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The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?

We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.

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States with the Highest Rates

$ 1991
$ 1722
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

Why We Continue Building Homes in Flood Zones

In many coastal states, a majority of homeowners are taking a gamble rebuilding in flood-prone regions. Read More

Most and Least Affordable Cities in Florida for Homeowners & Renters

The affordability of housing costs in Florida varies significantly depending on the city you live in, as well as whether you rent or own... Read More

Most and Least Affordable Cities in Texas for Homeowners & Renters

The affordability of housing costs for homeowners and renters in Texas vary significantly based on the city you live in. However, the city... Read More

Porch Pirates: 6 Steps to Take if Your Package Gets Stolen From Your Door

Thousands of packages are stolen during the holiday season. Follow these steps if you've been the victim of package theft. Read More

What Should You Do If You Have Uninsured Flood Damage? Will FEMA Help?

If your home was damaged by a flood but you don't have flood insurance, you can apply for grant money from FEMA or a loan from the SBA to... Read More

Does Homeowners Insurance Cover Asbestos?

Asbestos usually isn't covered by homeowners insurance, as most policies exclude pollutants. Regardless of whether you can get insurance to... Read More

How Much Does Earthquake Insurance Cost in California?

On average, earthquake insurance costs about $3.50 per thousand dollars of coverage in California. For $500,000 worth of coverage for a... Read More

Best Condo Insurance Companies: What to Look for in a Policy

Finding the best condo insurance for you will depend on a variety of factors, including your desired coverage features and price levels.... Read More

Who Needs Townhouse Insurance? What Policy Should I Buy?

Everyone who owns or lives in a townhouse should have insurance to protect their home and their property. But which kind of townhouse... Read More