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The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who Has The Best Insurance Rates?

We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.

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States with the Highest Rates

$ 1991
$ 1722
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

Flood Insurance in New Jersey

Flood insurance is not a legal requirement to own a home in New Jersey, but if you live in an area that is likely to flood, you may be... Read More

What is Home Contents Insurance?

Home contents insurance covers damage to or theft of your personal belongings and is typically included as part of a homeowners insurance... Read More

Tiny House Insurance

Tiny houses are more complicated to insure than regular homes. The kind of coverage you're eligible for and how much you'll pay to insure... Read More

Dear Floridians, Why Aren't You Doing Hurricane Prep?

Less than half of Floridians take adequate steps to protect their homes from hurricanes, according to a recent survey. The rest are missing... Read More

Fear, Manufactured Homes and a Solution to the Affordable Housing Crisis

Fear affects decision-making every day. But often, "fear" is an acronym for "false evidence appearing real." Our research indicates that... Read More

Could Private Companies Save the Flood Insurance Market?

Despite ongoing rate increases, the NFIP is drowning in debt. Could private flood insurance companies save it? Read More

How Much Does Boat Insurance Cost?

The average cost of boat insurance is $429 per year, but this varies depending on multiple factors. Click here to read about what impacts... Read More

Florida Wind Insurance & How to Lower Costs with Wind Mitigation Credits

Buying windstorm insurance is a good consideration for Florida homeowners, given the state regularly faces strong winds, hurricanes and... Read More

Florida Boat Insurance & Boating Laws

Florida boat owners aren't required to buy insurance or obtain licenses in order to operate their boats. However, you will typically be... Read More