Find the Cheapest Auto Insurance Quotes in Your Area
To find cheap car insurance, Quartzsite drivers should consider Freedom National, which we found to be the most affordable insurer in the state. Freedom National's car insurance rates cost 47% less than the Arizona average. The price of auto insurance varies based on where the policyholder lives and their driving history, so we recommend reviewing quotes from multiple insurers before buying coverage. To get started finding car insurance quotes from companies near you in Quartzsite, you can enter your ZIP code above.
Quartzsite, Arizona Car Insurance Costs
Quartzsite residents can expect to pay around $1,306 per year for auto insurance, the average annual cost of a policy in Arizona according to our research. The average cost of car insurance varied significantly among insurers in the state, ranging from $696 from the cheapest insurer, Freedom National, to $2,625 at the most expensive insurer, Dairyland. This large difference in rates is one of the primary reasons we recommend that Quartzsite drivers compare car insurance quotes from multiple local companies before purchasing a policy.
Quartzsite, Arizona Auto Insurance Agents
If you don't know what kind of auto insurance you need, or you'd like help managing policies, you may want to use a local insurance agent to purchase a policy. We've collected a directory of agents near you in Quartzsite, Arizona.
|AIA Associates Inc.||2170 McCulloch Blvd., Lake Havasu City, AZ 86403||928-453-6330|
|NFP Property & Casualty Services Inc.||2250 McCulloch Blvd., Lake Havasu City, AZ 86403-5997||928-855-3081|
|Absolute Advantage Insurance Services LLC||501 N. Lake Havasu Ave. Suite 100, Lake Havasu, AZ 86403||928-680-4467|
|AAA Arizona-Yuma Branch||1045 S. Fourth Ave., Yuma, AZ 85364||520-783-3339|
|Sundance Insurance Agency Inc.||2680 E. 24th St., Yuma, AZ 85365||928-726-9620|
|Desert Insurance LLC||2589 E. 24th St. Suite 4, Yuma AZ 85365||928-317-0001|
|Nova Insurance Services LLC||454 W. Catalina Dr., Yuma, AZ 85364||928-726-7266|
|Weatherly Ins LLC||2160 W. Rancho Del Sol St., Somerton, AZ 85350||928-783-2608|
|Insurancebeacon.com Inc.||2000 W. Wickenburg Way Suite 400, Wickenburg, AZ 85390||928-684-2121|
|Prolific Insurance Solutions||325 N. First St. Suite 1, Buckeye, AZ 85326||623-327-2337|
|Powers Leavitt Insurance Agency Inc.||111 Monroe Ave. E. Suite 200, Buckeye, AZ 85326||623-386-4452|
|Bullhead City Insurance Center||1512 Jill Way Suite 7, Fort Mojave, AZ 86426||928-704-4219|
|NFP Property & Casualty Services Inc.||3651 Highway 95, Bullhead, AZ 86442||928-763-3999|
|Wickersham Insurance Agency Inc.||2160 Highway 95 Suite 2, Bullhead City, AZ 86442||928-758-7999|
Car Insurance Requirements in Quartzsite, Arizona
Quartzsite vehicle owners are required to maintain the same minimum liability car insurance needed by drivers in the rest of the Grand Canyon State. In Arizona, the minimum car requirements are:
- Bodily injury liability coverage: $15,000 per person / $30,000 per accident
- Property damage liability coverage: $10,000 per accident
Keep in mind that these are just the state-required minimums. We recommend you consider higher coverage limits for your auto insurance policy and nonmandated coverages that could help protect you financially in the event of a collision. For instance, comprehensive and collision insurance are not required in Arizona, but these cover your vehicle if it is stolen or damaged due to a wider set of circumstances.
Drivers are also required to either carry proof of auto insurance or keep it in the car at all times. Failure to provide this proof to a police officer may result in fines and a license suspension.
Quartzsite, Arizona Motor Vehicle Theft and Fatality Statistics
In Quartzsite, there have been 12 fatal car crashes resulting in 17 total deaths. Auto insurance companies take the frequency of auto accidents into account when determining local rates for drivers, even if you haven't been involved in a collision, because it means you're more likely to be struck by another vehicle. If you live in a city with a high frequency of serious auto accidents, you can typically expect to pay more for auto insurance than areas with safer roads.
Quartzsite Theft and Fatal Accident Statistics
|Local auto thefts (2009)||3|
|Local thefts per 1,000 people||0.82|
|State thefts per 1,000 people||4.01|
|Fatal auto accidents||12|
Fatal Crashes in Quartzsite by Vehicle Make and Model
|Make and model||Fatalities||Accidents|
|Chevrolet full-size Blazer/Tahoe||4||2|
|Chrysler/Daimler Chrysler Voyager (2000 on)||1||1|
|Ford F-Series pickup||1||1|
|Chevrolet Suburban (from 1950–2003)||3||1|
Deadliest Roads in Quartzsite
|East Hobson Highway||1||1|
Fatal Car Crashes in Quartzsite by Day of Week
|Day of week||Fatalities||Accidents|