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Auto Insurance Requirements in New Jersey
New Jersey law requires all drivers to carry auto insurance that includes both liability and personal injury protection (PIP) coverages.... Read More
Uninsured and Underinsured Motorist Coverage Car Insurance
Uninsured motorist coverage pays for medical bills and car repairs if you're hit by a driver who doesn't have car insurance.... Read More
Bodily Injury Car Insurance Coverage: How Does It Work?
Bodily injury liability is a car insurance coverage that aHMO and PPO health and dental plans manage care in slightly different ways, from... Read More
What is Property Damage Liability Car Insurance?
Property damage liability insurance pays for repairs and replacements after you cause damage to another person's car, house or other... Read More
How Do Deductibles Affect Car Insurance Premiums?
Higher car insurance deductibles mean lower premiums. Adjusting your deductible is one way to manage auto insurance rates, but be mindful... Read More
Inpatient vs. Outpatient Treatment: Know the Difference
Inpatient care means you've been admitted to the hospital overnight, usually when you're very sick or hurt. Outpatient care means you get... Read More
What to Know About ACA Minimum Essential Coverage
Minimum essential coverage is health insurance that meets the Affordable Care Act (ACA) requirement for being a qualified health plan, or... Read More
Cost Sharing Reduction (CSR): What It Means and Who's Eligible?
Cost-sharing reductions lower your medical costs. To qualify, you need to earn less than $36,450 as a single person or $75,000 for a family... Read More
Average Cost of a Wedding: By State and Feature
There are an average of 2 million marriages annually, costing an average total of more than $50 billion a year. ValuePenguin researchers... Read More
How Age Affects Car Insurance Prices for Men and Women
Young drivers under age 25 and seniors pay the highest car insurance rates. And men tend to pay about 6% more for car insurance than... Read More
Average Cost of Car Insurance for 18-Year-Olds (2025)
Full coverage car insurance for an 18-year-old driver on their own policy costs an average of $530 per month. State Farm is the cheapest... Read More
Health Insurance Exchanges Explained
A health insurance exchange, also called a marketplace, is a website that lets you see and compare the health insurance plans available... Read More
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