How Does Orthodontic Insurance Work?
Some types of dental and medical insurance will cover all or part of the cost for braces. Not all plans have orthodontics coverage, and... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
What Are the Best Medicare Supplement Plans in California?
Overall, State Farm has the best and cheapest Medigap plans in California. AARP/UnitedHealthcare is a good option for extra... Read More
Does Medicare Cover Assisted Living?
Medicare doesn't cover assisted living facilities. Medicaid, Veterans Affairs (VA) coverage and long-term care insurance are the best ways... Read More
Fatal Crashes Involving Speeding Up More Than 28% Over 3 Years
ValuePenguin researchers looked at the demographics — from gender and age to type of crash and light conditions — to provide a detailed... Read More
What Is a Medicare Special Enrollment Period (SEP)?
A special enrollment period (SEP) lets you sign up for or switch Medicare plans outside of open... Read More
Kia Insurance: How Much Is It and How to Get Coverage
Kia car insurance costs an average of $240 per month for full coverage. That's comparable to the cost of insuring similar makes, like... Read More
Fair Square Medicare Review
Fair Square Medicare is a good way to find a Medicare Advantage, Medigap or Part D... Read More
What Are the Best Medicare Supplement Plans in Georgia?
AARP/UnitedHealthcare has the best Medicare Supplement plans in Georgia because of its low rates, good service and useful extra... Read More
How Much Is a Vasectomy, and Does Insurance Cover It?
A vasectomy costs an average of $1,730. Health insurance often covers vasectomies, although the law doesn't require... Read More
How Much Is Obamacare in 2025?
For 2025, Obamacare costs an average of $621 per month for a 40-year-old with a Silver plan, but rates depend on your plan type, age,... Read More
Physicians Mutual Medigap Review
Physicians Mutual Medigap stands out for its Innovative Plan G. But its plans are expensive and you can only buy them in specific... Read More
What to Know About Low-Income Health Insurance in Texas for 2025
Medicaid offers low-income health insurance in Texas, but it's hard to get. Health centers or cheap health insurance are good options for... Read More
Get Medicare Quotes Online for Free
You can get a free Medicare quote with our online tool. Compare Medicare Advantage, Supplement and Part D plans to find the best fit for... Read More
Should You Use a Health Insurance Broker?
You should use a health insurance broker if you want expert advice when shopping for coverage. Health insurance brokers are licensed... Read More
Thousands of DACA Recipients Struggle With Access to Health Insurance
More than 150,000 young immigrants without legal status in America do not have health insurance coverage. Here’s why DACA recipients... Read More
What Are the Best Medicare Supplement Plans in North Carolina? (2025)
Mutual of Omaha is the best overall Medicare Supplement company in North Carolina because of its cheap rates and its strong customer... Read More
Credit Card Usage and Ownership Statistics
Whether you're searching for credit card statistics on the average cardholder or for credit card industry trends, our report includes... Read More
Blue Cross Blue Shield Medigap Review
Blue Cross Blue Shield (BCBS) Medigap plans have good coverage and service at average prices for its Medigap plans. However, service... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.