Is Homeowners Insurance Tax-Deductible?
Most people can't write off the cost of their homeowners insurance on their taxes. However, you may be able to deduct home insurance if you... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
Car Insurance Rates for 30-Year-Olds
Full coverage car insurance for a 30-year-old costs $203 per month, on average. State Farm usually has the cheapest rates for... Read More
Car Insurance Costs for 50-Year-Olds (and Those Over 50)
At age 50, drivers pay an average of $183 per month for full coverage car insurance. State Farm has the cheapest full coverage, costing... Read More
The Best Cheap Motorcycle Insurance in Utah
Progressive has the best overall motorcycle insurance in Utah. It has great customer satisfaction, good coverage, and the cheapest rates in... Read More
As Winter Sets in, 62% of Homeowners with Damage from Last Season Are Still Dealing With the Consequences
Winter weather poses a number of home risks. Our survey found that a majority of U.S. homeowners are still dealing with the financial... Read More
Medicare vs. Medicaid: The Important Differences to Know
Medicaid is usually cheaper than Medicare, but you can only get Medicaid if you have a low income. Medicare is for seniors and those who... Read More
Which Colleges and Universities Have the Most Crime?
Students are far more likely to encounter property crime than they are to be the victims of violent crime over the course of an enrollment,... Read More
Self-driving and Electric Cars Could be the Future of Travel. But Consumers Are Wary of the Technology
It seems like every week car manufacturers are advertising new safety technology measures, and that consumers are willing to spend on these... Read More
Switch Home Insurance Companies in 5 Steps
1. Review your current policy. 2. Determine your coverage needs. 3. Compare quotes and companies. 4. Buy a new policy. 5. Cancel your old... Read More
Cheap Car Insurance Quotes in Kansas City, Missouri
American Family has the cheapest car insurance quotes in Kansas City, MO. A full coverage policy from American Family costs $153 per month,... Read More
Cheap Car Insurance Quotes: Charlotte, NC
Erie offers the cheapest car insurance in Charlotte, North Carolina. At $77 per month, full coverage insurance from Erie is less than half... Read More
UnitedHealthcare Insurance Review
UnitedHealthcare's health insurance has good customer satisfaction and includes several perks. But members often complain that medical... Read More
Does Renters Insurance Cover Theft?
Renters insurance covers you for the vast majority of theft cases, though there are some notable exceptions to be wary of. Learn the ... Read More
States with the Highest Healthcare Workforce Shortages
The quality of health care in the United States has steadily risen over time. However, despite advances in innovation, it is surprising to... Read More
The Best Cheap Motorcycle Insurance in Michigan
The cheapest motorcycle insurance in Michigan comes from Progressive and costs $22 per month. That's 42% cheaper than the state average of... Read More
Rider Motorcycle Insurance Review: Expansive Coverage With Limited Availability
Motorcycle owners looking for good coverage options should look at Rider, but prices can get high depending on where you live.... Read More
The Best and Cheapest Home Insurance Companies in Vermont (2025)
Vermont Mutual has the cheapest homeowners insurance in Vermont, at $533 per... Read More
Average Cost of Motorcycle Insurance (2025)
The average cost of motorcycle insurance in the U.S. is $33 per month, or $399 per year. But your rate depends on many factors, including... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.