Best Car Insurance Rates in Iowa (2019)

Find the Cheapest Auto Insurance Quotes in Your Area

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We analyzed auto insurance quotes from the largest insurers to find the best car insurance rates in Iowa. Our research compared annual premiums using a sample local driver profile as a benchmark, and found that while premiums average $1,147 per year for our driver, they differed dramatically by city and company.

In Iowa, rates varied by $1,252 a year between the costliest and the cheapest car insurance companies. This gap underscores the need to compare quotes near you (three at a minimum) to make sure you're getting good rates. Read more below, or enter your zip code above to compare rates from car insurance companies in your area.

Cheapest Auto Insurance in Iowa

To determine which carriers had the best car insurance rates in Iowa, we looked at car insurance quotes from 12 companies across 158 cities for our male driver’s Toyota Camry. Out of those carriers, here are the five with the cheapest auto insurance rates overall:

This graph shows the five insurers that ranked with the most affordable auto insurance rates in our Iowa analysis: Progressive, Hastings, Partner Mutual, Farm Bureau Mutual, and State Farm.

Find the Cheapest Auto Insurance Quotes in Your Area

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Three insurers, Progressive, Hastings, and Partners Mutual, had the best local rates for insuring our driver’s vehicle. Farm Bureau Mutual, State Farm, and GEICO were three other companies that also had some of the cheapest car insurance quotes in Iowa. These six companies had an average annual premium of $879, which was 23% cheaper than the 12-company mean in the state.

Most Expensive Auto Insurance Companies in Iowa

On the other hand, the most expensive companies in Iowa were: Victoria Insurance, MetLife, and Sentry. They offered the three highest annual premiums for our profiled driver in Iowa, and averaged about $1,781 a year - 55% more expensive than the Iowa mean. The three priciest companies cost about 2x the three cheapest companies' mean, potentially equivalent to two years' worth of coverage in the Hawkeye State.

List of Car Insurance Companies

Here is a table with all the Iowa auto insurance companies in our study, from the cheapest rates to the most expensive, and their respective average annual cost of insurance for our sample drivers:

CompanyYearly Rate
Progressive$715
Hastings$821
Partner Mutual$858
Farm Bureau Mutual$945
State Farm$950
GEICO$985
Western National$987
American Family$1,068
Farmers$1,093
Sentry$1,409
Victoria$1,966
MetLife$1,967

Best Auto Insurance Companies in Iowa

To find the best auto insurance companies near you, we compared the complaint index of the largest companies in Iowa. A complaint index is a measure of how satisfied consumers are with their carriers, based on receiving the fewest complaints, and how well an insurer is performing compared to its competitors. We calculate the Iowa index by finding companies’ complaints relative to written premiums. An index of 1 is average; the lower the index number, the better the company is rated and is performing versus its competitors.

Among the largest insurers in the state, Grinnell Mutual, West Bend, and State Farm were the best-rated car insurance companies in Iowa.

CompanyPremiums Written in IowaComplaint Index
State Farm$389,032,0000.44
Progressive$285,107,0000.75
Nationwide$180,621,0000.65
Iowa Farm Bureau$119,308,0000.77
American Family$111,227,0000.79
Grinnell Mutual Insurance$78,945,0000.07
GEICO$64,044,0001.00
IMT Group Insurance$57,498,0003.45
Allstate$56,702,0001.01
West Bend Insurance$38,498,0000.33

Cheapest Car Insurance in Iowa: by City

As to who the most affordable companies are at the local level, take a look at our table below. We've outlined the three insurers with the best auto insurance rates in ten of the largest cities and towns in Iowa to provide motorists with a more local view. Keep in mind that these rates are based on our single male driver with a good credit score and excellent track record on the road, and your actual quotes will differ since they're tailored to your coverage amounts, vehicle, and past driving history, etc.

CityCompanyYearly Rate
AckleyProgressive$646
Hastings$804
Partner Mutual$816
AdelProgressive$663
Partner Mutual$708
Hastings$816
AkronProgressive$710
Hastings$828
State Farm$912
AkronPartner Mutual$912
Progressive$724
Hastings$840
AlbiaPartner Mutual$888
Progressive$630
Hastings$840
AlgonaFarm Bureau Mutual$876
Progressive$717
Partner Mutual$816
AllisonHastings$828
Progressive$727
Partner Mutual$732
AltoonaFarm Bureau Mutual$852
Hastings$636
Progressive$644
AmesPartner Mutual$744
Progressive$704
Hastings$804
AnamosaPartner Mutual$816
Hastings$804
Progressive$809
AtlanticPartner Mutual$888
Progressive$765
Hastings$828
AudubonPartner Mutual$888
Hastings$852
Progressive$886
BedfordPartner Mutual$888
Progressive$711
Hastings$804
Belle PlainePartner Mutual$816
Partner Mutual$816
Progressive$820
BellevueHastings$828
Progressive$667
Partner Mutual$816
BelmondHastings$876
Farm Bureau Mutual$876
Progressive$701
BettendorfHastings$804
Farm Bureau Mutual$852
Progressive$838
BloomfieldHastings$840
Partner Mutual$888
Progressive$639
BooneHastings$780
Farm Bureau Mutual$804
Progressive$635
BrittPartner Mutual$816
Hastings$840
Progressive$619
Buffalo CenterFarm Bureau Mutual$804
Partner Mutual$816
Progressive$697
BurlingtonHastings$816
State Farm$876
Progressive$795
CalmarHastings$804
Partner Mutual$816
Progressive$621
CarrollHastings$780
Partner Mutual$888
Progressive$763
CascadePartner Mutual$816
Hastings$816
Progressive$696
Cedar FallsHastings$768
Western National$876
Progressive$692
Cedar RapidsHastings$768
Partner Mutual$816
Progressive$736
CentervilleHastings$840
Partner Mutual$888
Progressive$754
CharitonHastings$840
Partner Mutual$888
Progressive$715
Charles CityPartner Mutual$816
Hastings$816
Progressive$669
CherokeeHastings$828
Partner Mutual$912
Progressive$808
ClarindaHastings$828
Partner Mutual$888
Progressive$617
ClarionPartner Mutual$816
Hastings$876
Progressive$612
Clear LakeHastings$780
Partner Mutual$816
Progressive$672
ClintonHastings$888
Farm Bureau Mutual$900
Progressive$745
Columbus JunctionHastings$840
Partner Mutual$888
Progressive$658
ConradHastings$804
Partner Mutual$816
Hastings$852
CorningProgressive$871
Partner Mutual$888
Progressive$840
CorydonHastings$840
Partner Mutual$888
Progressive$950
Council BluffsState Farm$1,008
Western National$1,008
Progressive$726
CrescoHastings$804
Partner Mutual$816
Progressive$820
CrestonHastings$852
Partner Mutual$888
Progressive$752
DanburyHastings$828
Partner Mutual$912
Farm Bureau Mutual$912
DavenportProgressive$772
Hastings$840
Partner Mutual$900
DecorahProgressive$777
Hastings$780
Partner Mutual$816
DenisonProgressive$722
Hastings$828
Partner Mutual$888
DenverProgressive$704
Hastings$804
Partner Mutual$816
Des MoinesHastings$1,044
Farm Bureau Mutual$1,104
Partner Mutual$1,188
DewittProgressive$630
Hastings$840
Partner Mutual$852
DiagonalHastings$816
Partner Mutual$888
Progressive$895
DubuqueProgressive$715
Hastings$876
Western National$876
DyersvilleProgressive$696
Partner Mutual$816
Hastings$816
DysartProgressive$690
Hastings$804
Partner Mutual$816
Eagle GroveProgressive$640
Hastings$876
Farm Bureau Mutual$876
EldridgeProgressive$635
Hastings$804
Partner Mutual$852
ElginHastings$804
Partner Mutual$816
Progressive$856
ElkaderHastings$804
Partner Mutual$816
Progressive$840
EmmetsburgProgressive$717
Hastings$840
State Farm$900
EsthervilleProgressive$631
Hastings$840
Partner Mutual$912
FairfieldProgressive$683
Hastings$840
Partner Mutual$888
FayetteProgressive$763
Hastings$804
Partner Mutual$816
Forest CityProgressive$644
Partner Mutual$816
Hastings$840
Fort DodgeProgressive$724
Hastings$828
State Farm$876
Fort MadisonProgressive$720
Hastings$828
Partner Mutual$888
GladbrookProgressive$719
Hastings$804
Partner Mutual$816
GlenwoodHastings$828
Partner Mutual$888
Progressive$927
GreenfieldProgressive$798
Hastings$828
Partner Mutual$888
GrinnellProgressive$736
Hastings$840
Partner Mutual$852
Grundy CenterProgressive$679
Hastings$804
Partner Mutual$816
Guthrie CenterProgressive$786
Hastings$828
Partner Mutual$888
GuttenbergProgressive$793
Hastings$804
Partner Mutual$816
HamburgHastings$828
Progressive$863
Partner Mutual$888
HamptonProgressive$644
Hastings$804
Partner Mutual$816
HarlanProgressive$724
Hastings$828
Partner Mutual$888
HudsonProgressive$688
Hastings$804
Partner Mutual$816
HullProgressive$704
Hastings$840
Partner Mutual$912
HullFarm Bureau Mutual$912
Progressive$715
Hastings$876
HumboldtPartner Mutual$912
Farm Bureau Mutual$912
Progressive$722
Ida GroveHastings$828
Partner Mutual$912
Progressive$688
IndependenceHastings$780
Partner Mutual$816
Progressive$738
IndianolaHastings$780
Partner Mutual$804
Progressive$736
InwoodHastings$816
Partner Mutual$912
Progressive$651
Iowa CityPartner Mutual$660
Hastings$708
Progressive$623
Iowa FallsHastings$804
Partner Mutual$816
Progressive$679
JesupHastings$804
Partner Mutual$816
Partner Mutual$660
KalonaProgressive$690
Hastings$840
Progressive$654
KanawhaPartner Mutual$816
Hastings$840
Progressive$694
KeokukHastings$828
Partner Mutual$888
Progressive$678
KeotaHastings$840
Partner Mutual$852
Progressive$663
KnoxvilleHastings$840
Partner Mutual$852
Progressive$745
La Porte CityHastings$804
Partner Mutual$816
Progressive$646
Lake CityHastings$828
Farm Bureau Mutual$876
Progressive$606
Lake MillsPartner Mutual$816
Hastings$840
Progressive$653
Le MarsHastings$828
State Farm$876
Hastings$828
LoganProgressive$834
Partner Mutual$888
Progressive$763
ManchesterHastings$804
Partner Mutual$816
Progressive$697
MansonHastings$828
Farm Bureau Mutual$888
Progressive$797
MapletonHastings$828
Partner Mutual$912
Partner Mutual$816
MaquoketaHastings$828
Progressive$840
Progressive$662
MarionHastings$768
Partner Mutual$816
Progressive$719
MarshalltownHastings$816
Partner Mutual$828
Progressive$624
Mason CityPartner Mutual$636
Hastings$792
Progressive$781
McgregorHastings$804
Partner Mutual$816
Progressive$683
MediapolisHastings$840
Partner Mutual$888
Progressive$797
Missouri ValleyHastings$828
Partner Mutual$888
Progressive$692
MonroeFarm Bureau Mutual$816
Partner Mutual$852
Hastings$852
MonticelloProgressive$717
Hastings$804
Partner Mutual$816
Mount AyrHastings$816
Progressive$827
Partner Mutual$888
Mount PleasantProgressive$669
Hastings$840
Partner Mutual$888
Mount VernonProgressive$727
Hastings$804
Partner Mutual$816
MovilleProgressive$649
Hastings$828
Partner Mutual$912
MuscatineProgressive$623
Partner Mutual$804
Farm Bureau Mutual$816
NashuaProgressive$711
Hastings$804
Partner Mutual$816
NevadaProgressive$631
Hastings$636
Partner Mutual$816
NevadaFarm Bureau Mutual$816
Progressive$738
Hastings$804
New HamptonPartner Mutual$816
Progressive$678
Hastings$816
New SharonPartner Mutual$852
Progressive$704
Farm Bureau Mutual$816
NewtonHastings$828
Progressive$654
Hastings$720
North LibertyFarm Bureau Mutual$840
Progressive$708
Hastings$804
NorthwoodPartner Mutual$816
Progressive$696
Hastings$828
OdeboltPartner Mutual$912
Progressive$717
Hastings$804
OelweinPartner Mutual$816
Progressive$662
Hastings$780
OgdenPartner Mutual$816
Progressive$672
Hastings$840
Orange CityFarm Bureau Mutual$888
Progressive$663
Hastings$804
OsagePartner Mutual$816
Progressive$775
Hastings$852
OsceolaPartner Mutual$888
Progressive$671
Hastings$816
OskaloosaPartner Mutual$852
Progressive$779
Hastings$804
OssianPartner Mutual$816
Progressive$690
Hastings$828
OttumwaState Farm$900
Farm Bureau Mutual$900
Progressive$679
PellaHastings$780
Partner Mutual$852
Progressive$633
PerryPartner Mutual$708
Hastings$816
Hastings$828
Red OakProgressive$879
Partner Mutual$888
Progressive$690
ReinbeckHastings$804
Partner Mutual$816
Progressive$724
Rock RapidsHastings$816
Partner Mutual$912
Progressive$635
RockwellHastings$804
Partner Mutual$816
Progressive$653
SheffieldHastings$804
Partner Mutual$816
Progressive$674
SheldonHastings$840
Partner Mutual$912
Hastings$828
ShenandoahProgressive$863
Partner Mutual$888
Progressive$679
SigourneyHastings$840
Partner Mutual$852
Progressive$729
Sioux CityFarm Bureau Mutual$972
Hastings$984
Progressive$624
SlaterHastings$636
Partner Mutual$816
Hastings$720
SolonProgressive$744
Partner Mutual$852
Progressive$628
SpencerHastings$780
State Farm$912
Partner Mutual$912
Spirit LakeProgressive$685
Hastings$780
Partner Mutual$912
State CenterProgressive$619
Partner Mutual$816
Farm Bureau Mutual$816
Storm LakeProgressive$603
Hastings$876
Partner Mutual$912
TamaHastings$804
Partner Mutual$816
Progressive$820
TiptonProgressive$687
Hastings$840
Farm Bureau Mutual$840
ToledoProgressive$683
Hastings$804
Partner Mutual$816
TraerProgressive$715
Hastings$804
Partner Mutual$816
VintonProgressive$678
Hastings$804
Partner Mutual$816
WashingtonProgressive$711
Hastings$840
Partner Mutual$852
WaterlooProgressive$727
Hastings$768
Western National$876
WaukonHastings$804
Partner Mutual$816
Progressive$823
WaverlyProgressive$646
Hastings$804
Partner Mutual$816
Webster CityProgressive$640
Hastings$780
Partner Mutual$912
Webster CityFarm Bureau Mutual$912
Progressive$649
Hastings$840
West BranchPartner Mutual$852
Progressive$639
Hastings$840
West LibertyPartner Mutual$852
Farm Bureau Mutual$852
Progressive$770
West UnionHastings$804
Partner Mutual$816
Progressive$750
WilliamsburgHastings$840
Partner Mutual$852
Farm Bureau Mutual$852
WintersetProgressive$797
Hastings$828
Partner Mutual$888

Cities with the Cheapest Car Insurance in Iowa

Our five most affordable cities had an average annual premium of $1,027 – 11% cheaper than the typical city in Iowa. All of these cities are relatively populated. Out of the 150+ cities in the Hawkeye State, here are the five with the lowest auto insurance costs:

Iowa City, IA

The fifth largest city in Iowa takes the first spot with an average annual rate of $995 – beating the state average by 13%. Iowa City was incorporated in 1839 and was the original capital of the Iowa Territory. One of the largest employers in the city is the University of Iowa Hospitals and Clinics. Also, the city is home to the headquarters of the ACT college testing service.

Mason City, IA

Mason City ranks second on our list of cities with the most affordable auto insurance in Iowa. Local motorists can insure their cars at a rate approximately 13% lower than the state average. The average annual premium is $996. The “River City” is located on the banks of the Winnebago River in northern Iowa and was settled by John McMillin in 1854. The city is famous for its musical heritage. Broadway playwright Meredith Willson, whose most famous work is The Music Man, hailed from Mason City. The city hosts an annual Battle of the Bands called the North Iowa Band Festival.

Ames, IA

Ames was founded in 1864 after the Cedar Rapids and Missouri Railroad laid down tracks in the area. Railroad mogul John Insley Blair and his wife were among the first settlers. Ames is located near Interstate 35 and the cross-country leg of the Union Pacific Railroad. The city is home to Iowa State University of Science and Technology. It is also home to the National Animal Disease Center, the largest federal animal disease center in the U.S. In Ames, the average annual rate for auto insurance is $1,038, about 10% lower than the state mean.

Clear Lake, IA

Clear Lake is home to many state parks and businesses involved in the tourism industry. It is the fourth most affordable city for auto insurance in Iowa. Our sample male driver can insure his car for an annual rate of $1,048, which is about 9% below the state average.

North Liberty, IA

North Liberty has the fifth most affordable auto insurance in Iowa, and it is a town with the second quickest growth rate in the state. Our driver can purchase car insurance at an annual premium of $1,058, which is about 8% lower than the state mean.

Cities with the Most Expensive Car Insurance in Iowa

The cost of auto insurance in the five most expensive cities in Iowa averaged around 19% greater than the state mean. The mean annual premium for these five cities was $1,365. The sizes of these cities range widely in size, from 5,000 to 80,000.

RankCityAverage Annual PremiumsIncrease vs State Average
1Des Moines149630%
2Council Bluffs140222%
3Glenwood133917%
4Corning130514%
5Diagonal128412%

Des Moines, IA

Des Moines is the capital of Iowa. As the most populated city in Iowa, Des Moines is also known as a top location for insurance companies. Our sample driver finds his most expensive annual premium in this city at $1,496, which is about 30% above the state average.

Council Bluffs, IA

Council Bluffs takes the second spot on our list of expensive cities for car insurance. The average annual cost of insurance here is $1,402, 22% less favorable than the state mean. Council Bluffs was at one point fifth largest rail center in the 1930s but the overhaul of the railroad industry meant a major loss of jobs for the city. The Union Pacific Museum, a museum dedicated to the history of the railroad, is big tourist draw.

Glenwood, IA

Glenwood ranks third on our most expensive cities list with an average annual cost of $1,339 – 17% higher than the state mean. Located on the east side of the Missouri River, Glenwood was settled by Mormons in 1848. The city became well-known for its fruit production in the late 1800s. Today, the city draws tourists with the nearby Loess Hills and the National Scenic Byway, which are roads distinguished for their picturesque scenery and other cultural significance.

Corning, IA

Corning takes the fourth spot on our list of expensive insurance with an average annual cost of $1,305 – 14% more expensive than the state mean. The city’s most famous son is the late comedian Johnny Carson. Corning was first established in 1860 by French Icarians, and the French heritage is celebrated today through “Le Festival De L’Heritage Francais.”

Diagonal, IA

Diagonal is the fifth most expensive town for auto insurance in Iowa, with a population of only 328 people in 2015. The town is situated along the Grand River and only has a land area of 0.90 square miles. Drivers can expect annual premiums of $1,284, which is about 12% above the state average.

Average Cost of Auto Insurance in Iowa by City

We've only highlighted the top five cheapest and most expensive cities, but there were a lot of other cities included in our premium comparison analysis. In total, we surveyed 158 cities in Iowa, which ranged from Ackley to Winterset. Based on the average premium data for our profiled drivers within each city, we determined that the statewide mean for Iowa is $1,148 per year. Here are the cities ranked from the lowest rates to the highest rates.

RankCityAverage annual car insurance cost
1Iowa City$995
2Mason City$996
3Ames$1,038
4Clear Lake$1,048
5North Liberty$1,058
6Kalona$1,065
7West Branch$1,070
8Marion$1,070
9 (tie)Kanawha$1,070
9 (tie)Vinton$1,070
11Algona$1,075
12Cedar Falls$1,077
13 (tie)Boone$1,078
13 (tie)West Liberty$1,078
15Charles City$1,078
16Perry$1,078
17Osage$1,079
18Britt$1,079
19Muscatine$1,080
20Ackley$1,081
21Solon$1,082
22Ogden$1,083
23Adel$1,083
24Sigourney$1,085
25Hampton$1,085
26Spencer$1,087
27Estherville$1,092
28Conrad$1,093
29Waterloo$1,094
30Ottumwa$1,096
31Forest City$1,096
32Oelwein$1,097
33Clarion$1,099
34Marshalltown$1,100
35Cedar Rapids$1,101
36Clinton$1,104
37Newton$1,105
38Dubuque$1,106
39Gladbrook$1,106
40Washington$1,108
41Allison$1,108
42Rockwell$1,108
43Belle Plaine$1,110
44Altoona$1,112
45Grundy Center$1,114
46Buffalo Center$1,115
47Burlington$1,116
48 (tie)Lake Mills$1,116
48 (tie)Dewitt$1,116
50Sheldon$1,116
51Eldridge$1,119
52Storm Lake$1,119
53Waverly$1,120
54West Union$1,121
55Hull$1,123
56Cherokee$1,124
57Bettendorf$1,124
58Dyersville$1,124
59Anamosa$1,126
60Independence$1,127
61Sheffield$1,130
62Columbus Junction$1,132
63 (tie)Nevada$1,132
63 (tie)Jesup$1,132
65 (tie)Pella$1,133
65 (tie)Belmond$1,133
67Carroll$1,134
68 (tie)Eagle Grove$1,134
68 (tie)Webster City$1,134
70Orange City$1,134
71Williamsburg$1,135
72Iowa Falls$1,135
73Lake City$1,136
74Hudson$1,136
75 (tie)Fort Dodge$1,136
75 (tie)Mount Vernon$1,136
77 (tie)Indianola$1,138
77 (tie)Manson$1,138
77 (tie)New Hampton$1,138
80State Center$1,138
81Toledo$1,138
82Slater$1,138
83Elgin$1,141
84Fayette$1,141
85Keota$1,142
86Traer$1,142
87Denison$1,143
88Emmetsburg$1,144
89Albia$1,145
90Reinbeck$1,145
91Denver$1,145
92Guttenberg$1,146
93Keokuk$1,146
94Corydon$1,146
95Tipton$1,147
96Dysart$1,147
97Oskaloosa$1,149
98Audubon$1,151
99Manchester$1,152
100Monticello$1,152
101Elkader$1,153
102 (tie)Moville$1,154
102 (tie)Cresco$1,154
104Ida Grove$1,156
105Humboldt$1,157
106Le Mars$1,158
107McGregor$1,159
108Rock Rapids$1,160
109Monroe$1,161
110 (tie)Logan$1,162
110 (tie)Fairfield$1,162
112Fort Madison$1,162
113New Sharon$1,164
114Decorah$1,164
115Mount Pleasant$1,168
116Mapleton$1,168
117Danbury$1,170
118Mediapolis$1,175
119Calmar$1,176
120Knoxville$1,177
121Grinnell$1,177
122Osceola$1,179
123Akron$1,180
124Ossian$1,180
125Northwood$1,181
126Inwood$1,182
127Nashua$1,183
128Cascade$1,183
129La Porte City$1,184
130Centerville$1,196
131Tama$1,198
132Odebolt$1,198
133Waukon$1,199
134Bedford$1,200
135Winterset$1,201
136Spirit Lake$1,201
137Bellevue$1,203
138 (tie)Chariton$1,205
138 (tie)Bloomfield$1,205
140Maquoketa$1,213
141Davenport$1,215
142Harlan$1,220
143Missouri Valley$1,235
144Guthrie Center$1,237
145Greenfield$1,240
146Sioux City$1,243
147Atlantic$1,258
148Creston$1,263
149Clarinda$1,268
150Mount Ayr$1,275
151Hamburg$1,282
152Shenandoah$1,283
153Red Oak$1,283
154Diagonal$1,284
155Corning$1,305
156Glenwood$1,339
157Council Bluffs$1,402
158Des Moines$1,496

Auto Insurance in Iowa: Minimum Coverage Requirements

Iowa is one of the few states in the nation that doesn’t require auto insurance. The law requires that a driver show proof of financial responsibility if he or she gets into an accident or loses driving privileges.

There are a few ways to show proof of financial responsibility in Iowa, including:

  • Proof of Liability Insurance: If you purchase insurance, Iowa requires that it includes at least limits of $20,000 of bodily injury coverage per person, $40,000 of bodily injury coverage per accident, and $15,000 of property damage liability coverage per accident. Insurers are required to offer uninsured motorist coverage as well, but this can be rejected in writing.
  • Bond Insurance Card: If you post a bond of at least $55,000 in value with Iowa’s Department of Transportation, you will receive a bond insurance card which acts as proof of financial responsibility.
  • Security Insurance Card: Similarly, you can file an endorsed certificate of deposit with the State Treasurer to receive a security insurance card. This card indicates that you’ve deposited at least $55,000 with an Iowa bank that can be used to meet your financial responsibilities if you’re at-fault in an accident.

Methodology

For this study, we used a sample profile for a thirty year old single male driver who owned a 2011 Toyota Camry with an average of 12,000 miles annually. He had a good credit history and a stellar driving record. We assumed basic liability protection for the 2011 Toyota Camry. We included national insurers such as GEICO, Allstate, and State Farm as well as regional insurers like Farm Bureau Mutual (IA Group) and Hastings Mutual in our study.

Comments and Questions

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.