Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...
See StudyLoan Articles
Debt Counseling: How to Find the Best Service for You
If you're struggling with tackling large amounts of debt, you should consider debt or credit counseling. While most debt counseling... Read More
Freedom Debt Relief Review: A Reputable Debt Settlement Company
Debt settlement companies like Freedom Debt Relief work on your behalf to either settle portions of your existing debt in exchange for a... Read More
Acima Credit Review: Point-of-Sale Financing When You Need it
Acima Credit provides flexible point-of-sale financing and is ideal for borrowers who need the extra financing in order to make a large... Read More
How Much Does it Cost to File for Bankruptcy?
When faced with crippling and inescapable cycles of debt, bankruptcy is usually the last resort. However, although bankruptcy may help with... Read More
How to Pay Off Debt Fast: Tips to Get Out of Debt Quickly
Getting out of debt quickly may enable you to potentially save money on lingering interest fees and late payments. We've compiled a... Read More
Where to Get Free Credit Repair
If you're looking to repair your personal credit score, you should know that there are free ways to fix your credit without paying for a... Read More
Debt Snowball Calculator: Is It the Best Way to Pay Down Your Debt?
Debt is an issue that plagues millions of Americans across the country. If you’re suffering from overwhelming debt, the debt snowball... Read More
Pay for Delete Letters: Are They a Good Idea?
If an old debt sneaks up on you, it can be burdensome and difficult to pay off, especially when trying to raise your credit score. Using a... Read More
Handling Debt: Government Debt Consolidation Programs
Struggling with debt, dealing with multiple lenders and being bombarded with due dates can be stressful. In this situation, considering... Read More