Guides
The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
We offer insight about sports cars, cheap tires, condo coverage and more. We can help you make an informed decision about your home, health, car, and money.
More Guides
Auto Insurance Eligibility & License Points in New Jersey
In New Jersey, after a speeding ticket or traffic violation the state’s Motor Vehicle Commission will attach points to your license that... Read More
Rental Reimbursement Coverage: What Is It and Do I Need It?
Rental car reimbursement coverage is an option from your auto insurance company. It covers the cost to rent a car if yours has to be... Read More
Defensive Driving Courses in New Jersey
After a traffic violation, a defensive driving course can help you remove points from your driver's license and improve your auto insurance... Read More
Auto Insurance Requirements in New Jersey
New Jersey law requires all drivers to carry auto insurance that includes both liability and personal injury protection (PIP) coverages.... Read More
Uninsured and Underinsured Motorist Coverage Car Insurance
Uninsured motorist coverage pays for medical bills and car repairs if you're hit by a driver who doesn't have car insurance.... Read More
Bodily Injury Car Insurance Coverage: How Does It Work?
Bodily injury liability is a car insurance coverage that aHMO and PPO health and dental plans manage care in slightly different ways, from... Read More
What is Property Damage Liability Car Insurance?
Property damage liability insurance pays for repairs and replacements after you cause damage to another person's car, house or other... Read More
How Do Deductibles Affect Car Insurance Premiums?
Higher car insurance deductibles mean lower premiums. Adjusting your deductible is one way to manage auto insurance rates, but be mindful... Read More
Inpatient vs. Outpatient Treatment: Know the Difference
Inpatient care means you've been admitted to the hospital overnight, usually when you're very sick or hurt. Outpatient care means you get... Read More
What to Know About ACA Minimum Essential Coverage
Minimum essential coverage is health insurance that meets the Affordable Care Act (ACA) requirement for being a qualified health plan, or... Read More
Cost Sharing Reduction (CSR): What It Means and Who's Eligible?
Cost-sharing reductions lower your medical costs. To qualify, you need to earn less than $36,450 as a single person or $75,000 for a family... Read More
Average Cost of a Wedding: By State and Feature
There are an average of 2 million marriages annually, costing an average total of more than $50 billion a year. ValuePenguin researchers... Read More
Managing Editor
Ben Breiner is the Managing Editor of ValuePenguin/LendingTree's insurance vertical. He oversees a team of writers who focus on guiding readers through the rigors of home and auto coverage. He still loves that moment when the words fall together and he can translate an intimidating topic so a reader can make the best choice.
Ben got involved in insurance in 2021 when he joined ValuePenguin. He moved up from writer to editor and watched the team grow to expand the ways it helps consumers. Before that, he spent a decade as a sportswriter for newspapers in the Southeast and Midwest.
Ben had to put off buying his first car because of high insurance rates, so he's keenly aware how the wrong policy can get in the way of your goals. He should've shopped around and looked to the experts.
Insurance tip
Always keep an eye out for insurance you can load up on at a low price. A lot more liability coverage won't break the bank and protects your hard-earned assets.
Expertise
- Car insurance
- Home insurance
- Renters insurance
Education
- BA, Economics and Journalism, University of Wisconsin-Madison
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
