Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

Best Bad Credit Business Loans for 2022

For small businesses or startups with bad credit, getting funds can be a challenge. Learn more to find out what the best small business... Read More

PayPal Working Capital Review: Loans for PayPal Merchants

PayPal working capital loans can be good for small businesses that need fast funding and have a PayPal account. Read More

Stripe Review: Payment Processing for Business

Stripe payment processing is a good option for ecommerce businesses. Stripe accepts a wide range of payment methods and carries low fees. Read More

Interchange Fees Definition

Interchange fees are charged to merchants by credit card networks for every credit or debit card transaction. Fees range from 1.15% to 3.25... Read More

EIN Lookup: How to Find a Business Tax ID

Employer identification numbers (EINs) are sometimes called business tax ID numbers. Here's how to do an EIN lookup and why you need one... Read More

National Funding 2022 Review: Flexible Loans for Businesses That Need Quick Capital

National Funding's term loans and equipment financing could be a good choice for small businesses with poor to average credit, but need... Read More

What is a Microloan? Microlenders in 2022

Microloans are small business usually under $50,000. Microloans are a great way for new business owners or those with limited credit to get... Read More

Credit Card Processing Fees and Costs

Credit card processing fees can typically range from 2.87% to 4.35% of each transaction, not including merchant service provider fees. Read More

Credit Card Chargeback: A Guide For Merchants

Credit card chargebacks can protect consumers from unauthorized transactions, but they can be a major headache for business owners —... Read More

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