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What We Can Do for You
Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.
Who has the Best Insurance Rates?
We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.
States with the Highest Rates
Homeowners Insurance Basics
Familiarize yourself as a beginner, or reinforce your knowledge as an expert.
Guides
Buying Homeowners Insurance
Learn how to shop for a policy that’s best for you.
Guides
Airbnb Insurance: What Is Covered And Excluded
Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...
See StudyFiling a Homeowners
Insurance Claim
Get the most out of your policy when you file or dispute a claim.
Guides
Flood Insurance
Learn when you would need flood insurance and how to get the most out of your policy.
Guides
Related Insurance Policies and Topics
Consider these policies when just homeowners insurance isn’t enough.
Topics
Homeowners Insurance Research & Advice
States Where Homeowners Are Most at Risk from Climate Change
We looked at the states most at risk from projected rising ocean levels, and how current weather events are leading to higher insurance... Read More
Do Insurance Companies Cover Wood Stoves?
Home insurance companies usually cover wood stoves or pellet stoves as long as they're professionally installed and inspected. Find out how... Read More
Is Homeowners Insurance Required?
You are not legally required to have homeowners insurance, but your mortgage probably requires it. Home insurance is an effective way to... Read More
Is There a Flood Insurance Waiting Period?
Flood insurance policies usually come with waiting periods of 14 to 30 days. The difference depends on whether you obtain coverage through... Read More
How Much is Flood Insurance in Minnesota and When Do You Need It?
At an average annual cost of $900, flood insurance coverage in Minnesota is a substantial addition to your existing costs as a homeowner.... Read More
Nearly Half of Homeowners Don't Know What Their Insurance Policy Covers
In 2018, natural disasters caused $160 billion in damage across the U.S. For that reason, it's more important than ever for homeowners to... Read More
Flood Insurance in Connecticut: How Much It Costs and When You Need Coverage
On average, flood insurance costs Connecticut homeowners nearly $1,400 each year. Find out the difference between NFIP and private flood... Read More
Storage Unit Insurance: What Is It and What Does It Cover?
Storage unit insurance is part of the protection that a homeowners or renters insurance policy grants to your belongings no matter where... Read More
Flood Insurance in Massachusetts: How Much it Costs and When You Need Coverage
The average annual cost of flood insurance in Massachusetts is $1,251 for policies sponsored through FEMA's National Flood Insurance... Read More