Cheap Auto Insurance in Texarkana, Arkansas

Cheap Auto Insurance in Texarkana, Arkansas

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We collected quotes from 18 different insurance companies and found that Progressive offered that cheapest rates for Texarkana drivers—which offered a rate of $1,044 per year to our profile driver. Progressive's quote was 37% less than the citywide average across the insurers we considered. However, the best way to get the best way to get the best price on car insurance is to compare quotes for yourself. Enter your zip code above to start comparing quotes now.

Texarkana, Arkansas Car Insurance Costs

We found that the average cost of car insurance for our Texarkana driver to be $1,661 per year—which is just $21 more per year than the Arkansas state average of $1,639 per year. Additionally, we observed a huge range in insurance prices across the companies that we considered. The most expensive insurance company—which was Hanover—provided a quote more than 3.5 times more expensive than the cheapest insurer, Progressive.

Comparing the cost of auto insurance in Texarkana, Arkansas

Texarkana, Arkansas Auto Insurance Agents

For Texarkana drivers that are interested in discussing their car insurance choices with a local insurance agent, we've compiled a directory of local agencies and their contact information. This service can be especially helpful for individuals that aren't comfortable purchasing a policy from an insurance company directly.

Agent/Agency
Address
Phone
L N Ins Agency Inc2600 Jefferson Ave, Texarkana, AR 71854870-773-4200
Texarkana Insurance Agency Inc3515 Jefferson, Texarkana, AR 71854870-774-3491
Chandler Insurance Agency Inc702, ARkansas Blvd, Texarkana, AR 71854870-773-8800
Young & Youngblood Insurance Inc300 Olive Suite 515, Texarkana, AR 71854870-774-3669
Ashdown Insurance Agency Inc319 N W Front St, Ashdown, AR 71822870-898-2788
Linzy Insurance Agency114 E 12th St, Hope, AR 71801870-777-3630
Anderson-Frazier Ins Agency Of Hope Inc910 Main St, Hope, AR 71801870-777-3481
Greening-Ellis Company209 South Main Street, Hope, AR 71801870-777-4661
Howard County Insurance Agency Inc320 E Runnels, Mineral Springs, AR 71851870-287-4580
The Harold Campbell Company216 Main Street, Stamps, AR 71860870-533-4413
First National Insurance Agency Inc117 South Main Street, Nashville, AR 71852870-845-2880
Bev Jordan Insurance Inc108 West 1st South, Prescott, AR 71857870-887-2624
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Car Insurance Requirements in Texarkana, Arkansas

In Arkansas, drivers must have car insurance by law, as part of the requirement of the Safety Responsibility Act. Individuals that drive uninsured in Arkansas risk being fined and even imprisoned. Below we've included the required car insurance requirements for Arkansas drivers.

  • Bodily Injury (BI): $25,000 per person / $50,000 per accident
  • Property Damages (PD): $25,000 per accident

Texarkana, Arkansas Motor Vehicle Theft and Fatality Statistics

Texarkana residents can expect to pay more for comprehensive coverage than other Arkansas car owners, as a result of their high rate of vehicle thefts. In Texarkana, there are 5.21 thefts per 1,000 residents—which is more than 2.5 times that of the Arkansas vehicle theft rate of 2.08 per 1,000 residents. Comprehensive car insurance covers you vehicle if it is stolen—which is why insurers will charge you more for this coverage if you live in a high crime area.

Statistic
Figure
Population30,117
Texarkana Auto Thefts (2009)157
Texarkana Thefts per 1,000 People5.21
Arkansas Thefts per 1,000 People2.08
Texarkana Auto Accidents37
Texarkana Auto Fatalities40
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Make and Model
Fatalities
Accidents
Freightliner Medium/Heavy - CBE27
Chevrolet C, K, R, V-series pickup/Silverado13
Make and Model Unknown33
Isuzu Medium/Heavy02
Chevrolet Malibu/Malibu Maxx11
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Roadway
Fatalities
Accidents
US-8244
I-3044
US-67-0122
I-30-1122
US-6722
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Day of Week
Fatalities
Accidents
Saturday1211
Tuesday76
Friday55
Thursday65
Monday44
Wednesday44
Sunday22
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Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

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