Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


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LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Soft vs. Hard Credit Inquiry: What They Are and How They Differ

Soft and credit inquiries are used to check your credit score. The main difference between the two is the effect on your credit score, hard... Read More

Why a New Social Security Number Won’t Affect Your Credit

Getting a new social security number won't erase your credit and allow you to start from scratch. Find out more about what happens to your... Read More

How to Get Your Free Credit Report

Every 12 months you can get a free copy of your credit report from each of the major credit bureaus. It's important to stay on top of your... Read More

9 Easy Ways to Boost Your Credit Score

Improving your credit score can take a bit of time and effort but the increase is worth it, especially if you are trying to get a loan,... Read More

Using Your 401(k) to Pay Off Debt? How It Works

If you are struggling financially, dipping into your 401(k) may seem like an easy solution, however, it is more complicated and costly than... Read More

How to Freeze (and Thaw) Your Credit

If you're looking to protect yourself from data breaches and identity theft, you should consider freezing your credit. It gives you a high... Read More

Here's How to Finally Pay Off Your Credit Card Debt

Credit card debt continues to be an issue for many Americans. If you're struggling to pay off your credit cards, here are some payoff... Read More

What is a Perfect Credit Score?

A perfect credit score is seen by many as the ultimate achievement. However, it can be difficult to obtain and you don't need a perfect... Read More

FICO Score vs. Credit Score: What's the Difference?

A credit score is a three-digit number that represents your credit risk and credit history. A FICO score is a brand of credit scores that... Read More

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