Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
How to Get a Loan to Start a Business: What to Know About Startup Loans
Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More
Contract Financing: What is It and How Does it Work?
Contract financing is a way for your business to receive a cash advance on work you have yet to perform on a contracted job. Click to read... Read More
Net Operating Income (NOI): What Is It? How Do You Calculate It?
Net operating income, or NOI for short, is a measurement used to determine the profitability of a property in commercial real estate. NOI... Read More
What is Quick Ratio? How Do You Calculate It?
The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More
Small Business Grants: How to get funding in 2021
Grants are considered "free money" because they don’t typically need to be repaid. The federal government, state government and even... Read More
What is a Surety Bond and When Do You Need One?
A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More
USDA Business Loans: What are They? How Do They Work?
USDA business loans are a great source of affordable, long-term financing for small businesses, companies, nonprofits and other... Read More
How to Find Commercial Property Value
Putting a value on commercial real estate is part science and part art, but there are several valuation methods at your disposal. Read More
How to Transfer Business Ownership: What You Need to Know
There are several methods of transferring business ownership. The method chosen depends on the business owner's needs and plans, the market... Read More