New Jersey Motorcycle Accidents

Find the Cheapest Motorcycle Insurance Quotes in Your Area

Currently insured?
{"id":10,"isAgeFieldVisible":true,"isInsuranceTypeFieldVisible":true,"isInsuredStatusFieldVisible":true,"customEventLabel":"","defaultZip":"","defaultProduct":"motorcycle","quoteWizardEndpoint":"https:\/\/quotes.valuepenguin.com","trackingKey":"_motorcycle-accidents-new-jersey","title":"Find the Cheapest Motorcycle Insurance Quotes in Your Area","vendor":"vp"}

In the past three years, there were 201 fatal motorcycle accidents in New Jersey. However, some areas of the state were more prone to these accidents than others, with the city of Newark and the Garden State Parkway ranking as areas with the most fatal motorcycle accidents. Those in less serious motorcycle accidents in New Jersey could face increased insurance rates of 150%; however, there are some steps that can be taken to reduce rates.

New Jersey Cities with the Most Fatal Motorcycle Accidents

Newark ranked as the city with the most fatal motorcycle accidents in New Jersey in recent years. During the time span of 2015 to 2017, there were eight fatal motorcycle accidents in this city. During this same stretch, nearby Union City registered only one similar accident.

City or Town

2015-2017 Fatal Crashes2015-2017 Fatalities
Newark88
Camden66
Linden55
Wayne55
Elizabeth44
Toms River44
Winslow44
Bridgewater33
Hamilton Atlantic33
Jersey City34
Millville33
Mount Laurel33
Paterson33
Tinton Falls33
Cherry Hill22
Edison22
Elmwood Park22
Franklin Park22
Franklinville22
Howell22
Manchester Township22
Montague22
Parsippany23
Pennsauken22
Trenton22
Union22
Waterford Works22
East Rutherford22
Holmdel22
Weehawken22
Allamuchy11
Burlington11
Burlington Township11
Cranford11
Dennisville11
Deptford11
Fort Lee11
Galloway Township11
Glassboro11
Hamilton Township11
Irvington11
Lakewood11
Manalapan11
Montville11
Moorestown11
Neptune11
Quinton11
Sayreville11
Secaucus11
Shamong Township11
Teaneck11
Union City11
West Windsor11
Willingboro11
Woodbury11
Bedminster11
Bloomfield11
Clifton11
Deerfield Street11
Eastampton Township11
Egg Harbor City11
Ewing Township11
Fairfield11
Haddon Heights11
Lumberton11
Metuchen11
Middletown11
Mine Hill11
Monroe Township11
Montvale11
Newton11
Old Bridge11
Pequannock11
Pilesgrove11
Rutherford11
Sea Bright11
Southampton11
Tabernacle11
Totowa11
Vineland11
Wantage Township11
West Milford11
Woodcliff Lake11
Bayonne11
Brick Town11
East Brunswick11
Fair Lawn11
Franklin11
Gloucester City11
Hillsborough11
Hope11
Laurel Springs11
Lawrenceville11
Lodi11
Long Beach11
Mount Olive11
Nutley12
Piscataway11
Pittsgrove Township11
Plainsboro11
Point Pleasant Beach11
Rahway11
Ringwood11
Wall Township11
Wyckoff11

New Jersey Roads with the Most Fatal Motorcycle Accidents

We found the Garden State Parkway to have by far the most fatal motorcycle accidents of any road in New Jersey. From 2015 to 2017, there were nine deaths that resulted from fatal motorcycle accidents on the Garden State Parkway—four more than there were on Route 1, which had the second most.

Road2015-2017 Fatal Crashes2015-2017 Fatalities
GSP-44499
US-155
CR-53344
I-8044
SR-2344
SR-4744
US-20644
US-3044
CR-52434
I-28734
I-9533
SR-4233
CR-50122
CR-50922
CR-51422
CR-52722
CR-53622
CR-54922
CR-60522
CR-60722
CR-61322
CR-61922
I-28022
I-67622
Savoy Boulevard22
SR-2722
SR-322
SR-43922
SR-44023
SR-4922
Sr-49522
SR-5022
SR-7022
SR-7322
US-2222
US-4622
213 Ridge Road11
Eighth Street11
Atlantic Avenue11
Babcock Road11
Berrys Creek Road11
College Road West11
CR-13A11
CR-4011
CR-41111
CR-50411
CR-50711
CR-51211
CR-51311
CR-51611
CR-5211
CR-53411
CR-53511
CR-53911
CR-54111
CR-54211
CR-54611
CR-55011
CR-55211
CR-55511
CR-56311
CR-56711
CR-60311
CR-60811
CR-60911
CR-61211
CR-61511
CR-62511
CR-62612
CR-63011
CR-63411
CR-63911
CR-64111
CR-64211
CR-64611
CR-64811
CR-65011
CR-65212
CR-65312
CR-65611
CR-66711
CR-66911
CR-67011
CR-67511
CR-67711
CR-68511
CR-68611
CR-68911
CR-69211
CR-70511
Cramer Street11
Donna Drive11
Elizabeth Avenue11
Emerson Avenue11
Greenwood Avenue11
Heller Parkway11
Hillcrest Avenue11
I-7811
Indian Trail11
Kirby Avenue11
Lenox Avenue11
Lincoln Avenue11
Linden Avenue11
Master Avenue11
Maxim Southard Road11
Molnar Drive11
North Fifth St.11
New Albany Road11
Newark Avenue11
Nomoco Road11
North Fire Lane11
Philips Parkway11
South Fourth St.11
School Road11
SR-1511
SR-16811
SR-2111
SR-2911
SR-3111
SR-3311
SR-3611
SR-3811
SR-4111
SR-44511
SR-4511
SR-5011
SR-5611
SR-5911
SR-7711
Union Mill Road11
US- 911
US-13011
US-32211
West Fourth Street11
Wave Way11
West Front Street11
West Jersey Avenue11
West Main Street11
Willoughby Street11

How Motorcycle Accidents Affect Insurance Rates in New Jersey

If you have been in a recent accident where you have been considered at fault, your motorcycle insurance rates could go up by around 150%. We analyzed sample premiums for a New Jersey rider and saw their motorcycle insurance rates increase from $1,913 to $4,751 per year after they had a recent motorcycle accident. Additionally, the more accidents you are in, the more you can expect your rates to increase.

How motorcycle insurance rates go up after an accidents

After you have been in an accident where you are proven to be at fault, insurers assume that you are statistically more likely to be in future accidents. Insurers set higher rates for riders who companies assume will have them paying out more frequent or higher insurance claims. And motorcycle riders with previous accidents on their record are statistically more like to be in future accidents and are therefore charged more by insurance companies.

Reducing Insurance Rates After a Motorcycle Accident in New Jersey

There are several steps that riders who have been in previous accidents can take to lower motorcycle insurance costs, such as increasing your deductible for comprehensive and collision insurance and shopping around for motorcycle insurance.

Increasing Your Deductibles

Increasing your deductible can result in significant savings on your motorcycle insurance premiums. According to our research, increasing your deductible from $500 to $1,000 for your comprehensive and collision insurance—which covers repairs and replacement if your bike is damaged or stolen—could save you 18% in annual costs. Additionally, you could consider dropping collision and comprehensive coverage altogether if your motorcycle is worth less than a few thousand dollars.

How does raising your deductible affect your motorcycle insurance costs in New Jersey

Shopping Around for Motorcycle Insurance Quotes

The best way to get the cheapest motorcycle insurance rates after an accident is to shop around for insurance policies to ensure you are getting the lowest rates. Insurers usually rate factors, such as prior accidents, differently, and the best way to find the company that offers the cheapest rates to riders who have been in previous accidents is to compare a number of quotes.

For example, in New Jersey, we found that Progressive offered much cheaper motorcycle insurance for riders who have been in an accident—and for riders who have been in no accidents as well—than GEICO, its main competitor in the area. On average, riders who have been in at least one at-fault incident can save nearly $12,000 per year on auto insurance by choosing Progressive over GEICO, according to our research.

Which Insurance Companies offer the Cheapest Motorcycle Coverage After You've Been in  an Accident

Find the Cheapest Motorcycle Insurance Quotes in Your Area

Currently insured?
{"id":4,"isAgeFieldVisible":true,"isInsuranceTypeFieldVisible":true,"isInsuredStatusFieldVisible":true,"customEventLabel":"","defaultZip":"","defaultProduct":"motorcycle","quoteWizardEndpoint":"https:\/\/quotes.valuepenguin.com","trackingKey":"_motorcycle-accidents-new-jersey","title":"Find the Cheapest Motorcycle Insurance Quotes in Your Area","vendor":"vp"}

Comments and Questions

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.