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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?

We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.

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States with the Highest Rates

$ 1991
$ 1722
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

States Where Homeowners Are Most at Risk from Climate Change

We looked at the states most at risk from projected rising ocean levels, and how current weather events are leading to higher insurance... Read More

Do Insurance Companies Cover Wood Stoves?

Home insurance companies usually cover wood stoves or pellet stoves as long as they're professionally installed and inspected. Find out how... Read More

Is Homeowners Insurance Required?

You are not legally required to have homeowners insurance, but your mortgage probably requires it. Home insurance is an effective way to... Read More

Is There a Flood Insurance Waiting Period?

Flood insurance policies usually come with waiting periods of 14 to 30 days. The difference depends on whether you obtain coverage through... Read More

How Much is Flood Insurance in Minnesota and When Do You Need It?

At an average annual cost of $900, flood insurance coverage in Minnesota is a substantial addition to your existing costs as a homeowner.... Read More

Nearly Half of Homeowners Don't Know What Their Insurance Policy Covers

In 2018, natural disasters caused $160 billion in damage across the U.S. For that reason, it's more important than ever for homeowners to... Read More

Flood Insurance in Connecticut: How Much It Costs and When You Need Coverage

On average, flood insurance costs Connecticut homeowners nearly $1,400 each year. Find out the difference between NFIP and private flood... Read More

Storage Unit Insurance: What Is It and What Does It Cover?

Storage unit insurance is part of the protection that a homeowners or renters insurance policy grants to your belongings no matter where... Read More

Flood Insurance in Massachusetts: How Much it Costs and When You Need Coverage

The average annual cost of flood insurance in Massachusetts is $1,251 for policies sponsored through FEMA's National Flood Insurance... Read More