What Is Personal Cyber Insurance? And How Can Homeowners Buy a Policy?
Personal cyber insurance is part of a growing insurance market for cyber protection. The coverage offered as a supplement to home or... Read More
You need to have car insurance to drive legally in almost every state. If you cause an accident, insurance helps pay for any resulting injuries to others or damage to their car or property.
Depending on what type of coverage you have, car insurance can also cover the costs of your own injuries or damage to your vehicle.
Home insurance is an important part of protecting the biggest investment you'll likely ever make. If you have a mortgage, your lender almost always requires you to have home insurance.
In addition to covering your home, home insurance also protects your belongings if there's a fire or other disaster. And a policy can help pay your legal bills if you're sued for an injury that occurs at your house.
Medical bills can be incredibly expensive and quite unpredictable. Health insurance helps cover the cost if you or a family member is injured or gets sick.
Most people get health insurance from their jobs. If you don't, you can buy a plan from HealthCare.gov or your state's marketplace website. These plans are often called "Affordable Care Act" or "Obamacare" plans. You can also buy a plan directly from some insurance companies, but you won't be able to get discounts based on your income.
Most states require you to have motorcycle insurance to ride legally.
Motorcycle insurance helps pay for damage or injuries you cause while riding your bike. It can also help protect your bike or cover your medical bills, depending on the type of policy you have.
Renters insurance helps protect your belongings.
While renters aren't responsible for all damage to their apartment or house, their stuff could still be stolen or damaged by a fire or natural disaster. Renters insurance helps you pay to replace your belongings. It also protects you against lawsuits if someone is hurt at your home or you're found at fault for damage to someone else's stuff.
Medicare is health insurance from the federal government. It's mostly for people aged 65 or older, although younger people can qualify with certain health conditions.
Life insurance helps make sure your family and those who depend on you will be financially taken care of in the event of your death.
Depending on your needs, a life insurance payout could replace your income, pay off a mortgage or even fund your child’s education.
If your pet gets sick or injured, pet insurance can help pay for your animal's vet bills and treatment.
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