Student Loans

Our guides and reviews will help you navigate and pay off your student loans.

Our guides equip you with everything you need. Whether you’re a student taking out your first loan or someone dealing with monthly loan payments, we'll help you make smarter financial choices.

The Facts About Student Loans

More and more people continue to take out loans to pay for their education and many end up struggling to pay their monthly bills. In FY 2015, the student loan default rate reached 10.8 percent. That's why we're working to provide consumers with free, high-quality resources.

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By the numbers

Total outstanding student loan debt


Average debt per borrower


Average monthly payment


Student Loan Articles

The Fed Reveals a Direct Link Between Student Loan Debt and a Decline in Homeownership

Student debt is responsible for nearly 20% of the decline in homeownership among young adults. Read More

Average Cost of College in America

The average cost of college is $20,770 for public schools (in-state) and $46,950 for nonprofit private schools. We compared average college... Read More

Student Loan Interest Rates: Your Guide to Understanding the Numbers

Undergraduate students can expect to pay 5.05% on federal loans and between 3.50% and 12% on private student loans. Find out the current... Read More

Average Student Loan Debt in America: Facts & Figures

Our team of analysts at ValuePenguin decided to dive into the data behind how much people across the country owed on their student loans.... Read More

Most Educated Cities in 2016

From education level, to the rates of employment and poverty, to the quality of schools and beyond, there are myriad important factors to... Read More