Editor's Rating

While Safeway is not the cheapest option for minimum or full coverage, they don't increase your rates as much after an accident when compared to other companies. This, combined with their lack of discounts, means that this company is best for drivers without prior coverage or drivers who have been in an accident.

Good for
  • Getting auto coverage without extra features
  • Switching to more affordable coverage after an accident
Bad for
  • Finding unique coverage options
  • Buying car insurance online

Our thoughts on Safeway

Safeway Insurance gets a fair number of complaints for their customer service, with most involving their claims process. Additionally, Safeway's outdated website makes it difficult to get much information on the company's policies or prices without contacting a representative directly.

Safeway isn't a nationally available insurance provider, but shoppers can still get a policy in the following states:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Georgia
  • Illinois
  • Louisiana
  • Mississippi
  • New Mexico
  • Tennessee
  • Texas

Better companies than Safeway

Best for most drivers

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Best for affordability

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Best for full coverage

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Safeway Insurance quotes

For minimum coverage, Safeway was slightly more expensive than average. On the other hand, drivers looking for full coverage may find that Safeway auto insurance is fairly affordable compared to other insurers. Moreover, after an accident, drivers can still find affordable rates with Safeway Insurance.

It's difficult to get rates for Safeway Insurance. The insurer's website is outdated and requires shoppers to find an agency nearby and contact a representative to get quotes. However, Safeway does enable its policyholders to manage their policies and make payments online.

The cost of Safeway auto insurance
The cost of Safeway auto insurance

How do Safeway auto insurance quotes compare to competitor quotes?

Insurance provider
Minimum coverage
Full coverage
Full coverage with one accident
State Farm$500$1,253$1,466

Rates for a six-month car insurance policy

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Discounts available at Safeway Insurance

Safeway's website does not have much information about their available discounts, so you will need to call an agent to get any information on discounts.

Safeway auto insurance coverage

Safeway Insurance offers the standard car insurance protections found at many of its competitors. Besides bodily injury and property damage liability, which drivers are required by law to carry, Safeway offers policyholders the chance to add uninsured motorist coverage. Drivers can buy comprehensive and collision coverage, too.

Uninsured motorist coverage: Covers your injuries and damage to your property caused by another driver who doesn't have enough insurance.

Collision and comprehensive coverage: These coverage types are separate but often paired together. Collision protects your car against crashes into other cars or objects no matter who's at fault, while comprehensive coverage applies to damage not caused by your car driving into something.

Frequently asked questions

How do you make a Safeway Insurance claim?

You can file a claim after an accident on Safeway's website. Alternatively, you can also contact your local representative to make a claim over the phone or in person, depending on your preference.

Does Safeway Insurance let you pay your bill online?

Yes. Safeway uses the MySafeway portal on its website to allow customers to pay their bills electronically. Policyholders can use major credit cards or electronic checks to settle their premiums.

Does Safeway Insurance have a grace period?

Safeway Insurance requires on-time payments from its policyholders.

Contact Safeway Insurance

There are multiple ways that you can contact Safeway Insurance if you have questions about your auto insurance policy or if you need to make a claim. There's a form on the company's website that allows users to contact an agent or get in touch with the customer support team.

The Safeway claims phone number is 888-203-5129, but you can also call your local office.


We compared rates for minimum and full coverage car insurance for a 30-year-old male driver operating a 2015 Honda Civic EX. We also tested how one accident would affect Safeway's full coverage rates. We collected rates in Louisiana, where Safeway is among the state's largest insurers.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.