Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

See Study

Loan Articles

Merchant Cash Advances: How They Work

Merchant cash advances provide small business owners with an alternative financing option separate from traditional bank loans. Click to... Read More

Best Small Business Loans for Bad Credit of 2019

For small businesses or startups with bad credit, getting funds can be a challenge. Click to find out what the best small business loans... Read More

PayPal Working Capital Review: Large Loans for PayPal Merchants

PayPal offers working capital loans for its small business merchants. Click to read our review of working capital loans from PayPal. Read More

Small Business Loans from Banks & Online Lenders: The Best Options in September 2019

Looking for the best small business loans? Click to read our analysis of the best places to get a small business loan in 2019. Read More

How to Get Funding for Your Small Business: What are Your Options?

Getting financing for your small business is critical to starting or expanding. Click to read what types of financing options are available... Read More

OnDeck Small Business Loan Review: Rewards for Repeat Borrowers and Fast Funding

OnDeck is an online small business lender serving the U.S., Canada and Australia offering term loans and lines of credit. Click to read our... Read More

Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required

Kabbage offers online lending solutions for small businesses in the U.S. and U.K. by relying on real-time business performance rather than... Read More

With LendingClub Scandal, It's Time to Take a Closer Look at Marketplace Lending

LendingClub was supposed to revolutionize how people got their loans, but is it really what it seems? Here's what happens when the hype... Read More

A Year of Trade in New York: Exports and Imports in 2015

We analyzed imports and exports by country and commodity in New York state for 2015. Click to read our analysis of trade and commerce in... Read More