Who Has the Cheapest Auto Insurance Quotes in Minnesota?

Who Has the Cheapest Auto Insurance Quotes in Minnesota?

The cheapest car insurance in Minnesota for most people is offered by State Farm, which charges $424 per year for a liability-only policy, on average.

Currently insured?
It's free, simple and secure.

The cheapest car insurance in Minnesota for most people is offered by State Farm, which charges $424 per year for a liability-only policy, on average.

{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#cheapest-companies","linkText":"Cheapest for minimum liability"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#full-coverage","linkText":"Cheapest for full coverage"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/autoowners-3","link":"#service","linkText":"Best for customer service"}
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#young","linkText":"Cheapest for young drivers"}

Even within Minnesota, car insurance quotes from different companies can vary by thousands of dollars for the same policy. For the best car insurance rates, compare auto quotes from at least three companies near you. Type your ZIP code above for the top insurers active in your neighborhood to begin looking for cheap rates.

Cheapest minimum coverage auto insurance in Minnesota

The average cost of minimum coverage car insurance in Minnesota is $1,043 per year, or $87 per month.

For most people in Minnesota, State Farm offered the cheapest car insurance rates for minimum coverage auto insurance. On average, State Farm charged $424 per year for coverage, 59% cheaper than the statewide average. Drivers may also find affordable coverage from American Family, Geico and Allstate — though the average cost of coverage from these companies is $374 greater than State Farm's rates.

Some Minnesota drivers could find cheap car insurance from USAA. The insurer offers the most affordable rates in the state, on average, at $369 per year. However, USAA is only available to active and retired military members and their families.

Currently insured?
It's free, simple and secure.
Rank
Company
Average Annual Rate
1State Farm$424
2American Family$551
3Geico$754
4Allstate$1,009
5Auto-Owners Insurance Co.$1,580
6Farmers$2,613
N/AUSAA$369

*USAA is excluded from rankings because it is only available to current and former military members and their families.

{"alignsHorizontal":["left","left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Rank","Company","Average Annual Rate"],["\u003Cstrong\u003E1\u003C\/strong\u003E","\u003Cstrong\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"State Farm Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/state-farm-insurance-review\"\u003EState Farm\u003C\/a\u003E\u003C\/span\u003E\u003C\/strong\u003E","\u003Cstrong\u003E$424\u003C\/strong\u003E"],["2","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"American Family\" href=\"https:\/\/www.valuepenguin.com\/american-family-insurance-review\"\u003EAmerican Family\u003C\/a\u003E\u003C\/span\u003E","$551"],["3","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Geico Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/geico-insurance-review\"\u003EGeico\u003C\/a\u003E\u003C\/span\u003E","$754"],["4","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Allstate Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/allstate-auto-insurance-review\"\u003EAllstate\u003C\/a\u003E\u003C\/span\u003E","$1,009"],["5","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Auto-Owners Insurance Co.\" href=\"https:\/\/www.valuepenguin.com\/auto-owners-insurance-review\"\u003EAuto-Owners Insurance Co.\u003C\/a\u003E\u003C\/span\u003E","$1,580"],["6","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Farmers\" href=\"https:\/\/www.valuepenguin.com\/farmers-insurance-review\"\u003EFarmers\u003C\/a\u003E\u003C\/span\u003E","$2,613"],["N\/A","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"USAA\" href=\"https:\/\/www.valuepenguin.com\/usaa-insurance-review\"\u003EUSAA\u003C\/a\u003E\u003C\/span\u003E","$369"]],"footnote":"*USAA is excluded from rankings because it is only available to current and former military members and their families.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Minimum coverage car insurance policies only meet Minnesota state law's minimum requirements. Unlike full coverage car insurance, minimum coverage doesn't include comprehensive and collision coverage.

And while you can purchase minimum coverage for cheaper, low coverage limits may put you at risk of insufficient protection following a car accident.

Cheapest company for full coverage: State Farm

The average cost of full-coverage car insurance in Minnesota is $2,109 per year, or $176 per month, though you could find more affordable rates by comparing quotes.

For most people, State Farm offers the cheapest full-coverage auto insurance in Minnesota. The insurer's rates are 40% more affordable than average — a difference of $845 per year.

Drivers may also find cheap full coverage ratesfrom Auto-Owners and American Family. The average cost of coverage from these two insurers is $1,652 per year, which is $457 cheaper than the statewide mean.

Insurer
Annual Cost
Monthly Cost
State Farm$1,264$105
Auto-Owners Insurance$1,550$129
American Family$1,754$146
Minnesota average$2,109$176
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,264\u003C\/strong\u003E","\u003Cstrong\u003E$105\u003C\/strong\u003E"],["Auto-Owners Insurance","$1,550","$129"],["American Family","$1,754","$146"],["Minnesota average","$2,109","$176"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheap car insurance for drivers with prior incidents

The average cost of full-coverage car insurance for drivers in Minnesota is typically much more expensive if they've been involved in an at-fault crash, received citations for DUIs or committed a violation. Below, ValuePenguin lists the cheapest full-coverage options in Minnesota for drivers with different driving histories. In each case, State Farm is the cheapest option for most people.

Cheapest for drivers with an accident: State Farm

Having one at-fault crash on their record can cause a driver to see significantly higher rates than normal. After an accident, the average cost of coverage in Minnesota increases by $1,138 per year, on average. However, State Farm still offers affordable rates to drivers with an accident. The insurer charges 54% less for coverage than the statewide average.

Insurer
Annual Cost
Monthly Cost
State Farm$1,479$123
Auto-Owners Insurance$1,922$160
Geico$3,205$267
Minnesota average$3,247$271
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,479\u003C\/strong\u003E","\u003Cstrong\u003E$123\u003C\/strong\u003E"],["Auto-Owners Insurance","$1,922","$160"],["Geico","$3,205","$267"],["Minnesota average","$3,247","$271"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest car insurance for people with a speeding ticket: State Farm

Receiving a speeding ticket can raise one's car insurance rates, too — though not as much as being involved in an accident. State Farm again offers the most affordable car insurance for those who have gotten a speeding ticket. The insurer's rates are 46% cheaper than average, or $1,173 per year.

Insurer
Annual Cost
Monthly Cost
State Farm$1,371$114
Auto-Owners Insurance$1,550$129
American Family$2,099$175
Minnesota average$2,544$212
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,371\u003C\/strong\u003E","\u003Cstrong\u003E$114\u003C\/strong\u003E"],["Auto-Owners Insurance","$1,550","$129"],["American Family","$2,099","$175"],["Minnesota average","$2,544","$212"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest car insurance for drivers with a DUI: State Farm

Getting a DUI or DWI citation can also raise one's rates. The cost of car insurance in Minnesota after a DUI is 78% more expensive than drivers without one. Still, drivers may find cheap auto coverage from State Farm. The insurer's rates are 63% cheaper than average for policyholders with a past DUI.

Insurer
Annual Cost
Monthly Cost
State Farm$1,371$114
Auto-Owners Insurance$2,774$231
American Family$3,220$268
Minnesota average$3,746$312
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,371\u003C\/strong\u003E","\u003Cstrong\u003E$114\u003C\/strong\u003E"],["Auto-Owners Insurance","$2,774","$231"],["American Family","$3,220","$268"],["Minnesota average","$3,746","$312"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest car insurance for drivers with poor credit: State Farm

It's common for insurers to raise the car insurance rates for drivers with poor credit. In Minnesota, the cost of auto insurance for these drivers is $3,014, which is 43% greater than the cost for most people. Drivers with poor credit can find cheap coverage from State Farm. The insurer's rates are more than $1,000 cheaper per year than average.

Insurer
Annual Cost
Monthly Cost
State Farm$1,916$160
Geico$2,128$177
American Family$2,780$232
Minnesota average$3,014$251
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,916\u003C\/strong\u003E","\u003Cstrong\u003E$160\u003C\/strong\u003E"],["Geico","$2,128","$177"],["American Family","$2,780","$232"],["Minnesota average","$3,014","$251"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest car insurance for married drivers: State Farm

It's common for insurers to reduce the cost of coverage for people who are married. The cost of full-coverage car insurance in Minnesota is 34% cheaper for married drivers. State Farm has the cheapest car insurance for married drivers, charging $666 less per year than average.

Insurer
Annual Cost
Monthly Cost
State Farm$1,264$105
Auto-Owners Insurance$1,550$129
American Family$1,754$146
Minnesota average$1,930$161
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,264\u003C\/strong\u003E","\u003Cstrong\u003E$105\u003C\/strong\u003E"],["Auto-Owners Insurance","$1,550","$129"],["American Family","$1,754","$146"],["Minnesota average","$1,930","$161"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EThe average cost of full-coverage car insurance for drivers in Minnesota is typically much more expensive if they've been involved in an at-fault crash, received citations for DUIs or committed a violation. Below, ValuePenguin lists the cheapest full-coverage options in Minnesota for drivers with different driving histories. In each case, State Farm is the cheapest option for most people.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with an accident: State Farm\" href=\"#accidents\"\u003ECheapest for drivers with an accident: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with a speeding ticket: State Farm\" href=\"#tickets\"\u003ECheapest for drivers with a speeding ticket: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with a DUI: State Farm\" href=\"#dui\"\u003ECheapest for drivers with a DUI: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest for drivers with poor credit: Farm\" href=\"#credit\"\u003ECheapest for drivers with poor credit: Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Ch3 id=\"accidents\"\u003ECheapest for drivers with an accident: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EHaving one at-fault crash on their record can cause a driver to see significantly higher rates than normal. After an accident, the average cost of coverage in Minnesota increases by $1,138 per year, on average. However, \u003Cstrong\u003EState Farm\u003C\/strong\u003E still offers affordable rates to drivers with an accident. The insurer charges 54% less for coverage than the statewide average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,479\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$123\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,922\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$160\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,205\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$267\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMinnesota average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,247\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$271\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,479\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$123\\u003C\\\/strong\\u003E\"],[\"Auto-Owners Insurance\",\"$1,922\",\"$160\"],[\"Geico\",\"$3,205\",\"$267\"],[\"Minnesota average\",\"$3,247\",\"$271\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"tickets\"\u003ECheapest car insurance for people with a speeding ticket: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EReceiving a speeding ticket can raise one's car insurance rates, too \u2014 though not as much as being involved in an accident. \u003Cstrong\u003EState Farm\u003C\/strong\u003E again offers the most affordable car insurance for those who have gotten a speeding ticket. The insurer's rates are 46% cheaper than average, or $1,173 per year.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,371\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$114\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,550\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$129\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,099\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$175\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMinnesota average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,544\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$212\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,371\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$114\\u003C\\\/strong\\u003E\"],[\"Auto-Owners Insurance\",\"$1,550\",\"$129\"],[\"American Family\",\"$2,099\",\"$175\"],[\"Minnesota average\",\"$2,544\",\"$212\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest car insurance for drivers with a DUI: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EGetting a DUI or DWI citation can also raise one's rates. The cost of car insurance in Minnesota after a DUI is 78% more expensive than drivers without one. Still, drivers may find cheap auto coverage from \u003Cstrong\u003EState Farm\u003C\/strong\u003E. The insurer's rates are 63% cheaper than average for policyholders with a past DUI.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,371\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$114\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,774\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$231\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,220\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$268\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMinnesota average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,746\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$312\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,371\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$114\\u003C\\\/strong\\u003E\"],[\"Auto-Owners Insurance\",\"$2,774\",\"$231\"],[\"American Family\",\"$3,220\",\"$268\"],[\"Minnesota average\",\"$3,746\",\"$312\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest car insurance for drivers with poor credit: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EIt's common for insurers to raise the car insurance rates for drivers with poor credit. In Minnesota, the cost of auto insurance for these drivers is $3,014, which is 43% greater than the cost for most people. Drivers with poor credit can find cheap coverage from \u003Cstrong\u003EState Farm\u003C\/strong\u003E. The insurer's rates are more than $1,000 cheaper per year than average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,916\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$160\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,128\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$177\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,780\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$232\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMinnesota average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,014\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$251\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,916\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$160\\u003C\\\/strong\\u003E\"],[\"Geico\",\"$2,128\",\"$177\"],[\"American Family\",\"$2,780\",\"$232\"],[\"Minnesota average\",\"$3,014\",\"$251\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch2 id=\"marriage\"\u003ECheapest car insurance for married drivers: State Farm\u003C\/h2\u003E\n\n\u003Cp\u003EIt's common for insurers to reduce the cost of coverage for people who are married. The cost of full-coverage car insurance in Minnesota is 34% cheaper for married drivers. \u003Cstrong\u003EState Farm\u003C\/strong\u003E has the cheapest car insurance for married drivers, charging $666 less per year than average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,264\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$105\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,550\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$129\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,754\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$146\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMinnesota average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,930\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$161\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,264\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$105\\u003C\\\/strong\\u003E\"],[\"Auto-Owners Insurance\",\"$1,550\",\"$129\"],[\"American Family\",\"$1,754\",\"$146\"],[\"Minnesota average\",\"$1,930\",\"$161\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest car insurance for young drivers: State Farm

In Minnesota, the average cost of liability-only car insurance for young drivers is $2,511 per year, significantly more expensive than it is for older consumers.

While the typical cost of car insurance is 141% more expensive for younger drivers than their counterparts, it's still possible to find affordable coverage in Minnesota. State Farm offers the cheapest car insurance to young drivers. The insurer has the cheapest minimum coverage and full coverage policies.

Alternatively, drivers may find that Auto-Owners has cheap rates for young drivers. We found State Farm and Auto-Owners Insurance are the only providers in Minnesota that charge cheaper rates than average. Still, most people will find that the average cost of coverage from State Farm is nearly $1,000 cheaper than it is from Auto-Owners.

Insurer
Full Coverage
Minimum Coverage
State Farm$2,861$1,002
Auto-Owners Insurance$3,820$3,943
Geico$6,077$2,362
American Family$6,299$2,034
Allstate$7,177$1,877
Farmers$8,394$5,441
USAA$2,721$919

USAA is excluded from rankings because it is only available to current and former military members and their families.

{"alignsHorizontal":["left","left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Full Coverage","Minimum Coverage"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$2,861\u003C\/strong\u003E","\u003Cstrong\u003E$1,002\u003C\/strong\u003E"],["Auto-Owners Insurance","$3,820","$3,943"],["Geico","$6,077","$2,362"],["American Family","$6,299","$2,034"],["Allstate","$7,177","$1,877"],["Farmers","$8,394","$5,441"],["USAA\u003C\/em\u003E","$2,721","$919"]],"footnote":"\u003Cem\u003EUSAA is excluded from rankings because it is only available to current and former military members and their families.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest for young drivers with one accident: State Farm

Rates are just as likely to rise for young drivers after they're involved in an at-fault crash, increasing the average cost of coverage in addition to the age-based surcharge. Young drivers with an accident may find the cheapest rates from State Farm, which charges 55% less than average.

Insurer
Annual Cost
Monthly Cost
State Farm$3,401$283
Auto-Owners Insurance$4,990$416
Geico$6,927$577
Minnesota average$7,531$628
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$3,401\u003C\/strong\u003E","\u003Cstrong\u003E$283\u003C\/strong\u003E"],["Auto-Owners Insurance","$4,990","$416"],["Geico","$6,927","$577"],["Minnesota average","$7,531","$628"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest for young drivers with one speeding ticket: State Farm

Young drivers with a speeding ticket may also commonly find cheap car insurance from State Farm. The insurer's rates for these drivers is half of the amount companies typically charge. This adds up to a difference of $3,115 per year, or $260 per month.

Insurer
Annual Cost
Monthly Cost
State Farm$3,131$261
Auto-Owners Insurance$3,820$318
Geico$6,077$506
Minnesota average$6,246$521
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$3,131\u003C\/strong\u003E","\u003Cstrong\u003E$261\u003C\/strong\u003E"],["Auto-Owners Insurance","$3,820","$318"],["Geico","$6,077","$506"],["Minnesota average","$6,246","$521"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Best car insurance companies in Minnesota

Besides comparing the cost of car insurance from companies across Minnesota, ValuePenguin also examined the insurers’ customer service reputation. When shopping for car insurance, it's important to consider both service and cost. This ensures you get the best experience if you ever have to file a claim.

ValuePenguin commissioned a survey of policyholders to gauge people’s attitudes regarding their insurance providers. All policyholders with Auto-Owners were extremely satisfied with their most recent claim. The insurer also had the highest percentage of people describe its insurance as "excellent."

Rank
Insurer
% of respondents overall extremely satisfied with most recent claim
% of respondents who rated customer service as "excellent"
1Auto-Owners100%67%
2USAA78%62%
3American Family (AmFam)86%50%
5State Farm73%46%
6Allstate72%47%
8Farmers Insurance71%38%
9Progressive74%34%
10Geico64%42%
{"alignsHorizontal":["left","left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Rank","Insurer","% of respondents overall extremely satisfied with most recent claim","% of respondents who rated customer service as \"excellent\"",""],["1","Auto-Owners","100%","67%",""],["2","USAA","78%","62%",""],["3","American Family (AmFam)","86%","50%",""],["5","State Farm","73%","46%",""],["6","Allstate","72%","47%",""],["8","Farmers Insurance","71%","38%",""],["9","Progressive","74%","34%",""],["10","Geico","64%","42%",""]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

In an effort to identify the best car insurance companies in Minnesota, we consulted the Complaint Index, published by the National Association of Insurance Commissioners (NAIC). Progressive had the lowest number of complaints for its size.

Insurer
2019 NAIC complaint index
2020 J.D. Power Claims Satisfaction
AM Best Rating
Progressive0.14856A+
Auto-Owners Insurance0.44890A++
American Family Insurance0.45862A
State Farm0.66881A++
Farmers0.74872A
USAA0.98890A++
Geico1.01871A++
Allstate1.12876A+

The NAIC Complaint Index measures the number of complaints an insurance provider receives relative to its market share, or size. The agency uses 1.00 as the median number of complaints, meaning a Complaint Index above 1.00 signifies that an insurer receives more complaints than typical.

{"alignsHorizontal":["left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","2019 NAIC complaint index","2020 J.D. Power Claims Satisfaction","AM Best Rating"],["Progressive","0.14","856","A+"],["Auto-Owners Insurance","0.44","890","A++"],["American Family Insurance","0.45","862","A"],["State Farm","0.66","881","A++"],["Farmers","0.74","872","A"],["USAA","0.98","890","A++"],["Geico","1.01","871","A++"],["Allstate","1.12","876","A+"]],"footnote":"The NAIC Complaint Index measures the number of complaints an insurance provider receives relative to its market share, or size. The agency uses 1.00 as the median number of complaints, meaning a Complaint Index above 1.00 signifies that an insurer receives more complaints than typical.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EBesides comparing the cost of car insurance from companies across Minnesota, ValuePenguin also examined the insurers\u2019 customer service reputation. When shopping for car insurance, it's important to consider both service and cost. This ensures you get the best experience if you ever have to file a claim.\u003C\/p\u003E\n\n\u003Cp\u003EValuePenguin commissioned a survey of policyholders to gauge people\u2019s attitudes regarding their insurance providers. All policyholders with Auto-Owners were extremely satisfied with their most recent claim. The insurer also had the highest percentage of people describe its insurance as \"excellent.\"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E% of respondents overall extremely satisfied with most recent claim\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E% of respondents who rated customer service as \"excellent\"\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003E\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E100%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E67%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E62%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family (AmFam)\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E86%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E50%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E73%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E46%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E72%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E47%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E71%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E38%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E74%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E34%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E64%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E42%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"Insurer\",\"% of respondents overall extremely satisfied with most recent claim\",\"% of respondents who rated customer service as \\\"excellent\\\"\",\"\"],[\"1\",\"Auto-Owners\",\"100%\",\"67%\",\"\"],[\"2\",\"USAA\",\"78%\",\"62%\",\"\"],[\"3\",\"American Family (AmFam)\",\"86%\",\"50%\",\"\"],[\"5\",\"State Farm\",\"73%\",\"46%\",\"\"],[\"6\",\"Allstate\",\"72%\",\"47%\",\"\"],[\"8\",\"Farmers Insurance\",\"71%\",\"38%\",\"\"],[\"9\",\"Progressive\",\"74%\",\"34%\",\"\"],[\"10\",\"Geico\",\"64%\",\"42%\",\"\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EIn an effort to identify the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"best car insurance companies\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance\"\u003Ebest car insurance companies\u003C\/a\u003E\u003C\/span\u003E in Minnesota, we consulted the Complaint Index, published by the National Association of Insurance Commissioners (NAIC). Progressive had the lowest number of complaints for its size.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E2019 NAIC complaint index\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003E2020 J.D. Power Claims Satisfaction\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAM Best Rating\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.14\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E856\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.44\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family Insurance\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.45\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E862\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.66\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E881\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.74\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E872\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.98\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.01\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E871\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.12\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003EThe NAIC Complaint Index measures the number of complaints an insurance provider receives relative to its market share, or size. The agency uses 1.00 as the median number of complaints, meaning a Complaint Index above 1.00 signifies that an insurer receives more complaints than typical.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"2019 NAIC complaint index\",\"2020 J.D. Power Claims Satisfaction\",\"AM Best Rating\"],[\"Progressive\",\"0.14\",\"856\",\"A+\"],[\"Auto-Owners Insurance\",\"0.44\",\"890\",\"A++\"],[\"American Family Insurance\",\"0.45\",\"862\",\"A\"],[\"State Farm\",\"0.66\",\"881\",\"A++\"],[\"Farmers\",\"0.74\",\"872\",\"A\"],[\"USAA\",\"0.98\",\"890\",\"A++\"],[\"Geico\",\"1.01\",\"871\",\"A++\"],[\"Allstate\",\"1.12\",\"876\",\"A+\"]],\"footnote\":\"The NAIC Complaint Index measures the number of complaints an insurance provider receives relative to its market share, or size. The agency uses 1.00 as the median number of complaints, meaning a Complaint Index above 1.00 signifies that an insurer receives more complaints than typical.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Minnesota auto insurance requirements

Minnesota state requires auto insurance coverage for all drivers with the following coverages and minimum limits:

  • Bodily injury liability: $30,000 per person and $60,000 per accident
  • Property damage liability: $10,000
  • Personal injury protection (PIP): $40,000
  • Uninsured/Underinsured motorist coverage: $25,000 per person and $50,000 per accident

While these limits identify the lowest amount of car insurance you can hold legally, you should consider adding more coverage, as damage above these levels could require you to pay significant out-of-pocket expenses following an accident.

How much liability insurance you need usually depends on your total assets at risk in the event of a lawsuit. For example, if you own highly valued property, we recommend greater liability coverage and considering umbrella insurance, which helps cover liabilities beyond your auto limits.

Average cost of car insurance in Minnesota by city

We found that the average cost of auto insurance in Minnesota is $2,109 per year to insure vehicles with full coverage. Annual premiums can range by city, however. Below are the average rates of car insurance in all the cities in Minnesota, where full coverage quotes were available. Rates are listed by those with cheapest to the most expensive car insurance rates:

City
Average annual cost
Percent from average
Albert Lea$1,800-14.7%
Truman$1,813-14.1%
Elmore$1,821-13.7%
Glenville$1,836-13.0%
Fairfax$1,841-12.7%
Northrop$1,842-12.7%
Hayward$1,844-12.6%
New Richland$1,846-12.5%
Springfield$1,849-12.3%
Lafayette$1,853-12.1%
Lake Wilson$1,858-11.9%
Lyle$1,858-11.9%
Show All Rows
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["City","Average annual cost","Percent from average"],["Albert Lea","$1,800","-14.7%"],["Truman","$1,813","-14.1%"],["Elmore","$1,821","-13.7%"],["Glenville","$1,836","-13.0%"],["Fairfax","$1,841","-12.7%"],["Northrop","$1,842","-12.7%"],["Hayward","$1,844","-12.6%"],["New Richland","$1,846","-12.5%"],["Springfield","$1,849","-12.3%"],["Lafayette","$1,853","-12.1%"],["Lake Wilson","$1,858","-11.9%"],["Lyle","$1,858","-11.9%"],["Fairmont","$1,859","-11.9%"],["Alden","$1,863","-11.7%"],["Dunnell","$1,863","-11.7%"],["Hancock","$1,864","-11.6%"],["Lamberton","$1,865","-11.6%"],["Milan","$1,868","-11.4%"],["Easton","$1,869","-11.4%"],["Waseca","$1,870","-11.3%"],["Twin Lakes","$1,872","-11.3%"],["Ihlen","$1,874","-11.2%"],["Austin","$1,874","-11.1%"],["Heron Lake","$1,875","-11.1%"],["Mountain Lake","$1,875","-11.1%"],["Wilmont","$1,876","-11.1%"],["Lewisville","$1,879","-10.9%"],["Clarks Grove","$1,881","-10.8%"],["Clarkfield","$1,881","-10.8%"],["Clontarf","$1,881","-10.8%"],["Winnebago","$1,882","-10.8%"],["Jasper","$1,882","-10.8%"],["Pipestone","$1,883","-10.7%"],["Brewster","$1,883","-10.7%"],["Donnelly","$1,884","-10.7%"],["Ellendale","$1,884","-10.7%"],["Maynard","$1,885","-10.7%"],["Olivia","$1,885","-10.6%"],["Dovray","$1,887","-10.6%"],["Bellingham","$1,887","-10.5%"],["Bigelow","$1,888","-10.5%"],["Sacred Heart","$1,888","-10.5%"],["Kiester","$1,888","-10.5%"],["Essig","$1,888","-10.5%"],["Mankato","$1,888","-10.5%"],["Hanska","$1,890","-10.4%"],["St. James","$1,890","-10.4%"],["Alpha","$1,890","-10.4%"],["Morris","$1,890","-10.4%"],["Butterfield","$1,892","-10.3%"],["Huntley","$1,894","-10.2%"],["Blooming Prairie","$1,894","-10.2%"],["Danube","$1,895","-10.2%"],["Wabasso","$1,895","-10.2%"],["Franklin","$1,895","-10.1%"],["Dawson","$1,896","-10.1%"],["Brownsdale","$1,896","-10.1%"],["Sherburn","$1,897","-10.1%"],["Buffalo Lake","$1,897","-10.1%"],["Seaforth","$1,897","-10.1%"],["Welcome","$1,898","-10.0%"],["Oakport","$1,899","-10.0%"],["Rose Creek","$1,900","-9.9%"],["Lynd","$1,901","-9.9%"],["New Ulm","$1,901","-9.9%"],["Comfrey","$1,901","-9.9%"],["Madison","$1,902","-9.8%"],["Lake Benton","$1,902","-9.8%"],["La Salle","$1,902","-9.8%"],["Worthington","$1,903","-9.8%"],["Ormsby","$1,904","-9.7%"],["Belview","$1,904","-9.7%"],["Wells","$1,905","-9.7%"],["Lakefield","$1,905","-9.7%"],["Sleepy Eye","$1,906","-9.7%"],["North Mankato","$1,906","-9.6%"],["Ceylon","$1,906","-9.6%"],["Hartland","$1,906","-9.6%"],["Clinton","$1,908","-9.5%"],["Delavan","$1,911","-9.4%"],["St. Peter","$1,912","-9.3%"],["Ghent","$1,915","-9.2%"],["Glenwood","$1,915","-9.2%"],["Owatonna","$1,917","-9.1%"],["Frost","$1,917","-9.1%"],["Kenneth","$1,918","-9.1%"],["Marietta","$1,919","-9.0%"],["Hutchinson","$1,919","-9.0%"],["Canby","$1,920","-9.0%"],["Goodview","$1,920","-9.0%"],["Hoffman","$1,921","-8.9%"],["Emmons","$1,922","-8.9%"],["Bricelyn","$1,922","-8.9%"],["Granada","$1,923","-8.8%"],["Alexandria","$1,923","-8.8%"],["Oronoco","$1,924","-8.8%"],["Adrian","$1,924","-8.8%"],["Granite Falls","$1,925","-8.7%"],["Rushmore","$1,925","-8.7%"],["Cyrus","$1,927","-8.7%"],["Morton","$1,927","-8.6%"],["Chandler","$1,928","-8.6%"],["Bird Island","$1,928","-8.6%"],["Darfur","$1,929","-8.6%"],["Madelia","$1,929","-8.5%"],["Blue Earth","$1,930","-8.5%"],["Fergus Falls","$1,931","-8.5%"],["Adams","$1,932","-8.4%"],["Waldorf","$1,932","-8.4%"],["Barry","$1,932","-8.4%"],["Rochester","$1,933","-8.4%"],["Stewart","$1,933","-8.4%"],["Kasson","$1,933","-8.3%"],["Winthrop","$1,934","-8.3%"],["Searles","$1,935","-8.3%"],["Jackson","$1,937","-8.2%"],["Jeffers","$1,937","-8.2%"],["Winona","$1,937","-8.2%"],["Woodstock","$1,938","-8.1%"],["Byron","$1,938","-8.1%"],["Alberta","$1,938","-8.1%"],["Dalton","$1,939","-8.1%"],["Ivanhoe","$1,940","-8.0%"],["Avoca","$1,940","-8.0%"],["Danvers","$1,941","-8.0%"],["Balaton","$1,941","-8.0%"],["Moorhead","$1,942","-8.0%"],["Hollandale","$1,942","-7.9%"],["Wanda","$1,943","-7.9%"],["Montevideo","$1,944","-7.8%"],["Janesville","$1,944","-7.8%"],["Raymond","$1,945","-7.8%"],["Tracy","$1,946","-7.7%"],["Currie","$1,947","-7.7%"],["Holloway","$1,947","-7.7%"],["The Lakes","$1,948","-7.7%"],["Trimont","$1,950","-7.6%"],["Tyler","$1,950","-7.6%"],["Courtland","$1,950","-7.5%"],["Wendell","$1,950","-7.5%"],["Nicollet","$1,951","-7.5%"],["Edgerton","$1,951","-7.5%"],["Mantorville","$1,952","-7.5%"],["Amboy","$1,952","-7.5%"],["Lismore","$1,952","-7.5%"],["Perham","$1,953","-7.4%"],["Benson","$1,954","-7.4%"],["Garvin","$1,954","-7.4%"],["Appleton","$1,954","-7.4%"],["Renville","$1,954","-7.4%"],["Sanborn","$1,956","-7.3%"],["Starbuck","$1,956","-7.3%"],["Dumont","$1,957","-7.2%"],["Odin","$1,957","-7.2%"],["Okabena","$1,957","-7.2%"],["Minnesota Lake","$1,959","-7.1%"],["Stockton","$1,960","-7.1%"],["Gibbon","$1,960","-7.1%"],["Barrett","$1,960","-7.1%"],["Garfield","$1,961","-7.0%"],["Fulda","$1,961","-7.0%"],["Odessa","$1,961","-7.0%"],["Freeborn","$1,961","-7.0%"],["Saint Hilaire","$1,962","-7.0%"],["Round Lake","$1,962","-7.0%"],["Westbrook","$1,963","-6.9%"],["Windom","$1,965","-6.8%"],["Holland","$1,966","-6.8%"],["Oak Island","$1,966","-6.8%"],["Sargeant","$1,966","-6.8%"],["Arco","$1,967","-6.7%"],["Dodge Center","$1,967","-6.7%"],["Boyd","$1,967","-6.7%"],["Hayfield","$1,968","-6.7%"],["Cottonwood","$1,969","-6.7%"],["Lowry","$1,969","-6.6%"],["Eyota","$1,970","-6.6%"],["Kasota","$1,971","-6.6%"],["Watson","$1,971","-6.5%"],["Eagle Lake","$1,972","-6.5%"],["Hanley Falls","$1,972","-6.5%"],["Luverne","$1,973","-6.5%"],["Angle Inlet","$1,973","-6.5%"],["Chokio","$1,973","-6.5%"],["Ellsworth","$1,973","-6.4%"],["Morgan","$1,973","-6.4%"],["Warroad","$1,976","-6.3%"],["Slayton","$1,979","-6.2%"],["Blomkest","$1,979","-6.2%"],["Stewartville","$1,981","-6.1%"],["Cosmos","$1,981","-6.1%"],["Litchfield","$1,981","-6.1%"],["Glencoe","$1,982","-6.1%"],["Swift","$1,982","-6.0%"],["Detroit Lakes","$1,983","-6.0%"],["Hector","$1,984","-5.9%"],["Pine Island","$1,984","-5.9%"],["Clements","$1,985","-5.9%"],["Porter","$1,985","-5.9%"],["Plato","$1,985","-5.9%"],["Clara City","$1,985","-5.9%"],["Reading","$1,985","-5.9%"],["Beaver Creek","$1,986","-5.8%"],["Comstock","$1,986","-5.8%"],["Elizabeth","$1,987","-5.8%"],["Prinsburg","$1,987","-5.8%"],["Campbell","$1,988","-5.8%"],["Beardsley","$1,989","-5.7%"],["Richwood","$1,989","-5.7%"],["Madison Lake","$1,990","-5.7%"],["Thief River Falls","$1,991","-5.6%"],["Red Lake Falls","$1,991","-5.6%"],["Dexter","$1,993","-5.5%"],["East Grand Forks","$1,993","-5.5%"],["Waltham","$1,995","-5.4%"],["Brownton","$1,996","-5.4%"],["Hawley","$1,997","-5.3%"],["Zumbrota","$1,997","-5.3%"],["Gaylord","$1,998","-5.3%"],["Conger","$1,998","-5.3%"],["Ortonville","$1,999","-5.2%"],["Atwater","$2,001","-5.2%"],["Kandiyohi","$2,001","-5.2%"],["Dent","$2,001","-5.1%"],["Carlos","$2,001","-5.1%"],["Baudette","$2,001","-5.1%"],["Underwood","$2,001","-5.1%"],["Walnut Grove","$2,002","-5.1%"],["Wood Lake","$2,002","-5.1%"],["Elgin","$2,002","-5.1%"],["Elkton","$2,003","-5.1%"],["Preston","$2,003","-5.1%"],["Storden","$2,004","-5.0%"],["Herman","$2,005","-4.9%"],["Erhard","$2,005","-4.9%"],["Pelican Rapids","$2,006","-4.9%"],["Hibbing","$2,007","-4.9%"],["Russell","$2,007","-4.9%"],["Spicer","$2,007","-4.8%"],["Pennock","$2,008","-4.8%"],["Evansville","$2,008","-4.8%"],["Kensington","$2,008","-4.8%"],["Side Lake","$2,008","-4.8%"],["Milroy","$2,009","-4.7%"],["Lake Crystal","$2,010","-4.7%"],["Beltrami","$2,011","-4.7%"],["Grove City","$2,011","-4.7%"],["Lake Park","$2,011","-4.6%"],["New London","$2,014","-4.5%"],["Norcross","$2,014","-4.5%"],["Hendricks","$2,014","-4.5%"],["Audubon","$2,015","-4.5%"],["Willmar","$2,015","-4.5%"],["Battle Lake","$2,015","-4.5%"],["Rushford","$2,015","-4.5%"],["Plainview","$2,015","-4.5%"],["Steen","$2,016","-4.4%"],["Rushford Village","$2,016","-4.4%"],["Rochert","$2,016","-4.4%"],["Sunburg","$2,016","-4.4%"],["St. Charles","$2,016","-4.4%"],["Hardwick","$2,017","-4.4%"],["Marshall","$2,017","-4.4%"],["Grand Rapids","$2,017","-4.4%"],["Kanaranzi","$2,018","-4.3%"],["Magnolia","$2,019","-4.3%"],["Elbow Lake","$2,019","-4.3%"],["Roseau","$2,020","-4.3%"],["Ashby","$2,020","-4.3%"],["Dover","$2,020","-4.2%"],["Good Thunder","$2,021","-4.2%"],["Brooks","$2,022","-4.2%"],["Grand Meadow","$2,022","-4.1%"],["Murdock","$2,023","-4.1%"],["Sabin","$2,023","-4.1%"],["Minneota","$2,024","-4.1%"],["New York Mills","$2,024","-4.1%"],["Roosevelt","$2,024","-4.0%"],["Ottertail","$2,024","-4.0%"],["Frontenac","$2,025","-4.0%"],["Saint Clair","$2,025","-4.0%"],["Richville","$2,026","-3.9%"],["Le Roy","$2,026","-3.9%"],["Holmes City","$2,027","-3.9%"],["Ada","$2,029","-3.8%"],["Lake Lillian","$2,030","-3.8%"],["Hermantown","$2,030","-3.8%"],["West Concord","$2,030","-3.8%"],["Pemberton","$2,030","-3.8%"],["Miltona","$2,030","-3.8%"],["Mapleton","$2,030","-3.7%"],["Spring Grove","$2,032","-3.7%"],["Clitherall","$2,032","-3.6%"],["Parkers Prairie","$2,033","-3.6%"],["Le Sueur","$2,033","-3.6%"],["Henning","$2,034","-3.6%"],["Wolverton","$2,034","-3.6%"],["Waconia","$2,034","-3.6%"],["Vergas","$2,034","-3.6%"],["Chaska","$2,034","-3.6%"],["Ruthton","$2,035","-3.5%"],["Dundas","$2,035","-3.5%"],["St. Joseph","$2,035","-3.5%"],["Climax","$2,036","-3.5%"],["Warsaw","$2,036","-3.5%"],["Nelson","$2,037","-3.5%"],["International Falls","$2,037","-3.4%"],["Plummer","$2,037","-3.4%"],["Zumbro Falls","$2,037","-3.4%"],["Brandon","$2,038","-3.4%"],["Carver","$2,038","-3.4%"],["Wabasha","$2,038","-3.4%"],["Fisher","$2,038","-3.4%"],["Silver Lake","$2,039","-3.4%"],["Kent","$2,039","-3.3%"],["Taopi","$2,039","-3.3%"],["St. Bonifacius","$2,040","-3.3%"],["Chanhassen","$2,040","-3.3%"],["Ostrander","$2,041","-3.2%"],["Foxhome","$2,041","-3.2%"],["Farwell","$2,041","-3.2%"],["Borup","$2,041","-3.2%"],["Dakota","$2,042","-3.2%"],["Wheaton","$2,042","-3.2%"],["McIntosh","$2,042","-3.2%"],["Newfolden","$2,042","-3.2%"],["Esko","$2,043","-3.2%"],["Cleveland","$2,043","-3.2%"],["Mazeppa","$2,043","-3.1%"],["Peterson","$2,043","-3.1%"],["Navarre","$2,044","-3.1%"],["Virginia","$2,044","-3.1%"],["Kerkhoven","$2,044","-3.1%"],["Frazee","$2,044","-3.1%"],["Sartell","$2,045","-3.0%"],["Redwood Falls","$2,045","-3.0%"],["Claremont","$2,045","-3.0%"],["Dassel","$2,046","-3.0%"],["Cologne","$2,047","-3.0%"],["Proctor","$2,047","-3.0%"],["Hendrum","$2,047","-2.9%"],["Elysian","$2,048","-2.9%"],["Erskine","$2,048","-2.9%"],["Victoria","$2,049","-2.8%"],["Vernon Center","$2,049","-2.8%"],["Stephen","$2,050","-2.8%"],["Minnesota City","$2,051","-2.8%"],["Spring Valley","$2,051","-2.8%"],["Eveleth","$2,051","-2.8%"],["Mountain Iron","$2,051","-2.7%"],["Iron","$2,052","-2.7%"],["Argyle","$2,052","-2.7%"],["Long Lake","$2,053","-2.7%"],["Ulen","$2,053","-2.7%"],["Garden City","$2,053","-2.7%"],["Browns Valley","$2,053","-2.7%"],["Lucan","$2,054","-2.6%"],["Excelsior","$2,054","-2.6%"],["Shorewood","$2,054","-2.6%"],["Lester Prairie","$2,055","-2.6%"],["Fertile","$2,055","-2.6%"],["Rothsay","$2,055","-2.6%"],["Chatfield","$2,056","-2.5%"],["Graceville","$2,057","-2.5%"],["Greenwood","$2,057","-2.5%"],["Tonka Bay","$2,058","-2.4%"],["Wanamingo","$2,058","-2.4%"],["South International Falls","$2,060","-2.4%"],["Grand Marais","$2,060","-2.3%"],["Taunton","$2,061","-2.3%"],["Chisholm","$2,061","-2.3%"],["Houston","$2,063","-2.2%"],["Nerstrand","$2,063","-2.2%"],["Oklee","$2,063","-2.2%"],["Villard","$2,063","-2.2%"],["Noyes","$2,064","-2.2%"],["Ranier","$2,064","-2.2%"],["Deer Creek","$2,064","-2.2%"],["Dilworth","$2,064","-2.2%"],["Glyndon","$2,064","-2.1%"],["Nielsville","$2,065","-2.1%"],["Coleraine","$2,065","-2.1%"],["Winger","$2,065","-2.1%"],["Lake City","$2,066","-2.1%"],["Darwin","$2,066","-2.1%"],["Echo","$2,068","-1.9%"],["Lanesboro","$2,069","-1.9%"],["Flom","$2,069","-1.9%"],["Arlington","$2,070","-1.9%"],["Deephaven","$2,070","-1.9%"],["Saint Vincent","$2,071","-1.8%"],["Winsted","$2,071","-1.8%"],["Humboldt","$2,072","-1.8%"],["Cohasset","$2,072","-1.8%"],["Iona","$2,072","-1.8%"],["Orono","$2,072","-1.8%"],["Crystal Bay","$2,072","-1.8%"],["Bemidji","$2,072","-1.8%"],["Silver Creek","$2,073","-1.7%"],["Rockville","$2,073","-1.7%"],["Adolph","$2,073","-1.7%"],["Osage","$2,073","-1.7%"],["St. Augusta","$2,074","-1.7%"],["Gully","$2,074","-1.7%"],["Breckenridge","$2,074","-1.7%"],["Nashua","$2,075","-1.6%"],["Wayzata","$2,076","-1.6%"],["Minnetonka Beach","$2,076","-1.6%"],["Grand Portage","$2,076","-1.6%"],["Harmony","$2,077","-1.5%"],["Hills","$2,077","-1.5%"],["Scanlon","$2,078","-1.5%"],["Reads Landing","$2,078","-1.5%"],["Williams","$2,078","-1.5%"],["Goodhue","$2,079","-1.4%"],["Medford","$2,079","-1.4%"],["Perley","$2,079","-1.4%"],["Karlstad","$2,079","-1.4%"],["Silver Bay","$2,080","-1.4%"],["Gilbert","$2,080","-1.4%"],["Northfield","$2,081","-1.4%"],["Carlton","$2,081","-1.4%"],["Apple Valley","$2,081","-1.3%"],["Savage","$2,081","-1.3%"],["Greenbush","$2,081","-1.3%"],["Mayer","$2,083","-1.3%"],["Callaway","$2,083","-1.3%"],["Woodland","$2,083","-1.2%"],["Millville","$2,084","-1.2%"],["Tofte","$2,084","-1.2%"],["Vesta","$2,084","-1.2%"],["Salol","$2,084","-1.2%"],["Waubun","$2,084","-1.2%"],["Cloquet","$2,084","-1.2%"],["Racine","$2,085","-1.2%"],["Rogers","$2,085","-1.2%"],["Belgrade","$2,085","-1.1%"],["Delano","$2,086","-1.1%"],["Corcoran","$2,086","-1.1%"],["Lutsen","$2,086","-1.1%"],["Badger","$2,086","-1.1%"],["Minnetrista","$2,087","-1.1%"],["Mentor","$2,087","-1.1%"],["Alvarado","$2,087","-1.1%"],["Maple Grove","$2,087","-1.1%"],["Norwood Young America","$2,087","-1.0%"],["Biwabik","$2,088","-1.0%"],["La Crescent","$2,088","-1.0%"],["Brooten","$2,088","-1.0%"],["Lengby","$2,088","-1.0%"],["Osakis","$2,088","-1.0%"],["Duluth","$2,089","-1.0%"],["Mound","$2,089","-0.9%"],["Oslo","$2,090","-0.9%"],["Mahtowa","$2,090","-0.9%"],["Morristown","$2,090","-0.9%"],["New Prague","$2,092","-0.8%"],["Dennison","$2,092","-0.8%"],["Georgetown","$2,092","-0.8%"],["Le Center","$2,093","-0.8%"],["Strandquist","$2,094","-0.7%"],["Halstad","$2,094","-0.7%"],["Wykoff","$2,095","-0.7%"],["Wrenshall","$2,095","-0.7%"],["Barnesville","$2,095","-0.7%"],["Mizpah","$2,095","-0.7%"],["Caledonia","$2,096","-0.6%"],["Shelly","$2,097","-0.6%"],["Watertown","$2,097","-0.6%"],["Melrose","$2,097","-0.6%"],["Lewiston","$2,097","-0.6%"],["Gonvick","$2,097","-0.6%"],["Arnold","$2,098","-0.6%"],["Littlefork","$2,098","-0.5%"],["St. Cloud","$2,098","-0.5%"],["Altura","$2,098","-0.5%"],["Independence","$2,100","-0.4%"],["Hovland","$2,101","-0.4%"],["Menahga","$2,101","-0.4%"],["Mabel","$2,101","-0.4%"],["Maple Plain","$2,102","-0.4%"],["Medina","$2,102","-0.3%"],["Kellogg","$2,102","-0.3%"],["Twin Valley","$2,103","-0.3%"],["Viking","$2,103","-0.3%"],["Kennedy","$2,104","-0.3%"],["Prior Lake","$2,104","-0.2%"],["Albertville","$2,104","-0.2%"],["Shakopee","$2,105","-0.2%"],["Moose Lake","$2,105","-0.2%"],["Nevis","$2,105","-0.2%"],["Eitzen","$2,107","-0.1%"],["Wannaska","$2,107","-0.1%"],["Aurora","$2,108","-0.1%"],["Big Falls","$2,108","-0.1%"],["Farmington","$2,108","-0.1%"],["St. Michael","$2,109","0.0%"],["Green Isle","$2,109","0.0%"],["Loretto","$2,109","0.0%"],["Marble","$2,109","0.0%"],["Nashwauk","$2,109","0.0%"],["Taconite","$2,110","0.0%"],["Bluffton","$2,110","0.0%"],["Solway","$2,110","0.0%"],["Plymouth","$2,111","0.1%"],["Keewatin","$2,112","0.1%"],["Tintah","$2,113","0.2%"],["Warba","$2,114","0.2%"],["Vining","$2,114","0.2%"],["Margie","$2,114","0.2%"],["Bingham Lake","$2,114","0.2%"],["Bovey","$2,114","0.2%"],["Faribault","$2,115","0.3%"],["Greenwald","$2,115","0.3%"],["Elrosa","$2,115","0.3%"],["Wadena","$2,116","0.3%"],["Kenyon","$2,116","0.3%"],["Waite Park","$2,117","0.3%"],["Hoyt Lakes","$2,118","0.4%"],["Lakeville","$2,118","0.4%"],["Rollingstone","$2,118","0.4%"],["Halma","$2,118","0.4%"],["Eden Valley","$2,119","0.4%"],["Lake Bronson","$2,119","0.4%"],["Henderson","$2,119","0.5%"],["Roscoe","$2,120","0.5%"],["Breezy Point","$2,120","0.5%"],["Longville","$2,121","0.6%"],["Minnetonka","$2,121","0.6%"],["Pequot Lakes","$2,122","0.6%"],["Jordan","$2,122","0.6%"],["Ah Gwah Ching","$2,122","0.6%"],["Ogema","$2,122","0.6%"],["Barnum","$2,122","0.6%"],["Correll","$2,122","0.6%"],["Sauk Rapids","$2,122","0.6%"],["Kabetogama","$2,123","0.6%"],["Nisswa","$2,124","0.7%"],["Forbes","$2,125","0.7%"],["West Union","$2,125","0.7%"],["Sebeka","$2,126","0.8%"],["Backus","$2,126","0.8%"],["Bayport","$2,126","0.8%"],["Britt","$2,126","0.8%"],["Walker","$2,126","0.8%"],["Leonard","$2,126","0.8%"],["Eagle Bend","$2,126","0.8%"],["Dayton","$2,127","0.8%"],["Revere","$2,128","0.9%"],["Kettle River","$2,128","0.9%"],["Pine River","$2,128","0.9%"],["Lake Shore","$2,129","0.9%"],["Fosston","$2,130","1.0%"],["Strathcona","$2,130","1.0%"],["Mahtomedi","$2,130","1.0%"],["Brownsville","$2,130","1.0%"],["Cass Lake","$2,130","1.0%"],["Paynesville","$2,131","1.0%"],["Nett Lake","$2,131","1.0%"],["Schroeder","$2,131","1.0%"],["Waterville","$2,132","1.1%"],["Bagley","$2,132","1.1%"],["Avon","$2,133","1.1%"],["Big Lake","$2,134","1.1%"],["Sauk Centre","$2,134","1.1%"],["Long Prairie","$2,134","1.2%"],["Ironton","$2,135","1.2%"],["Kerrick","$2,135","1.2%"],["Gary","$2,135","1.2%"],["Donaldson","$2,135","1.2%"],["Belle Plaine","$2,136","1.3%"],["Eden Prairie","$2,136","1.3%"],["Embarrass","$2,137","1.3%"],["Deer River","$2,137","1.3%"],["Fountain","$2,138","1.3%"],["Saint Stephen","$2,138","1.4%"],["Osseo","$2,138","1.4%"],["Akeley","$2,138","1.4%"],["Elko New Market","$2,139","1.4%"],["Ponsford","$2,139","1.4%"],["Mahnomen","$2,139","1.4%"],["Bertha","$2,139","1.4%"],["Nimrod","$2,139","1.4%"],["Willernie","$2,141","1.5%"],["New Germany","$2,141","1.5%"],["Jenkins","$2,141","1.5%"],["Wright","$2,141","1.5%"],["Merrifield","$2,141","1.5%"],["Crosby","$2,142","1.5%"],["Calumet","$2,142","1.6%"],["Oak Park Heights","$2,142","1.6%"],["Clearbrook","$2,143","1.6%"],["Hamburg","$2,143","1.6%"],["Woodbury","$2,143","1.6%"],["Babbitt","$2,143","1.6%"],["Trail","$2,143","1.6%"],["Shevlin","$2,144","1.7%"],["Hewitt","$2,145","1.7%"],["Dellwood","$2,145","1.7%"],["Goodland","$2,146","1.7%"],["Hokah","$2,146","1.7%"],["Kilkenny","$2,146","1.7%"],["Deerwood","$2,147","1.8%"],["Hanover","$2,147","1.8%"],["Pengilly","$2,147","1.8%"],["Otsego","$2,148","1.8%"],["Buffalo","$2,148","1.8%"],["Talmoon","$2,149","1.9%"],["Clarissa","$2,150","1.9%"],["Randall","$2,150","1.9%"],["Birchwood Village","$2,150","1.9%"],["Goodridge","$2,151","2.0%"],["Lancaster","$2,151","2.0%"],["Grant","$2,152","2.0%"],["Winton","$2,152","2.0%"],["Middle River","$2,153","2.1%"],["Rockford","$2,154","2.1%"],["Stillwater","$2,154","2.1%"],["Melrude","$2,155","2.2%"],["Ely","$2,156","2.2%"],["Naytahwaush","$2,157","2.3%"],["Richmond","$2,158","2.3%"],["Hines","$2,158","2.3%"],["Euclid","$2,158","2.3%"],["Baxter","$2,158","2.3%"],["Soudan","$2,159","2.3%"],["Kinney","$2,159","2.4%"],["White Bear Lake","$2,159","2.4%"],["Bejou","$2,161","2.5%"],["Felton","$2,162","2.5%"],["Waverly","$2,163","2.5%"],["Webster","$2,164","2.6%"],["Tower","$2,165","2.6%"],["Buhl","$2,166","2.7%"],["Leota","$2,166","2.7%"],["Finland","$2,166","2.7%"],["Staples","$2,168","2.8%"],["Isabella","$2,170","2.9%"],["Greenfield","$2,170","2.9%"],["Swan River","$2,170","2.9%"],["Aldrich","$2,170","2.9%"],["Park Rapids","$2,170","2.9%"],["Santiago","$2,170","2.9%"],["Monticello","$2,171","2.9%"],["Palisade","$2,171","2.9%"],["Sturgeon Lake","$2,171","2.9%"],["New Munich","$2,171","2.9%"],["Eagan","$2,172","3.0%"],["Sandstone","$2,172","3.0%"],["Hamel","$2,173","3.0%"],["Saginaw","$2,173","3.0%"],["Aitkin","$2,173","3.0%"],["Tenstrike","$2,174","3.1%"],["Cokato","$2,175","3.1%"],["Cottage Grove","$2,176","3.2%"],["Squaw Lake","$2,177","3.2%"],["Lake Hubert","$2,178","3.2%"],["Angora","$2,178","3.2%"],["Becker","$2,178","3.3%"],["Mc Grath","$2,178","3.3%"],["Hill City","$2,178","3.3%"],["Bruno","$2,179","3.3%"],["Verndale","$2,179","3.3%"],["Marcell","$2,179","3.3%"],["Redlake","$2,179","3.3%"],["Lakeland","$2,179","3.3%"],["Inver Grove Heights","$2,180","3.3%"],["Lake Elmo","$2,180","3.4%"],["Rosemount","$2,181","3.4%"],["Hampton","$2,181","3.4%"],["Bigfork","$2,181","3.4%"],["Crookston","$2,181","3.4%"],["Ponemah","$2,181","3.4%"],["Twig","$2,182","3.5%"],["Lake St. Croix Beach","$2,183","3.5%"],["St. Marys Point","$2,183","3.5%"],["Vadnais Heights","$2,186","3.6%"],["Isle","$2,186","3.6%"],["Montgomery","$2,186","3.6%"],["Clear Lake","$2,188","3.7%"],["Northome","$2,188","3.7%"],["Pillager","$2,189","3.8%"],["South Haven","$2,189","3.8%"],["Hopkins","$2,190","3.8%"],["Cromwell","$2,190","3.8%"],["Canton","$2,190","3.8%"],["Hitterdal","$2,191","3.9%"],["Kimball","$2,192","3.9%"],["Freeport","$2,193","3.9%"],["St. Rosa","$2,193","4.0%"],["Lonsdale","$2,193","4.0%"],["Little Rock","$2,194","4.0%"],["Blackduck","$2,194","4.0%"],["Cook","$2,195","4.0%"],["Knife River","$2,195","4.1%"],["Gilman","$2,195","4.1%"],["Clearwater","$2,195","4.1%"],["Redby","$2,196","4.1%"],["Brainerd","$2,196","4.1%"],["Pennington","$2,196","4.1%"],["Hackensack","$2,196","4.1%"],["Maple Lake","$2,197","4.1%"],["Outing","$2,197","4.1%"],["Cotton","$2,197","4.2%"],["East Gull Lake","$2,197","4.2%"],["Browerville","$2,200","4.3%"],["Crane Lake","$2,200","4.3%"],["Remer","$2,200","4.3%"],["Randolph","$2,200","4.3%"],["Motley","$2,201","4.3%"],["Kelliher","$2,201","4.4%"],["Willow River","$2,202","4.4%"],["Bena","$2,203","4.4%"],["Rice","$2,203","4.4%"],["Utica","$2,203","4.4%"],["Effie","$2,203","4.5%"],["Hastings","$2,204","4.5%"],["Mora","$2,204","4.5%"],["Askov","$2,205","4.5%"],["Red Wing","$2,207","4.6%"],["Cannon Falls","$2,207","4.6%"],["Watkins","$2,207","4.7%"],["Loman","$2,208","4.7%"],["Edina","$2,209","4.7%"],["Mendota Heights","$2,209","4.7%"],["Cold Spring","$2,209","4.7%"],["Swanville","$2,209","4.7%"],["Stanchfield","$2,210","4.8%"],["Elk River","$2,210","4.8%"],["McGregor","$2,211","4.8%"],["Sawyer","$2,212","4.9%"],["Crosslake","$2,213","4.9%"],["Medicine Lake","$2,213","4.9%"],["Royalton","$2,214","4.9%"],["Orr","$2,214","5.0%"],["Finlayson","$2,215","5.0%"],["Burnsville","$2,216","5.0%"],["Lilydale","$2,216","5.0%"],["North Oaks","$2,218","5.1%"],["Montrose","$2,219","5.2%"],["Birchdale","$2,219","5.2%"],["Golden Valley","$2,219","5.2%"],["Grygla","$2,220","5.3%"],["New Hope","$2,221","5.3%"],["Holdingford","$2,222","5.3%"],["Gatzke","$2,222","5.4%"],["Fifty Lakes","$2,222","5.4%"],["St. Louis Park","$2,223","5.4%"],["Emily","$2,224","5.4%"],["Henriette","$2,224","5.4%"],["Bock","$2,225","5.5%"],["North Branch","$2,226","5.5%"],["Afton","$2,227","5.6%"],["Brookston","$2,228","5.6%"],["Howard Lake","$2,230","5.7%"],["Jacobson","$2,231","5.7%"],["Scandia","$2,231","5.7%"],["Little Falls","$2,232","5.8%"],["Two Harbors","$2,232","5.8%"],["Puposky","$2,232","5.8%"],["Meadowlands","$2,233","5.8%"],["Fort Ripley","$2,233","5.9%"],["Annandale","$2,234","5.9%"],["Circle Pines","$2,234","5.9%"],["Welch","$2,235","6.0%"],["Braham","$2,235","6.0%"],["Cushing","$2,236","6.0%"],["Lexington","$2,237","6.0%"],["Shoreview","$2,237","6.0%"],["Floodwood","$2,241","6.2%"],["Lindstrom","$2,241","6.2%"],["West St. Paul","$2,241","6.3%"],["Marine on St. Croix","$2,241","6.3%"],["Sunfish Lake","$2,243","6.3%"],["Tamarack","$2,244","6.4%"],["Princeton","$2,245","6.4%"],["Oakdale","$2,246","6.5%"],["Foley","$2,247","6.5%"],["Pine City","$2,249","6.6%"],["Grey Eagle","$2,249","6.6%"],["Alborn","$2,250","6.7%"],["Lastrup","$2,251","6.7%"],["Rock Creek","$2,252","6.7%"],["Federal Dam","$2,252","6.8%"],["Spring Lake","$2,253","6.8%"],["Bloomington","$2,253","6.8%"],["Benedict","$2,253","6.8%"],["Hinckley","$2,255","6.9%"],["Canyon","$2,257","7.0%"],["Champlin","$2,258","7.0%"],["Wirt","$2,260","7.1%"],["Hugo","$2,260","7.2%"],["Lino Lakes","$2,263","7.3%"],["Grasston","$2,263","7.3%"],["Rush City","$2,263","7.3%"],["Harris","$2,264","7.4%"],["Brook Park","$2,265","7.4%"],["Bowstring","$2,266","7.4%"],["Laporte","$2,266","7.4%"],["Max","$2,267","7.5%"],["Anoka","$2,268","7.5%"],["Wyoming","$2,270","7.6%"],["Chisago City","$2,270","7.6%"],["Burtrum","$2,270","7.6%"],["Center City","$2,270","7.6%"],["East Bethel","$2,271","7.7%"],["Wahkon","$2,271","7.7%"],["Blaine","$2,271","7.7%"],["Onamia","$2,272","7.7%"],["Albany","$2,275","7.9%"],["Shafer","$2,276","7.9%"],["Newport","$2,279","8.0%"],["Nowthen","$2,279","8.1%"],["Brimson","$2,281","8.2%"],["Makinen","$2,281","8.2%"],["Foreston","$2,284","8.3%"],["Zimmerman","$2,285","8.3%"],["Almelund","$2,286","8.4%"],["St. Paul Park","$2,288","8.5%"],["Stacy","$2,289","8.5%"],["Oak Park","$2,292","8.7%"],["Holyoke","$2,292","8.7%"],["Bethel","$2,292","8.7%"],["Centerville","$2,294","8.7%"],["Oak Grove","$2,299","9.0%"],["Coon Rapids","$2,299","9.0%"],["Martin Lake","$2,299","9.0%"],["Mendota","$2,299","9.0%"],["Isanti","$2,299","9.0%"],["Andover","$2,300","9.0%"],["Pease","$2,300","9.0%"],["Dalbo","$2,303","9.2%"],["Ogilvie","$2,303","9.2%"],["Robbinsdale","$2,304","9.2%"],["Ham Lake","$2,306","9.3%"],["Ramsey","$2,308","9.4%"],["Cambridge","$2,312","9.6%"],["Norwood","$2,313","9.6%"],["St. Francis","$2,318","9.9%"],["Upsala","$2,320","10.0%"],["Bowlus","$2,322","10.1%"],["Warren","$2,322","10.1%"],["Arden Hills","$2,323","10.1%"],["Forest Lake","$2,325","10.2%"],["Mounds View","$2,326","10.3%"],["New Brighton","$2,327","10.3%"],["Columbus","$2,335","10.7%"],["Spring Park","$2,339","10.9%"],["Grandy","$2,342","11.0%"],["Crystal","$2,344","11.1%"],["Flensburg","$2,344","11.1%"],["Taylors Falls","$2,349","11.4%"],["Genola","$2,362","12.0%"],["Hallock","$2,363","12.0%"],["Garrison","$2,364","12.1%"],["Pierz","$2,366","12.2%"],["Hillman","$2,373","12.5%"],["Richfield","$2,375","12.6%"],["Spring Lake Park","$2,379","12.8%"],["Swatara","$2,384","13.0%"],["North St. Paul","$2,386","13.1%"],["Milaca","$2,391","13.3%"],["South St. Paul","$2,393","13.4%"],["Lauderdale","$2,420","14.7%"],["Roseville","$2,425","15.0%"],["Falcon Heights","$2,426","15.0%"],["Brooklyn Park","$2,456","16.4%"],["Fridley","$2,469","17.0%"],["Lake George","$2,480","17.5%"],["Waskish","$2,506","18.8%"],["St. Anthony","$2,510","19.0%"],["Maplewood","$2,519","19.4%"],["Little Canada","$2,541","20.5%"],["Columbia Heights","$2,557","21.2%"],["Hilltop","$2,557","21.2%"],["Minneapolis","$2,613","23.9%"],["St. Paul","$2,621","24.3%"],["Brooklyn Center","$2,717","28.8%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EWe found that the \u003Cstrong\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"average cost\" href=\"https:\/\/www.valuepenguin.com\/average-cost-of-insurance\"\u003Eaverage cost\u003C\/a\u003E\u003C\/span\u003E of auto insurance in Minnesota is $2,109 per year\u003C\/strong\u003E to insure vehicles with full coverage. Annual premiums can range by city, however. Below are the average rates of car insurance in all the cities in Minnesota, where full coverage quotes were available. Rates are listed by those with cheapest to the most expensive car insurance rates:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECity\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAverage annual cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercent from average\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAlbert Lea\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,800\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-14.7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETruman\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,813\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-14.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EElmore\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,821\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-13.7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGlenville\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,836\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-13.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFairfax\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,841\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-12.7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENorthrop\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,842\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-12.7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EHayward\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,844\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-12.6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENew Richland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,846\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-12.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ESpringfield\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,849\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-12.3%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELafayette\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,853\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-12.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELake Wilson\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,858\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-11.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELyle\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,858\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-11.9%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv role=\"button\" class=\"StyledExpander-sc-1gnrutu ckEygv\"\u003EShow All Rows\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"City\",\"Average annual cost\",\"Percent from average\"],[\"Albert Lea\",\"$1,800\",\"-14.7%\"],[\"Truman\",\"$1,813\",\"-14.1%\"],[\"Elmore\",\"$1,821\",\"-13.7%\"],[\"Glenville\",\"$1,836\",\"-13.0%\"],[\"Fairfax\",\"$1,841\",\"-12.7%\"],[\"Northrop\",\"$1,842\",\"-12.7%\"],[\"Hayward\",\"$1,844\",\"-12.6%\"],[\"New Richland\",\"$1,846\",\"-12.5%\"],[\"Springfield\",\"$1,849\",\"-12.3%\"],[\"Lafayette\",\"$1,853\",\"-12.1%\"],[\"Lake Wilson\",\"$1,858\",\"-11.9%\"],[\"Lyle\",\"$1,858\",\"-11.9%\"],[\"Fairmont\",\"$1,859\",\"-11.9%\"],[\"Alden\",\"$1,863\",\"-11.7%\"],[\"Dunnell\",\"$1,863\",\"-11.7%\"],[\"Hancock\",\"$1,864\",\"-11.6%\"],[\"Lamberton\",\"$1,865\",\"-11.6%\"],[\"Milan\",\"$1,868\",\"-11.4%\"],[\"Easton\",\"$1,869\",\"-11.4%\"],[\"Waseca\",\"$1,870\",\"-11.3%\"],[\"Twin Lakes\",\"$1,872\",\"-11.3%\"],[\"Ihlen\",\"$1,874\",\"-11.2%\"],[\"Austin\",\"$1,874\",\"-11.1%\"],[\"Heron Lake\",\"$1,875\",\"-11.1%\"],[\"Mountain Lake\",\"$1,875\",\"-11.1%\"],[\"Wilmont\",\"$1,876\",\"-11.1%\"],[\"Lewisville\",\"$1,879\",\"-10.9%\"],[\"Clarks Grove\",\"$1,881\",\"-10.8%\"],[\"Clarkfield\",\"$1,881\",\"-10.8%\"],[\"Clontarf\",\"$1,881\",\"-10.8%\"],[\"Winnebago\",\"$1,882\",\"-10.8%\"],[\"Jasper\",\"$1,882\",\"-10.8%\"],[\"Pipestone\",\"$1,883\",\"-10.7%\"],[\"Brewster\",\"$1,883\",\"-10.7%\"],[\"Donnelly\",\"$1,884\",\"-10.7%\"],[\"Ellendale\",\"$1,884\",\"-10.7%\"],[\"Maynard\",\"$1,885\",\"-10.7%\"],[\"Olivia\",\"$1,885\",\"-10.6%\"],[\"Dovray\",\"$1,887\",\"-10.6%\"],[\"Bellingham\",\"$1,887\",\"-10.5%\"],[\"Bigelow\",\"$1,888\",\"-10.5%\"],[\"Sacred Heart\",\"$1,888\",\"-10.5%\"],[\"Kiester\",\"$1,888\",\"-10.5%\"],[\"Essig\",\"$1,888\",\"-10.5%\"],[\"Mankato\",\"$1,888\",\"-10.5%\"],[\"Hanska\",\"$1,890\",\"-10.4%\"],[\"St. James\",\"$1,890\",\"-10.4%\"],[\"Alpha\",\"$1,890\",\"-10.4%\"],[\"Morris\",\"$1,890\",\"-10.4%\"],[\"Butterfield\",\"$1,892\",\"-10.3%\"],[\"Huntley\",\"$1,894\",\"-10.2%\"],[\"Blooming Prairie\",\"$1,894\",\"-10.2%\"],[\"Danube\",\"$1,895\",\"-10.2%\"],[\"Wabasso\",\"$1,895\",\"-10.2%\"],[\"Franklin\",\"$1,895\",\"-10.1%\"],[\"Dawson\",\"$1,896\",\"-10.1%\"],[\"Brownsdale\",\"$1,896\",\"-10.1%\"],[\"Sherburn\",\"$1,897\",\"-10.1%\"],[\"Buffalo Lake\",\"$1,897\",\"-10.1%\"],[\"Seaforth\",\"$1,897\",\"-10.1%\"],[\"Welcome\",\"$1,898\",\"-10.0%\"],[\"Oakport\",\"$1,899\",\"-10.0%\"],[\"Rose Creek\",\"$1,900\",\"-9.9%\"],[\"Lynd\",\"$1,901\",\"-9.9%\"],[\"New Ulm\",\"$1,901\",\"-9.9%\"],[\"Comfrey\",\"$1,901\",\"-9.9%\"],[\"Madison\",\"$1,902\",\"-9.8%\"],[\"Lake Benton\",\"$1,902\",\"-9.8%\"],[\"La Salle\",\"$1,902\",\"-9.8%\"],[\"Worthington\",\"$1,903\",\"-9.8%\"],[\"Ormsby\",\"$1,904\",\"-9.7%\"],[\"Belview\",\"$1,904\",\"-9.7%\"],[\"Wells\",\"$1,905\",\"-9.7%\"],[\"Lakefield\",\"$1,905\",\"-9.7%\"],[\"Sleepy Eye\",\"$1,906\",\"-9.7%\"],[\"North Mankato\",\"$1,906\",\"-9.6%\"],[\"Ceylon\",\"$1,906\",\"-9.6%\"],[\"Hartland\",\"$1,906\",\"-9.6%\"],[\"Clinton\",\"$1,908\",\"-9.5%\"],[\"Delavan\",\"$1,911\",\"-9.4%\"],[\"St. Peter\",\"$1,912\",\"-9.3%\"],[\"Ghent\",\"$1,915\",\"-9.2%\"],[\"Glenwood\",\"$1,915\",\"-9.2%\"],[\"Owatonna\",\"$1,917\",\"-9.1%\"],[\"Frost\",\"$1,917\",\"-9.1%\"],[\"Kenneth\",\"$1,918\",\"-9.1%\"],[\"Marietta\",\"$1,919\",\"-9.0%\"],[\"Hutchinson\",\"$1,919\",\"-9.0%\"],[\"Canby\",\"$1,920\",\"-9.0%\"],[\"Goodview\",\"$1,920\",\"-9.0%\"],[\"Hoffman\",\"$1,921\",\"-8.9%\"],[\"Emmons\",\"$1,922\",\"-8.9%\"],[\"Bricelyn\",\"$1,922\",\"-8.9%\"],[\"Granada\",\"$1,923\",\"-8.8%\"],[\"Alexandria\",\"$1,923\",\"-8.8%\"],[\"Oronoco\",\"$1,924\",\"-8.8%\"],[\"Adrian\",\"$1,924\",\"-8.8%\"],[\"Granite Falls\",\"$1,925\",\"-8.7%\"],[\"Rushmore\",\"$1,925\",\"-8.7%\"],[\"Cyrus\",\"$1,927\",\"-8.7%\"],[\"Morton\",\"$1,927\",\"-8.6%\"],[\"Chandler\",\"$1,928\",\"-8.6%\"],[\"Bird Island\",\"$1,928\",\"-8.6%\"],[\"Darfur\",\"$1,929\",\"-8.6%\"],[\"Madelia\",\"$1,929\",\"-8.5%\"],[\"Blue Earth\",\"$1,930\",\"-8.5%\"],[\"Fergus Falls\",\"$1,931\",\"-8.5%\"],[\"Adams\",\"$1,932\",\"-8.4%\"],[\"Waldorf\",\"$1,932\",\"-8.4%\"],[\"Barry\",\"$1,932\",\"-8.4%\"],[\"Rochester\",\"$1,933\",\"-8.4%\"],[\"Stewart\",\"$1,933\",\"-8.4%\"],[\"Kasson\",\"$1,933\",\"-8.3%\"],[\"Winthrop\",\"$1,934\",\"-8.3%\"],[\"Searles\",\"$1,935\",\"-8.3%\"],[\"Jackson\",\"$1,937\",\"-8.2%\"],[\"Jeffers\",\"$1,937\",\"-8.2%\"],[\"Winona\",\"$1,937\",\"-8.2%\"],[\"Woodstock\",\"$1,938\",\"-8.1%\"],[\"Byron\",\"$1,938\",\"-8.1%\"],[\"Alberta\",\"$1,938\",\"-8.1%\"],[\"Dalton\",\"$1,939\",\"-8.1%\"],[\"Ivanhoe\",\"$1,940\",\"-8.0%\"],[\"Avoca\",\"$1,940\",\"-8.0%\"],[\"Danvers\",\"$1,941\",\"-8.0%\"],[\"Balaton\",\"$1,941\",\"-8.0%\"],[\"Moorhead\",\"$1,942\",\"-8.0%\"],[\"Hollandale\",\"$1,942\",\"-7.9%\"],[\"Wanda\",\"$1,943\",\"-7.9%\"],[\"Montevideo\",\"$1,944\",\"-7.8%\"],[\"Janesville\",\"$1,944\",\"-7.8%\"],[\"Raymond\",\"$1,945\",\"-7.8%\"],[\"Tracy\",\"$1,946\",\"-7.7%\"],[\"Currie\",\"$1,947\",\"-7.7%\"],[\"Holloway\",\"$1,947\",\"-7.7%\"],[\"The Lakes\",\"$1,948\",\"-7.7%\"],[\"Trimont\",\"$1,950\",\"-7.6%\"],[\"Tyler\",\"$1,950\",\"-7.6%\"],[\"Courtland\",\"$1,950\",\"-7.5%\"],[\"Wendell\",\"$1,950\",\"-7.5%\"],[\"Nicollet\",\"$1,951\",\"-7.5%\"],[\"Edgerton\",\"$1,951\",\"-7.5%\"],[\"Mantorville\",\"$1,952\",\"-7.5%\"],[\"Amboy\",\"$1,952\",\"-7.5%\"],[\"Lismore\",\"$1,952\",\"-7.5%\"],[\"Perham\",\"$1,953\",\"-7.4%\"],[\"Benson\",\"$1,954\",\"-7.4%\"],[\"Garvin\",\"$1,954\",\"-7.4%\"],[\"Appleton\",\"$1,954\",\"-7.4%\"],[\"Renville\",\"$1,954\",\"-7.4%\"],[\"Sanborn\",\"$1,956\",\"-7.3%\"],[\"Starbuck\",\"$1,956\",\"-7.3%\"],[\"Dumont\",\"$1,957\",\"-7.2%\"],[\"Odin\",\"$1,957\",\"-7.2%\"],[\"Okabena\",\"$1,957\",\"-7.2%\"],[\"Minnesota Lake\",\"$1,959\",\"-7.1%\"],[\"Stockton\",\"$1,960\",\"-7.1%\"],[\"Gibbon\",\"$1,960\",\"-7.1%\"],[\"Barrett\",\"$1,960\",\"-7.1%\"],[\"Garfield\",\"$1,961\",\"-7.0%\"],[\"Fulda\",\"$1,961\",\"-7.0%\"],[\"Odessa\",\"$1,961\",\"-7.0%\"],[\"Freeborn\",\"$1,961\",\"-7.0%\"],[\"Saint Hilaire\",\"$1,962\",\"-7.0%\"],[\"Round Lake\",\"$1,962\",\"-7.0%\"],[\"Westbrook\",\"$1,963\",\"-6.9%\"],[\"Windom\",\"$1,965\",\"-6.8%\"],[\"Holland\",\"$1,966\",\"-6.8%\"],[\"Oak Island\",\"$1,966\",\"-6.8%\"],[\"Sargeant\",\"$1,966\",\"-6.8%\"],[\"Arco\",\"$1,967\",\"-6.7%\"],[\"Dodge Center\",\"$1,967\",\"-6.7%\"],[\"Boyd\",\"$1,967\",\"-6.7%\"],[\"Hayfield\",\"$1,968\",\"-6.7%\"],[\"Cottonwood\",\"$1,969\",\"-6.7%\"],[\"Lowry\",\"$1,969\",\"-6.6%\"],[\"Eyota\",\"$1,970\",\"-6.6%\"],[\"Kasota\",\"$1,971\",\"-6.6%\"],[\"Watson\",\"$1,971\",\"-6.5%\"],[\"Eagle Lake\",\"$1,972\",\"-6.5%\"],[\"Hanley Falls\",\"$1,972\",\"-6.5%\"],[\"Luverne\",\"$1,973\",\"-6.5%\"],[\"Angle Inlet\",\"$1,973\",\"-6.5%\"],[\"Chokio\",\"$1,973\",\"-6.5%\"],[\"Ellsworth\",\"$1,973\",\"-6.4%\"],[\"Morgan\",\"$1,973\",\"-6.4%\"],[\"Warroad\",\"$1,976\",\"-6.3%\"],[\"Slayton\",\"$1,979\",\"-6.2%\"],[\"Blomkest\",\"$1,979\",\"-6.2%\"],[\"Stewartville\",\"$1,981\",\"-6.1%\"],[\"Cosmos\",\"$1,981\",\"-6.1%\"],[\"Litchfield\",\"$1,981\",\"-6.1%\"],[\"Glencoe\",\"$1,982\",\"-6.1%\"],[\"Swift\",\"$1,982\",\"-6.0%\"],[\"Detroit Lakes\",\"$1,983\",\"-6.0%\"],[\"Hector\",\"$1,984\",\"-5.9%\"],[\"Pine Island\",\"$1,984\",\"-5.9%\"],[\"Clements\",\"$1,985\",\"-5.9%\"],[\"Porter\",\"$1,985\",\"-5.9%\"],[\"Plato\",\"$1,985\",\"-5.9%\"],[\"Clara City\",\"$1,985\",\"-5.9%\"],[\"Reading\",\"$1,985\",\"-5.9%\"],[\"Beaver Creek\",\"$1,986\",\"-5.8%\"],[\"Comstock\",\"$1,986\",\"-5.8%\"],[\"Elizabeth\",\"$1,987\",\"-5.8%\"],[\"Prinsburg\",\"$1,987\",\"-5.8%\"],[\"Campbell\",\"$1,988\",\"-5.8%\"],[\"Beardsley\",\"$1,989\",\"-5.7%\"],[\"Richwood\",\"$1,989\",\"-5.7%\"],[\"Madison Lake\",\"$1,990\",\"-5.7%\"],[\"Thief River Falls\",\"$1,991\",\"-5.6%\"],[\"Red Lake Falls\",\"$1,991\",\"-5.6%\"],[\"Dexter\",\"$1,993\",\"-5.5%\"],[\"East Grand Forks\",\"$1,993\",\"-5.5%\"],[\"Waltham\",\"$1,995\",\"-5.4%\"],[\"Brownton\",\"$1,996\",\"-5.4%\"],[\"Hawley\",\"$1,997\",\"-5.3%\"],[\"Zumbrota\",\"$1,997\",\"-5.3%\"],[\"Gaylord\",\"$1,998\",\"-5.3%\"],[\"Conger\",\"$1,998\",\"-5.3%\"],[\"Ortonville\",\"$1,999\",\"-5.2%\"],[\"Atwater\",\"$2,001\",\"-5.2%\"],[\"Kandiyohi\",\"$2,001\",\"-5.2%\"],[\"Dent\",\"$2,001\",\"-5.1%\"],[\"Carlos\",\"$2,001\",\"-5.1%\"],[\"Baudette\",\"$2,001\",\"-5.1%\"],[\"Underwood\",\"$2,001\",\"-5.1%\"],[\"Walnut Grove\",\"$2,002\",\"-5.1%\"],[\"Wood Lake\",\"$2,002\",\"-5.1%\"],[\"Elgin\",\"$2,002\",\"-5.1%\"],[\"Elkton\",\"$2,003\",\"-5.1%\"],[\"Preston\",\"$2,003\",\"-5.1%\"],[\"Storden\",\"$2,004\",\"-5.0%\"],[\"Herman\",\"$2,005\",\"-4.9%\"],[\"Erhard\",\"$2,005\",\"-4.9%\"],[\"Pelican Rapids\",\"$2,006\",\"-4.9%\"],[\"Hibbing\",\"$2,007\",\"-4.9%\"],[\"Russell\",\"$2,007\",\"-4.9%\"],[\"Spicer\",\"$2,007\",\"-4.8%\"],[\"Pennock\",\"$2,008\",\"-4.8%\"],[\"Evansville\",\"$2,008\",\"-4.8%\"],[\"Kensington\",\"$2,008\",\"-4.8%\"],[\"Side Lake\",\"$2,008\",\"-4.8%\"],[\"Milroy\",\"$2,009\",\"-4.7%\"],[\"Lake Crystal\",\"$2,010\",\"-4.7%\"],[\"Beltrami\",\"$2,011\",\"-4.7%\"],[\"Grove City\",\"$2,011\",\"-4.7%\"],[\"Lake Park\",\"$2,011\",\"-4.6%\"],[\"New London\",\"$2,014\",\"-4.5%\"],[\"Norcross\",\"$2,014\",\"-4.5%\"],[\"Hendricks\",\"$2,014\",\"-4.5%\"],[\"Audubon\",\"$2,015\",\"-4.5%\"],[\"Willmar\",\"$2,015\",\"-4.5%\"],[\"Battle Lake\",\"$2,015\",\"-4.5%\"],[\"Rushford\",\"$2,015\",\"-4.5%\"],[\"Plainview\",\"$2,015\",\"-4.5%\"],[\"Steen\",\"$2,016\",\"-4.4%\"],[\"Rushford Village\",\"$2,016\",\"-4.4%\"],[\"Rochert\",\"$2,016\",\"-4.4%\"],[\"Sunburg\",\"$2,016\",\"-4.4%\"],[\"St. Charles\",\"$2,016\",\"-4.4%\"],[\"Hardwick\",\"$2,017\",\"-4.4%\"],[\"Marshall\",\"$2,017\",\"-4.4%\"],[\"Grand Rapids\",\"$2,017\",\"-4.4%\"],[\"Kanaranzi\",\"$2,018\",\"-4.3%\"],[\"Magnolia\",\"$2,019\",\"-4.3%\"],[\"Elbow Lake\",\"$2,019\",\"-4.3%\"],[\"Roseau\",\"$2,020\",\"-4.3%\"],[\"Ashby\",\"$2,020\",\"-4.3%\"],[\"Dover\",\"$2,020\",\"-4.2%\"],[\"Good Thunder\",\"$2,021\",\"-4.2%\"],[\"Brooks\",\"$2,022\",\"-4.2%\"],[\"Grand Meadow\",\"$2,022\",\"-4.1%\"],[\"Murdock\",\"$2,023\",\"-4.1%\"],[\"Sabin\",\"$2,023\",\"-4.1%\"],[\"Minneota\",\"$2,024\",\"-4.1%\"],[\"New York Mills\",\"$2,024\",\"-4.1%\"],[\"Roosevelt\",\"$2,024\",\"-4.0%\"],[\"Ottertail\",\"$2,024\",\"-4.0%\"],[\"Frontenac\",\"$2,025\",\"-4.0%\"],[\"Saint Clair\",\"$2,025\",\"-4.0%\"],[\"Richville\",\"$2,026\",\"-3.9%\"],[\"Le Roy\",\"$2,026\",\"-3.9%\"],[\"Holmes City\",\"$2,027\",\"-3.9%\"],[\"Ada\",\"$2,029\",\"-3.8%\"],[\"Lake Lillian\",\"$2,030\",\"-3.8%\"],[\"Hermantown\",\"$2,030\",\"-3.8%\"],[\"West Concord\",\"$2,030\",\"-3.8%\"],[\"Pemberton\",\"$2,030\",\"-3.8%\"],[\"Miltona\",\"$2,030\",\"-3.8%\"],[\"Mapleton\",\"$2,030\",\"-3.7%\"],[\"Spring Grove\",\"$2,032\",\"-3.7%\"],[\"Clitherall\",\"$2,032\",\"-3.6%\"],[\"Parkers Prairie\",\"$2,033\",\"-3.6%\"],[\"Le Sueur\",\"$2,033\",\"-3.6%\"],[\"Henning\",\"$2,034\",\"-3.6%\"],[\"Wolverton\",\"$2,034\",\"-3.6%\"],[\"Waconia\",\"$2,034\",\"-3.6%\"],[\"Vergas\",\"$2,034\",\"-3.6%\"],[\"Chaska\",\"$2,034\",\"-3.6%\"],[\"Ruthton\",\"$2,035\",\"-3.5%\"],[\"Dundas\",\"$2,035\",\"-3.5%\"],[\"St. Joseph\",\"$2,035\",\"-3.5%\"],[\"Climax\",\"$2,036\",\"-3.5%\"],[\"Warsaw\",\"$2,036\",\"-3.5%\"],[\"Nelson\",\"$2,037\",\"-3.5%\"],[\"International Falls\",\"$2,037\",\"-3.4%\"],[\"Plummer\",\"$2,037\",\"-3.4%\"],[\"Zumbro Falls\",\"$2,037\",\"-3.4%\"],[\"Brandon\",\"$2,038\",\"-3.4%\"],[\"Carver\",\"$2,038\",\"-3.4%\"],[\"Wabasha\",\"$2,038\",\"-3.4%\"],[\"Fisher\",\"$2,038\",\"-3.4%\"],[\"Silver Lake\",\"$2,039\",\"-3.4%\"],[\"Kent\",\"$2,039\",\"-3.3%\"],[\"Taopi\",\"$2,039\",\"-3.3%\"],[\"St. Bonifacius\",\"$2,040\",\"-3.3%\"],[\"Chanhassen\",\"$2,040\",\"-3.3%\"],[\"Ostrander\",\"$2,041\",\"-3.2%\"],[\"Foxhome\",\"$2,041\",\"-3.2%\"],[\"Farwell\",\"$2,041\",\"-3.2%\"],[\"Borup\",\"$2,041\",\"-3.2%\"],[\"Dakota\",\"$2,042\",\"-3.2%\"],[\"Wheaton\",\"$2,042\",\"-3.2%\"],[\"McIntosh\",\"$2,042\",\"-3.2%\"],[\"Newfolden\",\"$2,042\",\"-3.2%\"],[\"Esko\",\"$2,043\",\"-3.2%\"],[\"Cleveland\",\"$2,043\",\"-3.2%\"],[\"Mazeppa\",\"$2,043\",\"-3.1%\"],[\"Peterson\",\"$2,043\",\"-3.1%\"],[\"Navarre\",\"$2,044\",\"-3.1%\"],[\"Virginia\",\"$2,044\",\"-3.1%\"],[\"Kerkhoven\",\"$2,044\",\"-3.1%\"],[\"Frazee\",\"$2,044\",\"-3.1%\"],[\"Sartell\",\"$2,045\",\"-3.0%\"],[\"Redwood Falls\",\"$2,045\",\"-3.0%\"],[\"Claremont\",\"$2,045\",\"-3.0%\"],[\"Dassel\",\"$2,046\",\"-3.0%\"],[\"Cologne\",\"$2,047\",\"-3.0%\"],[\"Proctor\",\"$2,047\",\"-3.0%\"],[\"Hendrum\",\"$2,047\",\"-2.9%\"],[\"Elysian\",\"$2,048\",\"-2.9%\"],[\"Erskine\",\"$2,048\",\"-2.9%\"],[\"Victoria\",\"$2,049\",\"-2.8%\"],[\"Vernon Center\",\"$2,049\",\"-2.8%\"],[\"Stephen\",\"$2,050\",\"-2.8%\"],[\"Minnesota City\",\"$2,051\",\"-2.8%\"],[\"Spring Valley\",\"$2,051\",\"-2.8%\"],[\"Eveleth\",\"$2,051\",\"-2.8%\"],[\"Mountain Iron\",\"$2,051\",\"-2.7%\"],[\"Iron\",\"$2,052\",\"-2.7%\"],[\"Argyle\",\"$2,052\",\"-2.7%\"],[\"Long Lake\",\"$2,053\",\"-2.7%\"],[\"Ulen\",\"$2,053\",\"-2.7%\"],[\"Garden City\",\"$2,053\",\"-2.7%\"],[\"Browns Valley\",\"$2,053\",\"-2.7%\"],[\"Lucan\",\"$2,054\",\"-2.6%\"],[\"Excelsior\",\"$2,054\",\"-2.6%\"],[\"Shorewood\",\"$2,054\",\"-2.6%\"],[\"Lester Prairie\",\"$2,055\",\"-2.6%\"],[\"Fertile\",\"$2,055\",\"-2.6%\"],[\"Rothsay\",\"$2,055\",\"-2.6%\"],[\"Chatfield\",\"$2,056\",\"-2.5%\"],[\"Graceville\",\"$2,057\",\"-2.5%\"],[\"Greenwood\",\"$2,057\",\"-2.5%\"],[\"Tonka Bay\",\"$2,058\",\"-2.4%\"],[\"Wanamingo\",\"$2,058\",\"-2.4%\"],[\"South International Falls\",\"$2,060\",\"-2.4%\"],[\"Grand Marais\",\"$2,060\",\"-2.3%\"],[\"Taunton\",\"$2,061\",\"-2.3%\"],[\"Chisholm\",\"$2,061\",\"-2.3%\"],[\"Houston\",\"$2,063\",\"-2.2%\"],[\"Nerstrand\",\"$2,063\",\"-2.2%\"],[\"Oklee\",\"$2,063\",\"-2.2%\"],[\"Villard\",\"$2,063\",\"-2.2%\"],[\"Noyes\",\"$2,064\",\"-2.2%\"],[\"Ranier\",\"$2,064\",\"-2.2%\"],[\"Deer Creek\",\"$2,064\",\"-2.2%\"],[\"Dilworth\",\"$2,064\",\"-2.2%\"],[\"Glyndon\",\"$2,064\",\"-2.1%\"],[\"Nielsville\",\"$2,065\",\"-2.1%\"],[\"Coleraine\",\"$2,065\",\"-2.1%\"],[\"Winger\",\"$2,065\",\"-2.1%\"],[\"Lake City\",\"$2,066\",\"-2.1%\"],[\"Darwin\",\"$2,066\",\"-2.1%\"],[\"Echo\",\"$2,068\",\"-1.9%\"],[\"Lanesboro\",\"$2,069\",\"-1.9%\"],[\"Flom\",\"$2,069\",\"-1.9%\"],[\"Arlington\",\"$2,070\",\"-1.9%\"],[\"Deephaven\",\"$2,070\",\"-1.9%\"],[\"Saint Vincent\",\"$2,071\",\"-1.8%\"],[\"Winsted\",\"$2,071\",\"-1.8%\"],[\"Humboldt\",\"$2,072\",\"-1.8%\"],[\"Cohasset\",\"$2,072\",\"-1.8%\"],[\"Iona\",\"$2,072\",\"-1.8%\"],[\"Orono\",\"$2,072\",\"-1.8%\"],[\"Crystal Bay\",\"$2,072\",\"-1.8%\"],[\"Bemidji\",\"$2,072\",\"-1.8%\"],[\"Silver Creek\",\"$2,073\",\"-1.7%\"],[\"Rockville\",\"$2,073\",\"-1.7%\"],[\"Adolph\",\"$2,073\",\"-1.7%\"],[\"Osage\",\"$2,073\",\"-1.7%\"],[\"St. Augusta\",\"$2,074\",\"-1.7%\"],[\"Gully\",\"$2,074\",\"-1.7%\"],[\"Breckenridge\",\"$2,074\",\"-1.7%\"],[\"Nashua\",\"$2,075\",\"-1.6%\"],[\"Wayzata\",\"$2,076\",\"-1.6%\"],[\"Minnetonka Beach\",\"$2,076\",\"-1.6%\"],[\"Grand Portage\",\"$2,076\",\"-1.6%\"],[\"Harmony\",\"$2,077\",\"-1.5%\"],[\"Hills\",\"$2,077\",\"-1.5%\"],[\"Scanlon\",\"$2,078\",\"-1.5%\"],[\"Reads Landing\",\"$2,078\",\"-1.5%\"],[\"Williams\",\"$2,078\",\"-1.5%\"],[\"Goodhue\",\"$2,079\",\"-1.4%\"],[\"Medford\",\"$2,079\",\"-1.4%\"],[\"Perley\",\"$2,079\",\"-1.4%\"],[\"Karlstad\",\"$2,079\",\"-1.4%\"],[\"Silver Bay\",\"$2,080\",\"-1.4%\"],[\"Gilbert\",\"$2,080\",\"-1.4%\"],[\"Northfield\",\"$2,081\",\"-1.4%\"],[\"Carlton\",\"$2,081\",\"-1.4%\"],[\"Apple Valley\",\"$2,081\",\"-1.3%\"],[\"Savage\",\"$2,081\",\"-1.3%\"],[\"Greenbush\",\"$2,081\",\"-1.3%\"],[\"Mayer\",\"$2,083\",\"-1.3%\"],[\"Callaway\",\"$2,083\",\"-1.3%\"],[\"Woodland\",\"$2,083\",\"-1.2%\"],[\"Millville\",\"$2,084\",\"-1.2%\"],[\"Tofte\",\"$2,084\",\"-1.2%\"],[\"Vesta\",\"$2,084\",\"-1.2%\"],[\"Salol\",\"$2,084\",\"-1.2%\"],[\"Waubun\",\"$2,084\",\"-1.2%\"],[\"Cloquet\",\"$2,084\",\"-1.2%\"],[\"Racine\",\"$2,085\",\"-1.2%\"],[\"Rogers\",\"$2,085\",\"-1.2%\"],[\"Belgrade\",\"$2,085\",\"-1.1%\"],[\"Delano\",\"$2,086\",\"-1.1%\"],[\"Corcoran\",\"$2,086\",\"-1.1%\"],[\"Lutsen\",\"$2,086\",\"-1.1%\"],[\"Badger\",\"$2,086\",\"-1.1%\"],[\"Minnetrista\",\"$2,087\",\"-1.1%\"],[\"Mentor\",\"$2,087\",\"-1.1%\"],[\"Alvarado\",\"$2,087\",\"-1.1%\"],[\"Maple Grove\",\"$2,087\",\"-1.1%\"],[\"Norwood Young America\",\"$2,087\",\"-1.0%\"],[\"Biwabik\",\"$2,088\",\"-1.0%\"],[\"La Crescent\",\"$2,088\",\"-1.0%\"],[\"Brooten\",\"$2,088\",\"-1.0%\"],[\"Lengby\",\"$2,088\",\"-1.0%\"],[\"Osakis\",\"$2,088\",\"-1.0%\"],[\"Duluth\",\"$2,089\",\"-1.0%\"],[\"Mound\",\"$2,089\",\"-0.9%\"],[\"Oslo\",\"$2,090\",\"-0.9%\"],[\"Mahtowa\",\"$2,090\",\"-0.9%\"],[\"Morristown\",\"$2,090\",\"-0.9%\"],[\"New Prague\",\"$2,092\",\"-0.8%\"],[\"Dennison\",\"$2,092\",\"-0.8%\"],[\"Georgetown\",\"$2,092\",\"-0.8%\"],[\"Le Center\",\"$2,093\",\"-0.8%\"],[\"Strandquist\",\"$2,094\",\"-0.7%\"],[\"Halstad\",\"$2,094\",\"-0.7%\"],[\"Wykoff\",\"$2,095\",\"-0.7%\"],[\"Wrenshall\",\"$2,095\",\"-0.7%\"],[\"Barnesville\",\"$2,095\",\"-0.7%\"],[\"Mizpah\",\"$2,095\",\"-0.7%\"],[\"Caledonia\",\"$2,096\",\"-0.6%\"],[\"Shelly\",\"$2,097\",\"-0.6%\"],[\"Watertown\",\"$2,097\",\"-0.6%\"],[\"Melrose\",\"$2,097\",\"-0.6%\"],[\"Lewiston\",\"$2,097\",\"-0.6%\"],[\"Gonvick\",\"$2,097\",\"-0.6%\"],[\"Arnold\",\"$2,098\",\"-0.6%\"],[\"Littlefork\",\"$2,098\",\"-0.5%\"],[\"St. Cloud\",\"$2,098\",\"-0.5%\"],[\"Altura\",\"$2,098\",\"-0.5%\"],[\"Independence\",\"$2,100\",\"-0.4%\"],[\"Hovland\",\"$2,101\",\"-0.4%\"],[\"Menahga\",\"$2,101\",\"-0.4%\"],[\"Mabel\",\"$2,101\",\"-0.4%\"],[\"Maple Plain\",\"$2,102\",\"-0.4%\"],[\"Medina\",\"$2,102\",\"-0.3%\"],[\"Kellogg\",\"$2,102\",\"-0.3%\"],[\"Twin Valley\",\"$2,103\",\"-0.3%\"],[\"Viking\",\"$2,103\",\"-0.3%\"],[\"Kennedy\",\"$2,104\",\"-0.3%\"],[\"Prior Lake\",\"$2,104\",\"-0.2%\"],[\"Albertville\",\"$2,104\",\"-0.2%\"],[\"Shakopee\",\"$2,105\",\"-0.2%\"],[\"Moose Lake\",\"$2,105\",\"-0.2%\"],[\"Nevis\",\"$2,105\",\"-0.2%\"],[\"Eitzen\",\"$2,107\",\"-0.1%\"],[\"Wannaska\",\"$2,107\",\"-0.1%\"],[\"Aurora\",\"$2,108\",\"-0.1%\"],[\"Big Falls\",\"$2,108\",\"-0.1%\"],[\"Farmington\",\"$2,108\",\"-0.1%\"],[\"St. Michael\",\"$2,109\",\"0.0%\"],[\"Green Isle\",\"$2,109\",\"0.0%\"],[\"Loretto\",\"$2,109\",\"0.0%\"],[\"Marble\",\"$2,109\",\"0.0%\"],[\"Nashwauk\",\"$2,109\",\"0.0%\"],[\"Taconite\",\"$2,110\",\"0.0%\"],[\"Bluffton\",\"$2,110\",\"0.0%\"],[\"Solway\",\"$2,110\",\"0.0%\"],[\"Plymouth\",\"$2,111\",\"0.1%\"],[\"Keewatin\",\"$2,112\",\"0.1%\"],[\"Tintah\",\"$2,113\",\"0.2%\"],[\"Warba\",\"$2,114\",\"0.2%\"],[\"Vining\",\"$2,114\",\"0.2%\"],[\"Margie\",\"$2,114\",\"0.2%\"],[\"Bingham Lake\",\"$2,114\",\"0.2%\"],[\"Bovey\",\"$2,114\",\"0.2%\"],[\"Faribault\",\"$2,115\",\"0.3%\"],[\"Greenwald\",\"$2,115\",\"0.3%\"],[\"Elrosa\",\"$2,115\",\"0.3%\"],[\"Wadena\",\"$2,116\",\"0.3%\"],[\"Kenyon\",\"$2,116\",\"0.3%\"],[\"Waite Park\",\"$2,117\",\"0.3%\"],[\"Hoyt Lakes\",\"$2,118\",\"0.4%\"],[\"Lakeville\",\"$2,118\",\"0.4%\"],[\"Rollingstone\",\"$2,118\",\"0.4%\"],[\"Halma\",\"$2,118\",\"0.4%\"],[\"Eden Valley\",\"$2,119\",\"0.4%\"],[\"Lake Bronson\",\"$2,119\",\"0.4%\"],[\"Henderson\",\"$2,119\",\"0.5%\"],[\"Roscoe\",\"$2,120\",\"0.5%\"],[\"Breezy Point\",\"$2,120\",\"0.5%\"],[\"Longville\",\"$2,121\",\"0.6%\"],[\"Minnetonka\",\"$2,121\",\"0.6%\"],[\"Pequot Lakes\",\"$2,122\",\"0.6%\"],[\"Jordan\",\"$2,122\",\"0.6%\"],[\"Ah Gwah Ching\",\"$2,122\",\"0.6%\"],[\"Ogema\",\"$2,122\",\"0.6%\"],[\"Barnum\",\"$2,122\",\"0.6%\"],[\"Correll\",\"$2,122\",\"0.6%\"],[\"Sauk Rapids\",\"$2,122\",\"0.6%\"],[\"Kabetogama\",\"$2,123\",\"0.6%\"],[\"Nisswa\",\"$2,124\",\"0.7%\"],[\"Forbes\",\"$2,125\",\"0.7%\"],[\"West Union\",\"$2,125\",\"0.7%\"],[\"Sebeka\",\"$2,126\",\"0.8%\"],[\"Backus\",\"$2,126\",\"0.8%\"],[\"Bayport\",\"$2,126\",\"0.8%\"],[\"Britt\",\"$2,126\",\"0.8%\"],[\"Walker\",\"$2,126\",\"0.8%\"],[\"Leonard\",\"$2,126\",\"0.8%\"],[\"Eagle Bend\",\"$2,126\",\"0.8%\"],[\"Dayton\",\"$2,127\",\"0.8%\"],[\"Revere\",\"$2,128\",\"0.9%\"],[\"Kettle River\",\"$2,128\",\"0.9%\"],[\"Pine River\",\"$2,128\",\"0.9%\"],[\"Lake Shore\",\"$2,129\",\"0.9%\"],[\"Fosston\",\"$2,130\",\"1.0%\"],[\"Strathcona\",\"$2,130\",\"1.0%\"],[\"Mahtomedi\",\"$2,130\",\"1.0%\"],[\"Brownsville\",\"$2,130\",\"1.0%\"],[\"Cass Lake\",\"$2,130\",\"1.0%\"],[\"Paynesville\",\"$2,131\",\"1.0%\"],[\"Nett Lake\",\"$2,131\",\"1.0%\"],[\"Schroeder\",\"$2,131\",\"1.0%\"],[\"Waterville\",\"$2,132\",\"1.1%\"],[\"Bagley\",\"$2,132\",\"1.1%\"],[\"Avon\",\"$2,133\",\"1.1%\"],[\"Big Lake\",\"$2,134\",\"1.1%\"],[\"Sauk Centre\",\"$2,134\",\"1.1%\"],[\"Long Prairie\",\"$2,134\",\"1.2%\"],[\"Ironton\",\"$2,135\",\"1.2%\"],[\"Kerrick\",\"$2,135\",\"1.2%\"],[\"Gary\",\"$2,135\",\"1.2%\"],[\"Donaldson\",\"$2,135\",\"1.2%\"],[\"Belle Plaine\",\"$2,136\",\"1.3%\"],[\"Eden Prairie\",\"$2,136\",\"1.3%\"],[\"Embarrass\",\"$2,137\",\"1.3%\"],[\"Deer River\",\"$2,137\",\"1.3%\"],[\"Fountain\",\"$2,138\",\"1.3%\"],[\"Saint Stephen\",\"$2,138\",\"1.4%\"],[\"Osseo\",\"$2,138\",\"1.4%\"],[\"Akeley\",\"$2,138\",\"1.4%\"],[\"Elko New Market\",\"$2,139\",\"1.4%\"],[\"Ponsford\",\"$2,139\",\"1.4%\"],[\"Mahnomen\",\"$2,139\",\"1.4%\"],[\"Bertha\",\"$2,139\",\"1.4%\"],[\"Nimrod\",\"$2,139\",\"1.4%\"],[\"Willernie\",\"$2,141\",\"1.5%\"],[\"New Germany\",\"$2,141\",\"1.5%\"],[\"Jenkins\",\"$2,141\",\"1.5%\"],[\"Wright\",\"$2,141\",\"1.5%\"],[\"Merrifield\",\"$2,141\",\"1.5%\"],[\"Crosby\",\"$2,142\",\"1.5%\"],[\"Calumet\",\"$2,142\",\"1.6%\"],[\"Oak Park Heights\",\"$2,142\",\"1.6%\"],[\"Clearbrook\",\"$2,143\",\"1.6%\"],[\"Hamburg\",\"$2,143\",\"1.6%\"],[\"Woodbury\",\"$2,143\",\"1.6%\"],[\"Babbitt\",\"$2,143\",\"1.6%\"],[\"Trail\",\"$2,143\",\"1.6%\"],[\"Shevlin\",\"$2,144\",\"1.7%\"],[\"Hewitt\",\"$2,145\",\"1.7%\"],[\"Dellwood\",\"$2,145\",\"1.7%\"],[\"Goodland\",\"$2,146\",\"1.7%\"],[\"Hokah\",\"$2,146\",\"1.7%\"],[\"Kilkenny\",\"$2,146\",\"1.7%\"],[\"Deerwood\",\"$2,147\",\"1.8%\"],[\"Hanover\",\"$2,147\",\"1.8%\"],[\"Pengilly\",\"$2,147\",\"1.8%\"],[\"Otsego\",\"$2,148\",\"1.8%\"],[\"Buffalo\",\"$2,148\",\"1.8%\"],[\"Talmoon\",\"$2,149\",\"1.9%\"],[\"Clarissa\",\"$2,150\",\"1.9%\"],[\"Randall\",\"$2,150\",\"1.9%\"],[\"Birchwood Village\",\"$2,150\",\"1.9%\"],[\"Goodridge\",\"$2,151\",\"2.0%\"],[\"Lancaster\",\"$2,151\",\"2.0%\"],[\"Grant\",\"$2,152\",\"2.0%\"],[\"Winton\",\"$2,152\",\"2.0%\"],[\"Middle River\",\"$2,153\",\"2.1%\"],[\"Rockford\",\"$2,154\",\"2.1%\"],[\"Stillwater\",\"$2,154\",\"2.1%\"],[\"Melrude\",\"$2,155\",\"2.2%\"],[\"Ely\",\"$2,156\",\"2.2%\"],[\"Naytahwaush\",\"$2,157\",\"2.3%\"],[\"Richmond\",\"$2,158\",\"2.3%\"],[\"Hines\",\"$2,158\",\"2.3%\"],[\"Euclid\",\"$2,158\",\"2.3%\"],[\"Baxter\",\"$2,158\",\"2.3%\"],[\"Soudan\",\"$2,159\",\"2.3%\"],[\"Kinney\",\"$2,159\",\"2.4%\"],[\"White Bear Lake\",\"$2,159\",\"2.4%\"],[\"Bejou\",\"$2,161\",\"2.5%\"],[\"Felton\",\"$2,162\",\"2.5%\"],[\"Waverly\",\"$2,163\",\"2.5%\"],[\"Webster\",\"$2,164\",\"2.6%\"],[\"Tower\",\"$2,165\",\"2.6%\"],[\"Buhl\",\"$2,166\",\"2.7%\"],[\"Leota\",\"$2,166\",\"2.7%\"],[\"Finland\",\"$2,166\",\"2.7%\"],[\"Staples\",\"$2,168\",\"2.8%\"],[\"Isabella\",\"$2,170\",\"2.9%\"],[\"Greenfield\",\"$2,170\",\"2.9%\"],[\"Swan River\",\"$2,170\",\"2.9%\"],[\"Aldrich\",\"$2,170\",\"2.9%\"],[\"Park Rapids\",\"$2,170\",\"2.9%\"],[\"Santiago\",\"$2,170\",\"2.9%\"],[\"Monticello\",\"$2,171\",\"2.9%\"],[\"Palisade\",\"$2,171\",\"2.9%\"],[\"Sturgeon Lake\",\"$2,171\",\"2.9%\"],[\"New Munich\",\"$2,171\",\"2.9%\"],[\"Eagan\",\"$2,172\",\"3.0%\"],[\"Sandstone\",\"$2,172\",\"3.0%\"],[\"Hamel\",\"$2,173\",\"3.0%\"],[\"Saginaw\",\"$2,173\",\"3.0%\"],[\"Aitkin\",\"$2,173\",\"3.0%\"],[\"Tenstrike\",\"$2,174\",\"3.1%\"],[\"Cokato\",\"$2,175\",\"3.1%\"],[\"Cottage Grove\",\"$2,176\",\"3.2%\"],[\"Squaw Lake\",\"$2,177\",\"3.2%\"],[\"Lake Hubert\",\"$2,178\",\"3.2%\"],[\"Angora\",\"$2,178\",\"3.2%\"],[\"Becker\",\"$2,178\",\"3.3%\"],[\"Mc Grath\",\"$2,178\",\"3.3%\"],[\"Hill City\",\"$2,178\",\"3.3%\"],[\"Bruno\",\"$2,179\",\"3.3%\"],[\"Verndale\",\"$2,179\",\"3.3%\"],[\"Marcell\",\"$2,179\",\"3.3%\"],[\"Redlake\",\"$2,179\",\"3.3%\"],[\"Lakeland\",\"$2,179\",\"3.3%\"],[\"Inver Grove Heights\",\"$2,180\",\"3.3%\"],[\"Lake Elmo\",\"$2,180\",\"3.4%\"],[\"Rosemount\",\"$2,181\",\"3.4%\"],[\"Hampton\",\"$2,181\",\"3.4%\"],[\"Bigfork\",\"$2,181\",\"3.4%\"],[\"Crookston\",\"$2,181\",\"3.4%\"],[\"Ponemah\",\"$2,181\",\"3.4%\"],[\"Twig\",\"$2,182\",\"3.5%\"],[\"Lake St. Croix Beach\",\"$2,183\",\"3.5%\"],[\"St. Marys Point\",\"$2,183\",\"3.5%\"],[\"Vadnais Heights\",\"$2,186\",\"3.6%\"],[\"Isle\",\"$2,186\",\"3.6%\"],[\"Montgomery\",\"$2,186\",\"3.6%\"],[\"Clear Lake\",\"$2,188\",\"3.7%\"],[\"Northome\",\"$2,188\",\"3.7%\"],[\"Pillager\",\"$2,189\",\"3.8%\"],[\"South Haven\",\"$2,189\",\"3.8%\"],[\"Hopkins\",\"$2,190\",\"3.8%\"],[\"Cromwell\",\"$2,190\",\"3.8%\"],[\"Canton\",\"$2,190\",\"3.8%\"],[\"Hitterdal\",\"$2,191\",\"3.9%\"],[\"Kimball\",\"$2,192\",\"3.9%\"],[\"Freeport\",\"$2,193\",\"3.9%\"],[\"St. Rosa\",\"$2,193\",\"4.0%\"],[\"Lonsdale\",\"$2,193\",\"4.0%\"],[\"Little Rock\",\"$2,194\",\"4.0%\"],[\"Blackduck\",\"$2,194\",\"4.0%\"],[\"Cook\",\"$2,195\",\"4.0%\"],[\"Knife River\",\"$2,195\",\"4.1%\"],[\"Gilman\",\"$2,195\",\"4.1%\"],[\"Clearwater\",\"$2,195\",\"4.1%\"],[\"Redby\",\"$2,196\",\"4.1%\"],[\"Brainerd\",\"$2,196\",\"4.1%\"],[\"Pennington\",\"$2,196\",\"4.1%\"],[\"Hackensack\",\"$2,196\",\"4.1%\"],[\"Maple Lake\",\"$2,197\",\"4.1%\"],[\"Outing\",\"$2,197\",\"4.1%\"],[\"Cotton\",\"$2,197\",\"4.2%\"],[\"East Gull Lake\",\"$2,197\",\"4.2%\"],[\"Browerville\",\"$2,200\",\"4.3%\"],[\"Crane Lake\",\"$2,200\",\"4.3%\"],[\"Remer\",\"$2,200\",\"4.3%\"],[\"Randolph\",\"$2,200\",\"4.3%\"],[\"Motley\",\"$2,201\",\"4.3%\"],[\"Kelliher\",\"$2,201\",\"4.4%\"],[\"Willow River\",\"$2,202\",\"4.4%\"],[\"Bena\",\"$2,203\",\"4.4%\"],[\"Rice\",\"$2,203\",\"4.4%\"],[\"Utica\",\"$2,203\",\"4.4%\"],[\"Effie\",\"$2,203\",\"4.5%\"],[\"Hastings\",\"$2,204\",\"4.5%\"],[\"Mora\",\"$2,204\",\"4.5%\"],[\"Askov\",\"$2,205\",\"4.5%\"],[\"Red Wing\",\"$2,207\",\"4.6%\"],[\"Cannon Falls\",\"$2,207\",\"4.6%\"],[\"Watkins\",\"$2,207\",\"4.7%\"],[\"Loman\",\"$2,208\",\"4.7%\"],[\"Edina\",\"$2,209\",\"4.7%\"],[\"Mendota Heights\",\"$2,209\",\"4.7%\"],[\"Cold Spring\",\"$2,209\",\"4.7%\"],[\"Swanville\",\"$2,209\",\"4.7%\"],[\"Stanchfield\",\"$2,210\",\"4.8%\"],[\"Elk River\",\"$2,210\",\"4.8%\"],[\"McGregor\",\"$2,211\",\"4.8%\"],[\"Sawyer\",\"$2,212\",\"4.9%\"],[\"Crosslake\",\"$2,213\",\"4.9%\"],[\"Medicine Lake\",\"$2,213\",\"4.9%\"],[\"Royalton\",\"$2,214\",\"4.9%\"],[\"Orr\",\"$2,214\",\"5.0%\"],[\"Finlayson\",\"$2,215\",\"5.0%\"],[\"Burnsville\",\"$2,216\",\"5.0%\"],[\"Lilydale\",\"$2,216\",\"5.0%\"],[\"North Oaks\",\"$2,218\",\"5.1%\"],[\"Montrose\",\"$2,219\",\"5.2%\"],[\"Birchdale\",\"$2,219\",\"5.2%\"],[\"Golden Valley\",\"$2,219\",\"5.2%\"],[\"Grygla\",\"$2,220\",\"5.3%\"],[\"New Hope\",\"$2,221\",\"5.3%\"],[\"Holdingford\",\"$2,222\",\"5.3%\"],[\"Gatzke\",\"$2,222\",\"5.4%\"],[\"Fifty Lakes\",\"$2,222\",\"5.4%\"],[\"St. Louis Park\",\"$2,223\",\"5.4%\"],[\"Emily\",\"$2,224\",\"5.4%\"],[\"Henriette\",\"$2,224\",\"5.4%\"],[\"Bock\",\"$2,225\",\"5.5%\"],[\"North Branch\",\"$2,226\",\"5.5%\"],[\"Afton\",\"$2,227\",\"5.6%\"],[\"Brookston\",\"$2,228\",\"5.6%\"],[\"Howard Lake\",\"$2,230\",\"5.7%\"],[\"Jacobson\",\"$2,231\",\"5.7%\"],[\"Scandia\",\"$2,231\",\"5.7%\"],[\"Little Falls\",\"$2,232\",\"5.8%\"],[\"Two Harbors\",\"$2,232\",\"5.8%\"],[\"Puposky\",\"$2,232\",\"5.8%\"],[\"Meadowlands\",\"$2,233\",\"5.8%\"],[\"Fort Ripley\",\"$2,233\",\"5.9%\"],[\"Annandale\",\"$2,234\",\"5.9%\"],[\"Circle Pines\",\"$2,234\",\"5.9%\"],[\"Welch\",\"$2,235\",\"6.0%\"],[\"Braham\",\"$2,235\",\"6.0%\"],[\"Cushing\",\"$2,236\",\"6.0%\"],[\"Lexington\",\"$2,237\",\"6.0%\"],[\"Shoreview\",\"$2,237\",\"6.0%\"],[\"Floodwood\",\"$2,241\",\"6.2%\"],[\"Lindstrom\",\"$2,241\",\"6.2%\"],[\"West St. Paul\",\"$2,241\",\"6.3%\"],[\"Marine on St. Croix\",\"$2,241\",\"6.3%\"],[\"Sunfish Lake\",\"$2,243\",\"6.3%\"],[\"Tamarack\",\"$2,244\",\"6.4%\"],[\"Princeton\",\"$2,245\",\"6.4%\"],[\"Oakdale\",\"$2,246\",\"6.5%\"],[\"Foley\",\"$2,247\",\"6.5%\"],[\"Pine City\",\"$2,249\",\"6.6%\"],[\"Grey Eagle\",\"$2,249\",\"6.6%\"],[\"Alborn\",\"$2,250\",\"6.7%\"],[\"Lastrup\",\"$2,251\",\"6.7%\"],[\"Rock Creek\",\"$2,252\",\"6.7%\"],[\"Federal Dam\",\"$2,252\",\"6.8%\"],[\"Spring Lake\",\"$2,253\",\"6.8%\"],[\"Bloomington\",\"$2,253\",\"6.8%\"],[\"Benedict\",\"$2,253\",\"6.8%\"],[\"Hinckley\",\"$2,255\",\"6.9%\"],[\"Canyon\",\"$2,257\",\"7.0%\"],[\"Champlin\",\"$2,258\",\"7.0%\"],[\"Wirt\",\"$2,260\",\"7.1%\"],[\"Hugo\",\"$2,260\",\"7.2%\"],[\"Lino Lakes\",\"$2,263\",\"7.3%\"],[\"Grasston\",\"$2,263\",\"7.3%\"],[\"Rush City\",\"$2,263\",\"7.3%\"],[\"Harris\",\"$2,264\",\"7.4%\"],[\"Brook Park\",\"$2,265\",\"7.4%\"],[\"Bowstring\",\"$2,266\",\"7.4%\"],[\"Laporte\",\"$2,266\",\"7.4%\"],[\"Max\",\"$2,267\",\"7.5%\"],[\"Anoka\",\"$2,268\",\"7.5%\"],[\"Wyoming\",\"$2,270\",\"7.6%\"],[\"Chisago City\",\"$2,270\",\"7.6%\"],[\"Burtrum\",\"$2,270\",\"7.6%\"],[\"Center City\",\"$2,270\",\"7.6%\"],[\"East Bethel\",\"$2,271\",\"7.7%\"],[\"Wahkon\",\"$2,271\",\"7.7%\"],[\"Blaine\",\"$2,271\",\"7.7%\"],[\"Onamia\",\"$2,272\",\"7.7%\"],[\"Albany\",\"$2,275\",\"7.9%\"],[\"Shafer\",\"$2,276\",\"7.9%\"],[\"Newport\",\"$2,279\",\"8.0%\"],[\"Nowthen\",\"$2,279\",\"8.1%\"],[\"Brimson\",\"$2,281\",\"8.2%\"],[\"Makinen\",\"$2,281\",\"8.2%\"],[\"Foreston\",\"$2,284\",\"8.3%\"],[\"Zimmerman\",\"$2,285\",\"8.3%\"],[\"Almelund\",\"$2,286\",\"8.4%\"],[\"St. Paul Park\",\"$2,288\",\"8.5%\"],[\"Stacy\",\"$2,289\",\"8.5%\"],[\"Oak Park\",\"$2,292\",\"8.7%\"],[\"Holyoke\",\"$2,292\",\"8.7%\"],[\"Bethel\",\"$2,292\",\"8.7%\"],[\"Centerville\",\"$2,294\",\"8.7%\"],[\"Oak Grove\",\"$2,299\",\"9.0%\"],[\"Coon Rapids\",\"$2,299\",\"9.0%\"],[\"Martin Lake\",\"$2,299\",\"9.0%\"],[\"Mendota\",\"$2,299\",\"9.0%\"],[\"Isanti\",\"$2,299\",\"9.0%\"],[\"Andover\",\"$2,300\",\"9.0%\"],[\"Pease\",\"$2,300\",\"9.0%\"],[\"Dalbo\",\"$2,303\",\"9.2%\"],[\"Ogilvie\",\"$2,303\",\"9.2%\"],[\"Robbinsdale\",\"$2,304\",\"9.2%\"],[\"Ham Lake\",\"$2,306\",\"9.3%\"],[\"Ramsey\",\"$2,308\",\"9.4%\"],[\"Cambridge\",\"$2,312\",\"9.6%\"],[\"Norwood\",\"$2,313\",\"9.6%\"],[\"St. Francis\",\"$2,318\",\"9.9%\"],[\"Upsala\",\"$2,320\",\"10.0%\"],[\"Bowlus\",\"$2,322\",\"10.1%\"],[\"Warren\",\"$2,322\",\"10.1%\"],[\"Arden Hills\",\"$2,323\",\"10.1%\"],[\"Forest Lake\",\"$2,325\",\"10.2%\"],[\"Mounds View\",\"$2,326\",\"10.3%\"],[\"New Brighton\",\"$2,327\",\"10.3%\"],[\"Columbus\",\"$2,335\",\"10.7%\"],[\"Spring Park\",\"$2,339\",\"10.9%\"],[\"Grandy\",\"$2,342\",\"11.0%\"],[\"Crystal\",\"$2,344\",\"11.1%\"],[\"Flensburg\",\"$2,344\",\"11.1%\"],[\"Taylors Falls\",\"$2,349\",\"11.4%\"],[\"Genola\",\"$2,362\",\"12.0%\"],[\"Hallock\",\"$2,363\",\"12.0%\"],[\"Garrison\",\"$2,364\",\"12.1%\"],[\"Pierz\",\"$2,366\",\"12.2%\"],[\"Hillman\",\"$2,373\",\"12.5%\"],[\"Richfield\",\"$2,375\",\"12.6%\"],[\"Spring Lake Park\",\"$2,379\",\"12.8%\"],[\"Swatara\",\"$2,384\",\"13.0%\"],[\"North St. Paul\",\"$2,386\",\"13.1%\"],[\"Milaca\",\"$2,391\",\"13.3%\"],[\"South St. Paul\",\"$2,393\",\"13.4%\"],[\"Lauderdale\",\"$2,420\",\"14.7%\"],[\"Roseville\",\"$2,425\",\"15.0%\"],[\"Falcon Heights\",\"$2,426\",\"15.0%\"],[\"Brooklyn Park\",\"$2,456\",\"16.4%\"],[\"Fridley\",\"$2,469\",\"17.0%\"],[\"Lake George\",\"$2,480\",\"17.5%\"],[\"Waskish\",\"$2,506\",\"18.8%\"],[\"St. Anthony\",\"$2,510\",\"19.0%\"],[\"Maplewood\",\"$2,519\",\"19.4%\"],[\"Little Canada\",\"$2,541\",\"20.5%\"],[\"Columbia Heights\",\"$2,557\",\"21.2%\"],[\"Hilltop\",\"$2,557\",\"21.2%\"],[\"Minneapolis\",\"$2,613\",\"23.9%\"],[\"St. Paul\",\"$2,621\",\"24.3%\"],[\"Brooklyn Center\",\"$2,717\",\"28.8%\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Auto insurance rate increase by company in Minnesota

In Minnesota, auto insurance rates have decreased by 2.7% on average across the ten largest car insurance companies. Specifically, State Farm cut its premiums the most, decreasing rates by 7.6% for 2020. The primary reason for the rate decreases is the rampant COVID-19 pandemic. Coronavirus reduced the amount of driving overall across the nation and thus reduced the total number of auto claims. This allowed auto insurance providers to offer cheaper rates.

Insurer
Premiums written (millions) 2019
Rate Change 2019
Rate Change 2020
State Farm$879.9-3.5%-7.6%
Progressive$745.5-1.9%-4.8%
American Family$469.79.0%1.7%
Farmers$213.33.9%2.9%
Allstate$212.85.3%-0.1%
Geico$157.90.0%0.0%
Auto-Owners$134.80.0%1.0%
USAA$131.83.2%2.8%
Liberty Mutual$122.00.7%0.0%
Travelers$114.63.5%-0.1%
{"alignsHorizontal":["left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Premiums written (millions) 2019","Rate Change 2019","Rate Change 2020"],["State Farm","$879.9","-3.5%","-7.6%"],["Progressive","$745.5","-1.9%","-4.8%"],["American Family","$469.7","9.0%","1.7%"],["Farmers","$213.3","3.9%","2.9%"],["Allstate","$212.8","5.3%","-0.1%"],["Geico","$157.9","0.0%","0.0%"],["Auto-Owners","$134.8","0.0%","1.0%"],["USAA","$131.8","3.2%","2.8%"],["Liberty Mutual","$122.0","0.7%","0.0%"],["Travelers","$114.6","3.5%","-0.1%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EIn Minnesota, auto insurance rates have decreased by 2.7% on average across the ten largest car insurance companies. Specifically, State Farm cut its premiums the most, decreasing rates by 7.6% for 2020. The primary reason for the rate decreases is the rampant COVID-19 pandemic. Coronavirus reduced the amount of driving overall across the nation and thus reduced the total number of auto claims. This allowed auto insurance providers to offer cheaper rates.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPremiums written (millions) 2019\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate Change 2019\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ERate Change 2020\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$879.9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-3.5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-7.6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$745.5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-1.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-4.8%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$469.7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E9.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarmers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$213.3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E2.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$212.8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-0.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$157.9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$134.8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$131.8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.2%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E2.8%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELiberty Mutual\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$122.0\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.7%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$114.6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E-0.1%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Premiums written (millions) 2019\",\"Rate Change 2019\",\"Rate Change 2020\"],[\"State Farm\",\"$879.9\",\"-3.5%\",\"-7.6%\"],[\"Progressive\",\"$745.5\",\"-1.9%\",\"-4.8%\"],[\"American Family\",\"$469.7\",\"9.0%\",\"1.7%\"],[\"Farmers\",\"$213.3\",\"3.9%\",\"2.9%\"],[\"Allstate\",\"$212.8\",\"5.3%\",\"-0.1%\"],[\"Geico\",\"$157.9\",\"0.0%\",\"0.0%\"],[\"Auto-Owners\",\"$134.8\",\"0.0%\",\"1.0%\"],[\"USAA\",\"$131.8\",\"3.2%\",\"2.8%\"],[\"Liberty Mutual\",\"$122.0\",\"0.7%\",\"0.0%\"],[\"Travelers\",\"$114.6\",\"3.5%\",\"-0.1%\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Recap of the cheapest auto insurance in Minnesota

  • Minimum coverage: State Farm
  • Full coverage: State Farm
  • After an at-fault accident: State Farm
  • After a speeding ticket: State Farm
  • After a DUI: State Farm
  • Poor credit history: State Farm
  • Very good credit history: State Farm
  • Married couples: State Farm
  • Young drivers: State Farm
  • Young drivers with one accident: State Farm
  • Young drivers with speeding ticket: State Farm
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Minimum coverage: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Full coverage: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n After an at-fault accident: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n After a speeding ticket: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n After a DUI: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Poor credit history: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Very good credit history: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Married couples: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Young drivers: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Young drivers with one accident: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Young drivers with speeding ticket: \u003Cstrong\u003EState Farm\u003C\/strong\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Methodology

We collected thousands of rates from ZIP codes across Minnesota for the largest 10 insurers. We used a sample driver with the following profile:

  • 30-year-old man
  • Drives a 2015 Honda Civic EX
  • Average credit

The base policy for the study was a full-coverage policy with the following limits:

Coverage type
Study limits
Bodily liability$50,000 per person/$100,000 per accident
Personal injury protection$10,000
Property damage$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible
{"alignsHorizontal":[],"alignsVertical":[],"columnWidths":[],"data":[["Coverage type","Study limits"],["Bodily liability","$50,000 per person\/$100,000 per accident"],["Personal injury protection","$10,000"],["Property damage","$25,000 per accident"],["Uninsured\/underinsured motorist bodily injury","$50,000 per person\/$100,000 per accident"],["Comprehensive and collision","$500 deductible"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

For our minimum-coverage policy, we quoted a policy with the minimum required limits in Minnesota, above.

For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.