Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

See Study

Loan Articles

Shop Personal Loans for Good Credit Borrowers

For borrowers with good credit, which is any FICO score from 680 to 850, getting approved for a personal loan may be easy. Read our... Read More

Should You Use a Personal Loan for Home Improvement?

While you can generally use a personal loan for home improvement, it may not be the best idea. Click to read about when to use a personal... Read More

Buying vs Leasing Commercial Real Estate: Pros and Cons of Each

Knowing whether to buy a property or lease it can be a tough decision for small business owners. Read our guide to see the advantages and... Read More

What Are Hardship Loans and How Can You Find Them?

Hardship loans are fast cash loans you take out to cover emergency expenses, they are high-cost forms of debt. Here’s what you should know... Read More

Invoice Factoring: What is It and How Does It Work?

Invoice factoring is a special type of small business financing that allow business owners to sell invoices at a discount for cash upfront... Read More

SBA Disaster Loans: What You Need to Know

If you've been affected by a declared disaster, you may be eligible to apply for a disaster loan from the SBA. Click to read more about... Read More

What Are Current SBA Loan Rates in 2020?

Loans provided by the U.S. Small Business Administration (SBA) offer some of the best rates among all small business financing options.... Read More

Merchant Cash Advances: How They Work

Merchant cash advances provide small business owners with an alternative financing option separate from traditional bank loans. Click to... Read More

How to Get Funding for Your Small Business: What are Your Options?

Getting financing for your small business is critical to starting or expanding. Click to read what types of financing options are available... Read More

Pages