Cheap Auto Insurance in Quartzsite, Arizona

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To find cheap car insurance, Quartzsite drivers should consider Freedom National, which we found to be the most affordable insurer in the state. Freedom National's car insurance rates cost 47% less than the Arizona average. The price of auto insurance varies based on where the policyholder lives and their driving history, so we recommend reviewing quotes from multiple insurers before buying coverage. To get started finding car insurance quotes from companies near you in Quartzsite, you can enter your ZIP code above.

Quartzsite, Arizona Car Insurance Costs

Quartzsite residents can expect to pay around $1,306 per year for auto insurance, the average annual cost of a policy in Arizona according to our research. The average cost of car insurance varied significantly among insurers in the state, ranging from $696 from the cheapest insurer, Freedom National, to $2,625 at the most expensive insurer, Dairyland. This large difference in rates is one of the primary reasons we recommend that Quartzsite drivers compare car insurance quotes from multiple local companies before purchasing a policy.

Comparing the cost of auto insurance in Quartzsite, Arizona

Quartzsite, Arizona Auto Insurance Agents

If you don't know what kind of auto insurance you need, or you'd like help managing policies, you may want to use a local insurance agent to purchase a policy. We've collected a directory of agents near you in Quartzsite, Arizona.

AIA Associates Inc.2170 McCulloch Blvd., Lake Havasu City, AZ 86403928-453-6330
NFP Property & Casualty Services Inc.2250 McCulloch Blvd., Lake Havasu City, AZ 86403-5997928-855-3081
Absolute Advantage Insurance Services LLC501 N. Lake Havasu Ave. Suite 100, Lake Havasu, AZ 86403928-680-4467
AAA Arizona-Yuma Branch1045 S. Fourth Ave., Yuma, AZ 85364520-783-3339
Sundance Insurance Agency Inc.2680 E. 24th St., Yuma, AZ 85365928-726-9620
Desert Insurance LLC2589 E. 24th St. Suite 4, Yuma AZ 85365928-317-0001
Nova Insurance Services LLC454 W. Catalina Dr., Yuma, AZ 85364928-726-7266
Weatherly Ins LLC2160 W. Rancho Del Sol St., Somerton, AZ 85350928-783-2608 Inc.2000 W. Wickenburg Way Suite 400, Wickenburg, AZ 85390928-684-2121
Prolific Insurance Solutions325 N. First St. Suite 1, Buckeye, AZ 85326623-327-2337
Powers Leavitt Insurance Agency Inc.111 Monroe Ave. E. Suite 200, Buckeye, AZ 85326623-386-4452
Bullhead City Insurance Center1512 Jill Way Suite 7, Fort Mojave, AZ 86426928-704-4219
NFP Property & Casualty Services Inc.3651 Highway 95, Bullhead, AZ 86442928-763-3999
Wickersham Insurance Agency Inc.2160 Highway 95 Suite 2, Bullhead City, AZ 86442928-758-7999

Car Insurance Requirements in Quartzsite, Arizona

Quartzsite vehicle owners are required to maintain the same minimum liability car insurance needed by drivers in the rest of the Grand Canyon State. In Arizona, the minimum car requirements are:

  • Bodily injury liability coverage: $15,000 per person / $30,000 per accident
  • Property damage liability coverage: $10,000 per accident

Keep in mind that these are just the state-required minimums. We recommend you consider higher coverage limits for your auto insurance policy and nonmandated coverages that could help protect you financially in the event of a collision. For instance, comprehensive and collision insurance are not required in Arizona, but these cover your vehicle if it is stolen or damaged due to a wider set of circumstances.

Drivers are also required to either carry proof of auto insurance or keep it in the car at all times. Failure to provide this proof to a police officer may result in fines and a license suspension.

Quartzsite, Arizona Motor Vehicle Theft and Fatality Statistics

In Quartzsite, there have been 12 fatal car crashes resulting in 17 total deaths. Auto insurance companies take the frequency of auto accidents into account when determining local rates for drivers, even if you haven't been involved in a collision, because it means you're more likely to be struck by another vehicle. If you live in a city with a high frequency of serious auto accidents, you can typically expect to pay more for auto insurance than areas with safer roads.

Quartzsite Theft and Fatal Accident Statistics

Local auto thefts (2009)3
Local thefts per 1,000 people0.82
State thefts per 1,000 people4.01
Fatal auto accidents12
Auto fatalities17

Fatal Crashes in Quartzsite by Vehicle Make and Model

Make and modelFatalitiesAccidents
Chevrolet full-size Blazer/Tahoe42
Chrysler/Daimler Chrysler Voyager (2000 on)11
Ford F-Series pickup11
Toyota Highlander01
Chevrolet Suburban (from 1950–2003)31

Deadliest Roads in Quartzsite

18th Ave.11
Defrain Boulevard11
East Hobson Highway11

Fatal Car Crashes in Quartzsite by Day of Week

Day of weekFatalitiesAccidents

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.