Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
Best Bad Credit Business Loans for 2022
For small businesses or startups with bad credit, getting funds can be a challenge. Learn more to find out what the best small business... Read More
PayPal Working Capital Review: Loans for PayPal Merchants
PayPal working capital loans can be good for small businesses that need fast funding and have a PayPal account. Read More
Stripe Review: Payment Processing for Business
Stripe payment processing is a good option for ecommerce businesses. Stripe accepts a wide range of payment methods and carries low fees. Read More
Interchange Fees Definition
Interchange fees are charged to merchants by credit card networks for every credit or debit card transaction. Fees range from 1.15% to 3.25... Read More
EIN Lookup: How to Find a Business Tax ID
Employer identification numbers (EINs) are sometimes called business tax ID numbers. Here's how to do an EIN lookup and why you need one... Read More
National Funding 2022 Review: Flexible Loans for Businesses That Need Quick Capital
National Funding's term loans and equipment financing could be a good choice for small businesses with poor to average credit, but need... Read More
What is a Microloan? Microlenders in 2022
Microloans are small business usually under $50,000. Microloans are a great way for new business owners or those with limited credit to get... Read More
Credit Card Processing Fees and Costs
Credit card processing fees can typically range from 2.87% to 4.35% of each transaction, not including merchant service provider fees. Read More
Credit Card Chargeback: A Guide For Merchants
Credit card chargebacks can protect consumers from unauthorized transactions, but they can be a major headache for business owners —... Read More