Guides
The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
We offer insight about sports cars, cheap tires, condo coverage and more. We can help you make an informed decision about your home, health, car, and money.
More Guides
Car Accident with No Insurance but You're Not at Fault
If you’re in a car accident without insurance, and it’s not your fault, you could face costly penalties and have to negotiate a... Read More
Low-Income Health Insurance in Arizona
Arizona residents who earn a low income may qualify for free government health insurance, called Medicaid. You can also get discounted... Read More
Does Insurance Cover Dental Implants
Dental insurance will often cover some of the cost of a tooth implant. Regular health insurance, Medicare and Medicaid won't pay for dental... Read More
Low-Income Health Insurance in Georgia
If you live in Georgia and earn a low income, you may qualify for free health insurance called Medicaid.... Read More
What Is Concierge Medicine, and How Much Does It Cost?
Concierge medicine gives you better access to your doctor and more personalized coverage for an extra cost. It typically costs between... Read More
Affordable Care Act (ACA) Changes for 2025
The most important changes to the Affordable Care Act (ACA) in 2025 include being able to get an HSA with more plan types and having to... Read More
Fully Insured vs. Self-Insured Health Insurance
With a fully insured health plan, an insurance company pays claims for an employer. With a self-insured plan, the employer itself pays the... Read More
What is Fixed Indemnity Insurance?
Fixed indemnity plans pay you a set amount of money for specific medical situations, like a broken limb or hospital stay. The plans can... Read More
Are Nutritionists Covered by Insurance?
Many insurance plans pay for nutritionists or dietitians if you're at risk for certain diseases, such as obesity or heart disease. You may... Read More
Expat Health Insurance: What You Need to Know
Most expats should consider buying a global health insurance plan until they qualify for coverage in their new country. After that, travel... Read More
I Can’t Afford Health Insurance and Don't Qualify for Medicaid
If you don't qualify for Medicaid, government subsidies can help you afford health insurance. If you're not eligible for subsidies,... Read More
Managing Editor
Ben Breiner is the Managing Editor of ValuePenguin/LendingTree's insurance vertical. He oversees a team of writers who focus on guiding readers through the rigors of home and auto coverage. He still loves that moment when the words fall together and he can translate an intimidating topic so a reader can make the best choice.
Ben got involved in insurance in 2021 when he joined ValuePenguin. He moved up from writer to editor and watched the team grow to expand the ways it helps consumers. Before that, he spent a decade as a sportswriter for newspapers in the Southeast and Midwest.
Ben had to put off buying his first car because of high insurance rates, so he's keenly aware how the wrong policy can get in the way of your goals. He should've shopped around and looked to the experts.
Insurance tip
Always keep an eye out for insurance you can load up on at a low price. A lot more liability coverage won't break the bank and protects your hard-earned assets.
Expertise
- Car insurance
- Home insurance
- Renters insurance
Education
- BA, Economics and Journalism, University of Wisconsin-Madison
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
