Find the Right Financing for Your Business

If you’re looking for a small business loan, it’s best to shop around to get the best rates and terms. Our comparison tool will help you find the best deals for financing your business.

We’ve done the research for you. Whether you’re a new entrepreneur applying for your first loan or a seasoned business owner applying for an SBA loan, our guides and reviews will help you find the best financing for your business.

Who Has the Best Small Business Loans?

Picking the right loan for your business is critical to your success. We’ve evaluated what types of loans and lenders generally offer the best interest rates.

Learn More

Type of Lender
Annual Interest Rates
Large National Banks2.24-4.77%
Small National and Regional Banks2.86-5.43%
Online/Alternative Lenders5.49-66.57%

Getting Your First Business Loan?

If you’re applying for your first business loan, our guides will help through the process, from figuring out what type of funding you need to getting approved for a loan.

Types of Small Business Financing

There are a variety of financing products beyond traditional loans. Our guides break down these products and explain when and why you’d want to apply for each.

SBA & Government Loans

Government loans offer some of the best financing for small businesses in the U.S. Learn more about these competitive loan programs, including which one is the right fit for your business and how to apply.

Find the Best Small Business Loans

Shopping around to get the best loan offers can be time-consuming. To help you out, we’ve put together a list of top picks of small business financing for all types of businesses and needs.

Small Business Loan Reviews

{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"PayPal Working Capital Review: Large Loans for PayPal Merchants\" title=\"PayPal Working Capital Review: Large Loans for PayPal Merchants\" href=\"https:\/\/www.valuepenguin.com\/small-business\/paypal-working-capital-review\"\u003E\u003Cimg alt=\"PayPal Working Capital Review\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/paypal-3 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/paypal-working-capital-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"PayPal Working Capital Review: Large Loans for PayPal Merchants\"\u003EPayPal Working Capital Review: Large Loans for PayPal Merchants\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\" title=\"Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\" href=\"https:\/\/www.valuepenguin.com\/small-business\/credibility-capital-small-business-loan-review\"\u003E\u003Cimg alt=\"Credibility Capital logo\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/credibilitycap-2 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/credibility-capital-small-business-loan-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\"\u003ECredibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\" title=\"Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\" href=\"https:\/\/www.valuepenguin.com\/small-business\/kabbage-business-loan-review\"\u003E\u003Cimg alt=\"Kabbage Logo\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/kabbage-4 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/kabbage-business-loan-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\"\u003EKabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\u003Cdiv class=\"node-teaser teaser-review block row\"\u003E\n \u003Cdiv class=\"block teaser-review--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \" \u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container \"\u003E\n \u003Cspan\u003E\u003Ca class=\"js-event-click\" data-eventcategory=\"Teaser\" data-eventlabel=\"Currency Equipment Financing Review: Loans for Construction and Agriculture Businesses\" title=\"Currency Equipment Financing Review: Loans for Construction and Agriculture Businesses\" href=\"https:\/\/www.valuepenguin.com\/small-business\/currency-equipment-financing-review\"\u003E\u003Cimg alt=\"Currency logo\" class=\"ShortcodeImage--image lazyload\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/us\/small_business\/currency-3 2x\"\u003E\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca\n class=\"teaser-review--link js-event-click\"\n href=\"\/small-business\/currency-equipment-financing-review\"\n data-eventaction=\"click\"\n data-eventcategory=\"Teaser\"\n data-eventlabel=\"Currency Equipment Financing Review: Loans for Construction and Agriculture Businesses\"\u003ECurrency Equipment Financing Review: Loans for Construction and Agriculture Businesses\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Business Credit Scores 101

Businesses have credit scores just like individuals do. Our guides will help you understand your business’s credit report and improve your score.

Small Business News & Analysis

Best Cities for Small Business

There are more than five million companies in the U.S. And more than 76% of them have less than 10 employees, according to the U.S. Census... Read More

Average Small Business Loan Amount: Across Banks and Alternative Lenders

The average loan extended to U.S. businesses was $663,000. Click to read how we got those numbers and about other factors that affect the... Read More

SBA Loans: What They Are and How to Get One

SBA loans are a popular choice for small businesses as they offer some of the most competitive terms and rates on the market. Click to read... Read More

Can One of These Small Business Grants for Women Help You?

One of these 21 small business grants for women may be able to help make your business dream a reality. Here’s what they offer and how to... Read More

Types of Small Business Loan Fees

When you apply for a business loan from a bank or alternative lender, it can be overwhelming to decipher all the different fees you may be... Read More

What is a Microloan?

Microloans are normally defined as any loan for $50,000 or less. Since many banks are unwilling to provide smaller loan amounts, microloans... Read More

Working Capital Loans for Small Businesses: Your Best Options Now

Having enough working capital is essential to managing your business's daily expenses. We've compiled a list of the best working capital... Read More

PayPal Working Capital Review: Large Loans for PayPal Merchants

PayPal offers working capital loans for its small business merchants. Click to read our review of working capital loans from PayPal. Read More

Small Business Loans from Banks & Online Lenders: Your Best Options Now

Looking for the best small business loans? Click to read our analysis of the best places to get a small business loan. Read More