Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Personal Loan Interest Rates

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Loan Articles

What is a Business Line of Credit?

A business line of credit can be an excellent tool for a small business owner who's tired of dealing with cash flow issues. Here's how to... Read More

Interchange Fees Definition

Interchange fees are charged to merchants by credit card networks for every credit or debit card transaction. Fees range from 1.15% to 3.25... Read More

EIN Lookup: How to Find a Business Tax ID

Employer identification numbers (EINs) are sometimes called business tax ID numbers. Here's how to do an EIN lookup and why you need one... Read More

What is a Microloan? Microlenders in 2022

Microloans are small business usually under $50,000. Microloans are a great way for new business owners or those with limited credit to get... Read More

Credit Card Processing Fees and Costs

Credit card processing fees can typically range from 2.87% to 4.35% of each transaction, not including merchant service provider fees. Read More

Credit Card Chargeback: A Guide For Merchants

Credit card chargebacks can protect consumers from unauthorized transactions, but they can be a major headache for business owners —... Read More

SBA Loans: What They Are and How to Get One

SBA loans are a popular choice for small businesses as they offer some of the most competitive terms and rates on the market. Click to read... Read More

Average Small Business Loan Interest Rates: Comparing Top Options

The average interest rate for small business loans will vary based on the type of loan product, the lender and your qualifications as a... Read More

What is a Surety Bond and When Do You Need One?

A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More