Compare Homeowners Insurance Quotes

The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who has the Best Insurance Rates?


We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.


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States with the Highest Rates

$ 1991
Florida
$ 1722
Lousiana
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.


What Is Airbnb Insurance?

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

Most and Least Affordable Cities in Michigan for Homeowners & Renters

The affordability of housing costs for homeowners and renters in Michigan varies significantly based on the city in which you live. While... Read More

Most and Least Affordable Cities in Texas for Homeowners & Renters

The affordability of housing costs for homeowners and renters in Texas vary significantly based on the city you live in. The city of Laredo... Read More

Most and Least Affordable Cities in Florida for Homeowners & Renters

The affordability of housing costs in Florida varies significantly depending on the city you live in, as well as whether you rent or own... Read More

What Other Structures Coverage Is Included in Your Homeowners Insurance?

In most cases, your homeowners insurance extends 10% of its main dwelling coverage to other structures on your property such as detached... Read More

Does Homeowners Insurance Cover College Students?

Your homeowners insurance covers your child in most cases while they attend college, as long as they're full-time students living in on-... Read More

The Cheapest Homeowners Insurance Companies in 2019

The cheapest homeowners insurance companies aren't always the best — so we've evaluated major home insurers and figured out which ones... Read More

The Best and Cheapest Homeowners Insurance Companies in New York

We compared a dozen of the top homeowners insurance companies in New York, and found that NYCM is the best choice for most NY homeowners.... Read More

As Peak Hurricane Season Begins, Many Homeowners Substitute Confidence for Preparedness

About 25% of homeowners in high-risk states believed themselves ready for this year's hurricanes despite having made no preparations. Read More

How to Deal with Insurance Adjusters

When you decide to file an insurance claim, you'll have to work with the insurance adjuster that your homeowners insurance provider sends... Read More