"4\",\"Allstate\",\"72%\",\"47%\"],[\"5\",\"Erie\",\"67%\",\"50%\"],[\"6\",\"Progressive\",\"74%\",\"34%\"],[\"7\",\"Geico\",\"64%\",\"42%\"],[\"8\",\"Travelers\",\"63%\",\"33%\"],[\"9\",\"Virginia Farm Bureau\",\"N\\\/A\",\"N\\\/A\"]],\"footnote\":\"\\u003Cem\\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EThe rankings Nationwide and USAA received from J.D. Power and the National Association of Insurance Commissioners (NAIC) further demonstrate their excellent customer service reputations. The national average score for auto claims satisfaction from J.D. Power was 872 out of 1,000, and both Nationwide and USAA scored above that, at 876 and 890, respectively. Similarly, their Complaint Indexes from NAIC were 0.64 and 0.68, which means that they received about a third fewer complaints than typical for an insurer of its size.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t fqGswX\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn gpuvyY\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ENAIC Complaint Index (lower is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EJ.D. Power claims satisfaction score (higher is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAM Best Financial Strength Rating\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-1sg18j koooQF\"\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.66\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E881\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.71\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.68\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.36\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E856\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E880\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENationwide\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.64\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.01\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E871\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.00\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E861\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr class=\"StyledBodyRow-sc-1wladry dsfQge\"\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EVirginia Farm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.00\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"NAIC Complaint Index (lower is better)\",\"J.D. Power claims satisfaction score (higher is better)\",\"AM Best Financial Strength Rating\"],[\"State Farm\",\"0.66\",\"881\",\"A++\"],[\"Allstate\",\"0.71\",\"876\",\"A+\"],[\"USAA\",\"0.68\",\"890\",\"A++\"],[\"Progressive\",\"0.36\",\"856\",\"A+\"],[\"Erie\",\"1.10\",\"880\",\"A+\"],[\"Nationwide\",\"0.64\",\"876\",\"A+\"],[\"Geico\",\"1.01\",\"871\",\"A++\"],[\"Travelers\",\"0.00\",\"861\",\"A++\"],[\"Virginia Farm Bureau\",\"0.00\",\"N\\\/A\",\"A\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EAM Best gave all of the companies in our study a Financial Strength Rating of A or better. These grades mean that AM Best believes they have an \"Excellent\" or \"Superior\" ability to pay out claims.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Average car insurance cost in Virginia by city

Average full coverage auto insurance costs vary significantly in Virginia depending on where you live in the state. Massanetta Springs drivers pay just $1,385 a year, while North Springfield drivers pay $1,913 a year — a $528 difference. Virginia residents in more populous, urban areas pay more than residents in rural areas, as accidents and auto theft are more common in cities.

City
Average annual cost
Percent from average
Massanetta Springs$1,385-15.7%
Merrimac$1,388-15.5%
Harrisonburg$1,391-15.3%
Blacksburg$1,391-15.3%
East Lexington$1,395-15.0%
Plum Creek$1,396-15.0%
Buena Vista$1,397-14.9%
Lexington$1,398-14.9%
Fulks Run$1,399-14.8%
Christiansburg$1,399-14.8%
Dayton$1,412-14.0%
Belview$1,412-14.0%
Show All Rows
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["City","Average annual cost","Percent from average"],["Massanetta Springs","$1,385","-15.7%"],["Merrimac","$1,388","-15.5%"],["Harrisonburg","$1,391","-15.3%"],["Blacksburg","$1,391","-15.3%"],["East Lexington","$1,395","-15.0%"],["Plum Creek","$1,396","-15.0%"],["Buena Vista","$1,397","-14.9%"],["Lexington","$1,398","-14.9%"],["Fulks Run","$1,399","-14.8%"],["Christiansburg","$1,399","-14.8%"],["Dayton","$1,412","-14.0%"],["Belview","$1,412","-14.0%"],["Woodstock","$1,413","-14.0%"],["Staunton","$1,420","-13.5%"],["Bridgewater","$1,421","-13.5%"],["Jolivue","$1,423","-13.4%"],["Fishersville","$1,424","-13.3%"],["Lacey Spring","$1,425","-13.2%"],["Mount Crawford","$1,425","-13.2%"],["Broadway","$1,425","-13.2%"],["Penn Laird","$1,426","-13.2%"],["Linville","$1,426","-13.2%"],["Massanutten","$1,427","-13.1%"],["Hinton","$1,428","-13.0%"],["Waynesboro","$1,429","-13.0%"],["Dooms","$1,432","-12.8%"],["McGaheysville","$1,433","-12.7%"],["Timberville","$1,434","-12.7%"],["Mint Spring","$1,434","-12.7%"],["Singers Glen","$1,435","-12.6%"],["Port Republic","$1,435","-12.6%"],["Elliston","$1,436","-12.6%"],["Maurertown","$1,436","-12.5%"],["Radford","$1,437","-12.5%"],["Weyers Cave","$1,438","-12.4%"],["Stuarts Draft","$1,438","-12.4%"],["Edinburg","$1,439","-12.3%"],["Pleasant Valley","$1,440","-12.3%"],["Keezletown","$1,440","-12.3%"],["Clifton Forge","$1,441","-12.2%"],["Salem","$1,441","-12.2%"],["Fairfield","$1,441","-12.2%"],["Mount Sidney","$1,442","-12.2%"],["Bergton","$1,442","-12.2%"],["Fort Defiance","$1,443","-12.1%"],["Iron Gate","$1,445","-12.0%"],["Verona","$1,445","-12.0%"],["New Market","$1,447","-11.9%"],["Criders","$1,448","-11.8%"],["Strasburg","$1,449","-11.8%"],["Grottoes","$1,450","-11.7%"],["Harriston","$1,450","-11.7%"],["Covington","$1,452","-11.6%"],["Selma","$1,452","-11.6%"],["Low Moor","$1,452","-11.6%"],["Raphine","$1,453","-11.5%"],["Quicksburg","$1,453","-11.5%"],["Rockbridge Baths","$1,454","-11.5%"],["Shawsville","$1,454","-11.5%"],["Glasgow","$1,455","-11.4%"],["Stephens City","$1,456","-11.3%"],["Basye","$1,458","-11.2%"],["Greenville","$1,458","-11.2%"],["Elkton","$1,459","-11.1%"],["Fairlawn","$1,459","-11.1%"],["Natural Bridge","$1,460","-11.1%"],["McCoy","$1,464","-10.9%"],["Swoope","$1,464","-10.9%"],["Lebanon Church","$1,464","-10.8%"],["Brownsburg","$1,465","-10.8%"],["Pilot","$1,465","-10.8%"],["Hollins","$1,465","-10.8%"],["Goshen","$1,465","-10.8%"],["Mount Solon","$1,465","-10.8%"],["Toms Brook","$1,465","-10.8%"],["Mount Jackson","$1,466","-10.7%"],["Cloverdale","$1,467","-10.7%"],["Winchester","$1,468","-10.6%"],["Toano","$1,468","-10.6%"],["New Hope","$1,468","-10.6%"],["Orkney Springs","$1,469","-10.5%"],["Catawba","$1,469","-10.5%"],["Vesuvius","$1,469","-10.5%"],["Shenandoah","$1,473","-10.3%"],["Churchville","$1,474","-10.2%"],["Crimora","$1,475","-10.2%"],["Roanoke","$1,475","-10.2%"],["Shawneeland","$1,475","-10.2%"],["Stephenson","$1,476","-10.1%"],["Galax","$1,476","-10.1%"],["Glen Wilton","$1,478","-10.0%"],["Luray","$1,478","-10.0%"],["Spottswood","$1,479","-9.9%"],["Steeles Tavern","$1,479","-9.9%"],["Cave Spring","$1,480","-9.9%"],["Vinton","$1,483","-9.7%"],["Lyndhurst","$1,485","-9.6%"],["Hot Springs","$1,485","-9.6%"],["Lynchburg","$1,486","-9.5%"],["Daleville","$1,486","-9.5%"],["Natural Bridge Station","$1,487","-9.5%"],["Riner","$1,487","-9.4%"],["Abingdon","$1,487","-9.4%"],["Williamsburg","$1,491","-9.2%"],["Fort Valley","$1,492","-9.2%"],["Fishers Hill","$1,492","-9.1%"],["Blue Ridge","$1,492","-9.1%"],["Middlebrook","$1,492","-9.1%"],["West Augusta","$1,493","-9.1%"],["Middletown","$1,495","-9.0%"],["Bent Mountain","$1,498","-8.7%"],["Cana","$1,499","-8.7%"],["Augusta Springs","$1,499","-8.7%"],["Damascus","$1,499","-8.7%"],["Craigsville","$1,499","-8.7%"],["Fries","$1,500","-8.7%"],["Deerfield","$1,501","-8.6%"],["Rural Retreat","$1,501","-8.6%"],["Madison Heights","$1,502","-8.6%"],["Cripple Creek","$1,502","-8.5%"],["Paint Bank","$1,502","-8.5%"],["Wytheville","$1,502","-8.5%"],["Hillsville","$1,506","-8.3%"],["Emory","$1,508","-8.2%"],["Dublin","$1,508","-8.2%"],["Ivanhoe","$1,508","-8.1%"],["Troutville","$1,508","-8.1%"],["Meadowview","$1,509","-8.1%"],["Crockett","$1,509","-8.1%"],["Glade Spring","$1,510","-8.0%"],["Independence","$1,510","-8.0%"],["Lambsburg","$1,510","-8.0%"],["Burnsville","$1,511","-8.0%"],["Williamsville","$1,511","-8.0%"],["Millboro","$1,511","-8.0%"],["Fancy Gap","$1,512","-7.9%"],["Max Meadows","$1,512","-7.9%"],["Warm Springs","$1,513","-7.9%"],["Bacova","$1,514","-7.8%"],["Austinville","$1,514","-7.8%"],["Belspring","$1,514","-7.8%"],["Bristol","$1,517","-7.6%"],["New Castle","$1,517","-7.6%"],["Newport","$1,518","-7.6%"],["Oriskany","$1,518","-7.5%"],["Timberlake","$1,518","-7.5%"],["Doe Hill","$1,519","-7.5%"],["Brucetown","$1,519","-7.5%"],["White Post","$1,521","-7.4%"],["Head Waters","$1,521","-7.4%"],["Forest","$1,521","-7.4%"],["Stanley","$1,522","-7.3%"],["Villamont","$1,522","-7.3%"],["Marion","$1,523","-7.3%"],["Eagle Rock","$1,523","-7.2%"],["Clear Brook","$1,523","-7.2%"],["Adwolf","$1,524","-7.2%"],["Mustoe","$1,524","-7.2%"],["Rileyville","$1,524","-7.2%"],["Chilhowie","$1,526","-7.1%"],["Pulaski","$1,526","-7.0%"],["New River","$1,527","-7.0%"],["Atkins","$1,528","-6.9%"],["Sugar Grove","$1,528","-6.9%"],["Speedwell","$1,529","-6.9%"],["Blue Grass","$1,529","-6.9%"],["Pearisburg","$1,530","-6.8%"],["Parrott","$1,533","-6.7%"],["Star Tannery","$1,534","-6.6%"],["Whitetop","$1,534","-6.6%"],["Lightfoot","$1,535","-6.5%"],["Millwood","$1,535","-6.5%"],["Berryville","$1,536","-6.5%"],["Lake Holiday","$1,538","-6.4%"],["Newbern","$1,538","-6.4%"],["Cross Junction","$1,539","-6.3%"],["Boyce","$1,539","-6.3%"],["Pembroke","$1,540","-6.2%"],["Saltville","$1,540","-6.2%"],["McDowell","$1,541","-6.2%"],["Norton","$1,542","-6.1%"],["Troutdale","$1,542","-6.1%"],["Staffordsville","$1,543","-6.1%"],["Buchanan","$1,543","-6.0%"],["Appalachia","$1,544","-6.0%"],["Mouth of Wilson","$1,544","-5.9%"],["Barhamsville","$1,546","-5.9%"],["Elk Creek","$1,548","-5.7%"],["Monterey","$1,548","-5.7%"],["Front Royal","$1,548","-5.7%"],["Lowry","$1,549","-5.7%"],["Dugspur","$1,550","-5.6%"],["Urbanna","$1,550","-5.6%"],["Barren Springs","$1,551","-5.5%"],["Gore","$1,553","-5.4%"],["Andover","$1,553","-5.4%"],["Boones Mill","$1,555","-5.3%"],["Fincastle","$1,555","-5.3%"],["Shenandoah Farms","$1,555","-5.3%"],["Mendota","$1,556","-5.3%"],["Grimstead","$1,556","-5.2%"],["East Stone Gap","$1,556","-5.2%"],["Goode","$1,556","-5.2%"],["Irvington","$1,557","-5.2%"],["Amherst","$1,557","-5.2%"],["Laurel Fork","$1,557","-5.2%"],["Warsaw","$1,557","-5.2%"],["Farnham","$1,557","-5.2%"],["Water View","$1,557","-5.2%"],["Wise","$1,558","-5.1%"],["Draper","$1,558","-5.1%"],["Lanexa","$1,559","-5.0%"],["Hudgins","$1,559","-5.0%"],["White Stone","$1,560","-5.0%"],["Naval Weapons Station","$1,561","-5.0%"],["Deltaville","$1,561","-4.9%"],["Eggleston","$1,562","-4.9%"],["Topping","$1,562","-4.9%"],["Altavista","$1,562","-4.9%"],["Hartfield","$1,562","-4.9%"],["Kilmarnock","$1,563","-4.8%"],["Big Stone Gap","$1,563","-4.8%"],["Hallieford","$1,563","-4.8%"],["Yorktown","$1,564","-4.8%"],["Weems","$1,564","-4.8%"],["Lottsburg","$1,564","-4.8%"],["Reedville","$1,564","-4.7%"],["Rustburg","$1,564","-4.7%"],["Woods Crossroads","$1,564","-4.7%"],["Gwynn","$1,564","-4.7%"],["Wake","$1,564","-4.7%"],["Coleman Falls","$1,565","-4.7%"],["White Marsh","$1,565","-4.7%"],["Lackey","$1,566","-4.7%"],["Hiwassee","$1,566","-4.6%"],["Seaford","$1,567","-4.6%"],["Hardyville","$1,567","-4.6%"],["Clifford","$1,568","-4.5%"],["Bedford","$1,569","-4.5%"],["Callao","$1,569","-4.4%"],["Moon","$1,570","-4.4%"],["Onemo","$1,570","-4.4%"],["Church View","$1,570","-4.4%"],["Heathsville","$1,572","-4.3%"],["Jamaica","$1,572","-4.3%"],["Ararat","$1,574","-4.2%"],["Nuttsville","$1,574","-4.1%"],["Hardy","$1,574","-4.1%"],["Locust Hill","$1,575","-4.1%"],["Cardinal","$1,575","-4.1%"],["Evington","$1,575","-4.1%"],["Hayes","$1,575","-4.1%"],["Cobbs Creek","$1,575","-4.1%"],["Gloucester Point","$1,576","-4.0%"],["Norge","$1,577","-4.0%"],["Monroe","$1,577","-4.0%"],["Burgess","$1,577","-4.0%"],["Achilles","$1,577","-4.0%"],["Wicomico","$1,577","-4.0%"],["Narrows","$1,577","-3.9%"],["Mattaponi","$1,578","-3.9%"],["Susan","$1,578","-3.9%"],["West Point","$1,579","-3.9%"],["New Point","$1,579","-3.8%"],["Foster","$1,579","-3.8%"],["Morattico","$1,580","-3.8%"],["Mathews","$1,580","-3.8%"],["Port Haywood","$1,580","-3.8%"],["Sharps","$1,580","-3.8%"],["James Store","$1,580","-3.8%"],["North","$1,580","-3.8%"],["Bohannon","$1,580","-3.7%"],["Claudville","$1,581","-3.7%"],["Riverview","$1,581","-3.7%"],["Sweet Briar","$1,582","-3.7%"],["Rich Creek","$1,582","-3.7%"],["Ordinary","$1,583","-3.6%"],["Dutton","$1,583","-3.6%"],["Ware Neck","$1,583","-3.6%"],["Ophelia","$1,584","-3.6%"],["Bethel Manor","$1,584","-3.5%"],["Patrick Springs","$1,584","-3.5%"],["Ripplemead","$1,585","-3.5%"],["Bentonville","$1,585","-3.5%"],["Gloucester","$1,585","-3.5%"],["Gloucester Courthouse","$1,586","-3.4%"],["Stuart","$1,587","-3.4%"],["Naruna","$1,587","-3.4%"],["Thaxton","$1,587","-3.3%"],["Gladys","$1,587","-3.3%"],["Lynch Station","$1,588","-3.3%"],["Diggs","$1,589","-3.2%"],["Poquoson","$1,589","-3.2%"],["Merry Point","$1,589","-3.2%"],["Indian Valley","$1,589","-3.2%"],["Laneview","$1,590","-3.2%"],["Mascot","$1,590","-3.2%"],["Motley","$1,590","-3.2%"],["Lancaster","$1,590","-3.1%"],["Hurt","$1,590","-3.1%"],["Haynesville","$1,592","-3.1%"],["Saluda","$1,592","-3.0%"],["Lively","$1,593","-3.0%"],["Shacklefords","$1,593","-3.0%"],["Little Plymouth","$1,594","-2.9%"],["Pound","$1,595","-2.9%"],["Wicomico Church","$1,595","-2.9%"],["Christchurch","$1,595","-2.9%"],["Redwood","$1,595","-2.8%"],["Mount Holly","$1,596","-2.8%"],["Spout Spring","$1,597","-2.8%"],["Vesta","$1,597","-2.7%"],["Dryden","$1,597","-2.7%"],["Big Island","$1,597","-2.7%"],["Mollusk","$1,599","-2.6%"],["Montvale","$1,600","-2.6%"],["Edwardsville","$1,601","-2.5%"],["North Shore","$1,601","-2.5%"],["Bena","$1,602","-2.4%"],["South Hill","$1,602","-2.4%"],["Critz","$1,602","-2.4%"],["Bracey","$1,603","-2.4%"],["Seaview","$1,603","-2.3%"],["Linden","$1,605","-2.3%"],["Saint Paul","$1,605","-2.3%"],["Sandy Point","$1,605","-2.3%"],["Appomattox","$1,605","-2.3%"],["Glen Lyn","$1,605","-2.2%"],["South Boston","$1,605","-2.2%"],["Evergreen","$1,605","-2.2%"],["Cluster Springs","$1,606","-2.2%"],["Bland","$1,606","-2.2%"],["Ark","$1,606","-2.2%"],["Meadows of Dan","$1,607","-2.1%"],["Quinton","$1,607","-2.1%"],["Mechanicsville","$1,607","-2.1%"],["Skyland Estates","$1,607","-2.1%"],["Ceres","$1,607","-2.1%"],["Concord","$1,609","-2.0%"],["Ninde","$1,609","-2.0%"],["Fort Lee","$1,610","-2.0%"],["Fieldale","$1,610","-1.9%"],["Moneta","$1,610","-1.9%"],["Danville","$1,611","-1.9%"],["Oldhams","$1,612","-1.8%"],["Kinsale","$1,612","-1.8%"],["Townsend","$1,612","-1.8%"],["Ivy","$1,613","-1.8%"],["New Kent","$1,613","-1.8%"],["Prince George","$1,613","-1.8%"],["Bassett","$1,614","-1.7%"],["Halifax","$1,614","-1.7%"],["Ferrum","$1,614","-1.7%"],["Center Cross","$1,615","-1.7%"],["Jonesville","$1,615","-1.7%"],["Mears","$1,615","-1.7%"],["Pamplin","$1,615","-1.6%"],["Copper Hill","$1,615","-1.6%"],["Collinsville","$1,615","-1.6%"],["Belmont","$1,615","-1.6%"],["Exmore","$1,615","-1.6%"],["Broadford","$1,616","-1.6%"],["Martinsville","$1,616","-1.6%"],["Woolwine","$1,616","-1.6%"],["Check","$1,616","-1.6%"],["Spencer","$1,617","-1.5%"],["Marionville","$1,617","-1.5%"],["Schley","$1,617","-1.5%"],["Severn","$1,617","-1.5%"],["Oyster","$1,617","-1.5%"],["Villa Heights","$1,618","-1.5%"],["Lebanon","$1,618","-1.5%"],["Hiltons","$1,618","-1.5%"],["University Center","$1,618","-1.5%"],["Stevensville","$1,618","-1.5%"],["Pennington Gap","$1,618","-1.4%"],["Batesville","$1,619","-1.4%"],["Ringgold","$1,619","-1.4%"],["Temperanceville","$1,619","-1.4%"],["Hopewell","$1,619","-1.4%"],["Long Island","$1,619","-1.4%"],["Horse Pasture","$1,619","-1.4%"],["Ben Hur","$1,620","-1.4%"],["Floyd","$1,620","-1.3%"],["Coles Point","$1,620","-1.3%"],["Studley","$1,620","-1.3%"],["Nassawadox","$1,621","-1.3%"],["Willis","$1,621","-1.3%"],["Virgilina","$1,621","-1.3%"],["Stanleytown","$1,621","-1.3%"],["Mappsville","$1,621","-1.3%"],["Ashland","$1,621","-1.3%"],["Bloxom","$1,622","-1.2%"],["Leesburg","$1,622","-1.2%"],["Millers Tavern","$1,622","-1.2%"],["Ashburn","$1,622","-1.2%"],["Parksley","$1,622","-1.2%"],["Woodlawn","$1,622","-1.2%"],["Free Union","$1,622","-1.2%"],["Dunnsville","$1,622","-1.2%"],["Glen Allen","$1,623","-1.2%"],["Duffield","$1,623","-1.2%"],["Birdsnest","$1,623","-1.2%"],["Gargatha","$1,623","-1.2%"],["Crozet","$1,623","-1.2%"],["Paris","$1,623","-1.2%"],["Capeville","$1,623","-1.2%"],["Franklin","$1,623","-1.1%"],["Accomac","$1,624","-1.1%"],["Montebello","$1,624","-1.1%"],["Coeburn","$1,624","-1.1%"],["Charlottesville","$1,624","-1.1%"],["Pantops","$1,624","-1.1%"],["Petersburg","$1,624","-1.1%"],["Chatmoss","$1,625","-1.1%"],["Painter","$1,625","-1.0%"],["Sanford","$1,625","-1.0%"],["Rocky Mount","$1,625","-1.0%"],["King and Queen Court House","$1,625","-1.0%"],["Boydton","$1,626","-1.0%"],["Tappahannock","$1,626","-1.0%"],["Cheriton","$1,626","-1.0%"],["La Crosse","$1,626","-0.9%"],["Tannersville","$1,626","-0.9%"],["Loudoun Valley Estates","$1,627","-0.9%"],["Saxis","$1,627","-0.9%"],["Camptown","$1,627","-0.9%"],["Huddleston","$1,627","-0.9%"],["Wallops Island","$1,627","-0.9%"],["Greenbackville","$1,627","-0.9%"],["Sussex","$1,627","-0.9%"],["Claremont","$1,628","-0.9%"],["Newsoms","$1,628","-0.9%"],["Wyndham","$1,628","-0.8%"],["Broadlands","$1,628","-0.8%"],["Nickelsville","$1,628","-0.8%"],["Brambleton","$1,629","-0.8%"],["New Church","$1,629","-0.8%"],["Cape Charles","$1,629","-0.8%"],["Henry","$1,629","-0.8%"],["Ridgeway","$1,629","-0.8%"],["Castlewood","$1,629","-0.8%"],["Alton","$1,629","-0.8%"],["Baskerville","$1,630","-0.8%"],["Sutherlin","$1,630","-0.7%"],["Gretna","$1,630","-0.7%"],["Machipongo","$1,630","-0.7%"],["Chincoteague Island","$1,630","-0.7%"],["Surry","$1,631","-0.7%"],["Callaway","$1,631","-0.7%"],["Providence Forge","$1,631","-0.7%"],["Arrington","$1,631","-0.7%"],["Hague","$1,631","-0.6%"],["Chincoteague","$1,631","-0.6%"],["Jersey","$1,632","-0.6%"],["Newport News","$1,632","-0.6%"],["Maryus","$1,632","-0.6%"],["Hollymead","$1,633","-0.6%"],["Tyro","$1,633","-0.5%"],["Wardtown","$1,633","-0.5%"],["Willis Wharf","$1,633","-0.5%"],["Scottsburg","$1,633","-0.5%"],["Colonial Heights","$1,633","-0.5%"],["Hallwood","$1,633","-0.5%"],["Earlysville","$1,634","-0.5%"],["Roseland","$1,634","-0.5%"],["Keeling","$1,634","-0.5%"],["Onancock","$1,634","-0.5%"],["Modest Town","$1,634","-0.5%"],["Hustle","$1,634","-0.5%"],["Wattsville","$1,634","-0.5%"],["Short Pump","$1,635","-0.5%"],["Locustville","$1,635","-0.4%"],["Montross","$1,635","-0.4%"],["Lansdowne","$1,635","-0.4%"],["King William","$1,635","-0.4%"],["Virginia State University","$1,635","-0.4%"],["Goodview","$1,635","-0.4%"],["Norwood","$1,635","-0.4%"],["Hampden Sydney","$1,636","-0.4%"],["Dry Fork","$1,636","-0.4%"],["Brookneal","$1,636","-0.4%"],["Saint Charles","$1,636","-0.4%"],["Pungoteague","$1,636","-0.4%"],["Glade Hill","$1,636","-0.4%"],["Hacks Neck","$1,637","-0.3%"],["Onley","$1,637","-0.3%"],["Eastville","$1,637","-0.3%"],["Courtland","$1,637","-0.3%"],["University of Virginia","$1,637","-0.3%"],["Hanover","$1,637","-0.3%"],["Fort Blackmore","$1,637","-0.3%"],["Blairs","$1,637","-0.3%"],["Tangier","$1,638","-0.3%"],["Champlain","$1,638","-0.3%"],["Davis Wharf","$1,638","-0.3%"],["Rescue","$1,638","-0.3%"],["Saint Stephens Church","$1,638","-0.2%"],["Fort Eustis","$1,638","-0.2%"],["Keokee","$1,639","-0.2%"],["Quinby","$1,639","-0.2%"],["Thynedale","$1,639","-0.2%"],["Horntown","$1,639","-0.2%"],["Axton","$1,639","-0.2%"],["Spring Grove","$1,640","-0.1%"],["Chase City","$1,640","-0.1%"],["Harborton","$1,640","-0.1%"],["Innsbrook","$1,640","-0.1%"],["Montpelier","$1,641","-0.1%"],["Sealston","$1,641","-0.1%"],["Disputanta","$1,641","-0.1%"],["Greenwood","$1,641","0.0%"],["Carrollton","$1,641","0.0%"],["Doswell","$1,642","0.0%"],["Tasley","$1,642","0.0%"],["North Tazewell","$1,642","0.0%"],["Boissevain","$1,642","0.0%"],["Franktown","$1,642","0.0%"],["Greenbush","$1,642","0.0%"],["Village","$1,642","0.0%"],["Boonesville","$1,642","0.0%"],["Dyke","$1,642","0.0%"],["Loretto","$1,643","0.0%"],["Rivanna","$1,643","0.0%"],["Falmouth","$1,643","0.1%"],["Quinque","$1,643","0.1%"],["Dungannon","$1,643","0.1%"],["Richlands","$1,643","0.1%"],["Syria","$1,644","0.1%"],["Falls Mills","$1,644","0.1%"],["Keswick","$1,644","0.1%"],["Melfa","$1,644","0.1%"],["Aylett","$1,645","0.2%"],["Weber City","$1,645","0.2%"],["Sedley","$1,645","0.2%"],["Vernon Hill","$1,645","0.2%"],["Atlantic","$1,645","0.2%"],["Cascade","$1,645","0.2%"],["Skipwith","$1,645","0.2%"],["Matoaca","$1,646","0.2%"],["Gate City","$1,646","0.2%"],["Ettrick","$1,646","0.2%"],["Lake Monticello","$1,646","0.3%"],["Penhook","$1,646","0.3%"],["Wintergreen","$1,647","0.3%"],["Charles City","$1,647","0.3%"],["Sandy Level","$1,648","0.4%"],["Assawoman","$1,648","0.4%"],["Bruington","$1,648","0.4%"],["Hampden-Sydney","$1,648","0.4%"],["Battery Park","$1,649","0.4%"],["Laurel","$1,649","0.4%"],["Caret","$1,649","0.4%"],["Buffalo Junction","$1,649","0.4%"],["Bluefield","$1,649","0.4%"],["Ewing","$1,649","0.4%"],["Nelsonia","$1,649","0.5%"],["Brodnax","$1,649","0.5%"],["Skippers","$1,650","0.5%"],["Zacata","$1,650","0.5%"],["Piney River","$1,650","0.5%"],["Pocahontas","$1,650","0.5%"],["Boykins","$1,650","0.5%"],["Palmyra","$1,651","0.5%"],["Nellysford","$1,651","0.5%"],["Benns Church","$1,651","0.5%"],["Blackwater","$1,651","0.6%"],["Withams","$1,651","0.6%"],["Bishop","$1,652","0.6%"],["Covesville","$1,652","0.6%"],["Pratts","$1,652","0.6%"],["Red Ash","$1,652","0.6%"],["Carson","$1,652","0.6%"],["Gladstone","$1,652","0.6%"],["Jarratt","$1,653","0.6%"],["Rockville","$1,653","0.6%"],["Wachapreague","$1,653","0.7%"],["Freeman","$1,653","0.7%"],["Union Hall","$1,653","0.7%"],["Banco","$1,654","0.7%"],["Ladysmith","$1,654","0.7%"],["Ruckersville","$1,654","0.7%"],["Clarksville","$1,655","0.8%"],["Tazewell","$1,655","0.8%"],["Carrsville","$1,655","0.8%"],["Honaker","$1,655","0.8%"],["Emporia","$1,655","0.8%"],["Chester","$1,655","0.8%"],["Hood","$1,655","0.8%"],["Craddockville","$1,655","0.8%"],["Smithfield","$1,655","0.8%"],["Chatham","$1,656","0.8%"],["Wylliesburg","$1,656","0.8%"],["Crystal Hill","$1,656","0.9%"],["Clover","$1,656","0.9%"],["Ruther Glen","$1,656","0.9%"],["Red Oak","$1,657","0.9%"],["Ebony","$1,657","0.9%"],["Nelson","$1,657","0.9%"],["Nathalie","$1,657","0.9%"],["Bluemont","$1,657","0.9%"],["Walkerton","$1,657","0.9%"],["Wirtz","$1,657","0.9%"],["Montpelier Station","$1,657","0.9%"],["Swords Creek","$1,657","0.9%"],["Rosedale","$1,658","1.0%"],["Paeonian Springs","$1,658","1.0%"],["Rushmere","$1,658","1.0%"],["Farmville","$1,658","1.0%"],["Meherrin","$1,658","1.0%"],["Cedar Bluff","$1,658","1.0%"],["Lake Caroline","$1,658","1.0%"],["Afton","$1,658","1.0%"],["Doran","$1,658","1.0%"],["Faber","$1,658","1.0%"],["Enon","$1,658","1.0%"],["Ivor","$1,659","1.0%"],["Lake Land'Or","$1,659","1.0%"],["Prospect","$1,659","1.1%"],["Zuni","$1,659","1.1%"],["Branchville","$1,660","1.1%"],["McKenney","$1,660","1.1%"],["Amonate","$1,660","1.1%"],["Chesapeake","$1,660","1.1%"],["Suffolk","$1,660","1.1%"],["Cullen","$1,661","1.1%"],["Saxe","$1,661","1.1%"],["Capron","$1,661","1.1%"],["Drakes Branch","$1,661","1.2%"],["Fredericksburg","$1,661","1.2%"],["Hamilton","$1,661","1.2%"],["Dogue","$1,661","1.2%"],["Keller","$1,662","1.2%"],["King George","$1,662","1.2%"],["Lovingston","$1,663","1.3%"],["Drewryville","$1,663","1.3%"],["Etlan","$1,663","1.3%"],["Valentines","$1,663","1.3%"],["Warfield","$1,663","1.3%"],["Brightwood","$1,664","1.3%"],["Dahlgren Center","$1,664","1.3%"],["Callands","$1,664","1.3%"],["Madison","$1,665","1.4%"],["Purcellville","$1,665","1.4%"],["Lakeside","$1,665","1.4%"],["Schuyler","$1,665","1.4%"],["Keene","$1,665","1.4%"],["Cleveland","$1,665","1.4%"],["Pounding Mill","$1,665","1.4%"],["Claypool Hill","$1,666","1.5%"],["Raven","$1,666","1.5%"],["Manquin","$1,666","1.5%"],["Southern Gateway","$1,667","1.5%"],["Yale","$1,667","1.5%"],["Windsor","$1,667","1.5%"],["Trevilians","$1,668","1.6%"],["Meredithville","$1,668","1.6%"],["Shipman","$1,668","1.6%"],["Newtown","$1,668","1.6%"],["Lovettsville","$1,669","1.6%"],["Java","$1,669","1.6%"],["Orange","$1,669","1.7%"],["Fort Mitchell","$1,669","1.7%"],["North Garden","$1,670","1.7%"],["Dinwiddie","$1,670","1.7%"],["Stanardsville","$1,670","1.7%"],["Radiant","$1,671","1.7%"],["Jewell Ridge","$1,671","1.7%"],["Aroda","$1,671","1.8%"],["Sutherland","$1,671","1.8%"],["Stony Creek","$1,671","1.8%"],["Waverly","$1,671","1.8%"],["Lunenburg","$1,671","1.8%"],["Pittsville","$1,671","1.8%"],["Woodberry Forest","$1,672","1.8%"],["Round Hill","$1,672","1.8%"],["Tuckahoe","$1,673","1.9%"],["Leon","$1,673","1.9%"],["Bandy","$1,673","1.9%"],["Locust Dale","$1,673","1.9%"],["Green Bay","$1,674","1.9%"],["Henrico","$1,674","2.0%"],["Beaverdam","$1,674","2.0%"],["Sparta","$1,674","2.0%"],["Reva","$1,675","2.0%"],["Bastian","$1,676","2.1%"],["Barboursville","$1,676","2.1%"],["Burkes Garden","$1,676","2.1%"],["Thornburg","$1,676","2.1%"],["Esmont","$1,677","2.1%"],["Gasburg","$1,677","2.1%"],["Lawrenceville","$1,677","2.1%"],["Bumpass","$1,677","2.2%"],["Dumbarton","$1,677","2.2%"],["Ruthville","$1,678","2.2%"],["Midlothian","$1,678","2.2%"],["Kents Store","$1,678","2.2%"],["Chester Gap","$1,679","2.2%"],["Haywood","$1,679","2.2%"],["Keysville","$1,679","2.3%"],["Brandermill","$1,680","2.3%"],["Randolph","$1,680","2.3%"],["Colonial Beach","$1,680","2.3%"],["Rappahannock Academy","$1,681","2.4%"],["Culpeper","$1,681","2.4%"],["Horsepen","$1,682","2.4%"],["Spotsylvania","$1,682","2.4%"],["Oakpark","$1,682","2.4%"],["Hadensville","$1,682","2.4%"],["Victoria","$1,682","2.4%"],["Charlotte Court House","$1,682","2.4%"],["Sandston","$1,682","2.4%"],["Stratford","$1,682","2.5%"],["Lincoln","$1,683","2.5%"],["Dolphin","$1,683","2.5%"],["Dendron","$1,685","2.6%"],["Lake Wilderness","$1,685","2.6%"],["Spotsylvania Courthouse","$1,685","2.6%"],["Boston","$1,685","2.6%"],["White Plains","$1,685","2.6%"],["Woodlake","$1,685","2.6%"],["Alberta","$1,686","2.7%"],["Oak Hall","$1,686","2.7%"],["Rochelle","$1,686","2.7%"],["Partlow","$1,687","2.7%"],["Dulles","$1,687","2.7%"],["Nottoway","$1,687","2.8%"],["Sperryville","$1,687","2.8%"],["Bowling Green","$1,688","2.8%"],["Chesterfield","$1,688","2.8%"],["Dundas","$1,689","2.8%"],["Phenix","$1,689","2.8%"],["Elberon","$1,689","2.9%"],["Milford","$1,690","2.9%"],["Somerset","$1,691","3.0%"],["Woodford","$1,691","3.0%"],["Mavisdale","$1,692","3.0%"],["Hampton","$1,692","3.0%"],["Dewitt","$1,692","3.1%"],["Waterford","$1,692","3.1%"],["Lake of the Woods","$1,693","3.1%"],["Brooke","$1,693","3.1%"],["Gordonsville","$1,693","3.1%"],["Kenbridge","$1,694","3.1%"],["Red House","$1,694","3.2%"],["Locust Grove","$1,694","3.2%"],["Louisa","$1,695","3.2%"],["Virginia Beach","$1,695","3.2%"],["Chamberlayne","$1,695","3.2%"],["Philomont","$1,695","3.2%"],["Buckingham","$1,696","3.3%"],["Wingina","$1,696","3.3%"],["Sugarland Run","$1,697","3.4%"],["Viewtown","$1,698","3.4%"],["Crewe","$1,698","3.4%"],["Rice","$1,698","3.4%"],["Wilsons","$1,698","3.4%"],["Wolftown","$1,699","3.5%"],["Rawlings","$1,699","3.5%"],["Bremo Bluff","$1,700","3.5%"],["Sterling","$1,700","3.6%"],["Port Royal","$1,701","3.6%"],["Stafford Courthouse","$1,702","3.6%"],["Aquia Harbour","$1,702","3.7%"],["Rocky Gap","$1,702","3.7%"],["Troy","$1,704","3.8%"],["Arvonia","$1,704","3.8%"],["Oak Grove","$1,704","3.8%"],["Mitchells","$1,704","3.8%"],["Rapidan","$1,704","3.8%"],["Rockwood","$1,705","3.8%"],["Huntly","$1,705","3.9%"],["Scottsville","$1,705","3.9%"],["Dillwyn","$1,705","3.9%"],["Bellwood","$1,705","3.9%"],["Stafford","$1,706","3.9%"],["Ammon","$1,706","3.9%"],["Dante","$1,706","3.9%"],["Howardsville","$1,707","3.9%"],["Rollins Fork","$1,707","3.9%"],["Blackstone","$1,707","4.0%"],["Bon Air","$1,708","4.0%"],["Middleburg","$1,709","4.1%"],["Burkeville","$1,709","4.1%"],["Manakin Sabot","$1,711","4.2%"],["Shortt Gap","$1,712","4.3%"],["Unionville","$1,712","4.3%"],["Stevensburg","$1,713","4.3%"],["Rectortown","$1,714","4.4%"],["Markham","$1,715","4.4%"],["Fort Monroe","$1,715","4.5%"],["Rixeyville","$1,715","4.5%"],["Burr Hill","$1,716","4.5%"],["Aldie","$1,716","4.5%"],["Bristow","$1,716","4.5%"],["Delaplane","$1,717","4.5%"],["Dranesville","$1,717","4.5%"],["Dulles Town Center","$1,717","4.6%"],["Gum Spring","$1,718","4.6%"],["Manchester","$1,719","4.7%"],["Stone Ridge","$1,719","4.7%"],["Washington","$1,719","4.7%"],["Ford","$1,720","4.7%"],["Corbin","$1,720","4.8%"],["Rowe","$1,720","4.8%"],["Sandy Hook","$1,720","4.8%"],["Upperville","$1,721","4.8%"],["Somerville","$1,722","4.9%"],["New Baltimore","$1,722","4.9%"],["Church Road","$1,722","4.9%"],["Fork Union","$1,723","4.9%"],["Countryside","$1,724","5.0%"],["New Canton","$1,724","5.0%"],["Cascades","$1,724","5.0%"],["Rhoadesville","$1,724","5.0%"],["Brandy Station","$1,726","5.1%"],["Linton Hall","$1,726","5.1%"],["Meadowbrook","$1,727","5.2%"],["Amissville","$1,728","5.2%"],["Woodville","$1,728","5.2%"],["Davenport","$1,728","5.2%"],["Castleton","$1,728","5.2%"],["Crozier","$1,728","5.3%"],["Mineral","$1,729","5.3%"],["Portsmouth","$1,729","5.3%"],["Quantico","$1,731","5.4%"],["Ruby","$1,731","5.4%"],["Remington","$1,732","5.5%"],["Bull Run","$1,733","5.5%"],["Beaumont","$1,733","5.5%"],["Herndon","$1,734","5.6%"],["Gainesville","$1,734","5.6%"],["Nokesville","$1,736","5.7%"],["Keen Mountain","$1,736","5.7%"],["Bensley","$1,736","5.7%"],["Columbia","$1,738","5.8%"],["Elkwood","$1,738","5.8%"],["Buckhall","$1,739","5.9%"],["Quantico Base","$1,739","5.9%"],["Jetersville","$1,739","5.9%"],["Jamesville","$1,739","5.9%"],["Warrenton","$1,739","5.9%"],["Bealeton","$1,740","6.0%"],["Jeffersonton","$1,740","6.0%"],["Powhatan","$1,741","6.0%"],["Sudley","$1,742","6.1%"],["Bee","$1,744","6.2%"],["Moseley","$1,745","6.3%"],["Vansant","$1,746","6.3%"],["Reston","$1,746","6.3%"],["Highland Springs","$1,746","6.3%"],["Hume","$1,746","6.3%"],["Cartersville","$1,747","6.4%"],["Montrose","$1,747","6.4%"],["South Riding","$1,748","6.5%"],["Nora","$1,749","6.5%"],["Manassas","$1,749","6.5%"],["Lignum","$1,749","6.5%"],["Flint Hill","$1,751","6.6%"],["Floris","$1,751","6.6%"],["The Plains","$1,751","6.6%"],["Arlington","$1,751","6.6%"],["Mannboro","$1,751","6.7%"],["Breaks","$1,751","6.7%"],["Loch Lomond","$1,753","6.7%"],["Sumerduck","$1,753","6.8%"],["Maidens","$1,753","6.8%"],["McNair","$1,754","6.8%"],["Isle of Wight","$1,754","6.8%"],["Midland","$1,755","6.9%"],["McClure","$1,755","6.9%"],["Lowes Island","$1,755","6.9%"],["Cumberland","$1,756","6.9%"],["Haymarket","$1,756","6.9%"],["Jenkins Bridge","$1,756","6.9%"],["Clinchco","$1,757","7.0%"],["Franklin Farm","$1,758","7.0%"],["Goldvein","$1,758","7.0%"],["Catharpin","$1,758","7.1%"],["Maxie","$1,759","7.1%"],["Richardsville","$1,759","7.2%"],["Grundy","$1,761","7.2%"],["Goochland","$1,761","7.3%"],["Richmond","$1,761","7.3%"],["Catlett","$1,762","7.3%"],["Independent Hill","$1,763","7.4%"],["Haysi","$1,763","7.4%"],["Wolford","$1,763","7.4%"],["Pilgrims Knob","$1,764","7.4%"],["Marshall","$1,765","7.5%"],["Manassas Park","$1,765","7.5%"],["Whitewood","$1,765","7.5%"],["Clintwood","$1,765","7.5%"],["Oakwood","$1,766","7.5%"],["Broad Run","$1,767","7.6%"],["State Farm","$1,768","7.6%"],["Yorkshire","$1,768","7.7%"],["Birchleaf","$1,769","7.8%"],["Calverton","$1,769","7.8%"],["Chantilly","$1,771","7.8%"],["Casanova","$1,771","7.8%"],["Oilville","$1,771","7.9%"],["Rose Hill","$1,774","8.0%"],["Big Rock","$1,774","8.1%"],["Greenbriar","$1,777","8.2%"],["Hurley","$1,777","8.2%"],["Pimmit Hills","$1,778","8.3%"],["Norfolk","$1,778","8.3%"],["Orlean","$1,778","8.3%"],["Idylwood","$1,780","8.4%"],["Wakefield","$1,784","8.7%"],["Belle Haven","$1,785","8.7%"],["Triangle","$1,785","8.7%"],["Fort Myer","$1,786","8.7%"],["Amelia Court House","$1,787","8.8%"],["Fair Oaks","$1,787","8.9%"],["Oakton","$1,790","9.0%"],["Montclair","$1,791","9.1%"],["Dale City","$1,791","9.1%"],["Dumfries","$1,792","9.1%"],["Fair Lakes","$1,793","9.2%"],["Vienna","$1,793","9.2%"],["Potomac Mills","$1,800","9.6%"],["Lake Ridge","$1,803","9.8%"],["County Center","$1,804","9.9%"],["Woodbridge","$1,804","9.9%"],["Cherry Hill","$1,805","9.9%"],["East Highland Park","$1,808","10.1%"],["Neabsco","$1,808","10.1%"],["Centreville","$1,808","10.1%"],["Dunn Loring","$1,810","10.2%"],["Marumsco","$1,812","10.4%"],["McLean","$1,813","10.4%"],["Wolf Trap","$1,815","10.6%"],["George Mason","$1,820","10.9%"],["Fairfax","$1,821","10.9%"],["Great Falls","$1,822","11.0%"],["Falls Church","$1,824","11.1%"],["Long Branch","$1,832","11.6%"],["Kings Park West","$1,836","11.8%"],["Clifton","$1,837","11.9%"],["West Falls Church","$1,838","11.9%"],["Greenway","$1,840","12.1%"],["Hayfield","$1,840","12.1%"],["Tysons Corner","$1,842","12.2%"],["Kingstowne","$1,843","12.3%"],["Fairfax Station","$1,845","12.3%"],["Huntington","$1,848","12.5%"],["Alexandria","$1,848","12.6%"],["Seven Corners","$1,853","12.9%"],["Fort Hunt","$1,854","12.9%"],["Franconia","$1,856","13.0%"],["Merrifield","$1,856","13.0%"],["West Springfield","$1,863","13.5%"],["Laurel Hill","$1,863","13.5%"],["Crosspointe","$1,865","13.6%"],["Fleet","$1,867","13.7%"],["Burke Centre","$1,867","13.7%"],["Lorton","$1,867","13.7%"],["Mason Neck","$1,868","13.8%"],["Burke","$1,870","13.9%"],["Groveton","$1,871","13.9%"],["South Run","$1,871","14.0%"],["Mantua","$1,873","14.0%"],["Newington","$1,877","14.3%"],["Lake Barcroft","$1,877","14.3%"],["Newington Forest","$1,880","14.5%"],["Mount Vernon","$1,880","14.5%"],["Hybla Valley","$1,883","14.7%"],["West Mclean","$1,889","15.0%"],["Woodburn","$1,890","15.1%"],["Bailey's Crossroads","$1,891","15.1%"],["Fort Belvoir","$1,894","15.3%"],["Annandale","$1,895","15.4%"],["Lincolnia","$1,900","15.7%"],["Springfield","$1,900","15.7%"],["Kings Park","$1,903","15.9%"],["Ravensworth","$1,906","16.1%"],["North Springfield","$1,913","16.5%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Virginia rate changes by company

In Virginia, auto insurance providers decreased their premiums by 1.4% in 2020, ending a trend of higher rates over the past several years. State Farm showed the most significant decrease in premiums, down 9.6% compared to 2019. That was nearly twice as much as the next-closest competitor, Progressive, which reduced rates 5.9% in 2020.

Insurer
Premiums written (millions) 2019
Rate change 2019
Rate change 2020
Geico$1,157.30.0%2.4%
State Farm$877.2-5.5%-9.6%
USAA$789.34.1%2.4%
Progressive$652.40.2%-5.9%
Allstate$570.21.4%2.1%
Nationwide$389.00.7%1.9%
Erie$241.63.0%-4.3%
Liberty Mutual$141.8-1.9%0.9%
Travelers$135.81.4%0.0%
Virginia Farm Bureau$129.52.6%0.0%
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Minimum requirements for auto insurance coverage in Virginia

Virginia does not require drivers to carry car insurance. Drivers can instead pay a $500 fee to the Department of Motor Vehicles, known as the Uninsured Motor Vehicle Fee. Paying this fee allows you to drive legally on Virginia roads without any insurance.

If you do purchase insurance, however, your policy must meet the minimum liability requirements in Virginia:

  • Bodily injury liability insurance: $25,000 per person and $50,000 per accident
  • Property damage liability insurance: $20,000 per accident

We strongly urge all Virginia drivers to purchase at least the minimum amount of liability insurance, and recommend adding higher liability limits and collision and comprehensive insurance as well. Liability coverage protects you against the cost of property damage or bodily injury if you're at-fault for an accident. Comprehensive and collision insurance protects damage to your own car from on- and off-road events.

Recap of the cheapest auto insurance in Virginia

  • Minimum coverage: Virginia Farm Bureau
  • Full coverage: Virginia Farm Bureau
  • After an at-fault accident: Virginia Farm Bureau
  • After a speeding ticket: Virginia Farm Bureau
  • After a DUI: Virginia Farm Bureau
  • Poor credit history: Geico
  • Very good credit history: State Farm
  • Married drivers: Virginia Farm Bureau
  • Young drivers: Erie
  • Young drivers with one accident: Erie
  • Young drivers with one speeding ticket: Erie

Methodology

We collected thousands of rates from ZIP codes across Virginia for the largest 10 insurers. We used a sample driver with the following profile:

  • 30-year-old man
  • Drives a 2015 Honda Civic EX
  • Average credit

The base policy for the study was a full-coverage policy with the following limits:

Coverage type
Study limits
Bodily liability$50,000 per person/$100,000 per accident
Personal injury protection$10,000
Property damage$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible
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For our minimum-coverage policy, we quoted a policy with the minimum required limits in Virginia, above.

For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.