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The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?


We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.


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States with the Highest Rates

$ 1991
Florida
$ 1722
Lousiana
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.


What Is Airbnb Insurance?

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

The Best Landlord Insurance Providers in 2019

We found that the best insurance provider for most rental properties is Allstate. However, our research also showed us that landlords with... Read More

How to Make a Home Inventory

It might be difficult to make a list of your home's inventory after you suffer property damage. It would be even harder to know what you... Read More

Natural Disaster Insurance: What Does It Cover?

Despite the coverage you get from a typical homeowners policy, your policy doesn't cover common disasters like floods and earthquakes. Read More

Tips for Making Homeowners Insurance Claims

If you have to file a homeowners insurance claim, knowing how to deal with your insurance provider can affect whether your claim is... Read More

What Is Moving Insurance?

Moving insurance comes in three forms: released-value protection, full-value protection and third-party liability protection. Read More

States Where Homeowners Are Most at Risk from Climate Change

We looked at the states most at risk from projected rising ocean levels, and how current weather events are leading to higher insurance... Read More

Do Insurance Companies Cover Wood Stoves?

Home insurance companies usually cover wood stoves or pellet stoves as long as they're professionally installed and inspected. Find out how... Read More

Is Homeowners Insurance Required?

You are not legally required to have homeowners insurance, but your mortgage probably requires it. Home insurance is an effective way to... Read More

Is There a Flood Insurance Waiting Period?

Flood insurance policies usually come with waiting periods of 14 to 30 days. The difference depends on whether you obtain coverage through... Read More