Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

What is a Microloan?

Microloans are normally defined as any loan for $50,000 or less. Since many banks are unwilling to provide smaller loan amounts, microloans... Read More

Working Capital Loans for Small Businesses: Your Best Options Now

Having enough working capital is essential to managing your business's daily expenses. We've compiled a list of the best working capital... Read More

PayPal Working Capital Review: Large Loans for PayPal Merchants

PayPal offers working capital loans for its small business merchants. Click to read our review of working capital loans from PayPal. Read More

Small Business Loans from Banks & Online Lenders: Your Best Options Now

Looking for the best small business loans? Click to read our analysis of the best places to get a small business loan. Read More

Most Educated Cities in 2016

From education level, to the rates of employment and poverty, to the quality of schools and beyond, there are myriad important factors to... Read More

Credit Card Processing Fees and Costs

We generally see credit card processing fees be somewhere around 2% of each purchase - and businesses have some power to minimize costs by... Read More

Paydex Score: Everything You Need to Know

The Paydex score is a business credit score assigned by Dun and Bradstreet to a company. The score rates the likelihood of a business will... Read More