Compare Homeowners Insurance Quotes

The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?


We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.


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States with the Highest Rates

$ 1991
Florida
$ 1722
Lousiana
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.


What Is Airbnb Insurance?

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Homeowners Insurance Research & Advice

How to Find The Best Mobile Home Insurance Companies

If you're looking for homeowners insurance for your mobile home, you'll have to consider a variety of factors including cost and coverage.... Read More

UPC Homeowners Insurance Review: Affordable Rates For Homeowners in Coastal Areas

UPC has good rates and coverages for coastal residents but weak customer service reviews, especially in Florida. People who live inland are... Read More

California Insurance Company Goes Under After Camp Fire, Leaving Thousands Without Insurance

Merced Property & Casualty policyholders, here's what to do next. Read More

Who Has the Cheapest Homeowners Insurance in Waco, Texas?

For Waco homeowners, Mercury Insurance provided the best homeowners insurance rates, but Farmers and Lighthouse Insurance had competitive... Read More

Why We Continue Building Homes in Flood Zones

In many coastal states, a majority of homeowners are taking a gamble rebuilding in flood-prone regions. Read More

Porch Pirates: 6 Steps to Take if Your Package Gets Stolen From Your Door

Thousands of packages are stolen during the holiday season. Follow these steps if you've been the victim of package theft. Read More

What Should You Do If You Have Uninsured Flood Damage? Will FEMA Help?

If your home was damaged by a flood but you don't have flood insurance, you can apply for grant money from FEMA or a loan from the SBA to... Read More

Does Homeowners Insurance Cover Asbestos?

Asbestos usually isn't covered by homeowners insurance, as most policies exclude pollutants. Regardless of whether you can get insurance to... Read More

How Much Does Earthquake Insurance Cost in California?

On average, earthquake insurance costs about $3.50 per thousand dollars of coverage in California. For $500,000 worth of coverage for a... Read More