Guides
The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
We offer insight about sports cars, cheap tires, condo coverage and more. We can help you make an informed decision about your home, health, car, and money.
More Guides
Stacked vs. Unstacked Car Insurance: Which is Better?
Stacked insurance allows you to combine uninsured or underinsured motorist coverage across multiple policies or within one auto policy... Read More
How Does Tort Insurance Work? Full vs. Limited
Tort car insurance allows policyholders to sue the at-fault driver and their insurer for pain and suffering after a car accident. In... Read More
Agreed Value Car Insurance vs Stated Value Insurance
Agreed value insurance is a form of specialized coverage for expensive property — often classic, antique and modified cars. Specialty... Read More
When to Drop Full Coverage Insurance on Your Older Car
If your car is more than a decade old, it may not be worth it to have car insurance that will replace the vehicle after an... Read More
GM (OnStar) Insurance: Cost and How it Works
GM auto and homeowners insurance policies are more expensive than competitors, but if you own a GM vehicle, the convenience and extra... Read More
Car Insurance Rates by State: 2025 Comparison
Maine, New Hampshire, Vermont, Idaho and Ohio have the cheapest full coverage car insurance rates in the country. Full coverage costs an... Read More
Does Car Insurance Go Down at Age 25?
The cost of car insurance goes down at age 25 by about 11%. Twenty-five-year-old drivers can lower their rates by eliminating unnecessary... Read More
Drunk Driving Statistics
View drunk driving stats by state, age, road type, time of year, along with how a DUI effects the cost of car insurance.... Read More
Distracted Driving Statistics - Crash Data for Texting & Cellphone Usage
About 3,000 people are killed by distracted driving each year. The most common cause of distracted driving is cellphone use, including... Read More
How Much Does It Cost to Insure a Land Rover Discovery?
The average cost of car insurance for a Land Rover Discovery is $1,751 for a six-month policy. Our review of Land Rover Discovery quotes... Read More
How Much Does Car Insurance Cost for a Subaru BRZ?
The best car insurance rates for a Subaru BRZ come from USAA and State Farm. This car costs less to insure than two-door sports cars from... Read More
How Does Car Insurance Work?
Car insurance helps you manage the financial risks of driving. When you buy insurance, you are paying an insurance company to cover the... Read More
Managing Editor
Ben Breiner is the Managing Editor of ValuePenguin/LendingTree's insurance vertical. He oversees a team of writers who focus on guiding readers through the rigors of home and auto coverage. He still loves that moment when the words fall together and he can translate an intimidating topic so a reader can make the best choice.
Ben got involved in insurance in 2021 when he joined ValuePenguin. He moved up from writer to editor and watched the team grow to expand the ways it helps consumers. Before that, he spent a decade as a sportswriter for newspapers in the Southeast and Midwest.
Ben had to put off buying his first car because of high insurance rates, so he's keenly aware how the wrong policy can get in the way of your goals. He should've shopped around and looked to the experts.
Insurance tip
Always keep an eye out for insurance you can load up on at a low price. A lot more liability coverage won't break the bank and protects your hard-earned assets.
Expertise
- Car insurance
- Home insurance
- Renters insurance
Education
- BA, Economics and Journalism, University of Wisconsin-Madison
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
