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The same homeowners insurance company isn’t the best for everyone. Enter your information to get quotes from the best available insurers.

What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who Has The Best Insurance Rates?

We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.

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States with the Highest Rates

$ 1991
$ 1722
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

3 Things You Can Do To Keep Your Home Insurance Costs Down

The premiums you pay to insure your home can change (usually upwards) for a host of reasons, most of which are out of your control. It’s... Read More

3 Home-Protection Systems That Can Cut Your Insurance Premiums

Since fires and burglaries are key catalysts for home-insurance claims, it makes sense that insurance companies offer discounts to those... Read More

Does Homeowners Insurance Cover Damage to Your Septic Tank?

Homeowners insurance can be used to repair your septic tank in certain situations. In this article we discuss all situations which you... Read More

Does Homeowners Insurance Cover Sewer Lines?

A damaged or backed up sewer line can be very costly to repair, and in many situations your homeowners policy won't cover you. Read on to... Read More

What is Personal Property Insurance?

Personal property insurance is a major part of homeowners/renters insurance that protects your belongings from ruin. Read on to learn the... Read More

Does Homeowners Insurance Cover Termite Damage?

Termite damage is only covered in very specific cases by homeowners insurance. Most of the common termite damages may not be covered or... Read More

Does Homeowners Insurance Cover House Foundation Repair?

The foundation of a home can be expensive to repair, and frightening if homeowners insurance won't cover it. We discuss when your... Read More

3 Caveats About Your Homeowners Insurance

If you are the victim of theft, whether it occurs inside or outside of your home, your homeowners insurance coverage can help you to... Read More

What You Should Know About Insuring Your Drone

Recreational drones, technically known as unmanned aircraft systems, have (literally) been taking off in recent years. The Federal... Read More