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The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?


We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.


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States with the Highest Rates

$ 1991
Florida
$ 1722
Lousiana
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.


What Is Airbnb Insurance?

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

Should I Consider a High Value Home Insurance Policy?

High value home insurance provides an array of extra coverages and services not available through typical insurers. But it's only available... Read More

Texas Farm Bureau Auto & Home Insurance Review: Strong Customer Service Props Up Unremarkable Policy Coverage

The Texas insurance branch of the American Farm Bureau Federation, Texas Farm Bureau, offers strong customer service, so you'll have few... Read More

How To Estimate The Replacement Cost Of Your Home

Calculating the cost to build or rebuild a house, also known as replacement cost, is one of the most important steps in shopping for... Read More

Excess Flood Insurance: What Is It? Who Needs It?

If you have a high-value home located in a high-risk flood area, you may need excess flood insurance. This insurance covers damage to your... Read More

Best RV Insurance Companies of 2019

We’ve evaluated the best renters insurance companies of 2019 based on their fit for specific shoppers. Click here to see which company is... Read More

Tornado Insurance for Houses, Apartments and Cars

Homeowners insurance generally covers damage from tornadoes, but it's up to you to make sure you have enough coverage to fully repair your... Read More

Can You Keep Homeowners and Auto Insurance After Bankruptcy?

Bankruptcy and your insurance policy are indirectly related. Your insurer can't cancel your policy for bankruptcy alone. But if a... Read More

How Does Insurance Work for Modular Homes?

Modular homes are built in a similar way to a manufactured or mobile home. But for insurance purposes, modular homes are treated the same... Read More

It's Time to Run Your 2019 Home Insurance Checkup

Thousands of homeowners lost their homes to fires in recent months. As 2019 gets underway, conduct your own 2019 home insurance checkup to... Read More