Flexcar Reviews: How It Works, Pricing and What to Expect
Flexcar is a subscription-based car rental company that blends elements of renting and leasing a vehicle.
Instead of a multi-year loan or lease, drivers can subscribe to Flexcar and rent a newer car for as long as they like. Flexcar offers flexibility you won't find at the dealership, because you can switch cars, pause your subscription or cancel fairly easily.
However, that flexibility comes at a price. With Flexcar, you pay about the same price as a traditional car lease for a car that's two to three years older. And unlike getting a car loan, the monthly payments never stop.
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What is Flexcar?
Flexcar is a car rental company that offers long-term car rentals as an alternative to leasing a car from a dealership.
Unlike a lease or car loan, Flexcar gives you the freedom to swap cars or return your car early far more easily than a traditional dealership.
Flexcar has locations in Atlanta, Boston, Charlotte and Nashville. You can pick up your rental car at those locations, or the company also delivers within these areas.
But, if you live somewhere else and want to use Flexcar, you'll have to travel to one of these cities to get your car.
Are Flexcar and Drive with Flex the same?
No, Flexcar and Drive with Flex are two different companies. But they both offer car rental services you subscribe to.
Is Flexcar worth it?
Flexcar is a good deal for some people, especially if you can't afford a down payment on a traditional lease or loan. But its poor customer service reviews mean it's probably better for most people to lease or buy a car from a local dealership.
Flexcar may be worth it if…
- You're shopping for a car and want to test it out for a few months or more before committing.
- You're saving for a down payment to buy a car and need a vehicle you can use in the meantime.
- You're between cars or waiting for your new vehicle to be built and delivered.
- You're rebuilding your credit and can qualify for a Flexcar but don't want to commit to buying a vehicle yet.
- You're temporarily relocating for work and don't want to deal with the hassle of transporting your car.
- You're a student who only needs a car for a few months over the summer.
- You live in a city where you don't need a car most of the time, but regularly rent a car for short trips.
- You like the idea of switching cars regularly instead of committing to one car for a longer period.
Flexcar isn't worth it if…
- You drive a lot for work, take frequent road trips or have an unpredictable commute.
- You don't live in Atlanta, Charlotte, Nashville or New England.
- You're looking for a family car or live in a crowded city and don't want to stress about extra wear and tear, like dings, dents or stained interiors.
- You want to drive the newest-model-year car available.
How much is Flexcar?
Flexcar costs vary depending on the type of car you pick, where you live, how many miles you drive, your credit score and other factors.
Monthly payments range from $359 for a 2021 Kia K5 to $934 for a 2024 Mercedes Benz GLE.
That's before you add the $249 per year membership fee and mandatory insurance package, which starts at $195 per month.
Whether this is a better deal than a traditional lease from a dealership depends on the car you choose.
Cost of Flexcar vs. a traditional lease
Kia K5
Toyota Camry
Mercedes Benz GLE
Flexcar is a better deal if you're looking to lease a Kia K5. At $359 per month, Flexcar costs $15 per month less than a traditional lease. Plus, you don't have a down payment with Flexcar, which saves you money up front.
However, the Flexcar Kia is a 2021 model — four years older than the leased Kia from the dealership. So you're not getting a brand new vehicle.
Flexcar: $359/mo rental fee + $249/yr
Flexcar: 2021 Kia K5 LXS
Lease: $374/mo + $2,500 down
36 mo. lease: 2025 Kia K5 LXS
Kia K5
Flexcar is a better deal if you're looking to lease a Kia K5. At $359 per month, Flexcar costs $15 per month less than a traditional lease. Plus, you don't have a down payment with Flexcar, which saves you money up front.
However, the Flexcar Kia is a 2021 model — four years older than the leased Kia from the dealership. So you're not getting a brand new vehicle.
Flexcar: $359/mo rental fee + $249/yr
Flexcar: 2021 Kia K5 LXS
Lease: $374/mo + $2,500 down
36 mo. lease: 2025 Kia K5 LXS
Toyota Camry
You're better off leasing a Toyota Camry than renting one from Flexcar. The $3,999 down payment on the lease works out to around $111 per month, making the lease option still a solid $39 per month cheaper than Flexcar.
Flexcar is only a better deal in this situation if you can't afford the down payment.
Flexcar: $419/mo rental fee + $249/yr
Flexcar: 2024 Toyota Camry SE
Lease: $269/mo + $3,999 down
36 mo. lease: 2026 Toyota Camry SE
Mercedes Benz GLE
Flexcar is the cheaper option for the Mercedes, but only by about $13 per month. The main downside to using Flexcar in this scenario is that you'll be driving a car that's two model years old, compared to the newest dealer-lease version.
Flexcar: $934/mo + $249/yr
Flexcar: 2024 Mercedes Benz GLE 350
Lease: $799/mo + $6,076 down
36 mo. lease: 2026 Mercedes Benz GLE 350
Keep in mind, these rates are for the Flexcar Standard Plan, which includes 850 miles per month. If you drive more than that, your Flexcar payment will be more expensive.
For example, if you choose the Kia K5 and upgrade to the Cruiser Package, which includes 1,200 miles per month, you'll pay $439 per month. That's $80 per month more than the Standard Package.
In addition, Flexcar may require a refundable security deposit, depending on your credit score.
Flexcar has a few hidden fees you should watch out for.
- $20 to $40 per month to add an additional driver.
- $99 vehicle preparation fee when you pick up a new car. This fee may be waived for your first order.
- $199 each time you switch cars.
- $49 to $450 in cleaning fees when you return the car, depending on its condition.
- $100 cancellation fee if you cancel your rental more than 24 hours after booking.
- $50 reschedule fee for changing your order more than 24 hours after booking.
- $450 fine if you lose a car key.
- $30 fee if you get a ticket while driving your Flexcar, on top of the cost of the ticket.
- A gas fee if you return the car with less gas than when you picked it up.
It's also important to note that Flexcar won't refund a portion of your payment if you return your car in the middle of a billing cycle. You'll still owe the full monthly rate, even if you only use the car for a few days that month.
Flexcar insurance
Flexcar rentals come with insurance, but it's not included in the base price.
Flexcar offers two protection plans, which include the minimum amount of liability insurance required in your state. However, that's not enough protection for most people.
Flexcar protection plans
-
Essential protection plan: Includes comprehensive and collision coverage, which pay for most types of damage to your car, regardless of whose fault it is.
This plan has a $2,000 deductible, which means you'll have to pay for the first $2,000 of repairs before insurance kicks in.
- Enhanced protection plan: Includes the same coverage as the essential plan, but has a deductible of only $500. Plus, it includes full glass coverage which pays to replace your windshield or windows without a deductible.
Flexcar insurance costs vs. traditional insurance
Insurance from Flexcar is usually more expensive than traditional insurance. However, both Flexcar and regular insurance rates vary depending on the company you choose, your age, credit score, driving history and other factors.
For example, Flexcar's Enhanced Protection plan costs around $245 per month for a 2021 Kia K5. That's $53 per month more than average.
- Flexcar Enhanced Protection Plan: $245 per month
- Minimum liability insurance with a $500 deductible: $192 per month
- Flexcar Essential Protection Plan: $195 per month
- Minimum liability insurance with a $1,000 deductible : $175 per month
Rates are for a 2024 Hyundai Elantra SEL, and include the minimum insurance limits required in North Carolina.
Similar to a regular insurance policy, Flexcar won't cover the cost of an accident if someone not listed on the policy is driving your car. Flexcar may also refuse to cover the cost of a crash if you:
- Drive recklessly
- Cause a crash while using your phone
- Don't report an accident or damage to the car
- Don't fill out an incident report after an accident
- Lie about the details of an accident
And the company won't pay for theft or vandalism if you park your car and leave it unlocked.
How does Flexcar work?
To subscribe to Flexcar, you must be at least 21 years old and have a permanent U.S. driver's license.
The first step to getting your Flexcar is finding your car. To start your search, you'll need to provide Flexcar with your:
- ZIP code
- Age
- Credit score bracket (an estimate is ok)
Next, you'll select your mileage plan. Flexcar offers two mileage plans at this stage:
- Standard plan: Includes 850 miles per month
- Cruiser plan: Includes 1,200 miles per month, plus 30% off additional miles
Once you're on the road, you can upgrade to the Road Warrior plan or downgrade to the Low Gear plan.
If you run out of miles, Flexcar will automatically add 100 miles to your account for an extra fee. The mileage fee varies depending on the car you choose, where you live and other factors.
Any leftover miles will roll over to the next month. If you have unused miles when you return the car, they expire. You can't transfer them to your next rental.
Next, you'll choose whether to pick up the car at a Flexcar hub or have the car delivered to your home. Delivery is only available near one of the Flexcar hubs, which are in Atlanta, Boston, Charlotte and Nashville.
At this point, you need to create an account.
Flexcar will do a soft credit pull to finalize your monthly rate and determine whether you need to put down a security deposit. This doesn't affect your credit score. While Flexcar doesn't mention that you need a minimum credit score to qualify, a low score could increase your rental rates.
What's included with my Flexcar subscription?
Every Flexcar vehicle comes with:
- Roadside assistance, including towing, a flat tire change or battery jumpstart.
- Routine and preventative maintenance, such as oil changes, brake pad replacement or tire rotation.
- Sunoco gas discount of 20 cents per gallon.
Flexcar doesn't share info on how it handles more extensive maintenance, like replacing a transmission.
However, since Flexcar vehicles are typically only a few years old, many are still under the manufacturer's original warranty. You should check to see if the car you're considering has this benefit, because it could offer even more protection than the Flexcar subscription.
If you're in a crash or get a door ding, you'll have to pay for any repairs your Flexcar insurance policy doesn't cover. That includes your deductible.
Flexcar customer service reviews
Flexcar doesn't have great customer service reviews.
Most people are happy with the company's quick and easy car pickup process. But when things go wrong, the experience can become frustrating and expensive.
Flexcar customers frequently complain about unanswered phone calls and emails in their reviews on Reddit, Trustpilot, Yelp and other forums. Many reviews mention billing errors, such as charges of extra weeks, hidden fees and overcharges.
People tend to have a hard time getting refunds or credits, even when they have enough evidence to prove the charges were incorrect. If you're considering Flexcar, make sure you document everything to protect yourself if issues arise. This includes taking photos of the car, odometer and fuel levels when you pick it up and return it, mileage and records of all communications with the company.
Flexcar alternatives
There are a number of alternatives to Flexcar, including other companies that offer subscription-based rental cars, traditional rental car companies and a car lease through the dealership.
You can also find similar long-term car rental programs at Sixt+, Drive with Flex, Hertz Multi-Month and Autonomy.
Flexcar vs. Sixt+
Flexcar is a better choice than Sixt+ because it offers cheaper rates and a wider range of vehicles. But Sixt+ is available in far more locations than Flexcar, so it's much more convenient for most people.
Flexcar is much cheaper than Sixt+.
For example, a Mercedes Benz GLA SUV from Flexcar costs around $549 per month, while Sixt+ charges $759 per month for the same vehicle.
In addition, Flexcar offers a larger range of non-luxury brands, like Kia or Hyundai, which means you can usually find a vehicle for a much cheaper price.
Sixt+ is available in far more locations than Flexcar.
You can pick up a Sixt+ rental at 21 major airports across the U.S. In comparison, Flexcar is only available in Atlanta, Charlotte, Nashville and the Boston area. You can still use Flexcar if you don't live in these areas. But you'll have to travel there to pick up your car, which can be inconvenient.
Flexcar and Sixt+ subscriptions come with similar features, such as maintenance and insurance.
One major difference is that Sixt+ allows you to use your own insurance policy, as long as it meets their requirements. With Flexcar, this isn't an option.
One main difference is that Sixt+ replaces your car at least once per year.
That means you'll always be driving a relatively new car. With Flexcar, you can keep your car for a longer period of time.
Flexcar vs. Drive with Flex
Flexcar is a better choice if you want all of your costs bundled into one payment.
Drive with Flex has cheaper rates, so it's a better option for cost-conscious drivers who don't mind getting their own insurance and paying for maintenance on their own. It's also much easier to get a car from Drive with Flex, because they offer delivery in all 50 states.
Drive with Flex is significantly cheaper than Flexcar because it includes fewer perks.
A 2023 Volvo XC90 SUV costs $194 per month from Drive with Flex. A similar 2023 Volvo XC60 from Flexcar costs $724 per month — nearly four times more.
Drive with Flex requires a down payment, and it doesn't include maintenance. That means you'll need to pay for oil changes, tire rotations or new brake pads on your own. But it's unlikely that these things would cost $530 per month, especially if you plan to keep the car for a long time.
Drive with Flex offers delivery nationwide, so it's much more convenient for many people.
With Flexcar, you can only pick up your car or have it delivered within the Atlanta, Boston, Charlotte or Nashville areas. If you live somewhere else and want to use Flexcar, you'll have to travel to one of those locations to pick up the car.
A Flexcar subscription includes a lot more perks than Drive with Flex.
Another difference is that Flexcar allows you to make adjustments to your mileage whenever you'd like. Drive with Flex locks you into a mileage program for the full length of your rental. If you go over your mileage package, you'll have to pay extra.
Flexcar vs. Hertz Multi-Month
Flexcar has a much better online platform than Hertz if you're looking to book a long term rental, making it more convenient for most people. But Hertz is more widely available.
You can't book a car through Hertz Multi-Month online, which means you can't easily compare rates between Hertz and Flexcar.
However, Hertz doesn't have an annual fee like Flexcar ($249 per year). So it will cost you less money up front to rent from Hertz.
Hertz doesn't require you to choose a mileage package up front, which sets it apart from Flexcar.
That means you won't owe money if you make a wrong guess as to how many miles you're going to drive over the course of your rental.
Flexcar vs. Autonomy
Autonomy is different from Flexcar because it only rents Tesla Model 3s. Flexcar offers a handful of EVs, including the Chevy Equinox EV and Hyundai Ioniq.
However, Autonomy's Tesla rental is cheaper than most EVs from Flexcar.
At around $390 per month, a Tesla Model 3 from Autonomy is cheaper than Flexcar.
Flexcar charges around $584 per month for the same vehicle, before adding insurance.
The main difference is that Autonomy requires a down payment of $1,900. While Autonomy is still cheaper in the long run, Flexcar is a better choice if you don't want to put any money down.
Both Autonomy' and Flexcar include routine maintenance.
But Autonomy sends a repair tech to your home for tire rotations, air filter replacements and checkups. That can be really helpful if you don't have time to take the car to a dealership for services.
Flexcar offers insurance, while Autonomy does not.
If you choose Autonomy, you'll have to buy a traditional insurance policy. That's not necessarily a negative, because you'll have more flexibility in the limits you choose.
Frequently asked questions
Is Flexcar a good option?
Flexcar isn't a good option for most people because it's typically more expensive than leasing a car from the dealership, and you'll get an older car. However, you might consider Flexcar if you're between cars, want to test out a model over a longer term or are temporarily relocating for work and don't want to bring your own car.
Is Flexcar cheaper than owning a car?
No, Flexcar isn't cheaper than owning a car in most situations. Not only are the monthly payments more expensive, but you're limited to driving a set number of miles per month. Unlike a traditional car loan, your Flexcar payments never end. And when you turn in the car, you don't get any money back like you would if you traded in a car you own.
How much is the Flexcar annual fee?
Flexcar's annual membership costs $249 per year. That's fairly minimal compared to the cost to rent a Flexcar, which can range from $369 to $934 per month.
Does Flexcar offer delivery?
Yes, Flexcar offers delivery, but only in and around Atlanta, Boston, Charlotte and Nashville. If you live elsewhere, you'll need to travel to one of the Flexcar hubs to pick up your car.
Methodology
To determine the cost of Flexcar, ValuePenguin editors priced out rental vehicles for a driver between 25 and 34 years old with a good credit score who lives in Charlotte, NC. Insurance rates are based on a policy with the minimum car insurance limits required in North Carolina, along with collision and comprehensive coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $50,000 per accident
- Uninsured and underinsured motorist bodily injury: $50,000 per person and $100,000 per accident
- Uninsured and underinsured motorist property damage: $50,000 per accident
- Collision and comprehensive deductible: $500 or $1,000
Senior Writer
Lindsay Bishop is a Senior Writer at ValuePenguin, where she educates readers about home, auto, renters, flood and motorcycle insurance.
Lindsay began her career in the insurance and financial industry in 2010. She was a licensed auto, home, life and health insurance agent and held Series 6 and 63 financial licenses.
After a hiatus from the financial sector, Lindsay returned to the industry as a content writer for ValuePenguin in 2021. She enjoys having the opportunity to help readers make smart decisions about their insurance so they can be prepared for anything life throws their way.
When Lindsay isn't writing about insurance, you can find her spending time with family, enjoying the outdoors on Sunday long runs or riding her Peloton.
How insurance helped Lindsay
As a homeowner for 15 years located in South Carolina, Lindsay has plenty of experience navigating the coastal insurance market and managing the claims process. That includes successfully negotiating a full roof replacement claim.
Expertise
- Home insurance
- Car insurance
- Flood insurance
- Renters insurance
- Motorcycle insurance
Referenced by
- CNBC
- Yahoo Finance
- Miami Herald
Education
- BS/BA Economics, University of Nevada Las Vegas
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.