What Is COBRA Insurance and How Much Does It Cost?
COBRA insurance lets you keep the health insurance from your job after you quit, are fired (for most reasons) or retire. COBRA can keep you... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
What Is Coordination of Benefits and How Does It Work?
Coordination of benefits (COB) sets which health insurance plan pays first if you have two policies. Understanding how COB works can help... Read More
Cost of Suppressing Wildfires Up 200% Over Past 20 Years
Between 1998 and 2002, federal spending on fire suppression averaged $994 million annually. Between 2018 and 2022, that figure jumped to... Read More
COVID-19 Vaccinations Rebound Slightly Nationwide as Flu Rates Stagnate — Plus a State-by-State Look
23.0% of adults 18 and older got the COVID-19 vaccine and 46.7% got the flu vaccine during the 2024-25... Read More
What is Medigap Insurance and What Does it Cover?
Medigap policies help you pay for the costs that Original Medicare doesn't cover, like your deductibles. You can choose from 10 plans that... Read More
Little White Lies or Insurance Fraud? Americans Admit to Deceiving Insurers to Save Money
While just 9% of auto insurance and 15% of home insurance policyholders admit to committing insurance fraud, some don't realize filing... Read More
Is Therapy Covered by Insurance and How Much Does It Cost?
Most insurance plans cover therapy, but you usually need a mental health diagnosis. You'll likely pay some of your therapy costs, based on... Read More
Fatal Hit-and-Runs Spike 89% Over 10 Years
10.1% of deadly crashes in California between 2012 and 2021 involved hit-and-runs, the highest across the U.S. That’s ahead of Nevada... Read More
What Is a Medicaid Spend Down?
You can enroll in Medicaid even if you make too much money by spending down your excess income. That means spending more on qualified... Read More
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