Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Loan Articles
Merchant Cash Advances: How They Work
Merchant cash advances provide small business owners with an alternative financing option separate from traditional bank loans. Click to... Read More
How to Get Funding for Your Small Business: What are Your Options?
Getting financing for your small business is critical to starting or expanding. Click to read what types of financing options are available... Read More
Taycor Financial Business Financing Review
Taycor Financial offers working capital for business owners with low credit and have limited time in business, as well as equipment... Read More
Rapid Finance Business Loan Review
Rapid Finance, formerly RapidAdvance, offers several financing options for small business owners with low personal credit but consistent... Read More
How to Build Business Credit: Why It’s Important and What to Do
Some small business owners don’t realize their business can have its own credit profile. In fact, your business may have its own credit... Read More
9 Overlooked Small Business Tax Breaks
Are you taking advantage of all of the small business tax breaks you're entitled to claim? Here are a few common ones you might be... Read More
7 Employee Benefits That Are Actually Taxable Income
With more perks and benefits becoming standard (and with tax day coming up), it's important to know which perks are considered taxable... Read More
What is the Federal Unemployment Tax Act (FUTA)?
Unlike other payroll taxes that an employer withholds from employee wages, FUTA taxes are paid entirely by the employer. Read on for more... Read More
Home Office Deductions for Small Businesses
Small business owners who work out of their homes may be eligible for a home office deduction on their federal income taxes, as long as it’... Read More