Find the Right Financing for Your Business

If you’re looking for a small business loan, it’s best to shop around to get the best rates and terms. Our comparison tool will help you find the best deals for financing your business.

What We Can Do for You

We’ve done the research for you. Whether you’re a new entrepreneur applying for your first loan or a seasoned business owner applying for an SBA loan, our guides and reviews will help you find the best financing for your business.

Who Has the Best Small Business Loans?


Picking the right loan for your business is critical to your success. We’ve evaluated what types of loans and lenders generally offer the best interest rates.

Learn More

Type of LenderAnnual Interest Rates
Large National Banks2.24-4.77%
Small National and Regional Banks2.86-5.43%
Online/Alternative Lenders5.49-66.57%

Getting Your First Business Loan?

If you’re applying for your first business loan, our guides will help through the process, from figuring out what type of funding you need to getting approved for a loan.


Types of Small Business Financing

There are a variety of financing products beyond traditional loans. Our guides break down these products and explain when and why you’d want to apply for each.


Find the Best Small Business Loans

Shopping around to get the best loan offers can be time-consuming. To help you out, we’ve put together a list of top picks of small business financing for all types of businesses and needs.


SBA & Government Loans

Government loans offer some of the best financing for small businesses in the U.S. Learn more about these competitive loan programs, including which one is the right fit for your business and how to apply.

Average Small Business Loan Amount in 2020: Across Banks and Alternative Lenders

The average loan extended to U.S. businesses in Q4 2018 was $663,000. Click to read how we got those numbers and about other factors that...

See Study

Small Business Loan Reviews

{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/bluevine-invoice-factoring-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/bluevine-2\" alt=\"BlueVine Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/bluevine-invoice-factoring-review\"\u003EBlueVine\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/funding-circle-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/fundingcircle-2\" alt=\"Funding Circle Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/funding-circle-business-loan-review\"\u003EFunding Circle\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/paypal-working-capital-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/paypal-2\" alt=\"PayPal Working Capital Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/paypal-working-capital-review\"\u003EPayPal Working Capital\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/credibility-capital-small-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/credibilitycap-2\" alt=\"Credibility Capital Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/credibility-capital-small-business-loan-review\"\u003ECredibility Capital\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/guidant-financial-robs-plans-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/guidantfinancial-2\" alt=\"Guidant Financial Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/guidant-financial-robs-plans-review\"\u003EGuidant Financial\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/quarterspot-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/quarterspot-2\" alt=\"QuarterSpot Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/quarterspot-business-loan-review\"\u003EQuarterSpot\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/credibly-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/credibly-2\" alt=\"Credibly Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/credibly-business-loan-review\"\u003ECredibly\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/kabbage-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/kabbage-2\" alt=\"Kabbage Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/kabbage-business-loan-review\"\u003EKabbage\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/smartbiz-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/smartbiz-2\" alt=\"SmartBiz Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/smartbiz-business-loan-review\"\u003ESmartBiz\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/currency-equipment-financing-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/currency-1\" alt=\"Currency Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/currency-equipment-financing-review\"\u003ECurrency\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/lending-club-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/lendingclub-3\" alt=\"LendingClub Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/lending-club-business-loan-review\"\u003ELendingClub\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/snapcap-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/snapcap-4\" alt=\"SnapCap Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/snapcap-business-loan-review\"\u003ESnapCap\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/fundation-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/fundation-2\" alt=\"Fundation Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/fundation-business-loan-review\"\u003EFundation\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/ondeck-small-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/ondeck-2\" alt=\"OnDeck Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/ondeck-small-business-loan-review\"\u003EOnDeck\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/streetshares-business-loan-review\"\u003E\n \u003Cimg src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/small_business_loans\/logos_same_size\/streetshares-logo\" alt=\"StreetShares Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/streetshares-business-loan-review\"\u003EStreetShares\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Business Credit
Scores 101

Businesses have credit scores just like individuals do. Our guides will help you understand your business’s credit report and improve your score.


Small Business News & Analysis

9 Overlooked Small Business Tax Breaks

Are you taking advantage of all of the small business tax breaks you're entitled to claim? Here are a few common ones you might be... Read More

7 Employee Benefits That Are Actually Taxable Income

With more perks and benefits becoming standard (and with tax day coming up), it's important to know which perks are considered taxable... Read More

What is the Federal Unemployment Tax Act (FUTA)?

Unlike other payroll taxes that an employer withholds from employee wages, FUTA taxes are paid entirely by the employer. Read on for more... Read More

Home Office Deductions for Small Businesses

Small business owners who work out of their homes may be eligible for a home office deduction on their federal income taxes, as long as it’... Read More

S-Corp vs. C-Corp: What They Are and How They Differ

If you need to choose between establishing an S-Corp or C-Corp, click here for information on what they are and how the two differ. Read More

W2 vs. W4: What’s the Difference?

If you've had to apply to a new job recently, chances are you've heard about W-2's and W-4's. But what exactly are these documents? Click... Read More

How to Become a Top Amazon Seller

Selling on a large platform like Amazon can be highly lucrative but also very competitive. There are a number of best practices and tips to... Read More

Riviera Finance: A Fast Invoice Financing Company With Limited Transparency

Read our comprehensive review of Riviera Finance and its financing options. Riviera Finance is highly recommended for its easy application... Read More

Pearl Capital Review

Pearl Capital's cash advances for business owners is one of the most lenient financing options in the market. Read our full review of Pearl... Read More