Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
---|---|
30-yr Mortgage | 4.0-4.5% |
Auto loan | 3.6-15.2% |
Student loan | 3.7-6.3% |
Personal loan | 10.3-32.0% |
Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Loan Articles
Average Debt Consolidation Loan Interest Rates: By Credit Score and Loan Term
Debt consolidation loans are used to simplify payments and reduce outstanding debt. Did you know that the average debt consolidation loan... Read More
Average Commercial Real Estate Loan Rates for 2021
Currently, the average commercial real estate loan interest rate ranges from approximately 4% to 5%. Find out more about what the average... Read More
Best Personal Loans for Bad Credit in 2021
Even if you have a fair to poor credit score, it’s still possible to get a personal loan (and one with a competitive interest rate). Click... Read More
Best Unsecured Business Loans for 2021
Most traditional lenders (and even many alternative lenders) require collateral or a blanket lien on business assets from small business... Read More
What Are Current SBA Loan Rates in 2021?
Loans provided by the U.S. Small Business Administration (SBA) offer some of the best rates among all small business financing options.... Read More
Average Small Business Loan Interest Rates in 2021: Comparing Top Lenders
The average interest rate for small business loans will vary based on the type of loan product, the lender and your qualifications as a... Read More
Best Equipment Loans and Financing for Small Businesses in 2021
Whether you own a bakery and are purchasing a commercial oven or are a dentist and need to purchase new dental chairs, you may need to take... Read More
Rapid Finance Business Loan Review
Rapid Finance, formerly RapidAdvance, offers several financing options for small business owners with low personal credit but consistent... Read More
W2 vs. W4: What’s the Difference?
If you've had to apply to a new job recently, chances are you've heard about W-2's and W-4's. But what exactly are these documents? Click... Read More