Find Cheap Auto Insurance Quotes in Your Area
We collected quotes from 18 different insurance companies and found that Progressive offered that cheapest rates for Texarkana drivers—which offered a rate of $1,044 per year to our profile driver. Progressive's quote was 37% less than the citywide average across the insurers we considered. However, the best way to get the best way to get the best price on car insurance is to compare quotes for yourself. Enter your zip code above to start comparing quotes now.
Texarkana, Arkansas Car Insurance Costs
We found that the average cost of car insurance for our Texarkana driver to be $1,661 per year—which is just $21 more per year than the Arkansas state average of $1,639 per year. Additionally, we observed a huge range in insurance prices across the companies that we considered. The most expensive insurance company—which was Hanover—provided a quote more than 3.5 times more expensive than the cheapest insurer, Progressive.
Texarkana, Arkansas Auto Insurance Agents
For Texarkana drivers that are interested in discussing their car insurance choices with a local insurance agent, we've compiled a directory of local agencies and their contact information. This service can be especially helpful for individuals that aren't comfortable purchasing a policy from an insurance company directly.
|L N Ins Agency Inc||2600 Jefferson Ave, Texarkana, AR 71854||870-773-4200|
|Texarkana Insurance Agency Inc||3515 Jefferson, Texarkana, AR 71854||870-774-3491|
|Chandler Insurance Agency Inc||702, ARkansas Blvd, Texarkana, AR 71854||870-773-8800|
|Young & Youngblood Insurance Inc||300 Olive Suite 515, Texarkana, AR 71854||870-774-3669|
|Ashdown Insurance Agency Inc||319 N W Front St, Ashdown, AR 71822||870-898-2788|
|Linzy Insurance Agency||114 E 12th St, Hope, AR 71801||870-777-3630|
|Anderson-Frazier Ins Agency Of Hope Inc||910 Main St, Hope, AR 71801||870-777-3481|
|Greening-Ellis Company||209 South Main Street, Hope, AR 71801||870-777-4661|
|Howard County Insurance Agency Inc||320 E Runnels, Mineral Springs, AR 71851||870-287-4580|
|The Harold Campbell Company||216 Main Street, Stamps, AR 71860||870-533-4413|
|First National Insurance Agency Inc||117 South Main Street, Nashville, AR 71852||870-845-2880|
|Bev Jordan Insurance Inc||108 West 1st South, Prescott, AR 71857||870-887-2624|
Car Insurance Requirements in Texarkana, Arkansas
In Arkansas, drivers must have car insurance by law, as part of the requirement of the Safety Responsibility Act. Individuals that drive uninsured in Arkansas risk being fined and even imprisoned. Below we've included the required car insurance requirements for Arkansas drivers.
- Bodily Injury (BI): $25,000 per person / $50,000 per accident
- Property Damages (PD): $25,000 per accident
Texarkana, Arkansas Motor Vehicle Theft and Fatality Statistics
Texarkana residents can expect to pay more for comprehensive coverage than other Arkansas car owners, as a result of their high rate of vehicle thefts. In Texarkana, there are 5.21 thefts per 1,000 residents—which is more than 2.5 times that of the Arkansas vehicle theft rate of 2.08 per 1,000 residents. Comprehensive car insurance covers you vehicle if it is stolen—which is why insurers will charge you more for this coverage if you live in a high crime area.
|Texarkana Auto Thefts (2009)||157|
|Texarkana Thefts per 1,000 People||5.21|
|Arkansas Thefts per 1,000 People||2.08|
|Texarkana Auto Accidents||37|
|Texarkana Auto Fatalities||40|
Make and Model
|Freightliner Medium/Heavy - CBE||2||7|
|Chevrolet C, K, R, V-series pickup/Silverado||1||3|
|Make and Model Unknown||3||3|
|Chevrolet Malibu/Malibu Maxx||1||1|
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