Just Auto Insurance Review

Just Auto Insurance helps people in southern California get auto, home, renters and business insurance. Instead of doing a few applications to find quotes yourself, you can work with Just Auto Insurance and potentially get quotes from several companies at once.


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Just Auto Insurance

Editor's Rating

Just Auto Insurance is a middleman that helps Californians find insurance for their cars, homes and businesses. As a broker, the company works with multiple insurance companies.

If you’re having a hard time finding insurance or you want a more personal touch, going through an insurance broker can help. The tradeoff is that you might have a more expensive rate than if you got insurance directly from a company.

Coverages
Customer service
Service area
Unique value

Pros

Helps you find and compare quotes

Can register your car for you in California

Six offices you can visit

Cons

  • Potentially more expensive rates

  • Only for California residents


Coverages you can get through Just Auto Insurance

You can find many types of car insurance, including motorcycle and RV coverage even if you have tickets, a crash or a DUI.

You can do registration, license plate and title paperwork through Just Auto Insurance instead of going to the DMV.

When you drive internationally, you need insurance to cover your car in that country. Because Southern California is so close to Mexico, residents might want this type of coverage.

Despite the name “Just Auto Insurance,” you could also find home or renters insurance through the company.

Whether you’re an independent driver or a business owner who manages a fleet, vehicles used for work need commercial car insurance.

You can find coverage from Just Auto Insurance if you have a construction, contracting, retail, food service, auto repair, beauty or cleaning business.

Rates you could get through Just Auto Insurance

As a broker, Just Auto Insurance gets quotes from multiple companies for you to choose from. You can get quotes through Just Auto Insurance online, over the phone or in person.

When you get your rates, it's a good idea to compare them to a few quotes you get directly in California to make sure you're getting a good deal.

Average rates in California

Auto insurance

Home insurance

Car insurance rates in California are more expensive than most states.

Geico is one of the best and cheapest car insurance companies in California with rates as low as $143 per month for full coverage, on average.

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The average cost of renters insurance is .

Discounts with Just Auto Insurance

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The type of discounts you can get depends on the insurance company you pick. It can make a big difference in your rate.


Common home and renters insurance discounts

Just Auto Insurance customer reviews

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Customer reviews for Just Auto Insurance are largely good.

The reviews on sites including Yelp, Reddit and Google are mostly positive, with customers praising individual employees who helped them find insurance coverage. However, Just Auto Insurance isn’t accredited by the Better Business Bureau.

If you want to check around, make sure to remember that Just Insure is a different company.

Frequently asked questions

What is Just Auto Insurance’s phone number?

You can call Just Auto Insurance at 866-639-2674 to get a quote and at 888-299-7015 for customer service.

What is Just Auto Insurance?

Just Auto Insurance is an insurance broker in southern California. It acts as a middleman connecting drivers, homeowners, renters and business owners to insurance providers.

Other companies can have similar names. Just Insure is a pay-per-mile car insurance company. Just Insurance Services is an insurance agency with headquarters in Arizona.

How much is car insurance in Los Angeles?

The average car insurance in Los Angeles is $199 a month. Geico offers the cheapest car insurance on average in Los Angeles: $143 a month for full coverage or $41 for minimum liability coverage, on average.

Methodology

Star rating methodology

Auto insurance methodology

Home insurance methodology

Renters insurance methodology

To determine a star rating for an insurance broker, ValuePenguin looks at four things:

  • Types of insurance. Brokers that connect clients to many types of coverage, such as home, auto, renters, RV, motorcycle and business insurance, earned a better star rating.
  • Customer service. Great customer reviews from sites including the Better Business Bureau and Google meant the company received a higher rating.
  • Service area. The company earned more stars if it offers its services to all the residents in at least one state.
  • Unique value. A brokerage that offers a specialized service, such as global coverage for auto insurance or filing clients’ DMV paperwork with the state, earned a higher star rating.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.

About the Author

Jenn Jones

Senior Writer

Jenn Jones is a Senior Writer at LendingTree where she covers auto, home, renters and motorcycle insurance topics.


Previously an editor for USA TODAY Blueprint and a finance manager at World Car dealerships, she has more than a decade of experience in the world of personal finance and a deep interest in sharing knowledge that empowers others. She’s also served as a freelance translator, copy editor, writer and researcher. She graduated from the University of Virginia with a B.S. in commerce and a B.A. in Chinese language and literature.

How insurance helped Jenn

Jenn first came to appreciate pet insurance when annual checkups for her cat and dog totaled more than $700.

Expertise

  • Auto insurance
  • Renters insurance
  • Condo insurance
  • Home insurance

Referenced by

  • USA TODAY
  • MSN
  • F&I Magazine
  • Automotive News

Education

  • BS, Commerce, University of Virginia
  • BA, Chinese Language and Literature, University of Virginia

Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

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