Guides
The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
We offer insight about sports cars, cheap tires, condo coverage and more. We can help you make an informed decision about your home, health, car, and money.
More Guides
Does Insurance Cover Botox?
Health insurance and Medicare will often cover Botox if you need it for a medical reason. If you want Botox to fill in wrinkles, you'll... Read More
How Much Does Tesla Insurance Cost? Rates by Model
The cheapest Tesla to insure is the Model Y, at $255 per month. The Model 3 is only slightly more expensive to cover at $282 per... Read More
Prescription Insurance: Plan Options & Ways to Save on Drugs
Most people get prescription insurance through their regular health insurance plan. Prescription discount cards are common ways to get... Read More
Tubal Ligation: Costs and Health Insurance Coverage
Getting your tubes tied usually costs up to $6,000 before insurance. The total cost for surgery is usually higher, but health insurance... Read More
Gold Plans: Cost and Coverage
Gold plans are a more expensive level of health insurance that usually pays for about 80% of your medical bills. It's the second-highest... Read More
Physical Therapy Costs and Insurance Coverage
Physical therapy is covered by most health insurance plans. You'll typically pay $40 per session with insurance or $137 per session at full... Read More
Pregnancy Test Costs: At-Home and Blood Tests
Home pregnancy tests cost about $3, on average, while a blood test from a lab costs around $64. You may be able to get a free pregnancy... Read More
What is Silver Plan Health Insurance?
Silver health plans have average rates and affordable out-of-pocket costs. Silver health insurance is the best choice for most... Read More
Insurance Claim Denials: Worst Companies and How to Appeal
You can fight insurance claim denials by submitting paperwork and filing an appeal. UnitedHealthcare denies one-third of its in-network... Read More
Does Insurance Cover Home Birth?
Health insurance might cover home birth, but it's not guaranteed. And if your company does offer coverage, you probably have to meet... Read More
How Much Does IVF Cost?
In vitro fertilization (IVF) costs $12,400 on average. However, what you pay may be different depending on factors like your insurance,... Read More
Does Health Insurance Cover Elective Surgery?
Health insurance usually covers elective surgeries that you need to stay healthy, like repairing a torn rotator cuff. It doesn't cover... Read More
Managing Editor
Ben Breiner is the Managing Editor of ValuePenguin/LendingTree's insurance vertical. He oversees a team of writers who focus on guiding readers through the rigors of home and auto coverage. He still loves that moment when the words fall together and he can translate an intimidating topic so a reader can make the best choice.
Ben got involved in insurance in 2021 when he joined ValuePenguin. He moved up from writer to editor and watched the team grow to expand the ways it helps consumers. Before that, he spent a decade as a sportswriter for newspapers in the Southeast and Midwest.
Ben had to put off buying his first car because of high insurance rates, so he's keenly aware how the wrong policy can get in the way of your goals. He should've shopped around and looked to the experts.
Insurance tip
Always keep an eye out for insurance you can load up on at a low price. A lot more liability coverage won't break the bank and protects your hard-earned assets.
Expertise
- Car insurance
- Home insurance
- Renters insurance
Education
- BA, Economics and Journalism, University of Wisconsin-Madison
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
