Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...
See StudyLoan Articles
What is the Federal Unemployment Tax Act (FUTA)?
Unlike other payroll taxes that an employer withholds from employee wages, FUTA taxes are paid entirely by the employer. Read on for more... Read More
Home Office Deductions for Small Businesses
Small business owners who work out of their homes may be eligible for a home office deduction on their federal income taxes, as long as it’... Read More
S-Corp vs. C-Corp: What They Are and How They Differ
If you need to choose between establishing an S-Corp or C-Corp, click here for information on what they are and how the two differ. Read More
W2 vs. W4: What’s the Difference?
If you've had to apply to a new job recently, chances are you've heard about W-2's and W-4's. But what exactly are these documents? Click... Read More
What is a Disregarded Entity?
A disregarded entity is a limited liability company, or LLC, with one owner. It is not treated as a separate entity for income tax purposes... Read More
Debt Counseling: How to Find the Best Service for You
If you're struggling with tackling large amounts of debt, you should consider debt or credit counseling. While most debt counseling... Read More
Freedom Debt Relief Review: A Reputable Debt Settlement Company
Debt settlement companies like Freedom Debt Relief work on your behalf to either settle portions of your existing debt in exchange for a... Read More
Acima Credit Review: Point-of-Sale Financing When You Need it
Acima Credit provides flexible point-of-sale financing and is ideal for borrowers who need the extra financing in order to make a large... Read More
How Much Does it Cost to File for Bankruptcy?
When faced with crippling and inescapable cycles of debt, bankruptcy is usually the last resort. However, although bankruptcy may help with... Read More