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What We Can Do for You

Homeowners insurance protects the largest single investment most people make: their home. Our guides help you understand policies and make necessary and critical decisions easier.

Who Has The Best Insurance Rates?

We analyzed hundreds of quotes across the U.S. and some homeowners are paying much more than others.

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States with the Highest Rates

$ 1991
$ 1722
$ 952
US Average

Homeowners Insurance Basics

Familiarize yourself as a beginner, or reinforce your knowledge as an expert.

Airbnb Insurance: What Is Covered And Excluded

Understand what Airbnb's insurance covers and excludes, whether you're a host or guest. We discuss the coverage Airbnb's Host Protection...

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Homeowners Insurance Research & Advice

What is Hurricane Insurance and Do You Need It?

Hurricane insurance is actually a combination of several insurance policies to best shield your home from wind and water damage. Read on... Read More

How to Save Money on Homeowners Insurance

There are numerous ways to save money on your home insurance policy. In this article we discuss several of those ways in detail. Read More

Average Cost of Flood Insurance 2018

Flood insurance policies through the National Flood Insurance Program (NFIP) cost $707 on average. Read on to see the average premiums... Read More

Does Homeowners Insurance Cover Pet Damage?

If your pet causes damage to your home or property, you likely will not be covered. If they were to cause damage to someone else's... Read More

4 Things To Know About Insurance On Your Air Conditioning

The cooling season is underway in the hottest regions of the U.S. and, despite a cool spring, it isn’t far away in areas such as the... Read More

Does Homeowners Insurance Cover Slips and Falls?

If you are sued for a slip and fall in your home, your homeowners insurance will cover you financially in the vast majority of cases. To... Read More

Does Homeowners Insurance Cover Your Landscaping?

Landscaping is given narrow coverage from standard homeowners policies. Your lawn and plants will only be covered if they are damaged by... Read More

Does Homeowners Insurance Cover Landslides and Mudslides?

Landslides and mudslides are not covered by standard homeowners policies. Since they are so rare, it requires a special insurance to... Read More

Does Homeowners Insurance Cover Tree Removal after a Storm?

If a storm blows down a tree, so long as it landed on your home, you would be covered for the cost of the removal. In other situations it... Read More