Cheap Auto Insurance in Texarkana, Arkansas

We collected quotes from 18 different insurance companies and found that Progressive offered that cheapest rates for Texarkana drivers—which offered a rate of $1,044 per year to our profile driver. Progressive's quote was 37% less than the citywide average across the insurers we considered. However, the best way to get the best way to get the best price on car insurance is to compare quotes for yourself. Enter your zip code above to start comparing quotes now.

Texarkana, Arkansas Car Insurance Costs

We found that the average cost of car insurance for our Texarkana driver to be $1,661 per year—which is just $21 more per year than the Arkansas state average of $1,639 per year. Additionally, we observed a huge range in insurance prices across the companies that we considered. The most expensive insurance company—which was Hanover—provided a quote more than 3.5 times more expensive than the cheapest insurer, Progressive.

Texarkana, Arkansas Auto Insurance Agents

For Texarkana drivers that are interested in discussing their car insurance choices with a local insurance agent, we've compiled a directory of local agencies and their contact information. This service can be especially helpful for individuals that aren't comfortable purchasing a policy from an insurance company directly.

Car Insurance Requirements in Texarkana, Arkansas

In Arkansas, drivers must have car insurance by law, as part of the requirement of the Safety Responsibility Act. Individuals that drive uninsured in Arkansas risk being fined and even imprisoned. Below we've included the required car insurance requirements for Arkansas drivers.

Texarkana, Arkansas Motor Vehicle Theft and Fatality Statistics

Texarkana residents can expect to pay more for comprehensive coverage than other Arkansas car owners, as a result of their high rate of vehicle thefts. In Texarkana, there are 5.21 thefts per 1,000 residents—which is more than 2.5 times that of the Arkansas vehicle theft rate of 2.08 per 1,000 residents. Comprehensive car insurance covers you vehicle if it is stolen—which is why insurers will charge you more for this coverage if you live in a high crime area.