Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

How to Get a Loan to Start a Business: What to Know About Startup Loans

Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More

Contract Financing: What is It and How Does it Work?

Contract financing is a way for your business to receive a cash advance on work you have yet to perform on a contracted job. Click to read... Read More

Net Operating Income (NOI): What Is It? How Do You Calculate It?

Net operating income, or NOI for short, is a measurement used to determine the profitability of a property in commercial real estate. NOI... Read More

What is Quick Ratio? How Do You Calculate It?

The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More

Small Business Grants: How to get funding in 2021

Grants are considered "free money" because they don’t typically need to be repaid. The federal government, state government and even... Read More

What is a Surety Bond and When Do You Need One?

A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More

USDA Business Loans: What are They? How Do They Work?

USDA business loans are a great source of affordable, long-term financing for small businesses, companies, nonprofits and other... Read More

How to Find Commercial Property Value

Putting a value on commercial real estate is part science and part art, but there are several valuation methods at your disposal. Read More

How to Transfer Business Ownership: What You Need to Know

There are several methods of transferring business ownership. The method chosen depends on the business owner's needs and plans, the market... Read More

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