Cheap Auto Insurance in Ocala, Florida

Find Cheap Auto Insurance Quotes in Your Area

Currently insured?
{"id":6,"isAgeFieldVisible":true,"isInsuranceTypeFieldVisible":true,"isInsuredStatusFieldVisible":true,"buttonText":"Find Insurers","customEventLabel":"","defaultZip":"","defaultProduct":"auto","quoteWizardEndpoint":"https:\/\/","trackingKey":"_auto-insurance_florida_ocala","tier":"VPT1","title":"Find Cheap Auto Insurance Quotes in Your Area","vendor":"vp","style":null}

We analyzed quotes from the top auto insurers and found that the cheapest car insurance in Ocala is offered by State Farm. Its rate of $1,104 per year for auto insurance coverage was 21% less than the citywide average. However—as rates can vary based on your age, driving history and where you live—we recommend that you compare quotes to get the best auto insurance rates. Enter your ZIP code above to begin collecting quotes from insurers near you.

Ocala, Florida Car Insurance Costs

In Ocala, the average cost of car insurance for our profile driver was $1,402 per year. This rate is 12% cheaper than the Florida average of $1,589 per year. Across the car insurance companies we considered, annual rates varied by $624 per year from the cheapest insurer, which was State Farm, to the most expensive company, which was Progressive. This large difference in rates is why we always recommend that drivers compare car insurance quotes.

Comparing the cost of auto insurance in Ocala, Florida

Ocala, Florida Auto Insurance Agents

Some drivers find it helpful to speak to a local insurance agent directly. Insurance agents can help drivers decide how much coverage they may need and help them manage their policies. Below, we've compiled a directory of insurance agents and agencies located in Ocala, Florida.


The Nation Group420 S.E. Eighth St., Ocala, FL 34471352-732-3881
Advanced Insurance Underwriters - Ocala409 S.E. Wenona Ave., Ocala, FL 33471-4264352-237-5300
Holder Insurance Agency Inc.1635 S.W. First Ave., Ocala, FL 34471352-237-1141
Bird Insurance Agency LLC516 S.E. 17th St., Ocala, FL 34471352-622-3899
Dyruff Insurance Agency Inc.1157 N.E. 14th St., Ocala, FL 34470352-732-7070
Lassiter Ware - Ocala2011 S.W. 20 Pl. #101, Ocala, FL 34471352-368-2500
Brown & Brown of Florida Inc. - Ocala1720 S.E. 16th Ave. Suite 301, Ocala, FL 34471352-732-5010
George F Mangan Insurance Inc.725 N.E. 25th Ave., Ocala, FL 34470352-732-3191
AAA Insurance Agency - Ocala3033 S.W. College Blvd. Unit 101, Ocala, FL 32674800-891-4222
AAA South - Ocala3033 S.W. College Rd. Unit 101, Ocala, FL 32674800-891-4222
BB&T - Oswald & Trippe3306 S.W. 26th Ave. Suite 302, Ocala, FL 34474352-861-4534
Rick Callum Insurance Inc.3306 S.W. 26th Ave., Ocala, FL 34471352-694-4200
Ahrens Insurance Agency507 N.E. 36th Ave., Ocala, FL 34470352-368-7090
Fulton Agency Inc.2609 S.W. 33rd Building 103, Ocala, FL 34474352-854-8859
Parks Insurance Corporation901 S.W. 60th Ave., Ocala, FL 34477-0788352-237-2164
Gordon Reiss Insurance LLC1084 S.E. 58th Ave., Ocala, FL 34480352-671-1833
Wheeler Insurance Agency LLC10941 S. US Hwy 441, Belleview, FL 34420352-307-6666
Sumter-Marion Insurance8740 S.E. 165th Mulberry Ln., The Villages, FL 32162352-753-7755
Clifford Insurance Center Inc.9790 S.E. 160th Ln., Summerfield, FL 34491352-245-5455
Sumter-Marion Insurance of Southern Trace3513 Wedgewood Ln., The Villages, FL 32162352-751-6560
Sumter-Marion Insurance1578 Bella Cruz Dr., The Villages, FL 32159352-753-0093

Car Insurance Requirements in Ocala, Florida

Ocala drivers are required to maintain the same minimum car insurance as those in the rest of the Sunshine State. In Florida, the minimum car requirements are as follows:

  • Property damage liability (PDL): $10,000 per accident
  • Personal injury protection (PIP): $10,000 per accident

Ocala, Florida Motor Vehicle Theft and Fatality Statistics

There are 30% fewer car thefts in Ocala compared to the rest of the state, which means drivers can generally get good rates on their comprehensive coverage. Comprehensive coverage covers your vehicle if it is stolen or damaged in an event that is not a car accident.

In Ocala, there have been 82 fatal car crashes resulting in 91 total deaths. Car insurance companies set rates based on the frequency of auto claims that result from accidents. Areas with a high frequency of serious auto accidents can expect to pay more for auto insurance than areas with safer roads.

Ocala Auto Theft and Fatal Accident Statistics

Ocala auto thefts (2009)100
Ocala thefts per 1,000 people1.77
Florida thefts per 1,000 people2.64
Fatal auto accidents82
Auto fatalities91

Fatal Crashes in Ocala by Vehicle Make and Model

Make and model

Chevrolet C, K, R, V-series pickup/Silverado15
Ford F-Series pickup24
Chevrolet Malibu/Malibu Maxx43
Make unknown (as to automobile, motorcycle, light truck or truck)13
Other make * Other (vehicle)23

Deadliest Roads in Ocala


Fatal Car Crashes in Ocala by Day of Week

Day of week


Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.