Do You Need Proof of Insurance to Register a Car?

Do You Need Proof of Insurance to Register a Car?

Find Cheap Auto Insurance Quotes in Your Area

Currently insured?

Most states require proof of insurance or financial responsibility in order to register your vehicle and get your tags, but seven states do not require it for registration.

Those states are Arizona, Mississippi, New Hampshire, North Dakota, Tennessee, Washington and Wisconsin.

All states except for New Hampshire require basic liability coverage to operate a vehicle.

Is proof of insurance necessary to register a vehicle?

If you've just purchased a vehicle or moved to a new state, you'll need to register your vehicle in the new state. Most states require proof of financial responsibility—typically auto insurance—from that state as part of the registration process. Others don't enforce insurance requirements through registration, but do require you to maintain minimum coverage while driving your vehicle.

State
Proof of Insurance is Required
Allows Online Renewals?
AlabamaBefore RegistrationYes — Certain Counties
AlaskaBefore RegistrationYes
ArizonaBefore DrivingYes
ArkansasBefore RegistrationYes
CaliforniaBefore RegistrationYes
ColoradoBefore RegistrationYes
ConnecticutBefore RegistrationYes
DelawareBefore RegistrationNo, but does offer drive-thru renewals
FloridaBefore RegistrationYes
GeorgiaBefore RegistrationYes — Certain Counties
HawaiiBefore RegistrationYes
IdahoBefore RegistrationYes
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href=\"https:\/\/online.dmv.alaska.gov\/dos\/RegRenewal\/RegRenewal\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Arizona?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-arizona\"\u003EArizona\u003C\/a\u003E\u003C\/span\u003E","Before Driving","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"ServiceArizona\" href=\"https:\/\/servicearizona.com\/VehicleRegistration\/renew?execution=e1s1\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Car Insurance Rates in Arkansas\" href=\"https:\/\/www.valuepenguin.com\/best-auto-insurance-arkansas-study\"\u003EArkansas\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Official Arkansas Vehicle Registration Renewal\" href=\"https:\/\/www.ark.org\/arstar\/index.php\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"The Cheapest and Best California Car Insurance Companies\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-california\"\u003ECalifornia\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Renew Your Vehicle's Registration California DMV\" href=\"https:\/\/www.dmv.ca.gov\/portal\/dmv\/detail\/online\/vrir\/vr_top2\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Colorado?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-colorado\"\u003EColorado\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"CO MyDMV\" href=\"https:\/\/apps.colorado.gov\/apps\/dor\/dmv\/vehicle\/registration\/renewal\/welcome.jsf\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Connecticut?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-connecticut\"\u003EConnecticut\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Renew Registration\" href=\"http:\/\/www.ct.gov\/dmv\/cwp\/view.asp?a=803&q=569574\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Delaware?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-delaware\"\u003EDelaware\u003C\/a\u003E\u003C\/span\u003E","Before Registration","No, but does offer drive-thru renewals"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Best Car Insurance Quotes in Florida?\" href=\"https:\/\/www.valuepenguin.com\/cheap-car-insurance-florida-study\"\u003EFlorida\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"GoRenew\" href=\"https:\/\/services.flhsmv.gov\/VirtualOffice\/\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Georgia?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-georgia\"\u003EGeorgia\u003C\/a\u003E\u003C\/span\u003E","Before Registration","Yes \u2014 Certain Counties"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Hawaii?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-hawaii\"\u003EHawaii\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Motor Vehicle Registration City and County of Honolulu\" href=\"http:\/\/www12.honolulu.gov\/mvrreg\/\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Car Insurance Rates in Idaho\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-idaho\"\u003EIdaho\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Access Idaho Services\" href=\"https:\/\/www.accessidaho.org\/secure\/itd\/vehicle\/renewal.html\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Illinois?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-illinois\"\u003EIllinois\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"License Plates Renewal\" href=\"http:\/\/www.cyberdriveillinois.com\/departments\/vehicles\/onlinerenewals\/home.html\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Indiana?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-indiana\"\u003EIndiana\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"MyBMV - Indiana Bureau of Motor Vehicles\" href=\"https:\/\/secure.in.gov\/BMV\/mybmv\/Default.aspx?ReturnUrl=%2fBMV%2fmybmv%2fMyRegistration%2fRenew.aspx\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"The Best and Cheapest Iowa Car Insurance Quotes\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-iowa\"\u003EIowa\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Iowa Treasurers Site\" href=\"https:\/\/www.iowatreasurers.org\/tagsearch.php\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Kansas?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-kansas\"\u003EKansas\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"iKan powered by payit\" href=\"https:\/\/www.kdor.ks.gov\/apps\/webtags\/Welcome.aspx\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Kentucky?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-kentucky\"\u003EKentucky\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Vehicle Registration Renewal\" href=\"https:\/\/secure.kentucky.gov\/kytc\/renewal\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Louisiana?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-louisiana\"\u003ELouisiana\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Louisiana Office of Motor Vehicles\" href=\"https:\/\/dps.expresslane.org\/vehicleregistration\/\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Maine?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-maine\"\u003EMaine\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Rapid Renewal\" href=\"https:\/\/www1.maine.gov\/online\/bmv\/rapid-renewal\/\"\u003EYes \u2014 Certain Towns\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Maryland?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-maryland\"\u003EMaryland\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"MVA eStore\" href=\"https:\/\/securetransactions.mva.maryland.gov\/emvastore\/(S(5vc53qjdiyoq2d2vylvkpbyl))\/MustHave2.aspx\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Massachusetts Car Insurance Quotes?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-massachusetts\"\u003EMassachusetts\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"myRMV - Massachusetts Registry of Motor Vehicles\" href=\"https:\/\/secure.rmv.state.ma.us\/myRMV\/Registration\/Authentication.aspx?TXNTYPE=RR\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Car Insurance Rates in Michigan\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-michigan\"\u003EMichigan\u003C\/a\u003E\u003C\/span\u003E","Before Registration","Yes"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Minnesota?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-minnesota\"\u003EMinnesota\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow\" target=\"\u003Cem\u003Eblank\" title=\"e-Services-Renew a Vehicle Registration\" href=\"https:\/\/onlineservices.dps.mn.gov\/EServices\/\u003C\/em\u003E\/#1\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Are the Cheapest Car Insurance Companies in Mississippi?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-mississippi\"\u003EMississippi\u003C\/a\u003E\u003C\/span\u003E","Before Driving","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"On Line Tag Renewal\" href=\"http:\/\/www.dor.ms.gov\/TagsTitles\/Pages\/On-Line-Tag.aspx\"\u003EYes \u2014 Certain Counties\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in Missouri?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-missouri\"\u003EMissouri\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Plates.no.gov\" href=\"http:\/\/dor.mo.gov\/motorv\/plates\/\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Cheap Auto Insurance Rates in Montana\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-montana\"\u003EMontana\u003C\/a\u003E\u003C\/span\u003E","Before Registration","Yes"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Cheap Auto Insurance Rates in Nebraska\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-nebraska\"\u003ENebraska\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Vehicle and Boat Registration Renewal Nebraska DMV\" href=\"https:\/\/www.nebraska.gov\/dmv\/vtr\/start.cgi\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Nevada?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-nevada\"\u003ENevada\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Registration Renewal\" href=\"https:\/\/dmvapp.nv.gov\/DMV\/VR\/RegRenewal\/VRRenewal\/VR_Ren_Input.aspx\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in New Hampshire?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-new-hampshire\"\u003ENew Hampshire\u003C\/a\u003E\u003C\/span\u003E","Not Required","Contact your town\/city clerk"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in New Jersey?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-new-jersey\"\u003ENew Jersey\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"NJ MVC Vehicle Registration Renewal\" href=\"https:\/\/www.state.nj.us\/mvc\/vehicles\/regrenew.htm\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Car Insurance Rates in New Mexico\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-new-mexico\"\u003ENew Mexico\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow\" target=\"\u003Cem\u003Eblank\" title=\"My MVD Online Services\" href=\"https:\/\/eservices.mvd.newmexico.gov\/eTapestry\/\u003C\/em\u003E\/#1\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in New York?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-new-york\"\u003ENew York\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"NYS DMV Renew Registration\" href=\"https:\/\/transact2.dmv.ny.gov\/RegistrationRenew\/\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Auto Insurance Quotes in North Carolina?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-north-carolina\"\u003ENorth Carolina\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"MyNCDMV\" href=\"https:\/\/edmv.ncdot.gov\/VehicleRegistration\/Account\/LogOn?ReturnUrl=%2fVehicleRegistration\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Auto Insurance Rates in North Dakota\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-north-dakota\"\u003ENorth Dakota\u003C\/a\u003E\u003C\/span\u003E","Before Driving","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Motor Vehicle - Registration Renewal\" href=\"https:\/\/apps.nd.gov\/dot\/mv\/mvrenewal\/renewal.htm\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who has the Cheapest Auto Insurance Quotes in Ohio?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-ohio\"\u003EOhio\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Ohio BMV Online Services\" href=\"https:\/\/services.dps.ohio.gov\/BMVOnlineServices\/VR\/Oplates\/LoginVR?returnUrl=%2FBMVOnlineServices%2FVR%2FPlate\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Oklahoma?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-oklahoma\"\u003EOklahoma\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"OkCARS\" href=\"https:\/\/pay.apps.ok.gov\/oktax\/cars\/app\/welcome.php\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Best Car Insurance Quotes in Oregon?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-oregon\"\u003EOregon\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow\" target=\"\u003Cem\u003Eblank\" title=\"DMV2U Login\" href=\"https:\/\/dmv2u.oregon.gov\/eServices\/\u003C\/em\u003E\/#1\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Pennsylvania?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-pennsylvania\"\u003EPennsylvania\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Renew Registration\" href=\"https:\/\/www.dmv.pa.gov\/VEHICLE-SERVICES\/Title-Registration\/pages\/renew-registration.aspx\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Who Has the Cheapest Car Insurance Quotes in Rhode Island?\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-rhode-island\"\u003ERhode Island\u003C\/a\u003E\u003C\/span\u003E","Before Registration","\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Vehicle Registration Renewal\" href=\"https:\/\/www.ri.gov\/DMV\/vrr\/\"\u003EYes\u003C\/a\u003E\u003C\/span\u003E"],["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest Auto Insurance Quotes in South Carolina\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-south-carolina\"\u003ESouth Carolina\u003C\/a\u003E\u003C\/span\u003E","Before 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New Hampshire is the only state that does not require liability insurance to operate a car. However, the state does require proof of financial responsibility, which means that drivers must prove they could cover the cost of an accident if they cause one. Most New Hampshire drivers achieve this by purchasing liability insurance anyway. See the table below to find out when your state requires proof of insurance.

Most states offer an online renewal system that eliminates the need for a trip to the DMV. Drivers must renew their registration every 1 to 5 years, depending on the state and the year of their vehicle. Newer vehicles tend to require renewals less frequently since their engines were built to comply with higher emissions standards.

Many states let you sign up online for an automatic reminder of when it's time for your next renewal. All states except New Hampshire require current liability insurance in order to renew your registration. See the table below to find your state's online renewal information.

What happens if I let my insurance expire?

Driving without insurance is a misdemeanor offense that can lead to fines and even jail sentences in repeat cases. If you let your insurance policy lapse, your registration will eventually be suspended. In some states, this occurs if you're caught with expired insurance, such as when you're pulled over for speeding. In states with an electronic filing system, your insurance provider will alert your state's DMV as soon as your policy has lapsed, and you'll receive a notice to renew your insurance in order to maintain registration.

Daniel is a former Staff Writer at ValuePenguin, covering insurance, retirement and other personal finance topics. He previously wrote about compliance and best practices for K-12 school districts at Frontline Education.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.