These plans must have a deductible of at least $1,400 for an individual or $2,800 for a family to meet the 2022 definition of an HDHP. The total out-of-pocket expenses can't be more than $7,050 or $14,100, respectively.
On a national level, HDHPs are becoming more common, with more than half of Americans who have access to such a plan through their employer taking up the deal.
The chart below delineates the increasing popularity of HDHPs on a national level, looking at figures since 2015.
Year | % with HDHP | Year | % with HDHP |
2015 | 39.4% | 2018 | 49.1% |
2016 | 42.6% | 2019 | 50.5% |
2017 | 48.7% | 2020 | 52.9% |
(Of importance, the figures in this study don't include consumers who purchase their health insurance on the public market, but only those covered by an employer-sponsored health care plan offered through their employer.)
Although there's a clear rise on a national level, the trends vary significantly by state. North Carolina leads the pack, with 69.5% of its privately insured employees enrolled in HDHPs, followed by states scattered across the nation and political spectrum.
Rank | State | % with HDHP | Rank | State | % with HDHP |
1 | North Carolina | 69.5% | 6 | Missouri | 63.2% |
2 | New Hampshire | 68.0% | 7 | West Virginia | 62.9% |
3 | Kentucky | 66.2% | 8 | Minnesota | 62.5% |
4 | Arizona | 64.9% | 9 | Utah | 62.4% |
5 | Indiana | 64.7% | 10 | South Dakota | 62.3% |
At the other end of the spectrum, certain states' residents seem more resistant to hopping aboard the HDHP train. Hawaii — in particular — is a standout, with only 17.6% of its population of employer-sponsored health care consumers opting for HDHPs, followed by the District of Columbia (33.8%), Alabama (38.8%), and New York (40.5%).
Rank | State | % with HDHP | Rank | State | % with HDHP |
1 | Hawaii | 17.6% | 6 | Mississippi | 45.9% |
2 | District of Columbia | 33.8% | 7 | Massachusetts | 45.9% |
3 | Alabama | 38.8% | 8 | Louisiana | 45.9% |
4 | New York | 40.5% | 9 | Maryland | 47.0% |
5 | California | 42.8% | 10 | Pennsylvania | 47.2% |
Again, states and districts on the lower end of the HDHP enrollment spectrum are disparate in geographical location and political leaning, though many of them — aside from Hawaii and California — seem to be concentrated in the eastern half of the country.
Full rankings
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeInset--root ShortcodeInset--justify-right ShortcodeInset--color-blue\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EThese plans must have a \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"How Does a Health Insurance Deductible Work?\" href=\"https:\/\/www.valuepenguin.com\/health-insurance-deductibles\"\u003Edeductible\u003C\/a\u003E\u003C\/span\u003E of at least $1,400 for an individual or $2,800 for a family to meet the 2022 definition of an HDHP. The total out-of-pocket expenses can't be more than $7,050 or $14,100, respectively.\u003C\/p\u003E\n\n\u003Cp\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003EOn a national level, HDHPs are becoming more common, with more than half of Americans who have access to such a plan through their employer taking up the deal.\u003C\/p\u003E\n\n\u003Cp\u003EThe chart below delineates the increasing popularity of HDHPs on a national level, looking at figures since 2015.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn hCELBb\"\u003E\u003Ctr\u003E\u003Cth colSpan=\"4\" width=\"25%\" class=\"StyledHeaderCell-sc-nsptsd dktvfb\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EHigh-deductible health plan coverage, nationally\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003EYear\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E\u003Cstrong\u003E% with HDHP\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003EYear\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E\u003Cstrong\u003E% with HDHP\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2015\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E39.4%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2018\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E49.1%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2016\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E42.6%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2019\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E50.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2017\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E48.7%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2020\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E52.9%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"left\",\"right\"],\"alignsVertical\":[\"top\",\"top\",\"top\"],\"columnWidths\":[\"25%\",\"25%\",\"25%\",\"25%\"],\"data\":[[\"High-deductible health plan coverage, nationally\",\"<<<\",\"<<<\",\"<<<\"],[\"\\u003Cstrong\\u003EYear\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E% with HDHP\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EYear\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E% with HDHP\\u003C\\\/strong\\u003E\"],[\"2015\",\"39.4%\",\"2018\",\"49.1%\"],[\"2016\",\"42.6%\",\"2019\",\"50.5%\"],[\"2017\",\"48.7%\",\"2020\",\"52.9%\"]],\"footnote\":\"\",\"hideHeaderRow\":false,\"hasMarginBottom\":true,\"isExpandable\":false,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E(Of importance, the figures in this study don't include consumers who purchase their health insurance on the public market, but only those covered by an employer-sponsored health care plan offered through their employer.)\u003C\/p\u003E\n\n\u003Cp\u003EAlthough there's a clear rise on a national level, the trends vary significantly by state. North Carolina leads the pack, with 69.5% of its privately insured employees enrolled in HDHPs, followed by states scattered across the nation and political spectrum.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn hCELBb\"\u003E\u003Ctr\u003E\u003Cth colSpan=\"6\" width=\"10%\" class=\"StyledHeaderCell-sc-nsptsd eWikhN\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EStates with highest rate of private employees enrolled in HDHPs\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003ERank\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003EState\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E\u003Cstrong\u003E% with HDHP\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003ERank\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003EState\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E\u003Cstrong\u003E% with HDHP\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003ENorth Carolina\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E69.5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EMissouri\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E63.2%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003ENew Hampshire\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E68.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EWest Virginia\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E62.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EKentucky\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E66.2%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EMinnesota\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E62.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EArizona\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E64.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EUtah\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E62.4%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EIndiana\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E64.7%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003ESouth Dakota\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E62.3%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"left\",\"left\",\"right\"],\"alignsVertical\":[\"top\",\"top\",\"top\",\"top\",\"top\",\"top\"],\"columnWidths\":[\"10%\",\"25%\",\"15%\",\"10%\",\"25%\",\"15%\"],\"data\":[[\"States with highest rate of private employees enrolled in HDHPs\",\"<<<\",\"<<<\",\"<<<\",\"<<<\",\"<<<\"],[\"\\u003Cstrong\\u003ERank\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EState\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E% with HDHP\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003ERank\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EState\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E% with HDHP\\u003C\\\/strong\\u003E\"],[\"1\",\"North Carolina\",\"69.5%\",\"6\",\"Missouri\",\"63.2%\"],[\"2\",\"New Hampshire\",\"68.0%\",\"7\",\"West Virginia\",\"62.9%\"],[\"3\",\"Kentucky\",\"66.2%\",\"8\",\"Minnesota\",\"62.5%\"],[\"4\",\"Arizona\",\"64.9%\",\"9\",\"Utah\",\"62.4%\"],[\"5\",\"Indiana\",\"64.7%\",\"10\",\"South Dakota\",\"62.3%\"]],\"footnote\":\"\",\"hideHeaderRow\":false,\"hasMarginBottom\":true,\"isExpandable\":false,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EAt the other end of the spectrum, certain states' residents seem more resistant to hopping aboard the HDHP train. Hawaii \u2014 in particular \u2014 is a standout, with only 17.6% of its population of employer-sponsored health care consumers opting for HDHPs, followed by the District of Columbia (33.8%), Alabama (38.8%), and New York (40.5%).\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn hCELBb\"\u003E\u003Ctr\u003E\u003Cth colSpan=\"6\" width=\"10%\" class=\"StyledHeaderCell-sc-nsptsd eWikhN\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EStates with lowest rate of private employees enrolled in HDHPs\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003ERank\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003EState\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E\u003Cstrong\u003E% with HDHP\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003ERank\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E\u003Cstrong\u003EState\u003C\/strong\u003E\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E\u003Cstrong\u003E% with HDHP\u003C\/strong\u003E\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EHawaii\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E17.6%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EMississippi\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E45.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EDistrict of Columbia\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E33.8%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EMassachusetts\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E45.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EAlabama\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E38.8%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003ELouisiana\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E45.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003ENew York\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E40.5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EMaryland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E47.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003ECalifornia\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E42.8%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"10%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003E10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"25%\" class=\"StyledBodyCell-sc-5cu9ee bEfFUh\"\u003EPennsylvania\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"15%\" class=\"StyledBodyCell-sc-5cu9ee bGuMza\"\u003E47.2%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"left\",\"left\",\"right\"],\"alignsVertical\":[\"top\",\"top\",\"top\",\"top\",\"top\",\"top\"],\"columnWidths\":[\"10%\",\"25%\",\"15%\",\"10%\",\"25%\",\"15%\"],\"data\":[[\"States with lowest rate of private employees enrolled in HDHPs\",\"<<<\",\"<<<\",\"<<<\",\"<<<\",\"<<<\"],[\"\\u003Cstrong\\u003ERank\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EState\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E% with HDHP\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003ERank\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003EState\\u003C\\\/strong\\u003E\",\"\\u003Cstrong\\u003E% with HDHP\\u003C\\\/strong\\u003E\"],[\"1\",\"Hawaii\",\"17.6%\",\"6\",\"Mississippi\",\"45.9%\"],[\"2\",\"District of Columbia\",\"33.8%\",\"7\",\"Massachusetts\",\"45.9%\"],[\"3\",\"Alabama\",\"38.8%\",\"8\",\"Louisiana\",\"45.9%\"],[\"4\",\"New York\",\"40.5%\",\"9\",\"Maryland\",\"47.0%\"],[\"5\",\"California\",\"42.8%\",\"10\",\"Pennsylvania\",\"47.2%\"]],\"footnote\":\"\",\"hideHeaderRow\":false,\"hasMarginBottom\":true,\"isExpandable\":false,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EAgain, states and districts on the lower end of the HDHP enrollment spectrum are disparate in geographical location and political leaning, though many of them \u2014 aside from Hawaii and California \u2014 seem to be concentrated in the eastern half of the country.\u003C\/p\u003E\n\n\u003Ch3\u003EFull rankings\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"infogram-embed\" data-id=\"_\/UpZDPmaSouGv9YuKa5WA\" data-type=\"interactive\" data-title=\"State-by-state percentage of employed workforce enrolled in a HDHP 2021\"\u003E\u003C\/div\u003E\u003Cscript\u003E!function(e,i,n,s){var t=\"InfogramEmbeds\",d=e.getElementsByTagName(\"script\")[0];if(window[t]&&window[t].initialized)window[t].process&&window[t].process();else if(!e.getElementById(n)){var o=e.createElement(\"script\");o.async=1,o.id=n,o.src=\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\",d.parentNode.insertBefore(o,d)}}(document,0,\"infogram-async\");\u003C\/script\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
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