Find the Right Financing for Your Business

If you’re looking for a small business loan, it’s best to shop around to get the best rates and terms. Our comparison tool will help you find the best deals for financing your business.

We’ve done the research for you. Whether you’re a new entrepreneur applying for your first loan or a seasoned business owner applying for an SBA loan, our guides and reviews will help you find the best financing for your business.

Who Has the Best Small Business Loans?

Picking the right loan for your business is critical to your success. We’ve evaluated what types of loans and lenders generally offer the best interest rates.

Learn More

Type of Lender
Annual Interest Rates
Large National Banks2.24-4.77%
Small National and Regional Banks2.86-5.43%
Online/Alternative Lenders5.49-66.57%

Getting Your First Business Loan?

If you’re applying for your first business loan, our guides will help through the process, from figuring out what type of funding you need to getting approved for a loan.

Types of Small Business Financing

There are a variety of financing products beyond traditional loans. Our guides break down these products and explain when and why you’d want to apply for each.

SBA & Government Loans

Government loans offer some of the best financing for small businesses in the U.S. Learn more about these competitive loan programs, including which one is the right fit for your business and how to apply.

Find the Best Small Business Loans

Shopping around to get the best loan offers can be time-consuming. To help you out, we’ve put together a list of top picks of small business financing for all types of businesses and needs.

Small Business Loan Reviews

{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"PayPal Working Capital Review: Large Loans for PayPal Merchants\" title=\"PayPal Working Capital Review: Large Loans for PayPal Merchants\" href=\"https:\/\/www.valuepenguin.com\/small-business\/paypal-working-capital-review\"\u003E\u003Cimg alt=\"PayPal Working Capital Review\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/paypal-working-capital-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"PayPal Working Capital Review: Large Loans for PayPal Merchants\"\u003EPayPal Working Capital Review: Large Loans for PayPal Merchants\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\" title=\"Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\" href=\"https:\/\/www.valuepenguin.com\/small-business\/credibility-capital-small-business-loan-review\"\u003E\u003Cimg alt=\"Credibility Capital logo\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/credibility-capital-small-business-loan-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\"\u003ECredibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\" title=\"Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\" href=\"https:\/\/www.valuepenguin.com\/small-business\/kabbage-business-loan-review\"\u003E\u003Cimg alt=\"Kabbage Logo\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/kabbage-business-loan-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\"\u003EKabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"Currency Equipment Financing Review: Wide Variety of Options for All Borrowers\" title=\"Currency Equipment Financing Review: Wide Variety of Options for All Borrowers\" href=\"https:\/\/www.valuepenguin.com\/small-business\/currency-equipment-financing-review\"\u003E\u003Cimg alt=\"Currency logo\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/currency-equipment-financing-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"Currency Equipment Financing Review: Wide Variety of Options for All Borrowers\"\u003ECurrency Equipment Financing Review: Wide Variety of Options for All Borrowers\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Business Credit Scores 101

Businesses have credit scores just like individuals do. Our guides will help you understand your business’s credit report and improve your score.

Small Business News & Analysis

How to Get a Loan to Start a Business: What to Know About Startup Loans

Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More

Contract Financing: What is It and How Does it Work?

Contract financing is a way for your business to receive a cash advance on work you have yet to perform on a contracted job. Click to read... Read More

Net Operating Income (NOI): What Is It? How Do You Calculate It?

Net operating income, or NOI for short, is a measurement used to determine the profitability of a property in commercial real estate. NOI... Read More

What is Quick Ratio? How Do You Calculate It?

The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More

Small Business Grants: How to get funding in 2021

Grants are considered "free money" because they don’t typically need to be repaid. The federal government, state government and even... Read More

What is a Surety Bond and When Do You Need One?

A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More

USDA Business Loans: What are They? How Do They Work?

USDA business loans are a great source of affordable, long-term financing for small businesses, companies, nonprofits and other... Read More

How to Find Commercial Property Value

Putting a value on commercial real estate is part science and part art, but there are several valuation methods at your disposal. Read More

How to Transfer Business Ownership: What You Need to Know

There are several methods of transferring business ownership. The method chosen depends on the business owner's needs and plans, the market... Read More

Pages