Compare Homeowners Insurance Quotes

The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

Currently Insured?

What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?


We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.


Learn More

States with the Highest Rates

$ 1991
Florida
$ 1722
Lousiana
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.


What Is Airbnb Insurance?

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

See Study

Homeowners Insurance Research & Advice

Most and Least Affordable Cities in Illinois for Homeowners & Renters

Two-thirds of renters in large Illinois cities were found to contribute over 30% of their annual income to housing, while homeowners are... Read More

Most and Least Affordable Cities in New York for Homeowners & Renters

The affordability of housing costs for homeowners and renters in New York varies significantly based on the city in which you live. Renters... Read More

Heritage Home Insurance Review: Florida-Based Insurer Sells Basic Policies With Below-Standard Customer Service

Reviewing Heritage Property & Casualty Co., we found a home insurance company that provides basic policies and little more. Read More

Renovating Your Home? 3 Ways It Can Save Money on Home Insurance

Renovating a home can be a big investment, but homeowners can get major savings on their home insurance policy, especially those with older... Read More

Worthwhile Renovations to Increase the Value of Your Home

Learn how to maximize the value of your home through various renovations, while abiding to proper building codes. Read More

What is an Insurance Peril? Definition and Examples

Peril definition: In insurance, a peril is a specific cause of bodily injury or property damage. Insurance exists in part to help you... Read More

Where Have Property Taxes Increased the Most?

The median home value in the United States has risen by over $18,000 from 2007 to 2017, and American homeowners saw an average increase of... Read More

What Is An HO-3 Homeowners Insurance Policy?

An HO-3 insurance policy, known as an HO-3 special form homeowners insurance policy, is the most common type of home insurance on the... Read More

Are Smart Device Home Insurance Discounts Worth It?

As an increasing number of insurance companies have partnered with smart device makers, purchasing a smart device is a handy way to save on... Read More