Who Has the Cheapest Car Insurance Quotes in Indiana? (2021)

Who Has the Cheapest Car Insurance Quotes in Indiana? (2021)

by updated

We reviewed the top auto insurance companies in Indiana and found that Erie Insurance has the best rates for drivers with a minimum coverage rate of $266.

Find Cheap Auto Insurance Quotes in Indiana

Currently insured?

We reviewed the top auto insurance companies in Indiana and found that Erie Insurance has the best rates for drivers with a minimum coverage rate of $266.

Cheapest for minimum liability
Cheapest for minimum liability
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#in-cheapest-companies","linkText":"Cheapest for minimum liability"}
Cheapest for full coverage
Cheapest for full coverage
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#full-coverage","linkText":"Cheapest for full coverage"}
Cheapest for accident history
Cheapest for accident history
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#incidents","linkText":"Cheapest for accident history"}
Cheapest for young drivers
Cheapest for young drivers
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#young","linkText":"Cheapest for young drivers"}
Cheapest for minimum liability
Cheapest for minimum liability
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#in-cheapest-companies","linkText":"Cheapest for minimum liability"}
Cheapest for full coverage
Cheapest for full coverage
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#full-coverage","linkText":"Cheapest for full coverage"}
Cheapest for prior incidents
Cheapest for prior incidents
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/statefarm-2","link":"#incidents","linkText":"Cheapest for prior incidents"}
Cheapest for young drivers
Cheapest for young drivers
{"eventCategory":"Visual TOC Item","eventLabel":"","cloudinaryImageName":"referral_logos\/us\/insurance\/erie-3","link":"#young","linkText":"Cheapest for young drivers"}

To get the lowest rates, you should compare quotes from at least three companies. Type your ZIP code into the box above to start shopping among the top providers near you, or read on to learn which companies feature the lowest premiums in your city.

Cheapest auto insurance in Indiana: Erie

Erie is the cheapest car insurance company for minimum liability, according to our rate analysis. A minimum policy is one that only meets state requirements, and it is the cheapest form of insurance you can get. Premiums from Erie average $266 per year across the quotes we considered.

Chart of the cheapest car insurance companies in Indiana.

Find Cheap Auto Insurance Quotes in Indiana

Currently insured?
No spam. No hassle. No hidden costs.

However, if you're an active service member or a veteran, you'll be eligible for insurance with the cheapest overall option: USAA. USAA is only slightly cheaper than Erie by close to $1 per year.

Minimum liability car insurance policies have the cheapest premiums; however, they could end up costing you more in the long run if you need to file a claim. If you only carry the minimum state-required coverages, then you may have to pay out of pocket for repairs after an expensive accident.

Rank
Company
Average Annual Rate
1Erie$266
2State Farm$334
3American Family$416
4Progressive$489
5Geico$637
6Auto-Owners$701
7Allstate$796
N/AUSAA$265

*USAA is excluded from rankings because it is only available to current and former military members and their families.

{"alignsHorizontal":["left","left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Rank","Company","Average Annual Rate"],["\u003Cstrong\u003E1\u003C\/strong\u003E","\u003Cstrong\u003E\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Erie\" href=\"https:\/\/www.valuepenguin.com\/erie-insurance-review\"\u003EErie\u003C\/a\u003E\u003C\/span\u003E\u003C\/strong\u003E","\u003Cstrong\u003E$266\u003C\/strong\u003E"],["2","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"State Farm Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/state-farm-insurance-review\"\u003EState Farm\u003C\/a\u003E\u003C\/span\u003E","$334"],["3","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"American Family\" href=\"https:\/\/www.valuepenguin.com\/american-family-insurance-review\"\u003EAmerican Family\u003C\/a\u003E\u003C\/span\u003E","$416"],["4","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Progressive Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/progressive-insurance-review\"\u003EProgressive\u003C\/a\u003E\u003C\/span\u003E","$489"],["5","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Geico Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/geico-insurance-review\"\u003EGeico\u003C\/a\u003E\u003C\/span\u003E","$637"],["6","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Auto-Owners\" href=\"https:\/\/www.valuepenguin.com\/auto-owners-insurance-review\"\u003EAuto-Owners\u003C\/a\u003E\u003C\/span\u003E","$701"],["7","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Allstate Insurance Review\" href=\"https:\/\/www.valuepenguin.com\/allstate-auto-insurance-review\"\u003EAllstate\u003C\/a\u003E\u003C\/span\u003E","$796"],["N\/A","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"USAA\" href=\"https:\/\/www.valuepenguin.com\/usaa-insurance-review\"\u003EUSAA\u003C\/a\u003E\u003C\/span\u003E","$265"]],"footnote":"*USAA is excluded from rankings because it is only available to current and former military members and their families.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest company for full coverage: Erie

The average cost of full coverage auto insurance in Indiana was $1,485 per year, or $124 per month, but drivers could find cheaper rates by comparing car insurance companies.

For cheap full-coverage insurance in Indiana, we recommend Erie for most drivers. However, those who qualify for USAA's coverage can actually get even cheaper coverage than what Erie offers.

Insurer
Annual Cost
Monthly Cost
Erie$1,126$94
State Farm$1,142$95
Progressive$1,277$106
Indiana average$1,485$124
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$1,126\u003C\/strong\u003E","\u003Cstrong\u003E$94\u003C\/strong\u003E"],["State Farm","$1,142","$95"],["Progressive","$1,277","$106"],["Indiana average","$1,485","$124"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Auto insurance policies with full coverage include liability insurance as well as comprehensive and collision coverage. This means you are covered for damage caused in an accident where you are at fault. Collision coverage pays for damage to your own vehicle.

Cheap car insurance for drivers with prior incidents

Your average cost of full coverage car insurance in Indiana will most likely be greater if you have been in an accident or received a citation for a traffic violation. With this in mind, we found the cheapest full coverage car insurance for drivers who:

Find Cheap Auto Insurance Quotes in Indiana

Currently insured?
No spam. No hassle. No hidden costs.

Cheapest for drivers with an accident: State Farm

Drivers in Indiana that have been recently in an at-fault accident may get the best auto insurance rates from State Farm. The cost of auto insurance from State Farm is $1,410 which is 40% cheaper than the state average of $2,339.

Insurer
Annual Cost
Monthly Cost
State Farm$1,410$117
Erie$1,505$125
Auto-Owners$2,095$175
Indiana average$2,339$195
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EState Farm\u003C\/strong\u003E","\u003Cstrong\u003E$1,410\u003C\/strong\u003E","\u003Cstrong\u003E$117\u003C\/strong\u003E"],["Erie","$1,505","$125"],["Auto-Owners","$2,095","$175"],["Indiana average","$2,339","$195"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

In Indiana, having an accident on your record could result in a premium increase of 57% depending on the insurer. Insurers increase rates for drivers with accidents because they are statistically more likely to be in an accident and therefore riskier to insure.

Cheapest car insurance for people with a speeding ticket: Erie

Getting a speeding ticket can raise your rates by nearly as much as being in an accident. Drivers in Indiana who have been caught speeding could find the cheapest car insurance with Erie. Compared to the average cost for people with a speeding ticket, Erie's rates are nearly $600 cheaper.

Insurer
Annual Cost
Monthly Cost
Erie$1,220$102
State Farm$1,239$103
Auto-Owners$1,617$135
Indiana average$1,810$151
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$1,220\u003C\/strong\u003E","\u003Cstrong\u003E$102\u003C\/strong\u003E"],["State Farm","$1,239","$103"],["Auto-Owners","$1,617","$135"],["Indiana average","$1,810","$151"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest car insurance for drivers with a DUI: Progressive

Getting a DUI is a serious offense that will lead to auto insurance companies charging you higher insurance premiums. Drivers with a prior DUI on their records could get the cheapest rates from Progressive, which has an annual cost of $1,568.

Insurer
Annual Cost
Monthly Cost
Progressive$1,568$131
State Farm$1,767$147
Erie$1,790$149
Indiana average$2,548$212
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EProgressive\u003C\/strong\u003E","\u003Cstrong\u003E$1,568\u003C\/strong\u003E","\u003Cstrong\u003E$131\u003C\/strong\u003E"],["State Farm","$1,767","$147"],["Erie","$1,790","$149"],["Indiana average","$2,548","$212"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest car insurance for drivers with poor credit: Geico

For drivers with poor credit, we found that the average cost of car insurance in Indiana is $2,102. Geico offers the best rates for these types of drivers with an average annual cost of $1,767 — over $300 cheaper than the state average.

Insurer
Annual Cost
Monthly Cost
Geico$1,767$147
State Farm$1,786$149
Auto-Owners$1,999$167
Average$2,013$168
Indiana average$2,102$175
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EGeico\u003C\/strong\u003E","\u003Cstrong\u003E$1,767\u003C\/strong\u003E","\u003Cstrong\u003E$147\u003C\/strong\u003E"],["State Farm","$1,786","$149"],["Auto-Owners","$1,999","$167"],["Average","$2,013","$168"],["Indiana average","$2,102","$175"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EYour average cost of full coverage car insurance in Indiana will most likely be greater if you have been in an accident or received a citation for a traffic violation. With this in mind, we found the cheapest full coverage car insurance for drivers who:\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Have been involved in an at-fault accident: State Farm\" href=\"#accident\"\u003EHave been involved in an at-fault accident: State Farm\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Received one speeding ticket: Erie\" href=\"#speeding\"\u003EReceived one speeding ticket: Erie\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Received one citation for a DUI: Progressive\" href=\"#dui\"\u003EReceived one citation for a DUI: Progressive\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Have a poor credit history: Geico\" href=\"#credit\"\u003EHave a poor credit history: Geico\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-QuoteWizardQuoteForm\" data-component-name=\"QuoteWizardQuoteForm\"\u003E\n \u003Cdiv class=\"QuoteWizardQuoteForm--root QuoteWizardQuoteForm--dropshadow\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--form-container\"\u003E\u003Ch3 class=\"QuoteWizardQuoteForm--title\"\u003EFind Cheap Auto Insurance Quotes in Indiana\u003C\/h3\u003E\u003Cform id=\"QuoteWizardQuoteForm--147\" class=\"QuoteWizardQuoteForm--form\" method=\"GET\" action=\"https:\/\/quotes.valuepenguin.com\" target=\"_blank\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--hidden\"\u003E\u003Cinput type=\"hidden\" name=\"c\" value=\"C30088\"\/\u003E\u003Cinput type=\"hidden\" name=\"product\" value=\"auto\"\/\u003E\u003Cinput type=\"hidden\" name=\"key\" value=\"_best-cheap-car-insurance-indiana\"\/\u003E\u003Cinput type=\"hidden\" name=\"v\" value=\"VPT1\"\/\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--fields\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--product\"\u003E\u003Cdiv class=\"InputDropdown--root \"\u003E\u003Cdiv class=\"InputDropdown--field\"\u003E\u003Cselect aria-label=\"Select\" class=\"InputDropdown--select\" name=\"\"\u003E\u003Coption selected=\"\" value=\"auto\"\u003EAutomotive\u003C\/option\u003E\u003Coption value=\"home\"\u003EHomeowners\u003C\/option\u003E\u003Coption value=\"life\"\u003ELife\u003C\/option\u003E\u003Coption value=\"motorcycle\"\u003EMotorcycle\u003C\/option\u003E\u003Coption value=\"renters\"\u003ERenters\u003C\/option\u003E\u003Coption value=\"health\"\u003EHealth\u003C\/option\u003E\u003C\/select\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--zip-code\"\u003E\u003Cdiv class=\"ZipCodeInput--root \"\u003E\u003Cdiv class=\"TextInput--root TextInput--required ZipCodeInput--input\"\u003E\u003Cdiv class=\"TextInput--field TextInput--none TextInput--field-container\"\u003E\u003Cspan class=\"TextInput--symbol\"\u003E\u003C\/span\u003E\u003Cinput type=\"tel\" aria-label=\"zip\" class=\"TextInput--input\" name=\"zip\" placeholder=\"Zip Code\" required=\"\" style=\"width:100%\" tabindex=\"0\" value=\"\"\/\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--age\"\u003E\u003Cdiv class=\"InputDropdown--root \"\u003E\u003Cdiv class=\"InputDropdown--field\"\u003E\u003Cselect aria-label=\"age\" class=\"InputDropdown--select\" name=\"age\"\u003E\u003Coption selected=\"\" value=\"age\"\u003EAge\u003C\/option\u003E\u003Coption value=\"16\"\u003E16-20\u003C\/option\u003E\u003Coption value=\"21\"\u003E21-24\u003C\/option\u003E\u003Coption value=\"25\"\u003E25-34\u003C\/option\u003E\u003Coption value=\"35\"\u003E35-44\u003C\/option\u003E\u003Coption value=\"45\"\u003E45-54\u003C\/option\u003E\u003Coption value=\"55\"\u003E55-65\u003C\/option\u003E\u003Coption value=\"66\"\u003E65+\u003C\/option\u003E\u003C\/select\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--insured-status\"\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--insured-status-title\"\u003ECurrently insured?\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--insured-status-field\"\u003E\u003Cdiv class=\"InputDropdown--root \"\u003E\u003Cdiv class=\"InputDropdown--field\"\u003E\u003Cselect aria-label=\"prior\" class=\"InputDropdown--select\" name=\"prior\"\u003E\u003Coption selected=\"\" value=\"1\"\u003EYes\u003C\/option\u003E\u003Coption value=\"0\"\u003ENo\u003C\/option\u003E\u003C\/select\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--submit\"\u003E\u003Cbutton aria-label=\"IN Quotes\" class=\"Button--root Button--primary \" type=\"submit\" value=\"IN Quotes\"\u003EIN Quotes\u003C\/button\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/form\u003E\u003C\/div\u003E\u003Cdiv class=\"QuoteWizardQuoteForm--trust-message-container\"\u003E\u003Cspan class=\"QuoteWizardQuoteForm--trust-icon ValuePenguinIcon--inspolicy\"\u003E\u003C\/span\u003E\u003Cspan class=\"QuoteWizardQuoteForm--trust-message\"\u003ENo spam. No hassle. No hidden costs.\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"QuoteWizardQuoteForm\"\u003E{\"buttonText\":\"IN Quotes\",\"customEventLabel\":\"\",\"defaultProduct\":\"auto\",\"defaultZip\":\"\",\"hideTitle\":false,\"id\":\"QuoteWizardQuoteForm--147\",\"isAgeFieldVisible\":true,\"isDeltyForm\":false,\"isInsuranceTypeFieldVisible\":true,\"isInsuredStatusFieldVisible\":true,\"quoteWizardEndpoint\":\"https:\\\/\\\/quotes.valuepenguin.com\",\"showTrustMessage\":\"true\",\"style\":\"dropshadow\",\"tier\":\"VPT1\",\"title\":\"Find Cheap Auto Insurance Quotes in Indiana\",\"trackingKey\":\"_best-cheap-car-insurance-indiana\",\"trustMessage\":\"No spam. No hassle. No hidden costs.\",\"vendor\":\"vp\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"accident\"\u003ECheapest for drivers with an accident: State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EDrivers in Indiana that have been recently in an at-fault accident may get the best auto insurance rates from \u003Cstrong\u003EState Farm\u003C\/strong\u003E. The cost of auto insurance from State Farm is $1,410 which is 40% cheaper than the state average of $2,339.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EState Farm\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,410\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$117\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,505\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$125\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,095\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$175\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,339\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$195\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EState Farm\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,410\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$117\\u003C\\\/strong\\u003E\"],[\"Erie\",\"$1,505\",\"$125\"],[\"Auto-Owners\",\"$2,095\",\"$175\"],[\"Indiana average\",\"$2,339\",\"$195\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EIn Indiana, having an accident on your record could result in a premium increase of 57% depending on the insurer. Insurers increase rates for drivers with accidents because they are statistically more likely to be in an accident and therefore riskier to insure.\u003C\/p\u003E\n\n\u003Ch3 id=\"speeding\"\u003ECheapest car insurance for people with a speeding ticket: Erie\u003C\/h3\u003E\n\n\u003Cp\u003EGetting a speeding ticket can raise your rates by nearly as much as being in an accident. Drivers in Indiana who have been caught speeding could find the cheapest car insurance with \u003Cstrong\u003EErie\u003C\/strong\u003E. Compared to the average cost for people with a speeding ticket, Erie's rates are nearly $600 cheaper.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,220\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$102\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,239\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$103\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,617\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$135\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,810\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$151\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,220\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$102\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,239\",\"$103\"],[\"Auto-Owners\",\"$1,617\",\"$135\"],[\"Indiana average\",\"$1,810\",\"$151\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"dui\"\u003ECheapest car insurance for drivers with a DUI: Progressive\u003C\/h3\u003E\n\n\u003Cp\u003EGetting a DUI is a serious offense that will lead to auto insurance companies charging you higher insurance premiums. Drivers with a prior DUI on their records could get the cheapest rates from \u003Cstrong\u003EProgressive\u003C\/strong\u003E, which has an annual cost of $1,568.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EProgressive\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,568\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$131\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,767\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$147\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,790\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$149\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,548\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$212\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EProgressive\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,568\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$131\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,767\",\"$147\"],[\"Erie\",\"$1,790\",\"$149\"],[\"Indiana average\",\"$2,548\",\"$212\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3 id=\"credit\"\u003ECheapest car insurance for drivers with poor credit: Geico\u003C\/h3\u003E\n\n\u003Cp\u003EFor drivers with poor credit, we found that the average cost of car insurance in Indiana is $2,102. \u003Cstrong\u003EGeico\u003C\/strong\u003E offers the best rates for these types of drivers with an average annual cost of $1,767 \u2014 over $300 cheaper than the state average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EGeico\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$1,767\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$147\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,786\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$149\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,999\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$167\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAverage\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,013\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$168\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,102\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$175\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EGeico\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$1,767\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$147\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$1,786\",\"$149\"],[\"Auto-Owners\",\"$1,999\",\"$167\"],[\"Average\",\"$2,013\",\"$168\"],[\"Indiana average\",\"$2,102\",\"$175\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"double"}

Cheapest car insurance for married drivers: Erie

Married drivers can see small savings on their car insurance premiums compared to single or unmarried drivers. We found that married drivers can save an average of $42 per year compared to those who are unmarried. If you're a married driver in Indiana, Erie has the lowest rates on average, followed closely by Progressive and State Farm.

Insurer
Annual Cost
Monthly Cost
Erie$997$83
Progressive$1,031$86
State Farm$1,142$95
Indiana average$1,444$120
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$997\u003C\/strong\u003E","\u003Cstrong\u003E$83\u003C\/strong\u003E"],["Progressive","$1,031","$86"],["State Farm","$1,142","$95"],["Indiana average","$1,444","$120"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EMarried drivers can see small savings on their car insurance premiums compared to single or unmarried drivers. We found that married drivers can save an average of $42 per year compared to those who are unmarried. If you're a married driver in Indiana, \u003Cstrong\u003EErie\u003C\/strong\u003E has the lowest rates on average, followed closely by Progressive and State Farm.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$997\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$83\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,031\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$86\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,142\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$95\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,444\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$120\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$997\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$83\\u003C\\\/strong\\u003E\"],[\"Progressive\",\"$1,031\",\"$86\"],[\"State Farm\",\"$1,142\",\"$95\"],[\"Indiana average\",\"$1,444\",\"$120\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Cheapest car insurance for young drivers: Erie

The average cost of cheap car insurance for young drivers in Indiana is $1,453 per year, or $121 per month — about $1,000 more expensive than it is for older drivers.

Car insurance for young drivers is often much more expensive than it is for most people. The average cost of full coverage car insurance for younger drivers is $4,109 per year, nearly three times higher than it is for others.

If you are a young driver in Indiana looking for the cheapest rates, we recommend Erie, which has an average annual cost of $2,772 — over $1,000 cheaper than the state average. Another cheap option is State Farm, which costs $3,600 per year.

Insurer
Full Coverage
Minimum Coverage
Erie$2,772$673
State Farm$3,600$1,148
Progressive$3,842$1,596
Geico$4,187$1,608
Auto-Owners$4,203$2,142
American Family$6,027$1,695
Allstate$6,722$2,234
USAA$4,109$265
Indiana average$4,109$1,453

*USAA is excluded from rankings because it is only available to current and former military members and their families.

{"alignsHorizontal":["left","left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Full Coverage","Minimum Coverage"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$2,772\u003C\/strong\u003E","\u003Cstrong\u003E$673\u003C\/strong\u003E"],["State Farm","$3,600","$1,148"],["Progressive","$3,842","$1,596"],["Geico","$4,187","$1,608"],["Auto-Owners","$4,203","$2,142"],["American Family","$6,027","$1,695"],["Allstate","$6,722","$2,234"],["USAA","$4,109","$265"],["Indiana average","$4,109","$1,453"]],"footnote":"*USAA is excluded from rankings because it is only available to current and former military members and their families.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest for young drivers with one accident: Erie

Accidents nearly always cause the cost of car insurance to increase significantly, which means premiums for younger drivers who have been in an at-fault accident can be many times more expensive than for most drivers. The most affordable car insurance for young people who have been in an accident comes from Erie, which costs $3,607 per year.

Insurer
Annual Cost
Monthly Cost
Erie$3,607$301
State Farm$4,518$377
Auto-Owners$5,487$457
Indiana average$6,295$525
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$3,607\u003C\/strong\u003E","\u003Cstrong\u003E$301\u003C\/strong\u003E"],["State Farm","$4,518","$377"],["Auto-Owners","$5,487","$457"],["Indiana average","$6,295","$525"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Cheapest for young drivers with one speeding ticket: Erie

Speeding can cause the cost of car insurance to increase, though not as drastically as for drivers who experience an at-fault accident. Young drivers with one speeding ticket could find cheap rates from Erie, which offers coverage that is 36% cheaper than average.

Insurer
Annual Cost
Monthly Cost
Erie$3,301$275
State Farm$3,931$328
Auto-Owners$4,620$385
Indiana average$5,144$429
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Annual Cost","Monthly Cost"],["\u003Cstrong\u003EErie\u003C\/strong\u003E","\u003Cstrong\u003E$3,301\u003C\/strong\u003E","\u003Cstrong\u003E$275\u003C\/strong\u003E"],["State Farm","$3,931","$328"],["Auto-Owners","$4,620","$385"],["Indiana average","$5,144","$429"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nThe average cost of cheap car insurance for young drivers in Indiana is $1,453 per year, or $121 per month \u2014 about $1,000 more expensive than it is for older drivers.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003ECar insurance for young drivers is often much more expensive than it is for most people. The average cost of full coverage car insurance for younger drivers is \u003Cstrong\u003E$4,109\u003C\/strong\u003E per year, nearly three times higher than it is for others.\u003C\/p\u003E\n\n\u003Cp\u003EIf you are a young driver in Indiana looking for the cheapest rates, we recommend Erie, which has an average annual cost of $2,772 \u2014 over $1,000 cheaper than the state average. Another cheap option is State Farm, which costs $3,600 per year.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EFull Coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMinimum Coverage\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003E$2,772\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$673\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$3,600\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,148\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$3,842\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,596\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$4,187\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,608\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$4,203\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,142\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$6,027\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,695\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$6,722\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,234\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$4,109\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$265\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E$4,109\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,453\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E*USAA is excluded from rankings because it is only available to current and former military members and their families.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Full Coverage\",\"Minimum Coverage\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$2,772\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$673\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$3,600\",\"$1,148\"],[\"Progressive\",\"$3,842\",\"$1,596\"],[\"Geico\",\"$4,187\",\"$1,608\"],[\"Auto-Owners\",\"$4,203\",\"$2,142\"],[\"American Family\",\"$6,027\",\"$1,695\"],[\"Allstate\",\"$6,722\",\"$2,234\"],[\"USAA\",\"$4,109\",\"$265\"],[\"Indiana average\",\"$4,109\",\"$1,453\"]],\"footnote\":\"*USAA is excluded from rankings because it is only available to current and former military members and their families.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one accident: Erie\u003C\/h3\u003E\n\n\u003Cp\u003EAccidents nearly always cause the cost of car insurance to increase significantly, which means premiums for younger drivers who have been in an at-fault accident can be many times more expensive than for most drivers. The most affordable car insurance for young people who have been in an accident comes from \u003Cstrong\u003EErie\u003C\/strong\u003E, which costs $3,607 per year.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,607\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$301\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,518\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$377\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,487\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$457\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$6,295\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$525\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,607\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$301\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$4,518\",\"$377\"],[\"Auto-Owners\",\"$5,487\",\"$457\"],[\"Indiana average\",\"$6,295\",\"$525\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003ECheapest for young drivers with one speeding ticket: Erie\u003C\/h3\u003E\n\n\u003Cp\u003ESpeeding can cause the cost of car insurance to increase, though not as drastically as for drivers who experience an at-fault accident. Young drivers with one speeding ticket could find cheap rates from \u003Cstrong\u003EErie\u003C\/strong\u003E, which offers coverage that is 36% cheaper than average.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAnnual Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMonthly Cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E\u003Cstrong\u003EErie\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$3,301\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E$275\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$3,931\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$328\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$4,620\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$385\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$5,144\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$429\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"Annual Cost\",\"Monthly Cost\"],[\"\\u003Cstrong\\u003EErie\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$3,301\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E$275\\u003C\\\/strong\\u003E\"],[\"State Farm\",\"$3,931\",\"$328\"],[\"Auto-Owners\",\"$4,620\",\"$385\"],[\"Indiana average\",\"$5,144\",\"$429\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Best auto insurance companies in Indiana

According to our research, USAA is the best insurer in Indiana given the customer satisfaction ratings as well as the overall number of people that rated them as having "excellent" customer service.

However, if you're not eligible for USAA membership, then State Farm and Allstate are good choices as well. These companies were also rated very highly by respondents of our survey.

Overall rank
Group
Percent of respondents overall extremely satisfied with most recent claim
Percent of respondents who rated customer service as "excellent"
1USAA78%62%
2State Farm73%46%
3Allstate72%47%
4Progressive74%34%
5Geico64%42%
6Travelers19%33%
N/ANYCMN/AN/A

Overall rank takes both claim satisfaction and customer service rankings into account.

{"alignsHorizontal":["left","left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Overall rank\u003C\/em\u003E","Group","Percent of respondents overall extremely satisfied with most recent claim","Percent of respondents who rated customer service as \"excellent\""],["1","USAA","78%","62%"],["2","State Farm","73%","46%"],["3","Allstate","72%","47%"],["4","Progressive","74%","34%"],["5","Geico","64%","42%"],["6","Travelers","19%","33%"],["N\/A","NYCM","N\/A","N\/A"]],"footnote":"\u003Cem\u003EOverall rank takes both claim satisfaction and customer service rankings into account.","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

For an alternative for great customer service, look at Auto-Owners. The insurer also had an impressively low NAIC Complaint Index, and an above-average claims satisfaction rating from J.D. Power.

Insurer
NAIC Complaint Index (lower is better)
J.D. Power claims satisfaction score (Higher is better)
AM Best Financial Strength Rating
State Farm0.66881A++
Progressive0.90856A+
Allstate0.71876A+
Erie1.10880A+
Auto-Owners0.42890A++
American Family0.44862A
Geico0.57871A++
USAA0.96890A++
{"alignsHorizontal":["left","left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","NAIC Complaint Index (lower is better)","J.D. Power claims satisfaction score (Higher is better)","AM Best Financial Strength Rating"],["State Farm","0.66","881","A++"],["Progressive","0.90","856","A+"],["Allstate","0.71","876","A+"],["Erie","1.10","880","A+"],["Auto-Owners","0.42","890","A++"],["American Family","0.44","862","A"],["Geico","0.57","871","A++"],["USAA","0.96","890","A++"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nAccording to our research, USAA is the best insurer in Indiana given the customer satisfaction ratings as well as the overall number of people that rated them as having \"excellent\" customer service.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EHowever, if you're not eligible for USAA membership, then State Farm and Allstate are \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"good choices\" href=\"https:\/\/www.valuepenguin.com\/best-auto-insurance\"\u003Egood choices\u003C\/a\u003E\u003C\/span\u003E as well. These companies were also rated very highly by respondents of our survey.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EOverall rank\u003C\/em\u003E\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EGroup\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercent of respondents overall extremely satisfied with most recent claim\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercent of respondents who rated customer service as \"excellent\"\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E78%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E62%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E73%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E46%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E72%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E47%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E74%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E34%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E64%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E42%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETravelers\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E19%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E33%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENYCM\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EN\/A\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003E\u003Cem\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Overall rank\\u003C\\\/em\\u003E\",\"Group\",\"Percent of respondents overall extremely satisfied with most recent claim\",\"Percent of respondents who rated customer service as \\\"excellent\\\"\"],[\"1\",\"USAA\",\"78%\",\"62%\"],[\"2\",\"State Farm\",\"73%\",\"46%\"],[\"3\",\"Allstate\",\"72%\",\"47%\"],[\"4\",\"Progressive\",\"74%\",\"34%\"],[\"5\",\"Geico\",\"64%\",\"42%\"],[\"6\",\"Travelers\",\"19%\",\"33%\"],[\"N\\\/A\",\"NYCM\",\"N\\\/A\",\"N\\\/A\"]],\"footnote\":\"\\u003Cem\\u003EOverall rank takes both claim satisfaction and customer service rankings into account.\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EFor an alternative for great customer service, look at Auto-Owners. The insurer also had an impressively low NAIC Complaint Index, and an above-average claims satisfaction rating from J.D. Power.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EInsurer\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ENAIC Complaint Index (lower is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EJ.D. Power claims satisfaction score (Higher is better)\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EAM Best Financial Strength Rating\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.66\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E881\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EProgressive\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.90\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E856\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAllstate\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.71\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E876\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EErie\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1.10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E880\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA+\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAuto-Owners\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.42\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.44\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E862\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.57\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E871\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUSAA\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E0.96\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E890\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003EA++\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n\n \u003Cdiv class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Insurer\",\"NAIC Complaint Index (lower is better)\",\"J.D. Power claims satisfaction score (Higher is better)\",\"AM Best Financial Strength Rating\"],[\"State Farm\",\"0.66\",\"881\",\"A++\"],[\"Progressive\",\"0.90\",\"856\",\"A+\"],[\"Allstate\",\"0.71\",\"876\",\"A+\"],[\"Erie\",\"1.10\",\"880\",\"A+\"],[\"Auto-Owners\",\"0.42\",\"890\",\"A++\"],[\"American Family\",\"0.44\",\"862\",\"A\"],[\"Geico\",\"0.57\",\"871\",\"A++\"],[\"USAA\",\"0.96\",\"890\",\"A++\"]],\"footnote\":\"\",\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

All the companies we looked at had a Financial Strength Rating from AM Best of A or better, meaning AM Best believes they have an "Excellent" or "Superior" ability to pay out claims.

Average car insurance cost in Indiana by city

We found that full coverage car insurance rates in Indiana can vary by as much as $884 per year, depending on where you live in the state. Typically, auto coverage costs are greater in large cities, where accidents and auto theft are more common.

City
Average annual cost
Percent from average
Berne$1,329-26.9%
Geneva$1,335-26.5%
Decatur$1,337-26.4%
Monroe$1,337-26.4%
Poneto$1,340-26.3%
Purdue University$1,341-26.2%
Bluffton$1,345-26.0%
Lafayette$1,346-25.9%
Craigville$1,346-25.9%
West Lafayette$1,348-25.8%
Shadeland$1,348-25.8%
Huntington$1,350-25.7%
Show All Rows
{"alignsHorizontal":["left","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["City","Average annual cost","Percent from average"],["Berne","$1,329","-26.9%"],["Geneva","$1,335","-26.5%"],["Decatur","$1,337","-26.4%"],["Monroe","$1,337","-26.4%"],["Poneto","$1,340","-26.3%"],["Purdue University","$1,341","-26.2%"],["Bluffton","$1,345","-26.0%"],["Lafayette","$1,346","-25.9%"],["Craigville","$1,346","-25.9%"],["West Lafayette","$1,348","-25.8%"],["Shadeland","$1,348","-25.8%"],["Huntington","$1,350","-25.7%"],["Lynn","$1,352","-25.6%"],["Bryant","$1,352","-25.6%"],["Stockwell","$1,353","-25.6%"],["Parker City","$1,353","-25.6%"],["Saratoga","$1,353","-25.6%"],["Keystone","$1,354","-25.5%"],["Americus","$1,354","-25.5%"],["Winchester","$1,355","-25.4%"],["Uniondale","$1,355","-25.4%"],["Westpoint","$1,355","-25.4%"],["Muncie","$1,356","-25.4%"],["Gaston","$1,357","-25.3%"],["Romney","$1,358","-25.3%"],["Montmorenci","$1,359","-25.2%"],["Markle","$1,360","-25.2%"],["Warsaw","$1,360","-25.2%"],["Tri-Lakes","$1,360","-25.2%"],["Modoc","$1,360","-25.2%"],["Columbia City","$1,361","-25.1%"],["Selma","$1,363","-25.0%"],["Dayton","$1,363","-25.0%"],["Union City","$1,364","-24.9%"],["Farmland","$1,365","-24.9%"],["Battle Ground","$1,365","-24.9%"],["Warren","$1,365","-24.9%"],["Pleasant Mills","$1,366","-24.8%"],["Hartford City","$1,366","-24.8%"],["La Fontaine","$1,367","-24.8%"],["Richmond","$1,367","-24.8%"],["Ossian","$1,367","-24.8%"],["Losantville","$1,368","-24.7%"],["Ridgeville","$1,369","-24.7%"],["Winona Lake","$1,370","-24.6%"],["Albany","$1,371","-24.6%"],["Daleville","$1,371","-24.6%"],["Dunkirk","$1,372","-24.5%"],["Montpelier","$1,372","-24.5%"],["Pennville","$1,373","-24.5%"],["Yorktown","$1,374","-24.4%"],["Linn Grove","$1,374","-24.4%"],["Petroleum","$1,376","-24.3%"],["Eaton","$1,376","-24.3%"],["Portland","$1,377","-24.2%"],["Spiceland","$1,377","-24.2%"],["Hope","$1,378","-24.2%"],["Andrews","$1,379","-24.1%"],["Straughn","$1,379","-24.1%"],["Lebanon","$1,381","-24.0%"],["Liberty Center","$1,381","-24.0%"],["Syracuse","$1,382","-24.0%"],["Mulberry","$1,383","-23.9%"],["Cambridge City","$1,383","-23.9%"],["Salamonia","$1,383","-23.9%"],["Mount Auburn","$1,383","-23.9%"],["New Ross","$1,384","-23.8%"],["Tipton","$1,384","-23.8%"],["Frankfort","$1,384","-23.8%"],["South Whitley","$1,385","-23.8%"],["Woodburn","$1,385","-23.8%"],["Roanoke","$1,386","-23.7%"],["Darlington","$1,386","-23.7%"],["Bippus","$1,387","-23.7%"],["Hartsville","$1,388","-23.6%"],["Amboy","$1,388","-23.6%"],["Clarks Hill","$1,389","-23.6%"],["Mooreland","$1,391","-23.5%"],["Lewisville","$1,391","-23.5%"],["Milford","$1,392","-23.4%"],["Churubusco","$1,392","-23.4%"],["Economy","$1,392","-23.4%"],["Hagerstown","$1,392","-23.4%"],["Linden","$1,392","-23.4%"],["Yoder","$1,393","-23.3%"],["Fountain City","$1,393","-23.3%"],["Michigantown","$1,393","-23.3%"],["Knightstown","$1,393","-23.3%"],["Colfax","$1,393","-23.3%"],["Pierceton","$1,394","-23.3%"],["Centerville","$1,394","-23.3%"],["Milton","$1,394","-23.3%"],["Auburn","$1,395","-23.2%"],["Crawfordsville","$1,395","-23.2%"],["Etna Green","$1,396","-23.2%"],["Urbana","$1,397","-23.1%"],["Earl Park","$1,397","-23.1%"],["Burket","$1,397","-23.1%"],["Manilla","$1,398","-23.1%"],["New Castle","$1,398","-23.1%"],["Pine Village","$1,398","-23.1%"],["Altona","$1,398","-23.1%"],["Laketon","$1,399","-23.0%"],["Redkey","$1,399","-23.0%"],["Webster","$1,399","-23.0%"],["Hoagland","$1,399","-23.0%"],["Williamsburg","$1,399","-23.0%"],["Leesburg","$1,400","-23.0%"],["Waldron","$1,400","-23.0%"],["Dunlap","$1,400","-23.0%"],["Garrett","$1,400","-23.0%"],["Larwill","$1,400","-23.0%"],["North Manchester","$1,401","-22.9%"],["Somerset","$1,402","-22.9%"],["Bunker Hill","$1,402","-22.9%"],["Gas City","$1,402","-22.9%"],["Monroeville","$1,403","-22.8%"],["New Richmond","$1,403","-22.8%"],["Claypool","$1,403","-22.8%"],["Kempton","$1,403","-22.8%"],["Matthews","$1,403","-22.8%"],["Waterloo","$1,403","-22.8%"],["Chesterfield","$1,403","-22.8%"],["Jamestown","$1,404","-22.7%"],["Spencerville","$1,404","-22.7%"],["Wabash","$1,404","-22.7%"],["Atwood","$1,405","-22.7%"],["Upland","$1,405","-22.7%"],["Ladoga","$1,405","-22.7%"],["Corunna","$1,405","-22.7%"],["Brownsville","$1,405","-22.7%"],["Rushville","$1,405","-22.7%"],["Windfall","$1,406","-22.6%"],["Shelbyville","$1,406","-22.6%"],["Kendallville","$1,407","-22.6%"],["West Lebanon","$1,407","-22.6%"],["Zanesville","$1,407","-22.6%"],["Whitestown","$1,407","-22.6%"],["Taylorsville","$1,407","-22.6%"],["Mentone","$1,407","-22.6%"],["Bristol","$1,407","-22.6%"],["Grabill","$1,407","-22.6%"],["Silver Lake","$1,407","-22.6%"],["Harlan","$1,407","-22.6%"],["Oakville","$1,407","-22.6%"],["Waynetown","$1,407","-22.6%"],["Huntertown","$1,408","-22.5%"],["Mexico","$1,408","-22.5%"],["Rossville","$1,408","-22.5%"],["Simonton Lake","$1,409","-22.5%"],["Clifford","$1,409","-22.5%"],["Jonesville","$1,409","-22.5%"],["Middletown","$1,409","-22.5%"],["Avilla","$1,409","-22.5%"],["Springport","$1,409","-22.5%"],["Sharpsville","$1,410","-22.4%"],["Williamsport","$1,410","-22.4%"],["Elkhart","$1,411","-22.4%"],["Otterbein","$1,411","-22.4%"],["Columbus","$1,411","-22.4%"],["Goshen","$1,412","-22.3%"],["Saint Joe","$1,412","-22.3%"],["Goldsmith","$1,413","-22.2%"],["Liberty Mills","$1,413","-22.2%"],["Ambia","$1,413","-22.2%"],["Fowler","$1,413","-22.2%"],["North Webster","$1,414","-22.2%"],["Jasper","$1,414","-22.2%"],["Saint Anthony","$1,414","-22.2%"],["Sheridan","$1,414","-22.2%"],["Servia","$1,414","-22.2%"],["Schnellville","$1,414","-22.2%"],["State Line","$1,414","-22.2%"],["Peru","$1,415","-22.1%"],["Elwood","$1,415","-22.1%"],["Celestine","$1,415","-22.1%"],["Leo-Cedarville","$1,415","-22.1%"],["Dublin","$1,415","-22.1%"],["Elizabethtown","$1,415","-22.1%"],["Atlanta","$1,416","-22.1%"],["Westfield","$1,416","-22.1%"],["Thorntown","$1,416","-22.1%"],["Glenwood","$1,416","-22.1%"],["Butler","$1,417","-22.0%"],["Attica","$1,417","-22.0%"],["Flat Rock","$1,417","-22.0%"],["Grissom AFB","$1,417","-22.0%"],["Sedalia","$1,418","-22.0%"],["Huntingburg","$1,418","-22.0%"],["Boswell","$1,418","-22.0%"],["Carmel","$1,418","-22.0%"],["Dunreith","$1,418","-22.0%"],["Wingate","$1,419","-21.9%"],["Leo","$1,420","-21.9%"],["Pleasant Lake","$1,420","-21.9%"],["Dubois","$1,420","-21.9%"],["Angola","$1,421","-21.8%"],["Alamo","$1,421","-21.8%"],["Roann","$1,421","-21.8%"],["Connersville","$1,421","-21.8%"],["Mount Summit","$1,421","-21.8%"],["Fremont","$1,422","-21.8%"],["Bringhurst","$1,422","-21.8%"],["Jonesboro","$1,423","-21.7%"],["Hobbs","$1,423","-21.7%"],["Fairmount","$1,423","-21.7%"],["Alexandria","$1,423","-21.7%"],["Ligonier","$1,423","-21.7%"],["Brimfield","$1,423","-21.7%"],["Wawaka","$1,423","-21.7%"],["Laotto","$1,424","-21.6%"],["Holland","$1,424","-21.6%"],["Liberty","$1,424","-21.6%"],["Arcadia","$1,424","-21.6%"],["New Lisbon","$1,425","-21.6%"],["Clear Lake","$1,425","-21.6%"],["Noblesville","$1,425","-21.6%"],["Marion","$1,425","-21.6%"],["Oxford","$1,425","-21.6%"],["Lizton","$1,426","-21.5%"],["Cromwell","$1,426","-21.5%"],["Ireland","$1,426","-21.5%"],["Hudson","$1,426","-21.5%"],["Arlington","$1,426","-21.5%"],["Granger","$1,427","-21.5%"],["Van Buren","$1,427","-21.5%"],["Point Isabel","$1,427","-21.5%"],["Converse","$1,428","-21.4%"],["Flora","$1,428","-21.4%"],["Milroy","$1,428","-21.4%"],["Frankton","$1,429","-21.4%"],["Landess","$1,429","-21.4%"],["Burlington","$1,429","-21.4%"],["Fowlerton","$1,429","-21.4%"],["Sweetser","$1,429","-21.4%"],["Greensburg","$1,429","-21.4%"],["Topeka","$1,429","-21.4%"],["Kennard","$1,430","-21.3%"],["Birdseye","$1,430","-21.3%"],["New Waverly","$1,431","-21.3%"],["Middlebury","$1,431","-21.3%"],["Cicero","$1,431","-21.3%"],["Covington","$1,431","-21.3%"],["Cutler","$1,431","-21.3%"],["Rome City","$1,431","-21.3%"],["Ashley","$1,431","-21.3%"],["Talbot","$1,433","-21.1%"],["Albion","$1,433","-21.1%"],["Summitville","$1,434","-21.1%"],["Walton","$1,434","-21.1%"],["Advance","$1,435","-21.0%"],["Lagrange","$1,435","-21.0%"],["Arcola","$1,435","-21.0%"],["Danville","$1,435","-21.0%"],["Homer","$1,436","-21.0%"],["Greens Fork","$1,436","-21.0%"],["New Haven","$1,436","-21.0%"],["Brownsburg","$1,436","-21.0%"],["Osceola","$1,436","-21.0%"],["Kokomo","$1,436","-21.0%"],["Sulphur Springs","$1,436","-21.0%"],["Saint Paul","$1,437","-20.9%"],["Otwell","$1,437","-20.9%"],["Zionsville","$1,437","-20.9%"],["Miami","$1,437","-20.9%"],["Lake Santee","$1,437","-20.9%"],["Country Club Heights","$1,438","-20.9%"],["Shipshewana","$1,438","-20.9%"],["Indian Heights","$1,438","-20.9%"],["Edgewood","$1,439","-20.8%"],["Needham","$1,439","-20.8%"],["Logansport","$1,439","-20.8%"],["Young America","$1,439","-20.8%"],["Mays","$1,440","-20.8%"],["Swayzee","$1,440","-20.8%"],["Anderson","$1,440","-20.8%"],["Kimmell","$1,440","-20.8%"],["New Paris","$1,440","-20.8%"],["Orland","$1,441","-20.7%"],["Denver","$1,441","-20.7%"],["Wolflake","$1,441","-20.7%"],["Nappanee","$1,441","-20.7%"],["Franklin","$1,441","-20.7%"],["Hamilton","$1,441","-20.7%"],["Greenfield","$1,442","-20.7%"],["Russiaville","$1,442","-20.7%"],["Twelve Mile","$1,442","-20.7%"],["Mishawaka","$1,443","-20.6%"],["Millersburg","$1,444","-20.5%"],["Lucerne","$1,444","-20.5%"],["Grammer","$1,444","-20.5%"],["Galveston","$1,445","-20.5%"],["Carthage","$1,445","-20.5%"],["Mongo","$1,445","-20.5%"],["Bloomington","$1,445","-20.5%"],["Pittsboro","$1,445","-20.5%"],["Wilkinson","$1,445","-20.5%"],["Orestes","$1,445","-20.5%"],["Camden","$1,446","-20.4%"],["Clayton","$1,446","-20.4%"],["Delphi","$1,446","-20.4%"],["Waveland","$1,446","-20.4%"],["Lapel","$1,447","-20.4%"],["Wakarusa","$1,447","-20.4%"],["Wolcottville","$1,448","-20.3%"],["South Milford","$1,448","-20.3%"],["Mooresville","$1,448","-20.3%"],["Bentonville","$1,448","-20.3%"],["New Market","$1,448","-20.3%"],["Fishers","$1,448","-20.3%"],["Templeton","$1,449","-20.3%"],["Lake Cicott","$1,450","-20.2%"],["Howe","$1,450","-20.2%"],["Brooklyn","$1,450","-20.2%"],["Harrodsburg","$1,450","-20.2%"],["Boggstown","$1,450","-20.2%"],["Shirley","$1,451","-20.2%"],["Argos","$1,451","-20.2%"],["Roseland","$1,452","-20.1%"],["Hillsboro","$1,452","-20.1%"],["Wallace","$1,452","-20.1%"],["Nora","$1,452","-20.1%"],["Greentown","$1,452","-20.1%"],["Gwynneville","$1,453","-20.0%"],["Stroh","$1,453","-20.0%"],["Bremen","$1,453","-20.0%"],["Charlottesville","$1,454","-20.0%"],["Morristown","$1,455","-19.9%"],["New Whiteland","$1,455","-19.9%"],["Falmouth","$1,455","-19.9%"],["Markleville","$1,456","-19.9%"],["Newtown","$1,456","-19.9%"],["Mellott","$1,457","-19.8%"],["Rochester","$1,457","-19.8%"],["Petersburg","$1,458","-19.8%"],["Stendal","$1,458","-19.8%"],["Whiteland","$1,458","-19.8%"],["Onward","$1,458","-19.8%"],["Lakeville","$1,458","-19.8%"],["Winslow","$1,459","-19.7%"],["Bourbon","$1,460","-19.7%"],["Oakford","$1,460","-19.7%"],["Maxwell","$1,460","-19.7%"],["New Carlisle","$1,460","-19.7%"],["Burrows","$1,460","-19.7%"],["Fort Wayne","$1,461","-19.6%"],["Oldenburg","$1,461","-19.6%"],["Roachdale","$1,461","-19.6%"],["Hemlock","$1,462","-19.6%"],["North Liberty","$1,462","-19.6%"],["Pendleton","$1,462","-19.6%"],["Yeoman","$1,462","-19.6%"],["New Point","$1,463","-19.5%"],["Rockfield","$1,463","-19.5%"],["Veedersburg","$1,464","-19.4%"],["Bargersville","$1,464","-19.4%"],["Edinburgh","$1,465","-19.4%"],["Clarksburg","$1,465","-19.4%"],["Brookston","$1,465","-19.4%"],["Greenwood","$1,465","-19.4%"],["Avon","$1,466","-19.3%"],["Velpen","$1,466","-19.3%"],["Fountaintown","$1,466","-19.3%"],["Walkerton","$1,467","-19.3%"],["Millhousen","$1,467","-19.3%"],["Macy","$1,467","-19.3%"],["Bath","$1,468","-19.2%"],["Fairland","$1,468","-19.2%"],["Plymouth","$1,469","-19.2%"],["Finly","$1,471","-19.1%"],["South Bend","$1,471","-19.1%"],["Troy","$1,471","-19.1%"],["Smithville-Sanders","$1,472","-19.0%"],["Fortville","$1,472","-19.0%"],["Evanston","$1,473","-18.9%"],["Santa Claus","$1,474","-18.9%"],["Notre Dame","$1,474","-18.9%"],["Plainfield","$1,475","-18.8%"],["Metamora","$1,475","-18.8%"],["West Middleton","$1,475","-18.8%"],["Kingman","$1,475","-18.8%"],["Akron","$1,475","-18.8%"],["New Palestine","$1,477","-18.7%"],["Winamac","$1,477","-18.7%"],["Lamar","$1,477","-18.7%"],["Rome","$1,478","-18.7%"],["Deedsville","$1,478","-18.7%"],["La Paz","$1,478","-18.7%"],["Universal","$1,478","-18.7%"],["Buffalo","$1,479","-18.6%"],["Norway","$1,479","-18.6%"],["Athens","$1,480","-18.6%"],["Royal Center","$1,480","-18.6%"],["Spurgeon","$1,480","-18.6%"],["Monon","$1,480","-18.6%"],["McCordsville","$1,480","-18.6%"],["Putnamville","$1,480","-18.6%"],["Dale","$1,481","-18.5%"],["Monrovia","$1,481","-18.5%"],["Perrysville","$1,482","-18.5%"],["Monticello","$1,482","-18.5%"],["Tyner","$1,482","-18.5%"],["West College Corner","$1,482","-18.5%"],["Wolcott","$1,482","-18.5%"],["Bristow","$1,483","-18.4%"],["Vincennes","$1,483","-18.4%"],["Tell City","$1,483","-18.4%"],["Chalmers","$1,483","-18.4%"],["Saint Meinrad","$1,485","-18.3%"],["Fulton","$1,486","-18.2%"],["Westport","$1,486","-18.2%"],["Blanford","$1,486","-18.2%"],["Gentryville","$1,486","-18.2%"],["Culver","$1,486","-18.2%"],["Batesville","$1,487","-18.2%"],["Lincoln City","$1,487","-18.2%"],["Decker","$1,487","-18.2%"],["Oakland City","$1,488","-18.1%"],["Hudson Lake","$1,488","-18.1%"],["Mill Creek","$1,488","-18.1%"],["Bridgeton","$1,488","-18.1%"],["Elberfeld","$1,488","-18.1%"],["Idaville","$1,489","-18.1%"],["Cannelton","$1,489","-18.1%"],["Derby","$1,489","-18.1%"],["Mariah Hill","$1,490","-18.0%"],["Cannelburg","$1,490","-18.0%"],["Greencastle","$1,490","-18.0%"],["Napoleon","$1,490","-18.0%"],["Branchville","$1,490","-18.0%"],["Francesville","$1,490","-18.0%"],["New Trenton","$1,491","-18.0%"],["Kentland","$1,491","-18.0%"],["Fillmore","$1,492","-17.9%"],["Leopold","$1,492","-17.9%"],["Bainbridge","$1,493","-17.8%"],["Reynolds","$1,493","-17.8%"],["Newport","$1,493","-17.8%"],["Stanford","$1,494","-17.8%"],["Kewanna","$1,494","-17.8%"],["Leiters Ford","$1,494","-17.8%"],["Donaldson","$1,494","-17.8%"],["Ingalls","$1,495","-17.7%"],["Koontz Lake","$1,496","-17.7%"],["Morris","$1,496","-17.7%"],["Scipio","$1,496","-17.7%"],["Fish Lake","$1,497","-17.6%"],["Osgood","$1,497","-17.6%"],["Grass Creek","$1,498","-17.6%"],["Bellmore","$1,499","-17.5%"],["Bruceville","$1,499","-17.5%"],["Francisco","$1,499","-17.5%"],["Reelsville","$1,499","-17.5%"],["Star City","$1,500","-17.5%"],["Wheatland","$1,500","-17.5%"],["Grandview","$1,501","-17.4%"],["Hazleton","$1,501","-17.4%"],["North Salem","$1,502","-17.4%"],["Fulda","$1,502","-17.4%"],["Smithville","$1,503","-17.3%"],["Burnettsville","$1,503","-17.3%"],["Delong","$1,503","-17.3%"],["Goodland","$1,503","-17.3%"],["Seymour","$1,504","-17.2%"],["Monroe City","$1,504","-17.2%"],["Edwardsport","$1,504","-17.2%"],["Lynnville","$1,505","-17.2%"],["Cortland","$1,505","-17.2%"],["Bloomingdale","$1,505","-17.2%"],["Clinton","$1,506","-17.1%"],["Ragsdale","$1,506","-17.1%"],["Crothersville","$1,506","-17.1%"],["Buckskin","$1,506","-17.1%"],["Monterey","$1,506","-17.1%"],["Fairview Park","$1,507","-17.1%"],["St. Bernice","$1,507","-17.1%"],["Patoka","$1,507","-17.1%"],["Ellettsville","$1,507","-17.1%"],["Cayuga","$1,507","-17.1%"],["Rockville","$1,507","-17.1%"],["Martinsville","$1,508","-17.0%"],["Bicknell","$1,508","-17.0%"],["Princeton","$1,508","-17.0%"],["Chrisney","$1,508","-17.0%"],["Brook","$1,508","-17.0%"],["Odon","$1,509","-17.0%"],["Coatesville","$1,509","-17.0%"],["Washington","$1,509","-17.0%"],["Amo","$1,509","-17.0%"],["Morgantown","$1,509","-17.0%"],["Friendship","$1,509","-17.0%"],["Stinesville","$1,509","-17.0%"],["Pierceville","$1,510","-16.9%"],["Wyatt","$1,511","-16.9%"],["Medaryville","$1,512","-16.8%"],["Richland","$1,512","-16.8%"],["Cedar Grove","$1,513","-16.7%"],["Tennyson","$1,514","-16.7%"],["Holton","$1,514","-16.7%"],["Montgomery","$1,514","-16.7%"],["Trafalgar","$1,515","-16.6%"],["Grovertown","$1,515","-16.6%"],["Rockport","$1,515","-16.6%"],["Remington","$1,515","-16.6%"],["Fort Branch","$1,516","-16.6%"],["Unionville","$1,516","-16.6%"],["Saint Croix","$1,517","-16.5%"],["Loogootee","$1,517","-16.5%"],["Rosedale","$1,517","-16.5%"],["Kurtz","$1,517","-16.5%"],["Newburgh","$1,518","-16.5%"],["Oaktown","$1,518","-16.5%"],["Versailles","$1,519","-16.4%"],["Rensselaer","$1,519","-16.4%"],["Marshall","$1,519","-16.4%"],["Owensville","$1,520","-16.4%"],["Stilesville","$1,520","-16.4%"],["Gosport","$1,521","-16.3%"],["Russellville","$1,521","-16.3%"],["Heritage Lake","$1,522","-16.3%"],["Haubstadt","$1,522","-16.3%"],["Mackey","$1,522","-16.3%"],["Hamlet","$1,523","-16.2%"],["Dana","$1,523","-16.2%"],["Chandler","$1,523","-16.2%"],["Sandborn","$1,524","-16.1%"],["Freelandville","$1,524","-16.1%"],["Mecca","$1,525","-16.1%"],["Tunnelton","$1,525","-16.1%"],["Morocco","$1,525","-16.1%"],["Somerville","$1,526","-16.0%"],["Elnora","$1,526","-16.0%"],["Hatfield","$1,527","-16.0%"],["Milan","$1,528","-15.9%"],["San Pierre","$1,528","-15.9%"],["Paris Crossing","$1,529","-15.9%"],["Princes Lakes","$1,529","-15.9%"],["Butlerville","$1,531","-15.8%"],["Muscatatuck","$1,531","-15.8%"],["Nebraska","$1,531","-15.8%"],["Boonville","$1,531","-15.8%"],["Valparaiso","$1,531","-15.8%"],["Brookville","$1,531","-15.8%"],["Sunman","$1,532","-15.7%"],["Hayden","$1,532","-15.7%"],["Cory","$1,532","-15.7%"],["Switz City","$1,533","-15.6%"],["Plainville","$1,533","-15.6%"],["Crane","$1,533","-15.6%"],["Crane Naval Depot","$1,533","-15.6%"],["Cross Plains","$1,534","-15.6%"],["Lawrenceburg","$1,534","-15.6%"],["North Judson","$1,535","-15.5%"],["Westphalia","$1,535","-15.5%"],["Hidden Valley","$1,535","-15.5%"],["Brownstown","$1,536","-15.5%"],["Greendale","$1,536","-15.5%"],["Mount Ayr","$1,536","-15.5%"],["Avoca","$1,536","-15.5%"],["Norman","$1,537","-15.4%"],["Ora","$1,537","-15.4%"],["Freetown","$1,537","-15.4%"],["New Goshen","$1,537","-15.4%"],["Bright","$1,538","-15.4%"],["Freedom","$1,538","-15.4%"],["Thayer","$1,539","-15.3%"],["Huron","$1,539","-15.3%"],["Montezuma","$1,539","-15.3%"],["Country Squire Lakes","$1,540","-15.3%"],["Mount Vernon","$1,540","-15.3%"],["Tefft","$1,540","-15.3%"],["Linton","$1,541","-15.2%"],["La Crosse","$1,541","-15.2%"],["North Vernon","$1,541","-15.2%"],["North Terre Haute","$1,541","-15.2%"],["Kingsford Heights","$1,542","-15.2%"],["Bowling Green","$1,543","-15.1%"],["Aurora","$1,543","-15.1%"],["Patricksburg","$1,543","-15.1%"],["West Harrison","$1,543","-15.1%"],["Shepardsville","$1,544","-15.0%"],["Knox","$1,544","-15.0%"],["Hymera","$1,544","-15.0%"],["Seelyville","$1,544","-15.0%"],["Wanatah","$1,544","-15.0%"],["Eminence","$1,544","-15.0%"],["Worthington","$1,544","-15.0%"],["Poland","$1,545","-15.0%"],["Sumava Resorts","$1,545","-15.0%"],["Spencer","$1,545","-15.0%"],["Bass Lake","$1,545","-15.0%"],["Hanna","$1,546","-14.9%"],["Wheatfield","$1,546","-14.9%"],["Medora","$1,546","-14.9%"],["New Harmony","$1,546","-14.9%"],["Hillsdale","$1,547","-14.9%"],["Commiskey","$1,547","-14.9%"],["Burns Harbor","$1,547","-14.9%"],["Guilford","$1,547","-14.9%"],["Griffin","$1,548","-14.8%"],["Staunton","$1,548","-14.8%"],["Centerpoint","$1,548","-14.8%"],["Knightsville","$1,548","-14.8%"],["Oolitic","$1,549","-14.8%"],["Fair Oaks","$1,549","-14.8%"],["Scotland","$1,549","-14.8%"],["Salt Creek Commons","$1,549","-14.8%"],["Porter","$1,549","-14.8%"],["Rolling Prairie","$1,549","-14.8%"],["Chesterton","$1,549","-14.8%"],["Brazil","$1,550","-14.7%"],["Union Mills","$1,550","-14.7%"],["Lyons","$1,550","-14.7%"],["Fontanet","$1,550","-14.7%"],["Moores Hill","$1,551","-14.7%"],["South Haven","$1,551","-14.7%"],["Vallonia","$1,552","-14.6%"],["Dillsboro","$1,552","-14.6%"],["Heltonville","$1,552","-14.6%"],["Bedford","$1,552","-14.6%"],["Shoals","$1,552","-14.6%"],["Aberdeen","$1,552","-14.6%"],["Cynthiana","$1,553","-14.5%"],["Mitchell","$1,553","-14.5%"],["Cordry Sweetwater Lakes","$1,553","-14.5%"],["Inglefield","$1,554","-14.5%"],["Poseyville","$1,555","-14.4%"],["Bloomfield","$1,555","-14.4%"],["Sullivan","$1,556","-14.4%"],["Graysville","$1,557","-14.3%"],["Roselawn","$1,558","-14.3%"],["Evansville","$1,558","-14.3%"],["Wadesville","$1,558","-14.3%"],["Shorewood Forest","$1,558","-14.3%"],["Michiana Shores","$1,559","-14.2%"],["Portage","$1,559","-14.2%"],["Solsberry","$1,559","-14.2%"],["Trail Creek","$1,559","-14.2%"],["New Albany","$1,559","-14.2%"],["Kingsbury","$1,560","-14.2%"],["Clay City","$1,560","-14.2%"],["Merom","$1,561","-14.1%"],["Long Beach","$1,561","-14.1%"],["Koleen","$1,561","-14.1%"],["Shelburn","$1,561","-14.1%"],["Terre Haute","$1,561","-14.1%"],["Springville","$1,562","-14.1%"],["Michigan City","$1,563","-14.0%"],["St. Mary of the Woods","$1,563","-14.0%"],["Melody Hill","$1,563","-14.0%"],["La Porte","$1,563","-14.0%"],["Carbon","$1,563","-14.0%"],["Newberry","$1,563","-14.0%"],["Kouts","$1,564","-13.9%"],["Dugger","$1,565","-13.9%"],["Ogden Dunes","$1,565","-13.9%"],["Midland","$1,566","-13.8%"],["French Lick","$1,566","-13.8%"],["Williams","$1,566","-13.8%"],["West Terre Haute","$1,568","-13.7%"],["Westville","$1,568","-13.7%"],["De Motte","$1,569","-13.7%"],["Owensburg","$1,569","-13.7%"],["Helmsburg","$1,569","-13.7%"],["Paxton","$1,571","-13.6%"],["Clarksville","$1,572","-13.5%"],["Lake Village","$1,573","-13.4%"],["Jasonville","$1,573","-13.4%"],["Pimento","$1,574","-13.4%"],["Eckerty","$1,574","-13.4%"],["Coalmont","$1,575","-13.3%"],["Lowell","$1,576","-13.3%"],["Coal City","$1,576","-13.3%"],["Paragon","$1,576","-13.3%"],["Hanover","$1,576","-13.3%"],["West Baden Springs","$1,577","-13.2%"],["Quincy","$1,577","-13.2%"],["Lewis","$1,577","-13.2%"],["Rising Sun","$1,578","-13.2%"],["Mount Saint Francis","$1,579","-13.1%"],["Sellersburg","$1,579","-13.1%"],["Williams Creek","$1,579","-13.1%"],["Orleans","$1,579","-13.1%"],["Taswell","$1,579","-13.1%"],["Meridian Hills","$1,580","-13.1%"],["Lake Dalecarlia","$1,582","-13.0%"],["Austin","$1,583","-12.9%"],["Sulphur","$1,583","-12.9%"],["Paoli","$1,584","-12.8%"],["Boone Grove","$1,584","-12.8%"],["Farmersburg","$1,586","-12.7%"],["Floyds Knobs","$1,586","-12.7%"],["Bradford","$1,587","-12.7%"],["Beech Grove","$1,587","-12.7%"],["East Enterprise","$1,588","-12.6%"],["English","$1,588","-12.6%"],["Grantsburg","$1,588","-12.6%"],["Hebron","$1,589","-12.6%"],["Dupont","$1,590","-12.5%"],["Milltown","$1,591","-12.5%"],["Charlestown","$1,591","-12.5%"],["Utica","$1,592","-12.4%"],["Lanesville","$1,592","-12.4%"],["Memphis","$1,592","-12.4%"],["New Middletown","$1,594","-12.3%"],["Elizabeth","$1,594","-12.3%"],["Camby","$1,595","-12.2%"],["Salem","$1,595","-12.2%"],["Carlisle","$1,596","-12.2%"],["Leavenworth","$1,596","-12.2%"],["Patriot","$1,597","-12.1%"],["Deputy","$1,598","-12.1%"],["Campbellsburg","$1,598","-12.1%"],["Hardinsburg","$1,598","-12.1%"],["Ramsey","$1,598","-12.1%"],["Florence","$1,598","-12.1%"],["Marengo","$1,598","-12.1%"],["Madison","$1,599","-12.0%"],["Scottsburg","$1,599","-12.0%"],["Canaan","$1,601","-11.9%"],["Bennington","$1,601","-11.9%"],["Clermont","$1,601","-11.9%"],["Nashville","$1,602","-11.8%"],["Jeffersonville","$1,602","-11.8%"],["Highland","$1,602","-11.8%"],["Schneider","$1,603","-11.8%"],["Town of Pines","$1,604","-11.7%"],["Fredericksburg","$1,604","-11.7%"],["Bethlehem","$1,606","-11.6%"],["Marysville","$1,606","-11.6%"],["Vevay","$1,607","-11.6%"],["Henryville","$1,607","-11.6%"],["Central","$1,608","-11.5%"],["Borden","$1,608","-11.5%"],["Beverly Shores","$1,608","-11.5%"],["Crandall","$1,609","-11.5%"],["Mauckport","$1,609","-11.5%"],["Nabb","$1,609","-11.5%"],["Corydon","$1,610","-11.4%"],["Georgetown","$1,611","-11.4%"],["Palmyra","$1,611","-11.4%"],["Depauw","$1,612","-11.3%"],["Laconia","$1,612","-11.3%"],["Cumberland","$1,614","-11.2%"],["New Washington","$1,618","-11.0%"],["Underwood","$1,618","-11.0%"],["Southport","$1,621","-10.8%"],["Pekin","$1,622","-10.7%"],["New Salisbury","$1,625","-10.6%"],["Leroy","$1,627","-10.5%"],["Homecroft","$1,628","-10.4%"],["Crown Point","$1,631","-10.3%"],["Lakes Of The Four Seasons","$1,631","-10.3%"],["Cedar Lake","$1,631","-10.3%"],["West Newton","$1,633","-10.1%"],["Dyer","$1,635","-10.0%"],["Otisco","$1,637","-9.9%"],["Schererville","$1,640","-9.8%"],["Indianapolis","$1,641","-9.7%"],["St. John","$1,642","-9.6%"],["Winfield","$1,643","-9.6%"],["Speedway","$1,650","-9.2%"],["Hobart","$1,655","-8.9%"],["Warren Park","$1,658","-8.8%"],["Lawrence","$1,660","-8.7%"],["Merrillville","$1,663","-8.5%"],["Griffith","$1,689","-7.1%"],["Munster","$1,693","-6.8%"],["Rocky Ripple","$1,761","-3.1%"],["Wheeler","$1,807","-0.6%"],["New Chicago","$1,849","1.7%"],["Lake Station","$1,939","6.7%"],["Whiting","$2,009","10.5%"],["Hammond","$2,020","11.2%"],["Gary","$2,195","20.8%"],["East Chicago","$2,213","21.8%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Indiana rate changes by company

In Indiana, auto insurance providers decreased their premiums in 2020 by 4.4%, continuing a streak of lowering rates from previous years. State Farm showed the most significant decrease in premiums, reducing its rates 9.8% compared to 2019. Many other insurance providers in Indiana also decided to offer lower rates during 2020. For instance, Progressive and Erie reduced their rates 7.2% and 5.9%, respectively.

Insurer
Premiums written (millions) 2019
Rate change 2019
Rate change 2020
State Farm$834.5-2.6%-9.8%
Progressive$527.5-5.5%-7.2%
Allstate$324.64.4%-0.1%
Indiana Farm Bureau$292.01.0%-1.7%
Geico$276.9-3.2%-0.6%
Liberty Mutual$202.7-0.1%2.0%
American Family$184.28.8%-1.0%
Erie$167.62.5%-5.9%
Auto-Owners$121.70.0%0.9%
USAA$113.01.0%1.1%
{"alignsHorizontal":["left","right","right","right"],"alignsVertical":[],"columnWidths":[],"data":[["Insurer","Premiums written (millions) 2019","Rate change 2019","Rate change 2020"],["State Farm","$834.5","-2.6%","-9.8%"],["Progressive","$527.5","-5.5%","-7.2%"],["Allstate","$324.6","4.4%","-0.1%"],["Indiana Farm Bureau","$292.0","1.0%","-1.7%"],["Geico","$276.9","-3.2%","-0.6%"],["Liberty Mutual","$202.7","-0.1%","2.0%"],["American Family","$184.2","8.8%","-1.0%"],["Erie","$167.6","2.5%","-5.9%"],["Auto-Owners","$121.7","0.0%","0.9%"],["USAA","$113.0","1.0%","1.1%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Minimum requirements for auto insurance coverage in Indiana

Indiana requires drivers to have a minimum amount of liability coverage in their auto insurance policies.

Liability
Minimum coverage
Bodily injury (BI)$25,000 per person and $50,000 per accident
Property damage (PD)$25,000 per accident
Uninsured motorist bodily injury (UMBI)$25,000 per person and $50,000 per accident
{"alignsHorizontal":[],"alignsVertical":[],"columnWidths":[],"data":[["Liability","Minimum coverage"],["\u003Cstrong\u003EBodily injury (BI)\u003C\/strong\u003E","$25,000 per person and $50,000 per accident"],["\u003Cstrong\u003EProperty damage (PD)\u003C\/strong\u003E","$25,000 per accident"],["\u003Cstrong\u003EUninsured motorist bodily injury (UMBI)\u003C\/strong\u003E","$25,000 per person and $50,000 per accident"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Even though these are the lowest coverage limits you can get, we'd recommend increasing the limits to match how much your assets are worth. Your insurer will only cover you up to the stated limits, which could leave you financially vulnerable after an expensive car accident.

Recap of the cheapest auto insurance in Indiana

  • Minimum coverage: Erie
  • Full coverage: Erie
  • After an at-fault accident: State Farm
  • After a speeding ticket: Erie
  • After a DUI: Progressive
  • Poor credit history: Geico
  • Very good credit history: State Farm
  • Married couples: Erie
  • Young drivers: Erie
  • Young drivers with one accident: Erie
  • Young drivers with speeding ticket: Erie

Methodology

We collected thousands of rates from ZIP codes across Indiana for the largest 10 insurers. We used a sample driver with the following profile:

  • 30-year-old man
  • Drives a 2015 Honda Civic EX
  • Average credit

The base policy for the study was a full-coverage policy with the following limits:

Coverage type
Study limits
Bodily liability$50,000 per person/$100,000 per accident
Personal injury protection$10,000
Property damage$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible
{"alignsHorizontal":[],"alignsVertical":[],"columnWidths":[],"data":[["Coverage type","Study limits"],["Bodily liability","$50,000 per person\/$100,000 per accident"],["Personal injury protection","$10,000"],["Property damage","$25,000 per accident"],["Uninsured\/underinsured motorist bodily injury","$50,000 per person\/$100,000 per accident"],["Comprehensive and collision","$500 deductible"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","minWidth":"100%","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

For our minimum-coverage policy, we quoted a policy with the minimum required limits in Indiana, above.

For other rates analyses (age, credit score, accident history and marriage status) the base policy listed above was alternated to reflect the new driver.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.